Home > First American Bank > Income and Expense
First American Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $145,000 | 11,395 |
| Total interest expense | $67,000 | 11,352 |
| Net interest income | $78,000 | 11,408 |
| Provision for loan and lease losses | $11,000 | 8,496 |
| Total noninterest income | $16,000 | 11,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,246 |
| Total noninterest expense | $239,000 | 11,326 |
| Salaries and employee benefits | $139,000 | 11,269 |
| Premises and equipment expense | $31,000 | 11,122 |
| Additional noninterest expense | $69,000 | 11,307 |
| Pre-tax net operating income | $-156,000 | 11,022 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-60,000 | 11,098 |
| Income before extraordinary items | $-96,000 | 10,992 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-96,000 | 10,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,100,000 | 285 |
| Net operating income | $-96,000 | 10,946 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.