Home > First American Bank > Income and Expense
First American Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,299,000 | 4,537 |
| Total interest expense | $2,517,000 | 3,939 |
| Net interest income | $2,782,000 | 4,906 |
| Provision for loan and lease losses | $28,000 | 5,719 |
| Total noninterest income | $148,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $42,000 | 6,883 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $106,000 | 5,740 |
| Total noninterest expense | $2,164,000 | 5,001 |
| Salaries and employee benefits | $851,000 | 6,052 |
| Premises and equipment expense | $476,000 | 3,614 |
| Additional noninterest expense | $837,000 | 4,142 |
| Pre-tax net operating income | $738,000 | 5,394 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $261,000 | 3,767 |
| Income before extraordinary items | $477,000 | 5,860 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $477,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,343 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $477,000 | 5,861 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 5,777 |
| Total interest expense | $1,070,000 | 5,046 |
| Net interest income | $1,213,000 | 6,193 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $54,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $19,000 | 7,200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 6,919 |
| Total noninterest expense | $1,017,000 | 6,121 |
| Salaries and employee benefits | $387,000 | 7,061 |
| Premises and equipment expense | $193,000 | 5,034 |
| Additional noninterest expense | $437,000 | 4,918 |
| Pre-tax net operating income | $250,000 | 6,772 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $89,000 | 4,668 |
| Income before extraordinary items | $161,000 | 7,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $161,000 | 7,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,332 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $161,000 | 7,082 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 3,436 |
| Total interest expense | $1,340,000 | 2,571 |
| Net interest income | $1,167,000 | 4,238 |
| Provision for loan and lease losses | $343,000 | 701 |
| Total noninterest income | $72,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $48,000 | 5,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $2,095,000 | 2,110 |
| Salaries and employee benefits | $1,157,000 | 2,134 |
| Premises and equipment expense | $311,000 | 2,029 |
| Additional noninterest expense | $627,000 | 2,074 |
| Pre-tax net operating income | $-1,199,000 | 8,765 |
| Securities gains (losses) | $-446,000 | 8,744 |
| Applicable income taxes | $-619,000 | 8,768 |
| Income before extraordinary items | $-1,026,000 | 8,761 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,026,000 | 8,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 474 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-740,560 | 8,733 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,374,000 | 3,056 |
| Total interest expense | $5,154,000 | 2,140 |
| Net interest income | $5,220,000 | 3,828 |
| Provision for loan and lease losses | $440,000 | 2,107 |
| Total noninterest income | $316,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $231,000 | 4,744 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,655 |
| Total noninterest expense | $6,741,000 | 2,477 |
| Salaries and employee benefits | $3,495,000 | 2,602 |
| Premises and equipment expense | $1,380,000 | 1,757 |
| Additional noninterest expense | $1,866,000 | 2,666 |
| Pre-tax net operating income | $-1,645,000 | 8,740 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $-636,000 | 8,783 |
| Income before extraordinary items | $-1,003,000 | 8,666 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,003,000 | 8,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,334 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-1,006,840 | 8,650 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,908,000 | 2,958 |
| Total interest expense | $3,802,000 | 2,073 |
| Net interest income | $4,106,000 | 3,680 |
| Provision for loan and lease losses | $440,000 | 1,593 |
| Total noninterest income | $239,000 | 6,225 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $180,000 | 4,686 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,795 |
| Total noninterest expense | $5,114,000 | 2,425 |
| Salaries and employee benefits | $2,693,000 | 2,507 |
| Premises and equipment expense | $1,036,000 | 1,749 |
| Additional noninterest expense | $1,385,000 | 2,656 |
| Pre-tax net operating income | $-1,209,000 | 8,756 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $-448,000 | 8,815 |
| Income before extraordinary items | $-755,000 | 8,709 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-755,000 | 8,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 959 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-758,840 | 8,687 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 2,920 |
| Total interest expense | $2,417,000 | 2,045 |
| Net interest income | $2,805,000 | 3,596 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $136,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $118,000 | 4,686 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $18,000 | 7,744 |
| Total noninterest expense | $3,421,000 | 2,397 |
| Salaries and employee benefits | $1,778,000 | 2,509 |
| Premises and equipment expense | $694,000 | 1,724 |
| Additional noninterest expense | $949,000 | 2,564 |
| Pre-tax net operating income | $-480,000 | 8,663 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $-178,000 | 8,787 |
| Income before extraordinary items | $-296,000 | 8,632 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-296,000 | 8,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,269 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-299,840 | 8,608 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 2,937 |
| Total interest expense | $1,164,000 | 2,024 |
| Net interest income | $1,392,000 | 3,626 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $61,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $1,740,000 | 2,368 |
| Salaries and employee benefits | $875,000 | 2,561 |
| Premises and equipment expense | $348,000 | 1,725 |
| Additional noninterest expense | $517,000 | 2,353 |
| Pre-tax net operating income | $-287,000 | 8,781 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-108,000 | 8,847 |
| Income before extraordinary items | $-179,000 | 8,735 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-179,000 | 8,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,262 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-179,000 | 8,717 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,552,000 | 2,679 |
| Total interest expense | $4,388,000 | 1,853 |
| Net interest income | $6,164,000 | 3,225 |
| Provision for loan and lease losses | $-225,000 | 8,851 |
| Total noninterest income | $380,000 | 5,898 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $170,000 | 5,553 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $210,000 | 5,009 |
| Total noninterest expense | $6,897,000 | 2,308 |
| Salaries and employee benefits | $3,753,000 | 2,314 |
| Premises and equipment expense | $1,188,000 | 1,933 |
| Additional noninterest expense | $1,956,000 | 2,470 |
| Pre-tax net operating income | $-128,000 | 8,501 |
| Securities gains (losses) | $319,000 | 606 |
| Applicable income taxes | $73,000 | 5,789 |
| Income before extraordinary items | $118,000 | 8,021 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $118,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,021 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-86,160 | 8,493 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,103,000 | 2,593 |
| Total interest expense | $3,374,000 | 1,778 |
| Net interest income | $4,729,000 | 3,138 |
| Provision for loan and lease losses | $-225,000 | 8,930 |
| Total noninterest income | $221,000 | 6,496 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $119,000 | 5,723 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 5,884 |
| Total noninterest expense | $5,164,000 | 2,306 |
| Salaries and employee benefits | $2,823,000 | 2,295 |
| Premises and equipment expense | $853,000 | 2,025 |
| Additional noninterest expense | $1,488,000 | 2,409 |
| Pre-tax net operating income | $11,000 | 8,431 |
| Securities gains (losses) | $313,000 | 576 |
| Applicable income taxes | $123,000 | 5,104 |
| Income before extraordinary items | $201,000 | 7,475 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $201,000 | 7,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,142 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $680 | 8,460 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,345,000 | 2,613 |
| Total interest expense | $2,193,000 | 1,810 |
| Net interest income | $3,152,000 | 3,141 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $145,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $66,000 | 6,081 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $79,000 | 5,623 |
| Total noninterest expense | $3,288,000 | 2,421 |
| Salaries and employee benefits | $1,816,000 | 2,375 |
| Premises and equipment expense | $538,000 | 2,119 |
| Additional noninterest expense | $934,000 | 2,544 |
| Pre-tax net operating income | $-66,000 | 8,651 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $-23,000 | 8,842 |
| Income before extraordinary items | $-40,000 | 8,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-40,000 | 8,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,504 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-41,920 | 8,619 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 2,697 |
| Total interest expense | $1,039,000 | 1,927 |
| Net interest income | $1,549,000 | 3,184 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $94,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $63,000 | 4,647 |
| Total noninterest expense | $1,644,000 | 2,432 |
| Salaries and employee benefits | $909,000 | 2,386 |
| Premises and equipment expense | $250,000 | 2,311 |
| Additional noninterest expense | $485,000 | 2,434 |
| Pre-tax net operating income | $-76,000 | 8,764 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $-24,000 | 8,915 |
| Income before extraordinary items | $-50,000 | 8,755 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-50,000 | 8,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,801 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-51,360 | 8,724 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,243,000 | 2,770 |
| Total interest expense | $3,452,000 | 2,521 |
| Net interest income | $6,791,000 | 2,831 |
| Provision for loan and lease losses | $1,058,000 | 1,127 |
| Total noninterest income | $120,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $177,000 | 5,528 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-57,000 | 9,156 |
| Total noninterest expense | $6,094,000 | 2,564 |
| Salaries and employee benefits | $3,181,000 | 2,643 |
| Premises and equipment expense | $898,000 | 2,486 |
| Additional noninterest expense | $2,015,000 | 2,386 |
| Pre-tax net operating income | $-241,000 | 8,721 |
| Securities gains (losses) | $-29,000 | 8,912 |
| Applicable income taxes | $-90,000 | 8,935 |
| Income before extraordinary items | $-180,000 | 8,768 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-180,000 | 8,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $790,000 | 1,113 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-160,570 | 8,686 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,851,000 | 2,740 |
| Total interest expense | $2,491,000 | 2,688 |
| Net interest income | $5,360,000 | 2,713 |
| Provision for loan and lease losses | $888,000 | 1,004 |
| Total noninterest income | $128,000 | 7,658 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $141,000 | 5,440 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-13,000 | 9,200 |
| Total noninterest expense | $4,219,000 | 2,761 |
| Salaries and employee benefits | $2,329,000 | 2,700 |
| Premises and equipment expense | $649,000 | 2,582 |
| Additional noninterest expense | $1,241,000 | 2,800 |
| Pre-tax net operating income | $381,000 | 6,790 |
| Securities gains (losses) | $129,000 | 1,533 |
| Applicable income taxes | $199,000 | 4,653 |
| Income before extraordinary items | $311,000 | 6,890 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $311,000 | 6,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $746,000 | 852 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $228,440 | 7,248 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 2,720 |
| Total interest expense | $1,653,000 | 2,784 |
| Net interest income | $3,675,000 | 2,650 |
| Provision for loan and lease losses | $370,000 | 1,503 |
| Total noninterest income | $171,000 | 6,338 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $100,000 | 5,280 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $71,000 | 5,964 |
| Total noninterest expense | $2,701,000 | 2,860 |
| Salaries and employee benefits | $1,583,000 | 2,654 |
| Premises and equipment expense | $420,000 | 2,653 |
| Additional noninterest expense | $698,000 | 3,239 |
| Pre-tax net operating income | $775,000 | 4,139 |
| Securities gains (losses) | $129,000 | 1,328 |
| Applicable income taxes | $347,000 | 2,972 |
| Income before extraordinary items | $557,000 | 4,505 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $557,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,244 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $474,440 | 4,727 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 2,841 |
| Total interest expense | $843,000 | 2,800 |
| Net interest income | $1,714,000 | 2,814 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $149,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 4,002 |
| Total noninterest expense | $1,324,000 | 2,893 |
| Salaries and employee benefits | $747,000 | 2,785 |
| Premises and equipment expense | $189,000 | 2,896 |
| Additional noninterest expense | $388,000 | 2,931 |
| Pre-tax net operating income | $459,000 | 3,698 |
| Securities gains (losses) | $72,000 | 1,188 |
| Applicable income taxes | $181,000 | 2,875 |
| Income before extraordinary items | $350,000 | 3,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $350,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,538 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $302,480 | 4,032 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,671,000 | 2,849 |
| Total interest expense | $4,258,000 | 2,599 |
| Net interest income | $6,413,000 | 2,968 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $807,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $156,000 | 5,767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $651,000 | 2,830 |
| Total noninterest expense | $4,190,000 | 3,430 |
| Salaries and employee benefits | $2,233,000 | 3,416 |
| Premises and equipment expense | $700,000 | 3,000 |
| Additional noninterest expense | $1,257,000 | 3,479 |
| Pre-tax net operating income | $2,730,000 | 2,696 |
| Securities gains (losses) | $163,000 | 1,309 |
| Applicable income taxes | $985,000 | 2,237 |
| Income before extraordinary items | $1,908,000 | 2,911 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,908,000 | 2,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,280 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,800,420 | 2,943 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,887,000 | 3,349 |
| Total interest expense | $4,803,000 | 3,257 |
| Net interest income | $5,084,000 | 3,394 |
| Provision for loan and lease losses | $562,000 | 2,005 |
| Total noninterest income | $419,000 | 5,563 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $118,000 | 6,280 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $301,000 | 4,116 |
| Total noninterest expense | $3,787,000 | 3,599 |
| Salaries and employee benefits | $1,830,000 | 3,864 |
| Premises and equipment expense | $625,000 | 3,263 |
| Additional noninterest expense | $1,332,000 | 3,192 |
| Pre-tax net operating income | $1,154,000 | 4,520 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $395,000 | 3,764 |
| Income before extraordinary items | $759,000 | 5,020 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $759,000 | 5,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,760 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $759,000 | 4,905 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,695,000 | 3,848 |
| Total interest expense | $4,210,000 | 3,820 |
| Net interest income | $4,485,000 | 3,807 |
| Provision for loan and lease losses | $257,000 | 3,176 |
| Total noninterest income | $471,000 | 5,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,423 |
| Total noninterest expense | $2,811,000 | 4,462 |
| Salaries and employee benefits | $1,306,000 | 4,889 |
| Premises and equipment expense | $509,000 | 3,736 |
| Additional noninterest expense | $996,000 | 4,012 |
| Pre-tax net operating income | $1,888,000 | 3,464 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $644,000 | 2,975 |
| Income before extraordinary items | $1,244,000 | 3,767 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,244,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,211 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,244,000 | 3,748 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,813,000 | 5,699 |
| Total interest expense | $2,105,000 | 5,794 |
| Net interest income | $2,708,000 | 5,525 |
| Provision for loan and lease losses | $255,000 | 3,010 |
| Total noninterest income | $593,000 | 4,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,815 |
| Total noninterest expense | $2,154,000 | 5,393 |
| Salaries and employee benefits | $1,103,000 | 5,480 |
| Premises and equipment expense | $267,000 | 5,840 |
| Additional noninterest expense | $784,000 | 4,867 |
| Pre-tax net operating income | $892,000 | 5,625 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $303,000 | 4,802 |
| Income before extraordinary items | $589,000 | 5,949 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $589,000 | 5,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 356 |
| Net operating income | $589,000 | 5,922 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 8,862 |
| Total interest expense | $935,000 | 8,599 |
| Net interest income | $917,000 | 8,985 |
| Provision for loan and lease losses | $62,000 | 6,072 |
| Total noninterest income | $676,000 | 4,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $647,000 | 2,522 |
| Total noninterest expense | $1,917,000 | 5,758 |
| Salaries and employee benefits | $824,000 | 6,581 |
| Premises and equipment expense | $223,000 | 6,369 |
| Additional noninterest expense | $870,000 | 4,407 |
| Pre-tax net operating income | $-386,000 | 10,127 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $-126,000 | 10,256 |
| Income before extraordinary items | $-244,000 | 10,076 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-244,000 | 10,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-254,560 | 10,051 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $370,000 | 10,766 |
| Total interest expense | $175,000 | 10,697 |
| Net interest income | $195,000 | 10,782 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $5,000 | 10,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $877,000 | 8,760 |
| Salaries and employee benefits | $381,000 | 9,381 |
| Premises and equipment expense | $137,000 | 8,082 |
| Additional noninterest expense | $359,000 | 7,716 |
| Pre-tax net operating income | $-743,000 | 10,807 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-253,000 | 10,813 |
| Income before extraordinary items | $-490,000 | 10,755 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-490,000 | 10,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 158 |
| Net operating income | $-490,000 | 10,736 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.