Home > First American Bank SSB > Income and Expense
First American Bank SSB, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $29,915,000 | 1,095 |
| Total interest expense | $10,250,000 | 1,465 |
| Net interest income | $19,665,000 | 894 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $4,655,000 | 994 |
| Gross Fiduciary activities income | $649,000 | 565 |
| Service charges on deposit accounts | $3,035,000 | 456 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $971,000 | 1,916 |
| Total noninterest expense | $14,804,000 | 950 |
| Salaries and employee benefits | $8,436,000 | 819 |
| Premises and equipment expense | $2,131,000 | 947 |
| Additional noninterest expense | $4,237,000 | 1,106 |
| Pre-tax net operating income | $9,366,000 | 870 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,234,000 | 834 |
| Income before extraordinary items | $6,132,000 | 916 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,132,000 | 916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $5,025,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,132,000 | 902 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $29,963,000 | 1,089 |
| Total interest expense | $10,903,000 | 1,413 |
| Net interest income | $19,060,000 | 900 |
| Provision for loan and lease losses | $393,000 | 2,093 |
| Total noninterest income | $5,251,000 | 902 |
| Gross Fiduciary activities income | $569,000 | 596 |
| Service charges on deposit accounts | $3,292,000 | 397 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,390,000 | 1,476 |
| Total noninterest expense | $14,623,000 | 939 |
| Salaries and employee benefits | $7,750,000 | 853 |
| Premises and equipment expense | $1,916,000 | 1,007 |
| Additional noninterest expense | $4,957,000 | 961 |
| Pre-tax net operating income | $9,295,000 | 842 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $3,187,000 | 823 |
| Income before extraordinary items | $6,106,000 | 894 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,106,000 | 893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,352 |
| Cash dividends | $7,130,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,107,320 | 854 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $30,133,000 | 1,121 |
| Total interest expense | $10,848,000 | 1,440 |
| Net interest income | $19,285,000 | 927 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $4,766,000 | 958 |
| Gross Fiduciary activities income | $544,000 | 623 |
| Service charges on deposit accounts | $3,235,000 | 408 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $987,000 | 1,752 |
| Total noninterest expense | $14,058,000 | 977 |
| Salaries and employee benefits | $7,415,000 | 894 |
| Premises and equipment expense | $1,851,000 | 1,069 |
| Additional noninterest expense | $4,792,000 | 996 |
| Pre-tax net operating income | $9,893,000 | 827 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $3,346,000 | 850 |
| Income before extraordinary items | $6,565,000 | 846 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,565,000 | 848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,403 |
| Cash dividends | $8,707,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,553,120 | 823 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $26,869,000 | 1,275 |
| Total interest expense | $9,265,000 | 1,707 |
| Net interest income | $17,604,000 | 1,033 |
| Provision for loan and lease losses | $486,000 | 1,772 |
| Total noninterest income | $3,963,000 | 1,120 |
| Gross Fiduciary activities income | $511,000 | 698 |
| Service charges on deposit accounts | $2,533,000 | 542 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $919,000 | 1,920 |
| Total noninterest expense | $11,488,000 | 1,257 |
| Salaries and employee benefits | $6,049,000 | 1,111 |
| Premises and equipment expense | $1,454,000 | 1,402 |
| Additional noninterest expense | $3,985,000 | 1,358 |
| Pre-tax net operating income | $9,593,000 | 817 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $3,237,000 | 819 |
| Income before extraordinary items | $6,347,000 | 850 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,347,000 | 851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,645 |
| Cash dividends | $8,382,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,352,940 | 827 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,397,000 | 1,293 |
| Total interest expense | $9,745,000 | 1,632 |
| Net interest income | $16,652,000 | 1,102 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $5,283,000 | 921 |
| Gross Fiduciary activities income | $444,000 | 776 |
| Service charges on deposit accounts | $2,492,000 | 561 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,347,000 | 1,022 |
| Total noninterest expense | $12,053,000 | 1,210 |
| Salaries and employee benefits | $5,692,000 | 1,176 |
| Premises and equipment expense | $1,601,000 | 1,298 |
| Additional noninterest expense | $4,760,000 | 1,167 |
| Pre-tax net operating income | $9,797,000 | 845 |
| Securities gains (losses) | $-155,000 | 11,622 |
| Applicable income taxes | $3,251,000 | 859 |
| Income before extraordinary items | $6,391,000 | 871 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,391,000 | 870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,928 |
| Cash dividends | $6,471,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,493,300 | 848 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $23,053,000 | 1,350 |
| Total interest expense | $7,287,000 | 1,720 |
| Net interest income | $15,766,000 | 1,157 |
| Provision for loan and lease losses | $688,000 | 1,218 |
| Total noninterest income | $4,908,000 | 937 |
| Gross Fiduciary activities income | $400,000 | 808 |
| Service charges on deposit accounts | $2,558,000 | 549 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,950,000 | 1,145 |
| Total noninterest expense | $11,641,000 | 1,273 |
| Salaries and employee benefits | $5,477,000 | 1,226 |
| Premises and equipment expense | $1,604,000 | 1,307 |
| Additional noninterest expense | $4,560,000 | 1,269 |
| Pre-tax net operating income | $8,345,000 | 932 |
| Securities gains (losses) | $-1,035,000 | 12,407 |
| Applicable income taxes | $2,127,000 | 1,136 |
| Income before extraordinary items | $5,183,000 | 984 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,183,000 | 980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $927,000 | 913 |
| Cash dividends | $5,700,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,917,850 | 890 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,209,000 | 1,481 |
| Total interest expense | $7,475,000 | 1,758 |
| Net interest income | $13,734,000 | 1,313 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $4,477,000 | 1,075 |
| Gross Fiduciary activities income | $331,000 | 905 |
| Service charges on deposit accounts | $2,564,000 | 541 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,582,000 | 1,485 |
| Total noninterest expense | $10,930,000 | 1,407 |
| Salaries and employee benefits | $4,823,000 | 1,392 |
| Premises and equipment expense | $1,452,000 | 1,461 |
| Additional noninterest expense | $4,655,000 | 1,350 |
| Pre-tax net operating income | $7,281,000 | 979 |
| Securities gains (losses) | $315,000 | 1,252 |
| Applicable income taxes | $2,023,000 | 1,203 |
| Income before extraordinary items | $5,573,000 | 931 |
| Extraordinary gains, net | $715,000 | 318 |
| Net income | $6,288,000 | 869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $795,000 | 2,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,343,050 | 915 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,600,000 | 1,486 |
| Total interest expense | $9,249,000 | 1,826 |
| Net interest income | $15,351,000 | 1,219 |
| Provision for loan and lease losses | $1,067,000 | 1,763 |
| Total noninterest income | $4,583,000 | 1,050 |
| Gross Fiduciary activities income | $308,000 | 937 |
| Service charges on deposit accounts | $2,570,000 | 535 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,705,000 | 1,394 |
| Total noninterest expense | $10,467,000 | 1,467 |
| Salaries and employee benefits | $4,342,000 | 1,531 |
| Premises and equipment expense | $1,315,000 | 1,619 |
| Additional noninterest expense | $4,810,000 | 1,371 |
| Pre-tax net operating income | $8,400,000 | 768 |
| Securities gains (losses) | $1,481,000 | 498 |
| Applicable income taxes | $1,105,000 | 1,922 |
| Income before extraordinary items | $8,776,000 | 547 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,776,000 | 548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $185,000 | 5,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,457,910 | 582 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.