First American Bank of Georgia, National Association (In Liquidation), Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$31,314,000	1,170
Total interest expense	$17,657,000	1,027
Net interest income	$13,657,000	1,351
Provision for loan and lease losses	$1,000,000	1,834
Total noninterest income	$24,278,000	342
Gross Fiduciary activities income	$557,000	720
Service charges on deposit accounts	$3,897,000	384
Trading account gains and fees	$365,000	190
Additional Noninterest Income	$19,459,000	280
Total noninterest expense	$28,974,000	631
Salaries and employee benefits	$11,444,000	635
Premises and equipment expense	$3,992,000	631
Additional noninterest expense	$13,538,000	615
Pre-tax net operating income	$7,961,000	800
Securities gains (losses)	$6,172,000	170
Applicable income taxes	$-284,000	13,702
Income before extraordinary items	$14,417,000	361
Extraordinary gains, net	$0	1,422
Net income	$14,417,000	364
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,837,000	625
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$8,245,000	522

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.