Home > First American Bank > Income and Expense
First American Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 4,591 |
| Total interest expense | $1,473,000 | 4,162 |
| Net interest income | $1,932,000 | 4,814 |
| Provision for loan and lease losses | $55,000 | 4,340 |
| Total noninterest income | $1,111,000 | 2,059 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $212,000 | 3,420 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $899,000 | 1,474 |
| Total noninterest expense | $1,916,000 | 4,113 |
| Salaries and employee benefits | $1,142,000 | 3,881 |
| Premises and equipment expense | $307,000 | 3,703 |
| Additional noninterest expense | $467,000 | 4,688 |
| Pre-tax net operating income | $1,072,000 | 3,634 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $358,000 | 2,792 |
| Income before extraordinary items | $714,000 | 4,015 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $714,000 | 4,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $714,000 | 4,004 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 4,558 |
| Total interest expense | $726,000 | 4,080 |
| Net interest income | $966,000 | 4,808 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $464,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $97,000 | 3,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $367,000 | 1,662 |
| Total noninterest expense | $933,000 | 4,205 |
| Salaries and employee benefits | $563,000 | 3,933 |
| Premises and equipment expense | $156,000 | 3,660 |
| Additional noninterest expense | $214,000 | 4,968 |
| Pre-tax net operating income | $437,000 | 4,064 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $132,000 | 3,216 |
| Income before extraordinary items | $305,000 | 4,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $305,000 | 4,370 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,500,000 | 4,386 |
| Total interest expense | $2,827,000 | 3,499 |
| Net interest income | $3,673,000 | 4,883 |
| Provision for loan and lease losses | $325,000 | 2,662 |
| Total noninterest income | $2,167,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $417,000 | 3,470 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,750,000 | 1,486 |
| Total noninterest expense | $3,974,000 | 3,879 |
| Salaries and employee benefits | $2,425,000 | 3,573 |
| Premises and equipment expense | $587,000 | 3,727 |
| Additional noninterest expense | $962,000 | 4,553 |
| Pre-tax net operating income | $1,541,000 | 4,306 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $485,000 | 3,418 |
| Income before extraordinary items | $1,056,000 | 4,686 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,056,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 1,036 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,056,000 | 4,650 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,862,000 | 4,336 |
| Total interest expense | $2,116,000 | 3,351 |
| Net interest income | $2,746,000 | 4,905 |
| Provision for loan and lease losses | $280,000 | 2,309 |
| Total noninterest income | $1,639,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $316,000 | 3,443 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,323,000 | 1,485 |
| Total noninterest expense | $3,003,000 | 3,831 |
| Salaries and employee benefits | $1,819,000 | 3,545 |
| Premises and equipment expense | $466,000 | 3,538 |
| Additional noninterest expense | $718,000 | 4,551 |
| Pre-tax net operating income | $1,102,000 | 4,532 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $337,000 | 3,591 |
| Income before extraordinary items | $765,000 | 4,871 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $765,000 | 4,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 809 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $765,000 | 4,834 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,222,000 | 4,274 |
| Total interest expense | $1,441,000 | 3,148 |
| Net interest income | $1,781,000 | 4,973 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $985,000 | 2,198 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $206,000 | 3,447 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $779,000 | 1,611 |
| Total noninterest expense | $2,024,000 | 3,776 |
| Salaries and employee benefits | $1,219,000 | 3,521 |
| Premises and equipment expense | $314,000 | 3,491 |
| Additional noninterest expense | $491,000 | 4,434 |
| Pre-tax net operating income | $582,000 | 5,078 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $164,000 | 4,112 |
| Income before extraordinary items | $418,000 | 5,330 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $418,000 | 5,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,191 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $418,000 | 5,295 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 4,248 |
| Total interest expense | $789,000 | 2,823 |
| Net interest income | $828,000 | 5,230 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $705,000 | 1,637 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $96,000 | 3,535 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $609,000 | 1,164 |
| Total noninterest expense | $1,033,000 | 3,753 |
| Salaries and employee benefits | $608,000 | 3,531 |
| Premises and equipment expense | $161,000 | 3,448 |
| Additional noninterest expense | $264,000 | 4,190 |
| Pre-tax net operating income | $460,000 | 3,902 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $148,000 | 3,123 |
| Income before extraordinary items | $312,000 | 4,254 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $312,000 | 4,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $312,000 | 4,209 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,628,000 | 3,968 |
| Total interest expense | $3,328,000 | 2,404 |
| Net interest income | $3,300,000 | 5,107 |
| Provision for loan and lease losses | $975,000 | 1,059 |
| Total noninterest income | $1,790,000 | 2,376 |
| Gross Fiduciary activities income | $1,000 | 1,536 |
| Service charges on deposit accounts | $404,000 | 3,624 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,385,000 | 1,733 |
| Total noninterest expense | $3,959,000 | 3,780 |
| Salaries and employee benefits | $2,412,000 | 3,444 |
| Premises and equipment expense | $535,000 | 3,877 |
| Additional noninterest expense | $1,012,000 | 4,302 |
| Pre-tax net operating income | $156,000 | 7,926 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-47,000 | 8,670 |
| Income before extraordinary items | $203,000 | 7,638 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $203,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $728,000 | 970 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $203,000 | 7,592 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,018,000 | 3,928 |
| Total interest expense | $2,545,000 | 2,317 |
| Net interest income | $2,473,000 | 5,095 |
| Provision for loan and lease losses | $685,000 | 1,109 |
| Total noninterest income | $1,417,000 | 2,299 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $303,000 | 3,647 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,113,000 | 1,641 |
| Total noninterest expense | $3,106,000 | 3,604 |
| Salaries and employee benefits | $1,874,000 | 3,328 |
| Premises and equipment expense | $486,000 | 3,334 |
| Additional noninterest expense | $746,000 | 4,308 |
| Pre-tax net operating income | $99,000 | 8,126 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-19,000 | 8,764 |
| Income before extraordinary items | $118,000 | 7,975 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $118,000 | 7,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,275 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $118,000 | 7,925 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 3,885 |
| Total interest expense | $1,730,000 | 2,261 |
| Net interest income | $1,642,000 | 5,109 |
| Provision for loan and lease losses | $595,000 | 863 |
| Total noninterest income | $1,146,000 | 1,991 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $205,000 | 3,581 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $940,000 | 1,390 |
| Total noninterest expense | $2,099,000 | 3,602 |
| Salaries and employee benefits | $1,275,000 | 3,279 |
| Premises and equipment expense | $331,000 | 3,278 |
| Additional noninterest expense | $493,000 | 4,366 |
| Pre-tax net operating income | $94,000 | 7,963 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-2,000 | 8,725 |
| Income before extraordinary items | $96,000 | 7,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 7,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,613 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $96,000 | 7,749 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 3,902 |
| Total interest expense | $882,000 | 2,238 |
| Net interest income | $796,000 | 5,228 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $318,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $97,000 | 3,656 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $221,000 | 2,308 |
| Total noninterest expense | $1,079,000 | 3,546 |
| Salaries and employee benefits | $656,000 | 3,199 |
| Premises and equipment expense | $169,000 | 3,259 |
| Additional noninterest expense | $254,000 | 4,267 |
| Pre-tax net operating income | $-70,000 | 8,753 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-46,000 | 8,963 |
| Income before extraordinary items | $-24,000 | 8,705 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-24,000 | 8,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,853 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-24,000 | 8,660 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,575,000 | 3,236 |
| Total interest expense | $6,236,000 | 1,424 |
| Net interest income | $2,339,000 | 6,116 |
| Provision for loan and lease losses | $44,000 | 6,457 |
| Total noninterest income | $3,016,000 | 1,679 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $388,000 | 3,714 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,627,000 | 1,189 |
| Total noninterest expense | $4,734,000 | 3,190 |
| Salaries and employee benefits | $1,319,000 | 5,303 |
| Premises and equipment expense | $598,000 | 3,529 |
| Additional noninterest expense | $2,817,000 | 1,722 |
| Pre-tax net operating income | $577,000 | 6,418 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $132,000 | 5,427 |
| Income before extraordinary items | $445,000 | 6,590 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $445,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,294 |
| Cash dividends | $3,125,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $445,000 | 6,426 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,758,000 | 3,145 |
| Total interest expense | $5,022,000 | 1,392 |
| Net interest income | $1,736,000 | 6,180 |
| Provision for loan and lease losses | $-46,000 | 9,091 |
| Total noninterest income | $2,500,000 | 1,584 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $284,000 | 3,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,215,000 | 1,146 |
| Total noninterest expense | $3,332,000 | 3,374 |
| Salaries and employee benefits | $1,297,000 | 4,376 |
| Premises and equipment expense | $471,000 | 3,388 |
| Additional noninterest expense | $1,564,000 | 2,294 |
| Pre-tax net operating income | $950,000 | 4,691 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $293,000 | 3,958 |
| Income before extraordinary items | $657,000 | 5,154 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $657,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,871 |
| Cash dividends | $3,125,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $657,000 | 4,968 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 3,014 |
| Total interest expense | $3,482,000 | 1,385 |
| Net interest income | $1,307,000 | 5,778 |
| Provision for loan and lease losses | $-136,000 | 9,210 |
| Total noninterest income | $831,000 | 2,677 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $177,000 | 3,911 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $653,000 | 2,075 |
| Total noninterest expense | $1,684,000 | 4,229 |
| Salaries and employee benefits | $917,000 | 4,191 |
| Premises and equipment expense | $304,000 | 3,442 |
| Additional noninterest expense | $463,000 | 4,495 |
| Pre-tax net operating income | $590,000 | 4,879 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $198,000 | 3,988 |
| Income before extraordinary items | $392,000 | 5,463 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $392,000 | 5,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-155,000 | 9,180 |
| Cash dividends | $2,400,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $392,000 | 5,250 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 2,904 |
| Total interest expense | $1,778,000 | 1,381 |
| Net interest income | $726,000 | 5,426 |
| Provision for loan and lease losses | $-226,000 | 9,287 |
| Total noninterest income | $419,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $80,000 | 4,080 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $339,000 | 1,938 |
| Total noninterest expense | $1,024,000 | 3,581 |
| Salaries and employee benefits | $639,000 | 3,186 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $231,000 | 4,485 |
| Pre-tax net operating income | $347,000 | 4,420 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $121,000 | 3,610 |
| Income before extraordinary items | $226,000 | 4,998 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-195,000 | 9,268 |
| Cash dividends | $1,100,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $226,000 | 4,789 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,160,000 | 2,533 |
| Total interest expense | $9,443,000 | 1,189 |
| Net interest income | $2,717,000 | 5,633 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $1,591,000 | 2,526 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $343,000 | 3,926 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,247,000 | 1,891 |
| Total noninterest expense | $2,977,000 | 4,487 |
| Salaries and employee benefits | $1,397,000 | 4,947 |
| Premises and equipment expense | $578,000 | 3,521 |
| Additional noninterest expense | $1,002,000 | 4,169 |
| Pre-tax net operating income | $1,091,000 | 4,982 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $394,000 | 3,912 |
| Income before extraordinary items | $714,000 | 5,506 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $714,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,501 |
| Cash dividends | $5,875,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $703,120 | 5,409 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,480,000 | 2,213 |
| Total interest expense | $11,648,000 | 1,394 |
| Net interest income | $3,832,000 | 4,254 |
| Provision for loan and lease losses | $152,000 | 4,732 |
| Total noninterest income | $1,163,000 | 2,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,163,000 | 1,836 |
| Total noninterest expense | $4,914,000 | 2,868 |
| Salaries and employee benefits | $2,676,000 | 2,784 |
| Premises and equipment expense | $895,000 | 2,379 |
| Additional noninterest expense | $1,343,000 | 3,168 |
| Pre-tax net operating income | $-71,000 | 8,836 |
| Securities gains (losses) | $1,269,000 | 355 |
| Applicable income taxes | $207,000 | 4,962 |
| Income before extraordinary items | $991,000 | 4,311 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $991,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,570 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-62,270 | 8,846 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,914,000 | 1,651 |
| Total interest expense | $15,099,000 | 1,149 |
| Net interest income | $5,815,000 | 3,043 |
| Provision for loan and lease losses | $1,463,000 | 785 |
| Total noninterest income | $-4,039,000 | 9,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-4,039,000 | 9,920 |
| Total noninterest expense | $4,899,000 | 2,774 |
| Salaries and employee benefits | $2,801,000 | 2,552 |
| Premises and equipment expense | $772,000 | 2,659 |
| Additional noninterest expense | $1,326,000 | 3,124 |
| Pre-tax net operating income | $-4,586,000 | 9,868 |
| Securities gains (losses) | $256,000 | 369 |
| Applicable income taxes | $-2,117,000 | 9,865 |
| Income before extraordinary items | $-2,213,000 | 9,832 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-2,213,000 | 9,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,296,000 | 240 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-2,376,840 | 9,834 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,356,000 | 1,675 |
| Total interest expense | $12,571,000 | 1,211 |
| Net interest income | $6,785,000 | 2,584 |
| Provision for loan and lease losses | $1,087,000 | 909 |
| Total noninterest income | $882,000 | 3,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $882,000 | 2,023 |
| Total noninterest expense | $4,821,000 | 2,803 |
| Salaries and employee benefits | $2,487,000 | 2,819 |
| Premises and equipment expense | $823,000 | 2,469 |
| Additional noninterest expense | $1,511,000 | 2,846 |
| Pre-tax net operating income | $1,759,000 | 3,671 |
| Securities gains (losses) | $270,000 | 476 |
| Applicable income taxes | $435,000 | 3,947 |
| Income before extraordinary items | $1,594,000 | 3,093 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,594,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,374 |
| Cash dividends | $1,700,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,380,700 | 3,431 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,056,000 | 1,704 |
| Total interest expense | $12,817,000 | 1,216 |
| Net interest income | $6,239,000 | 2,748 |
| Provision for loan and lease losses | $1,110,000 | 885 |
| Total noninterest income | $711,000 | 3,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $6,000 | 205 |
| Additional Noninterest Income | $705,000 | 2,375 |
| Total noninterest expense | $5,791,000 | 2,262 |
| Salaries and employee benefits | $3,898,000 | 1,699 |
| Premises and equipment expense | $845,000 | 2,308 |
| Additional noninterest expense | $1,048,000 | 3,796 |
| Pre-tax net operating income | $49,000 | 9,620 |
| Securities gains (losses) | $988,000 | 380 |
| Applicable income taxes | $-28,000 | 10,083 |
| Income before extraordinary items | $1,065,000 | 4,288 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,065,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 1,255 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $77,000 | 9,413 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,617,000 | 1,683 |
| Total interest expense | $13,304,000 | 1,203 |
| Net interest income | $6,313,000 | 2,758 |
| Provision for loan and lease losses | $466,000 | 1,890 |
| Total noninterest income | $750,000 | 3,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $3,000 | 227 |
| Additional Noninterest Income | $747,000 | 2,123 |
| Total noninterest expense | $5,312,000 | 2,425 |
| Salaries and employee benefits | $3,416,000 | 1,925 |
| Premises and equipment expense | $910,000 | 2,156 |
| Additional noninterest expense | $986,000 | 3,962 |
| Pre-tax net operating income | $1,285,000 | 5,006 |
| Securities gains (losses) | $1,079,000 | 264 |
| Applicable income taxes | $298,000 | 5,740 |
| Income before extraordinary items | $2,066,000 | 2,508 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,066,000 | 2,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,326 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,127,270 | 4,212 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,974,000 | 1,778 |
| Total interest expense | $13,137,000 | 1,243 |
| Net interest income | $5,837,000 | 3,035 |
| Provision for loan and lease losses | $124,000 | 4,529 |
| Total noninterest income | $1,058,000 | 2,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-44,000 | 4,667 |
| Additional Noninterest Income | $1,102,000 | 1,694 |
| Total noninterest expense | $8,150,000 | 1,735 |
| Salaries and employee benefits | $3,955,000 | 1,679 |
| Premises and equipment expense | $1,046,000 | 1,919 |
| Additional noninterest expense | $3,149,000 | 1,647 |
| Pre-tax net operating income | $-1,379,000 | 11,378 |
| Securities gains (losses) | $2,192,000 | 140 |
| Applicable income taxes | $214,000 | 6,916 |
| Income before extraordinary items | $599,000 | 6,285 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $599,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-1,023,080 | 11,346 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,317,000 | 1,585 |
| Total interest expense | $15,065,000 | 1,118 |
| Net interest income | $6,252,000 | 2,851 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $10,925,000 | 570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $20,000 | 392 |
| Additional Noninterest Income | $10,905,000 | 402 |
| Total noninterest expense | $8,123,000 | 1,731 |
| Salaries and employee benefits | $4,623,000 | 1,436 |
| Premises and equipment expense | $1,073,000 | 1,889 |
| Additional noninterest expense | $2,427,000 | 2,052 |
| Pre-tax net operating income | $8,969,000 | 906 |
| Securities gains (losses) | $1,510,000 | 166 |
| Applicable income taxes | $3,940,000 | 735 |
| Income before extraordinary items | $6,539,000 | 854 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,539,000 | 853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $5,572,600 | 952 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,066,000 | 1,808 |
| Total interest expense | $10,402,000 | 1,270 |
| Net interest income | $6,664,000 | 2,720 |
| Provision for loan and lease losses | $85,000 | 4,903 |
| Total noninterest income | $3,569,000 | 1,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $27,000 | 322 |
| Additional Noninterest Income | $3,542,000 | 789 |
| Total noninterest expense | $7,670,000 | 1,887 |
| Salaries and employee benefits | $4,146,000 | 1,610 |
| Premises and equipment expense | $1,052,000 | 1,934 |
| Additional noninterest expense | $2,472,000 | 2,154 |
| Pre-tax net operating income | $2,478,000 | 2,854 |
| Securities gains (losses) | $366,000 | 342 |
| Applicable income taxes | $906,000 | 2,464 |
| Income before extraordinary items | $1,938,000 | 2,502 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,938,000 | 2,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,318 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 422 |
| Net operating income | $1,689,120 | 2,886 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,247,000 | 2,060 |
| Total interest expense | $8,950,000 | 1,489 |
| Net interest income | $6,297,000 | 2,888 |
| Provision for loan and lease losses | $97,000 | 5,852 |
| Total noninterest income | $2,752,000 | 1,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $282,000 | 204 |
| Additional Noninterest Income | $2,470,000 | 1,096 |
| Total noninterest expense | $7,312,000 | 2,014 |
| Salaries and employee benefits | $4,116,000 | 1,635 |
| Premises and equipment expense | $957,000 | 2,148 |
| Additional noninterest expense | $2,239,000 | 2,474 |
| Pre-tax net operating income | $1,640,000 | 3,992 |
| Securities gains (losses) | $1,079,000 | 515 |
| Applicable income taxes | $817,000 | 2,715 |
| Income before extraordinary items | $1,902,000 | 2,648 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,902,000 | 2,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 4,368 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,146,700 | 3,977 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,502,000 | 2,029 |
| Total interest expense | $10,366,000 | 1,671 |
| Net interest income | $7,136,000 | 2,546 |
| Provision for loan and lease losses | $78,000 | 7,978 |
| Total noninterest income | $1,482,000 | 2,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $7,000 | 429 |
| Additional Noninterest Income | $1,475,000 | 1,542 |
| Total noninterest expense | $5,729,000 | 2,522 |
| Salaries and employee benefits | $3,085,000 | 2,127 |
| Premises and equipment expense | $779,000 | 2,663 |
| Additional noninterest expense | $1,865,000 | 2,973 |
| Pre-tax net operating income | $2,811,000 | 2,193 |
| Securities gains (losses) | $1,396,000 | 512 |
| Applicable income taxes | $1,655,000 | 1,343 |
| Income before extraordinary items | $2,552,000 | 1,786 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,552,000 | 1,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,658,560 | 2,568 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.