Home > FineMark National Bank & Trust > Income and Expense

FineMark National Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$141,978,000391
Total interest expense$90,331,000254
Net interest income$51,647,000653
Provision for loan and lease losses$406,0001,430
Total noninterest income$34,492,000314
Gross Fiduciary activities income$29,774,00090
Service charges on deposit accounts$442,0001,785
Trading account gains and fees$0123
Additional Noninterest Income$4,276,000973
Total noninterest expense$76,831,000386
Salaries and employee benefits$46,759,000346
Premises and equipment expense$7,124,000408
Additional noninterest expense$4,276,000973
Pre-tax net operating income$8,902,0001,283
Securities gains (losses)$0988
Applicable income taxes$1,785,0001,058
Income before extraordinary items$7,117,0001,316
Extraordinary gains, net$054
Net income$7,117,0001,332
Minority interest net income$088
Net income of bank and minority interests.$7,117,0001,319
Net charge-offs$-32,0004,103
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$2,982,000114
Net operating income$7,117,0001,342
2023-09-30 (YTD Data)Rank
Total interest income$99,890,000405
Total interest expense$59,824,000264
Net interest income$40,066,000642
Provision for loan and lease losses$1,272,000574
Total noninterest income$25,749,000319
Gross Fiduciary activities income$21,935,00092
Service charges on deposit accounts$336,0001,777
Trading account gains and fees$0125
Additional Noninterest Income$3,478,000936
Total noninterest expense$56,970,000386
Salaries and employee benefits$34,900,000348
Premises and equipment expense$5,303,000412
Additional noninterest expense$3,478,000936
Pre-tax net operating income$7,573,0001,188
Securities gains (losses)$0849
Applicable income taxes$1,456,0001,030
Income before extraordinary items$6,117,0001,227
Extraordinary gains, net$052
Net income$6,117,0001,236
Minority interest net income$081
Net income of bank and minority interests.$6,117,0001,227
Net charge-offs$-30,0004,101
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$2,262,000112
Net operating income$6,117,0001,250
2023-06-30 (YTD Data)Rank
Total interest income$62,605,000406
Total interest expense$34,128,000270
Net interest income$28,477,000617
Provision for loan and lease losses$1,034,000503
Total noninterest income$16,508,000315
Gross Fiduciary activities income$13,920,00093
Service charges on deposit accounts$229,0001,734
Trading account gains and fees$0112
Additional Noninterest Income$2,359,000865
Total noninterest expense$37,720,000380
Salaries and employee benefits$22,939,000340
Premises and equipment expense$3,516,000406
Additional noninterest expense$2,359,000864
Pre-tax net operating income$6,231,0001,023
Securities gains (losses)$0938
Applicable income taxes$1,308,000843
Income before extraordinary items$4,923,0001,068
Extraordinary gains, net$051
Net income$4,923,0001,081
Minority interest net income$081
Net income of bank and minority interests.$4,923,0001,068
Net charge-offs$-22,0004,140
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$1,519,00098
Net operating income$4,923,0001,074
2023-03-31 (YTD Data)Rank
Total interest income$28,922,000439
Total interest expense$13,734,000289
Net interest income$15,188,000587
Provision for loan and lease losses$1,057,000338
Total noninterest income$7,720,000331
Gross Fiduciary activities income$6,573,00099
Service charges on deposit accounts$119,0001,706
Trading account gains and fees$097
Additional Noninterest Income$1,028,000944
Total noninterest expense$18,637,000396
Salaries and employee benefits$11,482,000351
Premises and equipment expense$1,762,000422
Additional noninterest expense$1,028,000944
Pre-tax net operating income$3,214,0001,023
Securities gains (losses)$0950
Applicable income taxes$650,000879
Income before extraordinary items$2,564,0001,047
Extraordinary gains, net$04
Net income$2,564,0001,047
Minority interest net income$048
Net income of bank and minority interests.$2,564,0001,046
Net charge-offs$-10,0004,040
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$776,00091
Net operating income$2,564,0001,064
2022-12-31 (YTD Data)Rank
Total interest income$93,284,000446
Total interest expense$21,337,000252
Net interest income$71,947,000499
Provision for loan and lease losses$2,445,000454
Total noninterest income$32,754,000335
Gross Fiduciary activities income$26,618,000101
Service charges on deposit accounts$374,0002,017
Trading account gains and fees$0116
Additional Noninterest Income$5,762,000810
Total noninterest expense$70,229,000405
Salaries and employee benefits$44,891,000350
Premises and equipment expense$6,299,000451
Additional noninterest expense$5,762,000810
Pre-tax net operating income$32,027,000540
Securities gains (losses)$0691
Applicable income taxes$7,461,000470
Income before extraordinary items$24,566,000560
Extraordinary gains, net$05
Net income$24,566,000561
Minority interest net income$063
Net income of bank and minority interests.$24,566,000561
Net charge-offs$-440,0004,579
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$3,114,000148
Net operating income$24,566,000566
2022-09-30 (YTD Data)Rank
Total interest income$67,053,000438
Total interest expense$11,465,000240
Net interest income$55,588,000473
Provision for loan and lease losses$1,406,000493
Total noninterest income$25,530,000339
Gross Fiduciary activities income$20,227,000102
Service charges on deposit accounts$308,0001,927
Trading account gains and fees$0111
Additional Noninterest Income$4,995,000757
Total noninterest expense$52,457,000406
Salaries and employee benefits$33,413,000353
Premises and equipment expense$4,668,000457
Additional noninterest expense$4,995,000757
Pre-tax net operating income$27,255,000476
Securities gains (losses)$0740
Applicable income taxes$6,313,000430
Income before extraordinary items$20,942,000494
Extraordinary gains, net$04
Net income$20,942,000492
Minority interest net income$057
Net income of bank and minority interests.$20,942,000494
Net charge-offs$-213,0004,485
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$2,539,000129
Net operating income$20,942,000499
2022-06-30 (YTD Data)Rank
Total interest income$42,807,000432
Total interest expense$5,804,000230
Net interest income$37,003,000465
Provision for loan and lease losses$1,285,000343
Total noninterest income$17,683,000322
Gross Fiduciary activities income$13,750,00082
Service charges on deposit accounts$202,0001,949
Trading account gains and fees$0108
Additional Noninterest Income$3,731,000710
Total noninterest expense$34,087,000404
Salaries and employee benefits$21,568,000354
Premises and equipment expense$3,064,000458
Additional noninterest expense$9,455,000450
Pre-tax net operating income$19,314,000435
Securities gains (losses)$0687
Applicable income taxes$4,354,000402
Income before extraordinary items$14,960,000444
Extraordinary gains, net$04
Net income$14,960,000444
Minority interest net income$060
Net income of bank and minority interests.$14,960,000444
Net charge-offs$-37,0004,083
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$1,360,000128
Net operating income$14,960,000453
2022-03-31 (YTD Data)Rank
Total interest income$20,709,000429
Total interest expense$2,631,000223
Net interest income$18,078,000460
Provision for loan and lease losses$449,000375
Total noninterest income$8,810,000336
Gross Fiduciary activities income$6,998,00082
Service charges on deposit accounts$100,0001,942
Trading account gains and fees$0103
Additional Noninterest Income$1,712,000764
Total noninterest expense$16,682,000408
Salaries and employee benefits$10,342,000375
Premises and equipment expense$1,491,000470
Additional noninterest expense$4,849,000437
Pre-tax net operating income$9,757,000429
Securities gains (losses)$0623
Applicable income taxes$2,295,000373
Income before extraordinary items$7,462,000440
Extraordinary gains, net$04
Net income$7,462,000439
Minority interest net income$050
Net income of bank and minority interests.$7,462,000440
Net charge-offs$-13,0004,007
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$515,000118
Net operating income$7,462,000446
2021-12-31 (YTD Data)Rank
Total interest income$79,120,000450
Total interest expense$11,853,000252
Net interest income$67,267,000480
Provision for loan and lease losses$31,0002,730
Total noninterest income$29,437,000396
Gross Fiduciary activities income$26,638,00085
Service charges on deposit accounts$300,0002,192
Trading account gains and fees$0132
Additional Noninterest Income$2,499,0001,677
Total noninterest expense$60,910,000438
Salaries and employee benefits$38,281,000393
Premises and equipment expense$5,173,000520
Additional noninterest expense$17,456,000480
Pre-tax net operating income$35,763,000479
Securities gains (losses)$902,000235
Applicable income taxes$8,425,000439
Income before extraordinary items$28,240,000496
Extraordinary gains, net$010
Net income$28,240,000497
Minority interest net income$074
Net income of bank and minority interests.$28,240,000497
Net charge-offs$530,000616
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$1,801,000176
Net operating income$27,527,420497
2021-09-30 (YTD Data)Rank
Total interest income$58,674,000462
Total interest expense$9,101,000256
Net interest income$49,573,000491
Provision for loan and lease losses$13,0002,800
Total noninterest income$20,756,000419
Gross Fiduciary activities income$19,608,00084
Service charges on deposit accounts$216,0002,241
Trading account gains and fees$0132
Additional Noninterest Income$932,0002,463
Total noninterest expense$44,019,000453
Salaries and employee benefits$27,243,000420
Premises and equipment expense$3,673,000548
Additional noninterest expense$13,103,000475
Pre-tax net operating income$26,297,000497
Securities gains (losses)$902,000209
Applicable income taxes$6,608,000434
Income before extraordinary items$20,591,000518
Extraordinary gains, net$08
Net income$20,591,000517
Minority interest net income$069
Net income of bank and minority interests.$20,591,000518
Net charge-offs$-11,0003,687
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$1,316,000165
Net operating income$19,878,420523
2021-06-30 (YTD Data)Rank
Total interest income$38,693,000461
Total interest expense$6,154,000262
Net interest income$32,539,000489
Provision for loan and lease losses$847,000369
Total noninterest income$13,140,000439
Gross Fiduciary activities income$12,596,00084
Service charges on deposit accounts$134,0002,272
Trading account gains and fees$0133
Additional Noninterest Income$410,0002,816
Total noninterest expense$28,727,000455
Salaries and employee benefits$17,931,000425
Premises and equipment expense$2,343,000570
Additional noninterest expense$8,453,000480
Pre-tax net operating income$16,105,000528
Securities gains (losses)$902,000176
Applicable income taxes$4,109,000459
Income before extraordinary items$12,898,000541
Extraordinary gains, net$06
Net income$12,898,000540
Minority interest net income$067
Net income of bank and minority interests.$12,898,000541
Net charge-offs$-7,0003,675
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$819,000147
Net operating income$12,185,420557
2021-03-31 (YTD Data)Rank
Total interest income$19,223,000462
Total interest expense$3,134,000272
Net interest income$16,089,000494
Provision for loan and lease losses$307,000541
Total noninterest income$5,905,000483
Gross Fiduciary activities income$5,968,00086
Service charges on deposit accounts$58,0002,439
Trading account gains and fees$0127
Additional Noninterest Income$-121,0004,967
Total noninterest expense$14,038,000469
Salaries and employee benefits$8,746,000436
Premises and equipment expense$1,190,000573
Additional noninterest expense$4,102,000474
Pre-tax net operating income$7,649,000552
Securities gains (losses)$659,000152
Applicable income taxes$2,014,000464
Income before extraordinary items$6,294,000555
Extraordinary gains, net$03
Net income$6,294,000554
Minority interest net income$055
Net income of bank and minority interests.$6,294,000555
Net charge-offs$-6,0003,842
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$310,000153
Net operating income$5,773,390579
2020-12-31 (YTD Data)Rank
Total interest income$76,507,000460
Total interest expense$16,360,000322
Net interest income$60,147,000496
Provision for loan and lease losses$4,986,000578
Total noninterest income$22,758,000458
Gross Fiduciary activities income$20,880,00088
Service charges on deposit accounts$85,0003,722
Trading account gains and fees$0133
Additional Noninterest Income$1,793,0001,905
Total noninterest expense$51,555,000500
Salaries and employee benefits$31,258,000454
Premises and equipment expense$4,688,000559
Additional noninterest expense$15,609,000502
Pre-tax net operating income$26,364,000470
Securities gains (losses)$5,712,000107
Applicable income taxes$7,502,000376
Income before extraordinary items$24,574,000445
Extraordinary gains, net$04
Net income$24,574,000444
Minority interest net income$072
Net income of bank and minority interests.$24,574,000445
Net charge-offs$42,0002,492
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$1,605,000166
Net operating income$20,061,520500
2020-09-30 (YTD Data)Rank
Total interest income$57,334,000459
Total interest expense$13,094,000328
Net interest income$44,240,000493
Provision for loan and lease losses$4,376,000548
Total noninterest income$16,789,000446
Gross Fiduciary activities income$15,289,00089
Service charges on deposit accounts$74,0003,609
Trading account gains and fees$0125
Additional Noninterest Income$1,426,0001,793
Total noninterest expense$38,704,000483
Salaries and employee benefits$23,304,000450
Premises and equipment expense$3,681,000531
Additional noninterest expense$11,719,000488
Pre-tax net operating income$17,949,000481
Securities gains (losses)$5,128,00092
Applicable income taxes$5,486,000353
Income before extraordinary items$17,591,000439
Extraordinary gains, net$04
Net income$17,591,000439
Minority interest net income$065
Net income of bank and minority interests.$17,591,000439
Net charge-offs$5,0002,912
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$1,264,000148
Net operating income$13,539,880518
2020-06-30 (YTD Data)Rank
Total interest income$38,249,000459
Total interest expense$9,700,000329
Net interest income$28,549,000502
Provision for loan and lease losses$3,746,000490
Total noninterest income$10,931,000419
Gross Fiduciary activities income$9,952,00091
Service charges on deposit accounts$69,0003,242
Trading account gains and fees$0123
Additional Noninterest Income$910,0001,760
Total noninterest expense$25,048,000489
Salaries and employee benefits$15,132,000453
Premises and equipment expense$2,408,000537
Additional noninterest expense$7,508,000497
Pre-tax net operating income$10,686,000485
Securities gains (losses)$4,062,00076
Applicable income taxes$3,572,000322
Income before extraordinary items$11,176,000404
Extraordinary gains, net$04
Net income$11,176,000403
Minority interest net income$065
Net income of bank and minority interests.$11,176,000404
Net charge-offs$3,0002,778
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$885,000128
Net operating income$7,967,020530
2020-03-31 (YTD Data)Rank
Total interest income$18,942,000472
Total interest expense$5,868,000319
Net interest income$13,074,000534
Provision for loan and lease losses$1,183,000553
Total noninterest income$5,590,000392
Gross Fiduciary activities income$5,055,00090
Service charges on deposit accounts$66,0002,712
Trading account gains and fees$0106
Additional Noninterest Income$469,0001,580
Total noninterest expense$12,627,000484
Salaries and employee benefits$7,837,000440
Premises and equipment expense$1,205,000545
Additional noninterest expense$3,585,000517
Pre-tax net operating income$4,854,000488
Securities gains (losses)$2,691,00054
Applicable income taxes$1,847,000279
Income before extraordinary items$5,698,000361
Extraordinary gains, net$04
Net income$5,698,000361
Minority interest net income$056
Net income of bank and minority interests.$5,698,000361
Net charge-offs$-7,0004,334
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$403,000124
Net operating income$3,572,110532
2019-12-31 (YTD Data)Rank
Total interest income$72,221,000490
Total interest expense$24,443,000324
Net interest income$47,778,000592
Provision for loan and lease losses$1,488,000672
Total noninterest income$21,683,000404
Gross Fiduciary activities income$18,614,00096
Service charges on deposit accounts$232,0002,976
Trading account gains and fees$0135
Additional Noninterest Income$2,837,0001,248
Total noninterest expense$46,334,000498
Salaries and employee benefits$28,902,000445
Premises and equipment expense$4,617,000556
Additional noninterest expense$12,815,000561
Pre-tax net operating income$21,639,000573
Securities gains (losses)$1,561,000172
Applicable income taxes$5,543,000478
Income before extraordinary items$17,657,000589
Extraordinary gains, net$011
Net income$17,657,000589
Minority interest net income$076
Net income of bank and minority interests.$17,657,000590
Net charge-offs$116,0002,108
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$1,263,000187
Net operating income$16,423,810606
2019-09-30 (YTD Data)Rank
Total interest income$53,423,000501
Total interest expense$18,210,000330
Net interest income$35,213,000599
Provision for loan and lease losses$1,059,000656
Total noninterest income$15,642,000414
Gross Fiduciary activities income$13,591,00099
Service charges on deposit accounts$172,0003,033
Trading account gains and fees$0129
Additional Noninterest Income$1,879,0001,332
Total noninterest expense$34,205,000509
Salaries and employee benefits$21,093,000461
Premises and equipment expense$3,506,000556
Additional noninterest expense$9,606,000554
Pre-tax net operating income$15,591,000594
Securities gains (losses)$1,327,000164
Applicable income taxes$4,205,000479
Income before extraordinary items$12,713,000613
Extraordinary gains, net$011
Net income$12,713,000613
Minority interest net income$072
Net income of bank and minority interests.$12,713,000613
Net charge-offs$121,0001,644
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$911,000176
Net operating income$11,664,670645
2019-06-30 (YTD Data)Rank
Total interest income$34,952,000503
Total interest expense$11,529,000341
Net interest income$23,423,000605
Provision for loan and lease losses$826,000566
Total noninterest income$9,763,000424
Gross Fiduciary activities income$8,623,000104
Service charges on deposit accounts$115,0003,021
Trading account gains and fees$0131
Additional Noninterest Income$1,025,0001,469
Total noninterest expense$22,796,000507
Salaries and employee benefits$13,944,000461
Premises and equipment expense$2,343,000561
Additional noninterest expense$6,509,000550
Pre-tax net operating income$9,564,000624
Securities gains (losses)$494,000226
Applicable income taxes$2,490,000504
Income before extraordinary items$7,568,000649
Extraordinary gains, net$011
Net income$7,568,000649
Minority interest net income$069
Net income of bank and minority interests.$7,568,000649
Net charge-offs$125,0001,264
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$2,603,00066
Net operating income$7,177,740669
2019-03-31 (YTD Data)Rank
Total interest income$17,157,000513
Total interest expense$5,496,000344
Net interest income$11,661,000604
Provision for loan and lease losses$472,000492
Total noninterest income$4,761,000413
Gross Fiduciary activities income$4,216,000101
Service charges on deposit accounts$59,0002,981
Trading account gains and fees$0126
Additional Noninterest Income$486,0001,475
Total noninterest expense$11,405,000504
Salaries and employee benefits$6,907,000465
Premises and equipment expense$1,168,000559
Additional noninterest expense$3,330,000535
Pre-tax net operating income$4,545,000632
Securities gains (losses)$233,000180
Applicable income taxes$1,184,000517
Income before extraordinary items$3,594,000671
Extraordinary gains, net$05
Net income$3,594,000671
Minority interest net income$052
Net income of bank and minority interests.$3,594,000670
Net charge-offs$115,000827
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$307,000134
Net operating income$3,409,930683
2018-12-31 (YTD Data)Rank
Total interest income$61,330,000531
Total interest expense$14,950,000378
Net interest income$46,380,000591
Provision for loan and lease losses$2,029,000499
Total noninterest income$20,065,000417
Gross Fiduciary activities income$16,688,000102
Service charges on deposit accounts$222,0003,180
Trading account gains and fees$0126
Additional Noninterest Income$3,155,0001,104
Total noninterest expense$44,299,000507
Salaries and employee benefits$28,037,000446
Premises and equipment expense$4,154,000604
Additional noninterest expense$12,108,000577
Pre-tax net operating income$20,117,000591
Securities gains (losses)$4,000861
Applicable income taxes$4,073,000545
Income before extraordinary items$16,048,000612
Extraordinary gains, net$06
Net income$16,048,000610
Minority interest net income$072
Net income of bank and minority interests.$16,048,000611
Net charge-offs$375,0001,161
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$1,211,000209
Net operating income$16,044,800615
2018-09-30 (YTD Data)Rank
Total interest income$44,748,000534
Total interest expense$10,172,000384
Net interest income$34,576,000587
Provision for loan and lease losses$1,118,000605
Total noninterest income$15,042,000417
Gross Fiduciary activities income$12,425,000104
Service charges on deposit accounts$164,0003,221
Trading account gains and fees$0138
Additional Noninterest Income$2,453,0001,080
Total noninterest expense$32,715,000510
Salaries and employee benefits$20,664,000450
Premises and equipment expense$3,109,000607
Additional noninterest expense$8,942,000578
Pre-tax net operating income$15,785,000572
Securities gains (losses)$4,000859
Applicable income taxes$3,806,000475
Income before extraordinary items$11,983,000613
Extraordinary gains, net$05
Net income$11,983,000611
Minority interest net income$066
Net income of bank and minority interests.$11,983,000612
Net charge-offs$380,000853
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$928,000186
Net operating income$11,979,840611
2018-06-30 (YTD Data)Rank
Total interest income$29,276,000535
Total interest expense$6,230,000386
Net interest income$23,046,000582
Provision for loan and lease losses$705,000617
Total noninterest income$9,765,000430
Gross Fiduciary activities income$8,021,000103
Service charges on deposit accounts$112,0003,189
Trading account gains and fees$0130
Additional Noninterest Income$1,632,0001,088
Total noninterest expense$21,719,000515
Salaries and employee benefits$13,595,000459
Premises and equipment expense$2,036,000620
Additional noninterest expense$6,088,000563
Pre-tax net operating income$10,387,000569
Securities gains (losses)$4,000737
Applicable income taxes$2,450,000496
Income before extraordinary items$7,941,000607
Extraordinary gains, net$06
Net income$7,941,000605
Minority interest net income$065
Net income of bank and minority interests.$7,941,000606
Net charge-offs$383,000624
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$609,000171
Net operating income$7,937,840607
2018-03-31 (YTD Data)Rank
Total interest income$14,427,000538
Total interest expense$2,976,000387
Net interest income$11,451,000582
Provision for loan and lease losses$362,000603
Total noninterest income$4,502,000445
Gross Fiduciary activities income$3,966,000105
Service charges on deposit accounts$50,0003,351
Trading account gains and fees$0123
Additional Noninterest Income$486,0001,521
Total noninterest expense$10,704,000521
Salaries and employee benefits$6,667,000468
Premises and equipment expense$1,006,000628
Additional noninterest expense$3,031,000565
Pre-tax net operating income$4,887,000583
Securities gains (losses)$0735
Applicable income taxes$1,238,000484
Income before extraordinary items$3,649,000646
Extraordinary gains, net$07
Net income$3,649,000645
Minority interest net income$052
Net income of bank and minority interests.$3,649,000646
Net charge-offs$-3,0004,242
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$293,000157
Net operating income$3,649,000642
2017-12-31 (YTD Data)Rank
Total interest income$49,009,000581
Total interest expense$7,437,000478
Net interest income$41,572,000610
Provision for loan and lease losses$2,119,000496
Total noninterest income$16,178,000493
Gross Fiduciary activities income$13,998,000111
Service charges on deposit accounts$181,0003,587
Trading account gains and fees$0151
Additional Noninterest Income$1,999,0001,539
Total noninterest expense$39,436,000548
Salaries and employee benefits$25,382,000468
Premises and equipment expense$3,768,000664
Additional noninterest expense$10,286,000660
Pre-tax net operating income$16,195,000651
Securities gains (losses)$290,000312
Applicable income taxes$6,355,000570
Income before extraordinary items$10,130,000746
Extraordinary gains, net$09
Net income$10,130,000746
Minority interest net income$076
Net income of bank and minority interests.$10,130,000746
Net charge-offs$454,0001,157
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$847,000241
Net operating income$9,944,400750
2017-09-30 (YTD Data)Rank
Total interest income$35,657,000596
Total interest expense$5,227,000493
Net interest income$30,430,000620
Provision for loan and lease losses$1,737,000461
Total noninterest income$11,734,000514
Gross Fiduciary activities income$10,148,000111
Service charges on deposit accounts$134,0003,641
Trading account gains and fees$0145
Additional Noninterest Income$1,452,0001,588
Total noninterest expense$29,097,000562
Salaries and employee benefits$18,332,000490
Premises and equipment expense$2,902,000648
Additional noninterest expense$7,863,000648
Pre-tax net operating income$11,330,000695
Securities gains (losses)$250,000322
Applicable income taxes$3,248,000641
Income before extraordinary items$8,332,000737
Extraordinary gains, net$09
Net income$8,332,000737
Minority interest net income$071
Net income of bank and minority interests.$8,332,000737
Net charge-offs$441,000881
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$398,000270
Net operating income$8,152,000737
2017-06-30 (YTD Data)Rank
Total interest income$22,962,000609
Total interest expense$3,171,000521
Net interest income$19,791,000631
Provision for loan and lease losses$1,432,000374
Total noninterest income$7,633,000517
Gross Fiduciary activities income$6,492,000112
Service charges on deposit accounts$88,0003,657
Trading account gains and fees$0139
Additional Noninterest Income$1,053,0001,493
Total noninterest expense$19,297,000565
Salaries and employee benefits$12,037,000499
Premises and equipment expense$1,816,000698
Additional noninterest expense$5,444,000626
Pre-tax net operating income$6,695,000741
Securities gains (losses)$110,000413
Applicable income taxes$2,381,000595
Income before extraordinary items$4,424,000888
Extraordinary gains, net$011
Net income$4,424,000889
Minority interest net income$071
Net income of bank and minority interests.$4,424,000888
Net charge-offs$436,000635
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$268,000251
Net operating income$4,352,500882
2017-03-31 (YTD Data)Rank
Total interest income$11,047,000632
Total interest expense$1,442,000553
Net interest income$9,605,000644
Provision for loan and lease losses$622,000385
Total noninterest income$3,804,000519
Gross Fiduciary activities income$3,133,000114
Service charges on deposit accounts$41,0003,768
Trading account gains and fees$0142
Additional Noninterest Income$630,0001,315
Total noninterest expense$9,731,000566
Salaries and employee benefits$6,013,000512
Premises and equipment expense$880,000728
Additional noninterest expense$2,838,000603
Pre-tax net operating income$3,056,000791
Securities gains (losses)$-86,0005,796
Applicable income taxes$1,028,000643
Income before extraordinary items$1,942,000969
Extraordinary gains, net$08
Net income$1,942,000970
Minority interest net income$055
Net income of bank and minority interests.$1,942,000969
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$136,000218
Net operating income$1,997,900932
2016-12-31 (YTD Data)Rank
Total interest income$40,084,000674
Total interest expense$5,307,000563
Net interest income$34,777,000694
Provision for loan and lease losses$2,186,000488
Total noninterest income$13,472,000558
Gross Fiduciary activities income$11,462,000115
Service charges on deposit accounts$136,0004,143
Trading account gains and fees$0170
Additional Noninterest Income$1,874,0001,654
Total noninterest expense$33,919,000640
Salaries and employee benefits$20,980,000561
Premises and equipment expense$3,554,000702
Additional noninterest expense$9,385,000713
Pre-tax net operating income$12,144,000779
Securities gains (losses)$963,000242
Applicable income taxes$4,538,000591
Income before extraordinary items$8,569,000873
Extraordinary gains, net$05
Net income$8,569,000872
Minority interest net income$082
Net income of bank and minority interests.$8,569,000872
Net charge-offs$-112,0005,549
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$421,000303
Net operating income$7,943,050914
2016-09-30 (YTD Data)Rank
Total interest income$29,527,000681
Total interest expense$3,955,000567
Net interest income$25,572,000702
Provision for loan and lease losses$1,731,000458
Total noninterest income$9,990,000563
Gross Fiduciary activities income$8,468,000114
Service charges on deposit accounts$92,0004,296
Trading account gains and fees$0169
Additional Noninterest Income$1,430,0001,637
Total noninterest expense$24,781,000653
Salaries and employee benefits$15,313,000575
Premises and equipment expense$2,695,000695
Additional noninterest expense$6,773,000736
Pre-tax net operating income$9,050,000781
Securities gains (losses)$963,000212
Applicable income taxes$3,536,000585
Income before extraordinary items$6,477,000860
Extraordinary gains, net$05
Net income$6,477,000860
Minority interest net income$071
Net income of bank and minority interests.$6,477,000860
Net charge-offs$-112,0005,601
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$300,000282
Net operating income$5,851,050931
2016-06-30 (YTD Data)Rank
Total interest income$19,404,000689
Total interest expense$2,555,000577
Net interest income$16,849,000706
Provision for loan and lease losses$1,169,000447
Total noninterest income$6,388,000580
Gross Fiduciary activities income$5,430,000118
Service charges on deposit accounts$55,0004,440
Trading account gains and fees$0157
Additional Noninterest Income$903,0001,671
Total noninterest expense$16,528,000655
Salaries and employee benefits$10,062,000585
Premises and equipment expense$1,780,000694
Additional noninterest expense$4,686,000722
Pre-tax net operating income$5,540,000847
Securities gains (losses)$621,000234
Applicable income taxes$2,176,000614
Income before extraordinary items$3,985,000918
Extraordinary gains, net$016
Net income$3,985,000916
Minority interest net income$071
Net income of bank and minority interests.$3,985,000917
Net charge-offs$-124,0005,747
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$206,000273
Net operating income$3,581,3501,001
2016-03-31 (YTD Data)Rank
Total interest income$9,443,000708
Total interest expense$1,235,000595
Net interest income$8,208,000724
Provision for loan and lease losses$516,000449
Total noninterest income$3,154,000553
Gross Fiduciary activities income$2,563,000122
Service charges on deposit accounts$24,0004,602
Trading account gains and fees$0142
Additional Noninterest Income$567,0001,398
Total noninterest expense$8,123,000667
Salaries and employee benefits$4,829,000610
Premises and equipment expense$867,000732
Additional noninterest expense$2,427,000697
Pre-tax net operating income$2,723,000834
Securities gains (losses)$332,000193
Applicable income taxes$1,105,000595
Income before extraordinary items$1,950,000917
Extraordinary gains, net$012
Net income$1,950,000918
Minority interest net income$062
Net income of bank and minority interests.$1,950,000918
Net charge-offs$-124,0005,915
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$102,000250
Net operating income$1,737,5201,006
2015-12-31 (YTD Data)Rank
Total interest income$32,862,000783
Total interest expense$4,592,000607
Net interest income$28,270,000802
Provision for loan and lease losses$2,162,000423
Total noninterest income$11,939,000595
Gross Fiduciary activities income$10,883,000119
Service charges on deposit accounts$122,0004,436
Trading account gains and fees$0159
Additional Noninterest Income$934,0002,473
Total noninterest expense$28,644,000719
Salaries and employee benefits$17,393,000654
Premises and equipment expense$2,798,000877
Additional noninterest expense$8,453,000779
Pre-tax net operating income$9,403,000939
Securities gains (losses)$220,000692
Applicable income taxes$3,425,000694
Income before extraordinary items$6,198,0001,133
Extraordinary gains, net$023
Net income$6,198,0001,133
Minority interest net income$081
Net income of bank and minority interests.$6,198,0001,133
Net charge-offs$237,0001,828
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$256,000392
Net operating income$6,057,2001,130
2015-09-30 (YTD Data)Rank
Total interest income$23,785,000811
Total interest expense$3,303,000638
Net interest income$20,482,000833
Provision for loan and lease losses$1,515,000411
Total noninterest income$8,988,000604
Gross Fiduciary activities income$8,233,000118
Service charges on deposit accounts$91,0004,494
Trading account gains and fees$0153
Additional Noninterest Income$664,0002,539
Total noninterest expense$20,852,000751
Salaries and employee benefits$12,613,000685
Premises and equipment expense$2,441,000766
Additional noninterest expense$5,798,000850
Pre-tax net operating income$7,103,000940
Securities gains (losses)$220,000604
Applicable income taxes$2,611,000704
Income before extraordinary items$4,712,0001,129
Extraordinary gains, net$021
Net income$4,712,0001,127
Minority interest net income$078
Net income of bank and minority interests.$4,712,0001,129
Net charge-offs$237,0001,390
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$193,000364
Net operating income$4,571,2001,133
2015-06-30 (YTD Data)Rank
Total interest income$15,462,000830
Total interest expense$2,155,000651
Net interest income$13,307,000850
Provision for loan and lease losses$1,026,000422
Total noninterest income$6,057,000606
Gross Fiduciary activities income$5,524,000119
Service charges on deposit accounts$61,0004,483
Trading account gains and fees$0157
Additional Noninterest Income$472,0002,472
Total noninterest expense$13,616,000770
Salaries and employee benefits$8,107,000719
Premises and equipment expense$1,579,000802
Additional noninterest expense$3,930,000843
Pre-tax net operating income$4,722,000944
Securities gains (losses)$128,000715
Applicable income taxes$1,754,000703
Income before extraordinary items$3,096,0001,141
Extraordinary gains, net$022
Net income$3,096,0001,140
Minority interest net income$075
Net income of bank and minority interests.$3,096,0001,142
Net charge-offs$237,0001,075
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$131,000344
Net operating income$3,014,0801,134
2015-03-31 (YTD Data)Rank
Total interest income$7,502,000853
Total interest expense$1,069,000654
Net interest income$6,433,000874
Provision for loan and lease losses$614,000333
Total noninterest income$2,652,000637
Gross Fiduciary activities income$2,387,000132
Service charges on deposit accounts$30,0004,503
Trading account gains and fees$0152
Additional Noninterest Income$235,0002,431
Total noninterest expense$6,508,000805
Salaries and employee benefits$3,814,000773
Premises and equipment expense$752,000840
Additional noninterest expense$1,942,000832
Pre-tax net operating income$1,963,0001,078
Securities gains (losses)$128,000501
Applicable income taxes$774,000750
Income before extraordinary items$1,317,0001,269
Extraordinary gains, net$013
Net income$1,317,0001,270
Minority interest net income$064
Net income of bank and minority interests.$1,317,0001,271
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$68,000314
Net operating income$1,235,0801,292
2014-12-31 (YTD Data)Rank
Total interest income$25,678,000995
Total interest expense$4,081,000709
Net interest income$21,597,0001,045
Provision for loan and lease losses$2,192,000443
Total noninterest income$10,242,000632
Gross Fiduciary activities income$8,750,000134
Service charges on deposit accounts$96,0005,056
Trading account gains and fees$0180
Additional Noninterest Income$1,396,0001,857
Total noninterest expense$24,209,000829
Salaries and employee benefits$14,339,000775
Premises and equipment expense$3,084,000802
Additional noninterest expense$6,786,000963
Pre-tax net operating income$5,438,0001,413
Securities gains (losses)$566,000355
Applicable income taxes$2,082,000955
Income before extraordinary items$3,922,0001,615
Extraordinary gains, net$017
Net income$3,922,0001,614
Minority interest net income$084
Net income of bank and minority interests.$3,922,0001,614
Net charge-offs$470,0001,532
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$209,000423
Net operating income$3,554,1001,706
2014-09-30 (YTD Data)Rank
Total interest income$18,422,0001,049
Total interest expense$3,007,000735
Net interest income$15,415,0001,097
Provision for loan and lease losses$1,626,000413
Total noninterest income$7,551,000636
Gross Fiduciary activities income$6,408,000133
Service charges on deposit accounts$69,0005,183
Trading account gains and fees$0174
Additional Noninterest Income$1,074,0001,849
Total noninterest expense$17,504,000859
Salaries and employee benefits$10,301,000803
Premises and equipment expense$2,279,000818
Additional noninterest expense$4,924,000994
Pre-tax net operating income$3,836,0001,511
Securities gains (losses)$417,000367
Applicable income taxes$1,492,0001,005
Income before extraordinary items$2,761,0001,698
Extraordinary gains, net$015
Net income$2,761,0001,699
Minority interest net income$081
Net income of bank and minority interests.$2,761,0001,698
Net charge-offs$04,696
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$144,000398
Net operating income$2,489,9501,816
2014-06-30 (YTD Data)Rank
Total interest income$11,773,0001,088
Total interest expense$1,987,000745
Net interest income$9,786,0001,148
Provision for loan and lease losses$967,000459
Total noninterest income$5,004,000634
Gross Fiduciary activities income$4,068,000139
Service charges on deposit accounts$45,0005,223
Trading account gains and fees$0172
Additional Noninterest Income$891,0001,572
Total noninterest expense$11,680,000856
Salaries and employee benefits$6,881,000796
Premises and equipment expense$1,481,000839
Additional noninterest expense$3,318,000979
Pre-tax net operating income$2,143,0001,713
Securities gains (losses)$417,000273
Applicable income taxes$932,0001,022
Income before extraordinary items$1,628,0001,851
Extraordinary gains, net$020
Net income$1,628,0001,855
Minority interest net income$080
Net income of bank and minority interests.$1,628,0001,854
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$95,000387
Net operating income$1,361,1202,093
2014-03-31 (YTD Data)Rank
Total interest income$5,707,0001,120
Total interest expense$986,000762
Net interest income$4,721,0001,187
Provision for loan and lease losses$282,000763
Total noninterest income$2,122,000698
Gross Fiduciary activities income$1,937,000144
Service charges on deposit accounts$22,0005,246
Trading account gains and fees$0147
Additional Noninterest Income$163,0002,851
Total noninterest expense$5,773,000872
Salaries and employee benefits$3,427,000812
Premises and equipment expense$748,000847
Additional noninterest expense$1,598,0001,010
Pre-tax net operating income$788,0002,109
Securities gains (losses)$286,000221
Applicable income taxes$405,0001,075
Income before extraordinary items$669,0002,078
Extraordinary gains, net$016
Net income$669,0002,080
Minority interest net income$066
Net income of bank and minority interests.$669,0002,080
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$38,000393
Net operating income$485,9602,583
2013-12-31 (YTD Data)Rank
Total interest income$19,858,0001,277
Total interest expense$3,764,000904
Net interest income$16,094,0001,351
Provision for loan and lease losses$1,634,000729
Total noninterest income$6,495,000938
Gross Fiduciary activities income$5,754,000162
Service charges on deposit accounts$79,0005,538
Trading account gains and fees$0184
Additional Noninterest Income$662,0002,952
Total noninterest expense$18,737,0001,094
Salaries and employee benefits$11,085,000963
Premises and equipment expense$2,408,000994
Additional noninterest expense$5,244,0001,277
Pre-tax net operating income$2,218,0002,663
Securities gains (losses)$992,000239
Applicable income taxes$1,101,0001,388
Income before extraordinary items$2,109,0002,507
Extraordinary gains, net$029
Net income$2,109,0002,510
Minority interest net income$090
Net income of bank and minority interests.$2,109,0002,510
Net charge-offs$41,0004,492
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$3,276,000118
Net operating income$1,454,2803,154
2013-09-30 (YTD Data)Rank
Total interest income$14,334,0001,338
Total interest expense$2,764,000959
Net interest income$11,570,0001,396
Provision for loan and lease losses$1,258,000745
Total noninterest income$4,610,0001,001
Gross Fiduciary activities income$3,944,000172
Service charges on deposit accounts$59,0005,602
Trading account gains and fees$0180
Additional Noninterest Income$607,0002,721
Total noninterest expense$13,387,0001,144
Salaries and employee benefits$7,973,0001,011
Premises and equipment expense$1,769,0001,021
Additional noninterest expense$3,645,0001,375
Pre-tax net operating income$1,535,0002,874
Securities gains (losses)$789,000268
Applicable income taxes$805,0001,442
Income before extraordinary items$1,519,0002,637
Extraordinary gains, net$025
Net income$1,519,0002,641
Minority interest net income$084
Net income of bank and minority interests.$1,519,0002,641
Net charge-offs$41,0004,008
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$3,229,00084
Net operating income$1,006,1503,343
2013-06-30 (YTD Data)Rank
Total interest income$9,259,0001,369
Total interest expense$1,803,0001,001
Net interest income$7,456,0001,437
Provision for loan and lease losses$827,000780
Total noninterest income$2,834,0001,069
Gross Fiduciary activities income$2,403,000186
Service charges on deposit accounts$38,0005,659
Trading account gains and fees$0157
Additional Noninterest Income$393,0002,827
Total noninterest expense$8,466,0001,209
Salaries and employee benefits$4,960,0001,096
Premises and equipment expense$1,155,0001,038
Additional noninterest expense$2,351,0001,406
Pre-tax net operating income$997,0002,911
Securities gains (losses)$768,000247
Applicable income taxes$639,0001,278
Income before extraordinary items$1,126,0002,401
Extraordinary gains, net$022
Net income$1,126,0002,410
Minority interest net income$082
Net income of bank and minority interests.$1,126,0002,408
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$2,966,00061
Net operating income$634,4803,410
2013-03-31 (YTD Data)Rank
Total interest income$4,491,0001,423
Total interest expense$888,0001,037
Net interest income$3,603,0001,501
Provision for loan and lease losses$190,0001,411
Total noninterest income$1,313,0001,114
Gross Fiduciary activities income$1,116,000193
Service charges on deposit accounts$18,0005,710
Trading account gains and fees$0148
Additional Noninterest Income$179,0002,931
Total noninterest expense$4,077,0001,252
Salaries and employee benefits$2,433,0001,130
Premises and equipment expense$539,0001,128
Additional noninterest expense$1,105,0001,469
Pre-tax net operating income$649,0002,409
Securities gains (losses)$605,000179
Applicable income taxes$466,000972
Income before extraordinary items$788,0001,810
Extraordinary gains, net$010
Net income$788,0001,811
Minority interest net income$076
Net income of bank and minority interests.$788,0001,812
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$2,900,00027
Net operating income$400,8002,940
2012-12-31 (YTD Data)Rank
Total interest income$15,457,0001,720
Total interest expense$3,505,0001,279
Net interest income$11,952,0001,829
Provision for loan and lease losses$779,0002,116
Total noninterest income$4,726,0001,195
Gross Fiduciary activities income$3,898,000202
Service charges on deposit accounts$56,0006,123
Trading account gains and fees$0166
Additional Noninterest Income$772,0002,741
Total noninterest expense$14,628,0001,355
Salaries and employee benefits$8,430,0001,243
Premises and equipment expense$1,908,0001,240
Additional noninterest expense$4,290,0001,572
Pre-tax net operating income$1,271,0003,617
Securities gains (losses)$2,601,000199
Applicable income taxes$1,398,0001,152
Income before extraordinary items$2,474,0002,197
Extraordinary gains, net$029
Net income$2,474,0002,196
Minority interest net income$093
Net income of bank and minority interests.$2,474,0002,198
Net charge-offs$355,0003,090
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$211,000433
Net operating income$809,3604,078
2012-09-30 (YTD Data)Rank
Total interest income$11,214,0001,796
Total interest expense$2,622,0001,341
Net interest income$8,592,0001,938
Provision for loan and lease losses$579,0002,092
Total noninterest income$3,463,0001,211
Gross Fiduciary activities income$2,841,000203
Service charges on deposit accounts$38,0006,290
Trading account gains and fees$0157
Additional Noninterest Income$584,0002,714
Total noninterest expense$10,856,0001,372
Salaries and employee benefits$6,349,0001,240
Premises and equipment expense$1,382,0001,303
Additional noninterest expense$3,125,0001,607
Pre-tax net operating income$620,0004,406
Securities gains (losses)$2,407,000164
Applicable income taxes$1,085,0001,161
Income before extraordinary items$1,942,0002,161
Extraordinary gains, net$020
Net income$1,942,0002,162
Minority interest net income$086
Net income of bank and minority interests.$1,942,0002,163
Net charge-offs$355,0002,619
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$137,000407
Net operating income$401,5204,798
2012-06-30 (YTD Data)Rank
Total interest income$7,350,0001,833
Total interest expense$1,723,0001,405
Net interest income$5,627,0001,965
Provision for loan and lease losses$504,0001,794
Total noninterest income$2,214,0001,238
Gross Fiduciary activities income$1,806,000215
Service charges on deposit accounts$23,0006,408
Trading account gains and fees$0153
Additional Noninterest Income$385,0002,692
Total noninterest expense$7,257,0001,366
Salaries and employee benefits$4,178,0001,253
Premises and equipment expense$899,0001,330
Additional noninterest expense$2,180,0001,557
Pre-tax net operating income$80,0005,965
Securities gains (losses)$1,325,000206
Applicable income taxes$488,0001,518
Income before extraordinary items$917,0002,767
Extraordinary gains, net$019
Net income$917,0002,768
Minority interest net income$084
Net income of bank and minority interests.$917,0002,768
Net charge-offs$355,0002,135
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$66,000442
Net operating income$55,7506,062
2012-03-31 (YTD Data)Rank
Total interest income$3,624,0001,874
Total interest expense$875,0001,439
Net interest income$2,749,0002,009
Provision for loan and lease losses$128,0002,586
Total noninterest income$1,074,0001,259
Gross Fiduciary activities income$887,000218
Service charges on deposit accounts$12,0006,375
Trading account gains and fees$0148
Additional Noninterest Income$175,0002,851
Total noninterest expense$3,569,0001,374
Salaries and employee benefits$2,016,0001,290
Premises and equipment expense$433,0001,379
Additional noninterest expense$1,120,0001,499
Pre-tax net operating income$126,0005,147
Securities gains (losses)$581,000239
Applicable income taxes$242,0001,521
Income before extraordinary items$465,0002,758
Extraordinary gains, net$019
Net income$465,0002,760
Minority interest net income$078
Net income of bank and minority interests.$465,0002,761
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$18,000505
Net operating income$81,5405,445
2011-12-31 (YTD Data)Rank
Total interest income$13,519,0002,067
Total interest expense$4,367,0001,389
Net interest income$9,152,0002,391
Provision for loan and lease losses$381,0003,811
Total noninterest income$3,340,0001,386
Gross Fiduciary activities income$2,431,000235
Service charges on deposit accounts$31,0006,604
Trading account gains and fees$0146
Additional Noninterest Income$878,0002,316
Total noninterest expense$12,226,0001,602
Salaries and employee benefits$6,856,0001,445
Premises and equipment expense$1,620,0001,523
Additional noninterest expense$3,750,0001,803
Pre-tax net operating income$-115,0006,155
Securities gains (losses)$2,041,000237
Applicable income taxes$689,0001,693
Income before extraordinary items$1,237,0003,150
Extraordinary gains, net$029
Net income$1,237,0003,153
Minority interest net income$096
Net income of bank and minority interests.$1,237,0003,153
Net charge-offs$182,0004,414
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$74,000727
Net operating income$-69,2406,142
2011-09-30 (YTD Data)Rank
Total interest income$10,105,0002,104
Total interest expense$3,357,0001,411
Net interest income$6,748,0002,446
Provision for loan and lease losses$215,0004,060
Total noninterest income$2,341,0001,439
Gross Fiduciary activities income$1,757,000239
Service charges on deposit accounts$22,0006,669
Trading account gains and fees$0145
Additional Noninterest Income$562,0002,519
Total noninterest expense$8,797,0001,655
Salaries and employee benefits$4,814,0001,539
Premises and equipment expense$1,186,0001,585
Additional noninterest expense$2,797,0001,817
Pre-tax net operating income$77,0005,902
Securities gains (losses)$1,811,000205
Applicable income taxes$711,0001,407
Income before extraordinary items$1,177,0002,752
Extraordinary gains, net$021
Net income$1,177,0002,754
Minority interest net income$087
Net income of bank and minority interests.$1,177,0002,754
Net charge-offs$-82,0007,299
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$51,000707
Net operating income$17,9606,102
2011-06-30 (YTD Data)Rank
Total interest income$6,672,0002,139
Total interest expense$2,269,0001,440
Net interest income$4,403,0002,510
Provision for loan and lease losses$115,0004,273
Total noninterest income$1,529,0001,458
Gross Fiduciary activities income$1,140,000243
Service charges on deposit accounts$14,0006,716
Trading account gains and fees$0153
Additional Noninterest Income$375,0002,527
Total noninterest expense$5,671,0001,721
Salaries and employee benefits$2,989,0001,655
Premises and equipment expense$781,0001,618
Additional noninterest expense$1,901,0001,797
Pre-tax net operating income$146,0005,423
Securities gains (losses)$394,000437
Applicable income taxes$199,0002,236
Income before extraordinary items$341,0004,256
Extraordinary gains, net$015
Net income$341,0004,256
Minority interest net income$089
Net income of bank and minority interests.$341,0004,258
Net charge-offs$-172,0007,432
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$30,000664
Net operating income$88,8405,686
2011-03-31 (YTD Data)Rank
Total interest income$3,169,0002,253
Total interest expense$1,136,0001,493
Net interest income$2,033,0002,696
Provision for loan and lease losses$95,0003,442
Total noninterest income$729,0001,527
Gross Fiduciary activities income$548,000250
Service charges on deposit accounts$8,0006,661
Trading account gains and fees$0158
Additional Noninterest Income$173,0002,680
Total noninterest expense$2,641,0001,856
Salaries and employee benefits$1,423,0001,734
Premises and equipment expense$380,0001,696
Additional noninterest expense$838,0002,021
Pre-tax net operating income$26,0006,029
Securities gains (losses)$65,000662
Applicable income taxes$28,0003,232
Income before extraordinary items$63,0005,511
Extraordinary gains, net$09
Net income$63,0005,509
Minority interest net income$086
Net income of bank and minority interests.$63,0005,510
Net charge-offs$-91,0007,438
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$122,000250
Net operating income$18,1506,115
2010-12-31 (YTD Data)Rank
Total interest income$10,662,0002,798
Total interest expense$4,307,0001,865
Net interest income$6,355,0003,330
Provision for loan and lease losses$559,0003,976
Total noninterest income$2,511,0001,761
Gross Fiduciary activities income$1,852,000280
Service charges on deposit accounts$27,0006,549
Trading account gains and fees$0175
Additional Noninterest Income$632,0002,832
Total noninterest expense$9,288,0002,078
Salaries and employee benefits$5,052,0001,923
Premises and equipment expense$1,426,0001,797
Additional noninterest expense$2,810,0002,407
Pre-tax net operating income$-981,0006,468
Securities gains (losses)$1,727,000300
Applicable income taxes$274,0002,447
Income before extraordinary items$472,0004,389
Extraordinary gains, net$029
Net income$472,0004,391
Minority interest net income$0111
Net income of bank and minority interests.$472,0004,390
Net charge-offs$441,0003,811
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$167,000662
Net operating income$-633,2806,397
2010-09-30 (YTD Data)Rank
Total interest income$7,727,0002,944
Total interest expense$3,138,0001,997
Net interest income$4,589,0003,469
Provision for loan and lease losses$414,0003,857
Total noninterest income$1,772,0001,850
Gross Fiduciary activities income$1,318,000282
Service charges on deposit accounts$20,0006,646
Trading account gains and fees$0165
Additional Noninterest Income$434,0002,990
Total noninterest expense$6,644,0002,179
Salaries and employee benefits$3,691,0001,964
Premises and equipment expense$1,053,0001,852
Additional noninterest expense$1,900,0002,602
Pre-tax net operating income$-697,0006,646
Securities gains (losses)$1,532,000283
Applicable income taxes$307,0002,120
Income before extraordinary items$528,0004,013
Extraordinary gains, net$023
Net income$528,0004,016
Minority interest net income$0110
Net income of bank and minority interests.$528,0004,016
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$95,000670
Net operating income$-452,4806,575
2010-06-30 (YTD Data)Rank
Total interest income$4,840,0003,126
Total interest expense$1,924,0002,237
Net interest income$2,916,0003,591
Provision for loan and lease losses$323,0003,492
Total noninterest income$1,102,0001,901
Gross Fiduciary activities income$835,000292
Service charges on deposit accounts$12,0006,717
Trading account gains and fees$0152
Additional Noninterest Income$255,0003,100
Total noninterest expense$4,271,0002,266
Salaries and employee benefits$2,350,0002,064
Premises and equipment expense$693,0001,886
Additional noninterest expense$1,228,0002,665
Pre-tax net operating income$-576,0006,796
Securities gains (losses)$636,000386
Applicable income taxes$16,0003,895
Income before extraordinary items$44,0005,936
Extraordinary gains, net$019
Net income$44,0005,938
Minority interest net income$0105
Net income of bank and minority interests.$44,0005,937
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$60,000605
Net operating income$-420,2806,757
2010-03-31 (YTD Data)Rank
Total interest income$2,209,0003,440
Total interest expense$843,0002,650
Net interest income$1,366,0003,798
Provision for loan and lease losses$124,0003,682
Total noninterest income$491,0002,061
Gross Fiduciary activities income$379,000315
Service charges on deposit accounts$5,0006,829
Trading account gains and fees$0175
Additional Noninterest Income$107,0003,384
Total noninterest expense$2,122,0002,300
Salaries and employee benefits$1,163,0002,120
Premises and equipment expense$348,0001,935
Additional noninterest expense$611,0002,669
Pre-tax net operating income$-389,0007,085
Securities gains (losses)$02,284
Applicable income taxes$-129,0007,488
Income before extraordinary items$-260,0007,025
Extraordinary gains, net$016
Net income$-260,0007,026
Minority interest net income$091
Net income of bank and minority interests.$-260,0007,025
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$25,000610
Net operating income$-260,0006,987
2009-12-31 (YTD Data)Rank
Total interest income$7,012,0004,176
Total interest expense$2,681,0003,716
Net interest income$4,331,0004,341
Provision for loan and lease losses$1,675,0002,715
Total noninterest income$1,314,0002,799
Gross Fiduciary activities income$1,158,000352
Service charges on deposit accounts$18,0006,922
Trading account gains and fees$0211
Additional Noninterest Income$138,0005,213
Total noninterest expense$7,072,0002,772
Salaries and employee benefits$3,811,0002,555
Premises and equipment expense$1,151,0002,299
Additional noninterest expense$2,110,0003,180
Pre-tax net operating income$-3,102,0006,914
Securities gains (losses)$1,092,000463
Applicable income taxes$-719,0007,163
Income before extraordinary items$-1,291,0006,493
Extraordinary gains, net$034
Net income$-1,291,0006,493
Minority interest net income$0115
Net income of bank and minority interests.$-1,291,0006,493
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$173,000744
Net operating income$-1,989,8806,750
2009-09-30 (YTD Data)Rank
Total interest income$5,025,0004,358
Total interest expense$1,941,0003,928
Net interest income$3,084,0004,508
Provision for loan and lease losses$978,0002,815
Total noninterest income$849,0003,147
Gross Fiduciary activities income$763,000381
Service charges on deposit accounts$14,0006,959
Trading account gains and fees$0212
Additional Noninterest Income$72,0005,821
Total noninterest expense$5,104,0002,855
Salaries and employee benefits$2,757,0002,674
Premises and equipment expense$876,0002,291
Additional noninterest expense$1,471,0003,326
Pre-tax net operating income$-2,149,0007,084
Securities gains (losses)$731,000515
Applicable income taxes$-503,0007,347
Income before extraordinary items$-915,0006,703
Extraordinary gains, net$027
Net income$-915,0006,704
Minority interest net income$0118
Net income of bank and minority interests.$-915,0006,704
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$133,000672
Net operating income$-1,390,1506,935
2009-06-30 (YTD Data)Rank
Total interest income$3,200,0004,520
Total interest expense$1,253,0004,136
Net interest income$1,947,0004,662
Provision for loan and lease losses$348,0003,501
Total noninterest income$473,0003,529
Gross Fiduciary activities income$422,000425
Service charges on deposit accounts$9,0007,030
Trading account gains and fees$0193
Additional Noninterest Income$42,0006,041
Total noninterest expense$3,184,0003,063
Salaries and employee benefits$1,742,0002,857
Premises and equipment expense$534,0002,500
Additional noninterest expense$908,0003,525
Pre-tax net operating income$-1,112,0007,072
Securities gains (losses)$167,0001,132
Applicable income taxes$-327,0007,442
Income before extraordinary items$-618,0006,874
Extraordinary gains, net$021
Net income$-618,0006,874
Minority interest net income$0112
Net income of bank and minority interests.$-618,0006,874
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$95,000617
Net operating income$-726,5506,951
2009-03-31 (YTD Data)Rank
Total interest income$1,508,0004,741
Total interest expense$609,0004,317
Net interest income$899,0004,893
Provision for loan and lease losses$197,0002,888
Total noninterest income$182,0004,002
Gross Fiduciary activities income$168,000478
Service charges on deposit accounts$4,0007,066
Trading account gains and fees$0171
Additional Noninterest Income$10,0006,874
Total noninterest expense$1,376,0003,372
Salaries and employee benefits$797,0003,108
Premises and equipment expense$223,0002,965
Additional noninterest expense$356,0003,909
Pre-tax net operating income$-492,0007,315
Securities gains (losses)$9,0001,939
Applicable income taxes$-165,0007,671
Income before extraordinary items$-318,0007,230
Extraordinary gains, net$015
Net income$-318,0007,230
Minority interest net income$0102
Net income of bank and minority interests.$-318,0007,231
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$56,000475
Net operating income$-323,9407,195
2008-12-31 (YTD Data)Rank
Total interest income$4,093,0005,951
Total interest expense$1,406,0006,105
Net interest income$2,687,0005,720
Provision for loan and lease losses$819,0003,011
Total noninterest income$366,0005,443
Gross Fiduciary activities income$556,000542
Service charges on deposit accounts$13,0007,135
Trading account gains and fees$0154
Additional Noninterest Income$-203,0008,166
Total noninterest expense$4,233,0004,064
Salaries and employee benefits$2,468,0003,816
Premises and equipment expense$510,0004,402
Additional noninterest expense$1,255,0004,143
Pre-tax net operating income$-1,999,0007,356
Securities gains (losses)$03,220
Applicable income taxes$-670,0007,589
Income before extraordinary items$-1,329,0007,144
Extraordinary gains, net$039
Net income$-1,329,0007,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0004,536
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$166,000825
Net operating income$-1,329,0007,254
2008-09-30 (YTD Data)Rank
Total interest income$2,814,0006,224
Total interest expense$842,0006,684
Net interest income$1,972,0005,829
Provision for loan and lease losses$369,0003,207
Total noninterest income$219,0005,932
Gross Fiduciary activities income$417,000558
Service charges on deposit accounts$9,0007,197
Trading account gains and fees$0148
Additional Noninterest Income$-207,0008,300
Total noninterest expense$3,054,0004,167
Salaries and employee benefits$1,851,0003,840
Premises and equipment expense$365,0004,547
Additional noninterest expense$838,0004,429
Pre-tax net operating income$-1,232,0007,642
Securities gains (losses)$03,106
Applicable income taxes$-402,0007,829
Income before extraordinary items$-830,0007,423
Extraordinary gains, net$031
Net income$-830,0007,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,620
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$129,000701
Net operating income$-830,0007,542
2008-06-30 (YTD Data)Rank
Total interest income$1,763,0006,436
Total interest expense$453,0007,165
Net interest income$1,310,0005,848
Provision for loan and lease losses$247,0002,825
Total noninterest income$51,0007,473
Gross Fiduciary activities income$259,000583
Service charges on deposit accounts$5,0007,264
Trading account gains and fees$0149
Additional Noninterest Income$-213,0008,403
Total noninterest expense$1,962,0004,300
Salaries and employee benefits$1,162,0004,052
Premises and equipment expense$246,0004,549
Additional noninterest expense$554,0004,423
Pre-tax net operating income$-848,0007,824
Securities gains (losses)$03,233
Applicable income taxes$-281,0008,055
Income before extraordinary items$-567,0007,739
Extraordinary gains, net$021
Net income$-567,0007,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,450
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$83,000629
Net operating income$-567,0007,722
2008-03-31 (YTD Data)Rank
Total interest income$866,0006,545
Total interest expense$207,0007,435
Net interest income$659,0005,858
Provision for loan and lease losses$132,0002,339
Total noninterest income$127,0004,962
Gross Fiduciary activities income$123,000609
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$3,0007,909
Total noninterest expense$946,0004,404
Salaries and employee benefits$561,0004,172
Premises and equipment expense$135,0004,310
Additional noninterest expense$250,0004,690
Pre-tax net operating income$-292,0007,902
Securities gains (losses)$02,688
Applicable income taxes$-91,0008,120
Income before extraordinary items$-201,0007,841
Extraordinary gains, net$015
Net income$-201,0007,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$41,000514
Net operating income$-201,0007,810
2007-12-31 (YTD Data)Rank
Total interest income$2,128,0007,464
Total interest expense$308,0008,197
Net interest income$1,820,0006,728
Provision for loan and lease losses$531,0002,243
Total noninterest income$231,0006,529
Gross Fiduciary activities income$221,000785
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$10,0008,060
Total noninterest expense$5,221,0003,335
Salaries and employee benefits$3,359,0002,929
Premises and equipment expense$462,0004,596
Additional noninterest expense$1,400,0003,620
Pre-tax net operating income$-3,701,0008,409
Securities gains (losses)$02,146
Applicable income taxes$-1,364,0008,433
Income before extraordinary items$-2,337,0008,357
Extraordinary gains, net$039
Net income$-2,337,0008,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,733
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$32,388,00031
Net operating income$-2,337,0008,344
2007-09-30 (YTD Data)Rank
Total interest income$1,336,0007,748
Total interest expense$116,0008,384
Net interest income$1,220,0007,006
Provision for loan and lease losses$330,0002,168
Total noninterest income$118,0007,114
Gross Fiduciary activities income$113,000849
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$5,0008,195
Total noninterest expense$3,628,0003,519
Salaries and employee benefits$2,172,0003,310
Premises and equipment expense$332,0004,709
Additional noninterest expense$1,124,0003,361
Pre-tax net operating income$-2,620,0008,475
Securities gains (losses)$01,655
Applicable income taxes$-968,0008,491
Income before extraordinary items$-1,652,0008,432
Extraordinary gains, net$033
Net income$-1,652,0008,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$31,634,00025
Net operating income$-1,652,0008,420
2007-06-30 (YTD Data)Rank
Total interest income$709,0008,066
Total interest expense$27,0008,511
Net interest income$682,0007,406
Provision for loan and lease losses$102,0003,248
Total noninterest income$23,0008,167
Gross Fiduciary activities income$22,0001,030
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$1,0008,368
Total noninterest expense$2,484,0003,453
Salaries and employee benefits$1,516,0003,214
Premises and equipment expense$201,0005,023
Additional noninterest expense$767,0003,306
Pre-tax net operating income$-1,881,0008,548
Securities gains (losses)$01,444
Applicable income taxes$-751,0008,568
Income before extraordinary items$-1,130,0008,503
Extraordinary gains, net$029
Net income$-1,130,0008,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$31,323,00021
Net operating income$-1,130,0008,492
2007-03-31 (YTD Data)Rank
Total interest income$221,0008,433
Total interest expense$3,0008,619
Net interest income$218,0008,070
Provision for loan and lease losses$05,779
Total noninterest income$08,538
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$1,423,0003,116
Salaries and employee benefits$886,0002,823
Premises and equipment expense$78,0005,747
Additional noninterest expense$459,0002,801
Pre-tax net operating income$-1,205,0008,600
Securities gains (losses)$01,187
Applicable income taxes$-451,0008,608
Income before extraordinary items$-754,0008,579
Extraordinary gains, net$022
Net income$-754,0008,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$31,084,00011
Net operating income$-754,0008,573

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.