First American Bank of Maryland, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$82,792,000	512
Total interest expense	$34,959,000	586
Net interest income	$47,833,000	465
Provision for loan and lease losses	$11,047,000	338
Total noninterest income	$10,321,000	588
Gross Fiduciary activities income	$4,000	1,602
Service charges on deposit accounts	$7,362,000	253
Trading account gains and fees	$0	504
Additional Noninterest Income	$2,955,000	967
Total noninterest expense	$57,697,000	363
Salaries and employee benefits	$7,435,000	910
Premises and equipment expense	$8,051,000	351
Additional noninterest expense	$42,211,000	272
Pre-tax net operating income	$-10,590,000	13,878
Securities gains (losses)	$8,937,000	126
Applicable income taxes	$19,000	12,141
Income before extraordinary items	$-1,672,000	13,644
Extraordinary gains, net	$0	1,422
Net income	$-1,672,000	13,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,446,000	256
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-10,609,000	13,844

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.