Home > First American Bank > Income and Expense
First American Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,048,000 | 8,441 |
Total interest expense | $955,000 | 8,297 |
Net interest income | $1,093,000 | 8,421 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $335,000 | 6,134 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $140,000 | 6,013 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $195,000 | 4,999 |
Total noninterest expense | $962,000 | 8,233 |
Salaries and employee benefits | $394,000 | 8,922 |
Premises and equipment expense | $123,000 | 8,172 |
Additional noninterest expense | $445,000 | 6,940 |
Pre-tax net operating income | $466,000 | 7,293 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $201,000 | 5,699 |
Income before extraordinary items | $265,000 | 7,828 |
Extraordinary gains, net | $0 | 35 |
Net income | $265,000 | 7,827 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-122,000 | 10,070 |
Cash dividends | $370,000 | 4,106 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $265,000 | 7,802 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,165,000 | 8,488 |
Total interest expense | $984,000 | 8,465 |
Net interest income | $1,181,000 | 8,368 |
Provision for loan and lease losses | $-7,000 | 10,207 |
Total noninterest income | $324,000 | 6,264 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $132,000 | 6,235 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $192,000 | 5,065 |
Total noninterest expense | $886,000 | 8,478 |
Salaries and employee benefits | $442,000 | 8,699 |
Premises and equipment expense | $110,000 | 8,488 |
Additional noninterest expense | $334,000 | 7,793 |
Pre-tax net operating income | $626,000 | 6,784 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $217,000 | 5,993 |
Income before extraordinary items | $409,000 | 7,153 |
Extraordinary gains, net | $0 | 32 |
Net income | $409,000 | 7,151 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $141,000 | 3,022 |
Cash dividends | $175,000 | 5,577 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $409,000 | 7,066 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,107,000 | 8,880 |
Total interest expense | $939,000 | 8,854 |
Net interest income | $1,168,000 | 8,761 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $318,000 | 6,471 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $122,000 | 6,714 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $196,000 | 5,008 |
Total noninterest expense | $919,000 | 8,613 |
Salaries and employee benefits | $488,000 | 8,691 |
Premises and equipment expense | $103,000 | 8,887 |
Additional noninterest expense | $328,000 | 8,042 |
Pre-tax net operating income | $567,000 | 7,569 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $200,000 | 6,869 |
Income before extraordinary items | $367,000 | 7,871 |
Extraordinary gains, net | $0 | 44 |
Net income | $367,000 | 7,874 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-22,000 | 10,246 |
Cash dividends | $350,000 | 4,223 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $367,000 | 7,814 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,127,000 | 9,200 |
Total interest expense | $957,000 | 9,162 |
Net interest income | $1,170,000 | 9,098 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $322,000 | 6,693 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $113,000 | 7,223 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $209,000 | 5,043 |
Total noninterest expense | $950,000 | 8,877 |
Salaries and employee benefits | $520,000 | 8,713 |
Premises and equipment expense | $101,000 | 9,258 |
Additional noninterest expense | $329,000 | 8,583 |
Pre-tax net operating income | $542,000 | 7,717 |
Securities gains (losses) | $4,000 | 3,123 |
Applicable income taxes | $190,000 | 7,281 |
Income before extraordinary items | $356,000 | 7,954 |
Extraordinary gains, net | $0 | 53 |
Net income | $356,000 | 7,954 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-110,000 | 11,238 |
Cash dividends | $480,000 | 3,512 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $353,400 | 7,916 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,216,000 | 9,396 |
Total interest expense | $1,029,000 | 9,156 |
Net interest income | $1,187,000 | 9,369 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $296,000 | 7,126 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $117,000 | 7,374 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $179,000 | 5,456 |
Total noninterest expense | $994,000 | 8,975 |
Salaries and employee benefits | $491,000 | 9,188 |
Premises and equipment expense | $98,000 | 9,671 |
Additional noninterest expense | $405,000 | 8,137 |
Pre-tax net operating income | $489,000 | 8,495 |
Securities gains (losses) | $-3,000 | 9,402 |
Applicable income taxes | $181,000 | 7,757 |
Income before extraordinary items | $305,000 | 8,891 |
Extraordinary gains, net | $0 | 65 |
Net income | $305,000 | 8,895 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,816 |
Cash dividends | $100,000 | 6,741 |
Sale, conversion, retirement of capital stock, net | $26,000 | 700 |
Net operating income | $306,920 | 8,846 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $548,000 | 12,372 |
Total interest expense | $223,000 | 12,282 |
Net interest income | $325,000 | 12,372 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $52,000 | 11,897 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $32,000 | 10,262 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $20,000 | 11,420 |
Total noninterest expense | $219,000 | 12,490 |
Salaries and employee benefits | $108,000 | 12,495 |
Premises and equipment expense | $23,000 | 12,384 |
Additional noninterest expense | $88,000 | 12,384 |
Pre-tax net operating income | $158,000 | 11,202 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $36,000 | 10,781 |
Income before extraordinary items | $122,000 | 11,134 |
Extraordinary gains, net | $0 | 249 |
Net income | $122,000 | 11,140 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 7,270 |
Cash dividends | $750,000 | 2,388 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $122,000 | 11,184 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,946,000 | 10,288 |
Total interest expense | $812,000 | 9,986 |
Net interest income | $1,134,000 | 10,283 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $159,000 | 10,034 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $109,000 | 8,130 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $50,000 | 10,096 |
Total noninterest expense | $876,000 | 10,313 |
Salaries and employee benefits | $487,000 | 9,796 |
Premises and equipment expense | $71,000 | 11,459 |
Additional noninterest expense | $318,000 | 10,214 |
Pre-tax net operating income | $417,000 | 9,278 |
Securities gains (losses) | $12,000 | 5,266 |
Applicable income taxes | $128,000 | 9,127 |
Income before extraordinary items | $301,000 | 9,477 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $301,000 | 9,630 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 9,724 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $292,600 | 9,311 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,429,000 | 10,044 |
Total interest expense | $1,188,000 | 9,644 |
Net interest income | $1,241,000 | 10,176 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $128,000 | 10,980 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $85,000 | 8,993 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $43,000 | 10,841 |
Total noninterest expense | $859,000 | 10,715 |
Salaries and employee benefits | $481,000 | 9,968 |
Premises and equipment expense | $65,000 | 12,061 |
Additional noninterest expense | $313,000 | 10,647 |
Pre-tax net operating income | $510,000 | 8,339 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $40,000 | 11,529 |
Income before extraordinary items | $470,000 | 7,580 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $470,000 | 7,686 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $324,000 | 3,193 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $470,000 | 7,220 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.