Home > First American Bank of Watertown > Assets and Liabilities
First American Bank of Watertown, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $24,225,000 | 11,328 |
| Cash and due from depository institutions | $1,034,000 | 10,697 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,080,000 | 9,989 |
| Federal funds sold & reverse repurchase agreements | $733,000 | 9,481 |
| Net loans & leases | $13,434,000 | 10,629 |
| Loan loss allowance | $355,000 | 8,013 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $225,000 | 11,308 |
| Other real estate owned | $280,000 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $439,000 | 10,282 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,225,000 | 11,328 |
| Total liabilities | $22,290,000 | 11,263 |
| Total deposits | $21,772,000 | 11,246 |
| Interest-bearing deposits | $19,584,000 | 11,032 |
| Deposits held in domestic offices | $21,772,000 | 11,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,419 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $318,000 | 7,950 |
| Total equity capital | $1,935,000 | 11,603 |
| Total bank equity capital | $1,935,000 | 11,603 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $125,000 | 10,234 |
| Surplus | $975,000 | 8,537 |
| Undivided profits | $835,000 | 10,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 8,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $106,000 | 11,371 |
| Earning assets | $22,247,000 | 11,241 |
| Long-term assets (5+ years) | $5,466,000 | 6,204 |
| Average Assets, year-to-date | $23,565,400 | 11,307 |
| Average Assets, quarterly | $23,752,000 | 11,349 |
| Volatile liabilities | $840,000 | 12,114 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,163,000 | 8,771 |
| Tier 1 (core) risk-based capital | $1,935,000 | 11,562 |
| Tier 2 risk-based capital | $188,700 | 9,715 |
| Total risk weighted assets | $14,929,400 | 10,660 |
| Total unused commitments | $1,163,000 | 8,798 |
| Derivatives | $0 | 651 |