Home > Fireside Bank > Income and Expense
Fireside Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $32,433,000 | 860 |
| Total interest expense | $14,661,000 | 376 |
| Net interest income | $17,772,000 | 1,251 |
| Provision for loan and lease losses | $-41,978,000 | 7,354 |
| Total noninterest income | $5,771,000 | 930 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,771,000 | 630 |
| Total noninterest expense | $42,758,000 | 480 |
| Salaries and employee benefits | $29,965,000 | 337 |
| Premises and equipment expense | $2,295,000 | 1,084 |
| Additional noninterest expense | $10,498,000 | 680 |
| Pre-tax net operating income | $22,763,000 | 338 |
| Securities gains (losses) | $440,000 | 868 |
| Applicable income taxes | $8,761,000 | 280 |
| Income before extraordinary items | $14,442,000 | 387 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,442,000 | 388 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $14,442,000 | 388 |
| Net charge-offs | $-21,105,000 | 7,356 |
| Cash dividends | $133,748,000 | 42 |
| Sale, conversion, retirement of capital stock, net | $-113,552,000 | 7,355 |
| Net operating income | $14,160,400 | 381 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $32,370,000 | 648 |
| Total interest expense | $14,661,000 | 294 |
| Net interest income | $17,709,000 | 938 |
| Provision for loan and lease losses | $-34,135,000 | 7,433 |
| Total noninterest income | $5,779,000 | 750 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,779,000 | 530 |
| Total noninterest expense | $35,715,000 | 436 |
| Salaries and employee benefits | $25,713,000 | 287 |
| Premises and equipment expense | $1,725,000 | 1,098 |
| Additional noninterest expense | $8,277,000 | 645 |
| Pre-tax net operating income | $21,908,000 | 279 |
| Securities gains (losses) | $440,000 | 709 |
| Applicable income taxes | $7,774,000 | 257 |
| Income before extraordinary items | $14,574,000 | 309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,574,000 | 310 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $14,574,000 | 310 |
| Net charge-offs | $-13,262,000 | 7,436 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $2,639,000 | 182 |
| Net operating income | $14,288,000 | 301 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $28,524,000 | 488 |
| Total interest expense | $14,661,000 | 215 |
| Net interest income | $13,863,000 | 793 |
| Provision for loan and lease losses | $-28,183,000 | 7,510 |
| Total noninterest income | $236,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $236,000 | 3,234 |
| Total noninterest expense | $23,003,000 | 453 |
| Salaries and employee benefits | $16,808,000 | 293 |
| Premises and equipment expense | $1,128,000 | 1,133 |
| Additional noninterest expense | $5,067,000 | 714 |
| Pre-tax net operating income | $19,279,000 | 229 |
| Securities gains (losses) | $440,000 | 398 |
| Applicable income taxes | $6,865,000 | 197 |
| Income before extraordinary items | $12,854,000 | 248 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,854,000 | 248 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $12,854,000 | 248 |
| Net charge-offs | $-6,752,000 | 7,512 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,237,000 | 151 |
| Net operating income | $12,568,000 | 244 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $15,788,000 | 450 |
| Total interest expense | $7,094,000 | 226 |
| Net interest income | $8,694,000 | 625 |
| Provision for loan and lease losses | $-13,852,000 | 7,570 |
| Total noninterest income | $138,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $138,000 | 3,046 |
| Total noninterest expense | $10,937,000 | 480 |
| Salaries and employee benefits | $8,458,000 | 296 |
| Premises and equipment expense | $579,000 | 1,133 |
| Additional noninterest expense | $1,900,000 | 937 |
| Pre-tax net operating income | $11,747,000 | 195 |
| Securities gains (losses) | $277,000 | 268 |
| Applicable income taxes | $4,123,000 | 175 |
| Income before extraordinary items | $7,901,000 | 209 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,901,000 | 209 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,901,000 | 209 |
| Net charge-offs | $-2,187,000 | 7,569 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $717,000 | 117 |
| Net operating income | $7,718,180 | 209 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $99,628,000 | 309 |
| Total interest expense | $28,227,000 | 277 |
| Net interest income | $71,401,000 | 318 |
| Provision for loan and lease losses | $-14,197,000 | 7,656 |
| Total noninterest income | $1,238,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,238,000 | 1,915 |
| Total noninterest expense | $62,260,000 | 348 |
| Salaries and employee benefits | $34,224,000 | 282 |
| Premises and equipment expense | $6,725,000 | 390 |
| Additional noninterest expense | $21,311,000 | 386 |
| Pre-tax net operating income | $24,576,000 | 258 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $10,522,000 | 215 |
| Income before extraordinary items | $14,054,000 | 331 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,054,000 | 331 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $14,054,000 | 332 |
| Net charge-offs | $25,368,000 | 278 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,024,000 | 263 |
| Net operating income | $14,054,000 | 319 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $80,410,000 | 292 |
| Total interest expense | $21,815,000 | 279 |
| Net interest income | $58,595,000 | 292 |
| Provision for loan and lease losses | $-3,697,000 | 7,757 |
| Total noninterest income | $1,007,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $0 | 6,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,007,000 | 1,792 |
| Total noninterest expense | $48,628,000 | 327 |
| Salaries and employee benefits | $26,396,000 | 272 |
| Premises and equipment expense | $6,131,000 | 333 |
| Additional noninterest expense | $16,101,000 | 363 |
| Pre-tax net operating income | $14,671,000 | 307 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $6,253,000 | 241 |
| Income before extraordinary items | $8,418,000 | 406 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,418,000 | 405 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $8,418,000 | 407 |
| Net charge-offs | $19,628,000 | 262 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,502,000 | 245 |
| Net operating income | $8,418,000 | 393 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $57,508,000 | 276 |
| Total interest expense | $15,277,000 | 273 |
| Net interest income | $42,231,000 | 275 |
| Provision for loan and lease losses | $2,853,000 | 980 |
| Total noninterest income | $714,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $714,000 | 1,654 |
| Total noninterest expense | $30,740,000 | 339 |
| Salaries and employee benefits | $18,333,000 | 255 |
| Premises and equipment expense | $1,788,000 | 736 |
| Additional noninterest expense | $10,619,000 | 361 |
| Pre-tax net operating income | $9,352,000 | 315 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,997,000 | 233 |
| Income before extraordinary items | $5,355,000 | 401 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,355,000 | 402 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $5,355,000 | 402 |
| Net charge-offs | $11,361,000 | 297 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $915,000 | 217 |
| Net operating income | $5,355,000 | 395 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $30,736,000 | 270 |
| Total interest expense | $7,926,000 | 277 |
| Net interest income | $22,810,000 | 264 |
| Provision for loan and lease losses | $2,853,000 | 575 |
| Total noninterest income | $394,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $394,000 | 1,522 |
| Total noninterest expense | $15,551,000 | 343 |
| Salaries and employee benefits | $9,740,000 | 245 |
| Premises and equipment expense | $924,000 | 733 |
| Additional noninterest expense | $4,887,000 | 390 |
| Pre-tax net operating income | $4,800,000 | 292 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,973,000 | 222 |
| Income before extraordinary items | $2,827,000 | 382 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,827,000 | 383 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,827,000 | 384 |
| Net charge-offs | $11,448,000 | 198 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $414,000 | 168 |
| Net operating income | $2,827,000 | 377 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $177,128,000 | 212 |
| Total interest expense | $43,551,000 | 263 |
| Net interest income | $133,577,000 | 184 |
| Provision for loan and lease losses | $51,267,000 | 231 |
| Total noninterest income | $3,485,000 | 1,454 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,485,000 | 943 |
| Total noninterest expense | $76,023,000 | 299 |
| Salaries and employee benefits | $46,557,000 | 196 |
| Premises and equipment expense | $6,090,000 | 444 |
| Additional noninterest expense | $23,376,000 | 388 |
| Pre-tax net operating income | $9,772,000 | 439 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $10,214,000 | 159 |
| Income before extraordinary items | $-442,000 | 6,040 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-442,000 | 6,038 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-442,000 | 6,039 |
| Net charge-offs | $96,962,000 | 124 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $398,000 | 583 |
| Net operating income | $-442,000 | 6,038 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $140,981,000 | 214 |
| Total interest expense | $34,647,000 | 268 |
| Net interest income | $106,334,000 | 183 |
| Provision for loan and lease losses | $41,153,000 | 234 |
| Total noninterest income | $2,996,000 | 1,323 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,996,000 | 855 |
| Total noninterest expense | $60,594,000 | 288 |
| Salaries and employee benefits | $36,627,000 | 191 |
| Premises and equipment expense | $5,152,000 | 403 |
| Additional noninterest expense | $18,815,000 | 371 |
| Pre-tax net operating income | $7,583,000 | 432 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $8,954,000 | 152 |
| Income before extraordinary items | $-1,371,000 | 6,946 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,371,000 | 6,947 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,371,000 | 6,947 |
| Net charge-offs | $71,697,000 | 129 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $-843,000 | 8,082 |
| Net operating income | $-1,371,000 | 6,926 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $99,169,000 | 206 |
| Total interest expense | $24,493,000 | 266 |
| Net interest income | $74,676,000 | 180 |
| Provision for loan and lease losses | $26,784,000 | 238 |
| Total noninterest income | $2,093,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,093,000 | 854 |
| Total noninterest expense | $46,065,000 | 259 |
| Salaries and employee benefits | $28,223,000 | 179 |
| Premises and equipment expense | $3,958,000 | 361 |
| Additional noninterest expense | $13,884,000 | 345 |
| Pre-tax net operating income | $3,920,000 | 573 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $7,922,000 | 123 |
| Income before extraordinary items | $-4,002,000 | 7,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,002,000 | 7,727 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,002,000 | 7,727 |
| Net charge-offs | $47,481,000 | 129 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $222,000 | 456 |
| Net operating income | $-4,002,000 | 7,736 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $51,904,000 | 201 |
| Total interest expense | $12,639,000 | 276 |
| Net interest income | $39,265,000 | 175 |
| Provision for loan and lease losses | $11,113,000 | 232 |
| Total noninterest income | $1,135,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,135,000 | 766 |
| Total noninterest expense | $26,322,000 | 230 |
| Salaries and employee benefits | $17,772,000 | 147 |
| Premises and equipment expense | $1,581,000 | 455 |
| Additional noninterest expense | $6,969,000 | 301 |
| Pre-tax net operating income | $2,965,000 | 407 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $7,523,000 | 85 |
| Income before extraordinary items | $-4,558,000 | 8,045 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,558,000 | 8,046 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,558,000 | 8,046 |
| Net charge-offs | $26,505,000 | 105 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 397 |
| Net operating income | $-4,558,000 | 8,045 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $242,618,000 | 192 |
| Total interest expense | $58,746,000 | 281 |
| Net interest income | $183,872,000 | 157 |
| Provision for loan and lease losses | $118,924,000 | 106 |
| Total noninterest income | $4,886,000 | 1,076 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,886,000 | 663 |
| Total noninterest expense | $94,135,000 | 247 |
| Salaries and employee benefits | $54,959,000 | 180 |
| Premises and equipment expense | $10,130,000 | 286 |
| Additional noninterest expense | $29,046,000 | 310 |
| Pre-tax net operating income | $-24,301,000 | 8,128 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-5,869,000 | 8,133 |
| Income before extraordinary items | $-18,432,000 | 8,082 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-18,432,000 | 8,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,320,000 | 70 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $623,000 | 502 |
| Net operating income | $-18,432,000 | 8,106 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $185,118,000 | 199 |
| Total interest expense | $44,943,000 | 294 |
| Net interest income | $140,175,000 | 163 |
| Provision for loan and lease losses | $99,368,000 | 94 |
| Total noninterest income | $3,916,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,916,000 | 673 |
| Total noninterest expense | $71,880,000 | 239 |
| Salaries and employee benefits | $42,217,000 | 181 |
| Premises and equipment expense | $8,473,000 | 258 |
| Additional noninterest expense | $21,190,000 | 287 |
| Pre-tax net operating income | $-27,157,000 | 8,303 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-6,750,000 | 8,290 |
| Income before extraordinary items | $-20,407,000 | 8,276 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-20,407,000 | 8,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,296,000 | 69 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $529,000 | 371 |
| Net operating income | $-20,407,000 | 8,290 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $125,434,000 | 198 |
| Total interest expense | $30,703,000 | 302 |
| Net interest income | $94,731,000 | 159 |
| Provision for loan and lease losses | $73,156,000 | 90 |
| Total noninterest income | $2,830,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,830,000 | 642 |
| Total noninterest expense | $50,322,000 | 230 |
| Salaries and employee benefits | $29,062,000 | 180 |
| Premises and equipment expense | $6,834,000 | 213 |
| Additional noninterest expense | $14,426,000 | 278 |
| Pre-tax net operating income | $-25,917,000 | 8,398 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-10,747,000 | 8,401 |
| Income before extraordinary items | $-15,170,000 | 8,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,170,000 | 8,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,346,000 | 72 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $370,000 | 304 |
| Net operating income | $-15,170,000 | 8,380 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $63,528,000 | 201 |
| Total interest expense | $15,695,000 | 314 |
| Net interest income | $47,833,000 | 156 |
| Provision for loan and lease losses | $27,236,000 | 96 |
| Total noninterest income | $1,621,000 | 903 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,621,000 | 594 |
| Total noninterest expense | $26,643,000 | 222 |
| Salaries and employee benefits | $15,604,000 | 172 |
| Premises and equipment expense | $3,321,000 | 216 |
| Additional noninterest expense | $7,718,000 | 255 |
| Pre-tax net operating income | $-4,425,000 | 8,426 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,822,000 | 8,427 |
| Income before extraordinary items | $-2,603,000 | 8,406 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,603,000 | 8,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,071,000 | 58 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 232 |
| Net operating income | $-2,603,000 | 8,406 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $256,128,000 | 206 |
| Total interest expense | $58,755,000 | 360 |
| Net interest income | $197,373,000 | 150 |
| Provision for loan and lease losses | $166,790,000 | 47 |
| Total noninterest income | $9,011,000 | 665 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,011,000 | 437 |
| Total noninterest expense | $105,636,000 | 213 |
| Salaries and employee benefits | $64,555,000 | 162 |
| Premises and equipment expense | $8,883,000 | 317 |
| Additional noninterest expense | $32,198,000 | 240 |
| Pre-tax net operating income | $-66,042,000 | 8,522 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-27,265,000 | 8,523 |
| Income before extraordinary items | $-38,777,000 | 8,513 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-38,777,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,168,000 | 55 |
| Cash dividends | $13,250,000 | 331 |
| Sale, conversion, retirement of capital stock, net | $1,373,000 | 396 |
| Net operating income | $-38,777,000 | 8,509 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $191,090,000 | 202 |
| Total interest expense | $42,996,000 | 379 |
| Net interest income | $148,094,000 | 150 |
| Provision for loan and lease losses | $69,500,000 | 54 |
| Total noninterest income | $6,687,000 | 673 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,687,000 | 449 |
| Total noninterest expense | $77,861,000 | 213 |
| Salaries and employee benefits | $48,225,000 | 164 |
| Premises and equipment expense | $6,172,000 | 340 |
| Additional noninterest expense | $23,464,000 | 236 |
| Pre-tax net operating income | $7,420,000 | 932 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,167,000 | 667 |
| Income before extraordinary items | $4,253,000 | 1,212 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,253,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,191,000 | 57 |
| Cash dividends | $13,250,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $701,000 | 360 |
| Net operating income | $4,253,000 | 1,199 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $125,476,000 | 219 |
| Total interest expense | $27,747,000 | 397 |
| Net interest income | $97,729,000 | 159 |
| Provision for loan and lease losses | $34,000,000 | 63 |
| Total noninterest income | $4,389,000 | 702 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,389,000 | 473 |
| Total noninterest expense | $51,785,000 | 223 |
| Salaries and employee benefits | $32,659,000 | 171 |
| Premises and equipment expense | $4,071,000 | 357 |
| Additional noninterest expense | $15,055,000 | 255 |
| Pre-tax net operating income | $16,333,000 | 379 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $6,853,000 | 309 |
| Income before extraordinary items | $9,480,000 | 444 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,480,000 | 443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,740,000 | 58 |
| Cash dividends | $9,500,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $439,000 | 317 |
| Net operating income | $9,480,000 | 435 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $61,794,000 | 219 |
| Total interest expense | $13,559,000 | 396 |
| Net interest income | $48,235,000 | 158 |
| Provision for loan and lease losses | $16,500,000 | 57 |
| Total noninterest income | $2,242,000 | 683 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,242,000 | 457 |
| Total noninterest expense | $25,647,000 | 221 |
| Salaries and employee benefits | $16,511,000 | 170 |
| Premises and equipment expense | $2,041,000 | 354 |
| Additional noninterest expense | $7,095,000 | 255 |
| Pre-tax net operating income | $8,330,000 | 365 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,490,000 | 307 |
| Income before extraordinary items | $4,840,000 | 432 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,840,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,094,000 | 53 |
| Cash dividends | $4,750,000 | 253 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 230 |
| Net operating income | $4,840,000 | 420 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $241,126,000 | 205 |
| Total interest expense | $49,838,000 | 371 |
| Net interest income | $191,288,000 | 154 |
| Provision for loan and lease losses | $62,356,000 | 47 |
| Total noninterest income | $7,735,000 | 762 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,735,000 | 489 |
| Total noninterest expense | $91,831,000 | 228 |
| Salaries and employee benefits | $58,875,000 | 176 |
| Premises and equipment expense | $7,386,000 | 359 |
| Additional noninterest expense | $25,570,000 | 265 |
| Pre-tax net operating income | $44,836,000 | 302 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $18,727,000 | 246 |
| Income before extraordinary items | $26,109,000 | 348 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $26,109,000 | 346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,210,000 | 47 |
| Cash dividends | $16,250,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $1,804,000 | 428 |
| Net operating income | $26,109,000 | 340 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $178,710,000 | 212 |
| Total interest expense | $36,048,000 | 383 |
| Net interest income | $142,662,000 | 160 |
| Provision for loan and lease losses | $41,856,000 | 56 |
| Total noninterest income | $5,537,000 | 803 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,537,000 | 520 |
| Total noninterest expense | $68,341,000 | 240 |
| Salaries and employee benefits | $44,517,000 | 189 |
| Premises and equipment expense | $5,450,000 | 370 |
| Additional noninterest expense | $18,374,000 | 282 |
| Pre-tax net operating income | $38,002,000 | 297 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $16,025,000 | 236 |
| Income before extraordinary items | $21,977,000 | 338 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $21,977,000 | 337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,761,000 | 54 |
| Cash dividends | $14,250,000 | 245 |
| Sale, conversion, retirement of capital stock, net | $1,699,000 | 332 |
| Net operating income | $21,977,000 | 332 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $116,478,000 | 219 |
| Total interest expense | $22,852,000 | 381 |
| Net interest income | $93,626,000 | 169 |
| Provision for loan and lease losses | $24,080,000 | 57 |
| Total noninterest income | $3,510,000 | 834 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,510,000 | 537 |
| Total noninterest expense | $45,524,000 | 246 |
| Salaries and employee benefits | $30,021,000 | 190 |
| Premises and equipment expense | $3,606,000 | 376 |
| Additional noninterest expense | $11,897,000 | 293 |
| Pre-tax net operating income | $27,532,000 | 276 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $11,341,000 | 236 |
| Income before extraordinary items | $16,191,000 | 312 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $16,191,000 | 311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,075,000 | 60 |
| Cash dividends | $9,500,000 | 242 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $16,191,000 | 308 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $56,599,000 | 220 |
| Total interest expense | $10,917,000 | 378 |
| Net interest income | $45,682,000 | 172 |
| Provision for loan and lease losses | $11,603,000 | 56 |
| Total noninterest income | $1,809,000 | 803 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,809,000 | 527 |
| Total noninterest expense | $22,671,000 | 246 |
| Salaries and employee benefits | $15,013,000 | 188 |
| Premises and equipment expense | $1,836,000 | 369 |
| Additional noninterest expense | $5,822,000 | 297 |
| Pre-tax net operating income | $13,217,000 | 278 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,544,000 | 234 |
| Income before extraordinary items | $7,673,000 | 313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,673,000 | 312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,123,000 | 64 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $7,673,000 | 307 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $214,196,000 | 208 |
| Total interest expense | $38,363,000 | 338 |
| Net interest income | $175,833,000 | 170 |
| Provision for loan and lease losses | $47,444,000 | 58 |
| Total noninterest income | $7,092,000 | 819 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,092,000 | 536 |
| Total noninterest expense | $83,170,000 | 254 |
| Salaries and employee benefits | $54,147,000 | 195 |
| Premises and equipment expense | $6,826,000 | 374 |
| Additional noninterest expense | $22,197,000 | 307 |
| Pre-tax net operating income | $52,311,000 | 270 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $21,876,000 | 221 |
| Income before extraordinary items | $30,435,000 | 304 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $30,435,000 | 305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,444,000 | 66 |
| Cash dividends | $18,000,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $30,435,000 | 300 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $158,008,000 | 208 |
| Total interest expense | $27,643,000 | 331 |
| Net interest income | $130,365,000 | 176 |
| Provision for loan and lease losses | $34,875,000 | 56 |
| Total noninterest income | $5,191,000 | 834 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,191,000 | 549 |
| Total noninterest expense | $62,595,000 | 253 |
| Salaries and employee benefits | $40,410,000 | 195 |
| Premises and equipment expense | $4,983,000 | 381 |
| Additional noninterest expense | $17,202,000 | 298 |
| Pre-tax net operating income | $38,086,000 | 277 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $16,012,000 | 240 |
| Income before extraordinary items | $22,074,000 | 311 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $22,074,000 | 312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,482,000 | 67 |
| Cash dividends | $13,500,000 | 240 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $22,074,000 | 307 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $103,049,000 | 206 |
| Total interest expense | $17,679,000 | 325 |
| Net interest income | $85,370,000 | 175 |
| Provision for loan and lease losses | $21,839,000 | 59 |
| Total noninterest income | $3,423,000 | 834 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,423,000 | 543 |
| Total noninterest expense | $42,399,000 | 242 |
| Salaries and employee benefits | $27,680,000 | 189 |
| Premises and equipment expense | $3,166,000 | 391 |
| Additional noninterest expense | $11,553,000 | 294 |
| Pre-tax net operating income | $24,555,000 | 273 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,329,000 | 235 |
| Income before extraordinary items | $14,226,000 | 317 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $14,226,000 | 317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,135,000 | 72 |
| Cash dividends | $9,000,000 | 217 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $14,226,000 | 311 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $50,479,000 | 210 |
| Total interest expense | $8,482,000 | 321 |
| Net interest income | $41,997,000 | 179 |
| Provision for loan and lease losses | $9,721,000 | 63 |
| Total noninterest income | $1,779,000 | 786 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,779,000 | 513 |
| Total noninterest expense | $20,743,000 | 251 |
| Salaries and employee benefits | $13,568,000 | 196 |
| Premises and equipment expense | $1,417,000 | 432 |
| Additional noninterest expense | $5,758,000 | 296 |
| Pre-tax net operating income | $13,312,000 | 256 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,598,000 | 224 |
| Income before extraordinary items | $7,714,000 | 290 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $7,714,000 | 290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,537,000 | 74 |
| Cash dividends | $4,500,000 | 192 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $7,714,000 | 284 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $196,852,000 | 200 |
| Total interest expense | $32,653,000 | 290 |
| Net interest income | $164,199,000 | 175 |
| Provision for loan and lease losses | $46,126,000 | 68 |
| Total noninterest income | $5,947,000 | 922 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,947,000 | 589 |
| Total noninterest expense | $77,176,000 | 267 |
| Salaries and employee benefits | $49,365,000 | 203 |
| Premises and equipment expense | $6,202,000 | 386 |
| Additional noninterest expense | $21,609,000 | 319 |
| Pre-tax net operating income | $46,844,000 | 269 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $19,547,000 | 231 |
| Income before extraordinary items | $27,302,000 | 313 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $27,302,000 | 313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,301,000 | 70 |
| Cash dividends | $16,000,000 | 247 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $27,298,800 | 304 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $146,440,000 | 199 |
| Total interest expense | $24,184,000 | 285 |
| Net interest income | $122,256,000 | 176 |
| Provision for loan and lease losses | $34,973,000 | 71 |
| Total noninterest income | $4,224,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,224,000 | 628 |
| Total noninterest expense | $57,285,000 | 271 |
| Salaries and employee benefits | $37,042,000 | 203 |
| Premises and equipment expense | $4,590,000 | 393 |
| Additional noninterest expense | $15,653,000 | 321 |
| Pre-tax net operating income | $34,222,000 | 277 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $14,473,000 | 239 |
| Income before extraordinary items | $19,754,000 | 325 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $19,754,000 | 324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,971,000 | 74 |
| Cash dividends | $12,000,000 | 239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $19,750,800 | 307 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $96,709,000 | 197 |
| Total interest expense | $16,050,000 | 286 |
| Net interest income | $80,659,000 | 176 |
| Provision for loan and lease losses | $25,238,000 | 66 |
| Total noninterest income | $2,860,000 | 968 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,860,000 | 622 |
| Total noninterest expense | $38,098,000 | 270 |
| Salaries and employee benefits | $25,132,000 | 200 |
| Premises and equipment expense | $3,024,000 | 396 |
| Additional noninterest expense | $9,942,000 | 325 |
| Pre-tax net operating income | $20,183,000 | 291 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $8,560,000 | 261 |
| Income before extraordinary items | $11,627,000 | 347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,627,000 | 346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,534,000 | 73 |
| Cash dividends | $8,000,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $11,624,440 | 332 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $48,099,000 | 199 |
| Total interest expense | $8,101,000 | 286 |
| Net interest income | $39,998,000 | 175 |
| Provision for loan and lease losses | $13,276,000 | 61 |
| Total noninterest income | $1,450,000 | 938 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,450,000 | 602 |
| Total noninterest expense | $18,357,000 | 277 |
| Salaries and employee benefits | $12,115,000 | 205 |
| Premises and equipment expense | $1,472,000 | 415 |
| Additional noninterest expense | $4,770,000 | 325 |
| Pre-tax net operating income | $9,815,000 | 298 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $4,137,000 | 267 |
| Income before extraordinary items | $5,682,000 | 351 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,682,000 | 351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,370,000 | 73 |
| Cash dividends | $4,000,000 | 207 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $5,679,440 | 332 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $189,757,000 | 200 |
| Total interest expense | $34,144,000 | 294 |
| Net interest income | $155,613,000 | 171 |
| Provision for loan and lease losses | $55,154,000 | 75 |
| Total noninterest income | $5,959,000 | 980 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,959,000 | 662 |
| Total noninterest expense | $65,993,000 | 305 |
| Salaries and employee benefits | $42,537,000 | 223 |
| Premises and equipment expense | $5,648,000 | 423 |
| Additional noninterest expense | $17,808,000 | 360 |
| Pre-tax net operating income | $40,425,000 | 288 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $16,871,000 | 262 |
| Income before extraordinary items | $23,563,000 | 335 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $23,563,000 | 336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,289,000 | 79 |
| Cash dividends | $10,500,000 | 366 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $23,557,240 | 314 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $140,961,000 | 206 |
| Total interest expense | $25,735,000 | 308 |
| Net interest income | $115,226,000 | 172 |
| Provision for loan and lease losses | $36,512,000 | 87 |
| Total noninterest income | $4,090,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,090,000 | 743 |
| Total noninterest expense | $48,554,000 | 316 |
| Salaries and employee benefits | $31,321,000 | 234 |
| Premises and equipment expense | $4,175,000 | 436 |
| Additional noninterest expense | $13,058,000 | 378 |
| Pre-tax net operating income | $34,250,000 | 269 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $14,223,000 | 246 |
| Income before extraordinary items | $20,036,000 | 317 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $20,036,000 | 319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,417,000 | 85 |
| Cash dividends | $7,500,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $20,030,240 | 292 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $92,349,000 | 210 |
| Total interest expense | $17,179,000 | 312 |
| Net interest income | $75,170,000 | 179 |
| Provision for loan and lease losses | $23,690,000 | 86 |
| Total noninterest income | $2,671,000 | 1,098 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,671,000 | 735 |
| Total noninterest expense | $32,059,000 | 321 |
| Salaries and employee benefits | $20,693,000 | 238 |
| Premises and equipment expense | $2,787,000 | 436 |
| Additional noninterest expense | $8,579,000 | 384 |
| Pre-tax net operating income | $22,092,000 | 274 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $9,391,000 | 253 |
| Income before extraordinary items | $12,704,000 | 334 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $12,704,000 | 336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,398,000 | 92 |
| Cash dividends | $5,000,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $12,702,080 | 304 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $45,232,000 | 219 |
| Total interest expense | $8,555,000 | 324 |
| Net interest income | $36,677,000 | 186 |
| Provision for loan and lease losses | $11,249,000 | 96 |
| Total noninterest income | $1,348,000 | 1,059 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,348,000 | 717 |
| Total noninterest expense | $15,740,000 | 320 |
| Salaries and employee benefits | $10,182,000 | 244 |
| Premises and equipment expense | $1,412,000 | 434 |
| Additional noninterest expense | $4,146,000 | 390 |
| Pre-tax net operating income | $11,036,000 | 278 |
| Securities gains (losses) | $3,000 | 2,514 |
| Applicable income taxes | $4,686,000 | 258 |
| Income before extraordinary items | $6,353,000 | 328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,353,000 | 329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,926,000 | 91 |
| Cash dividends | $2,500,000 | 329 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $6,351,080 | 304 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $166,159,000 | 237 |
| Total interest expense | $35,665,000 | 362 |
| Net interest income | $130,494,000 | 205 |
| Provision for loan and lease losses | $39,066,000 | 117 |
| Total noninterest income | $5,205,000 | 1,020 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,000 | 8,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,204,000 | 669 |
| Total noninterest expense | $58,086,000 | 331 |
| Salaries and employee benefits | $37,344,000 | 247 |
| Premises and equipment expense | $5,415,000 | 444 |
| Additional noninterest expense | $15,327,000 | 419 |
| Pre-tax net operating income | $38,547,000 | 300 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $15,449,000 | 272 |
| Income before extraordinary items | $23,110,000 | 330 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $23,110,000 | 329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,667,000 | 123 |
| Cash dividends | $11,000,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $23,102,320 | 317 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $152,168,000 | 294 |
| Total interest expense | $43,208,000 | 421 |
| Net interest income | $108,960,000 | 226 |
| Provision for loan and lease losses | $26,911,000 | 147 |
| Total noninterest income | $5,529,000 | 902 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,529,000 | 613 |
| Total noninterest expense | $54,803,000 | 336 |
| Salaries and employee benefits | $35,402,000 | 232 |
| Premises and equipment expense | $5,150,000 | 454 |
| Additional noninterest expense | $14,251,000 | 452 |
| Pre-tax net operating income | $32,775,000 | 294 |
| Securities gains (losses) | $80,000 | 1,936 |
| Applicable income taxes | $13,865,000 | 267 |
| Income before extraordinary items | $18,990,000 | 339 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $18,990,000 | 337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,368,000 | 128 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $18,938,800 | 327 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $134,965,000 | 336 |
| Total interest expense | $39,004,000 | 510 |
| Net interest income | $95,961,000 | 238 |
| Provision for loan and lease losses | $20,956,000 | 145 |
| Total noninterest income | $4,089,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,089,000 | 714 |
| Total noninterest expense | $49,202,000 | 352 |
| Salaries and employee benefits | $31,223,000 | 252 |
| Premises and equipment expense | $4,565,000 | 491 |
| Additional noninterest expense | $13,414,000 | 477 |
| Pre-tax net operating income | $29,892,000 | 337 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $12,693,000 | 291 |
| Income before extraordinary items | $17,201,000 | 365 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $17,201,000 | 365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 9,703 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $17,199,720 | 364 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $116,657,000 | 360 |
| Total interest expense | $30,519,000 | 555 |
| Net interest income | $86,138,000 | 261 |
| Provision for loan and lease losses | $19,475,000 | 143 |
| Total noninterest income | $2,828,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,828,000 | 927 |
| Total noninterest expense | $45,440,000 | 391 |
| Salaries and employee benefits | $29,880,000 | 261 |
| Premises and equipment expense | $4,719,000 | 482 |
| Additional noninterest expense | $10,841,000 | 568 |
| Pre-tax net operating income | $24,051,000 | 419 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $10,225,000 | 364 |
| Income before extraordinary items | $13,829,000 | 477 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $13,829,000 | 477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,552,000 | 126 |
| Cash dividends | $7,500,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $13,827,080 | 470 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $107,122,000 | 374 |
| Total interest expense | $30,000,000 | 572 |
| Net interest income | $77,122,000 | 276 |
| Provision for loan and lease losses | $19,242,000 | 140 |
| Total noninterest income | $5,125,000 | 921 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,125,000 | 632 |
| Total noninterest expense | $42,888,000 | 403 |
| Salaries and employee benefits | $27,039,000 | 283 |
| Premises and equipment expense | $5,358,000 | 416 |
| Additional noninterest expense | $10,491,000 | 569 |
| Pre-tax net operating income | $20,117,000 | 444 |
| Securities gains (losses) | $21,000 | 2,394 |
| Applicable income taxes | $8,476,000 | 384 |
| Income before extraordinary items | $11,662,000 | 504 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $11,662,000 | 503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,770,000 | 105 |
| Cash dividends | $8,000,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $11,648,560 | 483 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $123,150,000 | 340 |
| Total interest expense | $34,824,000 | 518 |
| Net interest income | $88,326,000 | 253 |
| Provision for loan and lease losses | $34,960,000 | 99 |
| Total noninterest income | $7,375,000 | 706 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $7,375,000 | 492 |
| Total noninterest expense | $46,887,000 | 343 |
| Salaries and employee benefits | $27,274,000 | 261 |
| Premises and equipment expense | $5,261,000 | 420 |
| Additional noninterest expense | $14,352,000 | 424 |
| Pre-tax net operating income | $13,854,000 | 621 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $5,980,000 | 545 |
| Income before extraordinary items | $7,874,000 | 718 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,874,000 | 719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,257,000 | 95 |
| Cash dividends | $4,500,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,874,000 | 702 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $118,558,000 | 384 |
| Total interest expense | $31,903,000 | 588 |
| Net interest income | $86,655,000 | 287 |
| Provision for loan and lease losses | $27,462,000 | 112 |
| Total noninterest income | $7,420,000 | 727 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $7,420,000 | 513 |
| Total noninterest expense | $41,088,000 | 451 |
| Salaries and employee benefits | $25,775,000 | 313 |
| Premises and equipment expense | $4,084,000 | 553 |
| Additional noninterest expense | $11,229,000 | 609 |
| Pre-tax net operating income | $25,525,000 | 384 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $10,864,000 | 343 |
| Income before extraordinary items | $14,664,000 | 435 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $14,664,000 | 436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,951,000 | 119 |
| Cash dividends | $8,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $14,662,080 | 432 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $104,730,000 | 432 |
| Total interest expense | $28,473,000 | 669 |
| Net interest income | $76,257,000 | 325 |
| Provision for loan and lease losses | $22,421,000 | 110 |
| Total noninterest income | $5,804,000 | 866 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,804,000 | 604 |
| Total noninterest expense | $34,493,000 | 519 |
| Salaries and employee benefits | $21,175,000 | 380 |
| Premises and equipment expense | $3,588,000 | 642 |
| Additional noninterest expense | $9,730,000 | 702 |
| Pre-tax net operating income | $25,147,000 | 401 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $10,767,000 | 356 |
| Income before extraordinary items | $14,365,000 | 455 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $14,365,000 | 456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,406,000 | 115 |
| Cash dividends | $4,750,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $14,374,600 | 452 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $89,558,000 | 439 |
| Total interest expense | $18,882,000 | 754 |
| Net interest income | $70,676,000 | 337 |
| Provision for loan and lease losses | $16,055,000 | 137 |
| Total noninterest income | $5,246,000 | 898 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,246,000 | 626 |
| Total noninterest expense | $29,311,000 | 596 |
| Salaries and employee benefits | $17,876,000 | 433 |
| Premises and equipment expense | $3,319,000 | 700 |
| Additional noninterest expense | $8,116,000 | 811 |
| Pre-tax net operating income | $30,556,000 | 326 |
| Securities gains (losses) | $62,000 | 1,024 |
| Applicable income taxes | $13,050,000 | 282 |
| Income before extraordinary items | $17,568,000 | 353 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $17,568,000 | 353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,035,000 | 131 |
| Cash dividends | $3,500,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $17,528,320 | 358 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $79,558,000 | 474 |
| Total interest expense | $17,511,000 | 803 |
| Net interest income | $62,047,000 | 364 |
| Provision for loan and lease losses | $14,278,000 | 210 |
| Total noninterest income | $5,010,000 | 979 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,010,000 | 668 |
| Total noninterest expense | $27,271,000 | 662 |
| Salaries and employee benefits | $15,847,000 | 484 |
| Premises and equipment expense | $3,167,000 | 736 |
| Additional noninterest expense | $8,257,000 | 875 |
| Pre-tax net operating income | $25,508,000 | 335 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $10,566,000 | 299 |
| Income before extraordinary items | $14,965,000 | 389 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $14,965,000 | 400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,431,000 | 272 |
| Cash dividends | $3,000,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $14,950,280 | 367 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $73,958,000 | 560 |
| Total interest expense | $20,694,000 | 889 |
| Net interest income | $53,264,000 | 425 |
| Provision for loan and lease losses | $12,528,000 | 312 |
| Total noninterest income | $4,008,000 | 1,139 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,008,000 | 784 |
| Total noninterest expense | $26,711,000 | 673 |
| Salaries and employee benefits | $15,191,000 | 488 |
| Premises and equipment expense | $3,647,000 | 672 |
| Additional noninterest expense | $7,873,000 | 926 |
| Pre-tax net operating income | $18,033,000 | 378 |
| Securities gains (losses) | $218,000 | 1,894 |
| Applicable income taxes | $7,556,000 | 337 |
| Income before extraordinary items | $10,695,000 | 461 |
| Extraordinary gains, net | $-296,000 | 13,780 |
| Net income | $10,399,000 | 482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,991,000 | 386 |
| Cash dividends | $2,500,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $10,555,480 | 424 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.