Home > First American Bank & Trust of Grafton > Income and Expense

First American Bank & Trust of Grafton, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$7,087,0004,180
Total interest expense$3,218,0003,716
Net interest income$3,869,0004,518
Provision for loan and lease losses$-200,00012,313
Total noninterest income$568,0004,850
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$226,0005,407
Trading account gains and fees$0475
Additional Noninterest Income$342,0003,768
Total noninterest expense$2,653,0004,895
Salaries and employee benefits$1,429,0004,475
Premises and equipment expense$211,0007,199
Additional noninterest expense$1,013,0004,662
Pre-tax net operating income$1,984,0003,444
Securities gains (losses)$-81,00011,391
Applicable income taxes$577,0003,630
Income before extraordinary items$1,326,0003,530
Extraordinary gains, net$0249
Net income$1,326,0003,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-150,00012,340
Cash dividends$1,188,0001,666
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,382,7003,435
1993-12-31 (YTD Data)Rank
Total interest income$6,973,0004,326
Total interest expense$2,931,0004,198
Net interest income$4,042,0004,354
Provision for loan and lease losses$-250,00013,077
Total noninterest income$364,0006,861
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$232,0005,385
Trading account gains and feesNANA
Additional Noninterest Income$132,0006,969
Total noninterest expense$2,773,0004,822
Salaries and employee benefits$1,534,0004,187
Premises and equipment expense$185,0008,012
Additional noninterest expense$1,054,0004,699
Pre-tax net operating income$1,883,0003,518
Securities gains (losses)$221,0001,584
Applicable income taxes$656,0003,320
Income before extraordinary items$1,448,0003,353
Extraordinary gains, net$62,0002,002
Net income$1,510,0003,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-668,00013,248
Cash dividends$1,857,0001,099
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,295,5103,536
1992-12-31 (YTD Data)Rank
Total interest income$7,736,0004,420
Total interest expense$3,620,0004,432
Net interest income$4,116,0004,330
Provision for loan and lease losses$315,0004,000
Total noninterest income$383,0006,701
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$250,0005,136
Trading account gains and feesNANA
Additional Noninterest Income$133,0007,087
Total noninterest expense$2,667,0005,010
Salaries and employee benefits$1,443,0004,373
Premises and equipment expense$169,0008,579
Additional noninterest expense$1,055,0004,840
Pre-tax net operating income$1,517,0004,008
Securities gains (losses)$41,0004,460
Applicable income taxes$472,0004,192
Income before extraordinary items$1,086,0004,174
Extraordinary gains, net$01,422
Net income$1,086,0004,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0002,566
Cash dividends$713,0002,096
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,057,3003,971

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.