Home > First American Bank > Income and Expense
First American Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 5,795 |
| Total interest expense | $2,425,000 | 5,481 |
| Net interest income | $2,430,000 | 5,947 |
| Provision for loan and lease losses | $112,000 | 4,884 |
| Total noninterest income | $861,000 | 3,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,130 |
| Total noninterest expense | $2,826,000 | 4,347 |
| Salaries and employee benefits | $1,392,000 | 4,517 |
| Premises and equipment expense | $337,000 | 5,019 |
| Additional noninterest expense | $1,097,000 | 3,632 |
| Pre-tax net operating income | $353,000 | 8,128 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $375,000 | 7,367 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $375,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,365 |
| Cash dividends | $48,000 | 6,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $353,000 | 7,429 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,043,000 | 5,775 |
| Total interest expense | $2,456,000 | 5,484 |
| Net interest income | $2,587,000 | 5,911 |
| Provision for loan and lease losses | $793,000 | 1,200 |
| Total noninterest income | $934,000 | 3,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,683 |
| Total noninterest expense | $3,013,000 | 4,085 |
| Salaries and employee benefits | $1,327,000 | 4,702 |
| Premises and equipment expense | $492,000 | 3,759 |
| Additional noninterest expense | $1,194,000 | 3,372 |
| Pre-tax net operating income | $-285,000 | 10,623 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-288,000 | 10,665 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-288,000 | 10,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $780,000 | 933 |
| Cash dividends | $382,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-285,000 | 10,640 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 5,965 |
| Total interest expense | $2,590,000 | 5,368 |
| Net interest income | $2,377,000 | 6,423 |
| Provision for loan and lease losses | $181,000 | 3,625 |
| Total noninterest income | $1,316,000 | 2,517 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $899,000 | 1,950 |
| Total noninterest expense | $2,940,000 | 4,366 |
| Salaries and employee benefits | $1,163,000 | 5,345 |
| Premises and equipment expense | $472,000 | 3,956 |
| Additional noninterest expense | $1,305,000 | 3,521 |
| Pre-tax net operating income | $572,000 | 7,562 |
| Securities gains (losses) | $30,000 | 1,690 |
| Applicable income taxes | $230,000 | 6,711 |
| Income before extraordinary items | $372,000 | 7,846 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $372,000 | 7,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,238 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $352,800 | 7,924 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,187,000 | 5,833 |
| Total interest expense | $2,537,000 | 5,499 |
| Net interest income | $2,650,000 | 6,043 |
| Provision for loan and lease losses | $83,000 | 5,026 |
| Total noninterest income | $1,022,000 | 3,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $662,000 | 2,384 |
| Total noninterest expense | $2,696,000 | 4,679 |
| Salaries and employee benefits | $1,184,000 | 5,274 |
| Premises and equipment expense | $152,000 | 8,217 |
| Additional noninterest expense | $1,360,000 | 3,356 |
| Pre-tax net operating income | $893,000 | 6,455 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $208,000 | 7,291 |
| Income before extraordinary items | $685,000 | 6,086 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $685,000 | 6,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,035 |
| Cash dividends | $132,000 | 6,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $685,000 | 6,057 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 6,756 |
| Total interest expense | $1,496,000 | 6,904 |
| Net interest income | $2,458,000 | 6,562 |
| Provision for loan and lease losses | $62,000 | 5,552 |
| Total noninterest income | $726,000 | 3,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 3,265 |
| Total noninterest expense | $2,435,000 | 5,273 |
| Salaries and employee benefits | $992,000 | 6,126 |
| Premises and equipment expense | $229,000 | 6,885 |
| Additional noninterest expense | $1,214,000 | 4,018 |
| Pre-tax net operating income | $687,000 | 7,473 |
| Securities gains (losses) | $-128,000 | 11,702 |
| Applicable income taxes | $156,000 | 8,187 |
| Income before extraordinary items | $403,000 | 8,176 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $403,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,684 |
| Cash dividends | $118,000 | 6,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $495,160 | 7,389 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,992,000 | 6,889 |
| Total interest expense | $1,467,000 | 7,316 |
| Net interest income | $2,525,000 | 6,495 |
| Provision for loan and lease losses | $255,000 | 3,336 |
| Total noninterest income | $760,000 | 4,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $517,000 | 3,197 |
| Total noninterest expense | $2,674,000 | 4,972 |
| Salaries and employee benefits | $1,250,000 | 5,053 |
| Premises and equipment expense | $209,000 | 7,512 |
| Additional noninterest expense | $1,215,000 | 4,150 |
| Pre-tax net operating income | $356,000 | 9,769 |
| Securities gains (losses) | $345,000 | 1,176 |
| Applicable income taxes | $186,000 | 7,886 |
| Income before extraordinary items | $515,000 | 7,426 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $515,000 | 7,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,432 |
| Cash dividends | $129,000 | 6,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $263,150 | 9,637 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 7,433 |
| Total interest expense | $1,847,000 | 7,491 |
| Net interest income | $2,207,000 | 7,225 |
| Provision for loan and lease losses | $267,000 | 4,437 |
| Total noninterest income | $1,013,000 | 3,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $820,000 | 2,280 |
| Total noninterest expense | $2,306,000 | 5,677 |
| Salaries and employee benefits | $1,108,000 | 5,561 |
| Premises and equipment expense | $172,000 | 8,516 |
| Additional noninterest expense | $1,026,000 | 4,956 |
| Pre-tax net operating income | $647,000 | 7,415 |
| Securities gains (losses) | $355,000 | 1,383 |
| Applicable income taxes | $302,000 | 5,895 |
| Income before extraordinary items | $700,000 | 5,926 |
| Extraordinary gains, net | $11,000 | 1,325 |
| Net income | $711,000 | 5,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 3,744 |
| Cash dividends | $96,000 | 6,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $451,500 | 7,366 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.