Home > First American Bank > Income and Expense
First American Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 8,769 |
| Total interest expense | $968,000 | 8,778 |
| Net interest income | $1,244,000 | 8,592 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $219,000 | 7,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,347 |
| Total noninterest expense | $876,000 | 8,763 |
| Salaries and employee benefits | $484,000 | 8,718 |
| Premises and equipment expense | $138,000 | 8,064 |
| Additional noninterest expense | $254,000 | 8,798 |
| Pre-tax net operating income | $587,000 | 7,485 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $188,000 | 7,057 |
| Income before extraordinary items | $400,000 | 7,636 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $400,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $399,320 | 7,587 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 9,241 |
| Total interest expense | $908,000 | 9,305 |
| Net interest income | $1,200,000 | 9,027 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $149,000 | 9,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $828,000 | 9,328 |
| Salaries and employee benefits | $484,000 | 9,000 |
| Premises and equipment expense | $140,000 | 8,281 |
| Additional noninterest expense | $204,000 | 9,888 |
| Pre-tax net operating income | $521,000 | 7,815 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $168,000 | 7,615 |
| Income before extraordinary items | $353,000 | 7,980 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $353,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,470 |
| Cash dividends | $185,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $353,000 | 7,918 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 9,758 |
| Total interest expense | $802,000 | 9,931 |
| Net interest income | $1,170,000 | 9,421 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $140,000 | 9,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $848,000 | 9,562 |
| Salaries and employee benefits | $473,000 | 9,330 |
| Premises and equipment expense | $138,000 | 8,574 |
| Additional noninterest expense | $237,000 | 9,968 |
| Pre-tax net operating income | $462,000 | 8,676 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $149,000 | 8,282 |
| Income before extraordinary items | $313,000 | 8,804 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $313,000 | 8,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $375,000 | 4,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $313,000 | 8,759 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 10,284 |
| Total interest expense | $615,000 | 10,532 |
| Net interest income | $1,126,000 | 9,981 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $142,000 | 9,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $809,000 | 10,211 |
| Salaries and employee benefits | $443,000 | 9,888 |
| Premises and equipment expense | $117,000 | 9,478 |
| Additional noninterest expense | $249,000 | 10,538 |
| Pre-tax net operating income | $459,000 | 8,925 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $148,000 | 8,343 |
| Income before extraordinary items | $311,000 | 9,026 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $311,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $370,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $311,000 | 9,098 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 10,656 |
| Total interest expense | $606,000 | 11,102 |
| Net interest income | $1,163,000 | 10,187 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $243,000 | 8,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,763 |
| Total noninterest expense | $815,000 | 10,590 |
| Salaries and employee benefits | $431,000 | 10,325 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $276,000 | 10,747 |
| Pre-tax net operating income | $591,000 | 8,002 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $197,000 | 7,680 |
| Income before extraordinary items | $394,000 | 8,491 |
| Extraordinary gains, net | $16,000 | 2,794 |
| Net income | $410,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 12,131 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $394,000 | 8,215 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 11,284 |
| Total interest expense | $823,000 | 11,226 |
| Net interest income | $988,000 | 11,141 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $199,000 | 9,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $758,000 | 11,217 |
| Salaries and employee benefits | $397,000 | 10,894 |
| Premises and equipment expense | $90,000 | 11,109 |
| Additional noninterest expense | $271,000 | 11,258 |
| Pre-tax net operating income | $429,000 | 8,971 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $136,000 | 8,982 |
| Income before extraordinary items | $293,000 | 9,416 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $293,000 | 9,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $293,000 | 9,028 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.