Home > First American Bank of Watertown > Income and Expense
First American Bank of Watertown, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 10,866 |
| Total interest expense | $913,000 | 10,805 |
| Net interest income | $1,102,000 | 10,690 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $274,000 | 8,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,855 |
| Total noninterest expense | $1,013,000 | 9,912 |
| Salaries and employee benefits | $450,000 | 10,308 |
| Premises and equipment expense | $115,000 | 10,217 |
| Additional noninterest expense | $448,000 | 8,986 |
| Pre-tax net operating income | $363,000 | 9,551 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $107,000 | 9,719 |
| Income before extraordinary items | $308,000 | 9,207 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $308,000 | 9,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $269,520 | 9,313 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.