Home > First American Bank of Indian River County > Assets and Liabilities
First American Bank of Indian River County, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities | ||
| Total Assets: | $44,511,000 | 7,504 |
| Cash and due from depository institutions | $2,539,000 | 6,565 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,550,000 | 8,990 |
| Federal funds sold & reverse repurchase agreements | $4,825,000 | 2,798 |
| Net loans & leases | $29,804,000 | 6,869 |
| Loan loss allowance | $283,000 | 7,747 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $626,000 | 7,326 |
| Other real estate owned | $504,000 | 6,565 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $663,000 | 7,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,511,000 | 7,504 |
| Total liabilities | $39,871,000 | 7,481 |
| Total deposits | $39,414,000 | 7,332 |
| Interest-bearing deposits | $31,206,000 | 7,615 |
| Deposits held in domestic offices | $39,414,000 | 7,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $217,000 | 4,491 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $240,000 | 8,480 |
| Total equity capital | $4,640,000 | 7,469 |
| Total bank equity capital | $4,640,000 | 7,469 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,172,000 | 2,910 |
| Surplus | $573,000 | 8,681 |
| Undivided profits | $2,895,000 | 6,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 6,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $297,000 | 6,871 |
| Earning assets | $40,179,000 | 7,554 |
| Long-term assets (5+ years) | $953,000 | 8,555 |
| Average Assets, year-to-date | $41,676,400 | 7,585 |
| Average Assets, quarterly | $42,117,000 | 7,649 |
| Volatile liabilities | $6,287,000 | 6,456 |
| Insider loans | $1,880,000 | 2,170 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $217,000 | 1,285 |
| Unused loan commitments | $1,830,000 | 7,629 |
| Tier 1 (core) risk-based capital | $4,644,000 | 7,329 |
| Tier 2 risk-based capital | $283,000 | 7,252 |
| Total risk weighted assets | $30,170,800 | 6,968 |
| Total unused commitments | $1,830,000 | 7,637 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $39,222,000 | 8,237 |
| Cash and due from depository institutions | $2,335,000 | 7,084 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $7,056,000 | 8,966 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $27,068,000 | 7,350 |
| Loan loss allowance | $268,000 | 8,265 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $686,000 | 7,202 |
| Other real estate owned | $452,000 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $625,000 | 8,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,222,000 | 8,237 |
| Total liabilities | $34,971,000 | 8,240 |
| Total deposits | $34,616,000 | 8,115 |
| Interest-bearing deposits | $28,997,000 | 8,187 |
| Deposits held in domestic offices | $34,616,000 | 8,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $110,000 | 4,809 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $245,000 | 8,630 |
| Total equity capital | $4,251,000 | 7,945 |
| Total bank equity capital | $4,251,000 | 7,945 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,065,000 | 3,251 |
| Surplus | $549,000 | 9,092 |
| Undivided profits | $2,637,000 | 6,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $485,000 | 4,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $253,000 | 7,611 |
| Earning assets | $35,124,000 | 8,314 |
| Long-term assets (5+ years) | $1,581,000 | 8,175 |
| Average Assets, year-to-date | $37,832,400 | 8,234 |
| Average Assets, quarterly | $38,611,000 | 8,247 |
| Volatile liabilities | $4,152,000 | 7,647 |
| Insider loans | $1,703,000 | 2,438 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $110,000 | 1,369 |
| Unused loan commitments | $1,623,000 | 7,915 |
| Tier 1 (core) risk-based capital | $4,269,000 | 7,833 |
| Tier 2 risk-based capital | $268,000 | 7,658 |
| Total risk weighted assets | $27,065,600 | 7,501 |
| Total unused commitments | $1,623,000 | 7,926 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $35,772,000 | 8,852 |
| Cash and due from depository institutions | $1,945,000 | 8,186 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,383,000 | 10,040 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,807 |
| Net loans & leases | $23,311,000 | 8,003 |
| Loan loss allowance | $222,000 | 9,128 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $525,000 | 8,157 |
| Other real estate owned | $486,000 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $522,000 | 8,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,772,000 | 8,852 |
| Total liabilities | $31,716,000 | 8,894 |
| Total deposits | $31,465,000 | 8,752 |
| Interest-bearing deposits | $25,824,000 | 8,907 |
| Deposits held in domestic offices | $31,465,000 | 8,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $80,000 | 4,491 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $171,000 | 10,117 |
| Total equity capital | $4,056,000 | 8,280 |
| Total bank equity capital | $4,056,000 | 8,280 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,065,000 | 3,387 |
| Surplus | $534,000 | 9,448 |
| Undivided profits | $2,457,000 | 6,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 5,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $242,000 | 8,062 |
| Earning assets | $32,294,000 | 8,904 |
| Long-term assets (5+ years) | $770,000 | 9,315 |
| Average Assets, year-to-date | $34,480,400 | 8,815 |
| Average Assets, quarterly | $35,198,000 | 8,862 |
| Volatile liabilities | $4,115,000 | 7,566 |
| Insider loans | $1,273,000 | 3,133 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,145,000 | 7,244 |
| Tier 1 (core) risk-based capital | $4,019,000 | 8,201 |
| Tier 2 risk-based capital | $222,000 | 8,512 |
| Total risk weighted assets | $23,514,300 | 8,167 |
| Total unused commitments | $2,145,000 | 7,260 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $32,877,000 | 9,414 |
| Cash and due from depository institutions | $1,744,000 | 8,561 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $2,907,000 | 11,735 |
| Federal funds sold & reverse repurchase agreements | $2,825,000 | 2,940 |
| Net loans & leases | $23,964,000 | 7,998 |
| Loan loss allowance | $270,000 | 8,786 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $542,000 | 8,235 |
| Other real estate owned | $517,000 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $378,000 | 10,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,877,000 | 9,414 |
| Total liabilities | $29,321,000 | 9,438 |
| Total deposits | $28,805,000 | 9,345 |
| Interest-bearing deposits | $24,617,000 | 9,319 |
| Deposits held in domestic offices | $28,805,000 | 9,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $339,000 | 4,051 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $177,000 | 9,459 |
| Total equity capital | $3,556,000 | 8,737 |
| Total bank equity capital | $3,556,000 | 8,737 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,055,000 | 3,538 |
| Surplus | $526,000 | 9,815 |
| Undivided profits | $1,975,000 | 7,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $571,000 | 3,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $268,000 | 7,121 |
| Earning assets | $29,696,000 | 9,430 |
| Long-term assets (5+ years) | $779,000 | 9,750 |
| Average Assets, year-to-date | $33,690,600 | 9,240 |
| Average Assets, quarterly | $32,950,000 | 9,376 |
| Volatile liabilities | $3,829,000 | 7,665 |
| Insider loans | $1,509,000 | 2,672 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,538,000 | 8,171 |
| Tier 1 (core) risk-based capital | $3,641,000 | 8,732 |
| Tier 2 risk-based capital | $270,000 | 7,924 |
| Total risk weighted assets | $22,278,800 | 8,539 |
| Total unused commitments | $1,538,000 | 8,183 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $33,624,000 | 9,665 |
| Cash and due from depository institutions | $1,567,000 | 8,903 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $2,507,000 | 12,361 |
| Federal funds sold & reverse repurchase agreements | $3,525,000 | 3,857 |
| Net loans & leases | $25,011,000 | 7,809 |
| Loan loss allowance | $312,000 | 8,513 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $554,000 | 8,385 |
| Other real estate owned | $136,000 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $324,000 | 11,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,624,000 | 9,665 |
| Total liabilities | $30,384,000 | 9,664 |
| Total deposits | $29,285,000 | 9,652 |
| Interest-bearing deposits | $24,754,000 | 9,692 |
| Deposits held in domestic offices | $29,285,000 | 9,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $897,000 | 2,868 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $202,000 | 9,237 |
| Total equity capital | $3,240,000 | 9,412 |
| Total bank equity capital | $3,240,000 | 9,412 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,045,000 | 3,681 |
| Surplus | $520,000 | 10,192 |
| Undivided profits | $1,675,000 | 8,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $278,000 | 6,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $251,000 | 6,978 |
| Earning assets | $31,043,000 | 9,607 |
| Long-term assets (5+ years) | $1,317,000 | 9,543 |
| Average Assets, year-to-date | $31,122,600 | 9,878 |
| Average Assets, quarterly | $32,449,500 | 9,772 |
| Volatile liabilities | $4,780,000 | 6,700 |
| Insider loans | $1,344,000 | 2,934 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $875,000 | 1,073 |
| Unused loan commitments | $2,447,000 | 6,976 |
| Tier 1 (core) risk-based capital | $3,240,000 | 9,354 |
| Tier 2 risk-based capital | $284,110 | 7,833 |
| Total risk weighted assets | $22,700,910 | 8,590 |
| Total unused commitments | $2,447,000 | 7,000 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $29,941,000 | 10,446 |
| Cash and due from depository institutions | $1,934,000 | 9,428 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $4,664,000 | 11,778 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 7,252 |
| Net loans & leases | $20,615,000 | 8,779 |
| Loan loss allowance | $292,000 | 8,946 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $577,000 | 8,379 |
| Other real estate owned | $136,000 | 9,428 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $415,000 | 10,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,941,000 | 10,446 |
| Total liabilities | $27,139,000 | 10,421 |
| Total deposits | $26,760,000 | 10,340 |
| Interest-bearing deposits | $23,021,000 | 10,313 |
| Deposits held in domestic offices | $26,760,000 | 10,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $27,000 | 4,784 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $352,000 | 7,441 |
| Total equity capital | $2,802,000 | 10,066 |
| Total bank equity capital | $2,802,000 | 10,066 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,035,000 | 3,859 |
| Surplus | $515,000 | 10,475 |
| Undivided profits | $1,252,000 | 8,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 5,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $261,000 | 7,297 |
| Earning assets | $26,879,000 | 10,467 |
| Long-term assets (5+ years) | $750,000 | 10,655 |
| Average Assets, year-to-date | $28,986,600 | 10,426 |
| Average Assets, quarterly | $29,504,500 | 10,442 |
| Volatile liabilities | $4,783,000 | 6,757 |
| Insider loans | $910,000 | 937 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,551,000 | 8,033 |
| Tier 1 (core) risk-based capital | $2,802,000 | 10,004 |
| Tier 2 risk-based capital | $242,080 | 8,560 |
| Total risk weighted assets | $19,316,580 | 9,458 |
| Total unused commitments | $1,551,000 | 8,065 |
| Derivatives | $0 | 651 |