Home > First American Bank > Income and Expense
First American Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,240,000 | 4,821 |
| Total interest expense | $3,011,000 | 4,588 |
| Net interest income | $3,229,000 | 4,904 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $481,000 | 5,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,765 |
| Total noninterest expense | $2,380,000 | 5,056 |
| Salaries and employee benefits | $1,078,000 | 5,586 |
| Premises and equipment expense | $319,000 | 5,285 |
| Additional noninterest expense | $983,000 | 4,072 |
| Pre-tax net operating income | $1,330,000 | 4,445 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $468,000 | 3,768 |
| Income before extraordinary items | $867,000 | 4,845 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $867,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $582,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $863,750 | 4,816 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,397,000 | 4,749 |
| Total interest expense | $3,149,000 | 4,542 |
| Net interest income | $3,248,000 | 4,863 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $439,000 | 5,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,229 |
| Total noninterest expense | $2,386,000 | 4,920 |
| Salaries and employee benefits | $1,054,000 | 5,576 |
| Premises and equipment expense | $286,000 | 5,529 |
| Additional noninterest expense | $1,046,000 | 3,807 |
| Pre-tax net operating income | $1,301,000 | 4,616 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $462,000 | 4,055 |
| Income before extraordinary items | $842,000 | 5,026 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $842,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 724 |
| Net operating income | $840,050 | 4,947 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,564,000 | 4,741 |
| Total interest expense | $3,097,000 | 4,580 |
| Net interest income | $3,467,000 | 4,769 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $531,000 | 4,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,885 |
| Total noninterest expense | $2,276,000 | 5,149 |
| Salaries and employee benefits | $1,076,000 | 5,568 |
| Premises and equipment expense | $279,000 | 5,671 |
| Additional noninterest expense | $921,000 | 4,218 |
| Pre-tax net operating income | $1,722,000 | 3,999 |
| Securities gains (losses) | $80,000 | 1,088 |
| Applicable income taxes | $663,000 | 3,400 |
| Income before extraordinary items | $1,139,000 | 4,239 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,139,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $-35,000 | 10,747 |
| Net operating income | $1,087,800 | 4,333 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,587,000 | 4,816 |
| Total interest expense | $2,983,000 | 4,810 |
| Net interest income | $3,604,000 | 4,711 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $699,000 | 4,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 2,999 |
| Total noninterest expense | $2,291,000 | 5,358 |
| Salaries and employee benefits | $1,123,000 | 5,506 |
| Premises and equipment expense | $354,000 | 4,982 |
| Additional noninterest expense | $814,000 | 5,145 |
| Pre-tax net operating income | $2,012,000 | 3,406 |
| Securities gains (losses) | $54,000 | 1,285 |
| Applicable income taxes | $741,000 | 3,049 |
| Income before extraordinary items | $1,325,000 | 3,571 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,325,000 | 3,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,290,440 | 3,589 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,772,000 | 4,699 |
| Total interest expense | $3,325,000 | 4,340 |
| Net interest income | $3,447,000 | 4,925 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $598,000 | 4,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 3,359 |
| Total noninterest expense | $2,319,000 | 5,313 |
| Salaries and employee benefits | $1,064,000 | 5,750 |
| Premises and equipment expense | $300,000 | 5,625 |
| Additional noninterest expense | $955,000 | 4,527 |
| Pre-tax net operating income | $1,726,000 | 3,991 |
| Securities gains (losses) | $71,000 | 1,109 |
| Applicable income taxes | $663,000 | 3,391 |
| Income before extraordinary items | $1,134,000 | 4,137 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,134,000 | 4,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,088,560 | 4,278 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 10,312 |
| Total interest expense | $824,000 | 9,479 |
| Net interest income | $900,000 | 10,723 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $98,000 | 10,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $519,000 | 11,511 |
| Salaries and employee benefits | $259,000 | 11,586 |
| Premises and equipment expense | $45,000 | 11,810 |
| Additional noninterest expense | $215,000 | 10,959 |
| Pre-tax net operating income | $479,000 | 8,798 |
| Securities gains (losses) | $-69,000 | 11,290 |
| Applicable income taxes | $123,000 | 8,863 |
| Income before extraordinary items | $287,000 | 9,286 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $287,000 | 9,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $4,050,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $335,300 | 8,827 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,766,000 | 4,452 |
| Total interest expense | $2,839,000 | 4,316 |
| Net interest income | $3,927,000 | 4,491 |
| Provision for loan and lease losses | $272,000 | 3,217 |
| Total noninterest income | $419,000 | 6,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 5,260 |
| Total noninterest expense | $2,115,000 | 6,057 |
| Salaries and employee benefits | $1,296,000 | 4,900 |
| Premises and equipment expense | $166,000 | 8,480 |
| Additional noninterest expense | $653,000 | 6,919 |
| Pre-tax net operating income | $1,959,000 | 3,374 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $611,000 | 3,541 |
| Income before extraordinary items | $1,367,000 | 3,538 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,367,000 | 3,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 12,290 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,353,890 | 3,375 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,444,000 | 4,581 |
| Total interest expense | $3,906,000 | 4,166 |
| Net interest income | $3,538,000 | 4,963 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $383,000 | 6,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,655 |
| Total noninterest expense | $2,353,000 | 5,582 |
| Salaries and employee benefits | $1,348,000 | 4,672 |
| Premises and equipment expense | $184,000 | 8,213 |
| Additional noninterest expense | $821,000 | 5,945 |
| Pre-tax net operating income | $1,538,000 | 3,957 |
| Securities gains (losses) | $128,000 | 2,614 |
| Applicable income taxes | $560,000 | 3,633 |
| Income before extraordinary items | $1,106,000 | 4,111 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,106,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 4,954 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,021,520 | 4,095 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.