Home > First American Bank > Assets and Liabilities
First American Bank, Assets and Liabilities
| 2005-06-30 | Rank | |
| # of Employees: | 77 | 2,250 |
| Assets and Liabilities | ||
| Total Assets: | $238,604,000 | 2,494 |
| Cash and due from depository institutions | $13,498,000 | 2,250 |
| Interest-bearing balances | $23,000 | 6,128 |
| Securities | $74,211,000 | 1,659 |
| Federal funds sold & reverse repurchase agreements | $40,700,000 | 297 |
| Net loans & leases | $103,188,000 | 3,499 |
| Loan loss allowance | $1,521,000 | 2,950 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,050,000 | 4,266 |
| Other real estate owned | $0 | 2,250 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,957,000 | 2,766 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $238,604,000 | 2,494 |
| Total liabilities | $216,480,000 | 2,464 |
| Total deposits | $201,381,000 | 2,383 |
| Interest-bearing deposits | $122,677,000 | 3,128 |
| Deposits held in domestic offices | $201,381,000 | 2,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,390,000 | 2,335 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,709,000 | 1,548 |
| Total equity capital | $22,124,000 | 2,670 |
| Total bank equity capital | $22,124,000 | 2,670 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,102,000 | 252 |
| Surplus | $0 | 8,188 |
| Undivided profits | $9,022,000 | 3,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,133,000 | 2,819 |
| Earning assets | $218,122,000 | 2,503 |
| Long-term assets (5+ years) | $26,508,000 | 2,796 |
| Average Assets, year-to-date | $235,957,670 | 2,471 |
| Average Assets, quarterly | $241,677,000 | 2,443 |
| Volatile liabilities | $19,045,000 | 4,382 |
| Insider loans | $720,000 | 4,760 |
| FHLB advances | $12,000,000 | 2,243 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $61,433,000 | 1,445 |
| Tier 1 (core) risk-based capital | $22,195,000 | 2,549 |
| Tier 2 risk-based capital | $1,587,000 | 2,682 |
| Total risk weighted assets | $132,326,000 | 2,988 |
| Total unused commitments | $61,433,000 | 1,445 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 76 | 2,236 |
| Assets and Liabilities | ||
| Total Assets: | $244,750,000 | 2,409 |
| Cash and due from depository institutions | $12,448,000 | 2,236 |
| Interest-bearing balances | $61,000 | 5,599 |
| Securities | $79,016,000 | 1,573 |
| Federal funds sold & reverse repurchase agreements | $42,050,000 | 290 |
| Net loans & leases | $104,105,000 | 3,437 |
| Loan loss allowance | $1,520,000 | 2,927 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,090,000 | 4,206 |
| Other real estate owned | $0 | 2,236 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,041,000 | 2,690 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $244,750,000 | 2,409 |
| Total liabilities | $224,099,000 | 2,379 |
| Total deposits | $209,367,000 | 2,279 |
| Interest-bearing deposits | $132,244,000 | 2,940 |
| Deposits held in domestic offices | $209,367,000 | 2,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,462,000 | 2,269 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,270,000 | 1,764 |
| Total equity capital | $20,651,000 | 2,780 |
| Total bank equity capital | $20,651,000 | 2,780 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $12,724,000 | 250 |
| Surplus | $0 | 8,248 |
| Undivided profits | $7,927,000 | 3,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,168,000 | 2,626 |
| Earning assets | $225,232,000 | 2,408 |
| Long-term assets (5+ years) | $26,874,000 | 2,852 |
| Average Assets, year-to-date | $234,634,500 | 2,490 |
| Average Assets, quarterly | $234,634,500 | 2,490 |
| Volatile liabilities | $20,330,000 | 4,136 |
| Insider loans | $485,000 | 5,465 |
| FHLB advances | $12,000,000 | 2,185 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $53,428,000 | 1,552 |
| Tier 1 (core) risk-based capital | $21,064,000 | 2,631 |
| Tier 2 risk-based capital | $1,578,000 | 2,649 |
| Total risk weighted assets | $133,146,000 | 2,929 |
| Total unused commitments | $53,428,000 | 1,552 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 76 | 2,247 |
| Assets and Liabilities | ||
| Total Assets: | $224,519,000 | 2,609 |
| Cash and due from depository institutions | $15,114,000 | 2,247 |
| Interest-bearing balances | $35,000 | 5,947 |
| Securities | $90,450,000 | 1,407 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,070 |
| Net loans & leases | $100,658,000 | 3,503 |
| Loan loss allowance | $1,520,000 | 2,903 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,127,000 | 4,142 |
| Other real estate owned | $0 | 2,247 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,170,000 | 2,586 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $224,519,000 | 2,609 |
| Total liabilities | $204,361,000 | 2,577 |
| Total deposits | $189,074,000 | 2,495 |
| Interest-bearing deposits | $114,353,000 | 3,297 |
| Deposits held in domestic offices | $189,074,000 | 2,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $12,505,000 | 2,287 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,782,000 | 1,462 |
| Total equity capital | $20,158,000 | 2,826 |
| Total bank equity capital | $20,158,000 | 2,826 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $12,373,000 | 249 |
| Surplus | $0 | 8,282 |
| Undivided profits | $7,785,000 | 3,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,287,000 | 2,349 |
| Earning assets | $202,143,000 | 2,645 |
| Long-term assets (5+ years) | $30,206,000 | 2,698 |
| Average Assets, year-to-date | $217,933,800 | 2,560 |
| Average Assets, quarterly | $224,188,500 | 2,582 |
| Volatile liabilities | $20,362,000 | 4,082 |
| Insider loans | $479,000 | 5,538 |
| FHLB advances | $12,000,000 | 2,198 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $53,536,000 | 1,495 |
| Tier 1 (core) risk-based capital | $20,174,000 | 2,686 |
| Tier 2 risk-based capital | $1,566,000 | 2,664 |
| Total risk weighted assets | $125,243,000 | 3,064 |
| Total unused commitments | $53,536,000 | 1,495 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 75 | 2,279 |
| Assets and Liabilities | ||
| Total Assets: | $223,858,000 | 2,577 |
| Cash and due from depository institutions | $13,343,000 | 2,279 |
| Interest-bearing balances | $33,000 | 6,030 |
| Securities | $95,837,000 | 1,334 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,091 |
| Net loans & leases | $102,639,000 | 3,409 |
| Loan loss allowance | $1,493,000 | 2,952 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,156,000 | 4,066 |
| Other real estate owned | $0 | 2,279 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,883,000 | 2,668 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $223,858,000 | 2,577 |
| Total liabilities | $203,723,000 | 2,551 |
| Total deposits | $188,734,000 | 2,469 |
| Interest-bearing deposits | $112,746,000 | 3,291 |
| Deposits held in domestic offices | $188,734,000 | 2,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $12,542,000 | 2,276 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,447,000 | 1,631 |
| Total equity capital | $20,135,000 | 2,819 |
| Total bank equity capital | $20,135,000 | 2,819 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $12,329,000 | 245 |
| Surplus | $0 | 8,313 |
| Undivided profits | $7,806,000 | 3,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,237,000 | 2,515 |
| Earning assets | $203,509,000 | 2,600 |
| Long-term assets (5+ years) | $35,827,000 | 2,409 |
| Average Assets, year-to-date | $216,287,500 | 2,566 |
| Average Assets, quarterly | $221,369,500 | 2,564 |
| Volatile liabilities | $15,401,000 | 4,738 |
| Insider loans | $469,000 | 5,558 |
| FHLB advances | $12,000,000 | 2,194 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $40,096,000 | 1,870 |
| Tier 1 (core) risk-based capital | $19,896,000 | 2,706 |
| Tier 2 risk-based capital | $1,540,000 | 2,668 |
| Total risk weighted assets | $125,015,000 | 3,014 |
| Total unused commitments | $40,096,000 | 1,873 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 74 | 2,324 |
| Assets and Liabilities | ||
| Total Assets: | $218,881,000 | 2,588 |
| Cash and due from depository institutions | $13,441,000 | 2,324 |
| Interest-bearing balances | $44,000 | 5,904 |
| Securities | $92,092,000 | 1,420 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,204 |
| Net loans & leases | $97,291,000 | 3,513 |
| Loan loss allowance | $1,559,000 | 2,850 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,188,000 | 4,008 |
| Other real estate owned | $0 | 2,324 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,869,000 | 2,669 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $218,881,000 | 2,588 |
| Total liabilities | $200,007,000 | 2,548 |
| Total deposits | $185,474,000 | 2,482 |
| Interest-bearing deposits | $109,896,000 | 3,372 |
| Deposits held in domestic offices | $185,474,000 | 2,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,628,000 | 2,260 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,905,000 | 1,832 |
| Total equity capital | $18,874,000 | 2,864 |
| Total bank equity capital | $18,874,000 | 2,864 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $12,319,000 | 241 |
| Surplus | $0 | 8,370 |
| Undivided profits | $6,555,000 | 3,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,341,000 | 2,166 |
| Earning assets | $198,427,000 | 2,613 |
| Long-term assets (5+ years) | $40,913,000 | 2,239 |
| Average Assets, year-to-date | $213,764,000 | 2,597 |
| Average Assets, quarterly | $218,571,500 | 2,568 |
| Volatile liabilities | $14,775,000 | 4,792 |
| Insider loans | $515,000 | 5,388 |
| FHLB advances | $12,000,000 | 2,178 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $47,428,000 | 1,628 |
| Tier 1 (core) risk-based capital | $19,342,000 | 2,732 |
| Tier 2 risk-based capital | $1,473,000 | 2,747 |
| Total risk weighted assets | $117,872,000 | 3,135 |
| Total unused commitments | $47,428,000 | 1,631 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 76 | 2,253 |
| Assets and Liabilities | ||
| Total Assets: | $218,262,000 | 2,568 |
| Cash and due from depository institutions | $14,824,000 | 2,253 |
| Interest-bearing balances | $20,000 | 6,389 |
| Securities | $86,671,000 | 1,502 |
| Federal funds sold & reverse repurchase agreements | $12,200,000 | 1,211 |
| Net loans & leases | $97,889,000 | 3,420 |
| Loan loss allowance | $1,588,000 | 2,779 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,218,000 | 3,938 |
| Other real estate owned | $0 | 2,253 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,460,000 | 2,732 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $218,262,000 | 2,568 |
| Total liabilities | $197,870,000 | 2,536 |
| Total deposits | $182,814,000 | 2,482 |
| Interest-bearing deposits | $106,225,000 | 3,462 |
| Deposits held in domestic offices | $182,814,000 | 2,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $12,339,000 | 2,152 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,717,000 | 1,547 |
| Total equity capital | $20,392,000 | 2,736 |
| Total bank equity capital | $20,392,000 | 2,736 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $12,215,000 | 238 |
| Surplus | $0 | 8,403 |
| Undivided profits | $8,177,000 | 3,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $413,000 | 4,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $399,000 | 436 |
| Income earned, not collected on loans | $1,132,000 | 2,540 |
| Earning assets | $196,780,000 | 2,612 |
| Long-term assets (5+ years) | $42,948,000 | 2,122 |
| Average Assets, year-to-date | $211,205,500 | 2,624 |
| Average Assets, quarterly | $211,205,500 | 2,624 |
| Volatile liabilities | $14,218,000 | 4,783 |
| Insider loans | $575,000 | 5,179 |
| FHLB advances | $12,000,000 | 2,058 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $52,039,000 | 1,455 |
| Tier 1 (core) risk-based capital | $19,621,000 | 2,672 |
| Tier 2 risk-based capital | $1,470,000 | 2,727 |
| Total risk weighted assets | $117,478,000 | 3,087 |
| Total unused commitments | $52,039,000 | 1,459 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 77 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $204,149,000 | 2,727 |
| Cash and due from depository institutions | $13,689,000 | 2,242 |
| Interest-bearing balances | $82,000 | 5,548 |
| Securities | $87,407,000 | 1,526 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $96,345,000 | 3,446 |
| Loan loss allowance | $1,531,000 | 2,840 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,291,000 | 3,846 |
| Other real estate owned | $0 | 2,242 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,417,000 | 2,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,149,000 | 2,727 |
| Total liabilities | $184,536,000 | 2,708 |
| Total deposits | $169,516,000 | 2,664 |
| Interest-bearing deposits | $95,522,000 | 3,779 |
| Deposits held in domestic offices | $169,516,000 | 2,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,766,000 | 2,139 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,254,000 | 1,701 |
| Total equity capital | $19,613,000 | 2,778 |
| Total bank equity capital | $19,613,000 | 2,778 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $11,992,000 | 246 |
| Surplus | $0 | 8,463 |
| Undivided profits | $7,621,000 | 3,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $399,000 | 4,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $399,000 | 415 |
| Income earned, not collected on loans | $1,068,000 | 2,818 |
| Earning assets | $183,834,000 | 2,757 |
| Long-term assets (5+ years) | $44,918,000 | 2,079 |
| Average Assets, year-to-date | $200,729,200 | 2,686 |
| Average Assets, quarterly | $207,237,000 | 2,665 |
| Volatile liabilities | $14,801,000 | 4,664 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $12,000,000 | 2,073 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $46,317,000 | 1,564 |
| Tier 1 (core) risk-based capital | $19,146,000 | 2,697 |
| Tier 2 risk-based capital | $1,385,000 | 2,851 |
| Total risk weighted assets | $110,992,000 | 3,228 |
| Total unused commitments | $46,317,000 | 1,566 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 80 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $210,325,000 | 2,643 |
| Cash and due from depository institutions | $15,326,000 | 2,180 |
| Interest-bearing balances | $341,000 | 4,174 |
| Securities | $89,178,000 | 1,482 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,252 |
| Net loans & leases | $93,302,000 | 3,512 |
| Loan loss allowance | $1,888,000 | 2,376 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,362,000 | 3,750 |
| Other real estate owned | $0 | 2,180 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,157,000 | 2,887 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,325,000 | 2,643 |
| Total liabilities | $191,798,000 | 2,605 |
| Total deposits | $177,501,000 | 2,533 |
| Interest-bearing deposits | $105,174,000 | 3,480 |
| Deposits held in domestic offices | $177,501,000 | 2,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,554,000 | 2,081 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,743,000 | 2,152 |
| Total equity capital | $18,527,000 | 2,904 |
| Total bank equity capital | $18,527,000 | 2,904 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $11,565,000 | 257 |
| Surplus | $0 | 8,515 |
| Undivided profits | $6,962,000 | 3,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,709,000 | 1,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $491,000 | 377 |
| Income earned, not collected on loans | $1,230,000 | 2,546 |
| Earning assets | $188,821,000 | 2,685 |
| Long-term assets (5+ years) | $31,020,000 | 2,712 |
| Average Assets, year-to-date | $199,874,250 | 2,712 |
| Average Assets, quarterly | $204,966,000 | 2,691 |
| Volatile liabilities | $16,792,000 | 4,323 |
| Insider loans | $427,000 | 5,766 |
| FHLB advances | $12,000,000 | 1,994 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $37,436,000 | 1,863 |
| Tier 1 (core) risk-based capital | $18,156,000 | 2,819 |
| Tier 2 risk-based capital | $1,365,000 | 2,870 |
| Total risk weighted assets | $108,716,000 | 3,266 |
| Total unused commitments | $37,436,000 | 1,865 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 79 | 2,203 |
| Assets and Liabilities | ||
| Total Assets: | $199,607,000 | 2,758 |
| Cash and due from depository institutions | $13,721,000 | 2,203 |
| Interest-bearing balances | $36,000 | 6,178 |
| Securities | $82,413,000 | 1,528 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,784 |
| Net loans & leases | $94,848,000 | 3,455 |
| Loan loss allowance | $1,899,000 | 2,332 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,307,000 | 3,791 |
| Other real estate owned | $0 | 2,203 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,318,000 | 2,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,607,000 | 2,758 |
| Total liabilities | $181,134,000 | 2,723 |
| Total deposits | $167,189,000 | 2,685 |
| Interest-bearing deposits | $106,443,000 | 3,430 |
| Deposits held in domestic offices | $167,189,000 | 2,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,000,000 | 2,092 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,945,000 | 2,053 |
| Total equity capital | $18,473,000 | 2,916 |
| Total bank equity capital | $18,473,000 | 2,916 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $11,357,000 | 255 |
| Surplus | $0 | 8,544 |
| Undivided profits | $7,116,000 | 3,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,228,000 | 1,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $411,000 | 466 |
| Income earned, not collected on loans | $1,413,000 | 2,122 |
| Earning assets | $179,297,000 | 2,788 |
| Long-term assets (5+ years) | $17,783,000 | 3,689 |
| Average Assets, year-to-date | $196,390,670 | 2,731 |
| Average Assets, quarterly | $196,594,500 | 2,764 |
| Volatile liabilities | $15,989,000 | 4,398 |
| Insider loans | $821,000 | 4,438 |
| FHLB advances | $12,000,000 | 1,959 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $44,196,000 | 1,574 |
| Tier 1 (core) risk-based capital | $17,461,000 | 2,873 |
| Tier 2 risk-based capital | $1,355,000 | 2,844 |
| Total risk weighted assets | $107,826,000 | 3,242 |
| Total unused commitments | $44,196,000 | 1,580 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 79 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $193,582,000 | 2,784 |
| Cash and due from depository institutions | $13,095,000 | 2,183 |
| Interest-bearing balances | $13,000 | 6,572 |
| Securities | $75,385,000 | 1,638 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,831 |
| Net loans & leases | $96,395,000 | 3,364 |
| Loan loss allowance | $2,130,000 | 2,053 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,269,000 | 3,790 |
| Other real estate owned | $0 | 2,183 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,938,000 | 2,840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,582,000 | 2,784 |
| Total liabilities | $174,222,000 | 2,772 |
| Total deposits | $163,050,000 | 2,717 |
| Interest-bearing deposits | $104,670,000 | 3,471 |
| Deposits held in domestic offices | $163,050,000 | 2,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,313,000 | 2,517 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,859,000 | 1,574 |
| Total equity capital | $19,360,000 | 2,730 |
| Total bank equity capital | $19,360,000 | 2,730 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $11,277,000 | 254 |
| Surplus | $0 | 8,583 |
| Undivided profits | $8,083,000 | 3,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,472,000 | 2,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,147,000 | 2,663 |
| Earning assets | $174,293,000 | 2,807 |
| Long-term assets (5+ years) | $16,444,000 | 3,803 |
| Average Assets, year-to-date | $194,782,500 | 2,747 |
| Average Assets, quarterly | $194,782,500 | 2,747 |
| Volatile liabilities | $16,445,000 | 4,298 |
| Insider loans | $294,000 | 6,351 |
| FHLB advances | $8,000,000 | 2,410 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $38,736,000 | 1,691 |
| Tier 1 (core) risk-based capital | $18,595,000 | 2,658 |
| Tier 2 risk-based capital | $1,408,000 | 2,704 |
| Total risk weighted assets | $111,908,000 | 3,085 |
| Total unused commitments | $38,736,000 | 1,700 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $195,983,000 | 2,722 |
| Cash and due from depository institutions | $11,201,000 | 2,210 |
| Interest-bearing balances | $10,000 | 6,634 |
| Securities | $80,657,000 | 1,526 |
| Federal funds sold & reverse repurchase agreements | $171,000 | 6,803 |
| Net loans & leases | $97,760,000 | 3,301 |
| Loan loss allowance | $2,112,000 | 2,019 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,355,000 | 3,672 |
| Other real estate owned | $0 | 2,210 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,839,000 | 2,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,983,000 | 2,722 |
| Total liabilities | $176,062,000 | 2,706 |
| Total deposits | $164,256,000 | 2,635 |
| Interest-bearing deposits | $108,033,000 | 3,302 |
| Deposits held in domestic offices | $164,256,000 | 2,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,850,000 | 2,479 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,956,000 | 1,504 |
| Total equity capital | $19,921,000 | 2,632 |
| Total bank equity capital | $19,921,000 | 2,632 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $11,277,000 | 252 |
| Surplus | $0 | 8,619 |
| Undivided profits | $8,644,000 | 3,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $492,000 | 4,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 1,121 |
| Income earned, not collected on loans | $1,205,000 | 2,665 |
| Earning assets | $178,598,000 | 2,715 |
| Long-term assets (5+ years) | $17,492,000 | 3,626 |
| Average Assets, year-to-date | $190,823,200 | 2,648 |
| Average Assets, quarterly | $198,116,500 | 2,674 |
| Volatile liabilities | $17,593,000 | 4,079 |
| Insider loans | $413,000 | 5,807 |
| FHLB advances | $8,000,000 | 2,405 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $37,967,000 | 1,636 |
| Tier 1 (core) risk-based capital | $19,048,000 | 2,558 |
| Tier 2 risk-based capital | $1,388,000 | 2,691 |
| Total risk weighted assets | $110,306,000 | 3,088 |
| Total unused commitments | $37,967,000 | 1,642 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 86 | 1,992 |
| Assets and Liabilities | ||
| Total Assets: | $176,024,000 | 2,843 |
| Cash and due from depository institutions | $12,307,000 | 1,992 |
| Interest-bearing balances | $313,000 | 4,067 |
| Securities | $58,760,000 | 1,904 |
| Federal funds sold & reverse repurchase agreements | $3,756,000 | 3,395 |
| Net loans & leases | $94,120,000 | 3,288 |
| Loan loss allowance | $2,111,000 | 1,881 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,625,000 | 3,316 |
| Other real estate owned | $0 | 1,992 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,456,000 | 2,441 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,024,000 | 2,843 |
| Total liabilities | $158,293,000 | 2,854 |
| Total deposits | $150,103,000 | 2,710 |
| Interest-bearing deposits | $98,327,000 | 3,480 |
| Deposits held in domestic offices | $150,103,000 | 2,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,668,000 | 2,867 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,522,000 | 1,679 |
| Total equity capital | $17,731,000 | 2,731 |
| Total bank equity capital | $17,731,000 | 2,731 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,467,000 | 265 |
| Surplus | $0 | 8,858 |
| Undivided profits | $7,264,000 | 3,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $427,000 | 4,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,184,000 | 2,922 |
| Earning assets | $156,949,000 | 2,908 |
| Long-term assets (5+ years) | $22,112,000 | 3,094 |
| Average Assets, year-to-date | $163,045,000 | 2,903 |
| Average Assets, quarterly | $174,634,500 | 2,829 |
| Volatile liabilities | $18,943,000 | 3,831 |
| Insider loans | $560,000 | 5,157 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $39,745,000 | 1,507 |
| Tier 1 (core) risk-based capital | $17,016,000 | 2,714 |
| Tier 2 risk-based capital | $1,479,000 | 2,427 |
| Total risk weighted assets | $117,697,000 | 2,823 |
| Total unused commitments | $39,745,000 | 1,512 |
| Derivatives | $15,000,000 | 295 |
| 2000-12-31 | Rank | |
| # of Employees: | 82 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $150,728,000 | 3,142 |
| Cash and due from depository institutions | $10,188,000 | 2,062 |
| Interest-bearing balances | $3,000 | 6,684 |
| Securities | $37,920,000 | 2,822 |
| Federal funds sold & reverse repurchase agreements | $6,474,000 | 1,867 |
| Net loans & leases | $90,114,000 | 3,320 |
| Loan loss allowance | $2,015,000 | 1,894 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,662,000 | 3,237 |
| Other real estate owned | $0 | 2,062 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,370,000 | 2,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,728,000 | 3,142 |
| Total liabilities | $135,924,000 | 3,144 |
| Total deposits | $133,798,000 | 2,912 |
| Interest-bearing deposits | $87,317,000 | 3,716 |
| Deposits held in domestic offices | $133,798,000 | 2,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $736,000 | 4,818 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,390,000 | 2,745 |
| Total equity capital | $14,804,000 | 3,118 |
| Total bank equity capital | $14,804,000 | 3,118 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $10,396,000 | 286 |
| Surplus | $0 | 9,124 |
| Undivided profits | $4,408,000 | 4,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $641,000 | 4,220 |
| Earning assets | $134,511,000 | 3,226 |
| Long-term assets (5+ years) | $30,374,000 | 2,392 |
| Average Assets, year-to-date | $145,014,400 | 3,124 |
| Average Assets, quarterly | $149,518,000 | 3,124 |
| Volatile liabilities | $28,892,000 | 2,744 |
| Insider loans | $460,000 | 5,612 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $31,825,000 | 1,658 |
| Tier 1 (core) risk-based capital | $14,678,000 | 3,042 |
| Tier 2 risk-based capital | $1,329,020 | 2,544 |
| Total risk weighted assets | $105,635,820 | 2,952 |
| Total unused commitments | $31,825,000 | 1,659 |
| Derivatives | $15,000,000 | 311 |
| 1999-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $137,122,000 | 3,360 |
| Cash and due from depository institutions | $9,264,000 | 2,264 |
| Interest-bearing balances | $693,000 | 2,812 |
| Securities | $43,184,000 | 2,610 |
| Federal funds sold & reverse repurchase agreements | $6,280,000 | 1,534 |
| Net loans & leases | $72,681,000 | 3,858 |
| Loan loss allowance | $1,868,000 | 1,970 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,880,000 | 2,951 |
| Other real estate owned | $0 | 2,264 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,833,000 | 2,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,122,000 | 3,360 |
| Total liabilities | $126,949,000 | 3,284 |
| Total deposits | $125,959,000 | 3,025 |
| Interest-bearing deposits | $85,879,000 | 3,734 |
| Deposits held in domestic offices | $125,959,000 | 3,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $990,000 | 3,307 |
| Total equity capital | $10,173,000 | 4,189 |
| Total bank equity capital | $10,173,000 | 4,189 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,994,000 | 347 |
| Surplus | $0 | 9,427 |
| Undivided profits | $179,000 | 8,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 7,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,212 |
| Income earned, not collected on loans | $428,000 | 5,145 |
| Earning assets | $122,838,000 | 3,416 |
| Long-term assets (5+ years) | $22,423,000 | 3,084 |
| Average Assets, year-to-date | $128,835,000 | 3,418 |
| Average Assets, quarterly | $134,484,500 | 3,382 |
| Volatile liabilities | $25,396,000 | 2,880 |
| Insider loans | $1,505,000 | 2,798 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $37,403,000 | 1,480 |
| Tier 1 (core) risk-based capital | $11,654,000 | 3,733 |
| Tier 2 risk-based capital | $1,139,230 | 2,797 |
| Total risk weighted assets | $90,408,930 | 3,254 |
| Total unused commitments | $37,403,000 | 1,482 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 65 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $124,546,000 | 3,593 |
| Cash and due from depository institutions | $8,722,000 | 2,733 |
| Interest-bearing balances | $793,000 | 3,083 |
| Securities | $54,589,000 | 2,123 |
| Federal funds sold & reverse repurchase agreements | $11,625,000 | 1,494 |
| Net loans & leases | $44,846,000 | 5,305 |
| Loan loss allowance | $1,869,000 | 1,887 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,832,000 | 2,847 |
| Other real estate owned | $300,000 | 2,733 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,632,000 | 4,151 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,546,000 | 3,593 |
| Total liabilities | $114,462,000 | 3,513 |
| Total deposits | $113,571,000 | 3,320 |
| Interest-bearing deposits | $80,422,000 | 3,944 |
| Deposits held in domestic offices | $113,571,000 | 3,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $891,000 | 3,850 |
| Total equity capital | $10,084,000 | 4,309 |
| Total bank equity capital | $10,084,000 | 4,309 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $9,994,000 | 350 |
| Surplus | $0 | 9,669 |
| Undivided profits | $90,000 | 9,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $261,000 | 7,071 |
| Earning assets | $111,853,000 | 3,672 |
| Long-term assets (5+ years) | $19,732,000 | 3,181 |
| Average Assets, year-to-date | $116,889,600 | 3,617 |
| Average Assets, quarterly | $122,027,500 | 3,603 |
| Volatile liabilities | $22,388,000 | 2,750 |
| Insider loans | $1,567,000 | 2,568 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,787,000 | 2,453 |
| Tier 1 (core) risk-based capital | $10,262,000 | 4,068 |
| Tier 2 risk-based capital | $804,180 | 3,649 |
| Total risk weighted assets | $63,269,280 | 4,234 |
| Total unused commitments | $17,787,000 | 2,457 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 66 | 2,744 |
| Assets and Liabilities | ||
| Total Assets: | $110,303,000 | 3,959 |
| Cash and due from depository institutions | $9,322,000 | 2,744 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $34,200,000 | 3,252 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,224 |
| Net loans & leases | $49,349,000 | 5,037 |
| Loan loss allowance | $1,870,000 | 1,895 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,399,000 | 3,271 |
| Other real estate owned | $2,637,000 | 2,744 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,396,000 | 4,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,303,000 | 3,959 |
| Total liabilities | $102,932,000 | 3,821 |
| Total deposits | $102,080,000 | 3,627 |
| Interest-bearing deposits | $69,825,000 | 4,459 |
| Deposits held in domestic offices | $102,080,000 | 3,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $852,000 | 4,049 |
| Total equity capital | $7,371,000 | 5,519 |
| Total bank equity capital | $7,371,000 | 5,519 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $9,958,000 | 365 |
| Surplus | $0 | 10,084 |
| Undivided profits | $-2,587,000 | 10,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $538,000 | 3,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $378,000 | 5,894 |
| Earning assets | $94,549,000 | 4,227 |
| Long-term assets (5+ years) | $19,639,000 | 2,815 |
| Average Assets, year-to-date | $108,338,000 | 3,866 |
| Average Assets, quarterly | $109,359,000 | 3,942 |
| Volatile liabilities | $16,439,000 | 3,507 |
| Insider loans | $1,461,000 | 2,680 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,363,000 | 2,570 |
| Tier 1 (core) risk-based capital | $7,431,000 | 5,331 |
| Tier 2 risk-based capital | $840,620 | 3,423 |
| Total risk weighted assets | $66,219,920 | 4,005 |
| Total unused commitments | $15,363,000 | 2,576 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 66 | 2,873 |
| Assets and Liabilities | ||
| Total Assets: | $112,090,000 | 3,990 |
| Cash and due from depository institutions | $15,572,000 | 2,873 |
| Interest-bearing balances | $99,000 | 4,853 |
| Securities | $20,141,000 | 5,276 |
| Federal funds sold & reverse repurchase agreements | $12,900,000 | 1,005 |
| Net loans & leases | $55,902,000 | 4,620 |
| Loan loss allowance | $1,531,000 | 2,401 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,423,000 | 3,193 |
| Other real estate owned | $3,036,000 | 2,873 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,116,000 | 3,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,090,000 | 3,990 |
| Total liabilities | $104,714,000 | 3,846 |
| Total deposits | $97,199,000 | 3,876 |
| Interest-bearing deposits | $68,482,000 | 4,664 |
| Deposits held in domestic offices | $97,199,000 | 3,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,515,000 | 739 |
| Total equity capital | $7,376,000 | 5,591 |
| Total bank equity capital | $7,376,000 | 5,591 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $9,958,000 | 392 |
| Surplus | $0 | 10,586 |
| Undivided profits | $-2,582,000 | 11,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,639,000 | 1,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $409,000 | 5,565 |
| Earning assets | $89,042,000 | 4,545 |
| Long-term assets (5+ years) | $4,011,000 | 6,405 |
| Average Assets, year-to-date | $112,597,000 | 3,809 |
| Average Assets, quarterly | $114,334,500 | 3,856 |
| Volatile liabilities | $14,470,000 | 3,707 |
| Insider loans | $942,000 | 3,809 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $16,168,000 | 2,392 |
| Tier 1 (core) risk-based capital | $7,376,000 | 5,484 |
| Tier 2 risk-based capital | $892,730 | 3,314 |
| Total risk weighted assets | $70,779,830 | 3,813 |
| Total unused commitments | $16,168,000 | 2,404 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 66 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $109,257,000 | 4,071 |
| Cash and due from depository institutions | $9,525,000 | 2,941 |
| Interest-bearing balances | $396,000 | 3,553 |
| Securities | $22,671,000 | 5,076 |
| Federal funds sold & reverse repurchase agreements | $13,500,000 | 1,052 |
| Net loans & leases | $55,315,000 | 4,599 |
| Loan loss allowance | $1,218,000 | 2,970 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,450,000 | 3,080 |
| Other real estate owned | $3,756,000 | 2,941 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,040,000 | 3,570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,257,000 | 4,071 |
| Total liabilities | $93,346,000 | 4,269 |
| Total deposits | $92,813,000 | 4,090 |
| Interest-bearing deposits | $66,852,000 | 4,823 |
| Deposits held in domestic offices | $92,813,000 | 4,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $533,000 | 5,955 |
| Total equity capital | $15,911,000 | 2,799 |
| Total bank equity capital | $15,911,000 | 2,799 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $9,958,000 | 403 |
| Surplus | $0 | 11,041 |
| Undivided profits | $5,953,000 | 3,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,680,000 | 1,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $348,000 | 6,443 |
| Earning assets | $91,882,000 | 4,422 |
| Long-term assets (5+ years) | $2,417,000 | 7,504 |
| Average Assets, year-to-date | $109,042,200 | 3,921 |
| Average Assets, quarterly | $108,035,500 | 4,071 |
| Volatile liabilities | $14,361,000 | 3,467 |
| Insider loans | $327,000 | 6,823 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $18,519,000 | 2,094 |
| Tier 1 (core) risk-based capital | $15,911,000 | 2,691 |
| Tier 2 risk-based capital | $924,890 | 3,133 |
| Total risk weighted assets | $73,698,390 | 3,582 |
| Total unused commitments | $18,519,000 | 2,105 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 71 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $111,379,000 | 3,964 |
| Cash and due from depository institutions | $8,714,000 | 2,829 |
| Interest-bearing balances | $495,000 | 3,361 |
| Securities | $27,501,000 | 4,604 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 933 |
| Net loans & leases | $56,742,000 | 4,408 |
| Loan loss allowance | $2,015,000 | 1,953 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,614,000 | 2,831 |
| Other real estate owned | $4,022,000 | 2,829 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,786,000 | 4,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,379,000 | 3,964 |
| Total liabilities | $95,550,000 | 4,153 |
| Total deposits | $94,992,000 | 3,961 |
| Interest-bearing deposits | $69,169,000 | 4,612 |
| Deposits held in domestic offices | $94,992,000 | 3,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $558,000 | 4,866 |
| Total equity capital | $15,829,000 | 2,596 |
| Total bank equity capital | $15,829,000 | 2,596 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $9,958,000 | 401 |
| Surplus | $0 | 11,565 |
| Undivided profits | $5,871,000 | 3,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,816,000 | 1,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $470,000 | 4,457 |
| Earning assets | $94,738,000 | 4,249 |
| Long-term assets (5+ years) | $702,000 | 9,853 |
| Average Assets, year-to-date | $113,681,000 | 3,825 |
| Average Assets, quarterly | $113,035,000 | 3,889 |
| Volatile liabilities | $15,142,000 | 3,162 |
| Insider loans | $727,000 | 4,560 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,863,000 | 2,785 |
| Tier 1 (core) risk-based capital | $15,829,000 | 2,617 |
| Tier 2 risk-based capital | $919,720 | 3,136 |
| Total risk weighted assets | $72,482,420 | 3,551 |
| Total unused commitments | $11,863,000 | 2,796 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 71 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $112,309,000 | 4,005 |
| Cash and due from depository institutions | $6,898,000 | 2,945 |
| Interest-bearing balances | $594,000 | 4,117 |
| Securities | $12,705,000 | 8,107 |
| Federal funds sold & reverse repurchase agreements | $19,000,000 | 718 |
| Net loans & leases | $65,943,000 | 3,804 |
| Loan loss allowance | $2,483,000 | 1,752 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,744,000 | 2,673 |
| Other real estate owned | $3,390,000 | 2,945 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,629,000 | 4,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,309,000 | 4,005 |
| Total liabilities | $97,225,000 | 4,181 |
| Total deposits | $96,816,000 | 4,012 |
| Interest-bearing deposits | $74,441,000 | 4,490 |
| Deposits held in domestic offices | $96,816,000 | 4,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $409,000 | 6,190 |
| Total equity capital | $15,084,000 | 2,678 |
| Total bank equity capital | $15,084,000 | 2,678 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $9,958,000 | 401 |
| Surplus | $0 | 12,104 |
| Undivided profits | $5,126,000 | 4,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,697,000 | 1,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $430,000 | 4,354 |
| Earning assets | $98,242,000 | 4,194 |
| Long-term assets (5+ years) | $537,000 | 10,609 |
| Average Assets, year-to-date | $113,935,800 | 3,855 |
| Average Assets, quarterly | $111,404,500 | 3,999 |
| Volatile liabilities | $16,644,000 | 2,777 |
| Insider loans | $1,032,000 | 3,637 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,948,000 | 2,896 |
| Tier 1 (core) risk-based capital | $15,084,000 | 2,624 |
| Tier 2 risk-based capital | $1,044,930 | 2,764 |
| Total risk weighted assets | $82,156,230 | 3,141 |
| Total unused commitments | $10,948,000 | 2,918 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 73 | 2,939 |
| Assets and Liabilities | ||
| Total Assets: | $119,393,000 | 3,866 |
| Cash and due from depository institutions | $8,783,000 | 2,939 |
| Interest-bearing balances | $991,000 | 3,864 |
| Securities | $12,895,000 | 8,051 |
| Federal funds sold & reverse repurchase agreements | $10,580,000 | 1,536 |
| Net loans & leases | $73,384,000 | 3,499 |
| Loan loss allowance | $4,357,000 | 1,110 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,793,000 | 2,637 |
| Other real estate owned | $6,729,000 | 2,939 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,229,000 | 1,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,393,000 | 3,866 |
| Total liabilities | $104,967,000 | 4,008 |
| Total deposits | $104,628,000 | 3,838 |
| Interest-bearing deposits | $77,474,000 | 4,479 |
| Deposits held in domestic offices | $104,628,000 | 3,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $339,000 | 7,615 |
| Total equity capital | $14,426,000 | 2,674 |
| Total bank equity capital | $14,426,000 | 2,674 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $9,958,000 | 403 |
| Surplus | $0 | 12,588 |
| Undivided profits | $4,468,000 | 4,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,639,000 | 917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $507,000 | 4,022 |
| Earning assets | $97,850,000 | 4,243 |
| Long-term assets (5+ years) | $67,000 | 11,686 |
| Average Assets, year-to-date | $130,042,800 | 3,488 |
| Average Assets, quarterly | $123,998,000 | 3,705 |
| Volatile liabilities | $19,700,000 | 2,390 |
| Insider loans | $785,000 | 1,114 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,578,000 | 2,517 |
| Tier 1 (core) risk-based capital | $14,426,000 | 2,615 |
| Tier 2 risk-based capital | $1,242,900 | 2,402 |
| Total risk weighted assets | $96,317,900 | 2,765 |
| Total unused commitments | $12,578,000 | 2,536 |
| Derivatives | $0 | 651 |