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FinWise Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$18,539,000	757
Total interest expense	$4,257,000	1,114
Net interest income	$14,282,000	645
Provision for loan and lease losses	$3,336,000	202
Total noninterest income	$6,878,000	387
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$54,000	2,542
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,824,000	276
Total noninterest expense	$12,994,000	600
Salaries and employee benefits	$8,933,000	489
Premises and equipment expense	$1,312,000	546
Additional noninterest expense	$6,824,000	276
Pre-tax net operating income	$4,830,000	733
Securities gains (losses)	$0	665
Applicable income taxes	$1,351,000	539
Income before extraordinary items	$3,479,000	816
Extraordinary gains, net	$0	47
Net income	$3,479,000	828
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,479,000	816
Net charge-offs	$2,248,000	205
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$3,479,000	818
2024-12-31 (YTD Data)		Rank
Total interest income	$74,353,000	745
Total interest expense	$15,445,000	1,245
Net interest income	$58,908,000	592
Provision for loan and lease losses	$11,574,000	197
Total noninterest income	$22,159,000	453
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$322,000	2,127
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,837,000	335
Total noninterest expense	$45,686,000	645
Salaries and employee benefits	$30,546,000	539
Premises and equipment expense	$4,161,000	650
Additional noninterest expense	$21,837,000	335
Pre-tax net operating income	$23,807,000	574
Securities gains (losses)	$0	940
Applicable income taxes	$5,847,000	481
Income before extraordinary items	$17,960,000	633
Extraordinary gains, net	$0	53
Net income	$17,960,000	638
Minority interest net income	$0	90
Net income of bank and minority interests.	$17,960,000	633
Net charge-offs	$10,960,000	190
Cash dividends	$0	3,434
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$17,960,000	635
2024-09-30 (YTD Data)		Rank
Total interest income	$54,992,000	748
Total interest expense	$11,611,000	1,235
Net interest income	$43,381,000	596
Provision for loan and lease losses	$7,696,000	211
Total noninterest income	$16,459,000	445
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$284,000	1,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,175,000	334
Total noninterest expense	$33,448,000	642
Salaries and employee benefits	$22,517,000	539
Premises and equipment expense	$3,087,000	660
Additional noninterest expense	$16,175,000	334
Pre-tax net operating income	$18,696,000	550
Securities gains (losses)	$0	930
Applicable income taxes	$4,702,000	468
Income before extraordinary items	$13,994,000	609
Extraordinary gains, net	$0	51
Net income	$13,994,000	620
Minority interest net income	$0	82
Net income of bank and minority interests.	$13,994,000	611
Net charge-offs	$7,708,000	200
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$13,994,000	608
2024-06-30 (YTD Data)		Rank
Total interest income	$36,069,000	755
Total interest expense	$7,449,000	1,241
Net interest income	$28,620,000	601
Provision for loan and lease losses	$5,539,000	205
Total noninterest income	$10,457,000	464
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$189,000	1,943
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,268,000	345
Total noninterest expense	$21,391,000	674
Salaries and employee benefits	$14,073,000	575
Premises and equipment expense	$2,061,000	668
Additional noninterest expense	$10,268,000	345
Pre-tax net operating income	$12,147,000	555
Securities gains (losses)	$0	628
Applicable income taxes	$3,057,000	466
Income before extraordinary items	$9,090,000	619
Extraordinary gains, net	$0	52
Net income	$9,090,000	628
Minority interest net income	$0	84
Net income of bank and minority interests.	$9,090,000	621
Net charge-offs	$5,299,000	185
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$9,090,000	614
2024-03-31 (YTD Data)		Rank
Total interest income	$17,647,000	762
Total interest expense	$3,642,000	1,243
Net interest income	$14,005,000	628
Provision for loan and lease losses	$3,154,000	179
Total noninterest income	$5,573,000	439
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$93,000	1,951
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,480,000	325
Total noninterest expense	$10,279,000	703
Salaries and employee benefits	$6,550,000	616
Premises and equipment expense	$960,000	718
Additional noninterest expense	$5,480,000	325
Pre-tax net operating income	$6,145,000	556
Securities gains (losses)	$0	689
Applicable income taxes	$1,602,000	465
Income before extraordinary items	$4,543,000	624
Extraordinary gains, net	$0	51
Net income	$4,543,000	631
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,543,000	624
Net charge-offs	$3,400,000	150
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$4,543,000	621
2023-09-30 (YTD Data)		Rank
Total interest income	$46,512,000	766
Total interest expense	$6,294,000	1,363
Net interest income	$40,218,000	640
Provision for loan and lease losses	$8,429,000	198
Total noninterest income	$15,576,000	441
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$250,000	2,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,326,000	322
Total noninterest expense	$24,457,000	828
Salaries and employee benefits	$15,452,000	744
Premises and equipment expense	$2,311,000	846
Additional noninterest expense	$15,326,000	322
Pre-tax net operating income	$22,908,000	514
Securities gains (losses)	$0	849
Applicable income taxes	$5,918,000	423
Income before extraordinary items	$16,990,000	548
Extraordinary gains, net	$0	52
Net income	$16,990,000	552
Minority interest net income	$0	81
Net income of bank and minority interests.	$16,990,000	548
Net charge-offs	$7,510,000	155
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$16,990,000	554
2023-06-30 (YTD Data)		Rank
Total interest income	$29,293,000	781
Total interest expense	$3,491,000	1,418
Net interest income	$25,802,000	661
Provision for loan and lease losses	$5,359,000	199
Total noninterest income	$10,351,000	434
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$141,000	2,267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,210,000	313
Total noninterest expense	$16,164,000	822
Salaries and employee benefits	$9,973,000	763
Premises and equipment expense	$1,386,000	928
Additional noninterest expense	$10,210,000	313
Pre-tax net operating income	$14,630,000	523
Securities gains (losses)	$0	938
Applicable income taxes	$3,779,000	434
Income before extraordinary items	$10,851,000	564
Extraordinary gains, net	$0	51
Net income	$10,851,000	574
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,851,000	564
Net charge-offs	$5,265,000	130
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$10,851,000	565
2023-03-31 (YTD Data)		Rank
Total interest income	$13,408,000	831
Total interest expense	$1,296,000	1,562
Net interest income	$12,112,000	704
Provision for loan and lease losses	$2,670,000	193
Total noninterest income	$4,859,000	458
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$72,000	2,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,787,000	334
Total noninterest expense	$7,409,000	896
Salaries and employee benefits	$4,304,000	880
Premises and equipment expense	$687,000	959
Additional noninterest expense	$4,787,000	334
Pre-tax net operating income	$6,892,000	576
Securities gains (losses)	$0	950
Applicable income taxes	$1,774,000	458
Income before extraordinary items	$5,118,000	606
Extraordinary gains, net	$0	4
Net income	$5,118,000	605
Minority interest net income	$0	48
Net income of bank and minority interests.	$5,118,000	605
Net charge-offs	$2,876,000	113
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$5,118,000	617
2022-12-31 (YTD Data)		Rank
Total interest income	$52,384,000	713
Total interest expense	$1,434,000	1,964
Net interest income	$50,950,000	665
Provision for loan and lease losses	$13,519,000	147
Total noninterest income	$36,107,000	311
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$865,000	1,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,242,000	232
Total noninterest expense	$32,253,000	811
Salaries and employee benefits	$22,160,000	672
Premises and equipment expense	$2,007,000	1,205
Additional noninterest expense	$35,242,000	232
Pre-tax net operating income	$41,285,000	433
Securities gains (losses)	$0	691
Applicable income taxes	$12,195,000	327
Income before extraordinary items	$29,090,000	482
Extraordinary gains, net	$0	5
Net income	$29,090,000	483
Minority interest net income	$0	63
Net income of bank and minority interests.	$29,090,000	483
Net charge-offs	$11,388,000	90
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$29,090,000	491
2022-09-30 (YTD Data)		Rank
Total interest income	$39,104,000	688
Total interest expense	$811,000	2,023
Net interest income	$38,293,000	656
Provision for loan and lease losses	$10,317,000	137
Total noninterest income	$27,551,000	325
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$790,000	984
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,761,000	235
Total noninterest expense	$24,129,000	811
Salaries and employee benefits	$17,008,000	664
Premises and equipment expense	$1,213,000	1,464
Additional noninterest expense	$26,761,000	235
Pre-tax net operating income	$31,398,000	431
Securities gains (losses)	$0	740
Applicable income taxes	$9,486,000	332
Income before extraordinary items	$21,912,000	471
Extraordinary gains, net	$0	4
Net income	$21,912,000	471
Minority interest net income	$0	57
Net income of bank and minority interests.	$21,912,000	471
Net charge-offs	$8,205,000	85
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$21,912,000	479
2022-06-30 (YTD Data)		Rank
Total interest income	$26,271,000	656
Total interest expense	$506,000	1,940
Net interest income	$25,765,000	626
Provision for loan and lease losses	$5,860,000	132
Total noninterest income	$19,975,000	295
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$718,000	771
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,257,000	228
Total noninterest expense	$16,247,000	789
Salaries and employee benefits	$11,975,000	622
Premises and equipment expense	$721,000	1,594
Additional noninterest expense	$3,551,000	1,023
Pre-tax net operating income	$23,633,000	384
Securities gains (losses)	$0	687
Applicable income taxes	$5,912,000	331
Income before extraordinary items	$17,721,000	397
Extraordinary gains, net	$0	4
Net income	$17,721,000	396
Minority interest net income	$0	60
Net income of bank and minority interests.	$17,721,000	397
Net charge-offs	$5,113,000	89
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$17,721,000	404
2022-03-31 (YTD Data)		Rank
Total interest income	$14,357,000	589
Total interest expense	$262,000	1,859
Net interest income	$14,095,000	559
Provision for loan and lease losses	$2,947,000	95
Total noninterest income	$12,124,000	270
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$416,000	672
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,708,000	204
Total noninterest expense	$8,503,000	760
Salaries and employee benefits	$6,674,000	571
Premises and equipment expense	$302,000	1,827
Additional noninterest expense	$1,527,000	1,126
Pre-tax net operating income	$14,769,000	312
Securities gains (losses)	$0	623
Applicable income taxes	$3,748,000	281
Income before extraordinary items	$11,021,000	326
Extraordinary gains, net	$0	4
Net income	$11,021,000	326
Minority interest net income	$0	50
Net income of bank and minority interests.	$11,021,000	326
Net charge-offs	$2,814,000	90
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$11,021,000	331
2021-12-31 (YTD Data)		Rank
Total interest income	$49,322,000	689
Total interest expense	$1,264,000	1,877
Net interest income	$48,058,000	653
Provision for loan and lease losses	$8,039,000	67
Total noninterest income	$27,975,000	413
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$775,000	1,165
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,200,000	335
Total noninterest expense	$27,290,000	915
Salaries and employee benefits	$21,250,000	689
Premises and equipment expense	$810,000	2,295
Additional noninterest expense	$5,230,000	1,281
Pre-tax net operating income	$40,704,000	439
Securities gains (losses)	$0	2,062
Applicable income taxes	$10,236,000	386
Income before extraordinary items	$30,468,000	471
Extraordinary gains, net	$0	10
Net income	$30,468,000	471
Minority interest net income	$0	74
Net income of bank and minority interests.	$30,468,000	472
Net charge-offs	$4,383,000	178
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$30,468,000	462
2021-09-30 (YTD Data)		Rank
Total interest income	$33,745,000	754
Total interest expense	$985,000	1,910
Net interest income	$32,760,000	719
Provision for loan and lease losses	$5,536,000	68
Total noninterest income	$20,534,000	422
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$401,000	1,522
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,133,000	350
Total noninterest expense	$20,087,000	934
Salaries and employee benefits	$14,727,000	752
Premises and equipment expense	$602,000	2,336
Additional noninterest expense	$4,758,000	1,094
Pre-tax net operating income	$27,671,000	483
Securities gains (losses)	$0	2,015
Applicable income taxes	$6,915,000	419
Income before extraordinary items	$20,756,000	515
Extraordinary gains, net	$0	8
Net income	$20,756,000	514
Minority interest net income	$0	69
Net income of bank and minority interests.	$20,756,000	515
Net charge-offs	$2,095,000	234
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$20,756,000	509
2021-06-30 (YTD Data)		Rank
Total interest income	$19,972,000	842
Total interest expense	$704,000	1,886
Net interest income	$19,268,000	792
Provision for loan and lease losses	$2,169,000	132
Total noninterest income	$12,346,000	458
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$169,000	2,007
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,177,000	381
Total noninterest expense	$12,951,000	951
Salaries and employee benefits	$9,229,000	793
Premises and equipment expense	$397,000	2,342
Additional noninterest expense	$3,325,000	1,058
Pre-tax net operating income	$16,494,000	518
Securities gains (losses)	$0	1,818
Applicable income taxes	$4,212,000	453
Income before extraordinary items	$12,282,000	567
Extraordinary gains, net	$0	6
Net income	$12,282,000	567
Minority interest net income	$0	67
Net income of bank and minority interests.	$12,282,000	567
Net charge-offs	$1,128,000	254
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$12,282,000	554
2021-03-31 (YTD Data)		Rank
Total interest income	$8,822,000	924
Total interest expense	$372,000	1,885
Net interest income	$8,450,000	883
Provision for loan and lease losses	$633,000	290
Total noninterest income	$5,704,000	495
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$86,000	1,985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,618,000	415
Total noninterest expense	$6,062,000	993
Salaries and employee benefits	$4,263,000	848
Premises and equipment expense	$194,000	2,389
Additional noninterest expense	$1,605,000	1,062
Pre-tax net operating income	$7,459,000	560
Securities gains (losses)	$0	1,392
Applicable income taxes	$2,076,000	451
Income before extraordinary items	$5,383,000	622
Extraordinary gains, net	$0	3
Net income	$5,383,000	622
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,383,000	622
Net charge-offs	$648,000	229
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$5,383,000	611
2020-12-31 (YTD Data)		Rank
Total interest income	$29,572,000	1,068
Total interest expense	$1,756,000	2,139
Net interest income	$27,816,000	982
Provision for loan and lease losses	$5,234,000	553
Total noninterest income	$13,461,000	661
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$485,000	1,646
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,976,000	544
Total noninterest expense	$20,641,000	1,099
Salaries and employee benefits	$14,574,000	931
Premises and equipment expense	$694,000	2,536
Additional noninterest expense	$5,373,000	1,199
Pre-tax net operating income	$15,402,000	726
Securities gains (losses)	$0	2,675
Applicable income taxes	$4,001,000	576
Income before extraordinary items	$11,401,000	845
Extraordinary gains, net	$0	4
Net income	$11,401,000	845
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,401,000	845
Net charge-offs	$3,566,000	278
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$11,401,000	804
2020-09-30 (YTD Data)		Rank
Total interest income	$20,991,000	1,126
Total interest expense	$1,352,000	2,199
Net interest income	$19,639,000	1,018
Provision for loan and lease losses	$5,234,000	489
Total noninterest income	$10,182,000	631
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$406,000	1,524
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,776,000	519
Total noninterest expense	$15,238,000	1,095
Salaries and employee benefits	$10,422,000	949
Premises and equipment expense	$513,000	2,566
Additional noninterest expense	$4,303,000	1,119
Pre-tax net operating income	$9,349,000	847
Securities gains (losses)	$0	2,494
Applicable income taxes	$2,662,000	604
Income before extraordinary items	$6,687,000	1,011
Extraordinary gains, net	$0	4
Net income	$6,687,000	1,010
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,687,000	1,011
Net charge-offs	$2,737,000	270
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,687,000	983
2020-06-30 (YTD Data)		Rank
Total interest income	$13,649,000	1,156
Total interest expense	$911,000	2,287
Net interest income	$12,738,000	1,046
Provision for loan and lease losses	$5,234,000	389
Total noninterest income	$6,721,000	602
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$327,000	1,308
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,394,000	494
Total noninterest expense	$9,823,000	1,108
Salaries and employee benefits	$6,616,000	983
Premises and equipment expense	$335,000	2,591
Additional noninterest expense	$2,872,000	1,108
Pre-tax net operating income	$4,402,000	1,074
Securities gains (losses)	$0	2,249
Applicable income taxes	$1,431,000	623
Income before extraordinary items	$2,971,000	1,319
Extraordinary gains, net	$0	4
Net income	$2,971,000	1,319
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,971,000	1,319
Net charge-offs	$2,075,000	247
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,971,000	1,279
2020-03-31 (YTD Data)		Rank
Total interest income	$8,057,000	1,012
Total interest expense	$435,000	2,513
Net interest income	$7,622,000	895
Provision for loan and lease losses	$3,814,000	282
Total noninterest income	$3,904,000	508
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$195,000	1,315
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,709,000	399
Total noninterest expense	$4,953,000	1,111
Salaries and employee benefits	$3,212,000	1,013
Premises and equipment expense	$144,000	2,840
Additional noninterest expense	$1,597,000	1,058
Pre-tax net operating income	$2,759,000	801
Securities gains (losses)	$0	1,705
Applicable income taxes	$670,000	603
Income before extraordinary items	$2,089,000	898
Extraordinary gains, net	$0	4
Net income	$2,089,000	898
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,089,000	898
Net charge-offs	$1,204,000	214
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,089,000	886
2019-12-31 (YTD Data)		Rank
Total interest income	$21,489,000	1,432
Total interest expense	$1,462,000	2,769
Net interest income	$20,027,000	1,256
Provision for loan and lease losses	$5,288,000	254
Total noninterest income	$13,650,000	561
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$521,000	1,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,129,000	438
Total noninterest expense	$14,803,000	1,382
Salaries and employee benefits	$9,360,000	1,269
Premises and equipment expense	$528,000	3,012
Additional noninterest expense	$4,915,000	1,266
Pre-tax net operating income	$13,586,000	809
Securities gains (losses)	$0	2,379
Applicable income taxes	$3,369,000	654
Income before extraordinary items	$10,217,000	922
Extraordinary gains, net	$0	11
Net income	$10,217,000	923
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,217,000	923
Net charge-offs	$2,492,000	350
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$10,217,000	899
2019-09-30 (YTD Data)		Rank
Total interest income	$14,484,000	1,578
Total interest expense	$1,023,000	2,894
Net interest income	$13,461,000	1,366
Provision for loan and lease losses	$3,279,000	285
Total noninterest income	$10,200,000	558
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$334,000	2,088
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,866,000	431
Total noninterest expense	$9,827,000	1,526
Salaries and employee benefits	$6,745,000	1,319
Premises and equipment expense	$392,000	3,052
Additional noninterest expense	$2,690,000	1,639
Pre-tax net operating income	$10,555,000	806
Securities gains (losses)	$0	2,167
Applicable income taxes	$2,634,000	654
Income before extraordinary items	$7,921,000	909
Extraordinary gains, net	$0	11
Net income	$7,921,000	910
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,921,000	910
Net charge-offs	$1,446,000	388
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$7,921,000	894
2019-06-30 (YTD Data)		Rank
Total interest income	$8,478,000	1,763
Total interest expense	$621,000	3,015
Net interest income	$7,857,000	1,553
Provision for loan and lease losses	$2,011,000	286
Total noninterest income	$6,354,000	572
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$173,000	2,415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,181,000	442
Total noninterest expense	$6,154,000	1,618
Salaries and employee benefits	$4,039,000	1,451
Premises and equipment expense	$253,000	3,116
Additional noninterest expense	$1,862,000	1,607
Pre-tax net operating income	$6,046,000	896
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,514,000	689
Income before extraordinary items	$4,532,000	1,004
Extraordinary gains, net	$0	11
Net income	$4,532,000	1,004
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,532,000	1,004
Net charge-offs	$739,000	441
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,532,000	988
2019-03-31 (YTD Data)		Rank
Total interest income	$3,642,000	1,984
Total interest expense	$296,000	3,059
Net interest income	$3,346,000	1,805
Provision for loan and lease losses	$553,000	438
Total noninterest income	$2,767,000	615
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$78,000	2,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,689,000	479
Total noninterest expense	$2,795,000	1,763
Salaries and employee benefits	$1,811,000	1,604
Premises and equipment expense	$141,000	2,959
Additional noninterest expense	$843,000	1,734
Pre-tax net operating income	$2,765,000	931
Securities gains (losses)	$0	1,087
Applicable income taxes	$684,000	717
Income before extraordinary items	$2,081,000	1,047
Extraordinary gains, net	$0	5
Net income	$2,081,000	1,046
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,081,000	1,046
Net charge-offs	$154,000	721
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,081,000	1,024
2018-12-31 (YTD Data)		Rank
Total interest income	$8,147,000	2,904
Total interest expense	$845,000	3,188
Net interest income	$7,302,000	2,818
Provision for loan and lease losses	$980,000	898
Total noninterest income	$8,581,000	765
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$134,000	3,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,447,000	565
Total noninterest expense	$9,034,000	2,058
Salaries and employee benefits	$6,543,000	1,699
Premises and equipment expense	$342,000	3,807
Additional noninterest expense	$2,149,000	2,473
Pre-tax net operating income	$5,869,000	1,543
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,460,000	1,072
Income before extraordinary items	$4,409,000	1,755
Extraordinary gains, net	$0	6
Net income	$4,409,000	1,754
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,409,000	1,754
Net charge-offs	$163,000	1,800
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$3,710,000	125
Net operating income	$4,409,000	1,745
2018-09-30 (YTD Data)		Rank
Total interest income	$5,074,000	3,230
Total interest expense	$543,000	3,354
Net interest income	$4,531,000	3,178
Provision for loan and lease losses	$445,000	1,246
Total noninterest income	$5,894,000	820
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$95,000	3,916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,799,000	612
Total noninterest expense	$6,128,000	2,207
Salaries and employee benefits	$4,422,000	1,838
Premises and equipment expense	$249,000	3,886
Additional noninterest expense	$1,457,000	2,654
Pre-tax net operating income	$3,852,000	1,767
Securities gains (losses)	$0	1,118
Applicable income taxes	$950,000	1,213
Income before extraordinary items	$2,902,000	1,955
Extraordinary gains, net	$0	5
Net income	$2,902,000	1,952
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,902,000	1,954
Net charge-offs	$157,000	1,407
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$3,710,000	100
Net operating income	$2,902,000	1,946
2018-06-30 (YTD Data)		Rank
Total interest income	$2,932,000	3,477
Total interest expense	$300,000	3,562
Net interest income	$2,632,000	3,433
Provision for loan and lease losses	$90,000	2,265
Total noninterest income	$3,369,000	909
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$61,000	3,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,308,000	689
Total noninterest expense	$3,814,000	2,336
Salaries and employee benefits	$2,668,000	1,999
Premises and equipment expense	$162,000	3,962
Additional noninterest expense	$984,000	2,646
Pre-tax net operating income	$2,097,000	2,034
Securities gains (losses)	$0	961
Applicable income taxes	$516,000	1,384
Income before extraordinary items	$1,581,000	2,226
Extraordinary gains, net	$0	6
Net income	$1,581,000	2,224
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,581,000	2,225
Net charge-offs	$10,000	2,589
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$2,660,000	80
Net operating income	$1,581,000	2,225
2018-03-31 (YTD Data)		Rank
Total interest income	$1,279,000	3,743
Total interest expense	$127,000	3,769
Net interest income	$1,152,000	3,692
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$1,611,000	923
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$28,000	4,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,583,000	682
Total noninterest expense	$1,785,000	2,480
Salaries and employee benefits	$1,269,000	2,109
Premises and equipment expense	$78,000	4,081
Additional noninterest expense	$438,000	2,890
Pre-tax net operating income	$918,000	2,156
Securities gains (losses)	$0	735
Applicable income taxes	$226,000	1,463
Income before extraordinary items	$692,000	2,394
Extraordinary gains, net	$0	7
Net income	$692,000	2,393
Minority interest net income	$0	52
Net income of bank and minority interests.	$692,000	2,394
Net charge-offs	$5,000	2,201
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$1,250,000	77
Net operating income	$692,000	2,384
2017-12-31 (YTD Data)		Rank
Total interest income	$3,613,000	4,329
Total interest expense	$349,000	4,193
Net interest income	$3,264,000	4,291
Provision for loan and lease losses	$205,000	2,336
Total noninterest income	$5,110,000	1,101
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$112,000	4,214
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,998,000	817
Total noninterest expense	$4,660,000	3,237
Salaries and employee benefits	$3,283,000	2,828
Premises and equipment expense	$236,000	4,534
Additional noninterest expense	$1,141,000	3,772
Pre-tax net operating income	$3,509,000	2,242
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,326,000	1,639
Income before extraordinary items	$2,183,000	2,538
Extraordinary gains, net	$0	9
Net income	$2,183,000	2,538
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,183,000	2,538
Net charge-offs	$-50,000	5,136
Cash dividends	$117,000	3,850
Sale, conversion, retirement of capital stock, net	$2,367,000	156
Net operating income	$2,183,000	2,522
2017-09-30 (YTD Data)		Rank
Total interest income	$2,512,000	4,477
Total interest expense	$246,000	4,311
Net interest income	$2,266,000	4,458
Provision for loan and lease losses	$125,000	2,461
Total noninterest income	$3,872,000	1,108
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$87,000	4,215
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,785,000	825
Total noninterest expense	$3,472,000	3,276
Salaries and employee benefits	$2,532,000	2,800
Premises and equipment expense	$171,000	4,607
Additional noninterest expense	$769,000	3,987
Pre-tax net operating income	$2,541,000	2,342
Securities gains (losses)	$0	2,274
Applicable income taxes	$964,000	1,493
Income before extraordinary items	$1,577,000	2,772
Extraordinary gains, net	$0	9
Net income	$1,577,000	2,771
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,577,000	2,772
Net charge-offs	$-46,000	5,137
Cash dividends	$45,000	3,595
Sale, conversion, retirement of capital stock, net	$2,217,000	134
Net operating income	$1,577,000	2,755
2017-06-30 (YTD Data)		Rank
Total interest income	$1,543,000	4,619
Total interest expense	$159,000	4,344
Net interest income	$1,384,000	4,599
Provision for loan and lease losses	$50,000	2,834
Total noninterest income	$2,482,000	1,138
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$60,000	4,182
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,422,000	856
Total noninterest expense	$2,347,000	3,256
Salaries and employee benefits	$1,685,000	2,820
Premises and equipment expense	$111,000	4,651
Additional noninterest expense	$551,000	3,878
Pre-tax net operating income	$1,469,000	2,523
Securities gains (losses)	$0	1,906
Applicable income taxes	$556,000	1,599
Income before extraordinary items	$913,000	2,958
Extraordinary gains, net	$0	11
Net income	$913,000	2,958
Minority interest net income	$0	71
Net income of bank and minority interests.	$913,000	2,958
Net charge-offs	$-42,000	5,244
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$835,000	153
Net operating income	$913,000	2,940
2017-03-31 (YTD Data)		Rank
Total interest income	$715,000	4,756
Total interest expense	$74,000	4,447
Net interest income	$641,000	4,739
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,166,000	1,180
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$30,000	4,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,136,000	875
Total noninterest expense	$1,096,000	3,421
Salaries and employee benefits	$745,000	3,076
Premises and equipment expense	$55,000	4,709
Additional noninterest expense	$296,000	3,742
Pre-tax net operating income	$711,000	2,506
Securities gains (losses)	$0	1,153
Applicable income taxes	$257,000	1,637
Income before extraordinary items	$454,000	2,915
Extraordinary gains, net	$0	8
Net income	$454,000	2,915
Minority interest net income	$0	55
Net income of bank and minority interests.	$454,000	2,915
Net charge-offs	$-50,000	5,471
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$190,000	190
Net operating income	$454,000	2,895
2016-12-31 (YTD Data)		Rank
Total interest income	$2,407,000	5,002
Total interest expense	$235,000	4,789
Net interest income	$2,172,000	4,986
Provision for loan and lease losses	$33,000	3,851
Total noninterest income	$2,427,000	1,890
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$110,000	4,402
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,317,000	1,443
Total noninterest expense	$3,245,000	4,075
Salaries and employee benefits	$2,196,000	3,644
Premises and equipment expense	$187,000	4,977
Additional noninterest expense	$862,000	4,430
Pre-tax net operating income	$1,321,000	3,681
Securities gains (losses)	$0	3,212
Applicable income taxes	$426,000	2,385
Income before extraordinary items	$895,000	4,040
Extraordinary gains, net	$0	5
Net income	$895,000	4,038
Minority interest net income	$0	82
Net income of bank and minority interests.	$895,000	4,039
Net charge-offs	$-49,000	5,358
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$400,000	312
Net operating income	$895,000	3,966
2016-09-30 (YTD Data)		Rank
Total interest income	$1,700,000	5,131
Total interest expense	$169,000	4,878
Net interest income	$1,531,000	5,122
Provision for loan and lease losses	$33,000	3,618
Total noninterest income	$1,484,000	2,133
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$79,000	4,480
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,405,000	1,652
Total noninterest expense	$2,288,000	4,209
Salaries and employee benefits	$1,574,000	3,744
Premises and equipment expense	$137,000	5,028
Additional noninterest expense	$577,000	4,652
Pre-tax net operating income	$694,000	4,248
Securities gains (losses)	$0	3,160
Applicable income taxes	$243,000	2,655
Income before extraordinary items	$451,000	4,619
Extraordinary gains, net	$0	5
Net income	$451,000	4,618
Minority interest net income	$0	71
Net income of bank and minority interests.	$451,000	4,618
Net charge-offs	$-122,000	5,623
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$250,000	307
Net operating income	$451,000	4,557
2016-06-30 (YTD Data)		Rank
Total interest income	$1,040,000	5,281
Total interest expense	$106,000	4,988
Net interest income	$934,000	5,276
Provision for loan and lease losses	$33,000	3,214
Total noninterest income	$1,020,000	2,081
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$55,000	4,440
Trading account gains and fees	$0	157
Additional Noninterest Income	$965,000	1,591
Total noninterest expense	$1,475,000	4,322
Salaries and employee benefits	$1,001,000	3,851
Premises and equipment expense	$88,000	5,108
Additional noninterest expense	$386,000	4,687
Pre-tax net operating income	$446,000	4,327
Securities gains (losses)	$0	2,835
Applicable income taxes	$154,000	2,689
Income before extraordinary items	$292,000	4,662
Extraordinary gains, net	$0	16
Net income	$292,000	4,659
Minority interest net income	$0	71
Net income of bank and minority interests.	$292,000	4,660
Net charge-offs	$-121,000	5,743
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$250,000	250
Net operating income	$292,000	4,599
2016-03-31 (YTD Data)		Rank
Total interest income	$510,000	5,360
Total interest expense	$51,000	5,083
Net interest income	$459,000	5,353
Provision for loan and lease losses	$0	3,656
Total noninterest income	$240,000	3,080
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$29,000	4,379
Trading account gains and fees	$0	142
Additional Noninterest Income	$211,000	2,550
Total noninterest expense	$569,000	4,816
Salaries and employee benefits	$379,000	4,464
Premises and equipment expense	$44,000	5,148
Additional noninterest expense	$146,000	5,170
Pre-tax net operating income	$130,000	4,873
Securities gains (losses)	$0	2,077
Applicable income taxes	$45,000	3,048
Income before extraordinary items	$85,000	5,145
Extraordinary gains, net	$0	12
Net income	$85,000	5,144
Minority interest net income	$0	62
Net income of bank and minority interests.	$85,000	5,144
Net charge-offs	$3,000	2,735
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$250,000	155
Net operating income	$85,000	5,089
2015-12-31 (YTD Data)		Rank
Total interest income	$1,928,000	5,445
Total interest expense	$153,000	5,431
Net interest income	$1,775,000	5,415
Provision for loan and lease losses	$303,000	1,885
Total noninterest income	$1,193,000	2,795
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$121,000	4,448
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,072,000	2,283
Total noninterest expense	$1,948,000	5,104
Salaries and employee benefits	$1,299,000	4,756
Premises and equipment expense	$157,000	5,364
Additional noninterest expense	$492,000	5,410
Pre-tax net operating income	$717,000	4,545
Securities gains (losses)	$0	3,216
Applicable income taxes	$250,000	2,791
Income before extraordinary items	$467,000	4,880
Extraordinary gains, net	$0	23
Net income	$467,000	4,883
Minority interest net income	$0	81
Net income of bank and minority interests.	$467,000	4,883
Net charge-offs	$141,000	2,321
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$467,000	4,834
2015-09-30 (YTD Data)		Rank
Total interest income	$1,359,000	5,592
Total interest expense	$105,000	5,583
Net interest income	$1,254,000	5,547
Provision for loan and lease losses	$188,000	2,021
Total noninterest income	$707,000	3,188
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$92,000	4,478
Trading account gains and fees	$0	153
Additional Noninterest Income	$615,000	2,641
Total noninterest expense	$1,307,000	5,284
Salaries and employee benefits	$847,000	5,011
Premises and equipment expense	$116,000	5,444
Additional noninterest expense	$344,000	5,543
Pre-tax net operating income	$466,000	4,814
Securities gains (losses)	$0	3,031
Applicable income taxes	$162,000	2,969
Income before extraordinary items	$304,000	5,109
Extraordinary gains, net	$0	21
Net income	$304,000	5,114
Minority interest net income	$0	78
Net income of bank and minority interests.	$304,000	5,116
Net charge-offs	$142,000	1,845
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$304,000	5,056
2015-06-30 (YTD Data)		Rank
Total interest income	$883,000	5,661
Total interest expense	$67,000	5,672
Net interest income	$816,000	5,629
Provision for loan and lease losses	$75,000	2,511
Total noninterest income	$393,000	3,484
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$63,000	4,436
Trading account gains and fees	$0	157
Additional Noninterest Income	$330,000	2,943
Total noninterest expense	$841,000	5,375
Salaries and employee benefits	$552,000	5,083
Premises and equipment expense	$76,000	5,500
Additional noninterest expense	$213,000	5,661
Pre-tax net operating income	$293,000	4,886
Securities gains (losses)	$0	2,636
Applicable income taxes	$102,000	3,017
Income before extraordinary items	$191,000	5,162
Extraordinary gains, net	$0	22
Net income	$191,000	5,164
Minority interest net income	$0	75
Net income of bank and minority interests.	$191,000	5,166
Net charge-offs	$64,000	2,120
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$191,000	5,119
2015-03-31 (YTD Data)		Rank
Total interest income	$413,000	5,788
Total interest expense	$31,000	5,794
Net interest income	$382,000	5,749
Provision for loan and lease losses	$50,000	2,062
Total noninterest income	$250,000	3,039
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$34,000	4,324
Trading account gains and fees	$0	152
Additional Noninterest Income	$216,000	2,528
Total noninterest expense	$405,000	5,470
Salaries and employee benefits	$255,000	5,255
Premises and equipment expense	$39,000	5,517
Additional noninterest expense	$111,000	5,672
Pre-tax net operating income	$177,000	4,610
Securities gains (losses)	$0	2,027
Applicable income taxes	$60,000	2,867
Income before extraordinary items	$117,000	4,948
Extraordinary gains, net	$0	13
Net income	$117,000	4,950
Minority interest net income	$0	64
Net income of bank and minority interests.	$117,000	4,952
Net charge-offs	$5,000	2,746
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$117,000	4,893
2014-12-31 (YTD Data)		Rank
Total interest income	$1,630,000	5,901
Total interest expense	$132,000	5,887
Net interest income	$1,498,000	5,863
Provision for loan and lease losses	$0	4,603
Total noninterest income	$190,000	5,466
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$171,000	4,173
Trading account gains and fees	$0	180
Additional Noninterest Income	$19,000	6,056
Total noninterest expense	$1,548,000	5,648
Salaries and employee benefits	$928,000	5,491
Premises and equipment expense	$158,000	5,625
Additional noninterest expense	$462,000	5,743
Pre-tax net operating income	$140,000	5,792
Securities gains (losses)	$0	3,259
Applicable income taxes	$50,000	3,711
Income before extraordinary items	$90,000	5,911
Extraordinary gains, net	$0	17
Net income	$90,000	5,911
Minority interest net income	$0	84
Net income of bank and minority interests.	$90,000	5,912
Net charge-offs	$4,000	4,772
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$200,000	428
Net operating income	$90,000	5,879
2014-09-30 (YTD Data)		Rank
Total interest income	$1,192,000	5,997
Total interest expense	$99,000	5,970
Net interest income	$1,093,000	5,955
Provision for loan and lease losses	$0	4,401
Total noninterest income	$145,000	5,509
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$129,000	4,220
Trading account gains and fees	$0	174
Additional Noninterest Income	$16,000	6,105
Total noninterest expense	$1,119,000	5,735
Salaries and employee benefits	$666,000	5,576
Premises and equipment expense	$120,000	5,666
Additional noninterest expense	$333,000	5,838
Pre-tax net operating income	$119,000	5,844
Securities gains (losses)	$0	2,980
Applicable income taxes	$35,000	3,801
Income before extraordinary items	$84,000	5,923
Extraordinary gains, net	$0	15
Net income	$84,000	5,922
Minority interest net income	$0	81
Net income of bank and minority interests.	$84,000	5,923
Net charge-offs	$-2,000	5,291
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$84,000	5,902
2014-06-30 (YTD Data)		Rank
Total interest income	$797,000	6,040
Total interest expense	$64,000	6,054
Net interest income	$733,000	5,996
Provision for loan and lease losses	$0	4,196
Total noninterest income	$97,000	5,525
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$87,000	4,188
Trading account gains and fees	$0	172
Additional Noninterest Income	$10,000	6,188
Total noninterest expense	$728,000	5,800
Salaries and employee benefits	$437,000	5,640
Premises and equipment expense	$80,000	5,721
Additional noninterest expense	$211,000	5,927
Pre-tax net operating income	$102,000	5,764
Securities gains (losses)	$0	2,580
Applicable income taxes	$31,000	3,683
Income before extraordinary items	$71,000	5,890
Extraordinary gains, net	$0	20
Net income	$71,000	5,892
Minority interest net income	$0	80
Net income of bank and minority interests.	$71,000	5,893
Net charge-offs	$-5,000	5,456
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$71,000	5,853
2014-03-31 (YTD Data)		Rank
Total interest income	$387,000	6,127
Total interest expense	$30,000	6,165
Net interest income	$357,000	6,078
Provision for loan and lease losses	$0	3,817
Total noninterest income	$43,000	5,670
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$39,000	4,359
Trading account gains and fees	$0	147
Additional Noninterest Income	$4,000	6,274
Total noninterest expense	$345,000	5,938
Salaries and employee benefits	$201,000	5,829
Premises and equipment expense	$41,000	5,755
Additional noninterest expense	$103,000	6,016
Pre-tax net operating income	$55,000	5,694
Securities gains (losses)	$0	1,715
Applicable income taxes	$17,000	3,595
Income before extraordinary items	$38,000	5,837
Extraordinary gains, net	$0	16
Net income	$38,000	5,838
Minority interest net income	$0	66
Net income of bank and minority interests.	$38,000	5,839
Net charge-offs	$-4,000	5,342
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$38,000	5,798
2013-12-31 (YTD Data)		Rank
Total interest income	$1,541,000	6,189
Total interest expense	$132,000	6,265
Net interest income	$1,409,000	6,140
Provision for loan and lease losses	$0	5,091
Total noninterest income	$150,000	5,910
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$112,000	5,081
Trading account gains and fees	$0	184
Additional Noninterest Income	$38,000	6,010
Total noninterest expense	$1,390,000	6,004
Salaries and employee benefits	$804,000	5,904
Premises and equipment expense	$150,000	5,921
Additional noninterest expense	$436,000	6,016
Pre-tax net operating income	$169,000	5,791
Securities gains (losses)	$0	3,182
Applicable income taxes	$53,000	3,728
Income before extraordinary items	$116,000	5,948
Extraordinary gains, net	$0	29
Net income	$116,000	5,950
Minority interest net income	$0	90
Net income of bank and minority interests.	$116,000	5,951
Net charge-offs	$7,000	5,162
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$150,000	488
Net operating income	$116,000	5,898
2013-09-30 (YTD Data)		Rank
Total interest income	$1,150,000	6,257
Total interest expense	$100,000	6,349
Net interest income	$1,050,000	6,205
Provision for loan and lease losses	$0	4,941
Total noninterest income	$116,000	5,949
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$82,000	5,164
Trading account gains and fees	$0	180
Additional Noninterest Income	$34,000	5,988
Total noninterest expense	$1,041,000	6,050
Salaries and employee benefits	$597,000	5,946
Premises and equipment expense	$111,000	5,989
Additional noninterest expense	$333,000	6,025
Pre-tax net operating income	$125,000	5,908
Securities gains (losses)	$0	3,040
Applicable income taxes	$43,000	3,790
Income before extraordinary items	$82,000	6,088
Extraordinary gains, net	$0	25
Net income	$82,000	6,090
Minority interest net income	$0	84
Net income of bank and minority interests.	$82,000	6,089
Net charge-offs	$9,000	4,738
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$150,000	393
Net operating income	$82,000	6,029
2013-06-30 (YTD Data)		Rank
Total interest income	$754,000	6,313
Total interest expense	$66,000	6,414
Net interest income	$688,000	6,254
Provision for loan and lease losses	$0	4,788
Total noninterest income	$82,000	5,905
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$54,000	5,183
Trading account gains and fees	$0	157
Additional Noninterest Income	$28,000	5,905
Total noninterest expense	$704,000	6,068
Salaries and employee benefits	$401,000	5,972
Premises and equipment expense	$69,000	6,102
Additional noninterest expense	$234,000	5,977
Pre-tax net operating income	$66,000	5,994
Securities gains (losses)	$0	2,791
Applicable income taxes	$25,000	3,842
Income before extraordinary items	$41,000	6,189
Extraordinary gains, net	$0	22
Net income	$41,000	6,191
Minority interest net income	$0	82
Net income of bank and minority interests.	$41,000	6,191
Net charge-offs	$10,000	4,322
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$150,000	309
Net operating income	$41,000	6,106
2013-03-31 (YTD Data)		Rank
Total interest income	$359,000	6,424
Total interest expense	$34,000	6,476
Net interest income	$325,000	6,358
Provision for loan and lease losses	$0	4,409
Total noninterest income	$53,000	5,668
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$29,000	5,027
Trading account gains and fees	$0	148
Additional Noninterest Income	$24,000	5,533
Total noninterest expense	$344,000	6,153
Salaries and employee benefits	$190,000	6,085
Premises and equipment expense	$40,000	5,967
Additional noninterest expense	$114,000	6,094
Pre-tax net operating income	$34,000	6,001
Securities gains (losses)	$0	1,966
Applicable income taxes	$6,000	4,117
Income before extraordinary items	$28,000	6,114
Extraordinary gains, net	$0	10
Net income	$28,000	6,115
Minority interest net income	$0	76
Net income of bank and minority interests.	$28,000	6,115
Net charge-offs	$11,000	3,407
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$150,000	192
Net operating income	$28,000	6,034
2012-12-31 (YTD Data)		Rank
Total interest income	$1,279,000	6,624
Total interest expense	$152,000	6,608
Net interest income	$1,127,000	6,588
Provision for loan and lease losses	$88,000	4,810
Total noninterest income	$243,000	5,484
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$132,000	4,987
Trading account gains and fees	$0	166
Additional Noninterest Income	$111,000	5,248
Total noninterest expense	$1,629,000	5,960
Salaries and employee benefits	$794,000	6,103
Premises and equipment expense	$167,000	5,982
Additional noninterest expense	$668,000	5,627
Pre-tax net operating income	$-347,000	6,436
Securities gains (losses)	$0	3,810
Applicable income taxes	$-122,000	6,725
Income before extraordinary items	$-225,000	6,476
Extraordinary gains, net	$0	29
Net income	$-225,000	6,470
Minority interest net income	$0	93
Net income of bank and minority interests.	$-225,000	6,472
Net charge-offs	$114,000	4,310
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-225,000	6,392
2012-09-30 (YTD Data)		Rank
Total interest income	$924,000	6,750
Total interest expense	$117,000	6,721
Net interest income	$807,000	6,732
Provision for loan and lease losses	$88,000	4,532
Total noninterest income	$181,000	5,532
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$98,000	5,074
Trading account gains and fees	$0	157
Additional Noninterest Income	$83,000	5,318
Total noninterest expense	$1,179,000	6,077
Salaries and employee benefits	$569,000	6,217
Premises and equipment expense	$118,000	6,124
Additional noninterest expense	$492,000	5,707
Pre-tax net operating income	$-279,000	6,574
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$-279,000	6,671
Extraordinary gains, net	$0	20
Net income	$-279,000	6,669
Minority interest net income	$0	86
Net income of bank and minority interests.	$-279,000	6,669
Net charge-offs	$113,000	3,854
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-279,000	6,593
2012-06-30 (YTD Data)		Rank
Total interest income	$594,000	6,847
Total interest expense	$82,000	6,772
Net interest income	$512,000	6,823
Provision for loan and lease losses	$35,000	4,806
Total noninterest income	$142,000	5,389
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$61,000	5,210
Trading account gains and fees	$0	153
Additional Noninterest Income	$81,000	4,921
Total noninterest expense	$744,000	6,213
Salaries and employee benefits	$385,000	6,232
Premises and equipment expense	$78,000	6,174
Additional noninterest expense	$281,000	6,019
Pre-tax net operating income	$-125,000	6,559
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$-125,000	6,651
Extraordinary gains, net	$0	19
Net income	$-125,000	6,651
Minority interest net income	$0	84
Net income of bank and minority interests.	$-125,000	6,651
Net charge-offs	$-11,000	6,664
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-125,000	6,572
2012-03-31 (YTD Data)		Rank
Total interest income	$290,000	6,917
Total interest expense	$45,000	6,788
Net interest income	$245,000	6,902
Provision for loan and lease losses	$35,000	4,011
Total noninterest income	$97,000	4,977
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$32,000	5,116
Trading account gains and fees	$0	148
Additional Noninterest Income	$65,000	4,337
Total noninterest expense	$336,000	6,419
Salaries and employee benefits	$177,000	6,396
Premises and equipment expense	$40,000	6,187
Additional noninterest expense	$119,000	6,273
Pre-tax net operating income	$-29,000	6,564
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$-29,000	6,660
Extraordinary gains, net	$0	19
Net income	$-29,000	6,660
Minority interest net income	$0	78
Net income of bank and minority interests.	$-29,000	6,660
Net charge-offs	$-15,000	6,792
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-29,000	6,571
2011-12-31 (YTD Data)		Rank
Total interest income	$1,246,000	6,942
Total interest expense	$227,000	6,814
Net interest income	$1,019,000	6,921
Provision for loan and lease losses	$248,000	4,381
Total noninterest income	$-85,000	7,076
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$142,000	4,991
Trading account gains and fees	$0	146
Additional Noninterest Income	$-227,000	6,973
Total noninterest expense	$1,857,000	5,947
Salaries and employee benefits	$764,000	6,354
Premises and equipment expense	$145,000	6,449
Additional noninterest expense	$948,000	5,022
Pre-tax net operating income	$-1,171,000	6,629
Securities gains (losses)	$0	3,838
Applicable income taxes	$-494,000	7,057
Income before extraordinary items	$-677,000	6,546
Extraordinary gains, net	$0	29
Net income	$-677,000	6,546
Minority interest net income	$0	96
Net income of bank and minority interests.	$-677,000	6,545
Net charge-offs	$677,000	2,821
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$160,000	569
Net operating income	$-677,000	6,513
2011-09-30 (YTD Data)		Rank
Total interest income	$948,000	6,998
Total interest expense	$177,000	6,878
Net interest income	$771,000	6,981
Provision for loan and lease losses	$167,000	4,374
Total noninterest income	$114,000	6,152
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$106,000	5,026
Trading account gains and fees	$0	145
Additional Noninterest Income	$8,000	6,684
Total noninterest expense	$1,158,000	6,305
Salaries and employee benefits	$536,000	6,472
Premises and equipment expense	$107,000	6,527
Additional noninterest expense	$515,000	5,761
Pre-tax net operating income	$-440,000	6,571
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$-440,000	6,665
Extraordinary gains, net	$0	21
Net income	$-440,000	6,666
Minority interest net income	$0	87
Net income of bank and minority interests.	$-440,000	6,666
Net charge-offs	$603,000	2,467
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$160,000	486
Net operating income	$-440,000	6,610
2011-06-30 (YTD Data)		Rank
Total interest income	$653,000	7,038
Total interest expense	$124,000	6,922
Net interest income	$529,000	7,014
Provision for loan and lease losses	$0	6,217
Total noninterest income	$53,000	6,517
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$69,000	5,052
Trading account gains and fees	$0	153
Additional Noninterest Income	$-16,000	7,049
Total noninterest expense	$721,000	6,473
Salaries and employee benefits	$328,000	6,649
Premises and equipment expense	$69,000	6,603
Additional noninterest expense	$324,000	5,964
Pre-tax net operating income	$-139,000	6,488
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$-139,000	6,557
Extraordinary gains, net	$0	15
Net income	$-139,000	6,557
Minority interest net income	$0	89
Net income of bank and minority interests.	$-139,000	6,557
Net charge-offs	$466,000	2,221
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$160,000	341
Net operating income	$-139,000	6,522
2011-03-31 (YTD Data)		Rank
Total interest income	$340,000	7,039
Total interest expense	$67,000	6,934
Net interest income	$273,000	7,014
Provision for loan and lease losses	$0	5,840
Total noninterest income	$34,000	6,366
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$36,000	4,928
Trading account gains and fees	$0	158
Additional Noninterest Income	$-2,000	7,133
Total noninterest expense	$296,000	6,805
Salaries and employee benefits	$152,000	6,817
Premises and equipment expense	$33,000	6,698
Additional noninterest expense	$111,000	6,603
Pre-tax net operating income	$11,000	6,197
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$11,000	6,238
Extraordinary gains, net	$0	9
Net income	$11,000	6,237
Minority interest net income	$0	86
Net income of bank and minority interests.	$11,000	6,238
Net charge-offs	$223,000	2,024
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$11,000	6,201
2010-12-31 (YTD Data)		Rank
Total interest income	$1,647,000	6,953
Total interest expense	$347,000	6,928
Net interest income	$1,300,000	6,883
Provision for loan and lease losses	$1,052,000	2,965
Total noninterest income	$59,000	6,988
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$217,000	4,267
Trading account gains and fees	$0	175
Additional Noninterest Income	$-158,000	7,246
Total noninterest expense	$1,917,000	6,085
Salaries and employee benefits	$606,000	6,916
Premises and equipment expense	$148,000	6,649
Additional noninterest expense	$1,163,000	4,692
Pre-tax net operating income	$-1,610,000	6,676
Securities gains (losses)	$0	3,793
Applicable income taxes	$-612,000	7,210
Income before extraordinary items	$-998,000	6,590
Extraordinary gains, net	$0	29
Net income	$-998,000	6,591
Minority interest net income	$0	111
Net income of bank and minority interests.	$-998,000	6,591
Net charge-offs	$790,000	3,005
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-998,000	6,551
2010-09-30 (YTD Data)		Rank
Total interest income	$1,273,000	7,033
Total interest expense	$277,000	7,005
Net interest income	$996,000	6,962
Provision for loan and lease losses	$632,000	3,169
Total noninterest income	$148,000	6,089
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$171,000	4,246
Trading account gains and fees	$0	165
Additional Noninterest Income	$-23,000	7,270
Total noninterest expense	$1,056,000	6,676
Salaries and employee benefits	$418,000	7,082
Premises and equipment expense	$103,000	6,809
Additional noninterest expense	$535,000	5,894
Pre-tax net operating income	$-544,000	6,578
Securities gains (losses)	$0	3,651
Applicable income taxes	$-203,000	7,200
Income before extraordinary items	$-341,000	6,567
Extraordinary gains, net	$0	23
Net income	$-341,000	6,567
Minority interest net income	$0	110
Net income of bank and minority interests.	$-341,000	6,567
Net charge-offs	$751,000	2,547
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-341,000	6,491
2010-06-30 (YTD Data)		Rank
Total interest income	$886,000	7,044
Total interest expense	$202,000	7,004
Net interest income	$684,000	6,969
Provision for loan and lease losses	$112,000	5,049
Total noninterest income	$140,000	5,602
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$120,000	4,144
Trading account gains and fees	$0	152
Additional Noninterest Income	$20,000	6,465
Total noninterest expense	$677,000	6,791
Salaries and employee benefits	$292,000	7,071
Premises and equipment expense	$68,000	6,872
Additional noninterest expense	$317,000	6,183
Pre-tax net operating income	$35,000	5,897
Securities gains (losses)	$0	3,184
Applicable income taxes	$-16,000	6,959
Income before extraordinary items	$51,000	5,892
Extraordinary gains, net	$0	19
Net income	$51,000	5,894
Minority interest net income	$0	105
Net income of bank and minority interests.	$51,000	5,893
Net charge-offs	$370,000	2,799
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$51,000	5,783
2010-03-31 (YTD Data)		Rank
Total interest income	$456,000	7,094
Total interest expense	$113,000	7,007
Net interest income	$343,000	7,041
Provision for loan and lease losses	$112,000	3,823
Total noninterest income	$60,000	5,873
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$59,000	4,162
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,000	7,328
Total noninterest expense	$325,000	6,938
Salaries and employee benefits	$156,000	7,058
Premises and equipment expense	$31,000	7,066
Additional noninterest expense	$138,000	6,490
Pre-tax net operating income	$-34,000	6,438
Securities gains (losses)	$0	2,284
Applicable income taxes	$-16,000	7,157
Income before extraordinary items	$-18,000	6,486
Extraordinary gains, net	$0	16
Net income	$-18,000	6,488
Minority interest net income	$0	91
Net income of bank and minority interests.	$-18,000	6,487
Net charge-offs	$204,000	2,417
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-18,000	6,400
2009-12-31 (YTD Data)		Rank
Total interest income	$1,645,000	7,317
Total interest expense	$885,000	6,278
Net interest income	$760,000	7,652
Provision for loan and lease losses	$3,205,000	1,890
Total noninterest income	$-1,147,000	7,934
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$318,000	3,781
Trading account gains and fees	$0	211
Additional Noninterest Income	$-1,465,000	7,919
Total noninterest expense	$1,546,000	6,733
Salaries and employee benefits	$662,000	7,060
Premises and equipment expense	$155,000	6,885
Additional noninterest expense	$729,000	6,040
Pre-tax net operating income	$-5,138,000	7,192
Securities gains (losses)	$0	3,754
Applicable income taxes	$-1,700,000	7,471
Income before extraordinary items	$-3,438,000	7,066
Extraordinary gains, net	$0	34
Net income	$-3,438,000	7,064
Minority interest net income	$0	115
Net income of bank and minority interests.	$-3,438,000	7,064
Net charge-offs	$4,102,000	1,318
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-3,438,000	7,077
2009-09-30 (YTD Data)		Rank
Total interest income	$1,161,000	7,468
Total interest expense	$747,000	6,171
Net interest income	$414,000	7,877
Provision for loan and lease losses	$2,273,000	1,764
Total noninterest income	$-964,000	8,041
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$244,000	3,746
Trading account gains and fees	$0	212
Additional Noninterest Income	$-1,208,000	8,031
Total noninterest expense	$1,149,000	6,775
Salaries and employee benefits	$509,000	7,054
Premises and equipment expense	$111,000	7,006
Additional noninterest expense	$529,000	6,119
Pre-tax net operating income	$-3,972,000	7,410
Securities gains (losses)	$0	3,497
Applicable income taxes	$-1,404,000	7,644
Income before extraordinary items	$-2,568,000	7,305
Extraordinary gains, net	$0	27
Net income	$-2,568,000	7,304
Minority interest net income	$0	118
Net income of bank and minority interests.	$-2,568,000	7,305
Net charge-offs	$3,226,000	1,130
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-2,568,000	7,292
2009-06-30 (YTD Data)		Rank
Total interest income	$684,000	7,663
Total interest expense	$545,000	6,110
Net interest income	$139,000	8,106
Provision for loan and lease losses	$2,021,000	1,386
Total noninterest income	$-951,000	8,134
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$165,000	3,712
Trading account gains and fees	$0	193
Additional Noninterest Income	$-1,116,000	8,132
Total noninterest expense	$740,000	6,909
Salaries and employee benefits	$342,000	7,111
Premises and equipment expense	$74,000	7,057
Additional noninterest expense	$324,000	6,333
Pre-tax net operating income	$-3,573,000	7,626
Securities gains (losses)	$0	3,136
Applicable income taxes	$-1,301,000	7,812
Income before extraordinary items	$-2,272,000	7,527
Extraordinary gains, net	$0	21
Net income	$-2,272,000	7,526
Minority interest net income	$0	112
Net income of bank and minority interests.	$-2,272,000	7,526
Net charge-offs	$3,199,000	819
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-2,272,000	7,536
2009-03-31 (YTD Data)		Rank
Total interest income	$451,000	7,403
Total interest expense	$296,000	6,045
Net interest income	$155,000	7,960
Provision for loan and lease losses	$1,013,000	1,171
Total noninterest income	$54,000	6,268
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$85,000	3,588
Trading account gains and fees	$0	171
Additional Noninterest Income	$-31,000	8,061
Total noninterest expense	$370,000	6,875
Salaries and employee benefits	$186,000	6,995
Premises and equipment expense	$37,000	7,099
Additional noninterest expense	$147,000	6,365
Pre-tax net operating income	$-1,174,000	7,680
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-1,174,000	7,749
Extraordinary gains, net	$0	15
Net income	$-1,174,000	7,752
Minority interest net income	$0	102
Net income of bank and minority interests.	$-1,174,000	7,751
Net charge-offs	$1,471,000	747
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,174,000	7,746
2008-12-31 (YTD Data)		Rank
Total interest income	$3,392,000	6,378
Total interest expense	$1,873,000	5,472
Net interest income	$1,519,000	6,984
Provision for loan and lease losses	$2,574,000	1,535
Total noninterest income	$-218,000	8,202
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$370,000	3,612
Trading account gains and fees	$0	154
Additional Noninterest Income	$-588,000	8,235
Total noninterest expense	$1,606,000	6,728
Salaries and employee benefits	$755,000	7,016
Premises and equipment expense	$157,000	7,078
Additional noninterest expense	$694,000	5,831
Pre-tax net operating income	$-2,879,000	7,569
Securities gains (losses)	$0	3,220
Applicable income taxes	$-1,074,000	7,730
Income before extraordinary items	$-1,805,000	7,322
Extraordinary gains, net	$0	39
Net income	$-1,805,000	7,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,896,000	1,339
Cash dividends	$512,000	3,325
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-1,805,000	7,420
2008-09-30 (YTD Data)		Rank
Total interest income	$3,278,000	5,877
Total interest expense	$1,492,000	5,445
Net interest income	$1,786,000	6,065
Provision for loan and lease losses	$495,000	2,741
Total noninterest income	$274,000	5,543
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$289,000	3,555
Trading account gains and fees	$0	148
Additional Noninterest Income	$-15,000	8,215
Total noninterest expense	$1,293,000	6,585
Salaries and employee benefits	$645,000	6,758
Premises and equipment expense	$118,000	7,132
Additional noninterest expense	$530,000	5,757
Pre-tax net operating income	$272,000	5,748
Securities gains (losses)	$0	3,106
Applicable income taxes	$191,000	2,960
Income before extraordinary items	$81,000	6,272
Extraordinary gains, net	$0	31
Net income	$81,000	6,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$633,000	1,700
Cash dividends	$512,000	2,695
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$81,000	6,420
2008-06-30 (YTD Data)		Rank
Total interest income	$2,490,000	5,617
Total interest expense	$1,050,000	5,452
Net interest income	$1,440,000	5,577
Provision for loan and lease losses	$428,000	2,077
Total noninterest income	$180,000	5,656
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$209,000	3,394
Trading account gains and fees	$0	149
Additional Noninterest Income	$-29,000	8,353
Total noninterest expense	$795,000	6,805
Salaries and employee benefits	$438,000	6,771
Premises and equipment expense	$78,000	7,187
Additional noninterest expense	$279,000	6,373
Pre-tax net operating income	$397,000	4,807
Securities gains (losses)	$0	3,233
Applicable income taxes	$191,000	2,746
Income before extraordinary items	$206,000	5,567
Extraordinary gains, net	$0	21
Net income	$206,000	5,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$309,000	1,770
Cash dividends	$370,000	2,687
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$206,000	5,506
2008-03-31 (YTD Data)		Rank
Total interest income	$1,517,000	5,143
Total interest expense	$571,000	5,426
Net interest income	$946,000	4,806
Provision for loan and lease losses	$210,000	1,766
Total noninterest income	$130,000	4,919
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$119,000	3,082
Trading account gains and fees	$0	158
Additional Noninterest Income	$11,000	7,150
Total noninterest expense	$409,000	6,760
Salaries and employee benefits	$236,000	6,647
Premises and equipment expense	$43,000	7,040
Additional noninterest expense	$130,000	6,526
Pre-tax net operating income	$457,000	3,244
Securities gains (losses)	$0	2,688
Applicable income taxes	$163,000	2,224
Income before extraordinary items	$294,000	3,843
Extraordinary gains, net	$0	15
Net income	$294,000	3,847
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	1,953
Cash dividends	$232,000	2,163
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$294,000	3,756
2007-12-31 (YTD Data)		Rank
Total interest income	$8,068,000	4,337
Total interest expense	$2,321,000	5,466
Net interest income	$5,747,000	3,620
Provision for loan and lease losses	$304,000	3,162
Total noninterest income	$523,000	4,936
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$495,000	3,080
Trading account gains and fees	$0	178
Additional Noninterest Income	$28,000	7,593
Total noninterest expense	$1,784,000	6,497
Salaries and employee benefits	$1,079,000	6,270
Premises and equipment expense	$153,000	7,217
Additional noninterest expense	$552,000	6,350
Pre-tax net operating income	$4,182,000	1,905
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,566,000	1,372
Income before extraordinary items	$2,616,000	2,264
Extraordinary gains, net	$0	39
Net income	$2,616,000	2,263
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,750
Cash dividends	$357,000	4,211
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,616,000	2,253
2007-09-30 (YTD Data)		Rank
Total interest income	$6,184,000	4,303
Total interest expense	$1,697,000	5,541
Net interest income	$4,487,000	3,518
Provision for loan and lease losses	$171,000	3,299
Total noninterest income	$380,000	5,027
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$357,000	3,140
Trading account gains and fees	$0	184
Additional Noninterest Income	$23,000	7,559
Total noninterest expense	$1,336,000	6,498
Salaries and employee benefits	$857,000	6,106
Premises and equipment expense	$115,000	7,207
Additional noninterest expense	$364,000	6,631
Pre-tax net operating income	$3,360,000	1,918
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,223,000	1,427
Income before extraordinary items	$2,137,000	2,257
Extraordinary gains, net	$0	33
Net income	$2,137,000	2,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,022
Cash dividends	$357,000	3,403
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,137,000	2,239
2007-06-30 (YTD Data)		Rank
Total interest income	$4,208,000	4,269
Total interest expense	$1,102,000	5,627
Net interest income	$3,106,000	3,444
Provision for loan and lease losses	$86,000	3,590
Total noninterest income	$251,000	5,070
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$235,000	3,156
Trading account gains and fees	$0	168
Additional Noninterest Income	$16,000	7,569
Total noninterest expense	$871,000	6,607
Salaries and employee benefits	$572,000	6,164
Premises and equipment expense	$72,000	7,329
Additional noninterest expense	$227,000	6,819
Pre-tax net operating income	$2,400,000	1,873
Securities gains (losses)	$0	1,444
Applicable income taxes	$878,000	1,403
Income before extraordinary items	$1,522,000	2,187
Extraordinary gains, net	$0	29
Net income	$1,522,000	2,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,177
Cash dividends	$7,000	4,947
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,522,000	2,165
2007-03-31 (YTD Data)		Rank
Total interest income	$2,041,000	4,345
Total interest expense	$519,000	5,765
Net interest income	$1,522,000	3,505
Provision for loan and lease losses	$7,000	5,244
Total noninterest income	$127,000	4,998
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$119,000	3,094
Trading account gains and fees	$0	195
Additional Noninterest Income	$8,000	7,599
Total noninterest expense	$433,000	6,642
Salaries and employee benefits	$293,000	6,122
Premises and equipment expense	$34,000	7,427
Additional noninterest expense	$106,000	6,983
Pre-tax net operating income	$1,209,000	1,852
Securities gains (losses)	$0	1,187
Applicable income taxes	$448,000	1,395
Income before extraordinary items	$761,000	2,155
Extraordinary gains, net	$0	22
Net income	$761,000	2,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	2,637
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$761,000	2,149
2006-12-31 (YTD Data)		Rank
Total interest income	$7,074,000	4,536
Total interest expense	$1,672,000	5,860
Net interest income	$5,402,000	3,792
Provision for loan and lease losses	$142,000	4,147
Total noninterest income	$477,000	5,237
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$449,000	3,293
Trading account gains and fees	$0	130
Additional Noninterest Income	$28,000	7,751
Total noninterest expense	$1,962,000	6,216
Salaries and employee benefits	$1,232,000	5,823
Premises and equipment expense	$148,000	7,280
Additional noninterest expense	$582,000	6,137
Pre-tax net operating income	$3,775,000	2,352
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,419,000	1,753
Income before extraordinary items	$2,356,000	2,746
Extraordinary gains, net	$0	51
Net income	$2,356,000	2,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	8,255
Cash dividends	$286,000	4,547
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,356,000	2,732
2006-09-30 (YTD Data)		Rank
Total interest income	$5,194,000	4,590
Total interest expense	$1,184,000	5,942
Net interest income	$4,010,000	3,840
Provision for loan and lease losses	$114,000	3,896
Total noninterest income	$367,000	5,190
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$345,000	3,257
Trading account gains and fees	$0	126
Additional Noninterest Income	$22,000	7,774
Total noninterest expense	$1,289,000	6,564
Salaries and employee benefits	$806,000	6,201
Premises and equipment expense	$104,000	7,405
Additional noninterest expense	$379,000	6,517
Pre-tax net operating income	$2,974,000	2,347
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,073,000	1,791
Income before extraordinary items	$1,901,000	2,680
Extraordinary gains, net	$0	45
Net income	$1,901,000	2,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	8,217
Cash dividends	$286,000	3,743
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,901,000	2,669
2006-06-30 (YTD Data)		Rank
Total interest income	$3,326,000	4,660
Total interest expense	$731,000	6,045
Net interest income	$2,595,000	3,940
Provision for loan and lease losses	$114,000	3,156
Total noninterest income	$256,000	5,092
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$243,000	3,116
Trading account gains and fees	$0	126
Additional Noninterest Income	$13,000	7,912
Total noninterest expense	$799,000	6,775
Salaries and employee benefits	$508,000	6,393
Premises and equipment expense	$68,000	7,453
Additional noninterest expense	$223,000	6,875
Pre-tax net operating income	$1,938,000	2,370
Securities gains (losses)	$0	1,185
Applicable income taxes	$690,000	1,864
Income before extraordinary items	$1,248,000	2,708
Extraordinary gains, net	$0	39
Net income	$1,248,000	2,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-34,000	8,294
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,248,000	2,695
2006-03-31 (YTD Data)		Rank
Total interest income	$1,561,000	4,784
Total interest expense	$325,000	6,212
Net interest income	$1,236,000	4,078
Provision for loan and lease losses	$114,000	1,832
Total noninterest income	$125,000	5,107
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$120,000	3,078
Trading account gains and fees	$0	115
Additional Noninterest Income	$5,000	8,055
Total noninterest expense	$385,000	6,868
Salaries and employee benefits	$250,000	6,456
Premises and equipment expense	$32,000	7,546
Additional noninterest expense	$103,000	7,021
Pre-tax net operating income	$862,000	2,559
Securities gains (losses)	$0	955
Applicable income taxes	$303,000	2,014
Income before extraordinary items	$559,000	2,896
Extraordinary gains, net	$0	21
Net income	$559,000	2,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$559,000	2,880
2005-12-31 (YTD Data)		Rank
Total interest income	$4,168,000	5,701
Total interest expense	$748,000	6,908
Net interest income	$3,420,000	5,085
Provision for loan and lease losses	$178,000	3,830
Total noninterest income	$513,000	5,191
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$484,000	3,121
Trading account gains and fees	$0	138
Additional Noninterest Income	$29,000	7,878
Total noninterest expense	$1,606,000	6,715
Salaries and employee benefits	$968,000	6,446
Premises and equipment expense	$170,000	7,056
Additional noninterest expense	$468,000	6,749
Pre-tax net operating income	$2,149,000	3,521
Securities gains (losses)	$0	2,296
Applicable income taxes	$801,000	2,601
Income before extraordinary items	$1,348,000	4,051
Extraordinary gains, net	$0	46
Net income	$1,348,000	4,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	3,900
Cash dividends	$23,000	5,932
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,348,000	4,015
2005-09-30 (YTD Data)		Rank
Total interest income	$2,910,000	5,896
Total interest expense	$505,000	7,057
Net interest income	$2,405,000	5,298
Provision for loan and lease losses	$126,000	3,804
Total noninterest income	$387,000	5,191
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$364,000	3,112
Trading account gains and fees	$0	126
Additional Noninterest Income	$23,000	7,869
Total noninterest expense	$1,079,000	6,984
Salaries and employee benefits	$663,000	6,688
Premises and equipment expense	$121,000	7,144
Additional noninterest expense	$295,000	7,129
Pre-tax net operating income	$1,587,000	3,604
Securities gains (losses)	$0	2,317
Applicable income taxes	$576,000	2,706
Income before extraordinary items	$1,011,000	4,128
Extraordinary gains, net	$0	35
Net income	$1,011,000	4,128
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	3,050
Cash dividends	$23,000	5,187
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,011,000	4,089
2005-06-30 (YTD Data)		Rank
Total interest income	$1,789,000	6,058
Total interest expense	$289,000	7,257
Net interest income	$1,500,000	5,498
Provision for loan and lease losses	$67,000	3,991
Total noninterest income	$249,000	5,228
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$233,000	3,180
Trading account gains and fees	$0	116
Additional Noninterest Income	$16,000	7,844
Total noninterest expense	$703,000	7,049
Salaries and employee benefits	$431,000	6,745
Premises and equipment expense	$82,000	7,100
Additional noninterest expense	$190,000	7,193
Pre-tax net operating income	$979,000	3,774
Securities gains (losses)	$0	2,146
Applicable income taxes	$359,000	2,777
Income before extraordinary items	$620,000	4,334
Extraordinary gains, net	$0	30
Net income	$620,000	4,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	2,400
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$620,000	4,276
2005-03-31 (YTD Data)		Rank
Total interest income	$813,000	6,341
Total interest expense	$135,000	7,352
Net interest income	$678,000	5,830
Provision for loan and lease losses	$57,000	3,030
Total noninterest income	$115,000	5,382
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$109,000	3,248
Trading account gains and fees	$0	115
Additional Noninterest Income	$6,000	8,110
Total noninterest expense	$324,000	7,287
Salaries and employee benefits	$200,000	6,975
Premises and equipment expense	$36,000	7,416
Additional noninterest expense	$88,000	7,402
Pre-tax net operating income	$412,000	4,186
Securities gains (losses)	$0	1,685
Applicable income taxes	$153,000	3,060
Income before extraordinary items	$259,000	4,770
Extraordinary gains, net	$0	24
Net income	$259,000	4,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	1,446
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$259,000	4,731
2004-12-31 (YTD Data)		Rank
Total interest income	$2,757,000	6,652
Total interest expense	$418,000	7,617
Net interest income	$2,339,000	6,197
Provision for loan and lease losses	$138,000	4,402
Total noninterest income	$440,000	5,586
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$417,000	3,550
Trading account gains and fees	$0	138
Additional Noninterest Income	$23,000	8,128
Total noninterest expense	$1,413,000	7,044
Salaries and employee benefits	$881,000	6,681
Premises and equipment expense	$169,000	7,119
Additional noninterest expense	$363,000	7,334
Pre-tax net operating income	$1,228,000	4,739
Securities gains (losses)	$0	3,819
Applicable income taxes	$457,000	3,485
Income before extraordinary items	$771,000	5,345
Extraordinary gains, net	$0	34
Net income	$771,000	5,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,392
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$771,000	5,272
2004-09-30 (YTD Data)		Rank
Total interest income	$1,983,000	6,779
Total interest expense	$286,000	7,784
Net interest income	$1,697,000	6,293
Provision for loan and lease losses	$102,000	4,242
Total noninterest income	$321,000	5,673
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$303,000	3,647
Trading account gains and fees	$0	134
Additional Noninterest Income	$18,000	8,138
Total noninterest expense	$977,000	7,217
Salaries and employee benefits	$626,000	6,797
Premises and equipment expense	$119,000	7,202
Additional noninterest expense	$232,000	7,648
Pre-tax net operating income	$939,000	4,759
Securities gains (losses)	$0	3,710
Applicable income taxes	$344,000	3,546
Income before extraordinary items	$595,000	5,386
Extraordinary gains, net	$0	26
Net income	$595,000	5,386
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,357
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$595,000	5,296
2004-06-30 (YTD Data)		Rank
Total interest income	$1,265,000	6,917
Total interest expense	$168,000	8,036
Net interest income	$1,097,000	6,410
Provision for loan and lease losses	$84,000	3,858
Total noninterest income	$214,000	5,672
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$203,000	3,605
Trading account gains and fees	$0	130
Additional Noninterest Income	$11,000	8,227
Total noninterest expense	$643,000	7,301
Salaries and employee benefits	$407,000	6,899
Premises and equipment expense	$80,000	7,223
Additional noninterest expense	$156,000	7,650
Pre-tax net operating income	$584,000	4,894
Securities gains (losses)	$0	3,413
Applicable income taxes	$214,000	3,643
Income before extraordinary items	$370,000	5,525
Extraordinary gains, net	$0	21
Net income	$370,000	5,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,658
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$370,000	5,426
2004-03-31 (YTD Data)		Rank
Total interest income	$606,000	7,046
Total interest expense	$79,000	8,191
Net interest income	$527,000	6,544
Provision for loan and lease losses	$40,000	3,725
Total noninterest income	$105,000	5,670
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$101,000	3,555
Trading account gains and fees	$0	121
Additional Noninterest Income	$4,000	8,419
Total noninterest expense	$303,000	7,480
Salaries and employee benefits	$188,000	7,149
Premises and equipment expense	$40,000	7,262
Additional noninterest expense	$75,000	7,771
Pre-tax net operating income	$289,000	4,893
Securities gains (losses)	$0	2,934
Applicable income taxes	$107,000	3,673
Income before extraordinary items	$182,000	5,564
Extraordinary gains, net	$0	16
Net income	$182,000	5,564
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$182,000	5,449
2003-12-31 (YTD Data)		Rank
Total interest income	$2,174,000	7,384
Total interest expense	$328,000	8,370
Net interest income	$1,846,000	6,831
Provision for loan and lease losses	$69,000	5,855
Total noninterest income	$377,000	6,093
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$351,000	3,940
Trading account gains and fees	$0	160
Additional Noninterest Income	$26,000	8,239
Total noninterest expense	$1,274,000	7,322
Salaries and employee benefits	$782,000	6,975
Premises and equipment expense	$156,000	7,323
Additional noninterest expense	$336,000	7,532
Pre-tax net operating income	$880,000	5,468
Securities gains (losses)	$0	4,500
Applicable income taxes	$336,000	4,110
Income before extraordinary items	$544,000	6,160
Extraordinary gains, net	$0	54
Net income	$544,000	6,164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,724
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$544,000	6,011
2003-09-30 (YTD Data)		Rank
Total interest income	$1,664,000	7,429
Total interest expense	$254,000	8,458
Net interest income	$1,410,000	6,817
Provision for loan and lease losses	$68,000	5,354
Total noninterest income	$279,000	6,164
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$258,000	4,013
Trading account gains and fees	$0	153
Additional Noninterest Income	$21,000	8,224
Total noninterest expense	$793,000	7,755
Salaries and employee benefits	$435,000	7,742
Premises and equipment expense	$117,000	7,325
Additional noninterest expense	$241,000	7,645
Pre-tax net operating income	$828,000	5,040
Securities gains (losses)	$0	4,204
Applicable income taxes	$285,000	4,012
Income before extraordinary items	$543,000	5,646
Extraordinary gains, net	$0	40
Net income	$543,000	5,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,109
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$543,000	5,467
2003-06-30 (YTD Data)		Rank
Total interest income	$1,103,000	7,487
Total interest expense	$173,000	8,518
Net interest income	$930,000	6,862
Provision for loan and lease losses	$68,000	4,566
Total noninterest income	$186,000	6,157
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$172,000	3,976
Trading account gains and fees	$0	150
Additional Noninterest Income	$14,000	8,211
Total noninterest expense	$509,000	7,856
Salaries and employee benefits	$287,000	7,799
Premises and equipment expense	$76,000	7,385
Additional noninterest expense	$146,000	7,829
Pre-tax net operating income	$539,000	5,122
Securities gains (losses)	$0	3,782
Applicable income taxes	$180,000	4,173
Income before extraordinary items	$359,000	5,664
Extraordinary gains, net	$0	30
Net income	$359,000	5,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,431
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$359,000	5,457
2003-03-31 (YTD Data)		Rank
Total interest income	$528,000	7,611
Total interest expense	$87,000	8,596
Net interest income	$441,000	7,024
Provision for loan and lease losses	$13,000	5,878
Total noninterest income	$86,000	6,248
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$81,000	4,048
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,000	8,460
Total noninterest expense	$238,000	8,031
Salaries and employee benefits	$129,000	8,056
Premises and equipment expense	$39,000	7,371
Additional noninterest expense	$70,000	7,943
Pre-tax net operating income	$276,000	5,002
Securities gains (losses)	$0	2,891
Applicable income taxes	$91,000	4,120
Income before extraordinary items	$185,000	5,511
Extraordinary gains, net	$0	21
Net income	$185,000	5,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$185,000	5,315
2002-12-31 (YTD Data)		Rank
Total interest income	$1,867,000	8,004
Total interest expense	$370,000	8,735
Net interest income	$1,497,000	7,444
Provision for loan and lease losses	$71,000	6,274
Total noninterest income	$387,000	5,855
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$368,000	3,732
Trading account gains and fees	$0	153
Additional Noninterest Income	$19,000	8,582
Total noninterest expense	$1,203,000	7,460
Salaries and employee benefits	$715,000	7,215
Premises and equipment expense	$149,000	7,457
Additional noninterest expense	$339,000	7,535
Pre-tax net operating income	$610,000	6,393
Securities gains (losses)	$0	4,537
Applicable income taxes	$228,000	4,916
Income before extraordinary items	$382,000	6,925
Extraordinary gains, net	$0	70
Net income	$382,000	6,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	5,032
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$382,000	6,799
2001-12-31 (YTD Data)		Rank
Total interest income	$1,706,000	8,522
Total interest expense	$329,000	9,256
Net interest income	$1,377,000	7,555
Provision for loan and lease losses	$90,000	5,778
Total noninterest income	$274,000	6,635
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$260,000	4,548
Trading account gains and fees	$0	177
Additional Noninterest Income	$14,000	8,971
Total noninterest expense	$1,062,000	7,796
Salaries and employee benefits	$686,000	7,255
Premises and equipment expense	$138,000	7,719
Additional noninterest expense	$238,000	8,333
Pre-tax net operating income	$499,000	6,550
Securities gains (losses)	$0	4,612
Applicable income taxes	$30,000	7,079
Income before extraordinary items	$469,000	6,216
Extraordinary gains, net	$0	105
Net income	$469,000	6,218
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,614
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$469,000	6,098
2000-12-31 (YTD Data)		Rank
Total interest income	$444,000	9,724
Total interest expense	$60,000	9,776
Net interest income	$384,000	9,607
Provision for loan and lease losses	$94,000	5,464
Total noninterest income	$26,000	9,625
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$23,000	8,218
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,000	9,721
Total noninterest expense	$742,000	8,722
Salaries and employee benefits	$290,000	9,308
Premises and equipment expense	$69,000	9,003
Additional noninterest expense	$383,000	7,287
Pre-tax net operating income	$-426,000	9,494
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-426,000	9,530
Extraordinary gains, net	$0	38
Net income	$-426,000	9,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$4,331,000	243
Net operating income	$-426,000	9,529

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.