Home > First Alliance Bank and Trust Company > Income and Expense
First Alliance Bank and Trust Company, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 8,742 |
| Total interest expense | $998,000 | 8,224 |
| Net interest income | $692,000 | 9,144 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $58,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,576 |
| Total noninterest expense | $1,873,000 | 5,913 |
| Salaries and employee benefits | $776,000 | 6,845 |
| Premises and equipment expense | $286,000 | 5,578 |
| Additional noninterest expense | $811,000 | 4,690 |
| Pre-tax net operating income | $-1,123,000 | 9,749 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,123,000 | 9,753 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,123,000 | 9,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,123,000 | 9,757 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 8,059 |
| Total interest expense | $1,241,000 | 7,536 |
| Net interest income | $1,123,000 | 8,355 |
| Provision for loan and lease losses | $14,000 | 7,935 |
| Total noninterest income | $376,000 | 5,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,695 |
| Total noninterest expense | $2,482,000 | 4,912 |
| Salaries and employee benefits | $967,000 | 6,012 |
| Premises and equipment expense | $716,000 | 2,822 |
| Additional noninterest expense | $799,000 | 4,788 |
| Pre-tax net operating income | $-997,000 | 10,057 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $10,000 | 8,485 |
| Income before extraordinary items | $-1,007,000 | 10,081 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,007,000 | 10,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,922 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $720,000 | 563 |
| Net operating income | $-1,007,000 | 10,069 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 8,285 |
| Total interest expense | $1,404,000 | 7,412 |
| Net interest income | $919,000 | 8,980 |
| Provision for loan and lease losses | $174,000 | 3,870 |
| Total noninterest income | $580,000 | 4,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 8,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $563,000 | 2,764 |
| Total noninterest expense | $2,415,000 | 4,887 |
| Salaries and employee benefits | $961,000 | 5,938 |
| Premises and equipment expense | $414,000 | 4,303 |
| Additional noninterest expense | $1,040,000 | 3,830 |
| Pre-tax net operating income | $-1,090,000 | 10,357 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $7,000 | 9,157 |
| Income before extraordinary items | $-1,097,000 | 10,372 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,097,000 | 10,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,097,000 | 10,354 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $863,000 | 10,419 |
| Total interest expense | $612,000 | 9,792 |
| Net interest income | $251,000 | 10,735 |
| Provision for loan and lease losses | $211,000 | 3,323 |
| Total noninterest income | $7,000 | 10,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,577 |
| Total noninterest expense | $2,026,000 | 5,612 |
| Salaries and employee benefits | $689,000 | 7,377 |
| Premises and equipment expense | $294,000 | 5,510 |
| Additional noninterest expense | $1,043,000 | 3,747 |
| Pre-tax net operating income | $-1,979,000 | 10,896 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-1,979,000 | 10,891 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,979,000 | 10,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,410,000 | 184 |
| Net operating income | $-1,979,000 | 10,882 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.