Home > First American Bank of Pensacola > Income and Expense
First American Bank of Pensacola, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,528,000 | 1,476 |
| Total interest expense | $12,132,000 | 1,419 |
| Net interest income | $11,396,000 | 1,546 |
| Provision for loan and lease losses | $255,000 | 3,188 |
| Total noninterest income | $936,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $776,000 | 1,788 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $160,000 | 5,316 |
| Total noninterest expense | $4,778,000 | 2,837 |
| Salaries and employee benefits | $3,060,000 | 2,339 |
| Premises and equipment expense | $765,000 | 2,678 |
| Additional noninterest expense | $953,000 | 4,143 |
| Pre-tax net operating income | $7,299,000 | 1,042 |
| Securities gains (losses) | $-27,000 | 8,889 |
| Applicable income taxes | $2,721,000 | 899 |
| Income before extraordinary items | $4,551,000 | 1,160 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,551,000 | 1,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,885 |
| Cash dividends | $1,645,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,568,280 | 1,151 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,632,000 | 1,651 |
| Total interest expense | $9,056,000 | 1,658 |
| Net interest income | $10,576,000 | 1,645 |
| Provision for loan and lease losses | $270,000 | 2,899 |
| Total noninterest income | $1,051,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $748,000 | 1,772 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $303,000 | 3,994 |
| Total noninterest expense | $4,795,000 | 2,819 |
| Salaries and employee benefits | $2,895,000 | 2,421 |
| Premises and equipment expense | $801,000 | 2,540 |
| Additional noninterest expense | $1,099,000 | 3,715 |
| Pre-tax net operating income | $6,562,000 | 1,175 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $2,423,000 | 1,041 |
| Income before extraordinary items | $4,151,000 | 1,308 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,151,000 | 1,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $2,348,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,143,320 | 1,290 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,457,000 | 1,856 |
| Total interest expense | $8,309,000 | 1,841 |
| Net interest income | $9,148,000 | 1,869 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $888,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $663,000 | 1,921 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $225,000 | 4,672 |
| Total noninterest expense | $4,235,000 | 3,072 |
| Salaries and employee benefits | $2,566,000 | 2,637 |
| Premises and equipment expense | $622,000 | 3,061 |
| Additional noninterest expense | $1,047,000 | 3,803 |
| Pre-tax net operating income | $5,441,000 | 1,387 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $1,112,000 | 2,120 |
| Income before extraordinary items | $4,332,000 | 1,227 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,332,000 | 1,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $485,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,329,600 | 1,190 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,957,000 | 2,184 |
| Total interest expense | $7,080,000 | 2,128 |
| Net interest income | $7,877,000 | 2,231 |
| Provision for loan and lease losses | $620,000 | 1,466 |
| Total noninterest income | $961,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $582,000 | 2,252 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $379,000 | 3,405 |
| Total noninterest expense | $3,491,000 | 3,617 |
| Salaries and employee benefits | $2,184,000 | 3,036 |
| Premises and equipment expense | $467,000 | 3,928 |
| Additional noninterest expense | $840,000 | 4,563 |
| Pre-tax net operating income | $4,727,000 | 1,636 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $1,820,000 | 1,441 |
| Income before extraordinary items | $2,901,000 | 1,826 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,901,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,593 |
| Cash dividends | $301,000 | 4,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,904,840 | 1,781 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,404,000 | 2,683 |
| Total interest expense | $5,853,000 | 2,599 |
| Net interest income | $6,551,000 | 2,711 |
| Provision for loan and lease losses | $325,000 | 2,425 |
| Total noninterest income | $869,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $542,000 | 2,506 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $327,000 | 3,872 |
| Total noninterest expense | $3,318,000 | 3,979 |
| Salaries and employee benefits | $1,894,000 | 3,508 |
| Premises and equipment expense | $551,000 | 3,479 |
| Additional noninterest expense | $873,000 | 4,862 |
| Pre-tax net operating income | $3,777,000 | 1,917 |
| Securities gains (losses) | $-72,000 | 11,132 |
| Applicable income taxes | $1,378,000 | 1,737 |
| Income before extraordinary items | $2,327,000 | 2,129 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,327,000 | 2,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $520,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,373,080 | 2,049 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,079,000 | 3,265 |
| Total interest expense | $4,760,000 | 3,157 |
| Net interest income | $5,319,000 | 3,331 |
| Provision for loan and lease losses | $330,000 | 2,136 |
| Total noninterest income | $690,000 | 4,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 3,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,465 |
| Total noninterest expense | $3,100,000 | 4,165 |
| Salaries and employee benefits | $1,707,000 | 3,814 |
| Premises and equipment expense | $519,000 | 3,641 |
| Additional noninterest expense | $874,000 | 4,895 |
| Pre-tax net operating income | $2,579,000 | 2,761 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $936,000 | 2,521 |
| Income before extraordinary items | $1,631,000 | 3,006 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,631,000 | 3,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,931 |
| Cash dividends | $203,000 | 5,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,638,680 | 2,964 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,934,000 | 4,262 |
| Total interest expense | $2,593,000 | 4,495 |
| Net interest income | $4,341,000 | 4,060 |
| Provision for loan and lease losses | $350,000 | 2,026 |
| Total noninterest income | $798,000 | 3,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $436,000 | 3,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,639 |
| Total noninterest expense | $2,568,000 | 5,033 |
| Salaries and employee benefits | $1,373,000 | 4,650 |
| Premises and equipment expense | $394,000 | 4,638 |
| Additional noninterest expense | $801,000 | 5,700 |
| Pre-tax net operating income | $2,221,000 | 3,149 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $849,000 | 2,628 |
| Income before extraordinary items | $1,379,000 | 3,410 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,379,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,864 |
| Cash dividends | $168,000 | 5,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,374,520 | 3,447 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 5,816 |
| Total interest expense | $1,905,000 | 6,078 |
| Net interest income | $3,062,000 | 5,568 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $899,000 | 3,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $529,000 | 3,143 |
| Total noninterest expense | $2,296,000 | 5,671 |
| Salaries and employee benefits | $1,167,000 | 5,358 |
| Premises and equipment expense | $229,000 | 7,114 |
| Additional noninterest expense | $900,000 | 5,366 |
| Pre-tax net operating income | $1,540,000 | 4,222 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $662,000 | 3,286 |
| Income before extraordinary items | $886,000 | 5,158 |
| Extraordinary gains, net | $70,000 | 1,909 |
| Net income | $956,000 | 4,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 12,387 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,025,000 | 342 |
| Net operating income | $880,880 | 4,955 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,331,000 | 7,099 |
| Total interest expense | $2,005,000 | 7,096 |
| Net interest income | $2,326,000 | 6,951 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $645,000 | 4,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 4,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 4,275 |
| Total noninterest expense | $1,990,000 | 6,404 |
| Salaries and employee benefits | $981,000 | 6,133 |
| Premises and equipment expense | $214,000 | 7,538 |
| Additional noninterest expense | $795,000 | 6,097 |
| Pre-tax net operating income | $905,000 | 6,071 |
| Securities gains (losses) | $90,000 | 3,184 |
| Applicable income taxes | $320,000 | 5,690 |
| Income before extraordinary items | $675,000 | 6,071 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $675,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 13,287 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $613,800 | 6,114 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.