Home > First American Bank > Assets and Liabilities
First American Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 780 | 205 |
| Assets and Liabilities | ||
| Total Assets: | $3,600,764,000 | 234 |
| Cash and due from depository institutions | $80,923,000 | 205 |
| Interest-bearing balances | $1,034,000 | 2,985 |
| Securities | $414,813,000 | 320 |
| Federal funds sold & reverse repurchase agreements | $350,244,000 | 84 |
| Net loans & leases | $2,556,624,000 | 227 |
| Loan loss allowance | $26,492,000 | 268 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $44,827,000 | 224 |
| Other real estate owned | $688,000 | 205 |
| Goodwill and other intangibles | $23,442,000 | 405 |
| All other assets | $129,203,000 | 216 |
| Life insurance assets | $68,209,000 | 115 |
| Total liabilities and capital | $3,600,764,000 | 234 |
| Total liabilities | $3,320,663,000 | 224 |
| Total deposits | $2,253,841,000 | 246 |
| Interest-bearing deposits | $1,972,539,000 | 241 |
| Deposits held in domestic offices | $2,253,841,000 | 243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $955,807,000 | 89 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $70,000,000 | 811 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $41,015,000 | 270 |
| Total equity capital | $280,101,000 | 294 |
| Total bank equity capital | $280,101,000 | 294 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $20,000 | 7,344 |
| Surplus | $106,170,000 | 355 |
| Undivided profits | $173,911,000 | 215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,349,000 | 968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 734 |
| Income earned, not collected on loans | $12,726,000 | 290 |
| Earning assets | $3,322,715,000 | 227 |
| Long-term assets (5+ years) | $496,187,000 | 271 |
| Average Assets, year-to-date | $3,515,887,000 | 235 |
| Average Assets, quarterly | $3,515,887,000 | 235 |
| Volatile liabilities | $1,427,424,000 | 167 |
| Insider loans | $46,351,000 | 104 |
| FHLB advances | $70,000,000 | 744 |
| Loans and leases held for sale | $19,227,000 | 166 |
| Unused loan commitments | $776,517,000 | 232 |
| Tier 1 (core) risk-based capital | $255,459,000 | 276 |
| Tier 2 risk-based capital | $27,269,000 | 270 |
| Total risk weighted assets | $2,794,858,000 | 225 |
| Total unused commitments | $776,517,000 | 232 |
| Derivatives | $31,496,000 | 318 |
| 2007-12-31 | Rank | |
| # of Employees: | 781 | 209 |
| Assets and Liabilities | ||
| Total Assets: | $3,431,010,000 | 239 |
| Cash and due from depository institutions | $131,783,000 | 209 |
| Interest-bearing balances | $1,966,000 | 1,964 |
| Securities | $521,802,000 | 254 |
| Federal funds sold & reverse repurchase agreements | $117,342,000 | 153 |
| Net loans & leases | $2,479,884,000 | 235 |
| Loan loss allowance | $27,503,000 | 246 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $46,205,000 | 209 |
| Other real estate owned | $430,000 | 209 |
| Goodwill and other intangibles | $10,729,000 | 643 |
| All other assets | $122,835,000 | 227 |
| Life insurance assets | $67,484,000 | 116 |
| Total liabilities and capital | $3,431,010,000 | 239 |
| Total liabilities | $3,170,981,000 | 233 |
| Total deposits | $2,316,730,000 | 243 |
| Interest-bearing deposits | $2,051,585,000 | 235 |
| Deposits held in domestic offices | $2,316,730,000 | 239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $607,064,000 | 120 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $214,000,000 | 310 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $33,187,000 | 310 |
| Total equity capital | $260,029,000 | 316 |
| Total bank equity capital | $260,029,000 | 316 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $20,000 | 7,393 |
| Surplus | $96,170,000 | 375 |
| Undivided profits | $163,839,000 | 227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,944,000 | 1,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 727 |
| Income earned, not collected on loans | $15,200,000 | 266 |
| Earning assets | $3,120,994,000 | 243 |
| Long-term assets (5+ years) | $518,254,000 | 255 |
| Average Assets, year-to-date | $3,233,567,400 | 245 |
| Average Assets, quarterly | $3,369,684,000 | 242 |
| Volatile liabilities | $1,158,547,000 | 192 |
| Insider loans | $45,811,000 | 107 |
| FHLB advances | $214,000,000 | 268 |
| Loans and leases held for sale | $17,270,000 | 174 |
| Unused loan commitments | $814,956,000 | 230 |
| Tier 1 (core) risk-based capital | $250,356,000 | 281 |
| Tier 2 risk-based capital | $28,318,000 | 251 |
| Total risk weighted assets | $2,753,850,000 | 228 |
| Total unused commitments | $814,956,000 | 230 |
| Derivatives | $20,626,000 | 353 |
| 2007-09-30 | Rank | |
| # of Employees: | 808 | 197 |
| Assets and Liabilities | ||
| Total Assets: | $3,308,358,000 | 244 |
| Cash and due from depository institutions | $88,074,000 | 197 |
| Interest-bearing balances | $13,263,000 | 425 |
| Securities | $536,715,000 | 255 |
| Federal funds sold & reverse repurchase agreements | $117,299,000 | 139 |
| Net loans & leases | $2,380,503,000 | 237 |
| Loan loss allowance | $26,471,000 | 227 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $45,918,000 | 204 |
| Other real estate owned | $201,000 | 197 |
| Goodwill and other intangibles | $10,855,000 | 618 |
| All other assets | $128,793,000 | 215 |
| Life insurance assets | $66,749,000 | 114 |
| Total liabilities and capital | $3,308,358,000 | 244 |
| Total liabilities | $3,054,923,000 | 236 |
| Total deposits | $2,200,209,000 | 251 |
| Interest-bearing deposits | $1,909,901,000 | 247 |
| Deposits held in domestic offices | $2,200,209,000 | 249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $604,875,000 | 110 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $204,000,000 | 311 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $45,839,000 | 253 |
| Total equity capital | $253,435,000 | 321 |
| Total bank equity capital | $253,435,000 | 321 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $20,000 | 7,409 |
| Surplus | $96,134,000 | 365 |
| Undivided profits | $157,281,000 | 248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,288,000 | 1,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $16,427,000 | 263 |
| Earning assets | $3,047,780,000 | 241 |
| Long-term assets (5+ years) | $518,149,000 | 251 |
| Average Assets, year-to-date | $3,184,206,750 | 246 |
| Average Assets, quarterly | $3,282,602,000 | 243 |
| Volatile liabilities | $1,126,374,000 | 185 |
| Insider loans | $55,967,000 | 78 |
| FHLB advances | $204,000,000 | 267 |
| Loans and leases held for sale | $13,919,000 | 187 |
| Unused loan commitments | $828,060,000 | 231 |
| Tier 1 (core) risk-based capital | $244,692,000 | 280 |
| Tier 2 risk-based capital | $27,299,000 | 245 |
| Total risk weighted assets | $2,640,258,000 | 232 |
| Total unused commitments | $828,060,000 | 231 |
| Derivatives | $40,484,000 | 285 |
| 2007-06-30 | Rank | |
| # of Employees: | 804 | 209 |
| Assets and Liabilities | ||
| Total Assets: | $3,177,939,000 | 257 |
| Cash and due from depository institutions | $97,690,000 | 209 |
| Interest-bearing balances | $6,819,000 | 824 |
| Securities | $507,166,000 | 264 |
| Federal funds sold & reverse repurchase agreements | $129,215,000 | 159 |
| Net loans & leases | $2,264,283,000 | 248 |
| Loan loss allowance | $26,071,000 | 238 |
| Trading account assets | $3,009,000 | 175 |
| Bank premises and fixed assets | $45,252,000 | 209 |
| Other real estate owned | $808,000 | 209 |
| Goodwill and other intangibles | $10,991,000 | 626 |
| All other assets | $119,525,000 | 232 |
| Life insurance assets | $63,260,000 | 122 |
| Total liabilities and capital | $3,177,939,000 | 257 |
| Total liabilities | $2,936,742,000 | 252 |
| Total deposits | $2,190,024,000 | 257 |
| Interest-bearing deposits | $1,923,948,000 | 255 |
| Deposits held in domestic offices | $2,190,024,000 | 253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $504,790,000 | 133 |
| Trading liabilities | $9,000 | 84 |
| Other borrowed funds | $204,000,000 | 288 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $37,919,000 | 281 |
| Total equity capital | $241,197,000 | 338 |
| Total bank equity capital | $241,197,000 | 338 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $20,000 | 7,460 |
| Surplus | $95,019,000 | 383 |
| Undivided profits | $146,158,000 | 267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,612,000 | 1,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $14,407,000 | 280 |
| Earning assets | $2,910,492,000 | 252 |
| Long-term assets (5+ years) | $491,585,000 | 264 |
| Average Assets, year-to-date | $3,061,558,330 | 262 |
| Average Assets, quarterly | $3,092,799,500 | 259 |
| Volatile liabilities | $1,032,298,000 | 209 |
| Insider loans | $45,875,000 | 107 |
| FHLB advances | $204,000,000 | 243 |
| Loans and leases held for sale | $21,478,000 | 160 |
| Unused loan commitments | $858,251,000 | 231 |
| Tier 1 (core) risk-based capital | $233,188,000 | 298 |
| Tier 2 risk-based capital | $26,929,000 | 263 |
| Total risk weighted assets | $2,469,003,000 | 250 |
| Total unused commitments | $858,251,000 | 231 |
| Derivatives | $52,568,000 | 268 |
| 2007-03-31 | Rank | |
| # of Employees: | 760 | 217 |
| Assets and Liabilities | ||
| Total Assets: | $3,007,660,000 | 264 |
| Cash and due from depository institutions | $76,671,000 | 217 |
| Interest-bearing balances | $4,060,000 | 1,333 |
| Securities | $493,476,000 | 277 |
| Federal funds sold & reverse repurchase agreements | $101,345,000 | 198 |
| Net loans & leases | $2,146,155,000 | 250 |
| Loan loss allowance | $25,327,000 | 235 |
| Trading account assets | $11,000 | 265 |
| Bank premises and fixed assets | $45,617,000 | 200 |
| Other real estate owned | $297,000 | 217 |
| Goodwill and other intangibles | $13,917,000 | 541 |
| All other assets | $130,171,000 | 213 |
| Life insurance assets | $62,589,000 | 122 |
| Total liabilities and capital | $3,007,660,000 | 264 |
| Total liabilities | $2,764,450,000 | 259 |
| Total deposits | $2,076,716,000 | 267 |
| Interest-bearing deposits | $1,818,057,000 | 260 |
| Deposits held in domestic offices | $2,076,716,000 | 265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $465,979,000 | 139 |
| Trading liabilities | $6,000 | 87 |
| Other borrowed funds | $164,000,000 | 335 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $57,749,000 | 221 |
| Total equity capital | $243,210,000 | 333 |
| Total bank equity capital | $243,210,000 | 333 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,858,000 | 2,072 |
| Surplus | $93,086,000 | 374 |
| Undivided profits | $148,266,000 | 265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,531,000 | 1,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 734 |
| Income earned, not collected on loans | $13,738,000 | 292 |
| Earning assets | $2,745,047,000 | 266 |
| Long-term assets (5+ years) | $460,511,000 | 272 |
| Average Assets, year-to-date | $3,003,368,000 | 265 |
| Average Assets, quarterly | $3,003,368,000 | 265 |
| Volatile liabilities | $958,595,000 | 215 |
| Insider loans | $44,907,000 | 110 |
| FHLB advances | $164,000,000 | 284 |
| Loans and leases held for sale | $25,373,000 | 158 |
| Unused loan commitments | $842,240,000 | 231 |
| Tier 1 (core) risk-based capital | $231,473,000 | 299 |
| Tier 2 risk-based capital | $26,169,000 | 261 |
| Total risk weighted assets | $2,340,193,000 | 252 |
| Total unused commitments | $842,240,000 | 231 |
| Derivatives | $47,350,000 | 290 |
| 2006-12-31 | Rank | |
| # of Employees: | 786 | 208 |
| Assets and Liabilities | ||
| Total Assets: | $2,999,076,000 | 262 |
| Cash and due from depository institutions | $101,548,000 | 208 |
| Interest-bearing balances | $2,435,000 | 1,697 |
| Securities | $501,328,000 | 274 |
| Federal funds sold & reverse repurchase agreements | $122,103,000 | 148 |
| Net loans & leases | $2,096,903,000 | 251 |
| Loan loss allowance | $25,130,000 | 231 |
| Trading account assets | $210,000 | 142 |
| Bank premises and fixed assets | $45,744,000 | 202 |
| Other real estate owned | $47,000 | 208 |
| Goodwill and other intangibles | $14,100,000 | 524 |
| All other assets | $117,093,000 | 226 |
| Life insurance assets | $61,928,000 | 119 |
| Total liabilities and capital | $2,999,076,000 | 262 |
| Total liabilities | $2,757,274,000 | 260 |
| Total deposits | $2,023,260,000 | 269 |
| Interest-bearing deposits | $1,760,982,000 | 259 |
| Deposits held in domestic offices | $2,023,260,000 | 268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $535,095,000 | 125 |
| Trading liabilities | $8,000 | 75 |
| Other borrowed funds | $164,000,000 | 347 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $34,911,000 | 300 |
| Total equity capital | $241,802,000 | 324 |
| Total bank equity capital | $241,802,000 | 324 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,858,000 | 2,063 |
| Surplus | $93,050,000 | 363 |
| Undivided profits | $146,894,000 | 259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,085,000 | 1,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 685 |
| Income earned, not collected on loans | $13,785,000 | 292 |
| Earning assets | $2,722,979,000 | 263 |
| Long-term assets (5+ years) | $479,435,000 | 257 |
| Average Assets, year-to-date | $2,897,753,200 | 268 |
| Average Assets, quarterly | $2,981,087,500 | 264 |
| Volatile liabilities | $1,006,744,000 | 231 |
| Insider loans | $34,166,000 | 145 |
| FHLB advances | $164,000,000 | 303 |
| Loans and leases held for sale | $18,617,000 | 174 |
| Unused loan commitments | $816,718,000 | 231 |
| Tier 1 (core) risk-based capital | $230,255,000 | 296 |
| Tier 2 risk-based capital | $25,947,000 | 259 |
| Total risk weighted assets | $2,285,532,000 | 249 |
| Total unused commitments | $816,718,000 | 231 |
| Derivatives | $25,314,000 | 346 |
| 2006-09-30 | Rank | |
| # of Employees: | 630 | 256 |
| Assets and Liabilities | ||
| Total Assets: | $2,963,099,000 | 276 |
| Cash and due from depository institutions | $92,448,000 | 256 |
| Interest-bearing balances | $3,186,000 | 1,348 |
| Securities | $493,158,000 | 281 |
| Federal funds sold & reverse repurchase agreements | $141,512,000 | 144 |
| Net loans & leases | $2,054,828,000 | 262 |
| Loan loss allowance | $24,824,000 | 241 |
| Trading account assets | $22,000 | 149 |
| Bank premises and fixed assets | $44,381,000 | 206 |
| Other real estate owned | $156,000 | 256 |
| Goodwill and other intangibles | $14,284,000 | 524 |
| All other assets | $122,310,000 | 227 |
| Life insurance assets | $61,286,000 | 116 |
| Total liabilities and capital | $2,963,099,000 | 276 |
| Total liabilities | $2,715,881,000 | 271 |
| Total deposits | $1,896,663,000 | 290 |
| Interest-bearing deposits | $1,644,822,000 | 281 |
| Deposits held in domestic offices | $1,896,663,000 | 288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $544,207,000 | 129 |
| Trading liabilities | $22,000 | 71 |
| Other borrowed funds | $239,000,000 | 277 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $35,989,000 | 296 |
| Total equity capital | $247,218,000 | 335 |
| Total bank equity capital | $247,218,000 | 335 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,858,000 | 2,067 |
| Surplus | $93,018,000 | 372 |
| Undivided profits | $152,342,000 | 256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,173,000 | 1,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 712 |
| Income earned, not collected on loans | $12,684,000 | 314 |
| Earning assets | $2,692,706,000 | 270 |
| Long-term assets (5+ years) | $466,683,000 | 264 |
| Average Assets, year-to-date | $2,872,422,500 | 276 |
| Average Assets, quarterly | $2,929,015,500 | 276 |
| Volatile liabilities | $956,749,000 | 248 |
| Insider loans | $38,213,000 | 127 |
| FHLB advances | $239,000,000 | 231 |
| Loans and leases held for sale | $12,025,000 | 219 |
| Unused loan commitments | $781,827,000 | 246 |
| Tier 1 (core) risk-based capital | $235,180,000 | 299 |
| Tier 2 risk-based capital | $25,606,000 | 268 |
| Total risk weighted assets | $2,214,182,000 | 264 |
| Total unused commitments | $781,827,000 | 246 |
| Derivatives | $33,308,000 | 328 |
| 2006-06-30 | Rank | |
| # of Employees: | 752 | 226 |
| Assets and Liabilities | ||
| Total Assets: | $2,894,932,000 | 284 |
| Cash and due from depository institutions | $103,992,000 | 226 |
| Interest-bearing balances | $4,351,000 | 1,112 |
| Securities | $483,743,000 | 289 |
| Federal funds sold & reverse repurchase agreements | $103,688,000 | 152 |
| Net loans & leases | $2,040,652,000 | 264 |
| Loan loss allowance | $24,901,000 | 239 |
| Trading account assets | $987,000 | 127 |
| Bank premises and fixed assets | $43,585,000 | 209 |
| Other real estate owned | $196,000 | 226 |
| Goodwill and other intangibles | $14,473,000 | 513 |
| All other assets | $103,616,000 | 258 |
| Life insurance assets | $45,085,000 | 143 |
| Total liabilities and capital | $2,894,932,000 | 284 |
| Total liabilities | $2,652,789,000 | 281 |
| Total deposits | $1,934,078,000 | 280 |
| Interest-bearing deposits | $1,659,333,000 | 272 |
| Deposits held in domestic offices | $1,934,078,000 | 279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $507,827,000 | 138 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $174,000,000 | 361 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $36,884,000 | 279 |
| Total equity capital | $242,143,000 | 337 |
| Total bank equity capital | $242,143,000 | 337 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,858,000 | 2,059 |
| Surplus | $92,985,000 | 370 |
| Undivided profits | $147,300,000 | 256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,311,000 | 1,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 726 |
| Income earned, not collected on loans | $11,438,000 | 316 |
| Earning assets | $2,633,421,000 | 279 |
| Long-term assets (5+ years) | $449,477,000 | 275 |
| Average Assets, year-to-date | $2,842,197,000 | 283 |
| Average Assets, quarterly | $2,872,960,500 | 283 |
| Volatile liabilities | $907,538,000 | 255 |
| Insider loans | $40,722,000 | 118 |
| FHLB advances | $174,000,000 | 306 |
| Loans and leases held for sale | $11,556,000 | 243 |
| Unused loan commitments | $717,917,000 | 261 |
| Tier 1 (core) risk-based capital | $230,942,000 | 305 |
| Tier 2 risk-based capital | $25,619,000 | 264 |
| Total risk weighted assets | $2,170,187,000 | 272 |
| Total unused commitments | $717,917,000 | 262 |
| Derivatives | $48,452,000 | 278 |
| 2006-03-31 | Rank | |
| # of Employees: | 713 | 237 |
| Assets and Liabilities | ||
| Total Assets: | $2,850,989,000 | 283 |
| Cash and due from depository institutions | $82,832,000 | 237 |
| Interest-bearing balances | $8,185,000 | 726 |
| Securities | $476,944,000 | 303 |
| Federal funds sold & reverse repurchase agreements | $119,273,000 | 145 |
| Net loans & leases | $2,012,874,000 | 255 |
| Loan loss allowance | $24,863,000 | 236 |
| Trading account assets | $300,000 | 139 |
| Bank premises and fixed assets | $38,879,000 | 228 |
| Other real estate owned | $314,000 | 237 |
| Goodwill and other intangibles | $14,666,000 | 487 |
| All other assets | $104,907,000 | 250 |
| Life insurance assets | $44,637,000 | 141 |
| Total liabilities and capital | $2,850,989,000 | 283 |
| Total liabilities | $2,611,356,000 | 278 |
| Total deposits | $1,927,225,000 | 276 |
| Interest-bearing deposits | $1,681,394,000 | 272 |
| Deposits held in domestic offices | $1,927,225,000 | 275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $470,255,000 | 138 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $164,000,000 | 351 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $49,876,000 | 244 |
| Total equity capital | $239,633,000 | 328 |
| Total bank equity capital | $239,633,000 | 328 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,858,000 | 2,049 |
| Surplus | $92,893,000 | 358 |
| Undivided profits | $144,882,000 | 258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,333,000 | 1,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 711 |
| Income earned, not collected on loans | $11,002,000 | 319 |
| Earning assets | $2,617,576,000 | 273 |
| Long-term assets (5+ years) | $431,673,000 | 274 |
| Average Assets, year-to-date | $2,815,829,500 | 279 |
| Average Assets, quarterly | $2,815,829,500 | 279 |
| Volatile liabilities | $914,977,000 | 249 |
| Insider loans | $37,003,000 | 130 |
| FHLB advances | $164,000,000 | 303 |
| Loans and leases held for sale | $7,006,000 | 289 |
| Unused loan commitments | $690,712,000 | 264 |
| Tier 1 (core) risk-based capital | $227,408,000 | 302 |
| Tier 2 risk-based capital | $25,554,000 | 257 |
| Total risk weighted assets | $2,153,472,000 | 264 |
| Total unused commitments | $690,712,000 | 264 |
| Derivatives | $53,134,000 | 257 |
| 2005-12-31 | Rank | |
| # of Employees: | 702 | 238 |
| Assets and Liabilities | ||
| Total Assets: | $2,780,670,000 | 281 |
| Cash and due from depository institutions | $91,335,000 | 238 |
| Interest-bearing balances | $9,258,000 | 620 |
| Securities | $478,112,000 | 310 |
| Federal funds sold & reverse repurchase agreements | $105,696,000 | 148 |
| Net loans & leases | $1,963,347,000 | 259 |
| Loan loss allowance | $24,259,000 | 238 |
| Trading account assets | $1,682,000 | 116 |
| Bank premises and fixed assets | $38,805,000 | 216 |
| Other real estate owned | $449,000 | 238 |
| Goodwill and other intangibles | $14,859,000 | 472 |
| All other assets | $86,385,000 | 280 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $2,780,670,000 | 281 |
| Total liabilities | $2,544,648,000 | 276 |
| Total deposits | $1,881,187,000 | 272 |
| Interest-bearing deposits | $1,629,596,000 | 269 |
| Deposits held in domestic offices | $1,881,187,000 | 271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $458,532,000 | 142 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $169,000,000 | 362 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $35,929,000 | 283 |
| Total equity capital | $236,022,000 | 326 |
| Total bank equity capital | $236,022,000 | 326 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,858,000 | 2,042 |
| Surplus | $92,859,000 | 351 |
| Undivided profits | $141,305,000 | 259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,801,000 | 947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $10,087,000 | 334 |
| Earning assets | $2,558,095,000 | 273 |
| Long-term assets (5+ years) | $429,903,000 | 275 |
| Average Assets, year-to-date | $2,634,721,400 | 281 |
| Average Assets, quarterly | $2,753,745,000 | 282 |
| Volatile liabilities | $911,590,000 | 246 |
| Insider loans | $34,994,000 | 131 |
| FHLB advances | $169,000,000 | 314 |
| Loans and leases held for sale | $5,246,000 | 348 |
| Unused loan commitments | $687,948,000 | 262 |
| Tier 1 (core) risk-based capital | $223,248,000 | 301 |
| Tier 2 risk-based capital | $24,947,000 | 253 |
| Total risk weighted assets | $2,089,192,000 | 268 |
| Total unused commitments | $687,948,000 | 262 |
| Derivatives | $42,700,000 | 273 |
| 2005-09-30 | Rank | |
| # of Employees: | 808 | 214 |
| Assets and Liabilities | ||
| Total Assets: | $2,726,820,000 | 285 |
| Cash and due from depository institutions | $83,072,000 | 214 |
| Interest-bearing balances | $1,431,000 | 2,320 |
| Securities | $473,187,000 | 309 |
| Federal funds sold & reverse repurchase agreements | $94,207,000 | 163 |
| Net loans & leases | $1,935,820,000 | 256 |
| Loan loss allowance | $23,715,000 | 242 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $38,149,000 | 216 |
| Other real estate owned | $547,000 | 214 |
| Goodwill and other intangibles | $14,813,000 | 449 |
| All other assets | $87,025,000 | 273 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $2,726,821,000 | 285 |
| Total liabilities | $2,495,297,000 | 277 |
| Total deposits | $1,826,031,000 | 277 |
| Interest-bearing deposits | $1,552,453,000 | 279 |
| Deposits held in domestic offices | $1,826,031,000 | 275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $464,510,000 | 142 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $169,000,000 | 364 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $35,756,000 | 280 |
| Total equity capital | $231,524,000 | 327 |
| Total bank equity capital | $231,524,000 | 327 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,858,000 | 2,009 |
| Surplus | $92,825,000 | 340 |
| Undivided profits | $136,841,000 | 271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,125,000 | 856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 781 |
| Income earned, not collected on loans | $9,437,000 | 338 |
| Earning assets | $2,504,645,000 | 277 |
| Long-term assets (5+ years) | $412,687,000 | 271 |
| Average Assets, year-to-date | $2,598,234,250 | 284 |
| Average Assets, quarterly | $2,666,445,500 | 285 |
| Volatile liabilities | $955,457,000 | 243 |
| Insider loans | $38,451,000 | 118 |
| FHLB advances | $169,000,000 | 313 |
| Loans and leases held for sale | $10,354,000 | 275 |
| Unused loan commitments | $716,352,000 | 255 |
| Tier 1 (core) risk-based capital | $218,208,000 | 303 |
| Tier 2 risk-based capital | $24,431,000 | 256 |
| Total risk weighted assets | $2,053,923,000 | 266 |
| Total unused commitments | $716,352,000 | 256 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 683 | 238 |
| Assets and Liabilities | ||
| Total Assets: | $2,606,071,000 | 286 |
| Cash and due from depository institutions | $71,440,000 | 238 |
| Interest-bearing balances | $8,919,000 | 614 |
| Securities | $458,864,000 | 320 |
| Federal funds sold & reverse repurchase agreements | $79,998,000 | 170 |
| Net loans & leases | $1,857,485,000 | 256 |
| Loan loss allowance | $23,719,000 | 237 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $37,976,000 | 214 |
| Other real estate owned | $347,000 | 238 |
| Goodwill and other intangibles | $10,478,000 | 538 |
| All other assets | $89,483,000 | 264 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $2,606,071,000 | 286 |
| Total liabilities | $2,382,735,000 | 281 |
| Total deposits | $1,792,637,000 | 274 |
| Interest-bearing deposits | $1,543,976,000 | 273 |
| Deposits held in domestic offices | $1,792,637,000 | 272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $391,702,000 | 154 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $169,000,000 | 370 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $29,396,000 | 311 |
| Total equity capital | $223,336,000 | 328 |
| Total bank equity capital | $223,336,000 | 328 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,858,000 | 1,990 |
| Surplus | $88,512,000 | 339 |
| Undivided profits | $132,966,000 | 269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,666,000 | 967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,143 |
| Income earned, not collected on loans | $8,819,000 | 341 |
| Earning assets | $2,405,266,000 | 280 |
| Long-term assets (5+ years) | $411,703,000 | 271 |
| Average Assets, year-to-date | $2,555,372,330 | 281 |
| Average Assets, quarterly | $2,551,642,000 | 284 |
| Volatile liabilities | $855,133,000 | 253 |
| Insider loans | $33,552,000 | 133 |
| FHLB advances | $169,000,000 | 316 |
| Loans and leases held for sale | $15,690,000 | 216 |
| Unused loan commitments | $636,023,000 | 269 |
| Tier 1 (core) risk-based capital | $213,458,000 | 299 |
| Tier 2 risk-based capital | $23,719,000 | 258 |
| Total risk weighted assets | $1,967,698,000 | 264 |
| Total unused commitments | $636,023,000 | 270 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 630 | 254 |
| Assets and Liabilities | ||
| Total Assets: | $2,391,728,000 | 295 |
| Cash and due from depository institutions | $72,581,000 | 254 |
| Interest-bearing balances | $13,154,000 | 420 |
| Securities | $425,206,000 | 344 |
| Federal funds sold & reverse repurchase agreements | $54,351,000 | 241 |
| Net loans & leases | $1,717,022,000 | 265 |
| Loan loss allowance | $22,646,000 | 247 |
| Trading account assets | $10,000 | 145 |
| Bank premises and fixed assets | $34,348,000 | 232 |
| Other real estate owned | $579,000 | 254 |
| Goodwill and other intangibles | $10,528,000 | 524 |
| All other assets | $77,103,000 | 283 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $2,391,728,000 | 295 |
| Total liabilities | $2,180,496,000 | 288 |
| Total deposits | $1,646,913,000 | 286 |
| Interest-bearing deposits | $1,427,090,000 | 283 |
| Deposits held in domestic offices | $1,646,913,000 | 283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $339,623,000 | 161 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $160,002,000 | 380 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $33,958,000 | 285 |
| Total equity capital | $211,232,000 | 331 |
| Total bank equity capital | $211,232,000 | 331 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,758,000 | 2,056 |
| Surplus | $84,362,000 | 348 |
| Undivided profits | $125,112,000 | 273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,993,000 | 1,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,135 |
| Income earned, not collected on loans | $7,947,000 | 358 |
| Earning assets | $2,209,743,000 | 293 |
| Long-term assets (5+ years) | $381,600,000 | 295 |
| Average Assets, year-to-date | $2,423,822,000 | 287 |
| Average Assets, quarterly | $2,423,822,000 | 287 |
| Volatile liabilities | $761,221,000 | 267 |
| Insider loans | $22,015,000 | 203 |
| FHLB advances | $160,000,000 | 325 |
| Loans and leases held for sale | $15,407,000 | 206 |
| Unused loan commitments | $671,374,000 | 251 |
| Tier 1 (core) risk-based capital | $202,535,000 | 312 |
| Tier 2 risk-based capital | $22,527,000 | 274 |
| Total risk weighted assets | $1,802,072,000 | 279 |
| Total unused commitments | $671,374,000 | 251 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 316 | 492 |
| Assets and Liabilities | ||
| Total Assets: | $986,602,000 | 610 |
| Cash and due from depository institutions | $37,826,000 | 492 |
| Interest-bearing balances | $1,425,000 | 2,413 |
| Securities | $136,377,000 | 934 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $751,546,000 | 543 |
| Loan loss allowance | $10,120,000 | 494 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $17,472,000 | 501 |
| Other real estate owned | $492,000 | 492 |
| Goodwill and other intangibles | $10,646,000 | 516 |
| All other assets | $32,243,000 | 532 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $986,602,000 | 610 |
| Total liabilities | $892,422,000 | 605 |
| Total deposits | $781,381,000 | 569 |
| Interest-bearing deposits | $682,755,000 | 555 |
| Deposits held in domestic offices | $781,381,000 | 568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,284,000 | 658 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $77,000,000 | 660 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $8,757,000 | 616 |
| Total equity capital | $94,180,000 | 626 |
| Total bank equity capital | $94,180,000 | 626 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $20,000 | 7,814 |
| Surplus | $45,382,000 | 586 |
| Undivided profits | $48,778,000 | 696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,447,000 | 1,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,180,000 | 847 |
| Earning assets | $889,348,000 | 624 |
| Long-term assets (5+ years) | $111,665,000 | 932 |
| Average Assets, year-to-date | $934,318,600 | 613 |
| Average Assets, quarterly | $972,924,000 | 611 |
| Volatile liabilities | $211,282,000 | 641 |
| Insider loans | $12,413,000 | 436 |
| FHLB advances | $77,000,000 | 585 |
| Loans and leases held for sale | $7,453,000 | 302 |
| Unused loan commitments | $243,702,000 | 476 |
| Tier 1 (core) risk-based capital | $83,700,000 | 638 |
| Tier 2 risk-based capital | $9,661,000 | 522 |
| Total risk weighted assets | $772,428,000 | 559 |
| Total unused commitments | $243,702,000 | 476 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 320 | 485 |
| Assets and Liabilities | ||
| Total Assets: | $959,246,000 | 621 |
| Cash and due from depository institutions | $35,080,000 | 485 |
| Interest-bearing balances | $1,650,000 | 2,334 |
| Securities | $122,590,000 | 1,036 |
| Federal funds sold & reverse repurchase agreements | $1,210,000 | 4,304 |
| Net loans & leases | $741,615,000 | 537 |
| Loan loss allowance | $10,040,000 | 492 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $16,449,000 | 537 |
| Other real estate owned | $462,000 | 485 |
| Goodwill and other intangibles | $10,765,000 | 499 |
| All other assets | $31,075,000 | 535 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $959,246,000 | 621 |
| Total liabilities | $866,839,000 | 619 |
| Total deposits | $761,579,000 | 574 |
| Interest-bearing deposits | $666,026,000 | 564 |
| Deposits held in domestic offices | $761,579,000 | 570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,123,000 | 781 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $77,000,000 | 653 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $9,137,000 | 593 |
| Total equity capital | $92,407,000 | 634 |
| Total bank equity capital | $92,407,000 | 634 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $20,000 | 7,860 |
| Surplus | $45,382,000 | 574 |
| Undivided profits | $47,005,000 | 714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,342,000 | 2,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,026,000 | 910 |
| Earning assets | $867,065,000 | 627 |
| Long-term assets (5+ years) | $105,593,000 | 1,004 |
| Average Assets, year-to-date | $921,247,750 | 618 |
| Average Assets, quarterly | $952,926,000 | 618 |
| Volatile liabilities | $212,474,000 | 617 |
| Insider loans | $13,166,000 | 391 |
| FHLB advances | $77,000,000 | 582 |
| Loans and leases held for sale | $7,580,000 | 287 |
| Unused loan commitments | $221,032,000 | 509 |
| Tier 1 (core) risk-based capital | $81,725,000 | 646 |
| Tier 2 risk-based capital | $7,744,000 | 626 |
| Total risk weighted assets | $617,283,000 | 662 |
| Total unused commitments | $221,032,000 | 509 |
| Derivatives | $22,360,000 | 311 |
| 2004-06-30 | Rank | |
| # of Employees: | 324 | 471 |
| Assets and Liabilities | ||
| Total Assets: | $946,606,000 | 620 |
| Cash and due from depository institutions | $32,244,000 | 471 |
| Interest-bearing balances | $2,478,000 | 1,873 |
| Securities | $121,332,000 | 1,063 |
| Federal funds sold & reverse repurchase agreements | $11,158,000 | 972 |
| Net loans & leases | $723,024,000 | 536 |
| Loan loss allowance | $9,863,000 | 501 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,005,000 | 534 |
| Other real estate owned | $237,000 | 471 |
| Goodwill and other intangibles | $11,004,000 | 479 |
| All other assets | $31,602,000 | 542 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $946,606,000 | 620 |
| Total liabilities | $863,733,000 | 610 |
| Total deposits | $763,180,000 | 570 |
| Interest-bearing deposits | $672,087,000 | 553 |
| Deposits held in domestic offices | $763,180,000 | 567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,290,000 | 859 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $77,000,000 | 656 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $7,263,000 | 646 |
| Total equity capital | $82,873,000 | 664 |
| Total bank equity capital | $82,873,000 | 664 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $20,000 | 7,915 |
| Surplus | $40,378,000 | 606 |
| Undivided profits | $42,475,000 | 747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,812,000 | 1,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 914 |
| Income earned, not collected on loans | $2,807,000 | 933 |
| Earning assets | $857,992,000 | 624 |
| Long-term assets (5+ years) | $115,509,000 | 947 |
| Average Assets, year-to-date | $908,581,670 | 621 |
| Average Assets, quarterly | $927,787,500 | 620 |
| Volatile liabilities | $209,149,000 | 611 |
| Insider loans | $12,507,000 | 419 |
| FHLB advances | $77,000,000 | 585 |
| Loans and leases held for sale | $4,718,000 | 375 |
| Unused loan commitments | $211,106,000 | 514 |
| Tier 1 (core) risk-based capital | $72,608,000 | 709 |
| Tier 2 risk-based capital | $9,260,000 | 538 |
| Total risk weighted assets | $740,194,000 | 553 |
| Total unused commitments | $211,106,000 | 514 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 327 | 470 |
| Assets and Liabilities | ||
| Total Assets: | $908,969,000 | 633 |
| Cash and due from depository institutions | $35,141,000 | 470 |
| Interest-bearing balances | $1,904,000 | 2,400 |
| Securities | $115,336,000 | 1,149 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $700,562,000 | 537 |
| Loan loss allowance | $9,411,000 | 515 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $15,851,000 | 524 |
| Other real estate owned | $108,000 | 470 |
| Goodwill and other intangibles | $11,547,000 | 450 |
| All other assets | $30,424,000 | 534 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $908,969,000 | 633 |
| Total liabilities | $826,943,000 | 628 |
| Total deposits | $706,094,000 | 599 |
| Interest-bearing deposits | $618,151,000 | 597 |
| Deposits held in domestic offices | $706,094,000 | 596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,803,000 | 527 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $79,000,000 | 618 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $8,046,000 | 673 |
| Total equity capital | $82,026,000 | 684 |
| Total bank equity capital | $82,026,000 | 684 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $20,000 | 7,937 |
| Surplus | $40,376,000 | 592 |
| Undivided profits | $41,630,000 | 795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,311,000 | 1,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 918 |
| Income earned, not collected on loans | $2,840,000 | 918 |
| Earning assets | $817,802,000 | 651 |
| Long-term assets (5+ years) | $82,838,000 | 1,238 |
| Average Assets, year-to-date | $889,569,500 | 638 |
| Average Assets, quarterly | $889,569,500 | 638 |
| Volatile liabilities | $213,223,000 | 599 |
| Insider loans | $11,286,000 | 451 |
| FHLB advances | $79,000,000 | 547 |
| Loans and leases held for sale | $7,797,000 | 314 |
| Unused loan commitments | $205,084,000 | 516 |
| Tier 1 (core) risk-based capital | $70,148,000 | 723 |
| Tier 2 risk-based capital | $8,925,000 | 557 |
| Total risk weighted assets | $713,483,000 | 567 |
| Total unused commitments | $205,084,000 | 516 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 337 | 460 |
| Assets and Liabilities | ||
| Total Assets: | $870,170,000 | 658 |
| Cash and due from depository institutions | $31,161,000 | 460 |
| Interest-bearing balances | $799,000 | 3,178 |
| Securities | $105,631,000 | 1,287 |
| Federal funds sold & reverse repurchase agreements | $2,440,000 | 3,670 |
| Net loans & leases | $672,922,000 | 551 |
| Loan loss allowance | $9,317,000 | 529 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $15,794,000 | 518 |
| Other real estate owned | $118,000 | 460 |
| Goodwill and other intangibles | $12,596,000 | 428 |
| All other assets | $29,508,000 | 555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $870,170,000 | 658 |
| Total liabilities | $790,077,000 | 655 |
| Total deposits | $687,502,000 | 616 |
| Interest-bearing deposits | $602,155,000 | 609 |
| Deposits held in domestic offices | $687,502,000 | 614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,095,000 | 578 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $63,000,000 | 713 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,480,000 | 691 |
| Total equity capital | $80,093,000 | 686 |
| Total bank equity capital | $80,093,000 | 686 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $20,000 | 7,995 |
| Surplus | $40,374,000 | 581 |
| Undivided profits | $39,699,000 | 806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,264,000 | 1,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 768 |
| Income earned, not collected on loans | $2,836,000 | 934 |
| Earning assets | $781,792,000 | 672 |
| Long-term assets (5+ years) | $80,918,000 | 1,292 |
| Average Assets, year-to-date | $832,872,800 | 660 |
| Average Assets, quarterly | $867,115,500 | 652 |
| Volatile liabilities | $199,198,000 | 623 |
| Insider loans | $12,582,000 | 369 |
| FHLB advances | $63,000,000 | 632 |
| Loans and leases held for sale | $4,844,000 | 383 |
| Unused loan commitments | $199,862,000 | 512 |
| Tier 1 (core) risk-based capital | $67,602,000 | 744 |
| Tier 2 risk-based capital | $8,545,000 | 574 |
| Total risk weighted assets | $682,867,000 | 583 |
| Total unused commitments | $199,862,000 | 513 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 336 | 471 |
| Assets and Liabilities | ||
| Total Assets: | $864,061,000 | 668 |
| Cash and due from depository institutions | $31,806,000 | 471 |
| Interest-bearing balances | $47,000 | 5,990 |
| Securities | $108,823,000 | 1,220 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $661,157,000 | 562 |
| Loan loss allowance | $9,035,000 | 556 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,862,000 | 517 |
| Other real estate owned | $869,000 | 471 |
| Goodwill and other intangibles | $13,374,000 | 418 |
| All other assets | $32,170,000 | 532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $864,061,000 | 668 |
| Total liabilities | $786,904,000 | 664 |
| Total deposits | $680,770,000 | 626 |
| Interest-bearing deposits | $595,789,000 | 632 |
| Deposits held in domestic offices | $680,770,000 | 624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,267,000 | 588 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $68,000,000 | 663 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,867,000 | 648 |
| Total equity capital | $77,157,000 | 718 |
| Total bank equity capital | $77,157,000 | 718 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $20,000 | 8,047 |
| Surplus | $40,372,000 | 594 |
| Undivided profits | $36,765,000 | 869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,855,000 | 1,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,147 |
| Income earned, not collected on loans | $2,799,000 | 974 |
| Earning assets | $770,027,000 | 686 |
| Long-term assets (5+ years) | $89,180,000 | 1,203 |
| Average Assets, year-to-date | $823,548,500 | 683 |
| Average Assets, quarterly | $859,817,000 | 671 |
| Volatile liabilities | $205,282,000 | 613 |
| Insider loans | $10,965,000 | 429 |
| FHLB advances | $68,000,000 | 588 |
| Loans and leases held for sale | $12,344,000 | 300 |
| Unused loan commitments | $196,344,000 | 524 |
| Tier 1 (core) risk-based capital | $63,828,000 | 801 |
| Tier 2 risk-based capital | $8,407,000 | 589 |
| Total risk weighted assets | $671,957,000 | 590 |
| Total unused commitments | $196,344,000 | 525 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 333 | 483 |
| Assets and Liabilities | ||
| Total Assets: | $855,573,000 | 670 |
| Cash and due from depository institutions | $40,001,000 | 483 |
| Interest-bearing balances | $396,000 | 4,162 |
| Securities | $106,683,000 | 1,236 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $647,979,000 | 560 |
| Loan loss allowance | $8,812,000 | 561 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $15,926,000 | 511 |
| Other real estate owned | $833,000 | 483 |
| Goodwill and other intangibles | $13,883,000 | 388 |
| All other assets | $30,268,000 | 544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $855,573,000 | 670 |
| Total liabilities | $780,477,000 | 664 |
| Total deposits | $688,215,000 | 619 |
| Interest-bearing deposits | $603,241,000 | 607 |
| Deposits held in domestic offices | $688,215,000 | 617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,902,000 | 648 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $60,003,000 | 725 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $9,357,000 | 653 |
| Total equity capital | $75,096,000 | 739 |
| Total bank equity capital | $75,096,000 | 739 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $20,000 | 8,076 |
| Surplus | $40,371,000 | 580 |
| Undivided profits | $34,705,000 | 946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,409,000 | 1,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 1,196 |
| Income earned, not collected on loans | $2,888,000 | 928 |
| Earning assets | $755,058,000 | 689 |
| Long-term assets (5+ years) | $39,624,000 | 2,128 |
| Average Assets, year-to-date | $810,044,330 | 687 |
| Average Assets, quarterly | $830,236,500 | 678 |
| Volatile liabilities | $199,228,000 | 613 |
| Insider loans | $9,798,000 | 481 |
| FHLB advances | $60,000,000 | 649 |
| Loans and leases held for sale | $30,154,000 | 217 |
| Unused loan commitments | $176,426,000 | 567 |
| Tier 1 (core) risk-based capital | $60,541,000 | 828 |
| Tier 2 risk-based capital | $8,386,000 | 566 |
| Total risk weighted assets | $670,481,000 | 579 |
| Total unused commitments | $176,426,000 | 568 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 344 | 470 |
| Assets and Liabilities | ||
| Total Assets: | $804,900,000 | 691 |
| Cash and due from depository institutions | $28,304,000 | 470 |
| Interest-bearing balances | $4,088,000 | 1,771 |
| Securities | $104,228,000 | 1,229 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $609,111,000 | 577 |
| Loan loss allowance | $8,890,000 | 556 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $16,100,000 | 487 |
| Other real estate owned | $251,000 | 470 |
| Goodwill and other intangibles | $14,068,000 | 375 |
| All other assets | $32,838,000 | 515 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $804,900,000 | 691 |
| Total liabilities | $732,771,000 | 688 |
| Total deposits | $647,392,000 | 651 |
| Interest-bearing deposits | $568,157,000 | 639 |
| Deposits held in domestic offices | $647,392,000 | 649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,911,000 | 908 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $64,006,000 | 680 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,462,000 | 656 |
| Total equity capital | $72,129,000 | 757 |
| Total bank equity capital | $72,129,000 | 757 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $20,000 | 8,117 |
| Surplus | $40,365,000 | 583 |
| Undivided profits | $31,744,000 | 990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,614,000 | 711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,990,000 | 913 |
| Earning assets | $717,427,000 | 709 |
| Long-term assets (5+ years) | $45,293,000 | 1,897 |
| Average Assets, year-to-date | $787,280,000 | 694 |
| Average Assets, quarterly | $787,280,000 | 694 |
| Volatile liabilities | $165,444,000 | 693 |
| Insider loans | $11,895,000 | 383 |
| FHLB advances | $64,000,000 | 604 |
| Loans and leases held for sale | $19,233,000 | 262 |
| Unused loan commitments | $152,049,000 | 613 |
| Tier 1 (core) risk-based capital | $57,721,000 | 855 |
| Tier 2 risk-based capital | $8,206,000 | 568 |
| Total risk weighted assets | $655,778,000 | 582 |
| Total unused commitments | $152,049,000 | 614 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 329 | 484 |
| Assets and Liabilities | ||
| Total Assets: | $769,660,000 | 700 |
| Cash and due from depository institutions | $29,876,000 | 484 |
| Interest-bearing balances | $535,000 | 3,684 |
| Securities | $92,908,000 | 1,334 |
| Federal funds sold & reverse repurchase agreements | $10,754,000 | 1,342 |
| Net loans & leases | $576,934,000 | 610 |
| Loan loss allowance | $9,335,000 | 524 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $16,112,000 | 486 |
| Other real estate owned | $255,000 | 484 |
| Goodwill and other intangibles | $14,252,000 | 360 |
| All other assets | $28,569,000 | 555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $769,660,000 | 700 |
| Total liabilities | $699,460,000 | 698 |
| Total deposits | $618,990,000 | 667 |
| Interest-bearing deposits | $545,112,000 | 659 |
| Deposits held in domestic offices | $618,990,000 | 665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,371,000 | 1,214 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $65,009,000 | 666 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,090,000 | 702 |
| Total equity capital | $70,200,000 | 763 |
| Total bank equity capital | $70,200,000 | 763 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $20,000 | 8,152 |
| Surplus | $40,357,000 | 569 |
| Undivided profits | $29,823,000 | 1,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,502,000 | 707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $44,000 | 1,109 |
| Income earned, not collected on loans | $3,005,000 | 932 |
| Earning assets | $681,131,000 | 725 |
| Long-term assets (5+ years) | $46,258,000 | 1,830 |
| Average Assets, year-to-date | $727,960,400 | 702 |
| Average Assets, quarterly | $761,608,500 | 703 |
| Volatile liabilities | $161,475,000 | 714 |
| Insider loans | $11,797,000 | 374 |
| FHLB advances | $65,000,000 | 587 |
| Loans and leases held for sale | $15,203,000 | 346 |
| Unused loan commitments | $139,239,000 | 624 |
| Tier 1 (core) risk-based capital | $55,416,000 | 869 |
| Tier 2 risk-based capital | $7,602,000 | 593 |
| Total risk weighted assets | $606,450,000 | 611 |
| Total unused commitments | $139,239,000 | 624 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 368 | 442 |
| Assets and Liabilities | ||
| Total Assets: | $691,692,000 | 744 |
| Cash and due from depository institutions | $23,764,000 | 442 |
| Interest-bearing balances | $2,224,000 | 2,156 |
| Securities | $93,319,000 | 1,215 |
| Federal funds sold & reverse repurchase agreements | $26,688,000 | 533 |
| Net loans & leases | $493,873,000 | 676 |
| Loan loss allowance | $8,745,000 | 525 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $14,668,000 | 530 |
| Other real estate owned | $761,000 | 442 |
| Goodwill and other intangibles | $12,308,000 | 374 |
| All other assets | $26,311,000 | 566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $691,692,000 | 744 |
| Total liabilities | $628,679,000 | 744 |
| Total deposits | $584,337,000 | 666 |
| Interest-bearing deposits | $515,223,000 | 661 |
| Deposits held in domestic offices | $584,337,000 | 662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,870,000 | 1,138 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,020,000 | 1,120 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,452,000 | 752 |
| Total equity capital | $63,013,000 | 791 |
| Total bank equity capital | $63,013,000 | 791 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $20,000 | 8,370 |
| Surplus | $40,330,000 | 561 |
| Undivided profits | $22,663,000 | 1,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,568,000 | 853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $266,000 | 536 |
| Income earned, not collected on loans | $3,353,000 | 912 |
| Earning assets | $616,104,000 | 774 |
| Long-term assets (5+ years) | $68,159,000 | 1,360 |
| Average Assets, year-to-date | $510,665,400 | 956 |
| Average Assets, quarterly | $590,557,000 | 854 |
| Volatile liabilities | $139,937,000 | 752 |
| Insider loans | $6,732,000 | 693 |
| FHLB advances | $28,000,000 | 1,015 |
| Loans and leases held for sale | $6,539,000 | 505 |
| Unused loan commitments | $139,343,000 | 598 |
| Tier 1 (core) risk-based capital | $50,479,000 | 900 |
| Tier 2 risk-based capital | $6,651,000 | 621 |
| Total risk weighted assets | $529,972,000 | 661 |
| Total unused commitments | $139,343,000 | 598 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 166 | 960 |
| Assets and Liabilities | ||
| Total Assets: | $443,982,000 | 1,095 |
| Cash and due from depository institutions | $21,673,000 | 960 |
| Interest-bearing balances | $5,188,000 | 828 |
| Securities | $54,353,000 | 2,027 |
| Federal funds sold & reverse repurchase agreements | $2,791,000 | 3,578 |
| Net loans & leases | $333,471,000 | 960 |
| Loan loss allowance | $4,799,000 | 865 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,473,000 | 847 |
| Other real estate owned | $313,000 | 960 |
| Goodwill and other intangibles | $7,303,000 | 482 |
| All other assets | $14,605,000 | 738 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $443,982,000 | 1,095 |
| Total liabilities | $402,798,000 | 1,097 |
| Total deposits | $368,989,000 | 1,040 |
| Interest-bearing deposits | $330,976,000 | 1,003 |
| Deposits held in domestic offices | $368,989,000 | 1,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,493,000 | 1,379 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,050,000 | 1,227 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,266,000 | 1,118 |
| Total equity capital | $41,184,000 | 1,140 |
| Total bank equity capital | $41,184,000 | 1,140 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $20,000 | 8,642 |
| Surplus | $22,355,000 | 860 |
| Undivided profits | $18,809,000 | 1,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $790,000 | 2,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $73,000 | 924 |
| Income earned, not collected on loans | $3,167,000 | 785 |
| Earning assets | $395,803,000 | 1,119 |
| Long-term assets (5+ years) | $42,901,000 | 1,835 |
| Average Assets, year-to-date | $368,285,800 | 1,262 |
| Average Assets, quarterly | $435,125,500 | 1,105 |
| Volatile liabilities | $98,933,000 | 1,004 |
| Insider loans | $12,703,000 | 322 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $758,000 | 813 |
| Unused loan commitments | $101,191,000 | 706 |
| Tier 1 (core) risk-based capital | $33,818,000 | 1,289 |
| Tier 2 risk-based capital | $4,470,520 | 872 |
| Total risk weighted assets | $357,313,420 | 921 |
| Total unused commitments | $101,191,000 | 706 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 138 | 1,212 |
| Assets and Liabilities | ||
| Total Assets: | $301,440,000 | 1,567 |
| Cash and due from depository institutions | $14,424,000 | 1,212 |
| Interest-bearing balances | $517,000 | 3,098 |
| Securities | $41,489,000 | 2,711 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $222,843,000 | 1,373 |
| Loan loss allowance | $3,318,000 | 1,165 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,788,000 | 1,045 |
| Other real estate owned | $139,000 | 1,212 |
| Goodwill and other intangibles | $3,208,000 | 828 |
| All other assets | $11,549,000 | 891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,440,000 | 1,567 |
| Total liabilities | $273,773,000 | 1,554 |
| Total deposits | $240,606,000 | 1,577 |
| Interest-bearing deposits | $211,142,000 | 1,541 |
| Deposits held in domestic offices | $240,606,000 | 1,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,670,000 | 1,377 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,093,000 | 1,215 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,404,000 | 1,629 |
| Total equity capital | $27,667,000 | 1,595 |
| Total bank equity capital | $27,667,000 | 1,595 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $20,000 | 8,948 |
| Surplus | $12,722,000 | 1,322 |
| Undivided profits | $14,925,000 | 1,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,609,000 | 1,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,727,000 | 1,225 |
| Earning assets | $264,849,000 | 1,627 |
| Long-term assets (5+ years) | $35,184,000 | 2,270 |
| Average Assets, year-to-date | $287,758,800 | 1,564 |
| Average Assets, quarterly | $298,830,500 | 1,550 |
| Volatile liabilities | $49,125,000 | 1,672 |
| Insider loans | $11,153,000 | 364 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $275,000 | 1,111 |
| Unused loan commitments | $81,003,000 | 829 |
| Tier 1 (core) risk-based capital | $25,057,000 | 1,738 |
| Tier 2 risk-based capital | $2,981,020 | 1,204 |
| Total risk weighted assets | $238,144,820 | 1,303 |
| Total unused commitments | $81,003,000 | 829 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 117 | 1,439 |
| Assets and Liabilities | ||
| Total Assets: | $268,460,000 | 1,718 |
| Cash and due from depository institutions | $15,671,000 | 1,439 |
| Interest-bearing balances | $7,000 | 6,401 |
| Securities | $30,423,000 | 3,586 |
| Federal funds sold & reverse repurchase agreements | $8,540,000 | 2,006 |
| Net loans & leases | $196,320,000 | 1,431 |
| Loan loss allowance | $2,982,000 | 1,235 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,125,000 | 1,079 |
| Other real estate owned | $141,000 | 1,439 |
| Goodwill and other intangibles | $367,000 | 2,022 |
| All other assets | $9,873,000 | 891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,460,000 | 1,718 |
| Total liabilities | $244,949,000 | 1,699 |
| Total deposits | $229,682,000 | 1,642 |
| Interest-bearing deposits | $187,317,000 | 1,734 |
| Deposits held in domestic offices | $229,682,000 | 1,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,611,000 | 1,622 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,084,000 | 1,535 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,572,000 | 2,427 |
| Total equity capital | $23,511,000 | 1,900 |
| Total bank equity capital | $23,511,000 | 1,900 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $20,000 | 9,158 |
| Surplus | $9,875,000 | 1,582 |
| Undivided profits | $13,616,000 | 1,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,096,000 | 1,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $567,000 | 259 |
| Income earned, not collected on loans | $1,218,000 | 1,784 |
| Earning assets | $235,290,000 | 1,813 |
| Long-term assets (5+ years) | $25,435,000 | 2,681 |
| Average Assets, year-to-date | $247,517,800 | 1,758 |
| Average Assets, quarterly | $260,079,000 | 1,747 |
| Volatile liabilities | $38,148,000 | 1,776 |
| Insider loans | $11,081,000 | 353 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,400,000 | 645 |
| Unused loan commitments | $57,416,000 | 1,029 |
| Tier 1 (core) risk-based capital | $22,994,000 | 1,826 |
| Tier 2 risk-based capital | $2,723,890 | 1,233 |
| Total risk weighted assets | $217,653,290 | 1,321 |
| Total unused commitments | $57,416,000 | 1,033 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 136 | 1,299 |
| Assets and Liabilities | ||
| Total Assets: | $238,806,000 | 1,913 |
| Cash and due from depository institutions | $7,382,000 | 1,299 |
| Interest-bearing balances | $10,000 | 6,144 |
| Securities | $29,041,000 | 3,738 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $184,262,000 | 1,523 |
| Loan loss allowance | $3,085,000 | 1,220 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,362,000 | 1,028 |
| Other real estate owned | $431,000 | 1,299 |
| Goodwill and other intangibles | $397,000 | 1,901 |
| All other assets | $9,931,000 | 877 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,806,000 | 1,913 |
| Total liabilities | $218,405,000 | 1,879 |
| Total deposits | $197,893,000 | 1,921 |
| Interest-bearing deposits | $171,877,000 | 1,883 |
| Deposits held in domestic offices | $197,893,000 | 1,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,657,000 | 1,298 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $12,613,000 | 1,222 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,242,000 | 2,986 |
| Total equity capital | $20,401,000 | 2,195 |
| Total bank equity capital | $20,401,000 | 2,195 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $22,000 | 9,541 |
| Surplus | $9,875,000 | 1,577 |
| Undivided profits | $10,504,000 | 2,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,570,000 | 1,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,103,000 | 2,054 |
| Earning assets | $213,313,000 | 1,975 |
| Long-term assets (5+ years) | $21,964,000 | 2,617 |
| Average Assets, year-to-date | $231,923,200 | 1,870 |
| Average Assets, quarterly | $237,110,500 | 1,903 |
| Volatile liabilities | $56,848,000 | 1,275 |
| Insider loans | $10,923,000 | 355 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $40,135,000 | 1,275 |
| Tier 1 (core) risk-based capital | $20,051,000 | 2,123 |
| Tier 2 risk-based capital | $2,455,200 | 1,278 |
| Total risk weighted assets | $195,785,800 | 1,444 |
| Total unused commitments | $40,135,000 | 1,278 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 142 | 1,307 |
| Assets and Liabilities | ||
| Total Assets: | $222,859,000 | 2,102 |
| Cash and due from depository institutions | $8,320,000 | 1,307 |
| Interest-bearing balances | $49,000 | 5,418 |
| Securities | $29,248,000 | 3,976 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $172,059,000 | 1,680 |
| Loan loss allowance | $1,689,000 | 2,202 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,832,000 | 1,000 |
| Other real estate owned | $80,000 | 1,307 |
| Goodwill and other intangibles | $427,000 | 1,763 |
| All other assets | $4,893,000 | 1,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,859,000 | 2,102 |
| Total liabilities | $200,546,000 | 2,095 |
| Total deposits | $184,678,000 | 2,093 |
| Interest-bearing deposits | $161,784,000 | 2,065 |
| Deposits held in domestic offices | $184,678,000 | 2,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,325,000 | 2,576 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $13,639,000 | 1,127 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $904,000 | 3,808 |
| Total equity capital | $22,313,000 | 2,005 |
| Total bank equity capital | $22,313,000 | 2,005 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $22,000 | 10,007 |
| Surplus | $9,875,000 | 1,626 |
| Undivided profits | $12,416,000 | 2,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,601,000 | 1,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,089,000 | 2,058 |
| Earning assets | $201,356,000 | 2,133 |
| Long-term assets (5+ years) | $18,365,000 | 2,841 |
| Average Assets, year-to-date | $208,648,600 | 2,164 |
| Average Assets, quarterly | $221,136,000 | 2,092 |
| Volatile liabilities | $33,630,000 | 1,891 |
| Insider loans | $9,950,000 | 435 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $32,585,000 | 1,443 |
| Tier 1 (core) risk-based capital | $22,229,000 | 1,940 |
| Tier 2 risk-based capital | $1,689,000 | 1,854 |
| Total risk weighted assets | $179,259,900 | 1,605 |
| Total unused commitments | $32,585,000 | 1,452 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 133 | 1,436 |
| Assets and Liabilities | ||
| Total Assets: | $187,428,000 | 2,495 |
| Cash and due from depository institutions | $9,558,000 | 1,436 |
| Interest-bearing balances | $123,000 | 4,651 |
| Securities | $41,564,000 | 3,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $126,221,000 | 2,198 |
| Loan loss allowance | $1,512,000 | 2,459 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,220,000 | 1,056 |
| Other real estate owned | $36,000 | 1,436 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,829,000 | 2,655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,428,000 | 2,495 |
| Total liabilities | $167,665,000 | 2,505 |
| Total deposits | $165,763,000 | 2,360 |
| Interest-bearing deposits | $147,448,000 | 2,308 |
| Deposits held in domestic offices | $165,763,000 | 2,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $825,000 | 2,813 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $280,000 | 3,849 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $797,000 | 4,401 |
| Total equity capital | $19,763,000 | 2,252 |
| Total bank equity capital | $19,763,000 | 2,252 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $22,000 | 10,476 |
| Surplus | $9,875,000 | 1,617 |
| Undivided profits | $9,866,000 | 2,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,031,000 | 2,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $830,000 | 2,823 |
| Earning assets | $167,908,000 | 2,547 |
| Long-term assets (5+ years) | $20,833,000 | 2,425 |
| Average Assets, year-to-date | $190,758,000 | 2,369 |
| Average Assets, quarterly | $192,016,000 | 2,417 |
| Volatile liabilities | $25,834,000 | 2,120 |
| Insider loans | $7,282,000 | 612 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $23,419,000 | 1,780 |
| Tier 1 (core) risk-based capital | $20,243,000 | 2,111 |
| Tier 2 risk-based capital | $1,512,000 | 2,017 |
| Total risk weighted assets | $136,911,200 | 2,031 |
| Total unused commitments | $23,419,000 | 1,790 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 110 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $184,088,000 | 2,500 |
| Cash and due from depository institutions | $8,504,000 | 1,815 |
| Interest-bearing balances | $125,000 | 4,910 |
| Securities | $41,657,000 | 3,151 |
| Federal funds sold & reverse repurchase agreements | $925,000 | 5,700 |
| Net loans & leases | $123,398,000 | 2,216 |
| Loan loss allowance | $1,245,000 | 2,964 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,668,000 | 1,094 |
| Other real estate owned | $53,000 | 1,815 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,883,000 | 2,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,088,000 | 2,500 |
| Total liabilities | $168,058,000 | 2,486 |
| Total deposits | $157,903,000 | 2,436 |
| Interest-bearing deposits | $137,511,000 | 2,422 |
| Deposits held in domestic offices | $157,903,000 | 2,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,640,000 | 1,267 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $515,000 | 5,109 |
| Total equity capital | $16,030,000 | 2,553 |
| Total bank equity capital | $16,030,000 | 2,553 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $22,000 | 11,050 |
| Surplus | $8,714,000 | 1,725 |
| Undivided profits | $7,294,000 | 3,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 6,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $707,000 | 2,889 |
| Earning assets | $166,105,000 | 2,515 |
| Long-term assets (5+ years) | $28,245,000 | 1,921 |
| Average Assets, year-to-date | $168,408,000 | 2,641 |
| Average Assets, quarterly | $179,969,500 | 2,521 |
| Volatile liabilities | $28,615,000 | 1,893 |
| Insider loans | $7,909,000 | 552 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $4,212,000 | 300 |
| Unused loan commitments | $16,164,000 | 2,237 |
| Tier 1 (core) risk-based capital | $17,004,000 | 2,411 |
| Tier 2 risk-based capital | $1,245,000 | 2,378 |
| Total risk weighted assets | $133,574,500 | 2,035 |
| Total unused commitments | $16,164,000 | 2,249 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 99 | 2,108 |
| Assets and Liabilities | ||
| Total Assets: | $155,724,000 | 2,947 |
| Cash and due from depository institutions | $4,187,000 | 2,108 |
| Interest-bearing balances | $120,000 | 6,032 |
| Securities | $46,298,000 | 3,010 |
| Federal funds sold & reverse repurchase agreements | $2,875,000 | 4,559 |
| Net loans & leases | $93,896,000 | 2,750 |
| Loan loss allowance | $1,039,000 | 3,557 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,142,000 | 1,184 |
| Other real estate owned | $216,000 | 2,108 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,110,000 | 3,337 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,724,000 | 2,947 |
| Total liabilities | $144,508,000 | 2,908 |
| Total deposits | $137,638,000 | 2,857 |
| Interest-bearing deposits | $122,020,000 | 2,801 |
| Deposits held in domestic offices | $137,638,000 | 2,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,414,000 | 1,341 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $456,000 | 5,726 |
| Total equity capital | $11,216,000 | 3,642 |
| Total bank equity capital | $11,216,000 | 3,642 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $22,000 | 11,593 |
| Surplus | $4,384,000 | 3,032 |
| Undivided profits | $6,810,000 | 3,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 9,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $488,000 | 3,820 |
| Earning assets | $143,189,000 | 2,942 |
| Long-term assets (5+ years) | $33,087,000 | 1,751 |
| Average Assets, year-to-date | $135,793,800 | 3,277 |
| Average Assets, quarterly | $147,788,000 | 3,066 |
| Volatile liabilities | $18,047,000 | 2,599 |
| Insider loans | $4,302,000 | 956 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,701,000 | 687 |
| Unused loan commitments | $11,627,000 | 2,770 |
| Tier 1 (core) risk-based capital | $11,216,000 | 3,572 |
| Tier 2 risk-based capital | $1,039,000 | 2,776 |
| Total risk weighted assets | $103,214,400 | 2,530 |
| Total unused commitments | $11,627,000 | 2,792 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 79 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $122,685,000 | 3,766 |
| Cash and due from depository institutions | $6,654,000 | 2,740 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $31,643,000 | 4,253 |
| Federal funds sold & reverse repurchase agreements | $1,975,000 | 6,567 |
| Net loans & leases | $78,196,000 | 3,312 |
| Loan loss allowance | $792,000 | 4,529 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,440,000 | 2,993 |
| Other real estate owned | $344,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,433,000 | 4,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,685,000 | 3,766 |
| Total liabilities | $112,797,000 | 3,765 |
| Total deposits | $112,115,000 | 3,615 |
| Interest-bearing deposits | $98,567,000 | 3,586 |
| Deposits held in domestic offices | $112,115,000 | 3,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $225,000 | 3,808 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $457,000 | 6,213 |
| Total equity capital | $9,888,000 | 3,931 |
| Total bank equity capital | $9,888,000 | 3,931 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $22,000 | 12,135 |
| Surplus | $4,384,000 | 2,916 |
| Undivided profits | $5,482,000 | 3,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 7,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $502,000 | 4,069 |
| Earning assets | $111,913,000 | 3,774 |
| Long-term assets (5+ years) | $30,591,000 | 1,837 |
| Average Assets, year-to-date | $111,175,000 | 4,021 |
| Average Assets, quarterly | $117,634,500 | 3,884 |
| Volatile liabilities | $7,827,000 | 4,893 |
| Insider loans | $292,000 | 2,980 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,161,000 | 689 |
| Unused loan commitments | $10,851,000 | 2,786 |
| Tier 1 (core) risk-based capital | $9,888,000 | 3,874 |
| Tier 2 risk-based capital | $792,000 | 3,576 |
| Total risk weighted assets | $85,004,600 | 3,095 |
| Total unused commitments | $10,851,000 | 2,798 |
| Derivatives | $0 | 651 |