Home > First American Bank > Income and Expense
First American Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 12,469 |
| Total interest expense | $312,000 | 12,626 |
| Net interest income | $608,000 | 12,194 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $198,000 | 9,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $487,000 | 12,235 |
| Salaries and employee benefits | $200,000 | 12,641 |
| Premises and equipment expense | $35,000 | 12,695 |
| Additional noninterest expense | $252,000 | 11,052 |
| Pre-tax net operating income | $301,000 | 10,232 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $95,000 | 9,865 |
| Income before extraordinary items | $206,000 | 10,572 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $206,000 | 10,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $206,000 | 10,347 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 12,944 |
| Total interest expense | $402,000 | 13,171 |
| Net interest income | $644,000 | 12,550 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $175,000 | 9,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,979 |
| Total noninterest expense | $526,000 | 12,477 |
| Salaries and employee benefits | $213,000 | 13,018 |
| Premises and equipment expense | $59,000 | 12,326 |
| Additional noninterest expense | $254,000 | 11,476 |
| Pre-tax net operating income | $283,000 | 10,301 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $84,000 | 10,333 |
| Income before extraordinary items | $196,000 | 10,652 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $196,000 | 10,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $185,000 | 5,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $198,100 | 10,288 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.