Home > First American Bank > Income and Expense

First American Bank, Income and Expense

2019-12-31 (YTD Data)		Rank
Total interest income	$27,715,000	1,155
Total interest expense	$7,444,000	885
Net interest income	$20,271,000	1,246
Provision for loan and lease losses	$-4,938,000	5,164
Total noninterest income	$38,923,000	284
Gross Fiduciary activities income	$2,250,000	324
Service charges on deposit accounts	$927,000	1,186
Trading account gains and fees	$0	135
Additional Noninterest Income	$35,746,000	213
Total noninterest expense	$23,009,000	969
Salaries and employee benefits	$14,868,000	871
Premises and equipment expense	$3,289,000	770
Additional noninterest expense	$4,852,000	1,283
Pre-tax net operating income	$41,123,000	354
Securities gains (losses)	$-9,000	4,785
Applicable income taxes	$1,604,000	1,056
Income before extraordinary items	$39,510,000	325
Extraordinary gains, net	$0	11
Net income	$39,510,000	326
Minority interest net income	$0	76
Net income of bank and minority interests.	$39,510,000	326
Net charge-offs	$-334,000	5,067
Cash dividends	$17,005,000	335
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$39,518,640	321
2019-09-30 (YTD Data)		Rank
Total interest income	$22,398,000	1,091
Total interest expense	$5,784,000	865
Net interest income	$16,614,000	1,158
Provision for loan and lease losses	$-917,000	5,212
Total noninterest income	$23,053,000	315
Gross Fiduciary activities income	$1,715,000	322
Service charges on deposit accounts	$730,000	1,162
Trading account gains and fees	$0	129
Additional Noninterest Income	$20,608,000	253
Total noninterest expense	$19,168,000	891
Salaries and employee benefits	$12,269,000	804
Premises and equipment expense	$2,620,000	728
Additional noninterest expense	$4,279,000	1,129
Pre-tax net operating income	$21,416,000	481
Securities gains (losses)	$51,000	1,063
Applicable income taxes	$829,000	1,391
Income before extraordinary items	$20,638,000	422
Extraordinary gains, net	$0	11
Net income	$20,638,000	421
Minority interest net income	$0	72
Net income of bank and minority interests.	$20,638,000	422
Net charge-offs	$-101,000	4,969
Cash dividends	$1,536,000	1,426
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$20,589,040	419
2019-06-30 (YTD Data)		Rank
Total interest income	$15,594,000	1,050
Total interest expense	$3,737,000	876
Net interest income	$11,857,000	1,101
Provision for loan and lease losses	$-917,000	5,272
Total noninterest income	$21,114,000	258
Gross Fiduciary activities income	$1,134,000	326
Service charges on deposit accounts	$510,000	1,119
Trading account gains and fees	$0	131
Additional Noninterest Income	$19,470,000	199
Total noninterest expense	$13,419,000	846
Salaries and employee benefits	$8,574,000	764
Premises and equipment expense	$1,828,000	705
Additional noninterest expense	$3,017,000	1,082
Pre-tax net operating income	$20,469,000	350
Securities gains (losses)	$0	1,702
Applicable income taxes	$796,000	1,058
Income before extraordinary items	$19,673,000	319
Extraordinary gains, net	$0	11
Net income	$19,673,000	321
Minority interest net income	$0	69
Net income of bank and minority interests.	$19,673,000	321
Net charge-offs	$28,000	2,198
Cash dividends	$1,041,000	1,392
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$19,673,000	310
2019-03-31 (YTD Data)		Rank
Total interest income	$7,710,000	1,048
Total interest expense	$1,742,000	896
Net interest income	$5,968,000	1,098
Provision for loan and lease losses	$0	3,406
Total noninterest income	$1,690,000	873
Gross Fiduciary activities income	$587,000	316
Service charges on deposit accounts	$257,000	1,100
Trading account gains and fees	$0	126
Additional Noninterest Income	$846,000	1,010
Total noninterest expense	$6,454,000	875
Salaries and employee benefits	$4,063,000	799
Premises and equipment expense	$962,000	676
Additional noninterest expense	$1,429,000	1,116
Pre-tax net operating income	$1,204,000	1,802
Securities gains (losses)	$0	1,087
Applicable income taxes	$40,000	2,790
Income before extraordinary items	$1,164,000	1,665
Extraordinary gains, net	$0	5
Net income	$1,164,000	1,663
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,164,000	1,664
Net charge-offs	$-11,000	4,688
Cash dividends	$514,000	1,304
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,164,000	1,639
2018-12-31 (YTD Data)		Rank
Total interest income	$29,708,000	1,015
Total interest expense	$4,873,000	942
Net interest income	$24,835,000	1,037
Provision for loan and lease losses	$-1,920,000	5,367
Total noninterest income	$8,523,000	769
Gross Fiduciary activities income	$2,382,000	313
Service charges on deposit accounts	$1,134,000	1,045
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,007,000	799
Total noninterest expense	$25,734,000	858
Salaries and employee benefits	$16,179,000	775
Premises and equipment expense	$3,974,000	628
Additional noninterest expense	$5,581,000	1,142
Pre-tax net operating income	$9,544,000	1,077
Securities gains (losses)	$0	1,125
Applicable income taxes	$323,000	2,331
Income before extraordinary items	$9,221,000	981
Extraordinary gains, net	$0	6
Net income	$9,221,000	980
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,221,000	980
Net charge-offs	$-454,000	5,290
Cash dividends	$1,924,000	1,501
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$9,221,000	979
2018-09-30 (YTD Data)		Rank
Total interest income	$22,068,000	1,016
Total interest expense	$3,322,000	962
Net interest income	$18,746,000	1,027
Provision for loan and lease losses	$-1,600,000	5,436
Total noninterest income	$6,248,000	793
Gross Fiduciary activities income	$1,833,000	313
Service charges on deposit accounts	$853,000	1,044
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,562,000	831
Total noninterest expense	$19,704,000	837
Salaries and employee benefits	$12,503,000	753
Premises and equipment expense	$3,037,000	620
Additional noninterest expense	$4,164,000	1,138
Pre-tax net operating income	$6,890,000	1,113
Securities gains (losses)	$0	1,118
Applicable income taxes	$248,000	2,371
Income before extraordinary items	$6,642,000	1,015
Extraordinary gains, net	$0	5
Net income	$6,642,000	1,014
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,642,000	1,014
Net charge-offs	$-246,000	5,288
Cash dividends	$1,434,000	1,349
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,642,000	1,012
2018-06-30 (YTD Data)		Rank
Total interest income	$14,444,000	1,027
Total interest expense	$2,065,000	965
Net interest income	$12,379,000	1,040
Provision for loan and lease losses	$-200,000	5,412
Total noninterest income	$3,872,000	831
Gross Fiduciary activities income	$1,193,000	313
Service charges on deposit accounts	$573,000	1,034
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,106,000	904
Total noninterest expense	$13,274,000	836
Salaries and employee benefits	$8,447,000	751
Premises and equipment expense	$2,087,000	605
Additional noninterest expense	$2,740,000	1,153
Pre-tax net operating income	$3,177,000	1,460
Securities gains (losses)	$0	961
Applicable income taxes	$106,000	2,683
Income before extraordinary items	$3,071,000	1,340
Extraordinary gains, net	$0	6
Net income	$3,071,000	1,339
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,071,000	1,339
Net charge-offs	$-207,000	5,351
Cash dividends	$927,000	1,383
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,071,000	1,330
2018-03-31 (YTD Data)		Rank
Total interest income	$6,957,000	1,045
Total interest expense	$936,000	1,001
Net interest income	$6,021,000	1,060
Provision for loan and lease losses	$-200,000	5,525
Total noninterest income	$1,989,000	792
Gross Fiduciary activities income	$615,000	313
Service charges on deposit accounts	$283,000	1,050
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,091,000	876
Total noninterest expense	$6,851,000	813
Salaries and employee benefits	$4,380,000	735
Premises and equipment expense	$1,093,000	580
Additional noninterest expense	$1,378,000	1,143
Pre-tax net operating income	$1,359,000	1,610
Securities gains (losses)	$0	735
Applicable income taxes	$40,000	2,846
Income before extraordinary items	$1,319,000	1,463
Extraordinary gains, net	$0	7
Net income	$1,319,000	1,463
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,319,000	1,463
Net charge-offs	$-46,000	5,213
Cash dividends	$448,000	1,299
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,319,000	1,453
2017-12-31 (YTD Data)		Rank
Total interest income	$28,373,000	1,011
Total interest expense	$4,041,000	830
Net interest income	$24,332,000	1,031
Provision for loan and lease losses	$-3,000,000	5,647
Total noninterest income	$12,768,000	585
Gross Fiduciary activities income	$2,410,000	308
Service charges on deposit accounts	$1,260,000	963
Trading account gains and fees	$0	151
Additional Noninterest Income	$9,098,000	546
Total noninterest expense	$28,989,000	758
Salaries and employee benefits	$18,056,000	678
Premises and equipment expense	$4,800,000	525
Additional noninterest expense	$6,133,000	1,054
Pre-tax net operating income	$11,111,000	910
Securities gains (losses)	$11,000	1,559
Applicable income taxes	$448,000	2,496
Income before extraordinary items	$10,674,000	709
Extraordinary gains, net	$0	9
Net income	$10,674,000	708
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,674,000	709
Net charge-offs	$-436,000	5,554
Cash dividends	$988,000	2,243
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$10,663,440	699
2017-09-30 (YTD Data)		Rank
Total interest income	$21,425,000	1,001
Total interest expense	$2,928,000	845
Net interest income	$18,497,000	1,018
Provision for loan and lease losses	$-1,000,000	5,671
Total noninterest income	$13,553,000	460
Gross Fiduciary activities income	$1,796,000	310
Service charges on deposit accounts	$963,000	950
Trading account gains and fees	$0	145
Additional Noninterest Income	$10,794,000	401
Total noninterest expense	$22,054,000	742
Salaries and employee benefits	$13,552,000	677
Premises and equipment expense	$3,652,000	519
Additional noninterest expense	$4,850,000	996
Pre-tax net operating income	$10,996,000	707
Securities gains (losses)	$11,000	1,579
Applicable income taxes	$436,000	2,195
Income before extraordinary items	$10,571,000	595
Extraordinary gains, net	$0	9
Net income	$10,571,000	595
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,571,000	595
Net charge-offs	$-282,000	5,562
Cash dividends	$492,000	2,439
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$10,560,440	586
2017-06-30 (YTD Data)		Rank
Total interest income	$14,403,000	986
Total interest expense	$1,878,000	843
Net interest income	$12,525,000	1,004
Provision for loan and lease losses	$0	3,871
Total noninterest income	$11,477,000	383
Gross Fiduciary activities income	$1,169,000	311
Service charges on deposit accounts	$613,000	982
Trading account gains and fees	$0	139
Additional Noninterest Income	$9,695,000	324
Total noninterest expense	$15,104,000	728
Salaries and employee benefits	$9,156,000	673
Premises and equipment expense	$2,607,000	488
Additional noninterest expense	$3,341,000	973
Pre-tax net operating income	$8,898,000	598
Securities gains (losses)	$11,000	1,225
Applicable income taxes	$348,000	2,022
Income before extraordinary items	$8,561,000	495
Extraordinary gains, net	$0	11
Net income	$8,561,000	493
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,561,000	495
Net charge-offs	$-262,000	5,635
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$8,550,440	491
2017-03-31 (YTD Data)		Rank
Total interest income	$7,020,000	1,002
Total interest expense	$904,000	844
Net interest income	$6,116,000	1,020
Provision for loan and lease losses	$0	3,537
Total noninterest income	$8,953,000	279
Gross Fiduciary activities income	$587,000	312
Service charges on deposit accounts	$320,000	941
Trading account gains and fees	$0	142
Additional Noninterest Income	$8,046,000	222
Total noninterest expense	$7,613,000	724
Salaries and employee benefits	$4,671,000	668
Premises and equipment expense	$1,372,000	476
Additional noninterest expense	$1,570,000	1,023
Pre-tax net operating income	$7,456,000	408
Securities gains (losses)	$11,000	641
Applicable income taxes	$292,000	1,516
Income before extraordinary items	$7,175,000	334
Extraordinary gains, net	$0	8
Net income	$7,175,000	333
Minority interest net income	$0	55
Net income of bank and minority interests.	$7,175,000	334
Net charge-offs	$-242,000	5,748
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$7,164,440	330
2016-12-31 (YTD Data)		Rank
Total interest income	$28,012,000	972
Total interest expense	$3,576,000	823
Net interest income	$24,436,000	995
Provision for loan and lease losses	$-1,465,000	5,858
Total noninterest income	$10,250,000	679
Gross Fiduciary activities income	$2,579,000	288
Service charges on deposit accounts	$1,489,000	845
Trading account gains and fees	$0	170
Additional Noninterest Income	$6,182,000	718
Total noninterest expense	$29,724,000	723
Salaries and employee benefits	$18,725,000	626
Premises and equipment expense	$5,247,000	480
Additional noninterest expense	$5,752,000	1,134
Pre-tax net operating income	$6,427,000	1,323
Securities gains (losses)	$0	3,212
Applicable income taxes	$269,000	2,731
Income before extraordinary items	$6,158,000	1,168
Extraordinary gains, net	$0	5
Net income	$6,158,000	1,167
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,158,000	1,167
Net charge-offs	$529,000	1,042
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,158,000	1,139
2016-09-30 (YTD Data)		Rank
Total interest income	$21,056,000	968
Total interest expense	$2,649,000	825
Net interest income	$18,407,000	988
Provision for loan and lease losses	$-1,000,000	5,910
Total noninterest income	$7,268,000	716
Gross Fiduciary activities income	$2,008,000	278
Service charges on deposit accounts	$1,129,000	830
Trading account gains and fees	$0	169
Additional Noninterest Income	$4,131,000	781
Total noninterest expense	$22,520,000	708
Salaries and employee benefits	$14,191,000	619
Premises and equipment expense	$3,882,000	486
Additional noninterest expense	$4,447,000	1,111
Pre-tax net operating income	$4,155,000	1,512
Securities gains (losses)	$0	3,160
Applicable income taxes	$199,000	2,807
Income before extraordinary items	$3,956,000	1,344
Extraordinary gains, net	$0	5
Net income	$3,956,000	1,344
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,956,000	1,344
Net charge-offs	$513,000	783
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,956,000	1,301
2016-06-30 (YTD Data)		Rank
Total interest income	$13,979,000	969
Total interest expense	$1,734,000	841
Net interest income	$12,245,000	991
Provision for loan and lease losses	$0	4,017
Total noninterest income	$5,023,000	678
Gross Fiduciary activities income	$1,360,000	280
Service charges on deposit accounts	$747,000	829
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,916,000	744
Total noninterest expense	$15,047,000	711
Salaries and employee benefits	$9,397,000	625
Premises and equipment expense	$2,685,000	480
Additional noninterest expense	$2,965,000	1,107
Pre-tax net operating income	$2,221,000	1,796
Securities gains (losses)	$0	2,835
Applicable income taxes	$102,000	2,986
Income before extraordinary items	$2,119,000	1,575
Extraordinary gains, net	$0	16
Net income	$2,119,000	1,575
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,119,000	1,575
Net charge-offs	$651,000	480
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,119,000	1,537
2016-03-31 (YTD Data)		Rank
Total interest income	$6,991,000	962
Total interest expense	$871,000	830
Net interest income	$6,120,000	986
Provision for loan and lease losses	$0	3,656
Total noninterest income	$2,469,000	677
Gross Fiduciary activities income	$755,000	268
Service charges on deposit accounts	$372,000	830
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,342,000	765
Total noninterest expense	$7,574,000	710
Salaries and employee benefits	$4,605,000	642
Premises and equipment expense	$1,356,000	483
Additional noninterest expense	$1,613,000	1,010
Pre-tax net operating income	$1,015,000	1,902
Securities gains (losses)	$0	2,077
Applicable income taxes	$55,000	2,918
Income before extraordinary items	$960,000	1,681
Extraordinary gains, net	$0	12
Net income	$960,000	1,682
Minority interest net income	$0	62
Net income of bank and minority interests.	$960,000	1,682
Net charge-offs	$684,000	273
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$960,000	1,642
2015-12-31 (YTD Data)		Rank
Total interest income	$27,575,000	951
Total interest expense	$3,870,000	717
Net interest income	$23,705,000	972
Provision for loan and lease losses	$-1,599,000	6,088
Total noninterest income	$11,724,000	600
Gross Fiduciary activities income	$2,847,000	274
Service charges on deposit accounts	$1,634,000	790
Trading account gains and fees	$0	159
Additional Noninterest Income	$7,243,000	621
Total noninterest expense	$31,625,000	658
Salaries and employee benefits	$18,323,000	626
Premises and equipment expense	$5,128,000	486
Additional noninterest expense	$8,174,000	806
Pre-tax net operating income	$5,403,000	1,483
Securities gains (losses)	$24,000	2,130
Applicable income taxes	$-1,894,000	6,132
Income before extraordinary items	$7,321,000	970
Extraordinary gains, net	$0	23
Net income	$7,321,000	970
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,321,000	970
Net charge-offs	$-323,000	5,942
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$7,297,000	953
2015-09-30 (YTD Data)		Rank
Total interest income	$20,442,000	964
Total interest expense	$2,930,000	714
Net interest income	$17,512,000	992
Provision for loan and lease losses	$-1,598,000	6,199
Total noninterest income	$9,210,000	595
Gross Fiduciary activities income	$2,178,000	274
Service charges on deposit accounts	$1,233,000	797
Trading account gains and fees	$0	153
Additional Noninterest Income	$5,799,000	612
Total noninterest expense	$23,622,000	671
Salaries and employee benefits	$13,840,000	624
Premises and equipment expense	$3,813,000	504
Additional noninterest expense	$5,969,000	827
Pre-tax net operating income	$4,698,000	1,337
Securities gains (losses)	$24,000	1,919
Applicable income taxes	$0	4,489
Income before extraordinary items	$4,722,000	1,128
Extraordinary gains, net	$0	21
Net income	$4,722,000	1,126
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,722,000	1,128
Net charge-offs	$-315,000	6,038
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,698,000	1,098
2015-06-30 (YTD Data)		Rank
Total interest income	$13,416,000	976
Total interest expense	$1,971,000	708
Net interest income	$11,445,000	1,009
Provision for loan and lease losses	$-600,000	6,219
Total noninterest income	$5,534,000	644
Gross Fiduciary activities income	$1,478,000	275
Service charges on deposit accounts	$805,000	801
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,251,000	674
Total noninterest expense	$15,708,000	674
Salaries and employee benefits	$9,067,000	636
Premises and equipment expense	$2,571,000	505
Additional noninterest expense	$4,070,000	813
Pre-tax net operating income	$1,871,000	1,987
Securities gains (losses)	$5,000	2,231
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,876,000	1,699
Extraordinary gains, net	$0	22
Net income	$1,876,000	1,703
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,876,000	1,703
Net charge-offs	$-389,000	6,179
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,871,000	1,654
2015-03-31 (YTD Data)		Rank
Total interest income	$6,650,000	977
Total interest expense	$997,000	705
Net interest income	$5,653,000	1,016
Provision for loan and lease losses	$0	3,703
Total noninterest income	$2,651,000	639
Gross Fiduciary activities income	$744,000	279
Service charges on deposit accounts	$403,000	784
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,504,000	681
Total noninterest expense	$7,795,000	675
Salaries and employee benefits	$4,454,000	651
Premises and equipment expense	$1,271,000	519
Additional noninterest expense	$2,070,000	789
Pre-tax net operating income	$509,000	2,988
Securities gains (losses)	$5,000	1,653
Applicable income taxes	$0	4,400
Income before extraordinary items	$514,000	2,671
Extraordinary gains, net	$0	13
Net income	$514,000	2,674
Minority interest net income	$0	64
Net income of bank and minority interests.	$514,000	2,674
Net charge-offs	$-24,000	5,740
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$509,000	2,610
2014-12-31 (YTD Data)		Rank
Total interest income	$26,918,000	940
Total interest expense	$4,230,000	684
Net interest income	$22,688,000	987
Provision for loan and lease losses	$-3,000,000	6,446
Total noninterest income	$11,166,000	594
Gross Fiduciary activities income	$3,136,000	267
Service charges on deposit accounts	$1,720,000	783
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,310,000	639
Total noninterest expense	$32,178,000	643
Salaries and employee benefits	$17,469,000	630
Premises and equipment expense	$5,948,000	438
Additional noninterest expense	$8,761,000	749
Pre-tax net operating income	$4,676,000	1,617
Securities gains (losses)	$64,000	1,567
Applicable income taxes	$-108,000	6,272
Income before extraordinary items	$4,848,000	1,341
Extraordinary gains, net	$0	17
Net income	$4,848,000	1,341
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,848,000	1,340
Net charge-offs	$608,000	1,285
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,784,000	1,326
2014-09-30 (YTD Data)		Rank
Total interest income	$20,054,000	958
Total interest expense	$3,177,000	683
Net interest income	$16,877,000	1,001
Provision for loan and lease losses	$-1,500,000	6,499
Total noninterest income	$8,565,000	583
Gross Fiduciary activities income	$2,331,000	270
Service charges on deposit accounts	$1,304,000	781
Trading account gains and fees	$0	174
Additional Noninterest Income	$4,930,000	621
Total noninterest expense	$23,881,000	649
Salaries and employee benefits	$13,016,000	630
Premises and equipment expense	$4,473,000	437
Additional noninterest expense	$6,392,000	774
Pre-tax net operating income	$3,061,000	1,814
Securities gains (losses)	$0	2,980
Applicable income taxes	$10,000	4,197
Income before extraordinary items	$3,051,000	1,554
Extraordinary gains, net	$0	15
Net income	$3,051,000	1,554
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,051,000	1,554
Net charge-offs	$170,000	2,172
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,051,000	1,528
2014-06-30 (YTD Data)		Rank
Total interest income	$13,347,000	946
Total interest expense	$2,164,000	678
Net interest income	$11,183,000	998
Provision for loan and lease losses	$0	4,196
Total noninterest income	$5,803,000	574
Gross Fiduciary activities income	$1,560,000	268
Service charges on deposit accounts	$885,000	758
Trading account gains and fees	$0	172
Additional Noninterest Income	$3,358,000	601
Total noninterest expense	$16,104,000	641
Salaries and employee benefits	$8,636,000	631
Premises and equipment expense	$3,027,000	429
Additional noninterest expense	$4,441,000	738
Pre-tax net operating income	$882,000	3,193
Securities gains (losses)	$0	2,580
Applicable income taxes	$10,000	4,090
Income before extraordinary items	$872,000	2,920
Extraordinary gains, net	$0	20
Net income	$872,000	2,926
Minority interest net income	$0	80
Net income of bank and minority interests.	$872,000	2,926
Net charge-offs	$-351,000	6,524
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$872,000	2,859
2014-03-31 (YTD Data)		Rank
Total interest income	$6,758,000	941
Total interest expense	$1,125,000	659
Net interest income	$5,633,000	981
Provision for loan and lease losses	$0	3,817
Total noninterest income	$3,048,000	543
Gross Fiduciary activities income	$790,000	267
Service charges on deposit accounts	$440,000	743
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,818,000	547
Total noninterest expense	$8,175,000	630
Salaries and employee benefits	$4,288,000	643
Premises and equipment expense	$1,533,000	433
Additional noninterest expense	$2,354,000	701
Pre-tax net operating income	$506,000	2,866
Securities gains (losses)	$0	1,715
Applicable income taxes	$10,000	3,818
Income before extraordinary items	$496,000	2,583
Extraordinary gains, net	$0	16
Net income	$496,000	2,586
Minority interest net income	$0	66
Net income of bank and minority interests.	$496,000	2,586
Net charge-offs	$-184,000	6,582
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$496,000	2,538
2013-12-31 (YTD Data)		Rank
Total interest income	$28,671,000	871
Total interest expense	$6,108,000	516
Net interest income	$22,563,000	960
Provision for loan and lease losses	$-9,996,000	6,792
Total noninterest income	$7,900,000	809
Gross Fiduciary activities income	$2,731,000	277
Service charges on deposit accounts	$1,994,000	698
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,175,000	1,110
Total noninterest expense	$32,799,000	636
Salaries and employee benefits	$17,525,000	623
Premises and equipment expense	$5,728,000	443
Additional noninterest expense	$9,546,000	733
Pre-tax net operating income	$7,660,000	998
Securities gains (losses)	$0	3,182
Applicable income taxes	$-820,000	6,674
Income before extraordinary items	$8,480,000	755
Extraordinary gains, net	$0	29
Net income	$8,480,000	755
Minority interest net income	$0	90
Net income of bank and minority interests.	$8,480,000	756
Net charge-offs	$-1,745,000	6,801
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$8,480,000	730
2013-09-30 (YTD Data)		Rank
Total interest income	$21,736,000	866
Total interest expense	$4,758,000	513
Net interest income	$16,978,000	964
Provision for loan and lease losses	$-7,997,000	6,872
Total noninterest income	$7,017,000	729
Gross Fiduciary activities income	$1,965,000	280
Service charges on deposit accounts	$1,508,000	688
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,544,000	866
Total noninterest expense	$24,650,000	633
Salaries and employee benefits	$13,121,000	628
Premises and equipment expense	$4,271,000	446
Additional noninterest expense	$7,258,000	723
Pre-tax net operating income	$7,342,000	801
Securities gains (losses)	$0	3,040
Applicable income taxes	$143,000	3,057
Income before extraordinary items	$7,199,000	679
Extraordinary gains, net	$0	25
Net income	$7,199,000	680
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,199,000	681
Net charge-offs	$-2,064,000	6,879
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$7,199,000	649
2013-06-30 (YTD Data)		Rank
Total interest income	$14,564,000	856
Total interest expense	$3,278,000	510
Net interest income	$11,286,000	951
Provision for loan and lease losses	$3,000	4,712
Total noninterest income	$5,302,000	658
Gross Fiduciary activities income	$1,287,000	281
Service charges on deposit accounts	$1,010,000	667
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,005,000	725
Total noninterest expense	$16,304,000	639
Salaries and employee benefits	$8,756,000	624
Premises and equipment expense	$2,841,000	445
Additional noninterest expense	$4,707,000	727
Pre-tax net operating income	$281,000	4,939
Securities gains (losses)	$0	2,791
Applicable income taxes	$143,000	2,739
Income before extraordinary items	$138,000	5,616
Extraordinary gains, net	$0	22
Net income	$138,000	5,618
Minority interest net income	$0	82
Net income of bank and minority interests.	$138,000	5,618
Net charge-offs	$-1,715,000	6,930
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$138,000	5,516
2013-03-31 (YTD Data)		Rank
Total interest income	$7,392,000	848
Total interest expense	$1,676,000	516
Net interest income	$5,716,000	937
Provision for loan and lease losses	$0	4,409
Total noninterest income	$2,774,000	641
Gross Fiduciary activities income	$658,000	277
Service charges on deposit accounts	$504,000	657
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,612,000	706
Total noninterest expense	$8,046,000	658
Salaries and employee benefits	$4,300,000	645
Premises and equipment expense	$1,447,000	446
Additional noninterest expense	$2,299,000	743
Pre-tax net operating income	$444,000	3,105
Securities gains (losses)	$0	1,966
Applicable income taxes	$19,000	3,634
Income before extraordinary items	$425,000	2,922
Extraordinary gains, net	$0	10
Net income	$425,000	2,922
Minority interest net income	$0	76
Net income of bank and minority interests.	$425,000	2,924
Net charge-offs	$713,000	603
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$425,000	2,832
2012-12-31 (YTD Data)		Rank
Total interest income	$35,873,000	728
Total interest expense	$9,895,000	406
Net interest income	$25,978,000	825
Provision for loan and lease losses	$0	5,905
Total noninterest income	$5,999,000	1,005
Gross Fiduciary activities income	$2,384,000	278
Service charges on deposit accounts	$2,283,000	625
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,332,000	1,995
Total noninterest expense	$35,477,000	591
Salaries and employee benefits	$17,584,000	599
Premises and equipment expense	$5,638,000	441
Additional noninterest expense	$12,255,000	587
Pre-tax net operating income	$-3,500,000	6,905
Securities gains (losses)	$1,294,000	405
Applicable income taxes	$77,000	3,677
Income before extraordinary items	$-2,283,000	6,855
Extraordinary gains, net	$0	29
Net income	$-2,283,000	6,852
Minority interest net income	$0	93
Net income of bank and minority interests.	$-2,283,000	6,853
Net charge-offs	$3,352,000	792
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-3,577,000	6,905
2012-09-30 (YTD Data)		Rank
Total interest income	$27,618,000	723
Total interest expense	$8,025,000	394
Net interest income	$19,593,000	831
Provision for loan and lease losses	$0	5,790
Total noninterest income	$5,645,000	830
Gross Fiduciary activities income	$1,757,000	283
Service charges on deposit accounts	$1,722,000	624
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,166,000	1,192
Total noninterest expense	$25,763,000	605
Salaries and employee benefits	$13,628,000	580
Premises and equipment expense	$4,258,000	436
Additional noninterest expense	$7,877,000	667
Pre-tax net operating income	$-525,000	6,699
Securities gains (losses)	$1,294,000	308
Applicable income taxes	$-37,000	6,830
Income before extraordinary items	$806,000	3,849
Extraordinary gains, net	$0	20
Net income	$806,000	3,849
Minority interest net income	$0	86
Net income of bank and minority interests.	$806,000	3,850
Net charge-offs	$1,041,000	1,421
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-488,000	6,693
2012-06-30 (YTD Data)		Rank
Total interest income	$18,813,000	719
Total interest expense	$5,778,000	379
Net interest income	$13,035,000	837
Provision for loan and lease losses	$0	5,619
Total noninterest income	$3,407,000	890
Gross Fiduciary activities income	$1,172,000	282
Service charges on deposit accounts	$1,157,000	614
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,078,000	1,443
Total noninterest expense	$17,268,000	600
Salaries and employee benefits	$9,143,000	572
Premises and equipment expense	$2,837,000	436
Additional noninterest expense	$5,288,000	663
Pre-tax net operating income	$-826,000	6,926
Securities gains (losses)	$1,294,000	214
Applicable income taxes	$175,000	2,571
Income before extraordinary items	$293,000	4,851
Extraordinary gains, net	$0	19
Net income	$293,000	4,854
Minority interest net income	$0	84
Net income of bank and minority interests.	$293,000	4,854
Net charge-offs	$1,045,000	1,099
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-535,160	6,849
2012-03-31 (YTD Data)		Rank
Total interest income	$9,747,000	690
Total interest expense	$3,071,000	370
Net interest income	$6,676,000	823
Provision for loan and lease losses	$325,000	1,413
Total noninterest income	$1,930,000	803
Gross Fiduciary activities income	$592,000	283
Service charges on deposit accounts	$582,000	610
Trading account gains and fees	$0	148
Additional Noninterest Income	$756,000	1,121
Total noninterest expense	$8,602,000	592
Salaries and employee benefits	$4,501,000	577
Premises and equipment expense	$1,424,000	435
Additional noninterest expense	$2,677,000	644
Pre-tax net operating income	$-321,000	6,956
Securities gains (losses)	$796,000	176
Applicable income taxes	$62,000	2,866
Income before extraordinary items	$413,000	2,986
Extraordinary gains, net	$0	19
Net income	$413,000	2,989
Minority interest net income	$0	78
Net income of bank and minority interests.	$413,000	2,990
Net charge-offs	$848,000	756
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-279,520	6,939
2011-12-31 (YTD Data)		Rank
Total interest income	$47,059,000	584
Total interest expense	$15,213,000	364
Net interest income	$31,846,000	676
Provision for loan and lease losses	$28,805,000	173
Total noninterest income	$3,342,000	1,385
Gross Fiduciary activities income	$2,362,000	240
Service charges on deposit accounts	$2,741,000	543
Trading account gains and fees	$0	146
Additional Noninterest Income	$-1,761,000	7,254
Total noninterest expense	$36,907,000	552
Salaries and employee benefits	$17,546,000	553
Premises and equipment expense	$5,772,000	450
Additional noninterest expense	$13,589,000	538
Pre-tax net operating income	$-30,524,000	7,326
Securities gains (losses)	$1,800,000	265
Applicable income taxes	$1,062,000	1,288
Income before extraordinary items	$-29,786,000	7,326
Extraordinary gains, net	$0	29
Net income	$-29,786,000	7,327
Minority interest net income	$0	96
Net income of bank and minority interests.	$-29,786,000	7,326
Net charge-offs	$33,276,000	164
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$-74,000	7,293
Net operating income	$-31,586,000	7,323
2011-09-30 (YTD Data)		Rank
Total interest income	$36,515,000	574
Total interest expense	$11,674,000	371
Net interest income	$24,841,000	654
Provision for loan and lease losses	$26,794,000	139
Total noninterest income	$72,000	6,559
Gross Fiduciary activities income	$1,814,000	236
Service charges on deposit accounts	$2,085,000	543
Trading account gains and fees	$0	145
Additional Noninterest Income	$-3,827,000	7,416
Total noninterest expense	$29,124,000	527
Salaries and employee benefits	$13,272,000	552
Premises and equipment expense	$4,381,000	446
Additional noninterest expense	$11,471,000	488
Pre-tax net operating income	$-31,005,000	7,423
Securities gains (losses)	$966,000	371
Applicable income taxes	$-1,166,000	7,317
Income before extraordinary items	$-28,873,000	7,419
Extraordinary gains, net	$0	21
Net income	$-28,873,000	7,418
Minority interest net income	$0	87
Net income of bank and minority interests.	$-28,873,000	7,418
Net charge-offs	$26,785,000	154
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-29,800,360	7,416
2011-06-30 (YTD Data)		Rank
Total interest income	$25,133,000	558
Total interest expense	$7,951,000	382
Net interest income	$17,182,000	634
Provision for loan and lease losses	$20,941,000	132
Total noninterest income	$1,494,000	1,480
Gross Fiduciary activities income	$1,240,000	233
Service charges on deposit accounts	$1,379,000	539
Trading account gains and fees	$0	153
Additional Noninterest Income	$-1,125,000	7,443
Total noninterest expense	$19,298,000	531
Salaries and employee benefits	$8,806,000	554
Premises and equipment expense	$2,968,000	446
Additional noninterest expense	$7,524,000	503
Pre-tax net operating income	$-21,563,000	7,489
Securities gains (losses)	$7,000	2,466
Applicable income taxes	$-883,000	7,400
Income before extraordinary items	$-20,673,000	7,480
Extraordinary gains, net	$0	15
Net income	$-20,673,000	7,480
Minority interest net income	$0	89
Net income of bank and minority interests.	$-20,673,000	7,480
Net charge-offs	$19,870,000	152
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-20,679,720	7,480
2011-03-31 (YTD Data)		Rank
Total interest income	$13,275,000	528
Total interest expense	$4,033,000	393
Net interest income	$9,242,000	589
Provision for loan and lease losses	$7,436,000	177
Total noninterest income	$2,131,000	698
Gross Fiduciary activities income	$621,000	233
Service charges on deposit accounts	$707,000	521
Trading account gains and fees	$0	158
Additional Noninterest Income	$803,000	964
Total noninterest expense	$9,840,000	523
Salaries and employee benefits	$4,436,000	556
Premises and equipment expense	$1,513,000	448
Additional noninterest expense	$3,891,000	487
Pre-tax net operating income	$-5,903,000	7,512
Securities gains (losses)	$4,000	1,490
Applicable income taxes	$-250,000	7,405
Income before extraordinary items	$-5,649,000	7,503
Extraordinary gains, net	$0	9
Net income	$-5,649,000	7,503
Minority interest net income	$0	86
Net income of bank and minority interests.	$-5,649,000	7,503
Net charge-offs	$9,609,000	163
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-5,652,840	7,505
2010-12-31 (YTD Data)		Rank
Total interest income	$62,988,000	472
Total interest expense	$17,381,000	453
Net interest income	$45,607,000	473
Provision for loan and lease losses	$34,838,000	234
Total noninterest income	$2,792,000	1,632
Gross Fiduciary activities income	$2,322,000	233
Service charges on deposit accounts	$3,354,000	453
Trading account gains and fees	$0	175
Additional Noninterest Income	$-2,884,000	7,597
Total noninterest expense	$73,536,000	296
Salaries and employee benefits	$18,336,000	535
Premises and equipment expense	$6,012,000	439
Additional noninterest expense	$49,188,000	203
Pre-tax net operating income	$-59,975,000	7,613
Securities gains (losses)	$3,459,000	152
Applicable income taxes	$-944,000	7,303
Income before extraordinary items	$-55,572,000	7,611
Extraordinary gains, net	$0	29
Net income	$-55,572,000	7,611
Minority interest net income	$0	111
Net income of bank and minority interests.	$-55,572,000	7,611
Net charge-offs	$24,948,000	284
Cash dividends	$900,000	1,609
Sale, conversion, retirement of capital stock, net	$-15,000	7,577
Net operating income	$-58,961,820	7,610
2010-09-30 (YTD Data)		Rank
Total interest income	$48,748,000	457
Total interest expense	$13,099,000	469
Net interest income	$35,649,000	459
Provision for loan and lease losses	$33,310,000	193
Total noninterest income	$8,790,000	555
Gross Fiduciary activities income	$1,756,000	229
Service charges on deposit accounts	$2,590,000	444
Trading account gains and fees	$0	165
Additional Noninterest Income	$4,444,000	622
Total noninterest expense	$63,440,000	254
Salaries and employee benefits	$13,674,000	525
Premises and equipment expense	$4,621,000	424
Additional noninterest expense	$45,145,000	170
Pre-tax net operating income	$-52,311,000	7,725
Securities gains (losses)	$3,422,000	122
Applicable income taxes	$-996,000	7,497
Income before extraordinary items	$-47,893,000	7,721
Extraordinary gains, net	$0	23
Net income	$-47,893,000	7,721
Minority interest net income	$0	110
Net income of bank and minority interests.	$-47,893,000	7,721
Net charge-offs	$15,338,000	315
Cash dividends	$900,000	1,140
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-51,246,560	7,726
2010-06-30 (YTD Data)		Rank
Total interest income	$33,731,000	452
Total interest expense	$8,846,000	479
Net interest income	$24,885,000	445
Provision for loan and lease losses	$26,054,000	174
Total noninterest income	$5,702,000	562
Gross Fiduciary activities income	$1,211,000	227
Service charges on deposit accounts	$1,731,000	439
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,760,000	630
Total noninterest expense	$18,133,000	561
Salaries and employee benefits	$8,987,000	529
Premises and equipment expense	$3,129,000	419
Additional noninterest expense	$6,017,000	603
Pre-tax net operating income	$-13,600,000	7,718
Securities gains (losses)	$2,354,000	121
Applicable income taxes	$-435,000	7,460
Income before extraordinary items	$-10,811,000	7,700
Extraordinary gains, net	$0	19
Net income	$-10,811,000	7,700
Minority interest net income	$0	105
Net income of bank and minority interests.	$-10,811,000	7,700
Net charge-offs	$14,145,000	256
Cash dividends	$900,000	798
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-13,070,840	7,714
2010-03-31 (YTD Data)		Rank
Total interest income	$18,103,000	442
Total interest expense	$4,555,000	490
Net interest income	$13,548,000	410
Provision for loan and lease losses	$5,601,000	339
Total noninterest income	$2,845,000	551
Gross Fiduciary activities income	$590,000	230
Service charges on deposit accounts	$841,000	449
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,414,000	614
Total noninterest expense	$8,996,000	568
Salaries and employee benefits	$4,656,000	522
Premises and equipment expense	$1,636,000	416
Additional noninterest expense	$2,704,000	683
Pre-tax net operating income	$1,796,000	756
Securities gains (losses)	$2,354,000	72
Applicable income taxes	$294,000	1,070
Income before extraordinary items	$3,856,000	282
Extraordinary gains, net	$0	16
Net income	$3,856,000	284
Minority interest net income	$0	91
Net income of bank and minority interests.	$3,856,000	284
Net charge-offs	$76,000	3,350
Cash dividends	$900,000	379
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,666,780	650
2009-12-31 (YTD Data)		Rank
Total interest income	$77,949,000	431
Total interest expense	$23,593,000	473
Net interest income	$54,356,000	403
Provision for loan and lease losses	$25,475,000	413
Total noninterest income	$8,133,000	756
Gross Fiduciary activities income	$2,310,000	226
Service charges on deposit accounts	$4,007,000	416
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,816,000	1,471
Total noninterest expense	$39,050,000	546
Salaries and employee benefits	$19,585,000	494
Premises and equipment expense	$6,819,000	395
Additional noninterest expense	$12,646,000	644
Pre-tax net operating income	$-2,036,000	6,640
Securities gains (losses)	$4,509,000	134
Applicable income taxes	$551,000	1,458
Income before extraordinary items	$1,922,000	1,748
Extraordinary gains, net	$0	34
Net income	$1,922,000	1,747
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,922,000	1,748
Net charge-offs	$20,348,000	409
Cash dividends	$5,012,000	344
Sale, conversion, retirement of capital stock, net	$27,000	1,170
Net operating income	$-1,595,020	6,599
2009-09-30 (YTD Data)		Rank
Total interest income	$59,154,000	441
Total interest expense	$18,479,000	486
Net interest income	$40,675,000	409
Provision for loan and lease losses	$18,307,000	417
Total noninterest income	$7,864,000	627
Gross Fiduciary activities income	$1,679,000	228
Service charges on deposit accounts	$3,022,000	414
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,163,000	826
Total noninterest expense	$29,973,000	537
Salaries and employee benefits	$15,481,000	478
Premises and equipment expense	$5,191,000	397
Additional noninterest expense	$9,301,000	620
Pre-tax net operating income	$259,000	4,688
Securities gains (losses)	$4,499,000	115
Applicable income taxes	$584,000	1,271
Income before extraordinary items	$4,174,000	644
Extraordinary gains, net	$0	27
Net income	$4,174,000	645
Minority interest net income	$0	118
Net income of bank and minority interests.	$4,174,000	646
Net charge-offs	$14,429,000	392
Cash dividends	$3,712,000	337
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$214,880	4,716
2009-06-30 (YTD Data)		Rank
Total interest income	$39,166,000	451
Total interest expense	$12,775,000	501
Net interest income	$26,391,000	421
Provision for loan and lease losses	$10,203,000	438
Total noninterest income	$5,906,000	590
Gross Fiduciary activities income	$1,081,000	234
Service charges on deposit accounts	$2,006,000	415
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,819,000	673
Total noninterest expense	$19,807,000	556
Salaries and employee benefits	$10,568,000	471
Premises and equipment expense	$3,507,000	403
Additional noninterest expense	$5,732,000	676
Pre-tax net operating income	$2,287,000	998
Securities gains (losses)	$3,474,000	117
Applicable income taxes	$497,000	1,098
Income before extraordinary items	$5,264,000	335
Extraordinary gains, net	$0	21
Net income	$5,264,000	332
Minority interest net income	$0	112
Net income of bank and minority interests.	$5,264,000	334
Net charge-offs	$8,130,000	432
Cash dividends	$3,012,000	281
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,102,660	865
2009-03-31 (YTD Data)		Rank
Total interest income	$19,557,000	458
Total interest expense	$6,690,000	496
Net interest income	$12,867,000	425
Provision for loan and lease losses	$4,022,000	471
Total noninterest income	$2,261,000	682
Gross Fiduciary activities income	$536,000	240
Service charges on deposit accounts	$1,001,000	407
Trading account gains and fees	$0	171
Additional Noninterest Income	$724,000	1,092
Total noninterest expense	$9,902,000	525
Salaries and employee benefits	$5,611,000	447
Premises and equipment expense	$1,810,000	390
Additional noninterest expense	$2,481,000	686
Pre-tax net operating income	$1,204,000	1,059
Securities gains (losses)	$2,018,000	113
Applicable income taxes	$182,000	1,552
Income before extraordinary items	$3,040,000	326
Extraordinary gains, net	$0	15
Net income	$3,040,000	327
Minority interest net income	$0	102
Net income of bank and minority interests.	$3,040,000	328
Net charge-offs	$2,594,000	503
Cash dividends	$1,662,000	261
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,143,080	872
2008-12-31 (YTD Data)		Rank
Total interest income	$89,569,000	438
Total interest expense	$36,190,000	447
Net interest income	$53,379,000	420
Provision for loan and lease losses	$25,830,000	308
Total noninterest income	$10,434,000	567
Gross Fiduciary activities income	$2,607,000	224
Service charges on deposit accounts	$4,525,000	386
Trading account gains and fees	$0	154
Additional Noninterest Income	$3,302,000	895
Total noninterest expense	$37,141,000	542
Salaries and employee benefits	$20,020,000	484
Premises and equipment expense	$7,004,000	392
Additional noninterest expense	$10,117,000	673
Pre-tax net operating income	$842,000	4,077
Securities gains (losses)	$1,310,000	174
Applicable income taxes	$404,000	2,071
Income before extraordinary items	$1,748,000	2,244
Extraordinary gains, net	$0	39
Net income	$1,748,000	2,245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,410,000	275
Cash dividends	$4,325,000	643
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$686,900	4,115
2008-09-30 (YTD Data)		Rank
Total interest income	$68,072,000	446
Total interest expense	$28,385,000	452
Net interest income	$39,687,000	435
Provision for loan and lease losses	$15,189,000	295
Total noninterest income	$9,000,000	541
Gross Fiduciary activities income	$2,047,000	226
Service charges on deposit accounts	$3,272,000	407
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,681,000	709
Total noninterest expense	$28,483,000	525
Salaries and employee benefits	$15,769,000	476
Premises and equipment expense	$5,238,000	403
Additional noninterest expense	$7,476,000	645
Pre-tax net operating income	$5,015,000	1,012
Securities gains (losses)	$1,042,000	175
Applicable income taxes	$599,000	1,681
Income before extraordinary items	$5,458,000	660
Extraordinary gains, net	$0	31
Net income	$5,458,000	659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,184,000	253
Cash dividends	$3,525,000	628
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,520,200	862
2008-06-30 (YTD Data)		Rank
Total interest income	$45,761,000	451
Total interest expense	$19,713,000	451
Net interest income	$26,048,000	443
Provision for loan and lease losses	$10,030,000	269
Total noninterest income	$6,116,000	555
Gross Fiduciary activities income	$1,392,000	227
Service charges on deposit accounts	$2,189,000	397
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,535,000	708
Total noninterest expense	$19,060,000	529
Salaries and employee benefits	$10,883,000	466
Premises and equipment expense	$3,476,000	407
Additional noninterest expense	$4,701,000	661
Pre-tax net operating income	$3,074,000	1,154
Securities gains (losses)	$1,041,000	180
Applicable income taxes	$513,000	1,570
Income before extraordinary items	$3,602,000	759
Extraordinary gains, net	$0	21
Net income	$3,602,000	758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,829,000	268
Cash dividends	$2,625,000	619
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,685,920	1,008
2008-03-31 (YTD Data)		Rank
Total interest income	$23,837,000	446
Total interest expense	$11,108,000	425
Net interest income	$12,729,000	450
Provision for loan and lease losses	$3,726,000	264
Total noninterest income	$2,904,000	572
Gross Fiduciary activities income	$684,000	234
Service charges on deposit accounts	$1,105,000	386
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,115,000	794
Total noninterest expense	$9,497,000	523
Salaries and employee benefits	$5,580,000	459
Premises and equipment expense	$1,790,000	403
Additional noninterest expense	$2,127,000	692
Pre-tax net operating income	$2,410,000	791
Securities gains (losses)	$37,000	1,259
Applicable income taxes	$430,000	1,137
Income before extraordinary items	$2,017,000	751
Extraordinary gains, net	$0	15
Net income	$2,017,000	752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	1,573
Cash dividends	$1,150,000	649
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,986,660	730
2007-12-31 (YTD Data)		Rank
Total interest income	$103,226,000	425
Total interest expense	$55,593,000	388
Net interest income	$47,633,000	481
Provision for loan and lease losses	$4,572,000	439
Total noninterest income	$11,575,000	554
Gross Fiduciary activities income	$2,375,000	251
Service charges on deposit accounts	$4,013,000	432
Trading account gains and fees	$0	178
Additional Noninterest Income	$5,187,000	662
Total noninterest expense	$35,573,000	531
Salaries and employee benefits	$20,773,000	469
Premises and equipment expense	$6,390,000	417
Additional noninterest expense	$8,410,000	679
Pre-tax net operating income	$19,063,000	486
Securities gains (losses)	$9,000	1,380
Applicable income taxes	$6,297,000	457
Income before extraordinary items	$12,775,000	516
Extraordinary gains, net	$0	39
Net income	$12,775,000	513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,439,000	415
Cash dividends	$6,566,000	589
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$12,768,970	512
2007-09-30 (YTD Data)		Rank
Total interest income	$77,343,000	428
Total interest expense	$41,717,000	392
Net interest income	$35,626,000	482
Provision for loan and lease losses	$1,942,000	532
Total noninterest income	$8,747,000	551
Gross Fiduciary activities income	$1,717,000	253
Service charges on deposit accounts	$2,948,000	433
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,082,000	643
Total noninterest expense	$26,257,000	531
Salaries and employee benefits	$15,666,000	474
Premises and equipment expense	$4,767,000	418
Additional noninterest expense	$5,824,000	729
Pre-tax net operating income	$16,174,000	468
Securities gains (losses)	$9,000	1,036
Applicable income taxes	$5,838,000	425
Income before extraordinary items	$10,345,000	523
Extraordinary gains, net	$0	33
Net income	$10,345,000	521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,055,000	625
Cash dividends	$2,350,000	1,078
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$10,339,240	518
2007-06-30 (YTD Data)		Rank
Total interest income	$51,315,000	443
Total interest expense	$27,498,000	400
Net interest income	$23,817,000	497
Provision for loan and lease losses	$1,085,000	551
Total noninterest income	$5,878,000	566
Gross Fiduciary activities income	$1,203,000	258
Service charges on deposit accounts	$1,902,000	457
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,773,000	649
Total noninterest expense	$17,367,000	549
Salaries and employee benefits	$10,300,000	498
Premises and equipment expense	$3,114,000	439
Additional noninterest expense	$3,953,000	719
Pre-tax net operating income	$11,243,000	483
Securities gains (losses)	$8,000	912
Applicable income taxes	$4,060,000	449
Income before extraordinary items	$7,191,000	537
Extraordinary gains, net	$0	29
Net income	$7,191,000	536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	1,256
Cash dividends	$1,350,000	1,214
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$7,185,880	526
2007-03-31 (YTD Data)		Rank
Total interest income	$25,426,000	442
Total interest expense	$13,401,000	400
Net interest income	$12,025,000	487
Provision for loan and lease losses	$187,000	1,231
Total noninterest income	$2,829,000	577
Gross Fiduciary activities income	$583,000	259
Service charges on deposit accounts	$906,000	462
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,340,000	657
Total noninterest expense	$8,653,000	551
Salaries and employee benefits	$5,167,000	492
Premises and equipment expense	$1,557,000	444
Additional noninterest expense	$1,929,000	720
Pre-tax net operating income	$6,014,000	466
Securities gains (losses)	$-1,000	7,986
Applicable income taxes	$2,172,000	425
Income before extraordinary items	$3,841,000	504
Extraordinary gains, net	$0	22
Net income	$3,841,000	503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-328,000	8,601
Cash dividends	$200,000	2,393
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$3,841,640	493
2006-12-31 (YTD Data)		Rank
Total interest income	$88,215,000	469
Total interest expense	$42,776,000	425
Net interest income	$45,439,000	504
Provision for loan and lease losses	$2,329,000	492
Total noninterest income	$9,798,000	623
Gross Fiduciary activities income	$1,931,000	276
Service charges on deposit accounts	$3,326,000	517
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,541,000	724
Total noninterest expense	$30,597,000	590
Salaries and employee benefits	$18,158,000	522
Premises and equipment expense	$5,481,000	467
Additional noninterest expense	$6,958,000	779
Pre-tax net operating income	$22,311,000	499
Securities gains (losses)	$0	1,687
Applicable income taxes	$7,943,000	459
Income before extraordinary items	$14,368,000	546
Extraordinary gains, net	$0	51
Net income	$14,368,000	545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,524,000	481
Cash dividends	$3,000,000	1,116
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$14,368,000	537
2006-09-30 (YTD Data)		Rank
Total interest income	$57,535,000	544
Total interest expense	$27,190,000	488
Net interest income	$30,345,000	582
Provision for loan and lease losses	$1,730,000	464
Total noninterest income	$7,224,000	645
Gross Fiduciary activities income	$1,436,000	276
Service charges on deposit accounts	$2,390,000	539
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,398,000	741
Total noninterest expense	$20,327,000	667
Salaries and employee benefits	$12,417,000	588
Premises and equipment expense	$3,528,000	545
Additional noninterest expense	$4,382,000	911
Pre-tax net operating income	$15,512,000	546
Securities gains (losses)	$0	1,388
Applicable income taxes	$5,506,000	501
Income before extraordinary items	$10,006,000	603
Extraordinary gains, net	$0	45
Net income	$10,006,000	603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$776,000	567
Cash dividends	$1,700,000	1,304
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$10,006,000	591
2006-06-30 (YTD Data)		Rank
Total interest income	$36,904,000	551
Total interest expense	$17,085,000	489
Net interest income	$19,819,000	593
Provision for loan and lease losses	$1,051,000	485
Total noninterest income	$4,845,000	639
Gross Fiduciary activities income	$937,000	286
Service charges on deposit accounts	$1,572,000	542
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,336,000	714
Total noninterest expense	$13,427,000	681
Salaries and employee benefits	$8,257,000	591
Premises and equipment expense	$2,337,000	553
Additional noninterest expense	$2,833,000	946
Pre-tax net operating income	$10,186,000	552
Securities gains (losses)	$0	1,185
Applicable income taxes	$3,630,000	507
Income before extraordinary items	$6,556,000	612
Extraordinary gains, net	$0	39
Net income	$6,556,000	610
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$624,000	486
Cash dividends	$1,700,000	939
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$6,556,000	600
2006-03-31 (YTD Data)		Rank
Total interest income	$17,816,000	554
Total interest expense	$7,939,000	490
Net interest income	$9,877,000	592
Provision for loan and lease losses	$465,000	518
Total noninterest income	$2,396,000	631
Gross Fiduciary activities income	$461,000	288
Service charges on deposit accounts	$762,000	538
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,173,000	714
Total noninterest expense	$6,769,000	666
Salaries and employee benefits	$4,205,000	585
Premises and equipment expense	$1,172,000	544
Additional noninterest expense	$1,392,000	959
Pre-tax net operating income	$5,039,000	552
Securities gains (losses)	$0	955
Applicable income taxes	$1,771,000	506
Income before extraordinary items	$3,268,000	605
Extraordinary gains, net	$0	21
Net income	$3,268,000	604
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	730
Cash dividends	$500,000	1,312
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$3,268,000	591
2005-12-31 (YTD Data)		Rank
Total interest income	$59,566,000	573
Total interest expense	$23,389,000	513
Net interest income	$36,177,000	605
Provision for loan and lease losses	$2,072,000	530
Total noninterest income	$9,263,000	657
Gross Fiduciary activities income	$1,673,000	306
Service charges on deposit accounts	$3,277,000	514
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,313,000	755
Total noninterest expense	$23,881,000	721
Salaries and employee benefits	$14,639,000	619
Premises and equipment expense	$4,196,000	580
Additional noninterest expense	$5,046,000	1,030
Pre-tax net operating income	$19,487,000	548
Securities gains (losses)	$-38,000	8,084
Applicable income taxes	$6,811,000	508
Income before extraordinary items	$12,638,000	591
Extraordinary gains, net	$0	46
Net income	$12,638,000	592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,271,000	565
Cash dividends	$2,450,000	1,247
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$12,662,700	580
2005-09-30 (YTD Data)		Rank
Total interest income	$42,477,000	579
Total interest expense	$16,244,000	517
Net interest income	$26,233,000	614
Provision for loan and lease losses	$1,550,000	490
Total noninterest income	$6,953,000	658
Gross Fiduciary activities income	$1,231,000	303
Service charges on deposit accounts	$2,514,000	510
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,208,000	764
Total noninterest expense	$17,610,000	717
Salaries and employee benefits	$10,664,000	634
Premises and equipment expense	$3,104,000	585
Additional noninterest expense	$3,842,000	997
Pre-tax net operating income	$14,026,000	565
Securities gains (losses)	$-38,000	8,393
Applicable income taxes	$4,883,000	531
Income before extraordinary items	$9,105,000	615
Extraordinary gains, net	$0	35
Net income	$9,105,000	615
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,251,000	425
Cash dividends	$1,400,000	1,413
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$9,129,700	596
2005-06-30 (YTD Data)		Rank
Total interest income	$26,873,000	584
Total interest expense	$9,972,000	526
Net interest income	$16,901,000	626
Provision for loan and lease losses	$1,029,000	493
Total noninterest income	$4,564,000	659
Gross Fiduciary activities income	$790,000	312
Service charges on deposit accounts	$1,609,000	515
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,165,000	759
Total noninterest expense	$11,604,000	717
Salaries and employee benefits	$7,035,000	630
Premises and equipment expense	$2,051,000	584
Additional noninterest expense	$2,518,000	1,002
Pre-tax net operating income	$8,832,000	571
Securities gains (losses)	$-38,000	8,531
Applicable income taxes	$3,072,000	542
Income before extraordinary items	$5,722,000	630
Extraordinary gains, net	$0	30
Net income	$5,722,000	630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,124,000	333
Cash dividends	$1,000,000	1,280
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$5,746,700	611
2005-03-31 (YTD Data)		Rank
Total interest income	$12,699,000	598
Total interest expense	$4,529,000	544
Net interest income	$8,170,000	635
Provision for loan and lease losses	$505,000	466
Total noninterest income	$2,160,000	668
Gross Fiduciary activities income	$377,000	316
Service charges on deposit accounts	$817,000	497
Trading account gains and fees	$0	115
Additional Noninterest Income	$966,000	803
Total noninterest expense	$5,634,000	740
Salaries and employee benefits	$3,436,000	645
Premises and equipment expense	$1,026,000	578
Additional noninterest expense	$1,172,000	1,053
Pre-tax net operating income	$4,191,000	602
Securities gains (losses)	$-38,000	8,748
Applicable income taxes	$1,449,000	570
Income before extraordinary items	$2,704,000	660
Extraordinary gains, net	$0	24
Net income	$2,704,000	660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,407
Cash dividends	$150,000	2,522
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$2,728,700	638
2004-12-31 (YTD Data)		Rank
Total interest income	$43,498,000	649
Total interest expense	$14,529,000	571
Net interest income	$28,969,000	678
Provision for loan and lease losses	$1,989,000	552
Total noninterest income	$9,145,000	653
Gross Fiduciary activities income	$1,582,000	291
Service charges on deposit accounts	$3,386,000	517
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,177,000	761
Total noninterest expense	$21,276,000	770
Salaries and employee benefits	$12,701,000	670
Premises and equipment expense	$4,069,000	556
Additional noninterest expense	$4,506,000	1,089
Pre-tax net operating income	$14,849,000	623
Securities gains (losses)	$0	3,819
Applicable income taxes	$5,116,000	592
Income before extraordinary items	$9,733,000	686
Extraordinary gains, net	$0	34
Net income	$9,733,000	687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,144,000	704
Cash dividends	$3,350,000	893
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$9,733,000	661
2004-09-30 (YTD Data)		Rank
Total interest income	$31,641,000	655
Total interest expense	$10,609,000	570
Net interest income	$21,032,000	694
Provision for loan and lease losses	$1,319,000	598
Total noninterest income	$6,745,000	669
Gross Fiduciary activities income	$1,206,000	292
Service charges on deposit accounts	$2,486,000	528
Trading account gains and fees	$0	134
Additional Noninterest Income	$3,053,000	784
Total noninterest expense	$15,720,000	767
Salaries and employee benefits	$9,160,000	694
Premises and equipment expense	$3,064,000	563
Additional noninterest expense	$3,496,000	1,054
Pre-tax net operating income	$10,738,000	642
Securities gains (losses)	$0	3,710
Applicable income taxes	$3,669,000	622
Income before extraordinary items	$7,069,000	715
Extraordinary gains, net	$0	26
Net income	$7,069,000	716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,046,000	554
Cash dividends	$2,000,000	976
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$7,069,000	689
2004-06-30 (YTD Data)		Rank
Total interest income	$20,821,000	658
Total interest expense	$7,095,000	558
Net interest income	$13,726,000	702
Provision for loan and lease losses	$832,000	615
Total noninterest income	$4,566,000	659
Gross Fiduciary activities income	$811,000	297
Service charges on deposit accounts	$1,623,000	536
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,132,000	756
Total noninterest expense	$10,389,000	773
Salaries and employee benefits	$6,094,000	691
Premises and equipment expense	$2,017,000	563
Additional noninterest expense	$2,278,000	1,078
Pre-tax net operating income	$7,071,000	644
Securities gains (losses)	$0	3,413
Applicable income taxes	$2,448,000	622
Income before extraordinary items	$4,623,000	723
Extraordinary gains, net	$0	21
Net income	$4,623,000	723
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$792,000	508
Cash dividends	$500,000	2,118
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$4,623,000	687
2004-03-31 (YTD Data)		Rank
Total interest income	$10,203,000	679
Total interest expense	$3,524,000	577
Net interest income	$6,679,000	727
Provision for loan and lease losses	$261,000	917
Total noninterest income	$2,104,000	694
Gross Fiduciary activities income	$391,000	303
Service charges on deposit accounts	$787,000	545
Trading account gains and fees	$0	121
Additional Noninterest Income	$926,000	835
Total noninterest expense	$5,137,000	785
Salaries and employee benefits	$2,959,000	727
Premises and equipment expense	$1,032,000	562
Additional noninterest expense	$1,146,000	1,068
Pre-tax net operating income	$3,385,000	658
Securities gains (losses)	$0	2,934
Applicable income taxes	$1,165,000	656
Income before extraordinary items	$2,220,000	750
Extraordinary gains, net	$0	16
Net income	$2,220,000	750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,329
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$2,220,000	700
2003-12-31 (YTD Data)		Rank
Total interest income	$39,987,000	698
Total interest expense	$14,809,000	607
Net interest income	$25,178,000	761
Provision for loan and lease losses	$814,000	1,432
Total noninterest income	$8,231,000	764
Gross Fiduciary activities income	$1,359,000	327
Service charges on deposit accounts	$3,244,000	534
Trading account gains and fees	$0	160
Additional Noninterest Income	$3,628,000	960
Total noninterest expense	$20,559,000	783
Salaries and employee benefits	$12,163,000	697
Premises and equipment expense	$3,937,000	581
Additional noninterest expense	$4,459,000	1,136
Pre-tax net operating income	$12,036,000	728
Securities gains (losses)	$0	4,500
Applicable income taxes	$4,008,000	740
Income before extraordinary items	$8,028,000	808
Extraordinary gains, net	$0	54
Net income	$8,028,000	810
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,730,000	612
Cash dividends	$1,400,000	1,827
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$8,028,000	759
2003-09-30 (YTD Data)		Rank
Total interest income	$29,816,000	722
Total interest expense	$11,250,000	625
Net interest income	$18,566,000	782
Provision for loan and lease losses	$620,000	1,367
Total noninterest income	$6,338,000	782
Gross Fiduciary activities income	$904,000	355
Service charges on deposit accounts	$2,450,000	533
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,984,000	927
Total noninterest expense	$15,476,000	790
Salaries and employee benefits	$9,200,000	710
Premises and equipment expense	$2,929,000	596
Additional noninterest expense	$3,347,000	1,136
Pre-tax net operating income	$8,808,000	768
Securities gains (losses)	$0	4,204
Applicable income taxes	$2,912,000	792
Income before extraordinary items	$5,896,000	858
Extraordinary gains, net	$0	40
Net income	$5,896,000	859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$535,000	1,103
Cash dividends	$700,000	2,172
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$5,896,000	796
2003-06-30 (YTD Data)		Rank
Total interest income	$19,803,000	734
Total interest expense	$7,684,000	632
Net interest income	$12,119,000	803
Provision for loan and lease losses	$229,000	2,290
Total noninterest income	$4,096,000	779
Gross Fiduciary activities income	$575,000	369
Service charges on deposit accounts	$1,572,000	548
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,949,000	929
Total noninterest expense	$10,243,000	795
Salaries and employee benefits	$6,144,000	709
Premises and equipment expense	$1,934,000	603
Additional noninterest expense	$2,165,000	1,160
Pre-tax net operating income	$5,743,000	778
Securities gains (losses)	$0	3,782
Applicable income taxes	$1,874,000	815
Income before extraordinary items	$3,869,000	880
Extraordinary gains, net	$0	30
Net income	$3,869,000	881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$455,000	902
Cash dividends	$700,000	1,703
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$3,869,000	805
2003-03-31 (YTD Data)		Rank
Total interest income	$9,962,000	743
Total interest expense	$3,845,000	647
Net interest income	$6,117,000	790
Provision for loan and lease losses	$48,000	3,749
Total noninterest income	$2,004,000	770
Gross Fiduciary activities income	$251,000	400
Service charges on deposit accounts	$735,000	574
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,018,000	878
Total noninterest expense	$5,103,000	796
Salaries and employee benefits	$3,115,000	698
Premises and equipment expense	$928,000	628
Additional noninterest expense	$1,060,000	1,154
Pre-tax net operating income	$2,970,000	759
Securities gains (losses)	$0	2,891
Applicable income taxes	$959,000	829
Income before extraordinary items	$2,011,000	843
Extraordinary gains, net	$0	21
Net income	$2,011,000	843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$430,000	548
Cash dividends	$700,000	914
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$2,011,000	771
2002-12-31 (YTD Data)		Rank
Total interest income	$41,877,000	726
Total interest expense	$16,672,000	680
Net interest income	$25,205,000	751
Provision for loan and lease losses	$1,531,000	932
Total noninterest income	$8,118,000	719
Gross Fiduciary activities income	$1,416,000	341
Service charges on deposit accounts	$2,852,000	570
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,850,000	839
Total noninterest expense	$21,273,000	752
Salaries and employee benefits	$12,424,000	662
Premises and equipment expense	$3,843,000	582
Additional noninterest expense	$5,006,000	995
Pre-tax net operating income	$10,519,000	827
Securities gains (losses)	$76,000	2,019
Applicable income taxes	$3,503,000	805
Income before extraordinary items	$7,092,000	882
Extraordinary gains, net	$0	70
Net income	$7,092,000	880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,120,000	861
Cash dividends	$435,000	3,685
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$7,041,080	859
2001-12-31 (YTD Data)		Rank
Total interest income	$39,777,000	859
Total interest expense	$19,479,000	840
Net interest income	$20,298,000	868
Provision for loan and lease losses	$1,287,000	1,027
Total noninterest income	$6,010,000	859
Gross Fiduciary activities income	$1,037,000	413
Service charges on deposit accounts	$2,018,000	737
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,955,000	955
Total noninterest expense	$18,052,000	837
Salaries and employee benefits	$10,328,000	722
Premises and equipment expense	$3,425,000	638
Additional noninterest expense	$4,299,000	1,107
Pre-tax net operating income	$6,969,000	1,074
Securities gains (losses)	$492,000	618
Applicable income taxes	$2,506,000	984
Income before extraordinary items	$4,955,000	1,102
Extraordinary gains, net	$0	105
Net income	$4,955,000	1,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,017
Cash dividends	$2,350,000	1,149
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$4,630,280	1,128
2000-12-31 (YTD Data)		Rank
Total interest income	$30,461,000	1,161
Total interest expense	$16,697,000	1,059
Net interest income	$13,764,000	1,268
Provision for loan and lease losses	$597,000	1,639
Total noninterest income	$4,294,000	1,028
Gross Fiduciary activities income	$680,000	509
Service charges on deposit accounts	$1,418,000	946
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,196,000	1,067
Total noninterest expense	$11,969,000	1,164
Salaries and employee benefits	$5,859,000	1,211
Premises and equipment expense	$1,724,000	1,168
Additional noninterest expense	$4,386,000	1,074
Pre-tax net operating income	$5,492,000	1,351
Securities gains (losses)	$-79,000	9,353
Applicable income taxes	$1,851,000	1,257
Income before extraordinary items	$3,562,000	1,486
Extraordinary gains, net	$0	38
Net income	$3,562,000	1,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,482
Cash dividends	$2,995,000	976
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,614,140	1,463
1999-12-31 (YTD Data)		Rank
Total interest income	$12,630,000	2,587
Total interest expense	$6,123,000	2,405
Net interest income	$6,507,000	2,704
Provision for loan and lease losses	$120,000	4,720
Total noninterest income	$2,226,000	1,718
Gross Fiduciary activities income	$639,000	568
Service charges on deposit accounts	$708,000	1,873
Trading account gains and fees	$0	173
Additional Noninterest Income	$879,000	2,030
Total noninterest expense	$4,833,000	2,794
Salaries and employee benefits	$2,375,000	2,948
Premises and equipment expense	$570,000	3,408
Additional noninterest expense	$1,888,000	2,317
Pre-tax net operating income	$3,780,000	1,946
Securities gains (losses)	$-54,000	9,809
Applicable income taxes	$1,218,000	1,898
Income before extraordinary items	$2,508,000	2,099
Extraordinary gains, net	$0	35
Net income	$2,508,000	2,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,364
Cash dividends	$1,463,000	1,723
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,544,180	2,038
1998-12-31 (YTD Data)		Rank
Total interest income	$12,598,000	2,591
Total interest expense	$6,011,000	2,514
Net interest income	$6,587,000	2,592
Provision for loan and lease losses	$190,000	3,612
Total noninterest income	$1,979,000	1,851
Gross Fiduciary activities income	$556,000	606
Service charges on deposit accounts	$609,000	2,103
Trading account gains and fees	$0	224
Additional Noninterest Income	$814,000	2,147
Total noninterest expense	$4,675,000	2,777
Salaries and employee benefits	$2,302,000	2,938
Premises and equipment expense	$564,000	3,362
Additional noninterest expense	$1,809,000	2,306
Pre-tax net operating income	$3,701,000	1,961
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,239,000	1,935
Income before extraordinary items	$2,462,000	2,113
Extraordinary gains, net	$0	32
Net income	$2,462,000	2,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	4,482
Cash dividends	$1,800,000	1,452
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,462,000	2,048
1997-12-31 (YTD Data)		Rank
Total interest income	$11,982,000	2,733
Total interest expense	$5,581,000	2,674
Net interest income	$6,401,000	2,717
Provision for loan and lease losses	$50,000	6,616
Total noninterest income	$1,844,000	1,901
Gross Fiduciary activities income	$389,000	744
Service charges on deposit accounts	$598,000	2,200
Trading account gains and fees	$0	239
Additional Noninterest Income	$857,000	1,938
Total noninterest expense	$4,305,000	2,953
Salaries and employee benefits	$2,103,000	3,148
Premises and equipment expense	$549,000	3,419
Additional noninterest expense	$1,653,000	2,491
Pre-tax net operating income	$3,890,000	1,929
Securities gains (losses)	$-73,000	10,715
Applicable income taxes	$1,338,000	1,886
Income before extraordinary items	$2,479,000	2,127
Extraordinary gains, net	$0	44
Net income	$2,479,000	2,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-62,000	10,594
Cash dividends	$1,750,000	1,436
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,526,450	2,043
1996-12-31 (YTD Data)		Rank
Total interest income	$11,744,000	2,811
Total interest expense	$5,736,000	2,656
Net interest income	$6,008,000	2,955
Provision for loan and lease losses	$90,000	5,326
Total noninterest income	$1,671,000	2,121
Gross Fiduciary activities income	$327,000	836
Service charges on deposit accounts	$573,000	2,372
Trading account gains and fees	$0	262
Additional Noninterest Income	$771,000	2,157
Total noninterest expense	$4,366,000	3,098
Salaries and employee benefits	$2,120,000	3,155
Premises and equipment expense	$655,000	2,955
Additional noninterest expense	$1,591,000	2,983
Pre-tax net operating income	$3,223,000	2,221
Securities gains (losses)	$-23,000	10,703
Applicable income taxes	$1,110,000	2,143
Income before extraordinary items	$2,090,000	2,359
Extraordinary gains, net	$0	53
Net income	$2,090,000	2,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	10,644
Cash dividends	$1,350,000	1,710
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,104,950	2,288
1995-12-31 (YTD Data)		Rank
Total interest income	$10,517,000	3,150
Total interest expense	$5,212,000	2,926
Net interest income	$5,305,000	3,341
Provision for loan and lease losses	$6,000	8,588
Total noninterest income	$1,601,000	2,181
Gross Fiduciary activities income	$407,000	799
Service charges on deposit accounts	$517,000	2,621
Trading account gains and fees	$0	522
Additional Noninterest Income	$677,000	2,345
Total noninterest expense	$4,186,000	3,187
Salaries and employee benefits	$2,046,000	3,250
Premises and equipment expense	$797,000	2,482
Additional noninterest expense	$1,343,000	3,393
Pre-tax net operating income	$2,714,000	2,654
Securities gains (losses)	$-33,000	10,904
Applicable income taxes	$880,000	2,654
Income before extraordinary items	$1,801,000	2,742
Extraordinary gains, net	$0	65
Net income	$1,801,000	2,742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,295
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,823,110	2,677
1994-12-31 (YTD Data)		Rank
Total interest income	$8,722,000	3,435
Total interest expense	$3,917,000	3,109
Net interest income	$4,805,000	3,695
Provision for loan and lease losses	$30,000	7,083
Total noninterest income	$1,164,000	2,789
Gross Fiduciary activities income	$317,000	886
Service charges on deposit accounts	$503,000	2,726
Trading account gains and fees	$0	475
Additional Noninterest Income	$344,000	3,752
Total noninterest expense	$3,706,000	3,658
Salaries and employee benefits	$1,930,000	3,398
Premises and equipment expense	$744,000	2,688
Additional noninterest expense	$1,032,000	4,596
Pre-tax net operating income	$2,233,000	3,130
Securities gains (losses)	$-189,000	11,920
Applicable income taxes	$654,000	3,265
Income before extraordinary items	$1,390,000	3,391
Extraordinary gains, net	$0	249
Net income	$1,390,000	3,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,684
Cash dividends	$3,000,000	802
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,518,520	3,162
1993-12-31 (YTD Data)		Rank
Total interest income	$8,627,000	3,556
Total interest expense	$3,674,000	3,422
Net interest income	$4,953,000	3,602
Provision for loan and lease losses	$0	10,371
Total noninterest income	$1,148,000	3,009
Gross Fiduciary activities income	$314,000	923
Service charges on deposit accounts	$474,000	2,945
Trading account gains and fees	$0	532
Additional Noninterest Income	$360,000	4,039
Total noninterest expense	$3,646,000	3,779
Salaries and employee benefits	$1,849,000	3,524
Premises and equipment expense	$683,000	2,950
Additional noninterest expense	$1,114,000	4,487
Pre-tax net operating income	$2,455,000	2,753
Securities gains (losses)	$0	7,477
Applicable income taxes	$777,000	2,823
Income before extraordinary items	$1,678,000	2,921
Extraordinary gains, net	$0	3,149
Net income	$1,678,000	3,019
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	6,815
Cash dividends	$2,000,000	1,012
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,678,000	2,771
1992-12-31 (YTD Data)		Rank
Total interest income	$9,274,000	3,760
Total interest expense	$4,250,000	3,853
Net interest income	$5,024,000	3,617
Provision for loan and lease losses	$71,000	8,232
Total noninterest income	$976,000	3,381
Gross Fiduciary activities income	$268,000	997
Service charges on deposit accounts	$458,000	3,047
Trading account gains and fees	$0	504
Additional Noninterest Income	$250,000	4,958
Total noninterest expense	$3,551,000	3,885
Salaries and employee benefits	$1,796,000	3,565
Premises and equipment expense	$580,000	3,476
Additional noninterest expense	$1,175,000	4,425
Pre-tax net operating income	$2,378,000	2,620
Securities gains (losses)	$0	8,369
Applicable income taxes	$618,000	3,350
Income before extraordinary items	$1,760,000	2,612
Extraordinary gains, net	$-147,000	13,705
Net income	$1,613,000	2,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	8,662
Cash dividends	$4,000,000	452
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,760,000	2,419

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.