Home > First American Bank > Income and Expense

First American Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$6,685,0004,761
Total interest expense$3,193,0004,523
Net interest income$3,492,0004,833
Provision for loan and lease losses$09,041
Total noninterest income$391,0006,015
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$256,0004,744
Trading account gains and feesNANA
Additional Noninterest Income$135,0006,273
Total noninterest expense$2,424,0005,136
Salaries and employee benefits$1,176,0005,293
Premises and equipment expense$265,0006,035
Additional noninterest expense$983,0004,462
Pre-tax net operating income$1,459,0004,442
Securities gains (losses)$1,0003,760
Applicable income taxes$425,0004,702
Income before extraordinary items$1,035,0004,355
Extraordinary gains, net$053
Net income$1,035,0004,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,00010,584
Cash dividends$800,0002,476
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,034,2904,305
1995-12-31 (YTD Data)Rank
Total interest income$6,786,0004,691
Total interest expense$3,356,0004,317
Net interest income$3,430,0004,946
Provision for loan and lease losses$08,958
Total noninterest income$304,0007,034
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$217,0005,396
Trading account gains and feesNANA
Additional Noninterest Income$87,0007,676
Total noninterest expense$2,443,0005,097
Salaries and employee benefits$1,260,0004,997
Premises and equipment expense$211,0006,988
Additional noninterest expense$972,0004,467
Pre-tax net operating income$1,291,0004,991
Securities gains (losses)$03,831
Applicable income taxes$359,0005,337
Income before extraordinary items$932,0004,858
Extraordinary gains, net$065
Net income$932,0004,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00010,497
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$932,0004,848
1994-12-31 (YTD Data)Rank
Total interest income$6,141,0004,761
Total interest expense$2,508,0004,642
Net interest income$3,633,0004,774
Provision for loan and lease losses$-100,00012,140
Total noninterest income$512,0005,205
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$229,0005,365
Trading account gains and feesNANA
Additional Noninterest Income$283,0004,264
Total noninterest expense$2,469,0005,217
Salaries and employee benefits$1,270,0004,988
Premises and equipment expense$228,0006,906
Additional noninterest expense$971,0004,833
Pre-tax net operating income$1,776,0003,792
Securities gains (losses)$5,0002,624
Applicable income taxes$548,0003,779
Income before extraordinary items$1,233,0003,756
Extraordinary gains, net$0249
Net income$1,233,0003,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,805
Cash dividends$1,000,0001,879
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,229,5503,800
1993-12-31 (YTD Data)Rank
Total interest income$5,939,0004,996
Total interest expense$2,378,0005,032
Net interest income$3,561,0004,885
Provision for loan and lease losses$60,0006,949
Total noninterest income$342,0007,126
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$231,0005,403
Trading account gains and feesNANA
Additional Noninterest Income$111,0007,550
Total noninterest expense$2,392,0005,473
Salaries and employee benefits$1,194,0005,267
Premises and equipment expense$222,0007,249
Additional noninterest expense$976,0005,022
Pre-tax net operating income$1,451,0004,447
Securities gains (losses)$28,0004,186
Applicable income taxes$427,0004,768
Income before extraordinary items$1,052,0004,501
Extraordinary gains, net$49,0002,196
Net income$1,101,0004,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00011,843
Cash dividends$1,375,0001,374
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,032,1204,333
1992-12-31 (YTD Data)Rank
Total interest income$6,807,0004,947
Total interest expense$3,132,0004,972
Net interest income$3,675,0004,798
Provision for loan and lease losses$144,0006,224
Total noninterest income$358,0007,002
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$215,0005,714
Trading account gains and feesNANA
Additional Noninterest Income$143,0006,812
Total noninterest expense$2,472,0005,369
Salaries and employee benefits$1,229,0005,053
Premises and equipment expense$212,0007,581
Additional noninterest expense$1,031,0004,930
Pre-tax net operating income$1,417,0004,268
Securities gains (losses)$74,0003,490
Applicable income taxes$487,0004,080
Income before extraordinary items$1,004,0004,489
Extraordinary gains, net$01,422
Net income$1,004,0004,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0005,229
Cash dividends$703,0002,116
Sale, conversion, retirement of capital stock, net$3,0001,118
Net operating income$954,4204,374

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.