Home > First American Bank > Income and Expense
First American Bank, Income and Expense
2003-06-30 (YTD Data) | Rank | |
Total interest income | $832,000 | 8,051 |
Total interest expense | $116,000 | 8,835 |
Net interest income | $716,000 | 7,535 |
Provision for loan and lease losses | $3,000 | 7,198 |
Total noninterest income | $61,000 | 8,133 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $36,000 | 7,105 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $25,000 | 7,564 |
Total noninterest expense | $753,000 | 6,894 |
Salaries and employee benefits | $412,000 | 6,864 |
Premises and equipment expense | $86,000 | 7,125 |
Additional noninterest expense | $255,000 | 6,472 |
Pre-tax net operating income | $21,000 | 8,555 |
Securities gains (losses) | $10,000 | 2,948 |
Applicable income taxes | $0 | 7,529 |
Income before extraordinary items | $31,000 | 8,572 |
Extraordinary gains, net | $0 | 30 |
Net income | $31,000 | 8,573 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 4,662 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $21,000 | 8,515 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $382,000 | 8,248 |
Total interest expense | $59,000 | 8,892 |
Net interest income | $323,000 | 7,772 |
Provision for loan and lease losses | $3,000 | 6,662 |
Total noninterest income | $32,000 | 8,066 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $18,000 | 7,056 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $14,000 | 7,447 |
Total noninterest expense | $364,000 | 7,015 |
Salaries and employee benefits | $197,000 | 7,018 |
Premises and equipment expense | $41,000 | 7,269 |
Additional noninterest expense | $126,000 | 6,497 |
Pre-tax net operating income | $-12,000 | 8,778 |
Securities gains (losses) | $3,000 | 2,514 |
Applicable income taxes | $0 | 7,403 |
Income before extraordinary items | $-9,000 | 8,822 |
Extraordinary gains, net | $0 | 21 |
Net income | $-9,000 | 8,819 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 5,250 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $-12,000 | 8,740 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $1,752,000 | 8,125 |
Total interest expense | $312,000 | 8,863 |
Net interest income | $1,440,000 | 7,531 |
Provision for loan and lease losses | $76,000 | 6,152 |
Total noninterest income | $109,000 | 8,286 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $81,000 | 6,921 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $28,000 | 8,260 |
Total noninterest expense | $1,452,000 | 6,945 |
Salaries and employee benefits | $772,000 | 6,988 |
Premises and equipment expense | $176,000 | 7,078 |
Additional noninterest expense | $504,000 | 6,482 |
Pre-tax net operating income | $21,000 | 8,569 |
Securities gains (losses) | $17,000 | 3,266 |
Applicable income taxes | $0 | 7,681 |
Income before extraordinary items | $38,000 | 8,595 |
Extraordinary gains, net | $0 | 70 |
Net income | $38,000 | 8,598 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $45,000 | 5,417 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $21,000 | 8,576 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $1,868,000 | 8,352 |
Total interest expense | $628,000 | 8,767 |
Net interest income | $1,240,000 | 7,800 |
Provision for loan and lease losses | $179,000 | 4,428 |
Total noninterest income | $143,000 | 7,935 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $99,000 | 6,593 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $44,000 | 7,857 |
Total noninterest expense | $1,763,000 | 6,211 |
Salaries and employee benefits | $810,000 | 6,731 |
Premises and equipment expense | $186,000 | 6,985 |
Additional noninterest expense | $767,000 | 4,929 |
Pre-tax net operating income | $-559,000 | 9,192 |
Securities gains (losses) | $3,000 | 4,114 |
Applicable income taxes | $0 | 7,903 |
Income before extraordinary items | $-556,000 | 9,259 |
Extraordinary gains, net | $0 | 105 |
Net income | $-556,000 | 9,260 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $58,000 | 4,943 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $122,000 | 625 |
Net operating income | $-559,000 | 9,221 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,849,000 | 8,568 |
Total interest expense | $679,000 | 8,904 |
Net interest income | $1,170,000 | 8,135 |
Provision for loan and lease losses | $21,000 | 7,573 |
Total noninterest income | $161,000 | 7,734 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $98,000 | 6,608 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $63,000 | 7,397 |
Total noninterest expense | $1,370,000 | 7,070 |
Salaries and employee benefits | $778,000 | 6,836 |
Premises and equipment expense | $130,000 | 7,919 |
Additional noninterest expense | $462,000 | 6,692 |
Pre-tax net operating income | $-60,000 | 9,211 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $0 | 8,362 |
Income before extraordinary items | $-60,000 | 9,221 |
Extraordinary gains, net | $0 | 38 |
Net income | $-60,000 | 9,220 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $36,000 | 5,242 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $9,000 | 901 |
Net operating income | $-60,000 | 9,214 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,630,000 | 8,905 |
Total interest expense | $591,000 | 9,233 |
Net interest income | $1,039,000 | 8,537 |
Provision for loan and lease losses | $47,000 | 6,669 |
Total noninterest income | $225,000 | 7,200 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $104,000 | 6,628 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $121,000 | 6,153 |
Total noninterest expense | $1,202,000 | 7,564 |
Salaries and employee benefits | $571,000 | 7,904 |
Premises and equipment expense | $142,000 | 7,811 |
Additional noninterest expense | $489,000 | 6,588 |
Pre-tax net operating income | $15,000 | 9,350 |
Securities gains (losses) | $-2,000 | 8,771 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $13,000 | 9,396 |
Extraordinary gains, net | $0 | 35 |
Net income | $13,000 | 9,392 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $94,000 | 3,685 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $15,000 | 9,359 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,697,000 | 9,060 |
Total interest expense | $577,000 | 9,535 |
Net interest income | $1,120,000 | 8,525 |
Provision for loan and lease losses | $55,000 | 6,428 |
Total noninterest income | $131,000 | 8,529 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $111,000 | 6,650 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $20,000 | 9,482 |
Total noninterest expense | $1,033,000 | 8,011 |
Salaries and employee benefits | $464,000 | 8,581 |
Premises and equipment expense | $119,000 | 8,292 |
Additional noninterest expense | $450,000 | 6,802 |
Pre-tax net operating income | $163,000 | 9,111 |
Securities gains (losses) | $3,000 | 3,720 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $166,000 | 8,870 |
Extraordinary gains, net | $0 | 32 |
Net income | $166,000 | 8,868 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-25,000 | 9,930 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $22,000 | 920 |
Net operating income | $163,000 | 8,824 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,290,000 | 9,943 |
Total interest expense | $467,000 | 10,177 |
Net interest income | $823,000 | 9,610 |
Provision for loan and lease losses | $31,000 | 7,344 |
Total noninterest income | $174,000 | 8,220 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $111,000 | 6,965 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $63,000 | 7,914 |
Total noninterest expense | $1,100,000 | 8,006 |
Salaries and employee benefits | $521,000 | 8,453 |
Premises and equipment expense | $109,000 | 8,750 |
Additional noninterest expense | $470,000 | 6,752 |
Pre-tax net operating income | $-134,000 | 10,518 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $0 | 10,065 |
Income before extraordinary items | $-134,000 | 10,558 |
Extraordinary gains, net | $42,000 | 17 |
Net income | $-92,000 | 10,513 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $178,000 | 2,726 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $1,010,000 | 452 |
Net operating income | $-134,000 | 10,529 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,250,000 | 10,461 |
Total interest expense | $500,000 | 10,594 |
Net interest income | $750,000 | 10,249 |
Provision for loan and lease losses | $134,000 | 4,364 |
Total noninterest income | $327,000 | 6,638 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $111,000 | 7,271 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $216,000 | 4,967 |
Total noninterest expense | $1,126,000 | 8,241 |
Salaries and employee benefits | $505,000 | 8,849 |
Premises and equipment expense | $69,000 | 10,108 |
Additional noninterest expense | $552,000 | 6,665 |
Pre-tax net operating income | $-183,000 | 11,054 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $0 | 10,572 |
Income before extraordinary items | $-183,000 | 11,093 |
Extraordinary gains, net | $0 | 53 |
Net income | $-183,000 | 11,093 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $107,000 | 3,799 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $387,000 | 499 |
Net operating income | $-183,000 | 11,055 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,370,000 | 10,734 |
Total interest expense | $611,000 | 10,631 |
Net interest income | $759,000 | 10,663 |
Provision for loan and lease losses | $144,000 | 3,734 |
Total noninterest income | $261,000 | 7,565 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $136,000 | 6,970 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $125,000 | 6,525 |
Total noninterest expense | $1,181,000 | 8,269 |
Salaries and employee benefits | $514,000 | 8,989 |
Premises and equipment expense | $102,000 | 9,565 |
Additional noninterest expense | $565,000 | 6,747 |
Pre-tax net operating income | $-305,000 | 11,730 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $0 | 11,151 |
Income before extraordinary items | $-305,000 | 11,734 |
Extraordinary gains, net | $0 | 65 |
Net income | $-305,000 | 11,731 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $285,000 | 2,004 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $54,000 | 640 |
Net operating income | $-305,000 | 11,722 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,224,000 | 11,300 |
Total interest expense | $388,000 | 11,650 |
Net interest income | $836,000 | 10,932 |
Provision for loan and lease losses | $436,000 | 1,707 |
Total noninterest income | $134,000 | 10,039 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $118,000 | 7,644 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 11,718 |
Total noninterest expense | $1,296,000 | 8,261 |
Salaries and employee benefits | $434,000 | 9,968 |
Premises and equipment expense | $198,000 | 7,470 |
Additional noninterest expense | $664,000 | 6,579 |
Pre-tax net operating income | $-762,000 | 12,421 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $-762,000 | 12,398 |
Extraordinary gains, net | $0 | 249 |
Net income | $-762,000 | 12,394 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $68,000 | 4,490 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-762,000 | 12,399 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $334,000 | 13,161 |
Total interest expense | $107,000 | 13,165 |
Net interest income | $227,000 | 13,105 |
Provision for loan and lease losses | $7,000 | 9,969 |
Total noninterest income | $41,000 | 12,744 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $39,000 | 10,450 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,000 | 13,164 |
Total noninterest expense | $775,000 | 10,793 |
Salaries and employee benefits | $181,000 | 12,768 |
Premises and equipment expense | $77,000 | 11,269 |
Additional noninterest expense | $517,000 | 8,054 |
Pre-tax net operating income | $-514,000 | 12,864 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $-514,000 | 12,898 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $-514,000 | 12,903 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 9,413 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $2,174,000 | 337 |
Net operating income | $-514,000 | 12,843 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.