Home > First American Bank > Net charge- offs to loans
First American Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 1,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0519% | 4,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 3,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1560% | 4,533 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1899% | 4,500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1135% | 4,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0015% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4456% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4456% | 1,175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0467% | 4,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1414% | 4,556 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1193% | 4,495 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1685% | 4,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 3,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4379% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4379% | 1,104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0458% | 4,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1404% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1660% | 4,540 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1096% | 4,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0003% | 3,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5010% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5010% | 955 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1098% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0557% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1716% | 4,601 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2524% | 4,646 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0750% | 4,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0007% | 3,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7709% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7709% | 643 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0725% | 4,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0809% | 4,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 4,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2301% | 4,647 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1795% | 4,608 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2801% | 4,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4293% | 4,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4641% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4641% | 997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1318% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0735% | 4,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0237% | 4,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1980% | 4,640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1668% | 4,622 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2273% | 4,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5892% | 4,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3098% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3098% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2344% | 4,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0859% | 4,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 4,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2196% | 4,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1432% | 3,431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2877% | 4,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9275% | 4,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1795% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1795% | 1,427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4421% | 4,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0537% | 4,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1702% | 4,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0950% | 3,424 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2326% | 4,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9022% | 4,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1584% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1584% | 1,309 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1819% | 988 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0752% | 4,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0568% | 4,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1672% | 4,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1747% | 3,503 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1624% | 4,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1140% | 4,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2235% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2235% | 1,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0925% | 4,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0577% | 4,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1680% | 4,640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2002% | 3,575 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1482% | 4,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1183% | 4,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1770% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1770% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1170% | 4,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0625% | 4,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1816% | 4,689 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1842% | 3,584 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1801% | 4,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1300% | 4,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2113% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2113% | 1,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1085% | 4,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 4,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0794% | 4,568 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1270% | 3,588 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0511% | 4,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1401% | 4,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3795% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3795% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1365% | 989 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 3,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1274% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1213% | 4,724 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2823% | 3,687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 4,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0334% | 4,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2624% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2624% | 1,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1718% | 1,061 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 2,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2096% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1462% | 4,783 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3332% | 3,715 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0280% | 4,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0363% | 4,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2030% | 1,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2030% | 1,823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1813% | 1,050 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2932% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1732% | 4,831 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2784% | 3,710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1056% | 4,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0934% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1812% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1812% | 1,881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1962% | 1,038 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0718% | 4,740 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0730% | 4,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1937% | 4,894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3312% | 3,733 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1047% | 4,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1332% | 4,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1077% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1077% | 1,971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2030% | 1,018 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3582% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1274% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4870% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1443% | 4,936 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2933% | 3,799 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 4,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 2,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5190% | 1,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5190% | 1,400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2706% | 1,104 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5069% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1916% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6699% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1499% | 5,015 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2776% | 3,846 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0393% | 4,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0666% | 1,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4171% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4170% | 1,543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2875% | 1,088 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7378% | 195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3042% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0079% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1849% | 5,070 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3051% | 3,872 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0805% | 4,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0195% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1314% | 2,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1314% | 2,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2751% | 1,063 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0760% | 4,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0772% | 5,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1869% | 5,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2320% | 3,893 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1476% | 5,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1179% | 4,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1850% | 1,813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2782% | 1,057 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0869% | 5,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1165% | 5,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.1706% | 4,720 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2446% | 5,217 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4806% | 3,988 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0356% | 4,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0686% | 4,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4076% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4076% | 1,665 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1505% | 1,149 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0809% | 5,099 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1321% | 5,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3088% | 5,291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4992% | 4,017 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1392% | 5,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 4,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4504% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4504% | 1,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1379% | 1,141 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0863% | 5,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1367% | 5,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3186% | 5,334 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5191% | 4,048 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1384% | 5,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 4,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3477% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3477% | 1,565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0553% | 1,109 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0977% | 5,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1567% | 5,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3632% | 5,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6007% | 4,095 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1464% | 5,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0198% | 4,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4905% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4905% | 1,232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 2,012 |
| Percentage Net Loans Charged-off:Construction & development | -0.0405% | 4,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1042% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 4,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 4,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2055% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2055% | 2,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0352% | 5,050 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0472% | 5,120 |
| Percentage Net Loans Charged-off:Construction & development | -0.0579% | 4,740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0878% | 5,317 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0566% | 3,980 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1229% | 5,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0236% | 4,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1211% | 2,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1211% | 2,701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0491% | 5,165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0622% | 5,273 |
| Percentage Net Loans Charged-off:Construction & development | -0.1002% | 4,872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1138% | 5,422 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0472% | 3,957 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1896% | 5,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0404% | 4,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1726% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1726% | 2,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0906% | 5,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0528% | 5,307 |
| Percentage Net Loans Charged-off:Construction & development | -0.2077% | 5,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0853% | 5,396 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1050% | 4,142 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0624% | 5,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2031% | 5,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2122% | 2,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2122% | 1,871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0889% | 5,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7043% | 5,821 |
| Percentage Net Loans Charged-off:Construction & development | -27.0386% | 5,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3775% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4577% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2772% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3209% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5074% | 1,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5074% | 1,668 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3969% | 5,330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3362% | 5,848 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5166% | 5,863 |
| Percentage Net Loans Charged-off:Construction & development | -21.0328% | 5,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2515% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3089% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1790% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0731% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4143% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4143% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5120% | 5,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1517% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2709% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3476% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1722% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0011% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4263% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4263% | 1,526 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0201% | 5,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1336% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2163% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3814% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6961% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 5,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0198% | 4,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5794% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5794% | 1,131 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0172% | 5,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 2,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2350% | 812 |
| Percentage Net Loans Charged-off:Construction & development | -0.5953% | 5,400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2292% | 5,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5483% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7639% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2266% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0317% | 2,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5663% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5663% | 1,375 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2383% | 5,471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2214% | 768 |
| Percentage Net Loans Charged-off:Construction & development | -0.9009% | 5,538 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3051% | 5,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5723% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7341% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3238% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0476% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5723% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5723% | 1,216 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3089% | 5,550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 1,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1328% | 1,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4607% | 6,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4828% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6567% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2073% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0851% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4468% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4468% | 1,360 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0186% | 5,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2005% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3543% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5977% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7135% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4096% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 4,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4656% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4656% | 1,250 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0196% | 5,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6797% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4719% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1927% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3403% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6398% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5559% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8131% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 4,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6889% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6889% | 1,293 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1141% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2775% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5156% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2234% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4994% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6818% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5655% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9363% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1201% | 5,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7955% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7955% | 1,012 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0247% | 5,475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3703% | 1,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5333% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3368% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6916% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6014% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8979% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2052% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4517% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4517% | 1,500 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0251% | 5,512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3335% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5235% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3216% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6809% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5401% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0172% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0896% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3957% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3957% | 1,548 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0287% | 5,561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8085% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0102% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.3718% | 1,176 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 5,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5638% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1100% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6882% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 3,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1233% | 3,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1233% | 3,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4740% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9044% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0602% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 0.5516% | 951 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 5,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6322% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0945% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9662% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 2,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2238% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2238% | 2,635 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9765% | 309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0555% | 574 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1092% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 0.8683% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 5,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7018% | 260 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2037% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9463% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4937% | 6,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4937% | 6,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8696% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1544% | 512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8459% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 1.5653% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 6,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2929% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8483% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4123% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0665% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6657% | 6,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6657% | 6,684 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9180% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5741% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9372% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 8.4078% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5208% | 1,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1742% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4066% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1065% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5519% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3525% | 2,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3525% | 2,670 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3386% | 6,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7558% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0388% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 9.4070% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6697% | 1,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0826% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2809% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1010% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0509% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2624% | 2,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2624% | 2,756 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4250% | 6,346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1100% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0897% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 6.8735% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3396% | 1,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1400% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0913% | 528 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7691% | 111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4131% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0381% | 3,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0381% | 3,494 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5723% | 6,376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2158% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3388% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.6746% | 1,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4458% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9233% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1805% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7790% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5060% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2504% | 2,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2504% | 2,200 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1315% | 6,168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3874% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3899% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 13.2471% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9980% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1868% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7567% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2593% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2873% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5575% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5378% | 511 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6121% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2752% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0358% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 11.4586% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3542% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0002% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6415% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8949% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6735% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2321% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1999% | 368 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7543% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5767% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0146% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 15.8625% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5826% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0950% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7415% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9754% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3584% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3425% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3088% | 511 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1811% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6346% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2307% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1323% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0734% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2783% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5019% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3802% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3479% | 822 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1219% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1859% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9185% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 1.6237% | 2,218 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7220% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8345% | 737 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5637% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1440% | 786 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5717% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5056% | 3,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4109% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5902% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1,479.8810% | 3 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6309% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1545% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 2.0027% | 1,846 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4250% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7478% | 630 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5536% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0614% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7278% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6732% | 2,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.2622% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.9292% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 31.7719% | 35 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7348% | 1,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4080% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 2.8873% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3748% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6230% | 528 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4207% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9102% | 746 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6258% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3809% | 2,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.0683% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8364% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8872% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0552% | 1,976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3933% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2488% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8632% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1489% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7828% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.0430% | 72 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9012% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6465% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 20.6790% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1298% | 1,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5128% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2924% | 705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9972% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3098% | 4,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4341% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4613% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9982% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 16.5977% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2936% | 1,709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1935% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1117% | 655 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3705% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3179% | 3,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4998% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7911% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4787% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 22.0500% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4393% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1069% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0951% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1318% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3270% | 2,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9367% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0517% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3500% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 8.0870% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1834% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1956% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1578% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4847% | 1,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2965% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3144% | 904 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6889% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 14.6460% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0698% | 1,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6078% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6129% | 623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5978% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6249% | 2,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8009% | 1,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6106% | 1,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6142% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 3.3697% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0926% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4814% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5565% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3388% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7902% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7917% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4153% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4341% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 1.5446% | 595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1392% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4340% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5472% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2220% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4627% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8098% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2031% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1607% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2776% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3138% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2109% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3386% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3239% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4245% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4862% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 3.9002% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1552% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1857% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0966% | 1,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3036% | 2,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2987% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0007% | 6,755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 3,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 1,858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 7,640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1199% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1372% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1995% | 2,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3210% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0010% | 6,769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 3,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 2,029 |
| Percentage Net Loans Charged-off:Construction & development | -0.0324% | 7,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 1,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0488% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0552% | 2,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3772% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 3,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 1,778 |
| Percentage Net Loans Charged-off:Construction & development | -0.0647% | 7,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0133% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0874% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1774% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 3,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 1,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0856% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 2,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3075% | 2,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0550% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1339% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0478% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0999% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 7,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4058% | 1,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9029% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1693% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0894% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 8,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6656% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6533% | 1,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3358% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1208% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 7,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4583% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4856% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5896% | 674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 3,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 2,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0213% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 2,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5246% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5863% | 3,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7822% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0273% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 2,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2854% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5009% | 3,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 4,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 1,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0398% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0053% | 2,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5351% | 2,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 3,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0562% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0556% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0595% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1622% | 3,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0597% | 5,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 3,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0324% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1404% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 3,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0105% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0204% | 8,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1628% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6731% | 3,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 4,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 3,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0154% | 1,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1838% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0033% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 8,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1538% | 2,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7019% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 4,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 2,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0235% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1091% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0051% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0454% | 8,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0993% | 2,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6924% | 2,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 3,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0488% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2084% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0104% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0677% | 1,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3223% | 3,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2162% | 3,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5287% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,992 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 5,953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4158% | 2,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2232% | 5,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 4,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 2,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0593% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 2,387 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 5,923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1073% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3350% | 2,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2124% | 5,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1343% | 3,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 1,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0904% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 1,912 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 5,898 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4778% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0712% | 5,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 7,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 8,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 8,441 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 5,867 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 8,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0981% | 4,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 7,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 3,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 2,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0147% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 2,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0007% | 4,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2574% | 5,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 7,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 3,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0221% | 1,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 3,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0172% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 8,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3376% | 5,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 5,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 1,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0112% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2258% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1278% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3685% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 6,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0038% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1252% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3380% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3067% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0661% | 5,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0611% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0150% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1025% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1338% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4318% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9823% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 7,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 584 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 1,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0712% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0596% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4432% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4661% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0271% | 10,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0077% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1291% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2175% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4990% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2680% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 10,268 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0258% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.0565% | 1,344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1780% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0219% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1192% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2784% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0928% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 7,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 637 |
| Percentage Net Loans Charged-off:Construction & development | -0.0308% | 1,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1980% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1398% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2405% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5369% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1157% | 6,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0992% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0073% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4727% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0665% | 1,243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3342% | 946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 10,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.0259% | 1,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2342% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8842% | 905 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |