Home > First American Bank of Kankakee > Income and Expense
First American Bank of Kankakee, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $7,340,000 | 4,227 |
Total interest expense | $3,894,000 | 3,781 |
Net interest income | $3,446,000 | 4,657 |
Provision for loan and lease losses | $230,000 | 3,213 |
Total noninterest income | $946,000 | 3,213 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $226,000 | 4,799 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $720,000 | 2,339 |
Total noninterest expense | $3,497,000 | 3,618 |
Salaries and employee benefits | $1,092,000 | 5,433 |
Premises and equipment expense | $511,000 | 3,632 |
Additional noninterest expense | $1,894,000 | 2,216 |
Pre-tax net operating income | $665,000 | 6,621 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $190,000 | 6,307 |
Income before extraordinary items | $475,000 | 6,755 |
Extraordinary gains, net | $0 | 32 |
Net income | $475,000 | 6,753 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 7,038 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $475,000 | 6,651 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $6,462,000 | 4,799 |
Total interest expense | $3,274,000 | 4,366 |
Net interest income | $3,188,000 | 5,072 |
Provision for loan and lease losses | $42,000 | 6,950 |
Total noninterest income | $778,000 | 3,664 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $242,000 | 4,763 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $536,000 | 2,688 |
Total noninterest expense | $2,648,000 | 4,557 |
Salaries and employee benefits | $801,000 | 6,775 |
Premises and equipment expense | $286,000 | 5,585 |
Additional noninterest expense | $1,561,000 | 2,632 |
Pre-tax net operating income | $1,276,000 | 5,025 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $401,000 | 4,881 |
Income before extraordinary items | $875,000 | 5,146 |
Extraordinary gains, net | $0 | 44 |
Net income | $875,000 | 5,148 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 6,932 |
Cash dividends | $110,000 | 6,354 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $875,000 | 5,095 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $5,915,000 | 5,240 |
Total interest expense | $2,665,000 | 5,281 |
Net interest income | $3,250,000 | 5,132 |
Provision for loan and lease losses | $11,000 | 8,496 |
Total noninterest income | $836,000 | 3,583 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $264,000 | 4,635 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $572,000 | 2,650 |
Total noninterest expense | $2,407,000 | 5,170 |
Salaries and employee benefits | $792,000 | 7,018 |
Premises and equipment expense | $273,000 | 5,932 |
Additional noninterest expense | $1,342,000 | 3,430 |
Pre-tax net operating income | $1,668,000 | 3,996 |
Securities gains (losses) | $-42,000 | 10,978 |
Applicable income taxes | $495,000 | 4,182 |
Income before extraordinary items | $1,131,000 | 4,066 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,131,000 | 4,067 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 7,500 |
Cash dividends | $75,000 | 7,116 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,160,400 | 3,933 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $5,575,000 | 5,527 |
Total interest expense | $2,549,000 | 5,480 |
Net interest income | $3,026,000 | 5,459 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $725,000 | 3,974 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $271,000 | 4,662 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $454,000 | 3,054 |
Total noninterest expense | $2,415,000 | 5,153 |
Salaries and employee benefits | $776,000 | 7,239 |
Premises and equipment expense | $292,000 | 5,753 |
Additional noninterest expense | $1,347,000 | 3,381 |
Pre-tax net operating income | $1,336,000 | 4,859 |
Securities gains (losses) | $-122,000 | 11,562 |
Applicable income taxes | $291,000 | 6,120 |
Income before extraordinary items | $923,000 | 4,891 |
Extraordinary gains, net | $0 | 65 |
Net income | $923,000 | 4,890 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 6,176 |
Cash dividends | $70,000 | 7,384 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,015,720 | 4,530 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $4,480,000 | 6,164 |
Total interest expense | $1,784,000 | 6,116 |
Net interest income | $2,696,000 | 6,109 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $656,000 | 4,349 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $292,000 | 4,465 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $364,000 | 3,628 |
Total noninterest expense | $1,854,000 | 6,556 |
Salaries and employee benefits | $838,000 | 6,987 |
Premises and equipment expense | $257,000 | 6,405 |
Additional noninterest expense | $759,000 | 5,945 |
Pre-tax net operating income | $1,498,000 | 4,415 |
Securities gains (losses) | $-299,000 | 12,110 |
Applicable income taxes | $242,000 | 6,656 |
Income before extraordinary items | $957,000 | 4,684 |
Extraordinary gains, net | $0 | 249 |
Net income | $957,000 | 4,683 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,875 |
Cash dividends | $335,000 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,196,200 | 3,898 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $4,523,000 | 6,283 |
Total interest expense | $1,698,000 | 6,622 |
Net interest income | $2,825,000 | 5,935 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $659,000 | 4,634 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $309,000 | 4,311 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $350,000 | 4,106 |
Total noninterest expense | $1,814,000 | 6,839 |
Salaries and employee benefits | $829,000 | 7,145 |
Premises and equipment expense | $297,000 | 5,898 |
Additional noninterest expense | $688,000 | 6,647 |
Pre-tax net operating income | $1,670,000 | 3,931 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $426,000 | 4,778 |
Income before extraordinary items | $1,244,000 | 3,877 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,244,000 | 3,979 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 9,413 |
Cash dividends | $325,000 | 4,161 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,244,000 | 3,665 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,851,000 | 6,533 |
Total interest expense | $2,276,000 | 6,455 |
Net interest income | $2,575,000 | 6,445 |
Provision for loan and lease losses | $5,000 | 11,499 |
Total noninterest income | $736,000 | 4,242 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $418,000 | 3,324 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $318,000 | 4,265 |
Total noninterest expense | $2,015,000 | 6,345 |
Salaries and employee benefits | $884,000 | 6,709 |
Premises and equipment expense | $354,000 | 5,320 |
Additional noninterest expense | $777,000 | 6,236 |
Pre-tax net operating income | $1,291,000 | 4,635 |
Securities gains (losses) | $247,000 | 1,739 |
Applicable income taxes | $295,000 | 5,996 |
Income before extraordinary items | $1,243,000 | 3,690 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,243,000 | 3,734 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 10,474 |
Cash dividends | $400,000 | 3,284 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,042,930 | 4,029 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.