Home > First American Bank of Pelham > Income and Expense
First American Bank of Pelham, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 11,946 |
| Total interest expense | $500,000 | 11,683 |
| Net interest income | $669,000 | 11,982 |
| Provision for loan and lease losses | $168,000 | 4,365 |
| Total noninterest income | $229,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $952,000 | 9,967 |
| Salaries and employee benefits | $427,000 | 10,359 |
| Premises and equipment expense | $178,000 | 8,187 |
| Additional noninterest expense | $347,000 | 9,875 |
| Pre-tax net operating income | $-222,000 | 12,713 |
| Securities gains (losses) | $49,000 | 3,427 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-173,000 | 12,736 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-173,000 | 12,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-222,000 | 12,695 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 12,132 |
| Total interest expense | $595,000 | 12,313 |
| Net interest income | $832,000 | 11,781 |
| Provision for loan and lease losses | $28,000 | 10,112 |
| Total noninterest income | $193,000 | 9,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $1,072,000 | 9,654 |
| Salaries and employee benefits | $452,000 | 10,288 |
| Premises and equipment expense | $207,000 | 7,676 |
| Additional noninterest expense | $413,000 | 9,411 |
| Pre-tax net operating income | $-75,000 | 12,900 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-75,000 | 13,028 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-75,000 | 13,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-75,000 | 12,866 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.