Home > First American Bank > Net charge- offs to loans
First American Bank, Net charge- offs to loans
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 4,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 3,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 5,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 3,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 2,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 2,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1414% | 3,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1414% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5562% | 5,796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 5,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 5,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 2,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1871% | 2,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1871% | 2,553 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2139% | 5,760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 5,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 3,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 2,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 2,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 1,821 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1639% | 5,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1639% | 5,655 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1440% | 5,745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 4,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 5,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 5,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 5,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1477% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0512% | 5,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0512% | 5,220 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6653% | 5,875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 3,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0224% | 1,581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 5,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 2,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1401% | 2,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1019% | 2,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0640% | 3,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0640% | 3,761 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1440% | 5,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 3,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0308% | 1,416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 5,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 3,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0656% | 2,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1410% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1425% | 3,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1425% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1116% | 5,866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 3,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 3,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 5,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0973% | 2,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1071% | 2,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2161% | 1,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1296% | 2,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1296% | 2,818 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2831% | 5,983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 3,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0802% | 2,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 6,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2243% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2469% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 4,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1727% | 2,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1727% | 2,235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3276% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0374% | 6,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 6,433 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 5,892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 3,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 6,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0506% | 5,023 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 6,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3609% | 6,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0205% | 4,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0205% | 4,272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1895% | 1,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 4,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1721% | 3,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.0091% | 5,925 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4038% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0366% | 6,714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0666% | 5,073 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0329% | 6,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4703% | 6,537 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0680% | 6,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0679% | 5,985 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1813% | 963 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1414% | 6,932 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 6,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 6,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 6,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 6,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8182% | 6,712 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1213% | 6,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1213% | 6,041 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6400% | 6,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 3,560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 6,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 6,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 6,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 6,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0819% | 5,888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0801% | 5,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0801% | 5,714 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6875% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1061% | 5,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0931% | 4,669 |
| Percentage Net Loans Charged-off:Construction & development | -1.2892% | 6,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3095% | 2,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2150% | 3,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2419% | 3,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1999% | 3,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0824% | 4,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0736% | 4,455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1105% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 4,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1718% | 3,795 |
| Percentage Net Loans Charged-off:Construction & development | -1.0258% | 6,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4180% | 1,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2231% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2508% | 2,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1594% | 3,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1202% | 4,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1046% | 3,904 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0554% | 1,326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3445% | 3,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4124% | 2,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6502% | 1,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3160% | 2,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3545% | 2,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1060% | 2,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2118% | 3,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1763% | 3,192 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0202% | 6,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 4,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 3,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1458% | 2,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1634% | 2,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 5,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1399% | 6,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1072% | 6,226 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1588% | 6,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5091% | 3,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5461% | 2,852 |
| Percentage Net Loans Charged-off:Construction & development | 4.0035% | 1,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 3,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2672% | 3,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2955% | 2,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5267% | 3,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4044% | 3,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0581% | 1,740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2089% | 4,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 4,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.1143% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1748% | 3,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1930% | 3,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9407% | 2,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5512% | 3,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1184% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2256% | 4,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.1648% | 2,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1925% | 2,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2125% | 2,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8700% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7386% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1758% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1893% | 3,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1288% | 3,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.3036% | 1,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2545% | 2,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2816% | 1,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3563% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8702% | 1,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0620% | 6,488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8679% | 2,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1934% | 4,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.2346% | 3,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0939% | 2,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3568% | 2,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3824% | 1,365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3535% | 2,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3162% | 2,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6648% | 3,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8632% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0347% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1657% | 3,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.1763% | 2,846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 2,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3247% | 2,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3689% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3908% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8444% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.0525% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5136% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2509% | 2,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.2610% | 2,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1106% | 1,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4937% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5650% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9368% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9108% | 2,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.8557% | 145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3150% | 1,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2532% | 2,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.5691% | 1,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4340% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4987% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0276% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7945% | 2,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.1235% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3109% | 3,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1101% | 3,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.2225% | 2,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3654% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4323% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6010% | 2,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1023% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8451% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3826% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1339% | 2,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.2885% | 1,659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4519% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5387% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7849% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2741% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9902% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3253% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 3,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 1,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3474% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4172% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7316% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6276% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9945% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2631% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1747% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5265% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6325% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2937% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1190% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2023% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2191% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 3,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1178% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3383% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 2,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2879% | 2,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4284% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5091% | 857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1882% | 2,089 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 7,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0284% | 2,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1522% | 2,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5293% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4742% | 776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1976% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0518% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2502% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3339% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5428% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1144% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0880% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1167% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8119% | 1,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2161% | 704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2089% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0095% | 771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2445% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2870% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2888% | 2,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7752% | 1,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5484% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1682% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 2,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0130% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1071% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1252% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2977% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7041% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3970% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1680% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 2,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0199% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 1,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3859% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5294% | 2,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5100% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2805% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0404% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1474% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1723% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5463% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7816% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8195% | 452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4099% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 1,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2517% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2925% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1917% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8414% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7265% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5115% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 1,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 1,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8424% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9449% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8484% | 570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3621% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0854% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0988% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9469% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1083% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5947% | 584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2762% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1960% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2262% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5493% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9769% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3555% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0170% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1472% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.5822% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0717% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1105% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1249% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3269% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8995% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6500% | 717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0706% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.7622% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0962% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1187% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1336% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4111% | 244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9554% | 1,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7170% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2491% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1922% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 1.1916% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4694% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8999% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6986% | 554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4929% | 930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1069% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.8641% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0727% | 8,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0803% | 8,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8032% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5104% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8278% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6353% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 3,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0224% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 2,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 2,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9059% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4009% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7283% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4873% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 3,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0226% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 2,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 2,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7646% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8183% | 2,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5098% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2670% | 2,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 2,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0224% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0747% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0767% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6434% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4319% | 3,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7002% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3456% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0454% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1075% | 961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2201% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1162% | 4,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7903% | 501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4534% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.1382% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 1,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 2,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 2,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8542% | 2,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0013% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1810% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5053% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0873% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2313% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 3,047 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 2,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8562% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4331% | 4,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6166% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2792% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5272% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5881% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 3,962 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 10,483 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0823% | 11,022 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 5,763 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0161% | 11,222 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6648% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |