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First American Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$4,727,0006,177
Total interest expense$2,197,0006,055
Net interest income$2,530,0006,145
Provision for loan and lease losses$310,0002,501
Total noninterest income$238,0007,751
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$169,0006,138
Trading account gains and feesNANA
Additional Noninterest Income$69,0008,124
Total noninterest expense$1,749,0006,506
Salaries and employee benefits$970,0006,129
Premises and equipment expense$229,0006,546
Additional noninterest expense$550,0006,679
Pre-tax net operating income$709,0006,892
Securities gains (losses)$2,0003,501
Applicable income taxes$238,0006,603
Income before extraordinary items$473,0007,091
Extraordinary gains, net$053
Net income$473,0007,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,918
Cash dividends$280,0004,699
Sale, conversion, retirement of capital stock, net$0953
Net operating income$471,6607,039
1995-12-31 (YTD Data)Rank
Total interest income$4,255,0006,743
Total interest expense$1,858,0006,763
Net interest income$2,397,0006,486
Provision for loan and lease losses$48,0006,309
Total noninterest income$196,0008,499
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0006,386
Trading account gains and feesNANA
Additional Noninterest Income$33,00010,076
Total noninterest expense$1,678,0006,780
Salaries and employee benefits$902,0006,542
Premises and equipment expense$216,0006,910
Additional noninterest expense$560,0006,776
Pre-tax net operating income$867,0006,565
Securities gains (losses)$2,0003,270
Applicable income taxes$279,0006,262
Income before extraordinary items$590,0006,668
Extraordinary gains, net$065
Net income$590,0006,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,829
Cash dividends$168,0005,868
Sale, conversion, retirement of capital stock, net$0809
Net operating income$588,6406,671
1994-12-31 (YTD Data)Rank
Total interest income$3,764,0006,985
Total interest expense$1,398,0007,211
Net interest income$2,366,0006,724
Provision for loan and lease losses$09,146
Total noninterest income$176,0009,181
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$144,0007,032
Trading account gains and feesNANA
Additional Noninterest Income$32,00010,653
Total noninterest expense$1,662,0007,091
Salaries and employee benefits$864,0006,851
Premises and equipment expense$227,0006,931
Additional noninterest expense$571,0007,251
Pre-tax net operating income$880,0006,490
Securities gains (losses)$03,600
Applicable income taxes$247,0006,586
Income before extraordinary items$633,0006,315
Extraordinary gains, net$0249
Net income$633,0006,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,447
Cash dividends$140,0006,251
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$633,0006,393
1993-12-31 (YTD Data)Rank
Total interest income$3,715,0007,239
Total interest expense$1,363,0007,663
Net interest income$2,352,0006,820
Provision for loan and lease losses$010,371
Total noninterest income$159,00010,034
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0007,832
Trading account gains and feesNANA
Additional Noninterest Income$39,00010,733
Total noninterest expense$1,606,0007,488
Salaries and employee benefits$821,0007,194
Premises and equipment expense$232,0007,056
Additional noninterest expense$553,0007,742
Pre-tax net operating income$905,0006,327
Securities gains (losses)$1,0007,052
Applicable income taxes$250,0006,790
Income before extraordinary items$656,0006,389
Extraordinary gains, net$35,0002,385
Net income$691,0006,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$132,0006,351
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$655,2806,153
1992-12-31 (YTD Data)Rank
Total interest income$3,977,0007,539
Total interest expense$1,779,0007,675
Net interest income$2,198,0007,253
Provision for loan and lease losses$011,756
Total noninterest income$137,00010,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$107,0008,311
Trading account gains and feesNANA
Additional Noninterest Income$30,00011,767
Total noninterest expense$1,464,0008,052
Salaries and employee benefits$745,0007,647
Premises and equipment expense$228,0007,203
Additional noninterest expense$491,0008,543
Pre-tax net operating income$871,0006,243
Securities gains (losses)$9,0006,537
Applicable income taxes$242,0006,787
Income before extraordinary items$638,0006,309
Extraordinary gains, net$01,422
Net income$638,0006,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0005,904
Cash dividends$460,0002,984
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$631,5206,006

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.