Home > First Acadiana National Bank Opelousas > Income and Expense
First Acadiana National Bank Opelousas, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,167,000 | 2,071 |
| Total interest expense | $5,198,000 | 2,486 |
| Net interest income | $9,969,000 | 1,801 |
| Provision for loan and lease losses | $800,000 | 1,514 |
| Total noninterest income | $2,175,000 | 1,858 |
| Gross Fiduciary activities income | $2,000 | 1,590 |
| Service charges on deposit accounts | $1,462,000 | 903 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $711,000 | 2,570 |
| Total noninterest expense | $9,415,000 | 1,607 |
| Salaries and employee benefits | $3,705,000 | 1,811 |
| Premises and equipment expense | $810,000 | 2,530 |
| Additional noninterest expense | $4,900,000 | 1,293 |
| Pre-tax net operating income | $1,929,000 | 3,420 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $592,000 | 3,648 |
| Income before extraordinary items | $1,337,000 | 3,612 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,337,000 | 3,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 2,377 |
| Cash dividends | $1,085,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,337,000 | 3,420 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,584,000 | 2,141 |
| Total interest expense | $6,716,000 | 2,512 |
| Net interest income | $9,868,000 | 1,855 |
| Provision for loan and lease losses | $600,000 | 2,617 |
| Total noninterest income | $1,936,000 | 1,979 |
| Gross Fiduciary activities income | $2,000 | 1,625 |
| Service charges on deposit accounts | $1,424,000 | 917 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $510,000 | 3,143 |
| Total noninterest expense | $6,983,000 | 2,108 |
| Salaries and employee benefits | $3,335,000 | 1,966 |
| Premises and equipment expense | $849,000 | 2,433 |
| Additional noninterest expense | $2,799,000 | 2,114 |
| Pre-tax net operating income | $4,221,000 | 1,496 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $1,317,000 | 1,611 |
| Income before extraordinary items | $2,914,000 | 1,592 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,914,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 2,724 |
| Cash dividends | $3,731,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,907,100 | 1,481 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.