Home > First Advantage Bank > Income and Expense

First Advantage Bank, Income and Expense

2020-03-31 (YTD Data)		Rank
Total interest income	$9,927,000	854
Total interest expense	$2,618,000	618
Net interest income	$7,309,000	930
Provision for loan and lease losses	$575,000	818
Total noninterest income	$1,232,000	1,122
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$104,000	2,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,128,000	882
Total noninterest expense	$11,090,000	553
Salaries and employee benefits	$7,168,000	479
Premises and equipment expense	$774,000	828
Additional noninterest expense	$3,148,000	580
Pre-tax net operating income	$-3,124,000	5,074
Securities gains (losses)	$0	1,705
Applicable income taxes	$-1,173,000	5,056
Income before extraordinary items	$-1,951,000	5,037
Extraordinary gains, net	$0	4
Net income	$-1,951,000	5,037
Minority interest net income	$0	56
Net income of bank and minority interests.	$-1,951,000	5,037
Net charge-offs	$310,000	484
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$1,614,000	60
Net operating income	$-1,951,000	5,053
2019-12-31 (YTD Data)		Rank
Total interest income	$37,360,000	906
Total interest expense	$10,620,000	652
Net interest income	$26,740,000	988
Provision for loan and lease losses	$725,000	1,162
Total noninterest income	$4,029,000	1,309
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$414,000	2,183
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,615,000	1,053
Total noninterest expense	$24,087,000	941
Salaries and employee benefits	$17,000,000	778
Premises and equipment expense	$2,934,000	877
Additional noninterest expense	$4,153,000	1,460
Pre-tax net operating income	$5,957,000	1,542
Securities gains (losses)	$-7,000	4,752
Applicable income taxes	$1,448,000	1,143
Income before extraordinary items	$4,502,000	1,735
Extraordinary gains, net	$0	11
Net income	$4,502,000	1,737
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,502,000	1,737
Net charge-offs	$896,000	697
Cash dividends	$3,000,000	1,180
Sale, conversion, retirement of capital stock, net	$835,000	229
Net operating income	$4,507,530	1,699
2019-09-30 (YTD Data)		Rank
Total interest income	$27,669,000	918
Total interest expense	$7,800,000	668
Net interest income	$19,869,000	1,002
Provision for loan and lease losses	$650,000	952
Total noninterest income	$2,881,000	1,342
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$304,000	2,217
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,577,000	1,072
Total noninterest expense	$15,199,000	1,073
Salaries and employee benefits	$9,951,000	961
Premises and equipment expense	$2,194,000	878
Additional noninterest expense	$3,054,000	1,486
Pre-tax net operating income	$6,901,000	1,141
Securities gains (losses)	$-7,000	4,845
Applicable income taxes	$1,623,000	890
Income before extraordinary items	$5,271,000	1,259
Extraordinary gains, net	$0	11
Net income	$5,271,000	1,260
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,271,000	1,261
Net charge-offs	$562,000	706
Cash dividends	$2,250,000	1,088
Sale, conversion, retirement of capital stock, net	$578,000	216
Net operating income	$5,276,530	1,233
2019-06-30 (YTD Data)		Rank
Total interest income	$18,089,000	932
Total interest expense	$5,020,000	677
Net interest income	$13,069,000	1,014
Provision for loan and lease losses	$425,000	960
Total noninterest income	$1,784,000	1,390
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$186,000	2,311
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,598,000	1,115
Total noninterest expense	$10,055,000	1,075
Salaries and employee benefits	$6,416,000	980
Premises and equipment expense	$1,459,000	878
Additional noninterest expense	$2,180,000	1,424
Pre-tax net operating income	$4,373,000	1,157
Securities gains (losses)	$-7,000	4,883
Applicable income taxes	$1,005,000	906
Income before extraordinary items	$3,361,000	1,276
Extraordinary gains, net	$0	11
Net income	$3,361,000	1,276
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,361,000	1,276
Net charge-offs	$403,000	651
Cash dividends	$1,500,000	1,092
Sale, conversion, retirement of capital stock, net	$375,000	196
Net operating income	$3,366,530	1,250
2019-03-31 (YTD Data)		Rank
Total interest income	$8,935,000	936
Total interest expense	$2,404,000	692
Net interest income	$6,531,000	1,013
Provision for loan and lease losses	$200,000	934
Total noninterest income	$766,000	1,462
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$83,000	2,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$683,000	1,186
Total noninterest expense	$5,000,000	1,074
Salaries and employee benefits	$3,172,000	988
Premises and equipment expense	$722,000	891
Additional noninterest expense	$1,106,000	1,396
Pre-tax net operating income	$2,097,000	1,167
Securities gains (losses)	$-50,000	5,260
Applicable income taxes	$493,000	917
Income before extraordinary items	$1,554,000	1,321
Extraordinary gains, net	$0	5
Net income	$1,554,000	1,320
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,554,000	1,320
Net charge-offs	$291,000	482
Cash dividends	$750,000	1,015
Sale, conversion, retirement of capital stock, net	$168,000	179
Net operating income	$1,593,500	1,283
2018-12-31 (YTD Data)		Rank
Total interest income	$32,234,000	963
Total interest expense	$6,799,000	718
Net interest income	$25,435,000	1,017
Provision for loan and lease losses	$600,000	1,277
Total noninterest income	$3,039,000	1,531
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$350,000	2,493
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,689,000	1,230
Total noninterest expense	$18,492,000	1,134
Salaries and employee benefits	$11,883,000	1,010
Premises and equipment expense	$2,285,000	1,058
Additional noninterest expense	$4,324,000	1,402
Pre-tax net operating income	$9,382,000	1,094
Securities gains (losses)	$93,000	311
Applicable income taxes	$1,817,000	933
Income before extraordinary items	$7,658,000	1,127
Extraordinary gains, net	$0	6
Net income	$7,658,000	1,126
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,658,000	1,126
Net charge-offs	$928,000	629
Cash dividends	$1,400,000	1,829
Sale, conversion, retirement of capital stock, net	$708,000	269
Net operating income	$7,582,670	1,132
2018-09-30 (YTD Data)		Rank
Total interest income	$23,282,000	982
Total interest expense	$4,657,000	742
Net interest income	$18,625,000	1,034
Provision for loan and lease losses	$425,000	1,270
Total noninterest income	$2,289,000	1,548
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$253,000	2,573
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,036,000	1,250
Total noninterest expense	$13,995,000	1,118
Salaries and employee benefits	$9,114,000	1,002
Premises and equipment expense	$1,735,000	1,042
Additional noninterest expense	$3,146,000	1,452
Pre-tax net operating income	$6,494,000	1,159
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,088,000	1,094
Income before extraordinary items	$5,406,000	1,187
Extraordinary gains, net	$0	5
Net income	$5,406,000	1,186
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,406,000	1,186
Net charge-offs	$384,000	847
Cash dividends	$650,000	2,122
Sale, conversion, retirement of capital stock, net	$490,000	261
Net operating income	$5,406,000	1,179
2018-06-30 (YTD Data)		Rank
Total interest income	$15,000,000	999
Total interest expense	$2,916,000	732
Net interest income	$12,084,000	1,056
Provision for loan and lease losses	$200,000	1,508
Total noninterest income	$1,595,000	1,500
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$168,000	2,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,427,000	1,197
Total noninterest expense	$9,335,000	1,119
Salaries and employee benefits	$6,054,000	1,008
Premises and equipment expense	$1,170,000	1,028
Additional noninterest expense	$2,111,000	1,446
Pre-tax net operating income	$4,144,000	1,182
Securities gains (losses)	$0	961
Applicable income taxes	$663,000	1,154
Income before extraordinary items	$3,481,000	1,189
Extraordinary gains, net	$0	6
Net income	$3,481,000	1,188
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,481,000	1,188
Net charge-offs	$225,000	868
Cash dividends	$650,000	1,699
Sale, conversion, retirement of capital stock, net	$331,000	231
Net operating income	$3,481,000	1,185
2018-03-31 (YTD Data)		Rank
Total interest income	$7,319,000	1,010
Total interest expense	$1,377,000	734
Net interest income	$5,942,000	1,070
Provision for loan and lease losses	$75,000	1,680
Total noninterest income	$660,000	1,689
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$85,000	2,571
Trading account gains and fees	NA	NA
Additional Noninterest Income	$575,000	1,371
Total noninterest expense	$4,649,000	1,127
Salaries and employee benefits	$3,031,000	1,022
Premises and equipment expense	$594,000	1,024
Additional noninterest expense	$1,024,000	1,482
Pre-tax net operating income	$1,878,000	1,250
Securities gains (losses)	$0	735
Applicable income taxes	$437,000	950
Income before extraordinary items	$1,441,000	1,367
Extraordinary gains, net	$0	7
Net income	$1,441,000	1,367
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,441,000	1,367
Net charge-offs	$36,000	1,357
Cash dividends	$650,000	989
Sale, conversion, retirement of capital stock, net	$171,000	211
Net operating income	$1,441,000	1,358
2017-12-31 (YTD Data)		Rank
Total interest income	$26,805,000	1,051
Total interest expense	$4,714,000	717
Net interest income	$22,091,000	1,119
Provision for loan and lease losses	$-420,000	5,500
Total noninterest income	$3,222,000	1,505
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$342,000	2,625
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,880,000	1,202
Total noninterest expense	$17,823,000	1,162
Salaries and employee benefits	$11,485,000	1,038
Premises and equipment expense	$2,456,000	968
Additional noninterest expense	$3,882,000	1,560
Pre-tax net operating income	$7,910,000	1,193
Securities gains (losses)	$12,000	1,530
Applicable income taxes	$3,583,000	844
Income before extraordinary items	$4,339,000	1,513
Extraordinary gains, net	$0	9
Net income	$4,339,000	1,513
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,339,000	1,513
Net charge-offs	$418,000	1,218
Cash dividends	$2,000,000	1,415
Sale, conversion, retirement of capital stock, net	$612,000	268
Net operating income	$4,331,320	1,504
2017-09-30 (YTD Data)		Rank
Total interest income	$19,626,000	1,072
Total interest expense	$3,410,000	730
Net interest income	$16,216,000	1,140
Provision for loan and lease losses	$680,000	941
Total noninterest income	$2,463,000	1,494
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$257,000	2,643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,206,000	1,185
Total noninterest expense	$13,209,000	1,177
Salaries and employee benefits	$8,603,000	1,040
Premises and equipment expense	$1,841,000	979
Additional noninterest expense	$2,765,000	1,615
Pre-tax net operating income	$4,790,000	1,414
Securities gains (losses)	$12,000	1,539
Applicable income taxes	$1,494,000	1,121
Income before extraordinary items	$3,308,000	1,601
Extraordinary gains, net	$0	9
Net income	$3,308,000	1,600
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,308,000	1,601
Net charge-offs	$242,000	1,262
Cash dividends	$1,500,000	1,286
Sale, conversion, retirement of capital stock, net	$406,000	267
Net operating income	$3,299,720	1,583
2017-06-30 (YTD Data)		Rank
Total interest income	$12,853,000	1,086
Total interest expense	$2,244,000	710
Net interest income	$10,609,000	1,148
Provision for loan and lease losses	$380,000	1,016
Total noninterest income	$1,656,000	1,487
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$170,000	2,654
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,486,000	1,200
Total noninterest expense	$8,796,000	1,183
Salaries and employee benefits	$5,742,000	1,044
Premises and equipment expense	$1,232,000	976
Additional noninterest expense	$1,822,000	1,632
Pre-tax net operating income	$3,089,000	1,438
Securities gains (losses)	$0	1,906
Applicable income taxes	$930,000	1,159
Income before extraordinary items	$2,159,000	1,597
Extraordinary gains, net	$0	11
Net income	$2,159,000	1,597
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,159,000	1,597
Net charge-offs	$111,000	1,443
Cash dividends	$1,000,000	1,294
Sale, conversion, retirement of capital stock, net	$271,000	250
Net operating income	$2,159,000	1,576
2017-03-31 (YTD Data)		Rank
Total interest income	$6,270,000	1,100
Total interest expense	$1,107,000	698
Net interest income	$5,163,000	1,165
Provision for loan and lease losses	$100,000	1,432
Total noninterest income	$982,000	1,319
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$85,000	2,655
Trading account gains and fees	NA	NA
Additional Noninterest Income	$897,000	1,038
Total noninterest expense	$4,432,000	1,187
Salaries and employee benefits	$2,940,000	1,032
Premises and equipment expense	$623,000	978
Additional noninterest expense	$869,000	1,706
Pre-tax net operating income	$1,613,000	1,370
Securities gains (losses)	$0	1,153
Applicable income taxes	$503,000	1,073
Income before extraordinary items	$1,110,000	1,548
Extraordinary gains, net	$0	8
Net income	$1,110,000	1,548
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,110,000	1,548
Net charge-offs	$85,000	1,018
Cash dividends	$500,000	1,199
Sale, conversion, retirement of capital stock, net	$129,000	223
Net operating income	$1,110,000	1,529
2016-12-31 (YTD Data)		Rank
Total interest income	$23,446,000	1,125
Total interest expense	$4,149,000	711
Net interest income	$19,297,000	1,215
Provision for loan and lease losses	$780,000	1,118
Total noninterest income	$2,582,000	1,814
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$409,000	2,426
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,173,000	1,512
Total noninterest expense	$17,003,000	1,198
Salaries and employee benefits	$10,763,000	1,077
Premises and equipment expense	$2,323,000	1,017
Additional noninterest expense	$3,917,000	1,567
Pre-tax net operating income	$4,096,000	1,908
Securities gains (losses)	$45,000	1,907
Applicable income taxes	$1,216,000	1,462
Income before extraordinary items	$2,925,000	2,156
Extraordinary gains, net	$0	5
Net income	$2,925,000	2,154
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,925,000	2,155
Net charge-offs	$219,000	1,841
Cash dividends	$3,000,000	1,015
Sale, conversion, retirement of capital stock, net	$499,000	284
Net operating income	$2,893,050	2,107
2016-09-30 (YTD Data)		Rank
Total interest income	$17,430,000	1,137
Total interest expense	$3,029,000	725
Net interest income	$14,401,000	1,224
Provision for loan and lease losses	$680,000	928
Total noninterest income	$1,898,000	1,841
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$321,000	2,348
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,577,000	1,543
Total noninterest expense	$12,912,000	1,188
Salaries and employee benefits	$8,177,000	1,069
Premises and equipment expense	$1,708,000	1,037
Additional noninterest expense	$3,027,000	1,528
Pre-tax net operating income	$2,707,000	2,114
Securities gains (losses)	$32,000	2,062
Applicable income taxes	$765,000	1,663
Income before extraordinary items	$1,974,000	2,372
Extraordinary gains, net	$0	5
Net income	$1,974,000	2,371
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,974,000	2,372
Net charge-offs	$185,000	1,518
Cash dividends	$2,500,000	869
Sale, conversion, retirement of capital stock, net	$316,000	272
Net operating income	$1,950,960	2,325
2016-06-30 (YTD Data)		Rank
Total interest income	$11,516,000	1,148
Total interest expense	$1,927,000	758
Net interest income	$9,589,000	1,223
Provision for loan and lease losses	$480,000	883
Total noninterest income	$1,177,000	1,906
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$230,000	2,206
Trading account gains and fees	$0	157
Additional Noninterest Income	$947,000	1,617
Total noninterest expense	$8,589,000	1,195
Salaries and employee benefits	$5,468,000	1,070
Premises and equipment expense	$1,123,000	1,058
Additional noninterest expense	$1,998,000	1,536
Pre-tax net operating income	$1,697,000	2,192
Securities gains (losses)	$32,000	1,714
Applicable income taxes	$488,000	1,680
Income before extraordinary items	$1,241,000	2,443
Extraordinary gains, net	$0	16
Net income	$1,241,000	2,442
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,241,000	2,442
Net charge-offs	$95,000	1,666
Cash dividends	$2,000,000	749
Sale, conversion, retirement of capital stock, net	$209,000	271
Net operating income	$1,217,960	2,409
2016-03-31 (YTD Data)		Rank
Total interest income	$5,800,000	1,141
Total interest expense	$931,000	774
Net interest income	$4,869,000	1,205
Provision for loan and lease losses	$180,000	1,034
Total noninterest income	$523,000	2,018
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$114,000	2,215
Trading account gains and fees	$0	142
Additional Noninterest Income	$409,000	1,715
Total noninterest expense	$4,301,000	1,199
Salaries and employee benefits	$2,766,000	1,068
Premises and equipment expense	$562,000	1,060
Additional noninterest expense	$973,000	1,560
Pre-tax net operating income	$911,000	2,055
Securities gains (losses)	$26,000	1,120
Applicable income taxes	$269,000	1,582
Income before extraordinary items	$668,000	2,274
Extraordinary gains, net	$0	12
Net income	$668,000	2,274
Minority interest net income	$0	62
Net income of bank and minority interests.	$668,000	2,274
Net charge-offs	$4,000	2,652
Cash dividends	$500,000	1,173
Sale, conversion, retirement of capital stock, net	$102,000	250
Net operating income	$649,540	2,272
2015-12-31 (YTD Data)		Rank
Total interest income	$22,117,000	1,158
Total interest expense	$3,091,000	903
Net interest income	$19,026,000	1,204
Provision for loan and lease losses	$1,200,000	684
Total noninterest income	$2,647,000	1,754
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$413,000	2,464
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,234,000	1,412
Total noninterest expense	$15,798,000	1,256
Salaries and employee benefits	$9,767,000	1,153
Premises and equipment expense	$2,006,000	1,178
Additional noninterest expense	$4,025,000	1,507
Pre-tax net operating income	$4,675,000	1,660
Securities gains (losses)	$165,000	853
Applicable income taxes	$1,465,000	1,257
Income before extraordinary items	$3,375,000	1,850
Extraordinary gains, net	$0	23
Net income	$3,375,000	1,850
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,375,000	1,852
Net charge-offs	$529,000	1,122
Cash dividends	$1,500,000	1,638
Sale, conversion, retirement of capital stock, net	$453,000	318
Net operating income	$3,259,500	1,873
2015-09-30 (YTD Data)		Rank
Total interest income	$16,329,000	1,178
Total interest expense	$2,242,000	940
Net interest income	$14,087,000	1,222
Provision for loan and lease losses	$900,000	655
Total noninterest income	$1,912,000	1,808
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$306,000	2,490
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,606,000	1,461
Total noninterest expense	$12,069,000	1,246
Salaries and employee benefits	$7,570,000	1,119
Premises and equipment expense	$1,471,000	1,215
Additional noninterest expense	$3,028,000	1,515
Pre-tax net operating income	$3,030,000	1,884
Securities gains (losses)	$111,000	973
Applicable income taxes	$944,000	1,425
Income before extraordinary items	$2,197,000	2,111
Extraordinary gains, net	$0	21
Net income	$2,197,000	2,112
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,197,000	2,112
Net charge-offs	$521,000	834
Cash dividends	$1,000,000	1,586
Sale, conversion, retirement of capital stock, net	$270,000	320
Net operating income	$2,119,300	2,121
2015-06-30 (YTD Data)		Rank
Total interest income	$10,634,000	1,203
Total interest expense	$1,438,000	994
Net interest income	$9,196,000	1,245
Provision for loan and lease losses	$600,000	646
Total noninterest income	$1,209,000	1,897
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$205,000	2,459
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,004,000	1,553
Total noninterest expense	$7,974,000	1,261
Salaries and employee benefits	$4,955,000	1,148
Premises and equipment expense	$970,000	1,233
Additional noninterest expense	$2,049,000	1,509
Pre-tax net operating income	$1,831,000	2,029
Securities gains (losses)	$21,000	1,689
Applicable income taxes	$542,000	1,547
Income before extraordinary items	$1,310,000	2,279
Extraordinary gains, net	$0	22
Net income	$1,310,000	2,281
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,310,000	2,281
Net charge-offs	$479,000	663
Cash dividends	$500,000	1,914
Sale, conversion, retirement of capital stock, net	$174,000	308
Net operating income	$1,295,090	2,251
2015-03-31 (YTD Data)		Rank
Total interest income	$5,219,000	1,217
Total interest expense	$698,000	1,027
Net interest income	$4,521,000	1,256
Provision for loan and lease losses	$300,000	621
Total noninterest income	$578,000	1,924
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$96,000	2,551
Trading account gains and fees	$0	152
Additional Noninterest Income	$482,000	1,546
Total noninterest expense	$3,993,000	1,258
Salaries and employee benefits	$2,457,000	1,157
Premises and equipment expense	$460,000	1,300
Additional noninterest expense	$1,076,000	1,432
Pre-tax net operating income	$806,000	2,195
Securities gains (losses)	$21,000	1,218
Applicable income taxes	$244,000	1,620
Income before extraordinary items	$583,000	2,440
Extraordinary gains, net	$0	13
Net income	$583,000	2,443
Minority interest net income	$0	64
Net income of bank and minority interests.	$583,000	2,442
Net charge-offs	$275,000	578
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$85,000	280
Net operating income	$568,300	2,419
2014-12-31 (YTD Data)		Rank
Total interest income	$20,029,000	1,262
Total interest expense	$2,822,000	1,055
Net interest income	$17,207,000	1,303
Provision for loan and lease losses	$600,000	1,269
Total noninterest income	$2,368,000	1,874
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$470,000	2,371
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,898,000	1,522
Total noninterest expense	$14,152,000	1,366
Salaries and employee benefits	$8,606,000	1,246
Premises and equipment expense	$1,735,000	1,366
Additional noninterest expense	$3,811,000	1,632
Pre-tax net operating income	$4,823,000	1,573
Securities gains (losses)	$10,000	2,652
Applicable income taxes	$1,721,000	1,095
Income before extraordinary items	$3,112,000	1,959
Extraordinary gains, net	$0	17
Net income	$3,112,000	1,958
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,112,000	1,957
Net charge-offs	$178,000	2,597
Cash dividends	$1,500,000	1,559
Sale, conversion, retirement of capital stock, net	$404,000	332
Net operating income	$3,105,600	1,922
2014-09-30 (YTD Data)		Rank
Total interest income	$14,895,000	1,277
Total interest expense	$2,096,000	1,079
Net interest income	$12,799,000	1,309
Provision for loan and lease losses	$450,000	1,237
Total noninterest income	$1,589,000	2,027
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$380,000	2,271
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,209,000	1,710
Total noninterest expense	$10,546,000	1,389
Salaries and employee benefits	$6,446,000	1,250
Premises and equipment expense	$1,273,000	1,405
Additional noninterest expense	$2,827,000	1,652
Pre-tax net operating income	$3,392,000	1,673
Securities gains (losses)	$10,000	2,341
Applicable income taxes	$1,298,000	1,097
Income before extraordinary items	$2,104,000	2,136
Extraordinary gains, net	$0	15
Net income	$2,104,000	2,134
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,104,000	2,134
Net charge-offs	$-20,000	5,793
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$250,000	322
Net operating income	$2,097,600	2,099
2014-06-30 (YTD Data)		Rank
Total interest income	$9,830,000	1,281
Total interest expense	$1,380,000	1,094
Net interest income	$8,450,000	1,314
Provision for loan and lease losses	$300,000	1,222
Total noninterest income	$954,000	2,152
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$246,000	2,296
Trading account gains and fees	$0	172
Additional Noninterest Income	$708,000	1,839
Total noninterest expense	$6,855,000	1,411
Salaries and employee benefits	$4,182,000	1,280
Premises and equipment expense	$819,000	1,462
Additional noninterest expense	$1,854,000	1,671
Pre-tax net operating income	$2,249,000	1,647
Securities gains (losses)	$10,000	1,948
Applicable income taxes	$861,000	1,080
Income before extraordinary items	$1,398,000	2,103
Extraordinary gains, net	$0	20
Net income	$1,398,000	2,107
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,398,000	2,106
Net charge-offs	$-51,000	6,153
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$164,000	306
Net operating income	$1,391,600	2,045
2014-03-31 (YTD Data)		Rank
Total interest income	$4,791,000	1,325
Total interest expense	$676,000	1,120
Net interest income	$4,115,000	1,344
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$523,000	1,960
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$133,000	2,134
Trading account gains and fees	$0	147
Additional Noninterest Income	$390,000	1,685
Total noninterest expense	$3,441,000	1,417
Salaries and employee benefits	$2,066,000	1,311
Premises and equipment expense	$381,000	1,581
Additional noninterest expense	$994,000	1,562
Pre-tax net operating income	$1,047,000	1,707
Securities gains (losses)	$10,000	1,161
Applicable income taxes	$405,000	1,075
Income before extraordinary items	$652,000	2,126
Extraordinary gains, net	$0	16
Net income	$652,000	2,128
Minority interest net income	$0	66
Net income of bank and minority interests.	$652,000	2,128
Net charge-offs	$-40,000	6,252
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$82,000	269
Net operating income	$645,600	2,102
2013-12-31 (YTD Data)		Rank
Total interest income	$18,667,000	1,363
Total interest expense	$2,869,000	1,181
Net interest income	$15,798,000	1,372
Provision for loan and lease losses	$530,000	1,769
Total noninterest income	$2,808,000	1,684
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$569,000	2,161
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,239,000	1,398
Total noninterest expense	$13,345,000	1,465
Salaries and employee benefits	$8,262,000	1,286
Premises and equipment expense	$1,565,000	1,523
Additional noninterest expense	$3,518,000	1,811
Pre-tax net operating income	$4,731,000	1,489
Securities gains (losses)	$28,000	2,166
Applicable income taxes	$1,616,000	1,066
Income before extraordinary items	$3,143,000	1,828
Extraordinary gains, net	$0	29
Net income	$3,143,000	1,830
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,143,000	1,830
Net charge-offs	$944,000	1,329
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$718,000	248
Net operating income	$3,124,520	1,805
2013-09-30 (YTD Data)		Rank
Total interest income	$13,789,000	1,389
Total interest expense	$2,164,000	1,213
Net interest income	$11,625,000	1,391
Provision for loan and lease losses	$500,000	1,496
Total noninterest income	$2,114,000	1,719
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$412,000	2,226
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,702,000	1,417
Total noninterest expense	$10,227,000	1,445
Salaries and employee benefits	$6,454,000	1,247
Premises and equipment expense	$1,170,000	1,538
Additional noninterest expense	$2,603,000	1,824
Pre-tax net operating income	$3,012,000	1,739
Securities gains (losses)	$28,000	2,032
Applicable income taxes	$1,111,000	1,160
Income before extraordinary items	$1,929,000	2,197
Extraordinary gains, net	$0	25
Net income	$1,929,000	2,204
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,929,000	2,203
Net charge-offs	$9,000	4,738
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$529,000	223
Net operating income	$1,911,080	2,146
2013-06-30 (YTD Data)		Rank
Total interest income	$9,032,000	1,416
Total interest expense	$1,466,000	1,218
Net interest income	$7,566,000	1,419
Provision for loan and lease losses	$470,000	1,223
Total noninterest income	$1,472,000	1,664
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$273,000	2,200
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,199,000	1,397
Total noninterest expense	$6,912,000	1,426
Salaries and employee benefits	$4,359,000	1,229
Premises and equipment expense	$780,000	1,536
Additional noninterest expense	$1,773,000	1,785
Pre-tax net operating income	$1,656,000	2,025
Securities gains (losses)	$28,000	1,854
Applicable income taxes	$588,000	1,376
Income before extraordinary items	$1,096,000	2,444
Extraordinary gains, net	$0	22
Net income	$1,096,000	2,451
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,096,000	2,450
Net charge-offs	$9,000	4,369
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$391,000	194
Net operating income	$1,077,800	2,390
2013-03-31 (YTD Data)		Rank
Total interest income	$4,551,000	1,398
Total interest expense	$761,000	1,216
Net interest income	$3,790,000	1,422
Provision for loan and lease losses	$235,000	1,198
Total noninterest income	$653,000	1,838
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$139,000	2,159
Trading account gains and fees	$0	148
Additional Noninterest Income	$514,000	1,544
Total noninterest expense	$3,425,000	1,443
Salaries and employee benefits	$2,110,000	1,274
Premises and equipment expense	$409,000	1,487
Additional noninterest expense	$906,000	1,764
Pre-tax net operating income	$783,000	2,072
Securities gains (losses)	$11,000	1,452
Applicable income taxes	$282,000	1,391
Income before extraordinary items	$512,000	2,537
Extraordinary gains, net	$0	10
Net income	$512,000	2,540
Minority interest net income	$0	76
Net income of bank and minority interests.	$512,000	2,539
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$197,000	165
Net operating income	$504,960	2,479
2012-12-31 (YTD Data)		Rank
Total interest income	$17,831,000	1,487
Total interest expense	$3,464,000	1,301
Net interest income	$14,367,000	1,533
Provision for loan and lease losses	$1,437,000	1,368
Total noninterest income	$3,105,000	1,605
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$510,000	2,443
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,595,000	1,296
Total noninterest expense	$12,457,000	1,566
Salaries and employee benefits	$7,422,000	1,377
Premises and equipment expense	$1,439,000	1,632
Additional noninterest expense	$3,596,000	1,827
Pre-tax net operating income	$3,578,000	1,787
Securities gains (losses)	$478,000	974
Applicable income taxes	$1,581,000	1,048
Income before extraordinary items	$2,475,000	2,194
Extraordinary gains, net	$0	29
Net income	$2,475,000	2,193
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,475,000	2,195
Net charge-offs	$494,000	2,666
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$835,000	238
Net operating income	$2,169,080	2,312
2012-09-30 (YTD Data)		Rank
Total interest income	$13,378,000	1,510
Total interest expense	$2,658,000	1,327
Net interest income	$10,720,000	1,553
Provision for loan and lease losses	$1,212,000	1,251
Total noninterest income	$2,414,000	1,562
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$374,000	2,519
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,040,000	1,244
Total noninterest expense	$9,258,000	1,579
Salaries and employee benefits	$5,510,000	1,384
Premises and equipment expense	$1,050,000	1,692
Additional noninterest expense	$2,698,000	1,840
Pre-tax net operating income	$2,664,000	1,855
Securities gains (losses)	$474,000	775
Applicable income taxes	$1,116,000	1,129
Income before extraordinary items	$2,022,000	2,085
Extraordinary gains, net	$0	20
Net income	$2,022,000	2,085
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,022,000	2,086
Net charge-offs	$420,000	2,401
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$595,000	214
Net operating income	$1,718,640	2,266
2012-06-30 (YTD Data)		Rank
Total interest income	$9,049,000	1,503
Total interest expense	$1,835,000	1,323
Net interest income	$7,214,000	1,539
Provision for loan and lease losses	$450,000	1,913
Total noninterest income	$1,238,000	1,875
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$240,000	2,573
Trading account gains and fees	$0	153
Additional Noninterest Income	$998,000	1,522
Total noninterest expense	$5,913,000	1,640
Salaries and employee benefits	$3,549,000	1,438
Premises and equipment expense	$665,000	1,781
Additional noninterest expense	$1,699,000	1,944
Pre-tax net operating income	$2,089,000	1,639
Securities gains (losses)	$474,000	574
Applicable income taxes	$992,000	899
Income before extraordinary items	$1,571,000	1,819
Extraordinary gains, net	$0	19
Net income	$1,571,000	1,816
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,571,000	1,819
Net charge-offs	$397,000	2,012
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$393,000	198
Net operating income	$1,267,640	2,059
2012-03-31 (YTD Data)		Rank
Total interest income	$4,556,000	1,514
Total interest expense	$952,000	1,329
Net interest income	$3,604,000	1,553
Provision for loan and lease losses	$225,000	1,839
Total noninterest income	$570,000	1,976
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$116,000	2,604
Trading account gains and fees	$0	148
Additional Noninterest Income	$454,000	1,615
Total noninterest expense	$2,843,000	1,692
Salaries and employee benefits	$1,714,000	1,497
Premises and equipment expense	$303,000	1,956
Additional noninterest expense	$826,000	1,978
Pre-tax net operating income	$1,106,000	1,537
Securities gains (losses)	$474,000	293
Applicable income taxes	$623,000	739
Income before extraordinary items	$957,000	1,526
Extraordinary gains, net	$0	19
Net income	$957,000	1,527
Minority interest net income	$0	78
Net income of bank and minority interests.	$957,000	1,527
Net charge-offs	$226,000	1,737
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$192,000	167
Net operating income	$653,640	2,013
2011-12-31 (YTD Data)		Rank
Total interest income	$17,656,000	1,608
Total interest expense	$4,178,000	1,448
Net interest income	$13,478,000	1,649
Provision for loan and lease losses	$967,000	2,466
Total noninterest income	$2,416,000	1,761
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$166,000	4,718
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,250,000	1,255
Total noninterest expense	$11,812,000	1,655
Salaries and employee benefits	$6,622,000	1,491
Premises and equipment expense	$2,386,000	1,038
Additional noninterest expense	$2,804,000	2,338
Pre-tax net operating income	$3,115,000	1,772
Securities gains (losses)	$25,000	2,985
Applicable income taxes	$1,167,000	1,210
Income before extraordinary items	$1,973,000	2,287
Extraordinary gains, net	$0	29
Net income	$1,973,000	2,288
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,973,000	2,288
Net charge-offs	$597,000	2,962
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,957,000	2,223
2011-09-30 (YTD Data)		Rank
Total interest income	$13,158,000	1,631
Total interest expense	$3,204,000	1,476
Net interest income	$9,954,000	1,697
Provision for loan and lease losses	$723,000	2,402
Total noninterest income	$1,871,000	1,690
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$108,000	4,996
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,763,000	1,216
Total noninterest expense	$8,789,000	1,656
Salaries and employee benefits	$5,074,000	1,462
Premises and equipment expense	$1,739,000	1,082
Additional noninterest expense	$1,976,000	2,492
Pre-tax net operating income	$2,313,000	1,866
Securities gains (losses)	$25,000	2,713
Applicable income taxes	$902,000	1,171
Income before extraordinary items	$1,436,000	2,411
Extraordinary gains, net	$0	21
Net income	$1,436,000	2,412
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,436,000	2,412
Net charge-offs	$308,000	3,227
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,420,000	2,322
2011-06-30 (YTD Data)		Rank
Total interest income	$8,808,000	1,647
Total interest expense	$2,165,000	1,511
Net interest income	$6,643,000	1,689
Provision for loan and lease losses	$488,000	2,356
Total noninterest income	$1,262,000	1,664
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$44,000	5,703
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,218,000	1,170
Total noninterest expense	$5,945,000	1,644
Salaries and employee benefits	$3,507,000	1,422
Premises and equipment expense	$1,143,000	1,115
Additional noninterest expense	$1,295,000	2,564
Pre-tax net operating income	$1,472,000	1,914
Securities gains (losses)	$0	2,914
Applicable income taxes	$567,000	1,206
Income before extraordinary items	$905,000	2,455
Extraordinary gains, net	$0	15
Net income	$905,000	2,455
Minority interest net income	$0	89
Net income of bank and minority interests.	$905,000	2,455
Net charge-offs	$229,000	2,976
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$905,000	2,369
2011-03-31 (YTD Data)		Rank
Total interest income	$4,370,000	1,667
Total interest expense	$1,099,000	1,547
Net interest income	$3,271,000	1,705
Provision for loan and lease losses	$255,000	2,143
Total noninterest income	$579,000	1,799
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$21,000	5,734
Trading account gains and fees	$0	158
Additional Noninterest Income	$558,000	1,260
Total noninterest expense	$2,996,000	1,653
Salaries and employee benefits	$1,817,000	1,392
Premises and equipment expense	$572,000	1,150
Additional noninterest expense	$607,000	2,700
Pre-tax net operating income	$599,000	2,225
Securities gains (losses)	$0	1,772
Applicable income taxes	$209,000	1,461
Income before extraordinary items	$390,000	2,730
Extraordinary gains, net	$0	9
Net income	$390,000	2,729
Minority interest net income	$0	86
Net income of bank and minority interests.	$390,000	2,730
Net charge-offs	$252,000	1,915
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$390,000	2,663
2010-12-31 (YTD Data)		Rank
Total interest income	$17,577,000	1,723
Total interest expense	$5,304,000	1,565
Net interest income	$12,273,000	1,801
Provision for loan and lease losses	$1,335,000	2,624
Total noninterest income	$2,535,000	1,745
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,535,000	1,188
Total noninterest expense	$10,841,000	1,814
Salaries and employee benefits	$6,420,000	1,533
Premises and equipment expense	$2,307,000	1,128
Additional noninterest expense	$2,114,000	3,110
Pre-tax net operating income	$2,632,000	1,818
Securities gains (losses)	$105,000	2,124
Applicable income taxes	$995,000	1,222
Income before extraordinary items	$1,742,000	2,251
Extraordinary gains, net	$0	29
Net income	$1,742,000	2,250
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,742,000	2,252
Net charge-offs	$623,000	3,343
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,674,800	2,229
2010-09-30 (YTD Data)		Rank
Total interest income	$13,161,000	1,762
Total interest expense	$4,081,000	1,593
Net interest income	$9,080,000	1,847
Provision for loan and lease losses	$707,000	3,020
Total noninterest income	$1,903,000	1,760
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,903,000	1,143
Total noninterest expense	$8,295,000	1,772
Salaries and employee benefits	$4,985,000	1,486
Premises and equipment expense	$1,723,000	1,150
Additional noninterest expense	$1,587,000	3,057
Pre-tax net operating income	$1,981,000	1,908
Securities gains (losses)	$78,000	2,135
Applicable income taxes	$885,000	1,104
Income before extraordinary items	$1,174,000	2,594
Extraordinary gains, net	$0	23
Net income	$1,174,000	2,592
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,174,000	2,596
Net charge-offs	$303,000	3,719
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,124,080	2,556
2010-06-30 (YTD Data)		Rank
Total interest income	$8,776,000	1,780
Total interest expense	$2,796,000	1,617
Net interest income	$5,980,000	1,872
Provision for loan and lease losses	$459,000	2,978
Total noninterest income	$1,240,000	1,731
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,240,000	1,123
Total noninterest expense	$5,534,000	1,786
Salaries and employee benefits	$3,288,000	1,510
Premises and equipment expense	$1,144,000	1,162
Additional noninterest expense	$1,102,000	2,939
Pre-tax net operating income	$1,227,000	2,028
Securities gains (losses)	$78,000	1,599
Applicable income taxes	$609,000	1,047
Income before extraordinary items	$696,000	2,782
Extraordinary gains, net	$0	19
Net income	$696,000	2,778
Minority interest net income	$0	105
Net income of bank and minority interests.	$696,000	2,781
Net charge-offs	$144,000	3,872
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$646,080	2,813
2010-03-31 (YTD Data)		Rank
Total interest income	$4,367,000	1,830
Total interest expense	$1,435,000	1,641
Net interest income	$2,932,000	1,937
Provision for loan and lease losses	$227,000	2,805
Total noninterest income	$575,000	1,830
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$575,000	1,164
Total noninterest expense	$2,748,000	1,809
Salaries and employee benefits	$1,608,000	1,551
Premises and equipment expense	$573,000	1,190
Additional noninterest expense	$567,000	2,849
Pre-tax net operating income	$532,000	2,294
Securities gains (losses)	$7,000	1,814
Applicable income taxes	$190,000	1,472
Income before extraordinary items	$349,000	2,827
Extraordinary gains, net	$0	16
Net income	$349,000	2,824
Minority interest net income	$0	91
Net income of bank and minority interests.	$349,000	2,827
Net charge-offs	$145,000	2,763
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$344,450	2,742
2009-12-31 (YTD Data)		Rank
Total interest income	$17,220,000	1,963
Total interest expense	$6,696,000	1,750
Net interest income	$10,524,000	2,089
Provision for loan and lease losses	$867,000	3,731
Total noninterest income	$2,480,000	1,841
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,480,000	1,180
Total noninterest expense	$10,835,000	1,879
Salaries and employee benefits	$6,300,000	1,568
Premises and equipment expense	$2,197,000	1,240
Additional noninterest expense	$2,338,000	2,908
Pre-tax net operating income	$1,302,000	2,577
Securities gains (losses)	$-805,000	7,667
Applicable income taxes	$134,000	2,677
Income before extraordinary items	$363,000	4,271
Extraordinary gains, net	$0	34
Net income	$363,000	4,272
Minority interest net income	$0	115
Net income of bank and minority interests.	$363,000	4,271
Net charge-offs	$369,000	4,212
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$950,650	2,795
2009-09-30 (YTD Data)		Rank
Total interest income	$12,835,000	2,016
Total interest expense	$5,127,000	1,795
Net interest income	$7,708,000	2,132
Provision for loan and lease losses	$507,000	3,770
Total noninterest income	$1,777,000	1,931
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,777,000	1,246
Total noninterest expense	$8,214,000	1,853
Salaries and employee benefits	$4,649,000	1,616
Premises and equipment expense	$1,695,000	1,216
Additional noninterest expense	$1,870,000	2,713
Pre-tax net operating income	$764,000	3,188
Securities gains (losses)	$286,000	1,032
Applicable income taxes	$363,000	1,732
Income before extraordinary items	$687,000	3,162
Extraordinary gains, net	$0	27
Net income	$687,000	3,160
Minority interest net income	$0	118
Net income of bank and minority interests.	$687,000	3,162
Net charge-offs	$302,000	3,697
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$501,100	3,595
2009-06-30 (YTD Data)		Rank
Total interest income	$8,495,000	2,071
Total interest expense	$3,468,000	1,853
Net interest income	$5,027,000	2,181
Provision for loan and lease losses	$327,000	3,576
Total noninterest income	$1,107,000	2,025
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,107,000	1,334
Total noninterest expense	$5,607,000	1,831
Salaries and employee benefits	$3,175,000	1,617
Premises and equipment expense	$1,151,000	1,230
Additional noninterest expense	$1,281,000	2,680
Pre-tax net operating income	$200,000	4,654
Securities gains (losses)	$284,000	798
Applicable income taxes	$162,000	2,185
Income before extraordinary items	$322,000	3,851
Extraordinary gains, net	$0	21
Net income	$322,000	3,850
Minority interest net income	$0	112
Net income of bank and minority interests.	$322,000	3,850
Net charge-offs	$21,000	5,585
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$131,720	4,911
2009-03-31 (YTD Data)		Rank
Total interest income	$4,284,000	2,075
Total interest expense	$1,760,000	1,891
Net interest income	$2,524,000	2,165
Provision for loan and lease losses	$168,000	3,084
Total noninterest income	$335,000	2,819
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$335,000	1,814
Total noninterest expense	$2,726,000	1,819
Salaries and employee benefits	$1,560,000	1,658
Premises and equipment expense	$537,000	1,335
Additional noninterest expense	$629,000	2,459
Pre-tax net operating income	$-35,000	6,439
Securities gains (losses)	$279,000	529
Applicable income taxes	$69,000	2,563
Income before extraordinary items	$175,000	4,086
Extraordinary gains, net	$0	15
Net income	$175,000	4,089
Minority interest net income	$0	102
Net income of bank and minority interests.	$175,000	4,089
Net charge-offs	$14,000	4,567
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-25,880	6,426
2008-12-31 (YTD Data)		Rank
Total interest income	$17,267,000	2,194
Total interest expense	$6,891,000	2,222
Net interest income	$10,376,000	2,139
Provision for loan and lease losses	$14,261,000	467
Total noninterest income	$1,544,000	2,568
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,544,000	1,557
Total noninterest expense	$9,769,000	1,974
Salaries and employee benefits	$6,062,000	1,683
Premises and equipment expense	$1,915,000	1,445
Additional noninterest expense	$1,792,000	3,150
Pre-tax net operating income	$-12,110,000	8,024
Securities gains (losses)	$-1,753,000	7,857
Applicable income taxes	$-5,817,000	8,132
Income before extraordinary items	$-8,046,000	7,949
Extraordinary gains, net	$0	39
Net income	$-8,046,000	7,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-218,000	8,270
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-6,924,080	7,942
2008-09-30 (YTD Data)		Rank
Total interest income	$12,833,000	2,257
Total interest expense	$5,056,000	2,359
Net interest income	$7,777,000	2,158
Provision for loan and lease losses	$14,127,000	315
Total noninterest income	$1,139,000	2,675
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,139,000	1,663
Total noninterest expense	$7,386,000	1,946
Salaries and employee benefits	$4,606,000	1,689
Premises and equipment expense	$1,410,000	1,481
Additional noninterest expense	$1,370,000	2,997
Pre-tax net operating income	$-12,597,000	8,243
Securities gains (losses)	$-1,786,000	8,029
Applicable income taxes	$-6,055,000	8,283
Income before extraordinary items	$-8,328,000	8,199
Extraordinary gains, net	$0	31
Net income	$-8,328,000	8,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-217,000	8,337
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-7,184,960	8,212
2008-06-30 (YTD Data)		Rank
Total interest income	$8,212,000	2,367
Total interest expense	$3,183,000	2,567
Net interest income	$5,029,000	2,214
Provision for loan and lease losses	$357,000	2,299
Total noninterest income	$733,000	2,764
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$733,000	1,732
Total noninterest expense	$4,857,000	1,973
Salaries and employee benefits	$3,027,000	1,724
Premises and equipment expense	$931,000	1,497
Additional noninterest expense	$899,000	3,016
Pre-tax net operating income	$548,000	4,213
Securities gains (losses)	$658,000	252
Applicable income taxes	$35,000	4,323
Income before extraordinary items	$1,171,000	2,251
Extraordinary gains, net	$0	21
Net income	$1,171,000	2,251
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-231,000	8,411
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$532,740	3,834
2008-03-31 (YTD Data)		Rank
Total interest income	$3,840,000	2,557
Total interest expense	$1,509,000	2,881
Net interest income	$2,331,000	2,358
Provision for loan and lease losses	$277,000	1,487
Total noninterest income	$333,000	2,922
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$333,000	1,845
Total noninterest expense	$2,461,000	1,943
Salaries and employee benefits	$1,530,000	1,719
Premises and equipment expense	$478,000	1,454
Additional noninterest expense	$453,000	2,960
Pre-tax net operating income	$-74,000	7,482
Securities gains (losses)	$496,000	242
Applicable income taxes	$-174,000	8,235
Income before extraordinary items	$596,000	2,323
Extraordinary gains, net	$0	15
Net income	$596,000	2,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-121,000	8,429
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$100,000	5,753
2007-12-31 (YTD Data)		Rank
Total interest income	$13,225,000	3,013
Total interest expense	$6,044,000	2,988
Net interest income	$7,181,000	3,030
Provision for loan and lease losses	$-376,000	8,473
Total noninterest income	$1,794,000	2,392
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,794,000	1,460
Total noninterest expense	$10,056,000	1,842
Salaries and employee benefits	$5,821,000	1,729
Premises and equipment expense	$1,959,000	1,352
Additional noninterest expense	$2,276,000	2,370
Pre-tax net operating income	$-705,000	7,923
Securities gains (losses)	$238,000	408
Applicable income taxes	$-217,000	8,143
Income before extraordinary items	$-250,000	7,746
Extraordinary gains, net	$0	39
Net income	$-250,000	7,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$247,000	2,556
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$26,050,000	51
Net operating income	$-402,320	7,819
2007-09-30 (YTD Data)		Rank
Total interest income	$9,688,000	3,074
Total interest expense	$4,489,000	3,004
Net interest income	$5,199,000	3,134
Provision for loan and lease losses	$-388,000	8,509
Total noninterest income	$1,377,000	2,351
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,377,000	1,461
Total noninterest expense	$7,033,000	1,952
Salaries and employee benefits	$4,119,000	1,835
Premises and equipment expense	$1,457,000	1,347
Additional noninterest expense	$1,457,000	2,682
Pre-tax net operating income	$-69,000	7,767
Securities gains (losses)	$338,000	289
Applicable income taxes	$54,000	4,895
Income before extraordinary items	$215,000	6,737
Extraordinary gains, net	$0	33
Net income	$215,000	6,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$281,000	1,593
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-55,400	7,771
2007-06-30 (YTD Data)		Rank
Total interest income	$6,420,000	3,098
Total interest expense	$2,934,000	3,057
Net interest income	$3,486,000	3,137
Provision for loan and lease losses	$22,000	5,270
Total noninterest income	$978,000	2,278
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$978,000	1,423
Total noninterest expense	$4,676,000	1,978
Salaries and employee benefits	$2,679,000	1,910
Premises and equipment expense	$1,044,000	1,283
Additional noninterest expense	$953,000	2,741
Pre-tax net operating income	$-234,000	8,112
Securities gains (losses)	$125,000	376
Applicable income taxes	$-83,000	8,358
Income before extraordinary items	$-26,000	7,862
Extraordinary gains, net	$0	29
Net income	$-26,000	7,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$631,000	617
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-106,000	8,001
2007-03-31 (YTD Data)		Rank
Total interest income	$3,102,000	3,195
Total interest expense	$1,439,000	3,096
Net interest income	$1,663,000	3,258
Provision for loan and lease losses	$0	5,779
Total noninterest income	$438,000	2,408
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$438,000	1,511
Total noninterest expense	$2,450,000	1,885
Salaries and employee benefits	$1,321,000	1,946
Premises and equipment expense	$568,000	1,191
Additional noninterest expense	$561,000	2,350
Pre-tax net operating income	$-349,000	8,444
Securities gains (losses)	$215,000	192
Applicable income taxes	$-68,000	8,465
Income before extraordinary items	$-66,000	8,098
Extraordinary gains, net	$0	22
Net income	$-66,000	8,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$645,000	341
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-203,600	8,322
2006-12-31 (YTD Data)		Rank
Total interest income	$12,072,000	3,070
Total interest expense	$5,012,000	3,023
Net interest income	$7,060,000	3,084
Provision for loan and lease losses	$-2,128,000	8,653
Total noninterest income	$2,683,000	1,784
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,683,000	1,080
Total noninterest expense	$10,082,000	1,769
Salaries and employee benefits	$4,938,000	1,974
Premises and equipment expense	$1,645,000	1,561
Additional noninterest expense	$3,499,000	1,510
Pre-tax net operating income	$1,789,000	3,914
Securities gains (losses)	$671,000	224
Applicable income taxes	$935,000	2,298
Income before extraordinary items	$1,525,000	3,732
Extraordinary gains, net	$0	51
Net income	$1,525,000	3,731
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-74,000	8,433
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,095,560	4,490
2006-09-30 (YTD Data)		Rank
Total interest income	$9,063,000	3,044
Total interest expense	$3,621,000	3,026
Net interest income	$5,442,000	3,042
Provision for loan and lease losses	$-500,000	8,671
Total noninterest income	$1,961,000	1,829
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,961,000	1,115
Total noninterest expense	$6,832,000	1,933
Salaries and employee benefits	$3,796,000	1,915
Premises and equipment expense	$1,279,000	1,522
Additional noninterest expense	$1,757,000	2,219
Pre-tax net operating income	$1,071,000	4,579
Securities gains (losses)	$465,000	224
Applicable income taxes	$590,000	2,620
Income before extraordinary items	$946,000	4,300
Extraordinary gains, net	$0	45
Net income	$946,000	4,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	2,462
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$648,400	5,172
2006-06-30 (YTD Data)		Rank
Total interest income	$6,060,000	3,000
Total interest expense	$2,339,000	2,993
Net interest income	$3,721,000	2,978
Provision for loan and lease losses	$0	6,419
Total noninterest income	$1,371,000	1,764
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,371,000	1,081
Total noninterest expense	$4,647,000	1,905
Salaries and employee benefits	$2,546,000	1,910
Premises and equipment expense	$879,000	1,485
Additional noninterest expense	$1,222,000	2,134
Pre-tax net operating income	$445,000	5,672
Securities gains (losses)	$259,000	229
Applicable income taxes	$272,000	3,175
Income before extraordinary items	$432,000	5,213
Extraordinary gains, net	$0	39
Net income	$432,000	5,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$193,000	1,129
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$266,240	6,260
2006-03-31 (YTD Data)		Rank
Total interest income	$3,002,000	2,967
Total interest expense	$1,135,000	2,935
Net interest income	$1,867,000	2,953
Provision for loan and lease losses	$0	6,013
Total noninterest income	$748,000	1,608
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$748,000	1,000
Total noninterest expense	$2,354,000	1,895
Salaries and employee benefits	$1,339,000	1,844
Premises and equipment expense	$445,000	1,464
Additional noninterest expense	$570,000	2,253
Pre-tax net operating income	$261,000	5,282
Securities gains (losses)	$126,000	226
Applicable income taxes	$0	6,588
Income before extraordinary items	$387,000	3,780
Extraordinary gains, net	$0	21
Net income	$387,000	3,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$306,000	458
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$261,000	4,741
2005-12-31 (YTD Data)		Rank
Total interest income	$12,669,000	2,587
Total interest expense	$3,974,000	2,668
Net interest income	$8,695,000	2,503
Provision for loan and lease losses	$3,042,000	354
Total noninterest income	$3,814,000	1,333
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,814,000	836
Total noninterest expense	$13,728,000	1,255
Salaries and employee benefits	$6,340,000	1,483
Premises and equipment expense	$2,314,000	1,034
Additional noninterest expense	$5,074,000	1,025
Pre-tax net operating income	$-4,261,000	8,815
Securities gains (losses)	$10,215,000	55
Applicable income taxes	$2,122,000	1,291
Income before extraordinary items	$3,832,000	1,805
Extraordinary gains, net	$0	46
Net income	$3,832,000	1,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-120,000	8,656
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-2,705,600	8,781
2005-09-30 (YTD Data)		Rank
Total interest income	$9,494,000	2,538
Total interest expense	$2,891,000	2,610
Net interest income	$6,603,000	2,466
Provision for loan and lease losses	$3,042,000	264
Total noninterest income	$3,189,000	1,227
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,189,000	768
Total noninterest expense	$10,995,000	1,165
Salaries and employee benefits	$4,760,000	1,458
Premises and equipment expense	$1,687,000	1,059
Additional noninterest expense	$4,548,000	846
Pre-tax net operating income	$-4,245,000	8,843
Securities gains (losses)	$10,164,000	50
Applicable income taxes	$3,020,000	771
Income before extraordinary items	$2,899,000	1,807
Extraordinary gains, net	$0	35
Net income	$2,899,000	1,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-171,000	8,723
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-3,605,960	8,832
2005-06-30 (YTD Data)		Rank
Total interest income	$6,398,000	2,456
Total interest expense	$1,925,000	2,488
Net interest income	$4,473,000	2,412
Provision for loan and lease losses	$3,042,000	190
Total noninterest income	$1,953,000	1,297
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,953,000	824
Total noninterest expense	$8,749,000	953
Salaries and employee benefits	$3,353,000	1,368
Premises and equipment expense	$1,108,000	1,077
Additional noninterest expense	$4,288,000	627
Pre-tax net operating income	$-5,365,000	8,858
Securities gains (losses)	$9,967,000	40
Applicable income taxes	$2,652,000	611
Income before extraordinary items	$1,950,000	1,750
Extraordinary gains, net	$0	30
Net income	$1,950,000	1,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$326,000	840
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-4,428,880	8,846
2005-03-31 (YTD Data)		Rank
Total interest income	$3,156,000	2,454
Total interest expense	$976,000	2,391
Net interest income	$2,180,000	2,447
Provision for loan and lease losses	$987,000	262
Total noninterest income	$517,000	2,089
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$517,000	1,306
Total noninterest expense	$4,260,000	977
Salaries and employee benefits	$2,064,000	1,104
Premises and equipment expense	$564,000	1,064
Additional noninterest expense	$1,632,000	776
Pre-tax net operating income	$-2,550,000	8,922
Securities gains (losses)	$35,000	641
Applicable income taxes	$-116,000	8,854
Income before extraordinary items	$-2,399,000	8,920
Extraordinary gains, net	$0	24
Net income	$-2,399,000	8,920
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	698
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-2,432,250	8,909
2004-12-31 (YTD Data)		Rank
Total interest income	$11,813,000	2,431
Total interest expense	$4,272,000	1,908
Net interest income	$7,541,000	2,681
Provision for loan and lease losses	$81,000	5,303
Total noninterest income	$2,438,000	1,907
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,438,000	1,149
Total noninterest expense	$8,963,000	1,803
Salaries and employee benefits	$4,903,000	1,795
Premises and equipment expense	$2,233,000	1,030
Additional noninterest expense	$1,827,000	2,617
Pre-tax net operating income	$935,000	5,406
Securities gains (losses)	$540,000	432
Applicable income taxes	$683,000	2,805
Income before extraordinary items	$792,000	5,283
Extraordinary gains, net	$0	34
Net income	$792,000	5,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-108,000	8,800
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$446,400	6,510
2004-09-30 (YTD Data)		Rank
Total interest income	$8,899,000	2,384
Total interest expense	$3,252,000	1,840
Net interest income	$5,647,000	2,652
Provision for loan and lease losses	$75,000	4,788
Total noninterest income	$1,866,000	1,881
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,866,000	1,137
Total noninterest expense	$6,761,000	1,784
Salaries and employee benefits	$3,655,000	1,793
Premises and equipment expense	$1,692,000	1,023
Additional noninterest expense	$1,414,000	2,509
Pre-tax net operating income	$677,000	5,588
Securities gains (losses)	$378,000	504
Applicable income taxes	$575,000	2,652
Income before extraordinary items	$480,000	5,907
Extraordinary gains, net	$0	26
Net income	$480,000	5,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-115,000	8,829
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$238,080	7,203
2004-06-30 (YTD Data)		Rank
Total interest income	$6,005,000	2,352
Total interest expense	$2,231,000	1,778
Net interest income	$3,774,000	2,623
Provision for loan and lease losses	$75,000	3,988
Total noninterest income	$1,229,000	1,887
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,229,000	1,153
Total noninterest expense	$4,373,000	1,826
Salaries and employee benefits	$2,419,000	1,807
Premises and equipment expense	$1,076,000	1,083
Additional noninterest expense	$878,000	2,682
Pre-tax net operating income	$555,000	5,038
Securities gains (losses)	$239,000	581
Applicable income taxes	$420,000	2,477
Income before extraordinary items	$374,000	5,498
Extraordinary gains, net	$0	21
Net income	$374,000	5,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-44,000	8,694
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$221,040	6,614
2004-03-31 (YTD Data)		Rank
Total interest income	$3,035,000	2,317
Total interest expense	$1,144,000	1,763
Net interest income	$1,891,000	2,620
Provision for loan and lease losses	$75,000	2,550
Total noninterest income	$603,000	1,882
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$603,000	1,139
Total noninterest expense	$2,203,000	1,824
Salaries and employee benefits	$1,211,000	1,821
Premises and equipment expense	$527,000	1,120
Additional noninterest expense	$465,000	2,529
Pre-tax net operating income	$216,000	5,640
Securities gains (losses)	$124,000	706
Applicable income taxes	$0	7,103
Income before extraordinary items	$340,000	3,927
Extraordinary gains, net	$0	16
Net income	$340,000	3,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,405
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$216,000	5,013
2003-12-31 (YTD Data)		Rank
Total interest income	$13,805,000	2,060
Total interest expense	$5,028,000	1,784
Net interest income	$8,777,000	2,209
Provision for loan and lease losses	$2,491,000	559
Total noninterest income	$2,800,000	1,781
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,800,000	1,138
Total noninterest expense	$8,712,000	1,815
Salaries and employee benefits	$4,742,000	1,817
Premises and equipment expense	$2,143,000	1,063
Additional noninterest expense	$1,827,000	2,601
Pre-tax net operating income	$374,000	7,143
Securities gains (losses)	$340,000	971
Applicable income taxes	$266,000	4,464
Income before extraordinary items	$448,000	6,580
Extraordinary gains, net	$0	54
Net income	$448,000	6,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,054,000	539
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$230,400	7,485
2003-09-30 (YTD Data)		Rank
Total interest income	$10,666,000	2,029
Total interest expense	$3,858,000	1,803
Net interest income	$6,808,000	2,154
Provision for loan and lease losses	$2,211,000	487
Total noninterest income	$2,261,000	1,724
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,261,000	1,136
Total noninterest expense	$6,509,000	1,831
Salaries and employee benefits	$3,557,000	1,825
Premises and equipment expense	$1,663,000	1,041
Additional noninterest expense	$1,289,000	2,719
Pre-tax net operating income	$349,000	6,953
Securities gains (losses)	$186,000	1,272
Applicable income taxes	$177,000	4,845
Income before extraordinary items	$358,000	6,611
Extraordinary gains, net	$0	40
Net income	$358,000	6,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,031,000	438
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$233,380	7,214
2003-06-30 (YTD Data)		Rank
Total interest income	$7,241,000	2,008
Total interest expense	$2,653,000	1,814
Net interest income	$4,588,000	2,125
Provision for loan and lease losses	$1,406,000	505
Total noninterest income	$1,628,000	1,605
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,628,000	1,070
Total noninterest expense	$4,262,000	1,855
Salaries and employee benefits	$2,342,000	1,832
Premises and equipment expense	$1,104,000	1,047
Additional noninterest expense	$816,000	2,829
Pre-tax net operating income	$548,000	5,084
Securities gains (losses)	$0	3,782
Applicable income taxes	$111,000	4,979
Income before extraordinary items	$437,000	5,171
Extraordinary gains, net	$0	30
Net income	$437,000	5,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,286,000	443
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$437,000	4,963
2003-03-31 (YTD Data)		Rank
Total interest income	$3,776,000	1,941
Total interest expense	$1,395,000	1,783
Net interest income	$2,381,000	2,051
Provision for loan and lease losses	$1,170,000	346
Total noninterest income	$844,000	1,519
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$844,000	1,008
Total noninterest expense	$2,094,000	1,872
Salaries and employee benefits	$1,172,000	1,821
Premises and equipment expense	$554,000	1,043
Additional noninterest expense	$368,000	3,059
Pre-tax net operating income	$-39,000	8,859
Securities gains (losses)	$0	2,891
Applicable income taxes	$16,000	6,250
Income before extraordinary items	$-55,000	8,965
Extraordinary gains, net	$0	21
Net income	$-55,000	8,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,110,000	310
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-55,000	8,876
2002-12-31 (YTD Data)		Rank
Total interest income	$15,832,000	1,949
Total interest expense	$7,216,000	1,570
Net interest income	$8,616,000	2,249
Provision for loan and lease losses	$624,000	2,004
Total noninterest income	$2,751,000	1,656
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,751,000	1,055
Total noninterest expense	$8,624,000	1,755
Salaries and employee benefits	$4,700,000	1,702
Premises and equipment expense	$2,211,000	987
Additional noninterest expense	$1,713,000	2,654
Pre-tax net operating income	$2,119,000	3,303
Securities gains (losses)	$523,000	641
Applicable income taxes	$979,000	2,249
Income before extraordinary items	$1,663,000	3,239
Extraordinary gains, net	$0	70
Net income	$1,663,000	3,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$384,000	2,003
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,328,280	3,728
2001-12-31 (YTD Data)		Rank
Total interest income	$17,065,000	2,007
Total interest expense	$9,538,000	1,708
Net interest income	$7,527,000	2,380
Provision for loan and lease losses	$1,492,000	912
Total noninterest income	$2,933,000	1,502
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,933,000	962
Total noninterest expense	$8,284,000	1,761
Salaries and employee benefits	$4,566,000	1,646
Premises and equipment expense	$2,177,000	962
Additional noninterest expense	$1,541,000	2,805
Pre-tax net operating income	$684,000	5,883
Securities gains (losses)	$377,000	753
Applicable income taxes	$493,000	3,347
Income before extraordinary items	$568,000	5,760
Extraordinary gains, net	$0	105
Net income	$568,000	5,763
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$750,000	1,151
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$326,720	6,856
2000-12-31 (YTD Data)		Rank
Total interest income	$17,366,000	2,029
Total interest expense	$9,928,000	1,736
Net interest income	$7,438,000	2,384
Provision for loan and lease losses	$0	8,337
Total noninterest income	$2,584,000	1,538
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,584,000	947
Total noninterest expense	$7,983,000	1,749
Salaries and employee benefits	$4,309,000	1,660
Premises and equipment expense	$2,004,000	995
Additional noninterest expense	$1,670,000	2,550
Pre-tax net operating income	$2,039,000	3,275
Securities gains (losses)	$121,000	523
Applicable income taxes	$867,000	2,371
Income before extraordinary items	$1,293,000	3,654
Extraordinary gains, net	$0	38
Net income	$1,293,000	3,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	2,683
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,215,560	3,810
1999-12-31 (YTD Data)		Rank
Total interest income	$15,332,000	2,125
Total interest expense	$8,326,000	1,783
Net interest income	$7,006,000	2,510
Provision for loan and lease losses	$0	8,503
Total noninterest income	$2,339,000	1,652
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$2,339,000	1,028
Total noninterest expense	$7,063,000	1,943
Salaries and employee benefits	$3,900,000	1,781
Premises and equipment expense	$1,685,000	1,193
Additional noninterest expense	$1,478,000	2,902
Pre-tax net operating income	$2,282,000	3,006
Securities gains (losses)	$79,000	822
Applicable income taxes	$960,000	2,289
Income before extraordinary items	$1,401,000	3,418
Extraordinary gains, net	$0	35
Net income	$1,401,000	3,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,573
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,350,440	3,493
1998-12-31 (YTD Data)		Rank
Total interest income	$14,794,000	2,209
Total interest expense	$8,564,000	1,782
Net interest income	$6,230,000	2,755
Provision for loan and lease losses	$0	8,652
Total noninterest income	$2,407,000	1,582
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$2,407,000	1,036
Total noninterest expense	$6,484,000	2,020
Salaries and employee benefits	$3,585,000	1,863
Premises and equipment expense	$1,530,000	1,255
Additional noninterest expense	$1,369,000	3,007
Pre-tax net operating income	$2,153,000	3,134
Securities gains (losses)	$438,000	602
Applicable income taxes	$1,133,000	2,088
Income before extraordinary items	$1,458,000	3,331
Extraordinary gains, net	$0	32
Net income	$1,458,000	3,332
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,015
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,177,680	3,902
1997-12-31 (YTD Data)		Rank
Total interest income	$13,686,000	2,385
Total interest expense	$7,988,000	1,934
Net interest income	$5,698,000	3,061
Provision for loan and lease losses	$0	8,829
Total noninterest income	$2,168,000	1,660
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$2,168,000	1,042
Total noninterest expense	$6,058,000	2,121
Salaries and employee benefits	$3,231,000	2,037
Premises and equipment expense	$1,465,000	1,335
Additional noninterest expense	$1,362,000	2,978
Pre-tax net operating income	$1,808,000	3,846
Securities gains (losses)	$378,000	499
Applicable income taxes	$905,000	2,648
Income before extraordinary items	$1,281,000	3,844
Extraordinary gains, net	$0	44
Net income	$1,281,000	3,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,572
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,039,080	4,502
1996-12-31 (YTD Data)		Rank
Total interest income	$11,965,000	2,756
Total interest expense	$6,825,000	2,266
Net interest income	$5,140,000	3,455
Provision for loan and lease losses	$0	9,041
Total noninterest income	$1,840,000	1,973
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,840,000	1,219
Total noninterest expense	$6,560,000	2,111
Salaries and employee benefits	$3,069,000	2,179
Premises and equipment expense	$1,147,000	1,758
Additional noninterest expense	$2,344,000	2,137
Pre-tax net operating income	$420,000	8,395
Securities gains (losses)	$764,000	318
Applicable income taxes	$546,000	3,866
Income before extraordinary items	$638,000	6,050
Extraordinary gains, net	$0	53
Net income	$638,000	6,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,845
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$149,040	9,743
1995-12-31 (YTD Data)		Rank
Total interest income	$11,483,000	2,899
Total interest expense	$5,999,000	2,561
Net interest income	$5,484,000	3,239
Provision for loan and lease losses	$0	8,958
Total noninterest income	$1,577,000	2,210
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$1,577,000	1,339
Total noninterest expense	$5,018,000	2,705
Salaries and employee benefits	$2,702,000	2,472
Premises and equipment expense	$856,000	2,335
Additional noninterest expense	$1,460,000	3,163
Pre-tax net operating income	$2,043,000	3,425
Securities gains (losses)	$677,000	284
Applicable income taxes	$689,000	3,276
Income before extraordinary items	$2,031,000	2,477
Extraordinary gains, net	$0	65
Net income	$2,031,000	2,476
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,036
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$1,523,250	3,188
1994-12-31 (YTD Data)		Rank
Total interest income	$10,506,000	2,892
Total interest expense	$4,847,000	2,535
Net interest income	$5,659,000	3,173
Provision for loan and lease losses	$0	9,146
Total noninterest income	$1,387,000	2,438
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$1,387,000	1,469
Total noninterest expense	$4,417,000	3,116
Salaries and employee benefits	$2,372,000	2,798
Premises and equipment expense	$745,000	2,686
Additional noninterest expense	$1,300,000	3,768
Pre-tax net operating income	$2,629,000	2,701
Securities gains (losses)	$120,000	702
Applicable income taxes	$1,016,000	2,208
Income before extraordinary items	$1,733,000	2,797
Extraordinary gains, net	$0	249
Net income	$1,733,000	2,799
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	6,043
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,656,200	2,937
1993-12-31 (YTD Data)		Rank
Total interest income	$10,638,000	2,915
Total interest expense	$5,407,000	2,388
Net interest income	$5,231,000	3,423
Provision for loan and lease losses	$180,000	4,132
Total noninterest income	$1,813,000	2,098
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$1,813,000	1,346
Total noninterest expense	$4,413,000	3,179
Salaries and employee benefits	$2,195,000	2,988
Premises and equipment expense	$836,000	2,446
Additional noninterest expense	$1,382,000	3,755
Pre-tax net operating income	$2,451,000	2,760
Securities gains (losses)	$493,000	903
Applicable income taxes	$1,081,000	2,098
Income before extraordinary items	$1,863,000	2,694
Extraordinary gains, net	$0	3,149
Net income	$1,863,000	2,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	4,144
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,547,480	2,972
1992-12-31 (YTD Data)		Rank
Total interest income	$11,826,000	2,966
Total interest expense	$7,184,000	2,346
Net interest income	$4,642,000	3,885
Provision for loan and lease losses	$240,000	4,686
Total noninterest income	$1,633,000	2,244
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$1,633,000	1,431
Total noninterest expense	$4,432,000	3,207
Salaries and employee benefits	$2,149,000	2,997
Premises and equipment expense	$536,000	3,741
Additional noninterest expense	$1,747,000	3,136
Pre-tax net operating income	$1,603,000	3,795
Securities gains (losses)	$520,000	1,055
Applicable income taxes	$668,000	3,122
Income before extraordinary items	$1,455,000	3,169
Extraordinary gains, net	$0	1,422
Net income	$1,455,000	3,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$189,000	4,326
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,096,200	3,831

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.