Home > First American Bank of Pennsylvania > Income and Expense
First American Bank of Pennsylvania, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 2,697 |
| Total interest expense | $891,000 | 2,558 |
| Net interest income | $1,950,000 | 2,710 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $538,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $175,000 | 2,253 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $363,000 | 1,663 |
| Total noninterest expense | $1,302,000 | 3,088 |
| Salaries and employee benefits | $462,000 | 4,344 |
| Premises and equipment expense | $109,000 | 4,578 |
| Additional noninterest expense | $731,000 | 1,684 |
| Pre-tax net operating income | $1,141,000 | 1,952 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $295,000 | 2,003 |
| Income before extraordinary items | $854,000 | 1,970 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $854,000 | 1,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $848,080 | 1,947 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,518,000 | 2,690 |
| Total interest expense | $3,126,000 | 2,533 |
| Net interest income | $7,392,000 | 2,742 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $1,738,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $677,000 | 2,452 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,061,000 | 2,062 |
| Total noninterest expense | $5,401,000 | 2,908 |
| Salaries and employee benefits | $2,279,000 | 3,599 |
| Premises and equipment expense | $403,000 | 4,733 |
| Additional noninterest expense | $2,719,000 | 1,795 |
| Pre-tax net operating income | $3,549,000 | 2,252 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $912,000 | 2,310 |
| Income before extraordinary items | $2,637,000 | 2,313 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,637,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,515 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,637,000 | 2,264 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,623,000 | 2,757 |
| Total interest expense | $2,311,000 | 2,532 |
| Net interest income | $5,312,000 | 2,822 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $1,309,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $505,000 | 2,478 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $804,000 | 2,067 |
| Total noninterest expense | $4,153,000 | 2,827 |
| Salaries and employee benefits | $1,708,000 | 3,585 |
| Premises and equipment expense | $304,000 | 4,707 |
| Additional noninterest expense | $2,141,000 | 1,686 |
| Pre-tax net operating income | $2,333,000 | 2,539 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $616,000 | 2,526 |
| Income before extraordinary items | $1,717,000 | 2,649 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,717,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,717,000 | 2,583 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,977,000 | 2,798 |
| Total interest expense | $1,569,000 | 2,470 |
| Net interest income | $3,408,000 | 2,928 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $789,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $329,000 | 2,521 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $460,000 | 2,321 |
| Total noninterest expense | $2,801,000 | 2,793 |
| Salaries and employee benefits | $1,136,000 | 3,598 |
| Premises and equipment expense | $207,000 | 4,664 |
| Additional noninterest expense | $1,458,000 | 1,651 |
| Pre-tax net operating income | $1,306,000 | 2,905 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $352,000 | 2,790 |
| Income before extraordinary items | $954,000 | 3,053 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $954,000 | 3,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $954,000 | 2,972 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 2,789 |
| Total interest expense | $777,000 | 2,514 |
| Net interest income | $1,724,000 | 2,886 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $424,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $165,000 | 2,467 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $259,000 | 2,077 |
| Total noninterest expense | $1,364,000 | 2,868 |
| Salaries and employee benefits | $572,000 | 3,607 |
| Premises and equipment expense | $109,000 | 4,538 |
| Additional noninterest expense | $683,000 | 1,747 |
| Pre-tax net operating income | $739,000 | 2,596 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $200,000 | 2,580 |
| Income before extraordinary items | $539,000 | 2,758 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $539,000 | 2,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $539,000 | 2,667 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,293,000 | 2,754 |
| Total interest expense | $3,302,000 | 2,625 |
| Net interest income | $6,991,000 | 2,754 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $1,568,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $722,000 | 2,305 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $846,000 | 2,647 |
| Total noninterest expense | $5,469,000 | 2,828 |
| Salaries and employee benefits | $2,240,000 | 3,565 |
| Premises and equipment expense | $409,000 | 4,664 |
| Additional noninterest expense | $2,820,000 | 1,718 |
| Pre-tax net operating income | $2,910,000 | 2,576 |
| Securities gains (losses) | $175,000 | 1,433 |
| Applicable income taxes | $827,000 | 2,486 |
| Income before extraordinary items | $2,258,000 | 2,605 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,258,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,519 |
| Cash dividends | $3,300,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,130,250 | 2,601 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,739,000 | 2,789 |
| Total interest expense | $2,520,000 | 2,667 |
| Net interest income | $5,219,000 | 2,787 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $1,072,000 | 2,989 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $538,000 | 2,332 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $534,000 | 3,015 |
| Total noninterest expense | $4,093,000 | 2,839 |
| Salaries and employee benefits | $1,681,000 | 3,556 |
| Premises and equipment expense | $303,000 | 4,685 |
| Additional noninterest expense | $2,109,000 | 1,713 |
| Pre-tax net operating income | $2,063,000 | 2,779 |
| Securities gains (losses) | $175,000 | 1,315 |
| Applicable income taxes | $594,000 | 2,688 |
| Income before extraordinary items | $1,644,000 | 2,761 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,644,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $2,300,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,516,250 | 2,791 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,264,000 | 2,753 |
| Total interest expense | $1,749,000 | 2,647 |
| Net interest income | $3,515,000 | 2,758 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $718,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $359,000 | 2,292 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $359,000 | 2,970 |
| Total noninterest expense | $2,740,000 | 2,827 |
| Salaries and employee benefits | $1,116,000 | 3,567 |
| Premises and equipment expense | $205,000 | 4,630 |
| Additional noninterest expense | $1,419,000 | 1,698 |
| Pre-tax net operating income | $1,403,000 | 2,735 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $387,000 | 2,760 |
| Income before extraordinary items | $1,016,000 | 2,939 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,016,000 | 2,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $2,300,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,016,000 | 2,788 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 2,733 |
| Total interest expense | $883,000 | 2,684 |
| Net interest income | $1,789,000 | 2,704 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $354,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $168,000 | 2,355 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $186,000 | 2,848 |
| Total noninterest expense | $1,386,000 | 2,778 |
| Salaries and employee benefits | $570,000 | 3,505 |
| Premises and equipment expense | $102,000 | 4,629 |
| Additional noninterest expense | $714,000 | 1,648 |
| Pre-tax net operating income | $712,000 | 2,708 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $198,000 | 2,716 |
| Income before extraordinary items | $514,000 | 2,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $514,000 | 2,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $1,800,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $514,000 | 2,748 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,106,000 | 2,743 |
| Total interest expense | $3,848,000 | 2,840 |
| Net interest income | $7,258,000 | 2,627 |
| Provision for loan and lease losses | $205,000 | 4,288 |
| Total noninterest income | $1,470,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $655,000 | 2,386 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $815,000 | 2,470 |
| Total noninterest expense | $5,396,000 | 2,728 |
| Salaries and employee benefits | $2,081,000 | 3,625 |
| Premises and equipment expense | $381,000 | 4,820 |
| Additional noninterest expense | $2,934,000 | 1,606 |
| Pre-tax net operating income | $3,127,000 | 2,410 |
| Securities gains (losses) | $15,000 | 3,365 |
| Applicable income taxes | $847,000 | 2,498 |
| Income before extraordinary items | $2,295,000 | 2,516 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,295,000 | 2,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,776 |
| Cash dividends | $1,950,000 | 1,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,284,050 | 2,439 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,079,000 | 3,044 |
| Total interest expense | $4,840,000 | 3,239 |
| Net interest income | $6,239,000 | 2,842 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $1,119,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $511,000 | 2,798 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $608,000 | 2,805 |
| Total noninterest expense | $5,158,000 | 2,754 |
| Salaries and employee benefits | $1,877,000 | 3,776 |
| Premises and equipment expense | $401,000 | 4,596 |
| Additional noninterest expense | $2,880,000 | 1,613 |
| Pre-tax net operating income | $2,080,000 | 3,090 |
| Securities gains (losses) | $51,000 | 2,322 |
| Applicable income taxes | $519,000 | 3,268 |
| Income before extraordinary items | $1,612,000 | 3,053 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,612,000 | 3,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,704 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,573,240 | 3,014 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,821,000 | 3,178 |
| Total interest expense | $4,565,000 | 3,578 |
| Net interest income | $6,256,000 | 2,830 |
| Provision for loan and lease losses | $113,000 | 5,060 |
| Total noninterest income | $1,255,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $425,000 | 3,090 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $830,000 | 2,108 |
| Total noninterest expense | $4,701,000 | 2,883 |
| Salaries and employee benefits | $2,084,000 | 3,354 |
| Premises and equipment expense | $371,000 | 4,747 |
| Additional noninterest expense | $2,246,000 | 1,937 |
| Pre-tax net operating income | $2,697,000 | 2,604 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $696,000 | 2,800 |
| Income before extraordinary items | $2,001,000 | 2,568 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,001,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,920 |
| Cash dividends | $3,254,000 | 892 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,001,000 | 2,566 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,720,000 | 3,298 |
| Total interest expense | $3,907,000 | 3,656 |
| Net interest income | $5,813,000 | 3,006 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $803,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $429,000 | 3,033 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $374,000 | 3,561 |
| Total noninterest expense | $4,269,000 | 3,119 |
| Salaries and employee benefits | $2,073,000 | 3,327 |
| Premises and equipment expense | $417,000 | 4,385 |
| Additional noninterest expense | $1,779,000 | 2,443 |
| Pre-tax net operating income | $2,287,000 | 3,000 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $499,000 | 3,645 |
| Income before extraordinary items | $1,783,000 | 2,834 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,783,000 | 2,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $1,554,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,786,900 | 2,793 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,195,000 | 3,175 |
| Total interest expense | $4,194,000 | 3,528 |
| Net interest income | $6,001,000 | 2,872 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $703,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $506,000 | 2,541 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $197,000 | 4,997 |
| Total noninterest expense | $3,845,000 | 3,333 |
| Salaries and employee benefits | $2,154,000 | 3,108 |
| Premises and equipment expense | $420,000 | 4,257 |
| Additional noninterest expense | $1,271,000 | 3,211 |
| Pre-tax net operating income | $2,859,000 | 2,490 |
| Securities gains (losses) | $31,000 | 2,109 |
| Applicable income taxes | $870,000 | 2,556 |
| Income before extraordinary items | $2,020,000 | 2,525 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,020,000 | 2,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,828 |
| Cash dividends | $992,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,998,300 | 2,480 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,952,000 | 3,250 |
| Total interest expense | $4,213,000 | 3,489 |
| Net interest income | $5,739,000 | 3,040 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $592,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $427,000 | 3,056 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $165,000 | 5,444 |
| Total noninterest expense | $3,799,000 | 3,331 |
| Salaries and employee benefits | $2,123,000 | 3,113 |
| Premises and equipment expense | $432,000 | 4,178 |
| Additional noninterest expense | $1,244,000 | 3,255 |
| Pre-tax net operating income | $2,532,000 | 2,878 |
| Securities gains (losses) | $31,000 | 1,616 |
| Applicable income taxes | $698,000 | 3,243 |
| Income before extraordinary items | $1,865,000 | 2,741 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,865,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $495,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,842,370 | 2,726 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,532,000 | 3,422 |
| Total interest expense | $4,098,000 | 3,626 |
| Net interest income | $5,434,000 | 3,257 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $531,000 | 4,964 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $373,000 | 3,545 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $158,000 | 5,829 |
| Total noninterest expense | $4,093,000 | 3,282 |
| Salaries and employee benefits | $2,401,000 | 2,796 |
| Premises and equipment expense | $445,000 | 4,155 |
| Additional noninterest expense | $1,247,000 | 3,662 |
| Pre-tax net operating income | $1,872,000 | 3,599 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $349,000 | 5,337 |
| Income before extraordinary items | $1,528,000 | 3,143 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,528,000 | 3,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,755 |
| Cash dividends | $371,000 | 4,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,523,950 | 3,108 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,238,000 | 3,537 |
| Total interest expense | $3,994,000 | 3,686 |
| Net interest income | $5,244,000 | 3,380 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $479,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $296,000 | 4,343 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $183,000 | 5,373 |
| Total noninterest expense | $3,716,000 | 3,546 |
| Salaries and employee benefits | $1,945,000 | 3,390 |
| Premises and equipment expense | $387,000 | 4,672 |
| Additional noninterest expense | $1,384,000 | 3,307 |
| Pre-tax net operating income | $2,007,000 | 3,488 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $266,000 | 6,426 |
| Income before extraordinary items | $1,741,000 | 2,832 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,741,000 | 2,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,878 |
| Cash dividends | $347,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 647 |
| Net operating income | $1,741,000 | 2,792 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,944,000 | 3,758 |
| Total interest expense | $3,230,000 | 3,704 |
| Net interest income | $4,714,000 | 3,754 |
| Provision for loan and lease losses | $-300,000 | 12,391 |
| Total noninterest income | $457,000 | 5,630 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $284,000 | 4,567 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $173,000 | 5,760 |
| Total noninterest expense | $3,480,000 | 3,865 |
| Salaries and employee benefits | $1,688,000 | 3,846 |
| Premises and equipment expense | $364,000 | 4,945 |
| Additional noninterest expense | $1,428,000 | 3,469 |
| Pre-tax net operating income | $1,991,000 | 3,430 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $321,000 | 5,617 |
| Income before extraordinary items | $1,670,000 | 2,890 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,670,000 | 2,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,877 |
| Cash dividends | $545,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,670,000 | 2,919 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,151,000 | 3,754 |
| Total interest expense | $3,782,000 | 3,330 |
| Net interest income | $4,369,000 | 4,054 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $494,000 | 5,649 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $273,000 | 4,780 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $221,000 | 5,372 |
| Total noninterest expense | $3,485,000 | 3,922 |
| Salaries and employee benefits | $1,714,000 | 3,788 |
| Premises and equipment expense | $367,000 | 5,048 |
| Additional noninterest expense | $1,404,000 | 3,697 |
| Pre-tax net operating income | $1,253,000 | 5,020 |
| Securities gains (losses) | $35,000 | 3,910 |
| Applicable income taxes | $278,000 | 6,368 |
| Income before extraordinary items | $1,010,000 | 4,664 |
| Extraordinary gains, net | $60,000 | 2,033 |
| Net income | $1,070,000 | 4,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 2,019 |
| Cash dividends | $247,000 | 4,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $982,700 | 4,522 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,593,000 | 3,637 |
| Total interest expense | $4,681,000 | 3,508 |
| Net interest income | $4,912,000 | 3,711 |
| Provision for loan and lease losses | $2,470,000 | 985 |
| Total noninterest income | $431,000 | 6,254 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $174,000 | 6,517 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $257,000 | 4,876 |
| Total noninterest expense | $4,214,000 | 3,339 |
| Salaries and employee benefits | $1,664,000 | 3,859 |
| Premises and equipment expense | $423,000 | 4,592 |
| Additional noninterest expense | $2,127,000 | 2,659 |
| Pre-tax net operating income | $-1,341,000 | 13,547 |
| Securities gains (losses) | $568,000 | 982 |
| Applicable income taxes | $-156,000 | 13,622 |
| Income before extraordinary items | $-617,000 | 13,426 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-617,000 | 13,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,281,000 | 1,335 |
| Cash dividends | $312,000 | 3,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,071,400 | 13,497 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.