Home > First American Bank > Income and Expense
First American Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,763,000 | 2,234 |
| Total interest expense | $628,000 | 3,514 |
| Net interest income | $10,135,000 | 2,099 |
| Provision for loan and lease losses | $-498,000 | 6,252 |
| Total noninterest income | $5,369,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,292,000 | 1,029 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,077,000 | 893 |
| Total noninterest expense | $11,796,000 | 1,628 |
| Salaries and employee benefits | $6,991,000 | 1,492 |
| Premises and equipment expense | $1,629,000 | 1,462 |
| Additional noninterest expense | $3,176,000 | 1,936 |
| Pre-tax net operating income | $4,206,000 | 1,762 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $4,206,000 | 1,517 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,206,000 | 1,514 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,206,000 | 1,516 |
| Net charge-offs | $10,000 | 4,571 |
| Cash dividends | $1,620,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,206,000 | 1,489 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,042,000 | 2,259 |
| Total interest expense | $482,000 | 3,525 |
| Net interest income | $7,560,000 | 2,121 |
| Provision for loan and lease losses | $-501,000 | 6,394 |
| Total noninterest income | $4,446,000 | 967 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $938,000 | 1,062 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,508,000 | 798 |
| Total noninterest expense | $8,675,000 | 1,662 |
| Salaries and employee benefits | $5,112,000 | 1,529 |
| Premises and equipment expense | $1,217,000 | 1,472 |
| Additional noninterest expense | $2,346,000 | 1,962 |
| Pre-tax net operating income | $3,832,000 | 1,512 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $3,832,000 | 1,267 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,832,000 | 1,266 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,832,000 | 1,266 |
| Net charge-offs | $8,000 | 4,232 |
| Cash dividends | $1,400,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,832,000 | 1,249 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,384,000 | 2,240 |
| Total interest expense | $329,000 | 3,512 |
| Net interest income | $5,055,000 | 2,097 |
| Provision for loan and lease losses | $-499,000 | 6,501 |
| Total noninterest income | $3,796,000 | 786 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $609,000 | 1,081 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,187,000 | 625 |
| Total noninterest expense | $5,944,000 | 1,609 |
| Salaries and employee benefits | $3,451,000 | 1,508 |
| Premises and equipment expense | $815,000 | 1,467 |
| Additional noninterest expense | $1,678,000 | 1,828 |
| Pre-tax net operating income | $3,406,000 | 1,168 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $3,406,000 | 958 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,406,000 | 959 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,406,000 | 959 |
| Net charge-offs | $-3,000 | 5,301 |
| Cash dividends | $1,015,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,406,000 | 938 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 2,229 |
| Total interest expense | $171,000 | 3,485 |
| Net interest income | $2,535,000 | 2,090 |
| Provision for loan and lease losses | $4,000 | 3,658 |
| Total noninterest income | $3,095,000 | 538 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $302,000 | 1,072 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,793,000 | 396 |
| Total noninterest expense | $3,094,000 | 1,551 |
| Salaries and employee benefits | $1,732,000 | 1,518 |
| Premises and equipment expense | $415,000 | 1,468 |
| Additional noninterest expense | $947,000 | 1,622 |
| Pre-tax net operating income | $2,532,000 | 785 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $2,532,000 | 625 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,532,000 | 626 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,532,000 | 626 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $470,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,532,000 | 618 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,659,000 | 1,954 |
| Total interest expense | $846,000 | 3,323 |
| Net interest income | $11,813,000 | 1,820 |
| Provision for loan and lease losses | $19,000 | 4,757 |
| Total noninterest income | $3,511,000 | 1,448 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,615,000 | 862 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,896,000 | 1,577 |
| Total noninterest expense | $13,014,000 | 1,499 |
| Salaries and employee benefits | $7,562,000 | 1,388 |
| Premises and equipment expense | $1,820,000 | 1,309 |
| Additional noninterest expense | $3,632,000 | 1,746 |
| Pre-tax net operating income | $2,291,000 | 2,609 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,291,000 | 2,341 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,291,000 | 2,345 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,291,000 | 2,344 |
| Net charge-offs | $121,000 | 3,556 |
| Cash dividends | $1,916,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,291,000 | 2,298 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,396,000 | 1,986 |
| Total interest expense | $646,000 | 3,364 |
| Net interest income | $8,750,000 | 1,840 |
| Provision for loan and lease losses | $13,000 | 4,660 |
| Total noninterest income | $2,590,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,202,000 | 872 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,388,000 | 1,642 |
| Total noninterest expense | $9,720,000 | 1,504 |
| Salaries and employee benefits | $5,619,000 | 1,407 |
| Premises and equipment expense | $1,349,000 | 1,327 |
| Additional noninterest expense | $2,752,000 | 1,720 |
| Pre-tax net operating income | $1,607,000 | 2,800 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,607,000 | 2,524 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,607,000 | 2,529 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,607,000 | 2,529 |
| Net charge-offs | $80,000 | 3,458 |
| Cash dividends | $1,695,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,607,000 | 2,441 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,223,000 | 1,992 |
| Total interest expense | $436,000 | 3,402 |
| Net interest income | $5,787,000 | 1,843 |
| Provision for loan and lease losses | $4,000 | 4,691 |
| Total noninterest income | $1,663,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $786,000 | 860 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $877,000 | 1,751 |
| Total noninterest expense | $6,394,000 | 1,518 |
| Salaries and employee benefits | $3,687,000 | 1,429 |
| Premises and equipment expense | $885,000 | 1,350 |
| Additional noninterest expense | $1,822,000 | 1,740 |
| Pre-tax net operating income | $1,052,000 | 2,796 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,052,000 | 2,532 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,052,000 | 2,537 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,052,000 | 2,537 |
| Net charge-offs | $70,000 | 3,069 |
| Cash dividends | $1,236,000 | 912 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,052,000 | 2,428 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 2,039 |
| Total interest expense | $224,000 | 3,416 |
| Net interest income | $2,848,000 | 1,874 |
| Provision for loan and lease losses | $-2,000 | 6,718 |
| Total noninterest income | $798,000 | 1,573 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $395,000 | 845 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $403,000 | 1,856 |
| Total noninterest expense | $3,127,000 | 1,561 |
| Salaries and employee benefits | $1,810,000 | 1,465 |
| Premises and equipment expense | $439,000 | 1,395 |
| Additional noninterest expense | $878,000 | 1,804 |
| Pre-tax net operating income | $521,000 | 2,796 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $521,000 | 2,506 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $521,000 | 2,508 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $521,000 | 2,508 |
| Net charge-offs | $42,000 | 2,538 |
| Cash dividends | $580,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $521,000 | 2,421 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,341,000 | 1,969 |
| Total interest expense | $1,082,000 | 3,437 |
| Net interest income | $12,259,000 | 1,790 |
| Provision for loan and lease losses | $-184,000 | 6,922 |
| Total noninterest income | $3,468,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,726,000 | 817 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,742,000 | 1,680 |
| Total noninterest expense | $12,684,000 | 1,535 |
| Salaries and employee benefits | $7,289,000 | 1,396 |
| Premises and equipment expense | $1,800,000 | 1,318 |
| Additional noninterest expense | $3,595,000 | 1,829 |
| Pre-tax net operating income | $3,227,000 | 1,963 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,227,000 | 1,739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,227,000 | 1,740 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,227,000 | 1,740 |
| Net charge-offs | $-73,000 | 6,906 |
| Cash dividends | $1,570,000 | 1,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,227,000 | 1,649 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,039,000 | 1,995 |
| Total interest expense | $838,000 | 3,476 |
| Net interest income | $9,201,000 | 1,812 |
| Provision for loan and lease losses | $-289,000 | 7,085 |
| Total noninterest income | $2,512,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,288,000 | 817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,224,000 | 1,759 |
| Total noninterest expense | $9,520,000 | 1,534 |
| Salaries and employee benefits | $5,510,000 | 1,384 |
| Premises and equipment expense | $1,346,000 | 1,340 |
| Additional noninterest expense | $2,664,000 | 1,869 |
| Pre-tax net operating income | $2,482,000 | 1,987 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,482,000 | 1,765 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,482,000 | 1,763 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,482,000 | 1,766 |
| Net charge-offs | $120,000 | 3,789 |
| Cash dividends | $1,311,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,482,000 | 1,659 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,841,000 | 1,964 |
| Total interest expense | $580,000 | 3,483 |
| Net interest income | $6,261,000 | 1,778 |
| Provision for loan and lease losses | $-295,000 | 7,163 |
| Total noninterest income | $1,638,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $843,000 | 825 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $795,000 | 1,760 |
| Total noninterest expense | $6,399,000 | 1,528 |
| Salaries and employee benefits | $3,743,000 | 1,379 |
| Premises and equipment expense | $874,000 | 1,362 |
| Additional noninterest expense | $1,782,000 | 1,867 |
| Pre-tax net operating income | $1,795,000 | 1,830 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,795,000 | 1,630 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,795,000 | 1,629 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,795,000 | 1,630 |
| Net charge-offs | $-137,000 | 7,125 |
| Cash dividends | $821,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,795,000 | 1,541 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 2,136 |
| Total interest expense | $304,000 | 3,486 |
| Net interest income | $2,858,000 | 1,943 |
| Provision for loan and lease losses | $55,000 | 3,595 |
| Total noninterest income | $861,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $415,000 | 834 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $446,000 | 1,631 |
| Total noninterest expense | $3,278,000 | 1,495 |
| Salaries and employee benefits | $1,898,000 | 1,363 |
| Premises and equipment expense | $450,000 | 1,328 |
| Additional noninterest expense | $930,000 | 1,782 |
| Pre-tax net operating income | $386,000 | 3,369 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $386,000 | 3,143 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $386,000 | 3,147 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $386,000 | 3,147 |
| Net charge-offs | $47,000 | 3,063 |
| Cash dividends | $320,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $386,000 | 2,988 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,550,000 | 2,063 |
| Total interest expense | $1,609,000 | 3,272 |
| Net interest income | $11,941,000 | 1,852 |
| Provision for loan and lease losses | $698,000 | 2,955 |
| Total noninterest income | $3,720,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,839,000 | 798 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,881,000 | 1,427 |
| Total noninterest expense | $13,099,000 | 1,489 |
| Salaries and employee benefits | $7,462,000 | 1,328 |
| Premises and equipment expense | $1,806,000 | 1,381 |
| Additional noninterest expense | $3,831,000 | 1,766 |
| Pre-tax net operating income | $1,864,000 | 2,643 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,864,000 | 2,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,864,000 | 2,390 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,864,000 | 2,391 |
| Net charge-offs | $216,000 | 4,210 |
| Cash dividends | $1,013,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,864,000 | 2,308 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,282,000 | 2,059 |
| Total interest expense | $1,267,000 | 3,259 |
| Net interest income | $9,015,000 | 1,845 |
| Provision for loan and lease losses | $383,000 | 3,294 |
| Total noninterest income | $2,858,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,390,000 | 793 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,468,000 | 1,364 |
| Total noninterest expense | $9,877,000 | 1,479 |
| Salaries and employee benefits | $5,596,000 | 1,331 |
| Premises and equipment expense | $1,400,000 | 1,342 |
| Additional noninterest expense | $2,881,000 | 1,759 |
| Pre-tax net operating income | $1,613,000 | 2,448 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,613,000 | 2,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,613,000 | 2,190 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,613,000 | 2,191 |
| Net charge-offs | $249,000 | 3,452 |
| Cash dividends | $777,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,613,000 | 2,100 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,834,000 | 2,078 |
| Total interest expense | $896,000 | 3,219 |
| Net interest income | $5,938,000 | 1,862 |
| Provision for loan and lease losses | $384,000 | 2,645 |
| Total noninterest income | $1,759,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $905,000 | 811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $854,000 | 1,496 |
| Total noninterest expense | $6,561,000 | 1,495 |
| Salaries and employee benefits | $3,694,000 | 1,352 |
| Premises and equipment expense | $896,000 | 1,409 |
| Additional noninterest expense | $1,971,000 | 1,744 |
| Pre-tax net operating income | $752,000 | 3,050 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $752,000 | 2,779 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $752,000 | 2,780 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $752,000 | 2,780 |
| Net charge-offs | $357,000 | 2,492 |
| Cash dividends | $380,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $752,000 | 2,699 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 2,081 |
| Total interest expense | $484,000 | 3,134 |
| Net interest income | $2,946,000 | 1,876 |
| Provision for loan and lease losses | $235,000 | 2,224 |
| Total noninterest income | $859,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $435,000 | 827 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $424,000 | 1,509 |
| Total noninterest expense | $3,255,000 | 1,517 |
| Salaries and employee benefits | $1,870,000 | 1,351 |
| Premises and equipment expense | $451,000 | 1,428 |
| Additional noninterest expense | $934,000 | 1,813 |
| Pre-tax net operating income | $315,000 | 3,432 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $315,000 | 3,126 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $315,000 | 3,123 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $315,000 | 3,126 |
| Net charge-offs | $11,000 | 4,347 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $315,000 | 3,064 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,784,000 | 2,033 |
| Total interest expense | $2,425,000 | 3,067 |
| Net interest income | $12,359,000 | 1,790 |
| Provision for loan and lease losses | $968,000 | 3,113 |
| Total noninterest income | $3,382,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,971,000 | 768 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,411,000 | 1,762 |
| Total noninterest expense | $13,414,000 | 1,475 |
| Salaries and employee benefits | $7,769,000 | 1,266 |
| Premises and equipment expense | $1,851,000 | 1,387 |
| Additional noninterest expense | $3,794,000 | 1,887 |
| Pre-tax net operating income | $1,359,000 | 2,882 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,359,000 | 2,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,359,000 | 2,659 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,359,000 | 2,664 |
| Net charge-offs | $1,128,000 | 2,520 |
| Cash dividends | $994,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,359,000 | 2,565 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,225,000 | 2,060 |
| Total interest expense | $1,871,000 | 3,118 |
| Net interest income | $9,354,000 | 1,795 |
| Provision for loan and lease losses | $495,000 | 3,554 |
| Total noninterest income | $2,517,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,470,000 | 789 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,047,000 | 1,747 |
| Total noninterest expense | $10,003,000 | 1,478 |
| Salaries and employee benefits | $5,867,000 | 1,256 |
| Premises and equipment expense | $1,375,000 | 1,418 |
| Additional noninterest expense | $2,761,000 | 1,887 |
| Pre-tax net operating income | $1,373,000 | 2,552 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,373,000 | 2,313 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,373,000 | 2,309 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,373,000 | 2,314 |
| Net charge-offs | $351,000 | 3,521 |
| Cash dividends | $874,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,373,000 | 2,200 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,530,000 | 2,073 |
| Total interest expense | $1,288,000 | 3,135 |
| Net interest income | $6,242,000 | 1,791 |
| Provision for loan and lease losses | $320,000 | 3,503 |
| Total noninterest income | $1,620,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $954,000 | 815 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $666,000 | 1,740 |
| Total noninterest expense | $6,698,000 | 1,477 |
| Salaries and employee benefits | $3,935,000 | 1,248 |
| Premises and equipment expense | $905,000 | 1,454 |
| Additional noninterest expense | $1,858,000 | 1,869 |
| Pre-tax net operating income | $844,000 | 2,694 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $844,000 | 2,416 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $844,000 | 2,412 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $844,000 | 2,415 |
| Net charge-offs | $255,000 | 3,256 |
| Cash dividends | $605,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $844,000 | 2,313 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 2,109 |
| Total interest expense | $660,000 | 3,188 |
| Net interest income | $3,125,000 | 1,813 |
| Provision for loan and lease losses | $158,000 | 3,276 |
| Total noninterest income | $818,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $470,000 | 827 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $348,000 | 1,665 |
| Total noninterest expense | $3,392,000 | 1,481 |
| Salaries and employee benefits | $1,977,000 | 1,264 |
| Premises and equipment expense | $453,000 | 1,490 |
| Additional noninterest expense | $962,000 | 1,804 |
| Pre-tax net operating income | $393,000 | 2,868 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $393,000 | 2,584 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $393,000 | 2,580 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $393,000 | 2,584 |
| Net charge-offs | $108,000 | 3,026 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $393,000 | 2,491 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,953,000 | 2,120 |
| Total interest expense | $3,244,000 | 3,219 |
| Net interest income | $12,709,000 | 1,756 |
| Provision for loan and lease losses | $1,369,000 | 3,020 |
| Total noninterest income | $3,443,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,145,000 | 806 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,298,000 | 1,817 |
| Total noninterest expense | $13,564,000 | 1,516 |
| Salaries and employee benefits | $7,759,000 | 1,269 |
| Premises and equipment expense | $1,914,000 | 1,425 |
| Additional noninterest expense | $3,891,000 | 1,889 |
| Pre-tax net operating income | $1,219,000 | 2,686 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,222,000 | 2,448 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,222,000 | 2,446 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,222,000 | 2,447 |
| Net charge-offs | $1,999,000 | 2,034 |
| Cash dividends | $1,711,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,219,000 | 2,405 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,009,000 | 2,153 |
| Total interest expense | $2,510,000 | 3,281 |
| Net interest income | $9,499,000 | 1,764 |
| Provision for loan and lease losses | $1,104,000 | 2,634 |
| Total noninterest income | $2,554,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,597,000 | 802 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $957,000 | 1,881 |
| Total noninterest expense | $9,995,000 | 1,538 |
| Salaries and employee benefits | $5,810,000 | 1,295 |
| Premises and equipment expense | $1,418,000 | 1,443 |
| Additional noninterest expense | $2,767,000 | 1,914 |
| Pre-tax net operating income | $954,000 | 2,815 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $954,000 | 2,557 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $954,000 | 2,555 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $954,000 | 2,558 |
| Net charge-offs | $1,787,000 | 1,609 |
| Cash dividends | $1,483,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $954,000 | 2,512 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,991,000 | 2,190 |
| Total interest expense | $1,727,000 | 3,327 |
| Net interest income | $6,264,000 | 1,789 |
| Provision for loan and lease losses | $882,000 | 2,227 |
| Total noninterest income | $1,664,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,027,000 | 819 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $637,000 | 1,912 |
| Total noninterest expense | $6,668,000 | 1,569 |
| Salaries and employee benefits | $3,856,000 | 1,334 |
| Premises and equipment expense | $959,000 | 1,464 |
| Additional noninterest expense | $1,853,000 | 1,928 |
| Pre-tax net operating income | $378,000 | 3,779 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $378,000 | 3,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $378,000 | 3,569 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $378,000 | 3,570 |
| Net charge-offs | $1,743,000 | 1,231 |
| Cash dividends | $1,342,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $378,000 | 3,458 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 2,215 |
| Total interest expense | $905,000 | 3,316 |
| Net interest income | $3,079,000 | 1,804 |
| Provision for loan and lease losses | $118,000 | 3,671 |
| Total noninterest income | $808,000 | 1,543 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $487,000 | 841 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $321,000 | 1,865 |
| Total noninterest expense | $3,248,000 | 1,546 |
| Salaries and employee benefits | $1,933,000 | 1,339 |
| Premises and equipment expense | $485,000 | 1,465 |
| Additional noninterest expense | $830,000 | 1,930 |
| Pre-tax net operating income | $521,000 | 2,296 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $521,000 | 2,051 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $521,000 | 2,052 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $521,000 | 2,052 |
| Net charge-offs | $752,000 | 1,113 |
| Cash dividends | $1,002,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $521,000 | 1,932 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,796,000 | 2,133 |
| Total interest expense | $5,081,000 | 2,922 |
| Net interest income | $12,715,000 | 1,752 |
| Provision for loan and lease losses | $1,576,000 | 2,096 |
| Total noninterest income | $6,180,000 | 888 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,319,000 | 747 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,861,000 | 787 |
| Total noninterest expense | $13,768,000 | 1,420 |
| Salaries and employee benefits | $7,851,000 | 1,280 |
| Premises and equipment expense | $1,896,000 | 1,459 |
| Additional noninterest expense | $4,021,000 | 1,541 |
| Pre-tax net operating income | $3,551,000 | 1,538 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $3,551,000 | 1,170 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,551,000 | 1,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $696,000 | 2,375 |
| Cash dividends | $954,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,551,000 | 1,247 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,628,000 | 2,142 |
| Total interest expense | $4,063,000 | 2,868 |
| Net interest income | $9,565,000 | 1,762 |
| Provision for loan and lease losses | $1,092,000 | 1,736 |
| Total noninterest income | $2,826,000 | 1,366 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,758,000 | 754 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,068,000 | 1,721 |
| Total noninterest expense | $10,088,000 | 1,438 |
| Salaries and employee benefits | $5,823,000 | 1,321 |
| Premises and equipment expense | $1,385,000 | 1,504 |
| Additional noninterest expense | $2,880,000 | 1,549 |
| Pre-tax net operating income | $1,211,000 | 3,305 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,211,000 | 2,744 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,211,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 1,693 |
| Cash dividends | $954,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,211,000 | 2,883 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,266,000 | 2,125 |
| Total interest expense | $2,885,000 | 2,804 |
| Net interest income | $6,381,000 | 1,750 |
| Provision for loan and lease losses | $836,000 | 1,375 |
| Total noninterest income | $1,853,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,138,000 | 760 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $715,000 | 1,756 |
| Total noninterest expense | $6,586,000 | 1,464 |
| Salaries and employee benefits | $3,767,000 | 1,384 |
| Premises and equipment expense | $915,000 | 1,523 |
| Additional noninterest expense | $1,904,000 | 1,546 |
| Pre-tax net operating income | $812,000 | 3,398 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $812,000 | 3,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $812,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,606 |
| Cash dividends | $613,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $812,000 | 2,969 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,814,000 | 2,104 |
| Total interest expense | $1,569,000 | 2,764 |
| Net interest income | $3,245,000 | 1,713 |
| Provision for loan and lease losses | $267,000 | 1,523 |
| Total noninterest income | $884,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $560,000 | 770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $324,000 | 1,879 |
| Total noninterest expense | $3,285,000 | 1,459 |
| Salaries and employee benefits | $1,914,000 | 1,364 |
| Premises and equipment expense | $459,000 | 1,522 |
| Additional noninterest expense | $912,000 | 1,577 |
| Pre-tax net operating income | $577,000 | 2,794 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $577,000 | 2,389 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $577,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 1,503 |
| Cash dividends | $112,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $577,000 | 2,314 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,485,000 | 2,046 |
| Total interest expense | $7,024,000 | 2,618 |
| Net interest income | $13,461,000 | 1,680 |
| Provision for loan and lease losses | $744,000 | 1,771 |
| Total noninterest income | $3,692,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,310,000 | 764 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,382,000 | 1,774 |
| Total noninterest expense | $13,226,000 | 1,391 |
| Salaries and employee benefits | $7,677,000 | 1,304 |
| Premises and equipment expense | $1,772,000 | 1,507 |
| Additional noninterest expense | $3,777,000 | 1,470 |
| Pre-tax net operating income | $3,183,000 | 2,358 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,183,000 | 1,945 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,183,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 1,756 |
| Cash dividends | $1,996,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,183,000 | 1,930 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,334,000 | 2,056 |
| Total interest expense | $5,281,000 | 2,601 |
| Net interest income | $10,053,000 | 1,692 |
| Provision for loan and lease losses | $527,000 | 1,498 |
| Total noninterest income | $2,721,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,727,000 | 758 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $994,000 | 1,846 |
| Total noninterest expense | $9,804,000 | 1,394 |
| Salaries and employee benefits | $5,730,000 | 1,315 |
| Premises and equipment expense | $1,320,000 | 1,509 |
| Additional noninterest expense | $2,754,000 | 1,473 |
| Pre-tax net operating income | $2,443,000 | 2,482 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,443,000 | 2,044 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,443,000 | 2,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,517 |
| Cash dividends | $1,475,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,443,000 | 2,029 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,069,000 | 2,096 |
| Total interest expense | $3,474,000 | 2,638 |
| Net interest income | $6,595,000 | 1,740 |
| Provision for loan and lease losses | $362,000 | 1,327 |
| Total noninterest income | $1,822,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,142,000 | 773 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $680,000 | 1,814 |
| Total noninterest expense | $6,518,000 | 1,416 |
| Salaries and employee benefits | $3,755,000 | 1,354 |
| Premises and equipment expense | $882,000 | 1,524 |
| Additional noninterest expense | $1,881,000 | 1,453 |
| Pre-tax net operating income | $1,537,000 | 2,630 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,537,000 | 2,171 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,537,000 | 2,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 1,292 |
| Cash dividends | $761,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,537,000 | 2,150 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 2,127 |
| Total interest expense | $1,726,000 | 2,648 |
| Net interest income | $3,217,000 | 1,787 |
| Provision for loan and lease losses | $113,000 | 1,864 |
| Total noninterest income | $870,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $557,000 | 757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $313,000 | 1,893 |
| Total noninterest expense | $3,266,000 | 1,418 |
| Salaries and employee benefits | $1,884,000 | 1,358 |
| Premises and equipment expense | $449,000 | 1,488 |
| Additional noninterest expense | $933,000 | 1,435 |
| Pre-tax net operating income | $708,000 | 2,773 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $708,000 | 2,297 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $708,000 | 2,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,580 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $708,000 | 2,276 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,944,000 | 2,082 |
| Total interest expense | $6,457,000 | 2,431 |
| Net interest income | $12,487,000 | 1,846 |
| Provision for loan and lease losses | $265,000 | 2,996 |
| Total noninterest income | $4,020,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,341,000 | 758 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,679,000 | 1,530 |
| Total noninterest expense | $12,527,000 | 1,432 |
| Salaries and employee benefits | $7,379,000 | 1,325 |
| Premises and equipment expense | $1,726,000 | 1,489 |
| Additional noninterest expense | $3,422,000 | 1,539 |
| Pre-tax net operating income | $3,715,000 | 2,374 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,715,000 | 1,910 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,715,000 | 1,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,337 |
| Cash dividends | $2,705,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,715,000 | 1,897 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,035,000 | 2,091 |
| Total interest expense | $4,788,000 | 2,405 |
| Net interest income | $9,247,000 | 1,889 |
| Provision for loan and lease losses | $182,000 | 3,031 |
| Total noninterest income | $3,151,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,780,000 | 753 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,371,000 | 1,449 |
| Total noninterest expense | $9,252,000 | 1,458 |
| Salaries and employee benefits | $5,434,000 | 1,365 |
| Premises and equipment expense | $1,290,000 | 1,503 |
| Additional noninterest expense | $2,528,000 | 1,560 |
| Pre-tax net operating income | $2,964,000 | 2,356 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,964,000 | 1,854 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,964,000 | 1,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,314 |
| Cash dividends | $1,904,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,964,000 | 1,833 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,066,000 | 2,122 |
| Total interest expense | $3,061,000 | 2,393 |
| Net interest income | $6,005,000 | 1,945 |
| Provision for loan and lease losses | $111,000 | 3,180 |
| Total noninterest income | $1,930,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,166,000 | 752 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $764,000 | 1,640 |
| Total noninterest expense | $6,152,000 | 1,463 |
| Salaries and employee benefits | $3,594,000 | 1,381 |
| Premises and equipment expense | $852,000 | 1,524 |
| Additional noninterest expense | $1,706,000 | 1,556 |
| Pre-tax net operating income | $1,672,000 | 2,656 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,672,000 | 2,149 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,672,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 1,257 |
| Cash dividends | $1,088,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,672,000 | 2,132 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 2,145 |
| Total interest expense | $1,463,000 | 2,372 |
| Net interest income | $2,910,000 | 1,994 |
| Provision for loan and lease losses | $72,000 | 2,600 |
| Total noninterest income | $855,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $563,000 | 752 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $292,000 | 1,983 |
| Total noninterest expense | $3,085,000 | 1,468 |
| Salaries and employee benefits | $1,788,000 | 1,389 |
| Premises and equipment expense | $436,000 | 1,489 |
| Additional noninterest expense | $861,000 | 1,529 |
| Pre-tax net operating income | $608,000 | 3,280 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $608,000 | 2,711 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $608,000 | 2,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 784 |
| Cash dividends | $401,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $608,000 | 2,698 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,125,000 | 2,198 |
| Total interest expense | $4,228,000 | 2,535 |
| Net interest income | $10,897,000 | 2,034 |
| Provision for loan and lease losses | $821,000 | 1,237 |
| Total noninterest income | $3,525,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,419,000 | 719 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,106,000 | 2,069 |
| Total noninterest expense | $11,818,000 | 1,455 |
| Salaries and employee benefits | $6,796,000 | 1,370 |
| Premises and equipment expense | $1,792,000 | 1,372 |
| Additional noninterest expense | $3,230,000 | 1,581 |
| Pre-tax net operating income | $1,783,000 | 3,977 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,783,000 | 3,380 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,783,000 | 3,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $733,000 | 854 |
| Cash dividends | $631,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,783,000 | 3,346 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,931,000 | 2,225 |
| Total interest expense | $2,906,000 | 2,604 |
| Net interest income | $8,025,000 | 2,063 |
| Provision for loan and lease losses | $661,000 | 1,128 |
| Total noninterest income | $2,604,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,812,000 | 714 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $792,000 | 2,135 |
| Total noninterest expense | $8,749,000 | 1,453 |
| Salaries and employee benefits | $5,043,000 | 1,369 |
| Premises and equipment expense | $1,330,000 | 1,371 |
| Additional noninterest expense | $2,376,000 | 1,583 |
| Pre-tax net operating income | $1,219,000 | 4,274 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,219,000 | 3,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,219,000 | 3,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $673,000 | 668 |
| Cash dividends | $631,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,219,000 | 3,589 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,022,000 | 2,246 |
| Total interest expense | $1,820,000 | 2,611 |
| Net interest income | $5,202,000 | 2,089 |
| Provision for loan and lease losses | $482,000 | 1,005 |
| Total noninterest income | $1,707,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,180,000 | 712 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $527,000 | 2,109 |
| Total noninterest expense | $5,749,000 | 1,477 |
| Salaries and employee benefits | $3,306,000 | 1,386 |
| Premises and equipment expense | $872,000 | 1,388 |
| Additional noninterest expense | $1,571,000 | 1,574 |
| Pre-tax net operating income | $678,000 | 4,702 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $678,000 | 4,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $678,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 864 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $678,000 | 4,026 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 2,258 |
| Total interest expense | $872,000 | 2,605 |
| Net interest income | $2,546,000 | 2,119 |
| Provision for loan and lease losses | $234,000 | 986 |
| Total noninterest income | $817,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $555,000 | 731 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $262,000 | 2,077 |
| Total noninterest expense | $2,868,000 | 1,480 |
| Salaries and employee benefits | $1,639,000 | 1,406 |
| Premises and equipment expense | $433,000 | 1,401 |
| Additional noninterest expense | $796,000 | 1,563 |
| Pre-tax net operating income | $261,000 | 5,345 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $261,000 | 4,748 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $261,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,013 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $261,000 | 4,710 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,560,000 | 2,108 |
| Total interest expense | $3,360,000 | 2,383 |
| Net interest income | $10,200,000 | 1,991 |
| Provision for loan and lease losses | $1,698,000 | 630 |
| Total noninterest income | $3,208,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,280,000 | 768 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $928,000 | 2,257 |
| Total noninterest expense | $11,139,000 | 1,460 |
| Salaries and employee benefits | $6,231,000 | 1,420 |
| Premises and equipment expense | $1,720,000 | 1,345 |
| Additional noninterest expense | $3,188,000 | 1,539 |
| Pre-tax net operating income | $571,000 | 6,485 |
| Securities gains (losses) | $19,000 | 2,428 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $590,000 | 5,985 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $590,000 | 5,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,784,000 | 500 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $571,000 | 6,001 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,143,000 | 2,069 |
| Total interest expense | $2,540,000 | 2,321 |
| Net interest income | $7,603,000 | 1,979 |
| Provision for loan and lease losses | $1,371,000 | 575 |
| Total noninterest income | $2,415,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,698,000 | 784 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $717,000 | 2,229 |
| Total noninterest expense | $8,357,000 | 1,459 |
| Salaries and employee benefits | $4,674,000 | 1,418 |
| Premises and equipment expense | $1,293,000 | 1,332 |
| Additional noninterest expense | $2,390,000 | 1,527 |
| Pre-tax net operating income | $290,000 | 7,263 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $290,000 | 6,963 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $290,000 | 6,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,418,000 | 445 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $290,000 | 6,892 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 2,047 |
| Total interest expense | $1,726,000 | 2,264 |
| Net interest income | $5,058,000 | 1,969 |
| Provision for loan and lease losses | $965,000 | 536 |
| Total noninterest income | $1,492,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,069,000 | 813 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $423,000 | 2,425 |
| Total noninterest expense | $5,510,000 | 1,470 |
| Salaries and employee benefits | $3,107,000 | 1,414 |
| Premises and equipment expense | $844,000 | 1,363 |
| Additional noninterest expense | $1,559,000 | 1,552 |
| Pre-tax net operating income | $75,000 | 8,096 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $75,000 | 8,031 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,111,000 | 395 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $75,000 | 7,971 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 2,048 |
| Total interest expense | $876,000 | 2,259 |
| Net interest income | $2,532,000 | 1,978 |
| Provision for loan and lease losses | $443,000 | 585 |
| Total noninterest income | $743,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $514,000 | 820 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $229,000 | 2,261 |
| Total noninterest expense | $2,717,000 | 1,502 |
| Salaries and employee benefits | $1,531,000 | 1,451 |
| Premises and equipment expense | $392,000 | 1,494 |
| Additional noninterest expense | $794,000 | 1,515 |
| Pre-tax net operating income | $115,000 | 6,927 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $115,000 | 6,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $115,000 | 6,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 756 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $115,000 | 6,494 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,949,000 | 2,039 |
| Total interest expense | $3,725,000 | 2,382 |
| Net interest income | $10,224,000 | 1,907 |
| Provision for loan and lease losses | $3,175,000 | 451 |
| Total noninterest income | $3,082,000 | 1,653 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,273,000 | 752 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $809,000 | 2,719 |
| Total noninterest expense | $9,866,000 | 1,634 |
| Salaries and employee benefits | $5,621,000 | 1,525 |
| Premises and equipment expense | $1,363,000 | 1,667 |
| Additional noninterest expense | $2,882,000 | 1,683 |
| Pre-tax net operating income | $265,000 | 7,577 |
| Securities gains (losses) | $8,000 | 3,717 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $273,000 | 7,409 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $273,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,871,000 | 418 |
| Cash dividends | $1,146,000 | 2,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $265,000 | 7,299 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,436,000 | 2,076 |
| Total interest expense | $2,833,000 | 2,429 |
| Net interest income | $7,603,000 | 1,931 |
| Provision for loan and lease losses | $1,391,000 | 687 |
| Total noninterest income | $2,317,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,739,000 | 739 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $578,000 | 2,883 |
| Total noninterest expense | $7,331,000 | 1,649 |
| Salaries and employee benefits | $4,197,000 | 1,545 |
| Premises and equipment expense | $1,000,000 | 1,711 |
| Additional noninterest expense | $2,134,000 | 1,697 |
| Pre-tax net operating income | $1,198,000 | 4,076 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,206,000 | 3,489 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,206,000 | 3,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $638,000 | 969 |
| Cash dividends | $1,146,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,198,000 | 3,340 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,944,000 | 2,096 |
| Total interest expense | $1,902,000 | 2,490 |
| Net interest income | $5,042,000 | 1,939 |
| Provision for loan and lease losses | $705,000 | 871 |
| Total noninterest income | $1,504,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,132,000 | 754 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $372,000 | 2,903 |
| Total noninterest expense | $4,608,000 | 1,733 |
| Salaries and employee benefits | $2,673,000 | 1,608 |
| Premises and equipment expense | $645,000 | 1,763 |
| Additional noninterest expense | $1,290,000 | 1,863 |
| Pre-tax net operating income | $1,233,000 | 3,021 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,233,000 | 2,514 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,233,000 | 2,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,491 |
| Cash dividends | $1,146,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,233,000 | 2,364 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 2,161 |
| Total interest expense | $949,000 | 2,550 |
| Net interest income | $2,449,000 | 2,009 |
| Provision for loan and lease losses | $264,000 | 1,062 |
| Total noninterest income | $702,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $540,000 | 768 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $162,000 | 3,072 |
| Total noninterest expense | $2,258,000 | 1,750 |
| Salaries and employee benefits | $1,300,000 | 1,639 |
| Premises and equipment expense | $326,000 | 1,755 |
| Additional noninterest expense | $632,000 | 1,862 |
| Pre-tax net operating income | $629,000 | 2,974 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $629,000 | 2,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $629,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,143 |
| Cash dividends | $361,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $629,000 | 2,284 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,184,000 | 2,327 |
| Total interest expense | $4,158,000 | 2,649 |
| Net interest income | $9,026,000 | 2,151 |
| Provision for loan and lease losses | $1,056,000 | 1,284 |
| Total noninterest income | $2,807,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,074,000 | 777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $733,000 | 2,641 |
| Total noninterest expense | $8,576,000 | 1,769 |
| Salaries and employee benefits | $4,949,000 | 1,628 |
| Premises and equipment expense | $1,249,000 | 1,767 |
| Additional noninterest expense | $2,378,000 | 1,945 |
| Pre-tax net operating income | $2,201,000 | 3,206 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,201,000 | 2,604 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,201,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $706,000 | 1,268 |
| Cash dividends | $1,218,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,201,000 | 2,510 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,304,000 | 2,393 |
| Total interest expense | $6,413,000 | 2,496 |
| Net interest income | $7,891,000 | 2,273 |
| Provision for loan and lease losses | $771,000 | 1,545 |
| Total noninterest income | $2,626,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,820,000 | 811 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $806,000 | 2,373 |
| Total noninterest expense | $7,896,000 | 1,830 |
| Salaries and employee benefits | $4,536,000 | 1,657 |
| Premises and equipment expense | $1,121,000 | 1,910 |
| Additional noninterest expense | $2,239,000 | 2,010 |
| Pre-tax net operating income | $1,850,000 | 3,360 |
| Securities gains (losses) | $-4,000 | 9,172 |
| Applicable income taxes | $398,000 | 3,747 |
| Income before extraordinary items | $1,448,000 | 3,303 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,448,000 | 3,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 1,222 |
| Cash dividends | $703,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 404 |
| Net operating income | $1,451,120 | 3,195 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,792,000 | 2,937 |
| Total interest expense | $5,191,000 | 3,198 |
| Net interest income | $6,601,000 | 2,701 |
| Provision for loan and lease losses | $579,000 | 1,676 |
| Total noninterest income | $1,730,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,208,000 | 1,126 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $522,000 | 2,880 |
| Total noninterest expense | $6,107,000 | 2,241 |
| Salaries and employee benefits | $3,332,000 | 2,146 |
| Premises and equipment expense | $877,000 | 2,358 |
| Additional noninterest expense | $1,898,000 | 2,274 |
| Pre-tax net operating income | $1,645,000 | 3,799 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $771,000 | 2,581 |
| Income before extraordinary items | $874,000 | 4,764 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $874,000 | 4,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,637 |
| Cash dividends | $360,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 665 |
| Net operating income | $874,000 | 4,773 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,932,000 | 3,561 |
| Total interest expense | $3,666,000 | 3,873 |
| Net interest income | $5,266,000 | 3,299 |
| Provision for loan and lease losses | $500,000 | 1,756 |
| Total noninterest income | $1,227,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $752,000 | 1,764 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $475,000 | 3,050 |
| Total noninterest expense | $4,855,000 | 2,783 |
| Salaries and employee benefits | $2,684,000 | 2,632 |
| Premises and equipment expense | $652,000 | 3,055 |
| Additional noninterest expense | $1,519,000 | 2,829 |
| Pre-tax net operating income | $1,138,000 | 4,929 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $226,000 | 5,445 |
| Income before extraordinary items | $912,000 | 4,709 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $912,000 | 4,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,383 |
| Cash dividends | $385,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 483 |
| Net operating income | $912,000 | 4,668 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,960,000 | 3,953 |
| Total interest expense | $3,315,000 | 4,352 |
| Net interest income | $4,645,000 | 3,640 |
| Provision for loan and lease losses | $410,000 | 2,021 |
| Total noninterest income | $946,000 | 3,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $634,000 | 2,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,935 |
| Total noninterest expense | $3,789,000 | 3,383 |
| Salaries and employee benefits | $2,139,000 | 3,137 |
| Premises and equipment expense | $494,000 | 3,747 |
| Additional noninterest expense | $1,156,000 | 3,479 |
| Pre-tax net operating income | $1,392,000 | 4,421 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $503,000 | 3,816 |
| Income before extraordinary items | $889,000 | 4,872 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $889,000 | 4,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,545 |
| Cash dividends | $513,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $889,000 | 4,769 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,217,000 | 4,380 |
| Total interest expense | $3,143,000 | 4,528 |
| Net interest income | $4,074,000 | 4,177 |
| Provision for loan and lease losses | $170,000 | 3,857 |
| Total noninterest income | $1,380,000 | 2,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $595,000 | 2,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 2,057 |
| Total noninterest expense | $3,571,000 | 3,542 |
| Salaries and employee benefits | $1,967,000 | 3,354 |
| Premises and equipment expense | $360,000 | 4,797 |
| Additional noninterest expense | $1,244,000 | 3,255 |
| Pre-tax net operating income | $1,713,000 | 4,012 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $483,000 | 4,318 |
| Income before extraordinary items | $1,230,000 | 3,972 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,230,000 | 3,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,562 |
| Cash dividends | $366,000 | 4,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,230,000 | 3,898 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,380,000 | 4,943 |
| Total interest expense | $2,706,000 | 5,216 |
| Net interest income | $3,674,000 | 4,635 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $838,000 | 3,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 4,016 |
| Total noninterest expense | $3,089,000 | 4,218 |
| Salaries and employee benefits | $1,664,000 | 3,924 |
| Premises and equipment expense | $267,000 | 6,002 |
| Additional noninterest expense | $1,158,000 | 3,901 |
| Pre-tax net operating income | $1,363,000 | 4,672 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $504,000 | 4,120 |
| Income before extraordinary items | $859,000 | 5,033 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $859,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 10,764 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 561 |
| Net operating income | $859,000 | 4,984 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 5,624 |
| Total interest expense | $2,450,000 | 5,653 |
| Net interest income | $2,995,000 | 5,500 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $864,000 | 3,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $465,000 | 2,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 3,320 |
| Total noninterest expense | $2,728,000 | 4,634 |
| Salaries and employee benefits | $1,266,000 | 4,978 |
| Premises and equipment expense | $189,000 | 7,403 |
| Additional noninterest expense | $1,273,000 | 3,567 |
| Pre-tax net operating income | $1,131,000 | 5,486 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $342,000 | 5,536 |
| Income before extraordinary items | $789,000 | 5,498 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $789,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 11,314 |
| Cash dividends | $264,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $789,000 | 5,480 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 6,560 |
| Total interest expense | $1,633,000 | 6,520 |
| Net interest income | $2,479,000 | 6,521 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $625,000 | 4,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $390,000 | 3,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,759 |
| Total noninterest expense | $2,575,000 | 5,022 |
| Salaries and employee benefits | $1,196,000 | 5,256 |
| Premises and equipment expense | $194,000 | 7,568 |
| Additional noninterest expense | $1,185,000 | 4,097 |
| Pre-tax net operating income | $529,000 | 8,460 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $145,000 | 8,410 |
| Income before extraordinary items | $384,000 | 8,317 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $384,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,693 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 544 |
| Net operating income | $384,000 | 8,374 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 7,796 |
| Total interest expense | $1,332,000 | 7,768 |
| Net interest income | $1,992,000 | 7,701 |
| Provision for loan and lease losses | $-70,000 | 12,819 |
| Total noninterest income | $587,000 | 5,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 5,331 |
| Total noninterest expense | $1,921,000 | 6,554 |
| Salaries and employee benefits | $884,000 | 6,809 |
| Premises and equipment expense | $199,000 | 7,707 |
| Additional noninterest expense | $838,000 | 5,700 |
| Pre-tax net operating income | $728,000 | 7,213 |
| Securities gains (losses) | $-44,000 | 13,068 |
| Applicable income taxes | $225,000 | 7,177 |
| Income before extraordinary items | $459,000 | 7,894 |
| Extraordinary gains, net | $1,201,000 | 196 |
| Net income | $1,660,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $488,480 | 7,398 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 7,651 |
| Total interest expense | $1,889,000 | 7,382 |
| Net interest income | $2,002,000 | 7,758 |
| Provision for loan and lease losses | $-200,000 | 13,814 |
| Total noninterest income | $679,000 | 4,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $422,000 | 3,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,876 |
| Total noninterest expense | $2,376,000 | 5,534 |
| Salaries and employee benefits | $944,000 | 6,371 |
| Premises and equipment expense | $167,000 | 8,636 |
| Additional noninterest expense | $1,265,000 | 4,136 |
| Pre-tax net operating income | $505,000 | 8,376 |
| Securities gains (losses) | $97,000 | 3,051 |
| Applicable income taxes | $195,000 | 7,659 |
| Income before extraordinary items | $407,000 | 8,143 |
| Extraordinary gains, net | $195,000 | 444 |
| Net income | $602,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 2,607 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $341,040 | 8,445 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.