Home > First American Bank of Indian River County > Income and Expense
First American Bank of Indian River County, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 7,360 |
| Total interest expense | $1,343,000 | 7,737 |
| Net interest income | $1,999,000 | 6,915 |
| Provision for loan and lease losses | $108,000 | 5,007 |
| Total noninterest income | $235,000 | 7,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,572 |
| Total noninterest expense | $1,579,000 | 6,580 |
| Salaries and employee benefits | $801,000 | 6,775 |
| Premises and equipment expense | $219,000 | 6,510 |
| Additional noninterest expense | $559,000 | 6,054 |
| Pre-tax net operating income | $547,000 | 7,684 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $197,000 | 6,916 |
| Income before extraordinary items | $349,000 | 8,006 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $349,000 | 8,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,973 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 896 |
| Net operating income | $349,640 | 7,949 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 8,017 |
| Total interest expense | $1,302,000 | 8,105 |
| Net interest income | $1,683,000 | 7,829 |
| Provision for loan and lease losses | $32,000 | 7,338 |
| Total noninterest income | $186,000 | 8,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,436 |
| Total noninterest expense | $1,456,000 | 7,239 |
| Salaries and employee benefits | $721,000 | 7,391 |
| Premises and equipment expense | $170,000 | 7,625 |
| Additional noninterest expense | $565,000 | 6,579 |
| Pre-tax net operating income | $381,000 | 8,626 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $147,000 | 7,918 |
| Income before extraordinary items | $235,000 | 8,957 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $235,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 844 |
| Net operating income | $234,360 | 8,910 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 8,423 |
| Total interest expense | $1,197,000 | 8,596 |
| Net interest income | $1,661,000 | 8,115 |
| Provision for loan and lease losses | $34,000 | 6,948 |
| Total noninterest income | $139,000 | 9,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $1,246,000 | 8,059 |
| Salaries and employee benefits | $590,000 | 8,426 |
| Premises and equipment expense | $122,000 | 8,993 |
| Additional noninterest expense | $534,000 | 7,000 |
| Pre-tax net operating income | $520,000 | 8,328 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $176,000 | 7,824 |
| Income before extraordinary items | $360,000 | 8,390 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $360,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,152 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 732 |
| Net operating income | $349,280 | 8,468 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 8,693 |
| Total interest expense | $955,000 | 8,885 |
| Net interest income | $1,666,000 | 8,398 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $145,000 | 9,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $1,183,000 | 8,677 |
| Salaries and employee benefits | $565,000 | 8,847 |
| Premises and equipment expense | $121,000 | 9,362 |
| Additional noninterest expense | $497,000 | 7,873 |
| Pre-tax net operating income | $583,000 | 8,102 |
| Securities gains (losses) | $16,000 | 1,924 |
| Applicable income taxes | $215,000 | 7,096 |
| Income before extraordinary items | $384,000 | 8,317 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $384,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,982 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,036 |
| Net operating income | $373,760 | 8,472 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 9,346 |
| Total interest expense | $896,000 | 9,569 |
| Net interest income | $1,528,000 | 9,021 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $214,000 | 8,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 7,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,306 |
| Total noninterest expense | $1,077,000 | 9,415 |
| Salaries and employee benefits | $520,000 | 9,456 |
| Premises and equipment expense | $119,000 | 9,813 |
| Additional noninterest expense | $438,000 | 8,845 |
| Pre-tax net operating income | $665,000 | 7,544 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $255,000 | 6,707 |
| Income before extraordinary items | $423,000 | 8,207 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $423,000 | 8,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 12,131 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,112 |
| Net operating income | $414,680 | 8,016 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 10,057 |
| Total interest expense | $1,006,000 | 10,363 |
| Net interest income | $1,414,000 | 9,572 |
| Provision for loan and lease losses | $-12,000 | 13,485 |
| Total noninterest income | $160,000 | 10,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 8,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $972,000 | 10,103 |
| Salaries and employee benefits | $454,000 | 10,260 |
| Premises and equipment expense | $117,000 | 10,138 |
| Additional noninterest expense | $401,000 | 9,560 |
| Pre-tax net operating income | $614,000 | 7,608 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $232,000 | 6,961 |
| Income before extraordinary items | $396,000 | 8,261 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $396,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 13,610 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $387,040 | 7,994 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.