Home > First American Bank > Assets and Liabilities
First American Bank, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 55 | 3,130 |
| Assets and Liabilities | ||
| Total Assets: | $115,705,000 | 4,548 |
| Cash and due from depository institutions | $2,863,000 | 3,130 |
| Interest-bearing balances | $661,000 | 2,824 |
| Securities | $13,994,000 | 5,479 |
| Federal funds sold & reverse repurchase agreements | $6,011,000 | 1,948 |
| Net loans & leases | $75,909,000 | 4,518 |
| Loan loss allowance | $1,549,000 | 3,024 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,659,000 | 3,758 |
| Other real estate owned | $269,000 | 3,130 |
| Goodwill and other intangibles | $1,025,000 | 1,704 |
| All other assets | $12,975,000 | 1,371 |
| Life insurance assets | $2,097,000 | 2,087 |
| Total liabilities and capital | $115,705,000 | 4,548 |
| Total liabilities | $99,445,000 | 4,659 |
| Total deposits | $76,778,000 | 5,195 |
| Interest-bearing deposits | $65,405,000 | 5,144 |
| Deposits held in domestic offices | $76,778,000 | 5,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,967,000 | 1,724 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $14,800,000 | 2,157 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,900,000 | 1,636 |
| Total equity capital | $16,260,000 | 3,636 |
| Total bank equity capital | $16,260,000 | 3,636 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $8,299,000 | 2,711 |
| Undivided profits | $7,960,000 | 3,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $656,000 | 3,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $765,000 | 4,467 |
| Earning assets | $96,575,000 | 4,825 |
| Long-term assets (5+ years) | $16,827,000 | 3,654 |
| Average Assets, year-to-date | $122,541,000 | 4,341 |
| Average Assets, quarterly | $122,249,500 | 4,374 |
| Volatile liabilities | $18,831,000 | 4,810 |
| Insider loans | $4,384,000 | 1,569 |
| FHLB advances | $14,800,000 | 2,045 |
| Loans and leases held for sale | $2,261,000 | 638 |
| Unused loan commitments | $15,792,000 | 3,819 |
| Tier 1 (core) risk-based capital | $15,452,000 | 3,777 |
| Tier 2 risk-based capital | $1,076,000 | 3,776 |
| Total risk weighted assets | $85,599,000 | 4,339 |
| Total unused commitments | $15,792,000 | 3,819 |
| Derivatives | $3,717,000 | 649 |
| 2006-03-31 | Rank | |
| # of Employees: | 52 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $128,794,000 | 4,208 |
| Cash and due from depository institutions | $5,905,000 | 3,248 |
| Interest-bearing balances | $234,000 | 4,017 |
| Securities | $14,346,000 | 5,465 |
| Federal funds sold & reverse repurchase agreements | $13,954,000 | 1,075 |
| Net loans & leases | $75,254,000 | 4,475 |
| Loan loss allowance | $1,595,000 | 2,916 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,715,000 | 3,651 |
| Other real estate owned | $269,000 | 3,248 |
| Goodwill and other intangibles | $4,077,000 | 944 |
| All other assets | $12,274,000 | 1,404 |
| Life insurance assets | $2,079,000 | 2,061 |
| Total liabilities and capital | $128,794,000 | 4,208 |
| Total liabilities | $112,896,000 | 4,273 |
| Total deposits | $77,039,000 | 5,160 |
| Interest-bearing deposits | $63,272,000 | 5,236 |
| Deposits held in domestic offices | $77,039,000 | 5,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,363,000 | 729 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,494,000 | 1,390 |
| Total equity capital | $15,898,000 | 3,673 |
| Total bank equity capital | $15,898,000 | 3,673 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $8,299,000 | 2,642 |
| Undivided profits | $7,598,000 | 3,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $543,000 | 3,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $645,000 | 4,853 |
| Earning assets | $103,788,000 | 4,611 |
| Long-term assets (5+ years) | $15,828,000 | 3,744 |
| Average Assets, year-to-date | $125,959,000 | 4,252 |
| Average Assets, quarterly | $125,959,000 | 4,252 |
| Volatile liabilities | $32,656,000 | 3,339 |
| Insider loans | $4,286,000 | 1,564 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $2,186,000 | 563 |
| Unused loan commitments | $14,984,000 | 3,931 |
| Tier 1 (core) risk-based capital | $15,071,000 | 3,806 |
| Tier 2 risk-based capital | $1,119,000 | 3,630 |
| Total risk weighted assets | $89,008,000 | 4,181 |
| Total unused commitments | $14,984,000 | 3,931 |
| Derivatives | $6,130,000 | 550 |
| 2005-12-31 | Rank | |
| # of Employees: | 53 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $123,124,000 | 4,341 |
| Cash and due from depository institutions | $7,116,000 | 3,204 |
| Interest-bearing balances | $369,000 | 3,645 |
| Securities | $14,156,000 | 5,523 |
| Federal funds sold & reverse repurchase agreements | $5,325,000 | 2,379 |
| Net loans & leases | $76,805,000 | 4,405 |
| Loan loss allowance | $1,525,000 | 2,985 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,774,000 | 3,589 |
| Other real estate owned | $282,000 | 3,204 |
| Goodwill and other intangibles | $4,000,000 | 941 |
| All other assets | $12,666,000 | 1,360 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $123,124,000 | 4,341 |
| Total liabilities | $107,479,000 | 4,412 |
| Total deposits | $76,446,000 | 5,160 |
| Interest-bearing deposits | $61,589,000 | 5,281 |
| Deposits held in domestic offices | $76,446,000 | 5,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,100,000 | 1,229 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,653,000 | 1,831 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,280,000 | 1,456 |
| Total equity capital | $15,645,000 | 3,694 |
| Total bank equity capital | $15,645,000 | 3,694 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $8,299,000 | 2,612 |
| Undivided profits | $7,345,000 | 3,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $875,000 | 2,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $761,000 | 4,343 |
| Earning assets | $96,655,000 | 4,819 |
| Long-term assets (5+ years) | $15,948,000 | 3,703 |
| Average Assets, year-to-date | $123,994,200 | 4,166 |
| Average Assets, quarterly | $121,248,500 | 4,344 |
| Volatile liabilities | $28,251,000 | 3,609 |
| Insider loans | $5,324,000 | 1,273 |
| FHLB advances | $18,653,000 | 1,721 |
| Loans and leases held for sale | $1,901,000 | 616 |
| Unused loan commitments | $14,909,000 | 3,881 |
| Tier 1 (core) risk-based capital | $14,781,000 | 3,814 |
| Tier 2 risk-based capital | $1,116,000 | 3,603 |
| Total risk weighted assets | $88,849,000 | 4,160 |
| Total unused commitments | $14,909,000 | 3,882 |
| Derivatives | $5,987,000 | 518 |
| 2005-09-30 | Rank | |
| # of Employees: | 55 | 3,095 |
| Assets and Liabilities | ||
| Total Assets: | $119,373,000 | 4,384 |
| Cash and due from depository institutions | $6,328,000 | 3,095 |
| Interest-bearing balances | $1,233,000 | 2,481 |
| Securities | $13,283,000 | 5,665 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $80,309,000 | 4,271 |
| Loan loss allowance | $1,532,000 | 2,964 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,819,000 | 3,532 |
| Other real estate owned | $267,000 | 3,095 |
| Goodwill and other intangibles | $4,107,000 | 893 |
| All other assets | $12,260,000 | 1,354 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $119,373,000 | 4,384 |
| Total liabilities | $103,973,000 | 4,473 |
| Total deposits | $74,803,000 | 5,202 |
| Interest-bearing deposits | $61,806,000 | 5,231 |
| Deposits held in domestic offices | $74,803,000 | 5,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,963,000 | 1,638 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $21,253,000 | 1,699 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,954,000 | 1,519 |
| Total equity capital | $15,400,000 | 3,709 |
| Total bank equity capital | $15,400,000 | 3,709 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $8,299,000 | 2,549 |
| Undivided profits | $7,100,000 | 3,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,055,000 | 2,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $793,000 | 4,179 |
| Earning assets | $94,825,000 | 4,826 |
| Long-term assets (5+ years) | $14,965,000 | 3,873 |
| Average Assets, year-to-date | $124,211,750 | 4,157 |
| Average Assets, quarterly | $120,371,000 | 4,322 |
| Volatile liabilities | $29,094,000 | 3,471 |
| Insider loans | $6,116,000 | 1,058 |
| FHLB advances | $21,253,000 | 1,602 |
| Loans and leases held for sale | $2,779,000 | 571 |
| Unused loan commitments | $15,125,000 | 3,795 |
| Tier 1 (core) risk-based capital | $14,240,000 | 3,864 |
| Tier 2 risk-based capital | $1,113,000 | 3,590 |
| Total risk weighted assets | $88,582,000 | 4,138 |
| Total unused commitments | $15,125,000 | 3,796 |
| Derivatives | $6,377,000 | 510 |
| 2005-06-30 | Rank | |
| # of Employees: | 57 | 2,998 |
| Assets and Liabilities | ||
| Total Assets: | $121,369,000 | 4,289 |
| Cash and due from depository institutions | $4,533,000 | 2,998 |
| Interest-bearing balances | $868,000 | 2,902 |
| Securities | $13,598,000 | 5,646 |
| Federal funds sold & reverse repurchase agreements | $920,000 | 4,443 |
| Net loans & leases | $82,761,000 | 4,122 |
| Loan loss allowance | $1,857,000 | 2,498 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,856,000 | 3,440 |
| Other real estate owned | $192,000 | 2,998 |
| Goodwill and other intangibles | $3,868,000 | 912 |
| All other assets | $12,641,000 | 1,289 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $121,369,000 | 4,289 |
| Total liabilities | $106,317,000 | 4,337 |
| Total deposits | $75,029,000 | 5,138 |
| Interest-bearing deposits | $60,703,000 | 5,262 |
| Deposits held in domestic offices | $75,029,000 | 5,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,029,000 | 1,490 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,653,000 | 1,684 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,606,000 | 1,235 |
| Total equity capital | $15,052,000 | 3,712 |
| Total bank equity capital | $15,052,000 | 3,712 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $8,299,000 | 2,503 |
| Undivided profits | $6,752,000 | 3,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,324,000 | 1,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $730,000 | 4,134 |
| Earning assets | $98,147,000 | 4,667 |
| Long-term assets (5+ years) | $14,650,000 | 3,952 |
| Average Assets, year-to-date | $125,824,670 | 4,092 |
| Average Assets, quarterly | $124,829,500 | 4,163 |
| Volatile liabilities | $27,233,000 | 3,528 |
| Insider loans | $4,948,000 | 1,272 |
| FHLB advances | $21,653,000 | 1,586 |
| Loans and leases held for sale | $3,038,000 | 572 |
| Unused loan commitments | $16,422,000 | 3,597 |
| Tier 1 (core) risk-based capital | $13,833,000 | 3,886 |
| Tier 2 risk-based capital | $1,130,000 | 3,498 |
| Total risk weighted assets | $89,707,000 | 4,028 |
| Total unused commitments | $16,422,000 | 3,598 |
| Derivatives | $5,566,000 | 509 |
| 2005-03-31 | Rank | |
| # of Employees: | 57 | 2,959 |
| Assets and Liabilities | ||
| Total Assets: | $128,290,000 | 4,087 |
| Cash and due from depository institutions | $5,361,000 | 2,959 |
| Interest-bearing balances | $1,374,000 | 2,409 |
| Securities | $14,888,000 | 5,500 |
| Federal funds sold & reverse repurchase agreements | $5,223,000 | 2,243 |
| Net loans & leases | $83,260,000 | 4,058 |
| Loan loss allowance | $1,822,000 | 2,512 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,911,000 | 3,379 |
| Other real estate owned | $145,000 | 2,959 |
| Goodwill and other intangibles | $4,053,000 | 877 |
| All other assets | $12,449,000 | 1,285 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $128,290,000 | 4,087 |
| Total liabilities | $113,390,000 | 4,118 |
| Total deposits | $73,427,000 | 5,245 |
| Interest-bearing deposits | $60,906,000 | 5,296 |
| Deposits held in domestic offices | $73,427,000 | 5,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,468,000 | 1,201 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,053,000 | 1,354 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,442,000 | 1,273 |
| Total equity capital | $14,900,000 | 3,666 |
| Total bank equity capital | $14,900,000 | 3,666 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $8,299,000 | 2,456 |
| Undivided profits | $6,600,000 | 3,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,248,000 | 1,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $613,000 | 4,622 |
| Earning assets | $104,745,000 | 4,466 |
| Long-term assets (5+ years) | $15,492,000 | 3,918 |
| Average Assets, year-to-date | $128,052,500 | 4,067 |
| Average Assets, quarterly | $128,052,500 | 4,067 |
| Volatile liabilities | $36,798,000 | 2,751 |
| Insider loans | $4,634,000 | 1,323 |
| FHLB advances | $28,053,000 | 1,267 |
| Loans and leases held for sale | $3,517,000 | 460 |
| Unused loan commitments | $13,567,000 | 3,939 |
| Tier 1 (core) risk-based capital | $13,837,000 | 3,829 |
| Tier 2 risk-based capital | $1,137,000 | 3,494 |
| Total risk weighted assets | $90,273,000 | 3,977 |
| Total unused commitments | $13,567,000 | 3,940 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 57 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $127,815,000 | 4,091 |
| Cash and due from depository institutions | $5,720,000 | 2,973 |
| Interest-bearing balances | $2,628,000 | 1,738 |
| Securities | $16,120,000 | 5,313 |
| Federal funds sold & reverse repurchase agreements | $4,197,000 | 2,567 |
| Net loans & leases | $84,557,000 | 4,011 |
| Loan loss allowance | $1,775,000 | 2,546 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,968,000 | 3,318 |
| Other real estate owned | $127,000 | 2,973 |
| Goodwill and other intangibles | $2,622,000 | 1,089 |
| All other assets | $11,504,000 | 1,347 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $127,815,000 | 4,091 |
| Total liabilities | $115,414,000 | 4,068 |
| Total deposits | $78,005,000 | 5,041 |
| Interest-bearing deposits | $65,666,000 | 5,010 |
| Deposits held in domestic offices | $78,005,000 | 5,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,262,000 | 1,445 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $28,065,000 | 1,371 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,082,000 | 1,353 |
| Total equity capital | $12,401,000 | 4,264 |
| Total bank equity capital | $12,401,000 | 4,264 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $6,049,000 | 3,109 |
| Undivided profits | $6,351,000 | 4,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,309,000 | 1,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $709,000 | 4,109 |
| Earning assets | $107,502,000 | 4,369 |
| Long-term assets (5+ years) | $16,364,000 | 3,871 |
| Average Assets, year-to-date | $130,711,200 | 3,891 |
| Average Assets, quarterly | $128,448,000 | 4,044 |
| Volatile liabilities | $33,561,000 | 2,910 |
| Insider loans | $3,758,000 | 1,626 |
| FHLB advances | $28,065,000 | 1,275 |
| Loans and leases held for sale | $3,122,000 | 479 |
| Unused loan commitments | $13,284,000 | 3,859 |
| Tier 1 (core) risk-based capital | $12,260,000 | 4,177 |
| Tier 2 risk-based capital | $1,136,000 | 3,472 |
| Total risk weighted assets | $90,230,000 | 3,956 |
| Total unused commitments | $13,284,000 | 3,860 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $129,081,000 | 4,029 |
| Cash and due from depository institutions | $6,071,000 | 2,918 |
| Interest-bearing balances | $1,459,000 | 2,467 |
| Securities | $17,422,000 | 5,105 |
| Federal funds sold & reverse repurchase agreements | $4,229,000 | 2,395 |
| Net loans & leases | $84,293,000 | 3,967 |
| Loan loss allowance | $1,857,000 | 2,451 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,028,000 | 3,219 |
| Other real estate owned | $122,000 | 2,918 |
| Goodwill and other intangibles | $2,607,000 | 1,063 |
| All other assets | $11,309,000 | 1,347 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $129,081,000 | 4,029 |
| Total liabilities | $116,712,000 | 3,992 |
| Total deposits | $77,937,000 | 5,006 |
| Interest-bearing deposits | $66,435,000 | 4,951 |
| Deposits held in domestic offices | $77,937,000 | 5,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,134,000 | 1,368 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $28,065,000 | 1,376 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,576,000 | 1,208 |
| Total equity capital | $12,369,000 | 4,261 |
| Total bank equity capital | $12,369,000 | 4,261 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $6,049,000 | 3,059 |
| Undivided profits | $6,319,000 | 4,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,375,000 | 1,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $772,000 | 3,987 |
| Earning assets | $107,403,000 | 4,339 |
| Long-term assets (5+ years) | $14,311,000 | 4,240 |
| Average Assets, year-to-date | $131,435,250 | 3,884 |
| Average Assets, quarterly | $130,515,000 | 3,953 |
| Volatile liabilities | $33,269,000 | 2,874 |
| Insider loans | $3,146,000 | 1,864 |
| FHLB advances | $28,065,000 | 1,275 |
| Loans and leases held for sale | $1,220,000 | 804 |
| Unused loan commitments | $12,534,000 | 3,950 |
| Tier 1 (core) risk-based capital | $12,197,000 | 4,174 |
| Tier 2 risk-based capital | $1,150,000 | 3,397 |
| Total risk weighted assets | $91,329,000 | 3,867 |
| Total unused commitments | $12,534,000 | 3,951 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 59 | 2,909 |
| Assets and Liabilities | ||
| Total Assets: | $131,949,000 | 3,937 |
| Cash and due from depository institutions | $5,293,000 | 2,909 |
| Interest-bearing balances | $858,000 | 3,014 |
| Securities | $18,636,000 | 4,985 |
| Federal funds sold & reverse repurchase agreements | $1,517,000 | 3,894 |
| Net loans & leases | $89,481,000 | 3,758 |
| Loan loss allowance | $1,965,000 | 2,323 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,082,000 | 3,139 |
| Other real estate owned | $8,000 | 2,909 |
| Goodwill and other intangibles | $2,749,000 | 1,022 |
| All other assets | $11,183,000 | 1,367 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $131,949,000 | 3,937 |
| Total liabilities | $119,689,000 | 3,905 |
| Total deposits | $75,513,000 | 5,106 |
| Interest-bearing deposits | $64,991,000 | 5,042 |
| Deposits held in domestic offices | $75,513,000 | 5,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,164,000 | 1,369 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $33,065,000 | 1,223 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,947,000 | 1,033 |
| Total equity capital | $12,260,000 | 4,161 |
| Total bank equity capital | $12,260,000 | 4,161 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $6,049,000 | 3,013 |
| Undivided profits | $6,210,000 | 3,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,653,000 | 1,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $712,000 | 3,976 |
| Earning assets | $110,492,000 | 4,211 |
| Long-term assets (5+ years) | $20,615,000 | 3,552 |
| Average Assets, year-to-date | $132,220,000 | 3,892 |
| Average Assets, quarterly | $130,993,000 | 3,941 |
| Volatile liabilities | $37,172,000 | 2,574 |
| Insider loans | $2,189,000 | 2,516 |
| FHLB advances | $33,065,000 | 1,126 |
| Loans and leases held for sale | $4,839,000 | 369 |
| Unused loan commitments | $12,076,000 | 4,027 |
| Tier 1 (core) risk-based capital | $12,350,000 | 4,076 |
| Tier 2 risk-based capital | $1,185,000 | 3,280 |
| Total risk weighted assets | $93,993,000 | 3,767 |
| Total unused commitments | $12,076,000 | 4,027 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 60 | 2,838 |
| Assets and Liabilities | ||
| Total Assets: | $130,037,000 | 3,967 |
| Cash and due from depository institutions | $6,375,000 | 2,838 |
| Interest-bearing balances | $1,406,000 | 2,714 |
| Securities | $20,412,000 | 4,734 |
| Federal funds sold & reverse repurchase agreements | $2,975,000 | 3,871 |
| Net loans & leases | $83,808,000 | 3,856 |
| Loan loss allowance | $1,577,000 | 2,796 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,091,000 | 3,081 |
| Other real estate owned | $52,000 | 2,838 |
| Goodwill and other intangibles | $2,351,000 | 1,079 |
| All other assets | $10,973,000 | 1,298 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $130,037,000 | 3,967 |
| Total liabilities | $117,752,000 | 3,936 |
| Total deposits | $79,490,000 | 4,934 |
| Interest-bearing deposits | $67,872,000 | 4,914 |
| Deposits held in domestic offices | $79,490,000 | 4,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,777,000 | 1,298 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $28,065,000 | 1,280 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,420,000 | 1,304 |
| Total equity capital | $12,285,000 | 4,248 |
| Total bank equity capital | $12,285,000 | 4,248 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $6,049,000 | 2,976 |
| Undivided profits | $6,235,000 | 4,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,413,000 | 2,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $654,000 | 4,205 |
| Earning assets | $108,601,000 | 4,285 |
| Long-term assets (5+ years) | $18,867,000 | 3,703 |
| Average Assets, year-to-date | $132,355,500 | 3,895 |
| Average Assets, quarterly | $132,355,500 | 3,895 |
| Volatile liabilities | $31,226,000 | 2,860 |
| Insider loans | $1,441,000 | 3,287 |
| FHLB advances | $28,065,000 | 1,181 |
| Loans and leases held for sale | $651,000 | 1,188 |
| Unused loan commitments | $11,826,000 | 4,009 |
| Tier 1 (core) risk-based capital | $12,035,000 | 4,138 |
| Tier 2 risk-based capital | $1,116,000 | 3,389 |
| Total risk weighted assets | $88,840,000 | 3,857 |
| Total unused commitments | $11,826,000 | 4,015 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 60 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $134,674,000 | 3,840 |
| Cash and due from depository institutions | $5,292,000 | 2,864 |
| Interest-bearing balances | $1,384,000 | 2,584 |
| Securities | $18,739,000 | 4,998 |
| Federal funds sold & reverse repurchase agreements | $5,482,000 | 2,124 |
| Net loans & leases | $87,985,000 | 3,711 |
| Loan loss allowance | $1,528,000 | 2,842 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,763,000 | 3,360 |
| Other real estate owned | $139,000 | 2,864 |
| Goodwill and other intangibles | $2,483,000 | 1,060 |
| All other assets | $11,791,000 | 1,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,674,000 | 3,840 |
| Total liabilities | $122,445,000 | 3,804 |
| Total deposits | $79,162,000 | 4,947 |
| Interest-bearing deposits | $69,082,000 | 4,845 |
| Deposits held in domestic offices | $79,162,000 | 4,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,533,000 | 1,027 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $28,079,000 | 1,296 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,671,000 | 1,173 |
| Total equity capital | $12,229,000 | 4,191 |
| Total bank equity capital | $12,229,000 | 4,191 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $6,049,000 | 2,938 |
| Undivided profits | $6,179,000 | 4,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,043,000 | 2,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $744,000 | 3,910 |
| Earning assets | $113,590,000 | 4,090 |
| Long-term assets (5+ years) | $21,334,000 | 3,469 |
| Average Assets, year-to-date | $164,184,200 | 3,153 |
| Average Assets, quarterly | $142,602,000 | 3,642 |
| Volatile liabilities | $17,590,000 | 4,236 |
| Insider loans | $1,531,000 | 3,160 |
| FHLB advances | $28,079,000 | 1,197 |
| Loans and leases held for sale | $1,416,000 | 757 |
| Unused loan commitments | $11,269,000 | 4,004 |
| Tier 1 (core) risk-based capital | $12,153,000 | 4,058 |
| Tier 2 risk-based capital | $1,161,000 | 3,289 |
| Total risk weighted assets | $92,537,000 | 3,730 |
| Total unused commitments | $11,269,000 | 4,008 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 60 | 2,872 |
| Assets and Liabilities | ||
| Total Assets: | $150,530,000 | 3,470 |
| Cash and due from depository institutions | $8,157,000 | 2,872 |
| Interest-bearing balances | $3,555,000 | 1,721 |
| Securities | $17,613,000 | 5,099 |
| Federal funds sold & reverse repurchase agreements | $18,400,000 | 793 |
| Net loans & leases | $89,822,000 | 3,633 |
| Loan loss allowance | $1,665,000 | 2,645 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,549,000 | 3,548 |
| Other real estate owned | $84,000 | 2,872 |
| Goodwill and other intangibles | $2,403,000 | 1,067 |
| All other assets | $11,502,000 | 1,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,530,000 | 3,470 |
| Total liabilities | $138,106,000 | 3,402 |
| Total deposits | $80,743,000 | 4,849 |
| Interest-bearing deposits | $71,103,000 | 4,730 |
| Deposits held in domestic offices | $80,743,000 | 4,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,020,000 | 1,552 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $48,079,000 | 866 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,264,000 | 1,099 |
| Total equity capital | $12,424,000 | 4,133 |
| Total bank equity capital | $12,424,000 | 4,133 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $6,049,000 | 2,878 |
| Undivided profits | $6,374,000 | 4,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $989,000 | 2,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $829,000 | 3,728 |
| Earning assets | $129,390,000 | 3,668 |
| Long-term assets (5+ years) | $24,112,000 | 3,213 |
| Average Assets, year-to-date | $171,561,750 | 3,085 |
| Average Assets, quarterly | $160,444,000 | 3,269 |
| Volatile liabilities | $11,593,000 | 5,310 |
| Insider loans | $1,582,000 | 3,065 |
| FHLB advances | $48,079,000 | 777 |
| Loans and leases held for sale | $1,266,000 | 1,030 |
| Unused loan commitments | $12,450,000 | 3,788 |
| Tier 1 (core) risk-based capital | $12,356,000 | 3,992 |
| Tier 2 risk-based capital | $1,203,000 | 3,174 |
| Total risk weighted assets | $95,816,000 | 3,625 |
| Total unused commitments | $12,450,000 | 3,792 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 62 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $170,358,000 | 3,141 |
| Cash and due from depository institutions | $17,917,000 | 2,799 |
| Interest-bearing balances | $12,362,000 | 667 |
| Securities | $28,596,000 | 3,669 |
| Federal funds sold & reverse repurchase agreements | $9,660,000 | 1,658 |
| Net loans & leases | $97,553,000 | 3,374 |
| Loan loss allowance | $1,794,000 | 2,432 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,118,000 | 2,979 |
| Other real estate owned | $138,000 | 2,799 |
| Goodwill and other intangibles | $1,386,000 | 1,360 |
| All other assets | $11,990,000 | 1,175 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,358,000 | 3,141 |
| Total liabilities | $157,425,000 | 3,061 |
| Total deposits | $80,583,000 | 4,836 |
| Interest-bearing deposits | $71,037,000 | 4,732 |
| Deposits held in domestic offices | $80,583,000 | 4,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,529,000 | 1,944 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $68,079,000 | 670 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $6,234,000 | 862 |
| Total equity capital | $12,933,000 | 3,993 |
| Total bank equity capital | $12,933,000 | 3,993 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $6,049,000 | 2,844 |
| Undivided profits | $6,883,000 | 3,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,169,000 | 2,547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $885,000 | 3,383 |
| Earning assets | $148,171,000 | 3,244 |
| Long-term assets (5+ years) | $30,533,000 | 2,600 |
| Average Assets, year-to-date | $178,572,330 | 2,966 |
| Average Assets, quarterly | $176,421,000 | 3,026 |
| Volatile liabilities | $10,197,000 | 5,655 |
| Insider loans | $1,754,000 | 2,839 |
| FHLB advances | $68,079,000 | 594 |
| Loans and leases held for sale | $3,618,000 | 839 |
| Unused loan commitments | $11,154,000 | 3,969 |
| Tier 1 (core) risk-based capital | $12,834,000 | 3,798 |
| Tier 2 risk-based capital | $1,320,000 | 2,905 |
| Total risk weighted assets | $105,096,000 | 3,311 |
| Total unused commitments | $11,154,000 | 3,984 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 60 | 2,861 |
| Assets and Liabilities | ||
| Total Assets: | $182,484,000 | 2,931 |
| Cash and due from depository institutions | $10,836,000 | 2,861 |
| Interest-bearing balances | $5,920,000 | 1,352 |
| Securities | $37,231,000 | 3,000 |
| Federal funds sold & reverse repurchase agreements | $11,397,000 | 1,486 |
| Net loans & leases | $105,984,000 | 3,079 |
| Loan loss allowance | $1,744,000 | 2,453 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,186,000 | 2,886 |
| Other real estate owned | $761,000 | 2,861 |
| Goodwill and other intangibles | $1,535,000 | 1,289 |
| All other assets | $11,554,000 | 1,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,484,000 | 2,931 |
| Total liabilities | $168,156,000 | 2,865 |
| Total deposits | $82,487,000 | 4,740 |
| Interest-bearing deposits | $72,951,000 | 4,639 |
| Deposits held in domestic offices | $82,487,000 | 4,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,269,000 | 2,222 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $78,079,000 | 594 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,321,000 | 870 |
| Total equity capital | $14,328,000 | 3,600 |
| Total bank equity capital | $14,328,000 | 3,600 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $5,399,000 | 3,065 |
| Undivided profits | $8,928,000 | 3,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,053,000 | 2,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $899,000 | 3,361 |
| Earning assets | $160,532,000 | 3,032 |
| Long-term assets (5+ years) | $34,996,000 | 2,298 |
| Average Assets, year-to-date | $182,679,500 | 2,889 |
| Average Assets, quarterly | $182,679,500 | 2,889 |
| Volatile liabilities | $20,008,000 | 3,774 |
| Insider loans | $1,965,000 | 2,571 |
| FHLB advances | $78,079,000 | 520 |
| Loans and leases held for sale | $9,418,000 | 425 |
| Unused loan commitments | $8,528,000 | 4,520 |
| Tier 1 (core) risk-based capital | $13,934,000 | 3,497 |
| Tier 2 risk-based capital | $1,371,000 | 2,755 |
| Total risk weighted assets | $109,323,000 | 3,145 |
| Total unused commitments | $8,528,000 | 4,534 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 64 | 2,671 |
| Assets and Liabilities | ||
| Total Assets: | $182,875,000 | 2,858 |
| Cash and due from depository institutions | $5,901,000 | 2,671 |
| Interest-bearing balances | $1,345,000 | 2,800 |
| Securities | $41,878,000 | 2,695 |
| Federal funds sold & reverse repurchase agreements | $2,049,000 | 4,778 |
| Net loans & leases | $115,667,000 | 2,849 |
| Loan loss allowance | $1,775,000 | 2,373 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,657,000 | 3,334 |
| Other real estate owned | $1,002,000 | 2,671 |
| Goodwill and other intangibles | $1,461,000 | 1,300 |
| All other assets | $12,260,000 | 1,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,875,000 | 2,858 |
| Total liabilities | $167,493,000 | 2,822 |
| Total deposits | $82,770,000 | 4,676 |
| Interest-bearing deposits | $75,981,000 | 4,440 |
| Deposits held in domestic offices | $82,770,000 | 4,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $730,000 | 2,631 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $78,094,000 | 603 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,899,000 | 884 |
| Total equity capital | $15,382,000 | 3,335 |
| Total bank equity capital | $15,382,000 | 3,335 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $5,399,000 | 3,033 |
| Undivided profits | $9,982,000 | 2,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,023,000 | 2,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $961,000 | 3,324 |
| Earning assets | $160,939,000 | 2,972 |
| Long-term assets (5+ years) | $41,244,000 | 1,992 |
| Average Assets, year-to-date | $208,175,000 | 2,458 |
| Average Assets, quarterly | $197,420,500 | 2,684 |
| Volatile liabilities | $20,087,000 | 3,735 |
| Insider loans | $1,950,000 | 2,562 |
| FHLB advances | $78,094,000 | 525 |
| Loans and leases held for sale | $13,138,000 | 381 |
| Unused loan commitments | $9,072,000 | 4,301 |
| Tier 1 (core) risk-based capital | $14,812,000 | 3,237 |
| Tier 2 risk-based capital | $1,431,000 | 2,621 |
| Total risk weighted assets | $114,157,000 | 3,001 |
| Total unused commitments | $9,072,000 | 4,304 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 74 | 2,309 |
| Assets and Liabilities | ||
| Total Assets: | $220,073,000 | 2,306 |
| Cash and due from depository institutions | $24,296,000 | 2,309 |
| Interest-bearing balances | $19,642,000 | 349 |
| Securities | $20,650,000 | 4,436 |
| Federal funds sold & reverse repurchase agreements | $7,915,000 | 1,843 |
| Net loans & leases | $137,141,000 | 2,360 |
| Loan loss allowance | $2,000,000 | 2,001 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,858,000 | 3,090 |
| Other real estate owned | $359,000 | 2,309 |
| Goodwill and other intangibles | $1,462,000 | 1,243 |
| All other assets | $25,392,000 | 579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,073,000 | 2,306 |
| Total liabilities | $200,640,000 | 2,294 |
| Total deposits | $90,834,000 | 4,250 |
| Interest-bearing deposits | $84,774,000 | 3,945 |
| Deposits held in domestic offices | $90,834,000 | 4,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $104,111,000 | 481 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,695,000 | 899 |
| Total equity capital | $19,433,000 | 2,522 |
| Total bank equity capital | $19,433,000 | 2,522 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $4,706,000 | 3,269 |
| Undivided profits | $14,726,000 | 1,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,792,000 | 1,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $991,000 | 3,486 |
| Earning assets | $185,348,000 | 2,520 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $239,544,200 | 2,039 |
| Average Assets, quarterly | $222,743,500 | 2,257 |
| Volatile liabilities | $122,598,000 | 836 |
| Insider loans | $1,360,000 | 3,196 |
| FHLB advances | $104,111,000 | 397 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $21,550,000 | 2,373 |
| Tier 1 (core) risk-based capital | $19,273,000 | 2,426 |
| Tier 2 risk-based capital | $1,696,000 | 2,148 |
| Total risk weighted assets | $132,883,000 | 2,498 |
| Total unused commitments | $21,550,000 | 2,378 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 75 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $281,409,000 | 1,705 |
| Cash and due from depository institutions | $3,804,000 | 2,262 |
| Interest-bearing balances | $554,000 | 2,953 |
| Securities | $13,682,000 | 5,838 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $243,230,000 | 1,310 |
| Loan loss allowance | $2,345,000 | 1,650 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,037,000 | 2,868 |
| Other real estate owned | $1,219,000 | 2,262 |
| Goodwill and other intangibles | $865,000 | 1,517 |
| All other assets | $15,572,000 | 703 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,409,000 | 1,705 |
| Total liabilities | $261,181,000 | 1,668 |
| Total deposits | $119,263,000 | 3,230 |
| Interest-bearing deposits | $111,620,000 | 3,002 |
| Deposits held in domestic offices | $119,263,000 | 3,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,000,000 | 804 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $121,129,000 | 415 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,789,000 | 1,211 |
| Total equity capital | $20,228,000 | 2,309 |
| Total bank equity capital | $20,228,000 | 2,309 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $4,706,000 | 3,199 |
| Undivided profits | $15,521,000 | 1,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,843,000 | 433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,338,000 | 1,954 |
| Earning assets | $257,466,000 | 1,729 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $285,645,800 | 1,589 |
| Average Assets, quarterly | $284,000,000 | 1,662 |
| Volatile liabilities | $180,386,000 | 636 |
| Insider loans | $679,000 | 4,744 |
| FHLB advances | $121,129,000 | 118 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,220,000 | 3,000 |
| Tier 1 (core) risk-based capital | $20,353,000 | 2,186 |
| Tier 2 risk-based capital | $2,261,000 | 1,601 |
| Total risk weighted assets | $182,495,000 | 1,781 |
| Total unused commitments | $14,220,000 | 3,001 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 79 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $284,679,000 | 1,657 |
| Cash and due from depository institutions | $6,155,000 | 2,196 |
| Interest-bearing balances | $909,000 | 2,536 |
| Securities | $14,999,000 | 5,791 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,556 |
| Net loans & leases | $241,538,000 | 1,260 |
| Loan loss allowance | $1,959,000 | 1,882 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,678,000 | 3,174 |
| Other real estate owned | $1,187,000 | 2,196 |
| Goodwill and other intangibles | $1,171,000 | 1,402 |
| All other assets | $13,451,000 | 790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $284,679,000 | 1,657 |
| Total liabilities | $262,482,000 | 1,627 |
| Total deposits | $144,063,000 | 2,644 |
| Interest-bearing deposits | $139,784,000 | 2,353 |
| Deposits held in domestic offices | $144,063,000 | 2,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $116,150,000 | 456 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,269,000 | 1,711 |
| Total equity capital | $22,197,000 | 1,993 |
| Total bank equity capital | $22,197,000 | 1,993 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $4,706,000 | 3,164 |
| Undivided profits | $17,490,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,911,000 | 464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,413,000 | 1,542 |
| Earning assets | $260,946,000 | 1,655 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $267,891,400 | 1,696 |
| Average Assets, quarterly | $284,421,500 | 1,646 |
| Volatile liabilities | $172,517,000 | 675 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $116,150,000 | 124 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,716,000 | 3,379 |
| Tier 1 (core) risk-based capital | $22,567,000 | 1,951 |
| Tier 2 risk-based capital | $1,959,000 | 1,729 |
| Total risk weighted assets | $179,774,000 | 1,716 |
| Total unused commitments | $11,716,000 | 3,383 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 107 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $249,543,000 | 1,843 |
| Cash and due from depository institutions | $14,706,000 | 1,579 |
| Interest-bearing balances | $14,324,000 | 401 |
| Securities | $13,772,000 | 6,083 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $204,194,000 | 1,381 |
| Loan loss allowance | $1,300,000 | 2,644 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,491,000 | 3,238 |
| Other real estate owned | $992,000 | 1,579 |
| Goodwill and other intangibles | $938,000 | 1,471 |
| All other assets | $12,450,000 | 749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,543,000 | 1,843 |
| Total liabilities | $226,880,000 | 1,828 |
| Total deposits | $125,496,000 | 3,014 |
| Interest-bearing deposits | $122,945,000 | 2,645 |
| Deposits held in domestic offices | $125,496,000 | 3,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $98,173,000 | 414 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,211,000 | 1,375 |
| Total equity capital | $22,663,000 | 1,978 |
| Total bank equity capital | $22,663,000 | 1,978 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $4,706,000 | 3,013 |
| Undivided profits | $17,956,000 | 1,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,198,000 | 650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,210,000 | 1,796 |
| Earning assets | $232,290,000 | 1,843 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $258,449,200 | 1,679 |
| Average Assets, quarterly | $258,551,500 | 1,759 |
| Volatile liabilities | $117,260,000 | 747 |
| Insider loans | $452,000 | 5,553 |
| FHLB advances | $98,173,000 | 125 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $37,960,000 | 1,387 |
| Tier 1 (core) risk-based capital | $22,606,000 | 1,865 |
| Tier 2 risk-based capital | $1,300,000 | 2,401 |
| Total risk weighted assets | $158,783,000 | 1,815 |
| Total unused commitments | $37,960,000 | 1,392 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 90 | 1,959 |
| Assets and Liabilities | ||
| Total Assets: | $255,824,000 | 1,789 |
| Cash and due from depository institutions | $5,903,000 | 1,959 |
| Interest-bearing balances | $5,458,000 | 832 |
| Securities | $46,128,000 | 2,474 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $188,409,000 | 1,499 |
| Loan loss allowance | $686,000 | 4,569 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,652,000 | 2,983 |
| Other real estate owned | $761,000 | 1,959 |
| Goodwill and other intangibles | $833,000 | 1,456 |
| All other assets | $11,138,000 | 790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,824,000 | 1,789 |
| Total liabilities | $233,819,000 | 1,760 |
| Total deposits | $135,837,000 | 2,742 |
| Interest-bearing deposits | $134,263,000 | 2,389 |
| Deposits held in domestic offices | $135,837,000 | 2,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $95,403,000 | 395 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,579,000 | 1,638 |
| Total equity capital | $22,005,000 | 2,042 |
| Total bank equity capital | $22,005,000 | 2,042 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $4,706,000 | 2,938 |
| Undivided profits | $17,298,000 | 1,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,026,000 | 937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,145,000 | 1,965 |
| Earning assets | $239,995,000 | 1,747 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $264,108,800 | 1,634 |
| Average Assets, quarterly | $258,354,500 | 1,747 |
| Volatile liabilities | $114,303,000 | 776 |
| Insider loans | $644,000 | 4,716 |
| FHLB advances | $95,403,000 | 124 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $23,992,000 | 1,837 |
| Tier 1 (core) risk-based capital | $21,891,000 | 1,936 |
| Tier 2 risk-based capital | $686,000 | 4,045 |
| Total risk weighted assets | $145,725,000 | 1,922 |
| Total unused commitments | $23,992,000 | 1,844 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 131 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $260,272,000 | 1,792 |
| Cash and due from depository institutions | $10,061,000 | 1,417 |
| Interest-bearing balances | $9,614,000 | 401 |
| Securities | $54,752,000 | 2,230 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $181,728,000 | 1,593 |
| Loan loss allowance | $944,000 | 3,695 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,429,000 | 3,181 |
| Other real estate owned | $491,000 | 1,417 |
| Goodwill and other intangibles | $744,000 | 1,447 |
| All other assets | $10,067,000 | 893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,272,000 | 1,792 |
| Total liabilities | $238,439,000 | 1,769 |
| Total deposits | $134,742,000 | 2,842 |
| Interest-bearing deposits | $133,452,000 | 2,496 |
| Deposits held in domestic offices | $134,742,000 | 2,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,020,000 | 1,742 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $96,832,000 | 401 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,845,000 | 1,526 |
| Total equity capital | $21,833,000 | 2,050 |
| Total bank equity capital | $21,833,000 | 2,050 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $4,706,000 | 3,009 |
| Undivided profits | $17,126,000 | 1,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,652,000 | 1,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,080,000 | 2,075 |
| Earning assets | $246,094,000 | 1,734 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $260,648,200 | 1,709 |
| Average Assets, quarterly | $259,394,500 | 1,781 |
| Volatile liabilities | $113,258,000 | 800 |
| Insider loans | $797,000 | 4,224 |
| FHLB advances | $96,832,000 | 131 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $36,403,000 | 1,341 |
| Tier 1 (core) risk-based capital | $21,940,000 | 1,971 |
| Tier 2 risk-based capital | $452,000 | 5,651 |
| Total risk weighted assets | $142,101,000 | 1,978 |
| Total unused commitments | $36,403,000 | 1,349 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 134 | 1,419 |
| Assets and Liabilities | ||
| Total Assets: | $248,279,000 | 1,884 |
| Cash and due from depository institutions | $13,082,000 | 1,419 |
| Interest-bearing balances | $12,796,000 | 347 |
| Securities | $38,743,000 | 3,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $182,082,000 | 1,575 |
| Loan loss allowance | $888,000 | 3,906 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,581,000 | 2,937 |
| Other real estate owned | $143,000 | 1,419 |
| Goodwill and other intangibles | $461,000 | 1,593 |
| All other assets | $11,187,000 | 868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,279,000 | 1,884 |
| Total liabilities | $225,763,000 | 1,871 |
| Total deposits | $126,779,000 | 3,036 |
| Interest-bearing deposits | $124,562,000 | 2,687 |
| Deposits held in domestic offices | $126,779,000 | 3,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,074,000 | 1,407 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $87,029,000 | 416 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,881,000 | 934 |
| Total equity capital | $22,516,000 | 2,000 |
| Total bank equity capital | $22,516,000 | 2,000 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $4,706,000 | 3,014 |
| Undivided profits | $17,809,000 | 1,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,266,000 | 2,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,055,000 | 2,184 |
| Earning assets | $233,621,000 | 1,839 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $295,251,200 | 1,543 |
| Average Assets, quarterly | $278,774,000 | 1,674 |
| Volatile liabilities | $106,205,000 | 797 |
| Insider loans | $460,000 | 5,893 |
| FHLB advances | $87,029,000 | 134 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $18,442,000 | 2,099 |
| Tier 1 (core) risk-based capital | $22,541,000 | 1,905 |
| Tier 2 risk-based capital | $373,000 | 6,483 |
| Total risk weighted assets | $131,127,000 | 2,118 |
| Total unused commitments | $18,442,000 | 2,110 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 150 | 1,328 |
| Assets and Liabilities | ||
| Total Assets: | $299,157,000 | 1,545 |
| Cash and due from depository institutions | $15,069,000 | 1,328 |
| Interest-bearing balances | $13,750,000 | 293 |
| Securities | $69,931,000 | 1,880 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $195,499,000 | 1,447 |
| Loan loss allowance | $867,000 | 4,068 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,675,000 | 2,037 |
| Other real estate owned | $756,000 | 1,328 |
| Goodwill and other intangibles | $3,294,000 | 593 |
| All other assets | $10,933,000 | 918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,157,000 | 1,545 |
| Total liabilities | $283,130,000 | 1,491 |
| Total deposits | $189,269,000 | 2,056 |
| Interest-bearing deposits | $185,018,000 | 1,792 |
| Deposits held in domestic offices | $189,269,000 | 2,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,181,000 | 1,157 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $77,429,000 | 435 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,251,000 | 1,013 |
| Total equity capital | $16,027,000 | 2,554 |
| Total bank equity capital | $16,027,000 | 2,554 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $4,706,000 | 2,916 |
| Undivided profits | $11,320,000 | 2,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $488,000 | 4,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $995,000 | 1,991 |
| Earning assets | $279,180,000 | 1,512 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $259,968,200 | 1,711 |
| Average Assets, quarterly | $287,386,500 | 1,599 |
| Volatile liabilities | $124,687,000 | 712 |
| Insider loans | $901,000 | 3,988 |
| FHLB advances | $77,429,000 | 151 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,035,000 | 1,791 |
| Tier 1 (core) risk-based capital | $16,252,000 | 2,547 |
| Tier 2 risk-based capital | $309,000 | 7,379 |
| Total risk weighted assets | $151,690,000 | 1,832 |
| Total unused commitments | $22,035,000 | 1,804 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 198 | 1,042 |
| Assets and Liabilities | ||
| Total Assets: | $235,402,000 | 1,975 |
| Cash and due from depository institutions | $15,414,000 | 1,042 |
| Interest-bearing balances | $13,958,000 | 450 |
| Securities | $37,160,000 | 3,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $171,437,000 | 1,600 |
| Loan loss allowance | $847,000 | 4,271 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,719,000 | 1,955 |
| Other real estate owned | $196,000 | 1,042 |
| Goodwill and other intangibles | $1,704,000 | 773 |
| All other assets | $5,772,000 | 1,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,402,000 | 1,975 |
| Total liabilities | $221,812,000 | 1,914 |
| Total deposits | $186,636,000 | 2,139 |
| Interest-bearing deposits | $183,059,000 | 1,881 |
| Deposits held in domestic offices | $186,636,000 | 2,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $29,956,000 | 630 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,220,000 | 919 |
| Total equity capital | $13,590,000 | 2,972 |
| Total bank equity capital | $13,590,000 | 2,972 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $3,706,000 | 3,521 |
| Undivided profits | $9,883,000 | 2,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,148,000 | 1,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $922,000 | 1,902 |
| Earning assets | $222,555,000 | 1,921 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $223,126,200 | 2,022 |
| Average Assets, quarterly | $230,902,000 | 2,000 |
| Volatile liabilities | $61,369,000 | 1,042 |
| Insider loans | $690,000 | 4,770 |
| FHLB advances | $29,956,000 | 243 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $31,567,000 | 1,378 |
| Tier 1 (core) risk-based capital | $13,590,000 | 2,917 |
| Tier 2 risk-based capital | $235,000 | 8,645 |
| Total risk weighted assets | $122,198,000 | 2,183 |
| Total unused commitments | $31,567,000 | 1,403 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 155 | 1,393 |
| Assets and Liabilities | ||
| Total Assets: | $204,467,000 | 2,319 |
| Cash and due from depository institutions | $8,215,000 | 1,393 |
| Interest-bearing balances | $6,865,000 | 1,088 |
| Securities | $9,314,000 | 9,447 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $178,307,000 | 1,577 |
| Loan loss allowance | $889,000 | 4,115 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,589,000 | 2,043 |
| Other real estate owned | $333,000 | 1,393 |
| Goodwill and other intangibles | $491,000 | 1,363 |
| All other assets | $4,218,000 | 1,898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,467,000 | 2,319 |
| Total liabilities | $192,555,000 | 2,246 |
| Total deposits | $174,248,000 | 2,368 |
| Interest-bearing deposits | $170,703,000 | 2,109 |
| Deposits held in domestic offices | $174,248,000 | 2,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,975,000 | 772 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,332,000 | 1,648 |
| Total equity capital | $11,912,000 | 3,215 |
| Total bank equity capital | $11,912,000 | 3,215 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $3,706,000 | 3,407 |
| Undivided profits | $8,205,000 | 2,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,522,000 | 2,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $929,000 | 2,131 |
| Earning assets | $194,486,000 | 2,224 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $209,772,800 | 2,202 |
| Average Assets, quarterly | $209,618,000 | 2,240 |
| Volatile liabilities | $30,055,000 | 1,707 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $15,975,000 | 316 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $35,769,000 | 1,195 |
| Tier 1 (core) risk-based capital | $11,912,000 | 3,161 |
| Tier 2 risk-based capital | $210,000 | 9,226 |
| Total risk weighted assets | $109,789,000 | 2,474 |
| Total unused commitments | $35,769,000 | 1,208 |
| Derivatives | $0 | 651 |