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Fireside Bank, Assets and Liabilities

2011-12-31Rank
# of Employees:191773
Assets and Liabilities
Total Assets:$25,902,0007,085
Cash and due from depository institutions$16,070,000773
Interest-bearing balances$14,000,0002,379
Securities$3,338,0006,633
Federal funds sold & reverse repurchase agreements$1,066,0002,476
Net loans & leases$07,320
Loan loss allowance$07,295
Trading account assets$0205
Bank premises and fixed assets$36,0007,210
Other real estate owned$0773
Goodwill and other intangibles$02,970
All other assets$5,392,0002,919
Life insurance assets$03,748
Total liabilities and capital$25,902,0007,085
Total liabilities$9,785,0007,312
Total deposits$07,364
Interest-bearing deposits$07,339
Deposits held in domestic offices$07,364
% insured0.00%7,364
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$04,481
Subordinated debt$0193
All other liabilities$9,785,000621
Total equity capital$16,117,0003,803
Total bank equity capital$16,117,0003,803
Perpetual preferred stock$0263
Common stock$4,550,000978
Surplus$11,540,0002,365
Undivided profits$27,0006,182
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$06,876
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$16,0007,315
Earning assets$18,404,0007,181
Long-term assets (5+ years)$3,285,0006,269
Average Assets, year-to-date$325,131,6001,982
Average Assets, quarterly$152,165,5003,812
Volatile liabilities$07,082
Insider loans$06,631
FHLB advances$04,174
Loans and leases held for sale$01,918
Unused loan commitments$07,207
Tier 1 (core) risk-based capital$14,409,0003,943
Tier 2 risk-based capital$07,292
Total risk weighted assets$5,106,0007,316
Total unused commitments$07,207
Derivatives$01,191
2011-09-30Rank
# of Employees:291489
Assets and Liabilities
Total Assets:$278,429,0002,313
Cash and due from depository institutions$266,111,000489
Interest-bearing balances$266,000,000180
Securities$3,770,0006,630
Federal funds sold & reverse repurchase agreements$2,100,0002,126
Net loans & leases$07,400
Loan loss allowance$07,370
Trading account assets$0209
Bank premises and fixed assets$84,0007,135
Other real estate owned$0489
Goodwill and other intangibles$02,996
All other assets$6,364,0002,642
Life insurance assets$03,747
Total liabilities and capital$278,429,0002,313
Total liabilities$12,222,0007,361
Total deposits$07,442
Interest-bearing deposits$07,416
Deposits held in domestic offices$07,442
% insured0.00%7,442
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$04,648
Subordinated debt$0206
All other liabilities$12,222,000512
Total equity capital$266,207,000303
Total bank equity capital$266,207,000301
Perpetual preferred stock$0266
Common stock$4,550,000997
Surplus$127,731,000339
Undivided profits$133,926,000251
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$06,967
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$45,0007,354
Earning assets$271,870,0002,189
Long-term assets (5+ years)$3,712,0006,210
Average Assets, year-to-date$399,939,0001,629
Average Assets, quarterly$277,278,5002,307
Volatile liabilities$07,136
Insider loans$06,691
FHLB advances$04,265
Loans and leases held for sale$01,904
Unused loan commitments$07,272
Tier 1 (core) risk-based capital$266,029,000275
Tier 2 risk-based capital$07,365
Total risk weighted assets$7,542,0007,341
Total unused commitments$07,272
Derivatives$01,195
2011-06-30Rank
# of Employees:301479
Assets and Liabilities
Total Assets:$276,128,0002,324
Cash and due from depository institutions$17,005,000479
Interest-bearing balances$15,000,0002,205
Securities$4,027,0006,694
Federal funds sold & reverse repurchase agreements$2,069,0002,109
Net loans & leases$232,642,0001,796
Loan loss allowance$22,317,000389
Trading account assets$0213
Bank premises and fixed assets$107,0007,126
Other real estate owned$0479
Goodwill and other intangibles$03,017
All other assets$20,278,0001,064
Life insurance assets$03,737
Total liabilities and capital$276,128,0002,324
Total liabilities$13,044,0007,426
Total deposits$07,521
Interest-bearing deposits$07,492
Deposits held in domestic offices$07,521
% insured0.00%7,520
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$04,735
Subordinated debt$0212
All other liabilities$13,044,000472
Total equity capital$263,084,000302
Total bank equity capital$263,084,000299
Perpetual preferred stock$0222
Common stock$4,550,0001,014
Surplus$126,329,000344
Undivided profits$132,205,000245
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$101,0006,476
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$2,111,0001,344
Earning assets$253,738,0002,298
Long-term assets (5+ years)$3,958,0006,203
Average Assets, year-to-date$440,442,3301,502
Average Assets, quarterly$364,489,5001,808
Volatile liabilities$07,185
Insider loans$06,748
FHLB advances$04,341
Loans and leases held for sale$01,752
Unused loan commitments$07,355
Tier 1 (core) risk-based capital$250,343,000284
Tier 2 risk-based capital$3,304,0001,598
Total risk weighted assets$245,312,0001,776
Total unused commitments$07,355
Derivatives$01,174
2011-03-31Rank
# of Employees:326442
Assets and Liabilities
Total Assets:$452,851,0001,480
Cash and due from depository institutions$30,242,000442
Interest-bearing balances$30,000,0001,298
Securities$92,658,0001,500
Federal funds sold & reverse repurchase agreements$27,419,000221
Net loans & leases$278,090,0001,527
Loan loss allowance$32,083,000299
Trading account assets$0208
Bank premises and fixed assets$146,0007,030
Other real estate owned$0442
Goodwill and other intangibles$03,025
All other assets$24,296,000930
Life insurance assets$03,748
Total liabilities and capital$452,851,0001,480
Total liabilities$195,135,0002,913
Total deposits$172,692,0003,071
Interest-bearing deposits$172,692,0002,633
Deposits held in domestic offices$172,692,0003,068
% insured100.00%2
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$6,500,0002,607
Subordinated debt$0214
All other liabilities$15,943,000415
Total equity capital$257,716,000301
Total bank equity capital$257,716,000300
Perpetual preferred stock$0224
Common stock$4,550,0001,026
Surplus$125,809,000348
Undivided profits$127,357,000245
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$99,0006,542
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$2,767,0001,009
Earning assets$428,167,0001,449
Long-term assets (5+ years)$3,928,0006,216
Average Assets, year-to-date$522,599,5001,294
Average Assets, quarterly$522,599,5001,294
Volatile liabilities$6,500,0004,330
Insider loans$06,813
FHLB advances$04,390
Loans and leases held for sale$01,676
Unused loan commitments$07,410
Tier 1 (core) risk-based capital$241,829,000289
Tier 2 risk-based capital$4,063,0001,330
Total risk weighted assets$297,018,0001,506
Total unused commitments$07,411
Derivatives$01,153
2010-12-31Rank
# of Employees:376382
Assets and Liabilities
Total Assets:$592,348,0001,133
Cash and due from depository institutions$66,372,000382
Interest-bearing balances$66,000,000525
Securities$148,183,000924
Federal funds sold & reverse repurchase agreements$10,260,000724
Net loans & leases$337,557,0001,287
Loan loss allowance$43,748,000236
Trading account assets$0207
Bank premises and fixed assets$201,0006,954
Other real estate owned$0382
Goodwill and other intangibles$03,026
All other assets$29,775,000780
Life insurance assets$03,769
Total liabilities and capital$592,348,0001,133
Total liabilities$342,958,0001,731
Total deposits$321,379,0001,702
Interest-bearing deposits$321,379,0001,466
Deposits held in domestic offices$321,379,0001,700
% insured98.83%437
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$1,366,0004,226
Subordinated debt$0220
All other liabilities$20,213,000358
Total equity capital$249,390,000305
Total bank equity capital$249,390,000304
Perpetual preferred stock$0224
Common stock$4,550,0001,031
Surplus$125,092,000351
Undivided profits$119,748,000255
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$417,0005,679
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$3,756,000742
Earning assets$562,000,0001,090
Long-term assets (5+ years)$4,152,0006,206
Average Assets, year-to-date$769,635,000882
Average Assets, quarterly$632,539,0001,063
Volatile liabilities$58,540,0002,201
Insider loans$06,907
FHLB advances$04,551
Loans and leases held for sale$01,952
Unused loan commitments$07,482
Tier 1 (core) risk-based capital$228,915,000296
Tier 2 risk-based capital$4,922,0001,139
Total risk weighted assets$354,943,0001,305
Total unused commitments$07,482
Derivatives$01,176
2010-09-30Rank
# of Employees:386368
Assets and Liabilities
Total Assets:$672,730,0001,005
Cash and due from depository institutions$75,334,000368
Interest-bearing balances$75,000,000498
Securities$144,361,000932
Federal funds sold & reverse repurchase agreements$20,834,000341
Net loans & leases$397,384,0001,108
Loan loss allowance$59,988,000187
Trading account assets$0210
Bank premises and fixed assets$262,0006,888
Other real estate owned$0368
Goodwill and other intangibles$03,048
All other assets$34,555,000684
Life insurance assets$03,793
Total liabilities and capital$672,730,0001,005
Total liabilities$429,313,0001,439
Total deposits$409,200,0001,354
Interest-bearing deposits$409,200,0001,163
Deposits held in domestic offices$409,200,0001,353
% insured98.83%318
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$6,0005,087
Subordinated debt$0233
All other liabilities$20,107,000368
Total equity capital$243,417,000304
Total bank equity capital$243,417,000303
Perpetual preferred stock$0229
Common stock$4,550,0001,042
Surplus$124,570,000347
Undivided profits$114,297,000274
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$902,0004,914
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$4,306,000654
Earning assets$637,579,000966
Long-term assets (5+ years)$4,734,0006,158
Average Assets, year-to-date$813,956,750834
Average Assets, quarterly$729,715,000928
Volatile liabilities$77,730,0001,770
Insider loans$06,998
FHLB advances$04,672
Loans and leases held for sale$01,963
Unused loan commitments$07,584
Tier 1 (core) risk-based capital$216,549,000304
Tier 2 risk-based capital$5,883,000982
Total risk weighted assets$416,549,0001,129
Total unused commitments$07,585
Derivatives$01,218
2010-06-30Rank
# of Employees:400341
Assets and Liabilities
Total Assets:$786,700,000873
Cash and due from depository institutions$33,535,000341
Interest-bearing balances$33,150,0001,036
Securities$193,089,000699
Federal funds sold & reverse repurchase agreements$33,960,000171
Net loans & leases$470,930,000954
Loan loss allowance$74,805,000157
Trading account assets$0210
Bank premises and fixed assets$397,0006,568
Other real estate owned$0341
Goodwill and other intangibles$03,062
All other assets$54,789,000458
Life insurance assets$03,801
Total liabilities and capital$786,700,000873
Total liabilities$546,881,0001,111
Total deposits$512,664,0001,068
Interest-bearing deposits$512,664,000921
Deposits held in domestic offices$512,664,0001,065
% insured98.33%502
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$13,999,0002,080
Subordinated debt$0241
All other liabilities$20,218,000352
Total equity capital$239,819,000305
Total bank equity capital$239,819,000305
Perpetual preferred stock$0222
Common stock$4,550,0001,060
Surplus$123,983,000344
Undivided profits$111,286,000274
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$1,939,0003,792
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$5,902,000448
Earning assets$731,129,000843
Long-term assets (5+ years)$4,960,0006,160
Average Assets, year-to-date$861,032,330786
Average Assets, quarterly$822,292,000829
Volatile liabilities$138,195,0001,025
Insider loans$07,068
FHLB advances$04,785
Loans and leases held for sale$01,852
Unused loan commitments$07,640
Tier 1 (core) risk-based capital$208,902,000309
Tier 2 risk-based capital$7,218,000801
Total risk weighted assets$509,888,000917
Total unused commitments$07,640
Derivatives$01,168
2010-03-31Rank
# of Employees:426328
Assets and Liabilities
Total Assets:$857,884,000804
Cash and due from depository institutions$33,543,000328
Interest-bearing balances$33,150,0001,041
Securities$199,496,000655
Federal funds sold & reverse repurchase agreements$9,729,000967
Net loans & leases$556,057,000825
Loan loss allowance$74,718,000165
Trading account assets$0227
Bank premises and fixed assets$509,0006,393
Other real estate owned$0328
Goodwill and other intangibles$03,074
All other assets$58,550,000448
Life insurance assets$03,823
Total liabilities and capital$857,884,000804
Total liabilities$621,146,0001,004
Total deposits$596,124,000934
Interest-bearing deposits$596,124,000788
Deposits held in domestic offices$596,124,000931
% insured98.11%579
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$4,465,0003,690
Subordinated debt$0248
All other liabilities$20,557,000352
Total equity capital$236,738,000310
Total bank equity capital$236,738,000310
Perpetual preferred stock$0220
Common stock$4,550,0001,081
Surplus$123,482,000351
Undivided profits$108,706,000276
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$780,0005,205
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$6,289,000445
Earning assets$798,432,000780
Long-term assets (5+ years)$5,679,0006,075
Average Assets, year-to-date$898,198,500770
Average Assets, quarterly$898,198,500770
Volatile liabilities$167,663,000884
Insider loans$07,167
FHLB advances$04,906
Loans and leases held for sale$01,823
Unused loan commitments$07,740
Tier 1 (core) risk-based capital$205,917,000316
Tier 2 risk-based capital$8,274,000718
Total risk weighted assets$595,477,000810
Total unused commitments$07,741
Derivatives$01,155
2009-12-31Rank
# of Employees:455308
Assets and Liabilities
Total Assets:$938,513,000731
Cash and due from depository institutions$32,706,000308
Interest-bearing balances$32,150,000906
Securities$165,454,000787
Federal funds sold & reverse repurchase agreements$15,799,000523
Net loans & leases$660,657,000679
Loan loss allowance$83,313,000155
Trading account assets$0224
Bank premises and fixed assets$689,0006,100
Other real estate owned$0308
Goodwill and other intangibles$03,096
All other assets$63,208,000433
Life insurance assets$03,837
Total liabilities and capital$938,513,000731
Total liabilities$705,073,000899
Total deposits$682,376,000802
Interest-bearing deposits$682,376,000694
Deposits held in domestic offices$682,376,000799
% insured97.94%624
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$1,832,0004,608
Subordinated debt$0258
All other liabilities$20,865,000347
Total equity capital$233,440,000310
Total bank equity capital$233,440,000309
Perpetual preferred stock$0219
Common stock$4,550,0001,095
Surplus$123,068,000343
Undivided profits$105,822,000274
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$4,067,0002,636
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$7,867,000367
Earning assets$874,060,000701
Long-term assets (5+ years)$38,943,0002,872
Average Assets, year-to-date$1,161,519,800576
Average Assets, quarterly$976,488,000697
Volatile liabilities$209,398,000698
Insider loans$07,233
FHLB advances$05,026
Loans and leases held for sale$01,814
Unused loan commitments$07,832
Tier 1 (core) risk-based capital$201,238,000317
Tier 2 risk-based capital$9,749,000630
Total risk weighted assets$706,367,000692
Total unused commitments$07,832
Derivatives$01,139
2009-09-30Rank
# of Employees:472308
Assets and Liabilities
Total Assets:$1,014,463,000684
Cash and due from depository institutions$13,720,000308
Interest-bearing balances$13,150,0001,688
Securities$151,504,000854
Federal funds sold & reverse repurchase agreements$12,161,000761
Net loans & leases$768,525,000601
Loan loss allowance$98,464,000138
Trading account assets$0238
Bank premises and fixed assets$914,0005,772
Other real estate owned$0308
Goodwill and other intangibles$03,142
All other assets$67,639,000383
Life insurance assets$03,862
Total liabilities and capital$1,014,463,000684
Total liabilities$782,932,000812
Total deposits$758,562,000721
Interest-bearing deposits$758,562,000623
Deposits held in domestic offices$758,562,000718
% insured98.07%704
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$2,955,0004,393
Subordinated debt$0269
All other liabilities$21,415,000366
Total equity capital$231,531,000323
Total bank equity capital$231,531,000321
Perpetual preferred stock$0212
Common stock$4,550,0001,115
Surplus$121,827,000354
Undivided profits$105,154,000291
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$5,598,0002,196
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$8,827,000349
Earning assets$945,340,000664
Long-term assets (5+ years)$45,107,0002,560
Average Assets, year-to-date$1,217,271,500565
Average Assets, quarterly$1,092,498,500633
Volatile liabilities$236,601,000651
Insider loans$07,285
FHLB advances$05,137
Loans and leases held for sale$01,823
Unused loan commitments$07,917
Tier 1 (core) risk-based capital$206,368,000323
Tier 2 risk-based capital$11,429,000564
Total risk weighted assets$827,245,000606
Total unused commitments$07,917
Derivatives$01,183
2009-06-30Rank
# of Employees:497302
Assets and Liabilities
Total Assets:$1,170,534,000599
Cash and due from depository institutions$13,915,000302
Interest-bearing balances$13,150,0001,522
Securities$171,613,000740
Federal funds sold & reverse repurchase agreements$13,236,000751
Net loans & leases$886,906,000555
Loan loss allowance$108,311,000126
Trading account assets$0240
Bank premises and fixed assets$1,267,0005,324
Other real estate owned$0302
Goodwill and other intangibles$03,161
All other assets$83,597,000324
Life insurance assets$03,901
Total liabilities and capital$1,170,534,000599
Total liabilities$940,657,000678
Total deposits$909,541,000600
Interest-bearing deposits$909,541,000537
Deposits held in domestic offices$909,541,000596
% insured87.72%1,423
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$8,108,0003,221
Subordinated debt$0276
All other liabilities$23,008,000358
Total equity capital$229,877,000320
Total bank equity capital$229,877,000319
Perpetual preferred stock$0213
Common stock$4,550,0001,126
Surplus$122,892,000353
Undivided profits$102,435,000288
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$6,083,0002,000
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$10,257,000304
Earning assets$1,084,905,000588
Long-term assets (5+ years)$51,045,0002,313
Average Assets, year-to-date$1,284,874,330549
Average Assets, quarterly$1,240,029,000569
Volatile liabilities$291,309,000564
Insider loans$07,346
FHLB advances$05,202
Loans and leases held for sale$01,961
Unused loan commitments$08,015
Tier 1 (core) risk-based capital$207,002,000324
Tier 2 risk-based capital$13,280,000517
Total risk weighted assets$967,378,000550
Total unused commitments$08,015
Derivatives$01,221
2009-03-31Rank
# of Employees:536279
Assets and Liabilities
Total Assets:$1,309,524,000543
Cash and due from depository institutions$4,712,000279
Interest-bearing balances$3,150,0003,131
Securities$188,128,000662
Federal funds sold & reverse repurchase agreements$11,862,0001,019
Net loans & leases$1,011,455,000502
Loan loss allowance$113,616,000120
Trading account assets$0234
Bank premises and fixed assets$1,642,0004,918
Other real estate owned$0279
Goodwill and other intangibles$03,204
All other assets$91,725,000290
Life insurance assets$03,932
Total liabilities and capital$1,309,524,000543
Total liabilities$1,079,929,000593
Total deposits$1,054,388,000524
Interest-bearing deposits$1,054,388,000460
Deposits held in domestic offices$1,054,388,000522
% insured87.11%1,697
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$05,670
Subordinated debt$0271
All other liabilities$25,541,000343
Total equity capital$229,595,000328
Total bank equity capital$229,595,000326
Perpetual preferred stock$0193
Common stock$4,550,0001,128
Surplus$122,751,000343
Undivided profits$102,294,000294
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$7,959,0001,532
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$11,760,000276
Earning assets$1,214,595,000530
Long-term assets (5+ years)$56,918,0002,111
Average Assets, year-to-date$1,342,044,500533
Average Assets, quarterly$1,342,044,500533
Volatile liabilities$332,805,000514
Insider loans$07,405
FHLB advances$05,264
Loans and leases held for sale$01,892
Unused loan commitments$08,065
Tier 1 (core) risk-based capital$207,205,000328
Tier 2 risk-based capital$15,012,000463
Total risk weighted assets$1,102,387,000495
Total unused commitments$08,065
Derivatives$01,177
2008-12-31Rank
# of Employees:733206
Assets and Liabilities
Total Assets:$1,374,565,000515
Cash and due from depository institutions$1,680,000206
Interest-bearing balances$1,000,0003,736
Securities$182,486,000669
Federal funds sold & reverse repurchase agreements$15,486,000596
Net loans & leases$1,069,394,000482
Loan loss allowance$129,008,00097
Trading account assets$0236
Bank premises and fixed assets$1,958,0004,590
Other real estate owned$0206
Goodwill and other intangibles$03,219
All other assets$103,561,000268
Life insurance assets$03,960
Total liabilities and capital$1,374,565,000515
Total liabilities$1,140,265,000555
Total deposits$1,110,839,000488
Interest-bearing deposits$1,110,839,000421
Deposits held in domestic offices$1,110,839,000486
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$2,000,0004,957
Subordinated debt$0278
All other liabilities$27,426,000338
Total equity capital$234,300,000319
Total bank equity capital$234,300,000319
Perpetual preferred stock$0141
Common stock$4,550,0001,119
Surplus$122,670,000334
Undivided profits$107,080,000278
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,995,000971
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$13,418,000256
Earning assets$1,268,366,000509
Long-term assets (5+ years)$60,445,0001,980
Average Assets, year-to-date$1,436,191,000484
Average Assets, quarterly$1,400,595,500505
Volatile liabilities$351,219,000483
Insider loans$07,451
FHLB advances$05,445
Loans and leases held for sale$01,663
Unused loan commitments$08,110
Tier 1 (core) risk-based capital$208,242,000323
Tier 2 risk-based capital$16,051,000439
Total risk weighted assets$1,171,147,000474
Total unused commitments$08,110
Derivatives$01,109
2008-09-30Rank
# of Employees:778198
Assets and Liabilities
Total Assets:$1,426,626,000501
Cash and due from depository institutions$1,960,000198
Interest-bearing balances$06,794
Securities$172,221,000688
Federal funds sold & reverse repurchase agreements$6,543,0001,817
Net loans & leases$1,140,438,000463
Loan loss allowance$139,476,00087
Trading account assets$0251
Bank premises and fixed assets$2,090,0004,469
Other real estate owned$0198
Goodwill and other intangibles$03,276
All other assets$103,374,000261
Life insurance assets$03,984
Total liabilities and capital$1,426,626,000501
Total liabilities$1,196,046,000525
Total deposits$1,171,645,000453
Interest-bearing deposits$1,171,645,000390
Deposits held in domestic offices$1,171,645,000451
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$05,843
Subordinated debt$0276
All other liabilities$24,401,000352
Total equity capital$230,580,000332
Total bank equity capital$230,580,000332
Perpetual preferred stock$0110
Common stock$4,550,0001,120
Surplus$122,576,000324
Undivided profits$103,454,000314
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,062,000821
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$13,216,000267
Earning assets$1,319,202,000488
Long-term assets (5+ years)$63,889,0001,864
Average Assets, year-to-date$1,451,597,500480
Average Assets, quarterly$1,417,199,500497
Volatile liabilities$366,936,000443
Insider loans$07,515
FHLB advances$05,438
Loans and leases held for sale$01,623
Unused loan commitments$08,182
Tier 1 (core) risk-based capital$215,214,000315
Tier 2 risk-based capital$17,363,000387
Total risk weighted assets$1,266,921,000445
Total unused commitments$08,182
Derivatives$01,077
2008-06-30Rank
# of Employees:765203
Assets and Liabilities
Total Assets:$1,407,773,000502
Cash and due from depository institutions$1,762,000203
Interest-bearing balances$06,776
Securities$97,097,0001,244
Federal funds sold & reverse repurchase agreements$6,177,0001,884
Net loans & leases$1,192,728,000436
Loan loss allowance$152,214,00082
Trading account assets$0267
Bank premises and fixed assets$2,269,0004,309
Other real estate owned$0203
Goodwill and other intangibles$03,301
All other assets$107,740,000251
Life insurance assets$04,015
Total liabilities and capital$1,407,773,000502
Total liabilities$1,232,003,000514
Total deposits$1,202,365,000437
Interest-bearing deposits$1,202,365,000379
Deposits held in domestic offices$1,202,365,000434
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$4,754,0004,129
Subordinated debt$0257
All other liabilities$24,884,000346
Total equity capital$175,770,000421
Total bank equity capital$175,770,000421
Perpetual preferred stock$0107
Common stock$4,550,0001,115
Surplus$62,417,000562
Undivided profits$108,803,000309
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,885,000699
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$13,624,000263
Earning assets$1,296,002,000499
Long-term assets (5+ years)$67,274,0001,775
Average Assets, year-to-date$1,459,921,330479
Average Assets, quarterly$1,443,341,000489
Volatile liabilities$383,920,000434
Insider loans$07,572
FHLB advances$05,355
Loans and leases held for sale$01,725
Unused loan commitments$08,241
Tier 1 (core) risk-based capital$145,791,000444
Tier 2 risk-based capital$18,335,000370
Total risk weighted assets$1,332,928,000423
Total unused commitments$08,241
Derivatives$01,075
2008-03-31Rank
# of Employees:867179
Assets and Liabilities
Total Assets:$1,478,909,000481
Cash and due from depository institutions$1,641,000179
Interest-bearing balances$06,734
Securities$158,212,000758
Federal funds sold & reverse repurchase agreements$21,799,000720
Net loans & leases$1,199,250,000424
Loan loss allowance$136,569,00079
Trading account assets$0252
Bank premises and fixed assets$2,066,0004,505
Other real estate owned$0179
Goodwill and other intangibles$03,304
All other assets$95,941,000259
Life insurance assets$04,038
Total liabilities and capital$1,478,909,000481
Total liabilities$1,290,477,000487
Total deposits$1,262,187,000420
Interest-bearing deposits$1,262,187,000366
Deposits held in domestic offices$1,262,187,000418
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$4,165,0004,007
Subordinated debt$0251
All other liabilities$24,125,000378
Total equity capital$188,432,000411
Total bank equity capital$188,432,000411
Perpetual preferred stock$0108
Common stock$4,550,0001,109
Surplus$62,220,000557
Undivided profits$121,662,000302
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,617,000674
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$13,553,000268
Earning assets$1,379,261,000471
Long-term assets (5+ years)$67,792,0001,699
Average Assets, year-to-date$1,485,995,500473
Average Assets, quarterly$1,485,995,500473
Volatile liabilities$385,933,000423
Insider loans$07,597
FHLB advances$05,198
Loans and leases held for sale$01,797
Unused loan commitments$08,275
Tier 1 (core) risk-based capital$168,689,000394
Tier 2 risk-based capital$18,285,000369
Total risk weighted assets$1,344,501,000416
Total unused commitments$08,275
Derivatives$01,109
2007-12-31Rank
# of Employees:879183
Assets and Liabilities
Total Assets:$1,493,082,000473
Cash and due from depository institutions$1,467,000183
Interest-bearing balances$06,620
Securities$136,518,000865
Federal funds sold & reverse repurchase agreements$42,043,000317
Net loans & leases$1,212,887,000418
Loan loss allowance$148,404,00068
Trading account assets$0237
Bank premises and fixed assets$2,731,0003,889
Other real estate owned$0183
Goodwill and other intangibles$03,293
All other assets$97,436,000257
Life insurance assets$04,052
Total liabilities and capital$1,493,082,000473
Total liabilities$1,302,408,000488
Total deposits$1,274,356,000414
Interest-bearing deposits$1,274,356,000360
Deposits held in domestic offices$1,274,356,000410
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$1,687,0004,617
Subordinated debt$0248
All other liabilities$26,365,000357
Total equity capital$190,674,000405
Total bank equity capital$190,674,000405
Perpetual preferred stock$0111
Common stock$4,550,0001,098
Surplus$62,047,000553
Undivided profits$124,077,000299
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,073,000427
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$14,432,000277
Earning assets$1,391,448,000463
Long-term assets (5+ years)$69,381,0001,545
Average Assets, year-to-date$1,444,495,600470
Average Assets, quarterly$1,500,711,000463
Volatile liabilities$363,302,000444
Insider loans$07,621
FHLB advances$05,108
Loans and leases held for sale$01,738
Unused loan commitments$08,303
Tier 1 (core) risk-based capital$178,664,000373
Tier 2 risk-based capital$18,766,000350
Total risk weighted assets$1,371,668,000403
Total unused commitments$08,303
Derivatives$01,052
2007-09-30Rank
# of Employees:996168
Assets and Liabilities
Total Assets:$1,508,340,000458
Cash and due from depository institutions$955,000168
Interest-bearing balances$06,576
Securities$127,952,000922
Federal funds sold & reverse repurchase agreements$18,201,000759
Net loans & leases$1,295,660,000392
Loan loss allowance$84,091,00092
Trading account assets$0244
Bank premises and fixed assets$2,631,0003,939
Other real estate owned$0168
Goodwill and other intangibles$03,301
All other assets$62,941,000362
Life insurance assets$04,026
Total liabilities and capital$1,508,340,000458
Total liabilities$1,327,461,000461
Total deposits$1,285,436,000399
Interest-bearing deposits$1,285,436,000347
Deposits held in domestic offices$1,285,436,000398
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$7,506,0002,973
Subordinated debt$0244
All other liabilities$34,519,000307
Total equity capital$180,879,000411
Total bank equity capital$180,879,000411
Perpetual preferred stock$0113
Common stock$4,550,0001,076
Surplus$9,375,0002,660
Undivided profits$166,954,000229
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,242,000322
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$14,097,000297
Earning assets$1,441,813,000434
Long-term assets (5+ years)$70,297,0001,500
Average Assets, year-to-date$1,432,349,000469
Average Assets, quarterly$1,472,676,000465
Volatile liabilities$355,320,000431
Insider loans$07,654
FHLB advances$05,081
Loans and leases held for sale$01,751
Unused loan commitments$08,333
Tier 1 (core) risk-based capital$180,949,000365
Tier 2 risk-based capital$18,311,000344
Total risk weighted assets$1,399,066,000395
Total unused commitments$08,333
Derivatives$01,033
2007-06-30Rank
# of Employees:977180
Assets and Liabilities
Total Assets:$1,437,012,000490
Cash and due from depository institutions$890,000180
Interest-bearing balances$06,604
Securities$88,788,0001,345
Federal funds sold & reverse repurchase agreements$4,478,0002,873
Net loans & leases$1,284,476,000397
Loan loss allowance$71,042,000106
Trading account assets$0245
Bank premises and fixed assets$2,838,0003,738
Other real estate owned$0180
Goodwill and other intangibles$03,329
All other assets$55,542,000413
Life insurance assets$04,058
Total liabilities and capital$1,437,012,000490
Total liabilities$1,247,655,000500
Total deposits$1,210,755,000437
Interest-bearing deposits$1,210,755,000387
Deposits held in domestic offices$1,210,755,000436
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$13,691,0002,130
Subordinated debt$0258
All other liabilities$23,209,000384
Total equity capital$189,357,000411
Total bank equity capital$189,357,000411
Perpetual preferred stock$0111
Common stock$4,550,0001,065
Surplus$9,113,0002,696
Undivided profits$175,694,000221
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,348,000355
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$13,029,000309
Earning assets$1,377,742,000457
Long-term assets (5+ years)$66,309,0001,545
Average Assets, year-to-date$1,407,018,670490
Average Assets, quarterly$1,419,312,500489
Volatile liabilities$306,102,000500
Insider loans$07,685
FHLB advances$05,027
Loans and leases held for sale$01,802
Unused loan commitments$08,389
Tier 1 (core) risk-based capital$189,664,000362
Tier 2 risk-based capital$17,823,000361
Total risk weighted assets$1,372,638,000408
Total unused commitments$08,390
Derivatives$01,067
2007-03-31Rank
# of Employees:985175
Assets and Liabilities
Total Assets:$1,401,613,000493
Cash and due from depository institutions$895,000175
Interest-bearing balances$06,642
Securities$88,411,0001,356
Federal funds sold & reverse repurchase agreements$4,177,0003,723
Net loans & leases$1,251,616,000394
Loan loss allowance$69,188,000105
Trading account assets$0267
Bank premises and fixed assets$2,780,0003,748
Other real estate owned$0175
Goodwill and other intangibles$03,322
All other assets$53,734,000404
Life insurance assets$04,074
Total liabilities and capital$1,401,613,000493
Total liabilities$1,212,283,000504
Total deposits$1,175,977,000446
Interest-bearing deposits$1,175,977,000396
Deposits held in domestic offices$1,175,977,000444
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$13,940,0002,044
Subordinated debt$0262
All other liabilities$22,366,000400
Total equity capital$189,330,000410
Total bank equity capital$189,330,000410
Perpetual preferred stock$0113
Common stock$4,550,0001,049
Surplus$8,898,0002,721
Undivided profits$175,882,000226
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,598,000332
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$11,905,000329
Earning assets$1,344,204,000466
Long-term assets (5+ years)$65,133,0001,543
Average Assets, year-to-date$1,392,022,000493
Average Assets, quarterly$1,392,022,000493
Volatile liabilities$292,562,000519
Insider loans$07,710
FHLB advances$05,010
Loans and leases held for sale$01,800
Unused loan commitments$08,413
Tier 1 (core) risk-based capital$189,559,000360
Tier 2 risk-based capital$17,427,000362
Total risk weighted assets$1,342,398,000405
Total unused commitments$08,413
Derivatives$01,065
2006-12-31Rank
# of Employees:938177
Assets and Liabilities
Total Assets:$1,382,431,000498
Cash and due from depository institutions$869,000177
Interest-bearing balances$06,658
Securities$89,380,0001,357
Federal funds sold & reverse repurchase agreements$5,717,0002,613
Net loans & leases$1,226,324,000390
Loan loss allowance$68,782,000102
Trading account assets$0156
Bank premises and fixed assets$2,546,0003,936
Other real estate owned$0177
Goodwill and other intangibles$03,315
All other assets$57,595,000383
Life insurance assets$04,082
Total liabilities and capital$1,382,431,000498
Total liabilities$1,193,521,000509
Total deposits$1,162,741,000445
Interest-bearing deposits$1,162,741,000390
Deposits held in domestic offices$1,162,741,000444
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$8,174,0002,783
Subordinated debt$0264
All other liabilities$22,606,000387
Total equity capital$188,910,000395
Total bank equity capital$188,910,000395
Perpetual preferred stock$0112
Common stock$4,550,0001,034
Surplus$8,674,0002,717
Undivided profits$175,686,000220
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,823,000220
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$13,413,000302
Earning assets$1,321,421,000471
Long-term assets (5+ years)$64,283,0001,557
Average Assets, year-to-date$1,345,972,200491
Average Assets, quarterly$1,393,729,000489
Volatile liabilities$842,514,000264
Insider loans$07,725
FHLB advances$05,139
Loans and leases held for sale$01,760
Unused loan commitments$08,445
Tier 1 (core) risk-based capital$189,245,000352
Tier 2 risk-based capital$17,135,000365
Total risk weighted assets$1,319,165,000404
Total unused commitments$08,445
Derivatives$01,023
2006-09-30Rank
# of Employees:888197
Assets and Liabilities
Total Assets:$1,405,027,000491
Cash and due from depository institutions$987,000197
Interest-bearing balances$06,705
Securities$85,656,0001,427
Federal funds sold & reverse repurchase agreements$28,538,000461
Net loans & leases$1,227,128,000398
Loan loss allowance$68,731,000111
Trading account assets$0154
Bank premises and fixed assets$2,538,0003,900
Other real estate owned$0197
Goodwill and other intangibles$03,332
All other assets$60,180,000380
Life insurance assets$04,052
Total liabilities and capital$1,405,027,000491
Total liabilities$1,218,468,000503
Total deposits$1,187,342,000440
Interest-bearing deposits$1,187,342,000382
Deposits held in domestic offices$1,187,342,000440
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$7,925,0003,006
Subordinated debt$0269
All other liabilities$23,201,000390
Total equity capital$186,559,000409
Total bank equity capital$186,559,000409
Perpetual preferred stock$0118
Common stock$4,550,0001,023
Surplus$8,568,0002,716
Undivided profits$173,441,000231
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,485,000216
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$12,537,000320
Earning assets$1,341,322,000471
Long-term assets (5+ years)$64,826,0001,534
Average Assets, year-to-date$1,336,857,500498
Average Assets, quarterly$1,376,050,500495
Volatile liabilities$858,307,000268
Insider loans$07,800
FHLB advances$05,308
Loans and leases held for sale$01,773
Unused loan commitments$08,516
Tier 1 (core) risk-based capital$187,008,000359
Tier 2 risk-based capital$17,183,000364
Total risk weighted assets$1,323,107,000408
Total unused commitments$08,516
Derivatives$01,023
2006-06-30Rank
# of Employees:907201
Assets and Liabilities
Total Assets:$1,347,074,000508
Cash and due from depository institutions$824,000201
Interest-bearing balances$06,732
Securities$80,117,0001,523
Federal funds sold & reverse repurchase agreements$856,0004,692
Net loans & leases$1,205,220,000404
Loan loss allowance$68,641,000118
Trading account assets$0157
Bank premises and fixed assets$2,677,0003,736
Other real estate owned$0201
Goodwill and other intangibles$03,333
All other assets$57,380,000391
Life insurance assets$04,035
Total liabilities and capital$1,347,074,000508
Total liabilities$1,162,266,000522
Total deposits$1,121,320,000455
Interest-bearing deposits$1,121,320,000395
Deposits held in domestic offices$1,121,320,000454
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$19,226,0001,826
Subordinated debt$0265
All other liabilities$21,720,000395
Total equity capital$184,808,000404
Total bank equity capital$184,808,000404
Perpetual preferred stock$0119
Common stock$4,550,0001,002
Surplus$8,302,0002,710
Undivided profits$171,956,000219
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,053,000242
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$12,319,000301
Earning assets$1,286,193,000489
Long-term assets (5+ years)$63,853,0001,523
Average Assets, year-to-date$1,314,134,330507
Average Assets, quarterly$1,328,891,500508
Volatile liabilities$821,072,000273
Insider loans$07,848
FHLB advances$05,334
Loans and leases held for sale$01,763
Unused loan commitments$08,543
Tier 1 (core) risk-based capital$185,706,000360
Tier 2 risk-based capital$16,808,000367
Total risk weighted assets$1,292,779,000409
Total unused commitments$08,543
Derivatives$01,000
2006-03-31Rank
# of Employees:886199
Assets and Liabilities
Total Assets:$1,310,709,000506
Cash and due from depository institutions$950,000199
Interest-bearing balances$06,770
Securities$85,349,0001,443
Federal funds sold & reverse repurchase agreements$18,103,000816
Net loans & leases$1,150,566,000414
Loan loss allowance$66,116,000120
Trading account assets$0154
Bank premises and fixed assets$3,640,0003,002
Other real estate owned$0199
Goodwill and other intangibles$03,321
All other assets$52,101,000414
Life insurance assets$04,002
Total liabilities and capital$1,310,709,000506
Total liabilities$1,126,133,000528
Total deposits$1,084,891,000463
Interest-bearing deposits$1,084,891,000399
Deposits held in domestic offices$1,084,891,000462
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$13,255,0002,183
Subordinated debt$0259
All other liabilities$27,987,000339
Total equity capital$184,576,000392
Total bank equity capital$184,576,000392
Perpetual preferred stock$0120
Common stock$4,550,000987
Surplus$7,010,0002,989
Undivided profits$173,016,000219
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,672,000280
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$11,223,000308
Earning assets$1,254,018,000479
Long-term assets (5+ years)$61,355,0001,564
Average Assets, year-to-date$1,297,664,500508
Average Assets, quarterly$1,297,664,500508
Volatile liabilities$787,751,000275
Insider loans$07,878
FHLB advances$05,285
Loans and leases held for sale$01,721
Unused loan commitments$08,561
Tier 1 (core) risk-based capital$185,395,000350
Tier 2 risk-based capital$16,088,000371
Total risk weighted assets$1,237,042,000417
Total unused commitments$08,561
Derivatives$0990
2005-12-31Rank
# of Employees:880199
Assets and Liabilities
Total Assets:$1,284,620,000508
Cash and due from depository institutions$1,447,000199
Interest-bearing balances$06,803
Securities$96,513,0001,290
Federal funds sold & reverse repurchase agreements$23,999,000530
Net loans & leases$1,108,652,000423
Loan loss allowance$62,636,000126
Trading account assets$0155
Bank premises and fixed assets$1,830,0004,600
Other real estate owned$0199
Goodwill and other intangibles$03,315
All other assets$52,179,000411
Life insurance assets$0351
Total liabilities and capital$1,284,620,000508
Total liabilities$1,107,765,000533
Total deposits$1,074,299,000455
Interest-bearing deposits$1,074,299,000394
Deposits held in domestic offices$1,074,299,000454
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$11,869,0002,410
Subordinated debt$0258
All other liabilities$21,597,000397
Total equity capital$176,855,000393
Total bank equity capital$176,855,000393
Perpetual preferred stock$0122
Common stock$4,550,000971
Surplus$6,870,0003,025
Undivided profits$165,435,000217
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,450,000215
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$11,952,000296
Earning assets$1,229,164,000485
Long-term assets (5+ years)$59,616,0001,564
Average Assets, year-to-date$1,207,239,200518
Average Assets, quarterly$1,270,143,500508
Volatile liabilities$762,783,000278
Insider loans$07,892
FHLB advances$05,326
Loans and leases held for sale$01,743
Unused loan commitments$08,594
Tier 1 (core) risk-based capital$177,582,000354
Tier 2 risk-based capital$15,532,000375
Total risk weighted assets$1,195,467,000428
Total unused commitments$08,596
Derivatives$0930
2005-09-30Rank
# of Employees:845204
Assets and Liabilities
Total Assets:$1,255,667,000506
Cash and due from depository institutions$669,000204
Interest-bearing balances$06,835
Securities$97,043,0001,268
Federal funds sold & reverse repurchase agreements$17,317,000757
Net loans & leases$1,087,799,000419
Loan loss allowance$65,029,000122
Trading account assets$0146
Bank premises and fixed assets$1,945,0004,432
Other real estate owned$0204
Goodwill and other intangibles$03,310
All other assets$50,894,000409
Life insurance assets$0341
Total liabilities and capital$1,255,667,000506
Total liabilities$1,082,944,000532
Total deposits$1,045,989,000455
Interest-bearing deposits$1,045,989,000390
Deposits held in domestic offices$1,045,989,000454
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$14,209,0002,194
Subordinated debt$0251
All other liabilities$22,746,000375
Total equity capital$172,723,000391
Total bank equity capital$172,723,000391
Perpetual preferred stock$0120
Common stock$4,550,000939
Surplus$6,520,0003,072
Undivided profits$161,653,000221
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,745,000257
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$11,109,000299
Earning assets$1,202,159,000484
Long-term assets (5+ years)$59,199,0001,565
Average Assets, year-to-date$1,187,894,000521
Average Assets, quarterly$1,235,988,000511
Volatile liabilities$738,421,000277
Insider loans$07,932
FHLB advances$05,403
Loans and leases held for sale$01,843
Unused loan commitments$08,613
Tier 1 (core) risk-based capital$173,371,000359
Tier 2 risk-based capital$15,268,000368
Total risk weighted assets$1,171,706,000424
Total unused commitments$08,613
Derivatives$0909
2005-06-30Rank
# of Employees:842208
Assets and Liabilities
Total Assets:$1,216,309,000514
Cash and due from depository institutions$940,000208
Interest-bearing balances$06,834
Securities$98,179,0001,260
Federal funds sold & reverse repurchase agreements$26,255,000473
Net loans & leases$1,041,226,000421
Loan loss allowance$62,340,000124
Trading account assets$0148
Bank premises and fixed assets$2,160,0004,147
Other real estate owned$0208
Goodwill and other intangibles$03,307
All other assets$47,549,000426
Life insurance assets$0339
Total liabilities and capital$1,216,309,000514
Total liabilities$1,046,619,000535
Total deposits$1,007,556,000452
Interest-bearing deposits$1,007,556,000388
Deposits held in domestic offices$1,007,556,000450
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$15,984,0002,014
Subordinated debt$0251
All other liabilities$23,079,000364
Total equity capital$169,690,000395
Total bank equity capital$169,690,000395
Perpetual preferred stock$0118
Common stock$4,550,000921
Surplus$6,520,0003,018
Undivided profits$158,620,000223
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,809,000322
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$10,452,000296
Earning assets$1,165,660,000486
Long-term assets (5+ years)$57,571,0001,597
Average Assets, year-to-date$1,165,303,000526
Average Assets, quarterly$1,187,803,000521
Volatile liabilities$700,712,000284
Insider loans$07,951
FHLB advances$05,357
Loans and leases held for sale$01,818
Unused loan commitments$08,653
Tier 1 (core) risk-based capital$170,023,000354
Tier 2 risk-based capital$14,645,000379
Total risk weighted assets$1,123,927,000427
Total unused commitments$08,654
Derivatives$0866
2005-03-31Rank
# of Employees:851208
Assets and Liabilities
Total Assets:$1,159,297,000528
Cash and due from depository institutions$549,000208
Interest-bearing balances$06,853
Securities$96,719,0001,296
Federal funds sold & reverse repurchase agreements$10,776,0001,160
Net loans & leases$1,003,636,000421
Loan loss allowance$57,820,000127
Trading account assets$0148
Bank premises and fixed assets$2,247,0004,037
Other real estate owned$0208
Goodwill and other intangibles$03,297
All other assets$45,370,000429
Life insurance assets$0333
Total liabilities and capital$1,159,297,000528
Total liabilities$991,803,000544
Total deposits$954,483,000476
Interest-bearing deposits$954,483,000403
Deposits held in domestic offices$954,483,000475
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$12,011,0002,308
Subordinated debt$0265
All other liabilities$25,309,000352
Total equity capital$167,494,000384
Total bank equity capital$167,494,000384
Perpetual preferred stock$0120
Common stock$4,550,000905
Surplus$6,520,0002,992
Undivided profits$156,424,000218
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,648,000335
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$9,926,000303
Earning assets$1,111,131,000500
Long-term assets (5+ years)$51,427,0001,791
Average Assets, year-to-date$1,139,800,000532
Average Assets, quarterly$1,139,800,000532
Volatile liabilities$654,675,000286
Insider loans$08,007
FHLB advances$05,246
Loans and leases held for sale$01,762
Unused loan commitments$08,695
Tier 1 (core) risk-based capital$168,011,000353
Tier 2 risk-based capital$14,042,000385
Total risk weighted assets$1,079,582,000430
Total unused commitments$08,695
Derivatives$0790
2004-12-31Rank
# of Employees:835213
Assets and Liabilities
Total Assets:$1,120,303,000545
Cash and due from depository institutions$601,000213
Interest-bearing balances$06,872
Securities$98,519,0001,314
Federal funds sold & reverse repurchase agreements$4,901,0002,265
Net loans & leases$970,652,000432
Loan loss allowance$56,636,000138
Trading account assets$0153
Bank premises and fixed assets$2,317,0003,941
Other real estate owned$0213
Goodwill and other intangibles$03,293
All other assets$43,313,000445
Life insurance assets$0334
Total liabilities and capital$1,120,303,000545
Total liabilities$955,499,000568
Total deposits$922,403,000486
Interest-bearing deposits$922,403,000411
Deposits held in domestic offices$922,403,000485
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$12,889,0002,261
Subordinated debt$0272
All other liabilities$20,207,000377
Total equity capital$164,804,000398
Total bank equity capital$164,804,000398
Perpetual preferred stock$0118
Common stock$4,550,000881
Surplus$6,520,0002,949
Undivided profits$153,734,000231
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,401,000303
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$10,353,000288
Earning assets$1,074,072,000518
Long-term assets (5+ years)$50,780,0001,847
Average Assets, year-to-date$1,108,967,600522
Average Assets, quarterly$1,118,622,500537
Volatile liabilities$618,494,000299
Insider loans$08,048
FHLB advances$05,260
Loans and leases held for sale$01,753
Unused loan commitments$08,728
Tier 1 (core) risk-based capital$164,797,000357
Tier 2 risk-based capital$13,570,000406
Total risk weighted assets$1,042,554,000443
Total unused commitments$08,728
Derivatives$0774
2004-09-30Rank
# of Employees:822217
Assets and Liabilities
Total Assets:$1,116,942,000541
Cash and due from depository institutions$874,000217
Interest-bearing balances$06,935
Securities$107,434,0001,196
Federal funds sold & reverse repurchase agreements$5,474,0001,958
Net loans & leases$955,186,000427
Loan loss allowance$57,813,000140
Trading account assets$0149
Bank premises and fixed assets$2,241,0003,975
Other real estate owned$0217
Goodwill and other intangibles$03,268
All other assets$45,733,000421
Life insurance assets$0330
Total liabilities and capital$1,116,942,000541
Total liabilities$955,389,000567
Total deposits$915,934,000485
Interest-bearing deposits$915,934,000412
Deposits held in domestic offices$915,934,000482
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$18,386,0001,811
Subordinated debt$0276
All other liabilities$21,069,000368
Total equity capital$161,553,000402
Total bank equity capital$161,553,000402
Perpetual preferred stock$0124
Common stock$4,550,000864
Surplus$6,520,0002,906
Undivided profits$150,483,000232
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,380,000368
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$10,036,000300
Earning assets$1,068,094,000512
Long-term assets (5+ years)$50,401,0001,872
Average Assets, year-to-date$1,106,133,750522
Average Assets, quarterly$1,109,895,500534
Volatile liabilities$609,033,000299
Insider loans$08,077
FHLB advances$05,299
Loans and leases held for sale$01,808
Unused loan commitments$08,783
Tier 1 (core) risk-based capital$161,249,000362
Tier 2 risk-based capital$13,420,000402
Total risk weighted assets$1,029,226,000434
Total unused commitments$08,783
Derivatives$0770
2004-06-30Rank
# of Employees:804218
Assets and Liabilities
Total Assets:$1,102,849,000533
Cash and due from depository institutions$821,000218
Interest-bearing balances$06,951
Securities$118,795,0001,101
Federal funds sold & reverse repurchase agreements$7,107,0001,489
Net loans & leases$931,222,000421
Loan loss allowance$56,515,000143
Trading account assets$0153
Bank premises and fixed assets$2,285,0003,891
Other real estate owned$0218
Goodwill and other intangibles$03,275
All other assets$42,619,000450
Life insurance assets$0323
Total liabilities and capital$1,102,849,000533
Total liabilities$945,730,000560
Total deposits$907,400,000475
Interest-bearing deposits$907,400,000407
Deposits held in domestic offices$907,400,000473
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$16,059,0001,940
Subordinated debt$0288
All other liabilities$22,271,000349
Total equity capital$157,119,000393
Total bank equity capital$157,119,000393
Perpetual preferred stock$0126
Common stock$4,550,000848
Surplus$6,520,0002,872
Undivided profits$146,049,000223
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,691,000407
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$9,863,000282
Earning assets$1,057,124,000508
Long-term assets (5+ years)$54,505,0001,808
Average Assets, year-to-date$1,102,531,000516
Average Assets, quarterly$1,106,083,000522
Volatile liabilities$573,540,000306
Insider loans$08,164
FHLB advances$05,298
Loans and leases held for sale$01,820
Unused loan commitments$08,844
Tier 1 (core) risk-based capital$157,122,000364
Tier 2 risk-based capital$13,078,000411
Total risk weighted assets$1,002,812,000433
Total unused commitments$08,845
Derivatives$0740
2004-03-31Rank
# of Employees:798219
Assets and Liabilities
Total Assets:$1,109,317,000522
Cash and due from depository institutions$829,000219
Interest-bearing balances$06,987
Securities$131,071,000994
Federal funds sold & reverse repurchase agreements$21,614,000645
Net loans & leases$913,225,000420
Loan loss allowance$53,717,000144
Trading account assets$0144
Bank premises and fixed assets$2,030,0004,153
Other real estate owned$0219
Goodwill and other intangibles$03,256
All other assets$40,548,000458
Life insurance assets$0322
Total liabilities and capital$1,109,317,000522
Total liabilities$952,983,000548
Total deposits$918,005,000470
Interest-bearing deposits$918,005,000403
Deposits held in domestic offices$918,005,000468
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$14,602,0001,973
Subordinated debt$0287
All other liabilities$20,376,000395
Total equity capital$156,334,000401
Total bank equity capital$156,334,000401
Perpetual preferred stock$0129
Common stock$4,550,000844
Surplus$6,520,0002,832
Undivided profits$145,264,000240
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,765,000469
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$9,485,000296
Earning assets$1,065,910,000496
Long-term assets (5+ years)$50,770,0001,874
Average Assets, year-to-date$1,102,372,000524
Average Assets, quarterly$1,102,372,000524
Volatile liabilities$557,487,000306
Insider loans$08,165
FHLB advances$05,150
Loans and leases held for sale$01,884
Unused loan commitments$08,875
Tier 1 (core) risk-based capital$155,177,000366
Tier 2 risk-based capital$12,838,000410
Total risk weighted assets$986,187,000430
Total unused commitments$08,876
Derivatives$0699
2003-12-31Rank
# of Employees:778224
Assets and Liabilities
Total Assets:$1,095,427,000533
Cash and due from depository institutions$713,000224
Interest-bearing balances$06,994
Securities$132,154,0001,021
Federal funds sold & reverse repurchase agreements$13,940,000841
Net loans & leases$903,212,000422
Loan loss allowance$51,811,000152
Trading account assets$0168
Bank premises and fixed assets$1,613,0004,766
Other real estate owned$0224
Goodwill and other intangibles$03,237
All other assets$43,795,000431
Life insurance assets$01
Total liabilities and capital$1,095,427,000533
Total liabilities$940,933,000557
Total deposits$915,181,000473
Interest-bearing deposits$915,181,000416
Deposits held in domestic offices$915,181,000472
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$9,141,0002,557
Subordinated debt$0293
All other liabilities$16,611,000418
Total equity capital$154,494,000398
Total bank equity capital$154,494,000398
Perpetual preferred stock$0131
Common stock$4,550,000846
Surplus$6,520,0002,799
Undivided profits$143,424,000227
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,787,000390
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$10,561,000267
Earning assets$1,049,306,000504
Long-term assets (5+ years)$50,350,0001,900
Average Assets, year-to-date$1,082,398,000521
Average Assets, quarterly$1,110,481,500524
Volatile liabilities$543,953,000308
Insider loans$08,219
FHLB advances$05,171
Loans and leases held for sale$01,789
Unused loan commitments$08,941
Tier 1 (core) risk-based capital$153,495,000367
Tier 2 risk-based capital$12,700,000410
Total risk weighted assets$976,916,000428
Total unused commitments$08,941
Derivatives$0665
2003-09-30Rank
# of Employees:729245
Assets and Liabilities
Total Assets:$1,125,536,000535
Cash and due from depository institutions$799,000245
Interest-bearing balances$07,032
Securities$146,833,000916
Federal funds sold & reverse repurchase agreements$25,756,000557
Net loans & leases$909,984,000423
Loan loss allowance$48,041,000165
Trading account assets$0165
Bank premises and fixed assets$1,451,0005,015
Other real estate owned$0245
Goodwill and other intangibles$03,226
All other assets$40,713,000465
Life insurance assets$01
Total liabilities and capital$1,125,536,000535
Total liabilities$970,984,000545
Total deposits$941,414,000470
Interest-bearing deposits$941,414,000407
Deposits held in domestic offices$941,414,000469
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$12,406,0002,097
Subordinated debt$0293
All other liabilities$17,164,000434
Total equity capital$154,552,000403
Total bank equity capital$154,552,000403
Perpetual preferred stock$0137
Common stock$4,550,000832
Surplus$6,520,0002,746
Undivided profits$143,482,000234
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,685,000509
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$9,983,000292
Earning assets$1,082,573,000503
Long-term assets (5+ years)$63,553,0001,588
Average Assets, year-to-date$1,079,140,750533
Average Assets, quarterly$1,115,364,000530
Volatile liabilities$540,842,000310
Insider loans$08,298
FHLB advances$05,135
Loans and leases held for sale$01,962
Unused loan commitments$08,996
Tier 1 (core) risk-based capital$152,968,000366
Tier 2 risk-based capital$12,762,000415
Total risk weighted assets$985,670,000427
Total unused commitments$08,996
Derivatives$0666
2003-06-30Rank
# of Employees:727245
Assets and Liabilities
Total Assets:$1,105,192,000531
Cash and due from depository institutions$1,405,000245
Interest-bearing balances$07,050
Securities$158,595,000838
Federal funds sold & reverse repurchase agreements$12,040,0001,307
Net loans & leases$893,687,000420
Loan loss allowance$47,238,000166
Trading account assets$0170
Bank premises and fixed assets$1,588,0004,775
Other real estate owned$0245
Goodwill and other intangibles$03,182
All other assets$37,877,000479
Life insurance assets$01
Total liabilities and capital$1,105,192,000531
Total liabilities$955,158,000546
Total deposits$925,641,000476
Interest-bearing deposits$925,641,000410
Deposits held in domestic offices$925,641,000475
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$12,709,0002,037
Subordinated debt$0266
All other liabilities$16,808,000474
Total equity capital$150,034,000408
Total bank equity capital$150,034,000408
Perpetual preferred stock$0140
Common stock$4,550,000828
Surplus$6,520,0002,714
Undivided profits$138,964,000249
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,609,000595
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$9,874,000296
Earning assets$1,064,322,000502
Long-term assets (5+ years)$62,215,0001,542
Average Assets, year-to-date$1,063,675,670539
Average Assets, quarterly$1,082,068,000535
Volatile liabilities$514,922,000315
Insider loans$08,352
FHLB advances$05,105
Loans and leases held for sale$02,044
Unused loan commitments$09,038
Tier 1 (core) risk-based capital$148,136,000369
Tier 2 risk-based capital$12,510,000405
Total risk weighted assets$966,096,000423
Total unused commitments$09,038
Derivatives$0623
2003-03-31Rank
# of Employees:706252
Assets and Liabilities
Total Assets:$1,058,944,000542
Cash and due from depository institutions$1,403,000252
Interest-bearing balances$07,012
Securities$141,859,000921
Federal funds sold & reverse repurchase agreements$20,500,000780
Net loans & leases$858,070,000420
Loan loss allowance$45,269,000174
Trading account assets$0169
Bank premises and fixed assets$1,524,0004,845
Other real estate owned$0252
Goodwill and other intangibles$03,151
All other assets$35,588,000491
Life insurance assets$01
Total liabilities and capital$1,058,944,000542
Total liabilities$912,629,000560
Total deposits$880,439,000486
Interest-bearing deposits$880,439,000429
Deposits held in domestic offices$880,439,000485
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$11,749,0002,091
Subordinated debt$0265
All other liabilities$20,441,000418
Total equity capital$146,315,000407
Total bank equity capital$146,315,000407
Perpetual preferred stock$0141
Common stock$4,550,000820
Surplus$6,520,0002,663
Undivided profits$135,245,000251
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,982,000661
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$8,736,000345
Earning assets$1,020,429,000513
Long-term assets (5+ years)$43,647,0001,945
Average Assets, year-to-date$1,042,917,500544
Average Assets, quarterly$1,042,917,500544
Volatile liabilities$464,835,000344
Insider loans$08,373
FHLB advances$05,057
Loans and leases held for sale$01,961
Unused loan commitments$09,068
Tier 1 (core) risk-based capital$144,285,000375
Tier 2 risk-based capital$12,005,000414
Total risk weighted assets$927,174,000431
Total unused commitments$09,069
Derivatives$0578
2002-12-31Rank
# of Employees:691254
Assets and Liabilities
Total Assets:$1,026,891,000545
Cash and due from depository institutions$807,000254
Interest-bearing balances$07,009
Securities$152,726,000831
Federal funds sold & reverse repurchase agreements$9,100,0001,596
Net loans & leases$826,947,000430
Loan loss allowance$44,946,000172
Trading account assets$0170
Bank premises and fixed assets$1,506,0004,851
Other real estate owned$0254
Goodwill and other intangibles$03,122
All other assets$35,805,000484
Life insurance assets$01
Total liabilities and capital$1,026,891,000545
Total liabilities$884,036,000565
Total deposits$857,475,000490
Interest-bearing deposits$857,474,000437
Deposits held in domestic offices$857,475,000489
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$11,220,0002,160
Subordinated debt$0258
All other liabilities$15,341,000476
Total equity capital$142,855,000404
Total bank equity capital$142,855,000404
Perpetual preferred stock$0142
Common stock$4,550,000813
Surplus$6,520,0002,620
Undivided profits$131,785,000254
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,298,000611
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$9,940,000303
Earning assets$988,773,000520
Long-term assets (5+ years)$42,422,0001,952
Average Assets, year-to-date$955,744,200560
Average Assets, quarterly$1,006,256,000549
Volatile liabilities$433,676,000352
Insider loans$08,414
FHLB advances$05,074
Loans and leases held for sale$01,889
Unused loan commitments$09,110
Tier 1 (core) risk-based capital$140,432,000377
Tier 2 risk-based capital$11,630,000420
Total risk weighted assets$897,116,000436
Total unused commitments$09,111
Derivatives$0527
2001-12-31Rank
# of Employees:656262
Assets and Liabilities
Total Assets:$900,758,000593
Cash and due from depository institutions$1,545,000262
Interest-bearing balances$07,015
Securities$136,732,000842
Federal funds sold & reverse repurchase agreements$18,100,000776
Net loans & leases$712,593,000492
Loan loss allowance$34,547,000203
Trading account assets$0182
Bank premises and fixed assets$1,902,0004,171
Other real estate owned$0262
Goodwill and other intangibles$03,095
All other assets$29,886,000526
Life insurance assets$01
Total liabilities and capital$900,758,000593
Total liabilities$770,854,000621
Total deposits$747,322,000536
Interest-bearing deposits$747,321,000462
Deposits held in domestic offices$747,322,000533
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$8,354,0002,406
Subordinated debt$0241
All other liabilities$15,178,000484
Total equity capital$129,904,000416
Total bank equity capital$129,904,000416
Perpetual preferred stock$0158
Common stock$4,550,000812
Surplus$6,520,0002,501
Undivided profits$118,834,000249
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,527,000665
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$6,187,000489
Earning assets$867,425,000566
Long-term assets (5+ years)$51,090,0001,690
Average Assets, year-to-date$882,182,000581
Average Assets, quarterly$901,106,500587
Volatile liabilities$323,989,000417
Insider loans$08,624
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$09,316
Tier 1 (core) risk-based capital$128,322,000391
Tier 2 risk-based capital$10,005,000443
Total risk weighted assets$775,825,000489
Total unused commitments$09,317
Derivatives$0450
2000-12-31Rank
# of Employees:623273
Assets and Liabilities
Total Assets:$834,000,000621
Cash and due from depository institutions$127,000273
Interest-bearing balances$06,829
Securities$116,720,000976
Federal funds sold & reverse repurchase agreements$27,500,000438
Net loans & leases$660,978,000524
Loan loss allowance$35,004,000200
Trading account assets$0175
Bank premises and fixed assets$1,778,0004,361
Other real estate owned$0273
Goodwill and other intangibles$03,145
All other assets$26,897,000476
Life insurance assets$01
Total liabilities and capital$834,000,000621
Total liabilities$724,425,000643
Total deposits$703,327,000555
Interest-bearing deposits$703,311,000484
Deposits held in domestic offices$703,327,000552
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$4,076,0003,132
Subordinated debt$0239
All other liabilities$17,022,000453
Total equity capital$109,575,000465
Total bank equity capital$109,575,000465
Perpetual preferred stock$0178
Common stock$4,550,000812
Surplus$6,520,0002,424
Undivided profits$98,505,000276
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,271,000783
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$5,323,000484
Earning assets$805,198,000595
Long-term assets (5+ years)$42,452,0001,848
Average Assets, year-to-date$775,091,400628
Average Assets, quarterly$821,613,500619
Volatile liabilities$248,521,000508
Insider loans$08,879
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$09,597
Tier 1 (core) risk-based capital$109,332,000431
Tier 2 risk-based capital$9,327,290480
Total risk weighted assets$720,506,090513
Total unused commitments$09,600
Derivatives$0481
1999-12-31Rank
# of Employees:587300
Assets and Liabilities
Total Assets:$718,146,000702
Cash and due from depository institutions$37,000300
Interest-bearing balances$06,854
Securities$84,164,0001,377
Federal funds sold & reverse repurchase agreements$14,500,000688
Net loans & leases$593,466,000572
Loan loss allowance$13,970,000362
Trading account assets$0165
Bank premises and fixed assets$2,958,0002,882
Other real estate owned$0300
Goodwill and other intangibles$03,276
All other assets$23,021,000531
Life insurance assets$01
Total liabilities and capital$718,146,000702
Total liabilities$626,462,000732
Total deposits$608,742,000625
Interest-bearing deposits$608,719,000561
Deposits held in domestic offices$608,742,000621
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$6,062,0002,578
Subordinated debt$0242
All other liabilities$11,658,000547
Total equity capital$91,684,000527
Total bank equity capital$91,684,000527
Perpetual preferred stock$0193
Common stock$4,550,000831
Surplus$6,520,0002,391
Undivided profits$80,614,000312
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,613,000342
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$4,753,000473
Earning assets$692,130,000673
Long-term assets (5+ years)$39,162,0002,085
Average Assets, year-to-date$679,299,000703
Average Assets, quarterly$708,346,500700
Volatile liabilities$173,805,000672
Insider loans$09,133
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$09,887
Tier 1 (core) risk-based capital$92,131,000503
Tier 2 risk-based capital$8,057,760540
Total risk weighted assets$638,708,360566
Total unused commitments$09,888
Derivatives$0488
1998-12-31Rank
# of Employees:586307
Assets and Liabilities
Total Assets:$645,412,000742
Cash and due from depository institutions$47,000307
Interest-bearing balances$06,728
Securities$85,167,0001,377
Federal funds sold & reverse repurchase agreements$5,500,0003,109
Net loans & leases$530,683,000597
Loan loss allowance$17,047,000320
Trading account assets$0197
Bank premises and fixed assets$2,812,0002,866
Other real estate owned$0307
Goodwill and other intangibles$03,445
All other assets$21,203,000519
Life insurance assets$01
Total liabilities and capital$645,412,000742
Total liabilities$558,622,000771
Total deposits$544,561,000675
Interest-bearing deposits$544,523,000602
Deposits held in domestic offices$544,561,000668
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$5,170,0002,206
Subordinated debt$0255
All other liabilities$8,891,000684
Total equity capital$86,790,000558
Total bank equity capital$86,790,000558
Perpetual preferred stock$0199
Common stock$4,550,000804
Surplus$6,520,0002,274
Undivided profits$75,720,000342
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,762,000305
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$3,455,000608
Earning assets$621,350,000719
Long-term assets (5+ years)$25,604,0002,669
Average Assets, year-to-date$638,745,200710
Average Assets, quarterly$639,465,000736
Volatile liabilities$99,078,000834
Insider loans$09,309
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$010,110
Tier 1 (core) risk-based capital$85,802,000520
Tier 2 risk-based capital$7,241,900573
Total risk weighted assets$569,546,900588
Total unused commitments$010,111
Derivatives$0527
1997-12-31Rank
# of Employees:610299
Assets and Liabilities
Total Assets:$659,927,000739
Cash and due from depository institutions$117,000299
Interest-bearing balances$06,604
Securities$89,961,0001,273
Federal funds sold & reverse repurchase agreements$5,000,0002,692
Net loans & leases$542,023,000599
Loan loss allowance$26,575,000246
Trading account assets$0203
Bank premises and fixed assets$1,431,0004,875
Other real estate owned$181,000299
Goodwill and other intangibles$03,571
All other assets$21,214,000500
Life insurance assets$01
Total liabilities and capital$659,927,000739
Total liabilities$577,260,000760
Total deposits$566,435,000667
Interest-bearing deposits$566,303,000587
Deposits held in domestic offices$566,435,000663
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$180,0004,589
Subordinated debt$0260
All other liabilities$10,645,000605
Total equity capital$82,667,000578
Total bank equity capital$82,667,000578
Perpetual preferred stock$0223
Common stock$4,550,000804
Surplus$6,520,0002,242
Undivided profits$71,597,000352
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,968,000500
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$3,435,000648
Earning assets$636,984,000711
Long-term assets (5+ years)$30,879,0002,025
Average Assets, year-to-date$696,616,400671
Average Assets, quarterly$678,570,000710
Volatile liabilities$78,215,0001,003
Insider loans$09,792
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$010,531
Tier 1 (core) risk-based capital$82,140,000538
Tier 2 risk-based capital$7,455,610520
Total risk weighted assets$577,329,610573
Total unused commitments$010,532
Derivatives$0533
1996-12-31Rank
# of Employees:623328
Assets and Liabilities
Total Assets:$679,940,000739
Cash and due from depository institutions$413,000328
Interest-bearing balances$06,640
Securities$53,401,0002,283
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$600,328,000587
Loan loss allowance$26,872,000277
Trading account assets$0240
Bank premises and fixed assets$1,909,0003,919
Other real estate owned$78,000328
Goodwill and other intangibles$03,437
All other assets$23,811,000488
Life insurance assets$01
Total liabilities and capital$679,940,000739
Total liabilities$601,222,000752
Total deposits$589,883,000684
Interest-bearing deposits$589,791,000592
Deposits held in domestic offices$589,883,000675
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$11,339,000587
Total equity capital$78,718,000628
Total bank equity capital$78,718,000628
Perpetual preferred stock$0250
Common stock$4,550,000859
Surplus$6,520,0002,306
Undivided profits$67,648,000386
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,444,000442
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$3,638,000631
Earning assets$653,729,000713
Long-term assets (5+ years)$21,380,0002,533
Average Assets, year-to-date$644,096,800751
Average Assets, quarterly$670,945,500741
Volatile liabilities$63,702,0001,170
Insider loans$010,271
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$010,924
Tier 1 (core) risk-based capital$78,765,000589
Tier 2 risk-based capital$8,180,940524
Total risk weighted assets$635,783,940560
Total unused commitments$010,925
Derivatives$0549
1995-12-31Rank
# of Employees:524406
Assets and Liabilities
Total Assets:$602,768,000855
Cash and due from depository institutions$31,000406
Interest-bearing balances$06,853
Securities$38,480,0003,277
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$541,905,000633
Loan loss allowance$24,361,000305
Trading account assets$0261
Bank premises and fixed assets$1,258,0005,242
Other real estate owned$125,000406
Goodwill and other intangibles$03,181
All other assets$20,969,000563
Life insurance assets$01
Total liabilities and capital$602,768,000855
Total liabilities$530,491,000877
Total deposits$518,981,000784
Interest-bearing deposits$518,963,000689
Deposits held in domestic offices$518,981,000776
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$1,954,0002,437
Subordinated debt$0337
All other liabilities$9,556,000690
Total equity capital$72,277,000692
Total bank equity capital$72,277,000692
Perpetual preferred stock$0288
Common stock$4,550,000867
Surplus$6,520,0002,312
Undivided profits$61,207,000436
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,117,000658
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$3,479,000675
Earning assets$580,385,000819
Long-term assets (5+ years)$15,753,0002,982
Average Assets, year-to-date$562,628,400866
Average Assets, quarterly$593,001,500852
Volatile liabilities$41,330,0001,483
Insider loans$010,773
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$011,319
Tier 1 (core) risk-based capital$72,102,000652
Tier 2 risk-based capital$7,357,730576
Total risk weighted assets$571,614,730623
Total unused commitments$011,320
Derivatives$0628
1994-12-31Rank
# of Employees:435484
Assets and Liabilities
Total Assets:$511,529,000940
Cash and due from depository institutions$45,000484
Interest-bearing balances$07,034
Securities$29,379,0004,342
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$459,550,000707
Loan loss allowance$22,346,000327
Trading account assets$0286
Bank premises and fixed assets$1,188,0005,463
Other real estate owned$422,000484
Goodwill and other intangibles$03,133
All other assets$20,945,000576
Life insurance assets$01
Total liabilities and capital$511,529,000940
Total liabilities$449,725,000974
Total deposits$437,626,000889
Interest-bearing deposits$437,596,000784
Deposits held in domestic offices$437,626,000878
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$3,095,0002,138
Subordinated debt$0372
All other liabilities$9,004,000649
Total equity capital$61,804,000717
Total bank equity capital$61,804,000717
Perpetual preferred stock$0310
Common stock$4,550,000858
Surplus$6,520,0002,233
Undivided profits$50,734,000459
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,721,000708
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$3,222,000650
Earning assets$488,929,000897
Long-term assets (5+ years)$3,366,0007,100
Average Assets, year-to-date$482,164,000967
Average Assets, quarterly$504,949,000942
Volatile liabilities$22,618,0002,291
Insider loans$011,229
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$011,812
Tier 1 (core) risk-based capital$62,487,000703
Tier 2 risk-based capital$6,305,650625
Total risk weighted assets$488,411,650672
Total unused commitments$011,813
Derivatives$0687
1993-12-31Rank
# of Employees:407550
Assets and Liabilities
Total Assets:$450,214,0001,077
Cash and due from depository institutions$57,000550
Interest-bearing balances$07,655
Securities$37,896,0003,637
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$391,090,000774
Loan loss allowance$22,326,000343
Trading account assets$0330
Bank premises and fixed assets$1,108,0005,753
Other real estate owned$278,000550
Goodwill and other intangibles$03,091
All other assets$19,785,000582
Life insurance assets$01
Total liabilities and capital$450,214,0001,077
Total liabilities$401,411,0001,108
Total deposits$392,056,0001,019
Interest-bearing deposits$392,056,000891
Deposits held in domestic offices$392,056,0001,008
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$379,0003,594
Subordinated debt$0413
All other liabilities$8,976,000664
Total equity capital$48,803,000859
Total bank equity capital$48,803,000859
Perpetual preferred stock$0343
Common stock$4,550,000843
Surplus$6,520,0002,132
Undivided profits$37,733,000607
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,934,000494
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$2,564,000714
Earning assets$428,986,0001,032
Long-term assets (5+ years)$5,793,0005,997
Average Assets, year-to-date$434,503,8001,079
Average Assets, quarterly$446,777,5001,065
Volatile liabilities$18,301,0002,570
Insider loans$011,728
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$012,206
Tier 1 (core) risk-based capital$48,419,000836
Tier 2 risk-based capital$5,432,430693
Total risk weighted assets$417,701,030749
Total unused commitments$012,208
Derivatives$80,000,000294
1992-12-31Rank
# of Employees:390580
Assets and Liabilities
Total Assets:$419,255,0001,171
Cash and due from depository institutions$1,078,000580
Interest-bearing balances$08,059
Securities$38,319,0003,605
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$364,970,000831
Loan loss allowance$17,479,000425
Trading account assets$0344
Bank premises and fixed assets$651,0007,920
Other real estate owned$110,000580
Goodwill and other intangibles$03,106
All other assets$14,127,000780
Life insurance assets$01
Total liabilities and capital$419,255,0001,171
Total liabilities$382,801,0001,182
Total deposits$373,984,0001,113
Interest-bearing deposits$373,984,000992
Deposits held in domestic offices$373,984,0001,103
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$53,0004,579
Subordinated debt$0482
All other liabilities$8,764,000668
Total equity capital$36,454,0001,074
Total bank equity capital$36,454,0001,074
Perpetual preferred stock$0346
Common stock$4,550,000847
Surplus$6,520,0002,050
Undivided profits$25,384,000846
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,474,000842
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$2,605,000764
Earning assets$403,289,0001,114
Long-term assets (5+ years)$8,727,0004,726
Average Assets, year-to-date$415,942,0001,163
Average Assets, quarterly$419,837,5001,166
Volatile liabilities$20,447,0002,312
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$012,570
Tier 1 (core) risk-based capital$36,454,0001,046
Tier 2 risk-based capital$4,957,910760
Total risk weighted assets$384,111,810830
Total unused commitments$012,572
Derivatives$0651