Home > First American Bank > Income and Expense
First American Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,566,000 | 6,718 |
| Total interest expense | $1,956,000 | 6,166 |
| Net interest income | $1,610,000 | 7,134 |
| Provision for loan and lease losses | $508,000 | 2,173 |
| Total noninterest income | $549,000 | 4,814 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $153,000 | 5,765 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $396,000 | 3,552 |
| Total noninterest expense | $1,587,000 | 6,607 |
| Salaries and employee benefits | $819,000 | 6,702 |
| Premises and equipment expense | $325,000 | 5,272 |
| Additional noninterest expense | $443,000 | 6,832 |
| Pre-tax net operating income | $64,000 | 8,484 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $31,000 | 7,063 |
| Income before extraordinary items | $33,000 | 8,681 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $33,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $33,000 | 8,591 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 7,633 |
| Total interest expense | $1,486,000 | 7,197 |
| Net interest income | $1,295,000 | 7,877 |
| Provision for loan and lease losses | $191,000 | 3,856 |
| Total noninterest income | $241,000 | 6,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,110 |
| Total noninterest expense | $1,533,000 | 6,669 |
| Salaries and employee benefits | $711,000 | 7,150 |
| Premises and equipment expense | $314,000 | 5,287 |
| Additional noninterest expense | $508,000 | 6,373 |
| Pre-tax net operating income | $-188,000 | 9,331 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-89,000 | 9,564 |
| Income before extraordinary items | $-99,000 | 9,270 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-99,000 | 9,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-99,000 | 9,266 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $753,000 | 9,808 |
| Total interest expense | $361,000 | 9,713 |
| Net interest income | $392,000 | 9,831 |
| Provision for loan and lease losses | $179,000 | 3,861 |
| Total noninterest income | $45,000 | 9,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $889,000 | 8,461 |
| Salaries and employee benefits | $352,000 | 9,176 |
| Premises and equipment expense | $104,000 | 8,553 |
| Additional noninterest expense | $433,000 | 7,025 |
| Pre-tax net operating income | $-631,000 | 9,935 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-205,000 | 10,033 |
| Income before extraordinary items | $-426,000 | 9,861 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-426,000 | 9,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 244 |
| Net operating income | $-426,000 | 9,840 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.