Home > Financial Trust Company > Income and Expense
Financial Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $79,218,000 | 481 |
| Total interest expense | $32,714,000 | 544 |
| Net interest income | $46,504,000 | 431 |
| Provision for loan and lease losses | $600,000 | 1,510 |
| Total noninterest income | $5,596,000 | 859 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,780,000 | 476 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,816,000 | 874 |
| Total noninterest expense | $27,284,000 | 554 |
| Salaries and employee benefits | $11,821,000 | 587 |
| Premises and equipment expense | $3,007,000 | 689 |
| Additional noninterest expense | $12,456,000 | 488 |
| Pre-tax net operating income | $24,216,000 | 391 |
| Securities gains (losses) | $3,465,000 | 123 |
| Applicable income taxes | $8,174,000 | 420 |
| Income before extraordinary items | $19,507,000 | 340 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $19,507,000 | 341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $731,000 | 992 |
| Cash dividends | $1,905,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $17,081,500 | 376 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,543,000 | 2,169 |
| Total interest expense | $6,474,000 | 2,385 |
| Net interest income | $9,069,000 | 1,986 |
| Provision for loan and lease losses | $305,000 | 2,532 |
| Total noninterest income | $1,105,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $420,000 | 3,206 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $685,000 | 2,335 |
| Total noninterest expense | $5,353,000 | 2,548 |
| Salaries and employee benefits | $2,754,000 | 2,417 |
| Premises and equipment expense | $586,000 | 3,281 |
| Additional noninterest expense | $2,013,000 | 2,436 |
| Pre-tax net operating income | $4,516,000 | 1,603 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $1,155,000 | 2,069 |
| Income before extraordinary items | $3,360,000 | 1,465 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,360,000 | 1,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,351 |
| Cash dividends | $1,450,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,360,740 | 1,430 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,051,000 | 2,389 |
| Total interest expense | $5,742,000 | 2,668 |
| Net interest income | $8,309,000 | 2,166 |
| Provision for loan and lease losses | $225,000 | 2,789 |
| Total noninterest income | $952,000 | 3,225 |
| Gross Fiduciary activities income | $225,000 | 973 |
| Service charges on deposit accounts | $381,000 | 3,509 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $346,000 | 3,639 |
| Total noninterest expense | $5,065,000 | 2,684 |
| Salaries and employee benefits | $2,657,000 | 2,516 |
| Premises and equipment expense | $551,000 | 3,462 |
| Additional noninterest expense | $1,857,000 | 2,566 |
| Pre-tax net operating income | $3,971,000 | 1,869 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $1,043,000 | 2,291 |
| Income before extraordinary items | $2,926,000 | 1,723 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,926,000 | 1,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,361 |
| Cash dividends | $1,620,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,927,480 | 1,701 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,421,000 | 2,444 |
| Total interest expense | $4,703,000 | 2,609 |
| Net interest income | $7,718,000 | 2,332 |
| Provision for loan and lease losses | $195,000 | 3,075 |
| Total noninterest income | $1,130,000 | 2,841 |
| Gross Fiduciary activities income | $438,000 | 781 |
| Service charges on deposit accounts | $375,000 | 3,604 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $317,000 | 3,939 |
| Total noninterest expense | $5,130,000 | 2,711 |
| Salaries and employee benefits | $2,650,000 | 2,521 |
| Premises and equipment expense | $567,000 | 3,435 |
| Additional noninterest expense | $1,913,000 | 2,669 |
| Pre-tax net operating income | $3,523,000 | 2,027 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $919,000 | 2,425 |
| Income before extraordinary items | $2,606,000 | 1,873 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,606,000 | 1,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,684 |
| Cash dividends | $1,066,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,604,520 | 1,871 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,892,000 | 2,595 |
| Total interest expense | $4,796,000 | 2,683 |
| Net interest income | $7,096,000 | 2,529 |
| Provision for loan and lease losses | $210,000 | 3,794 |
| Total noninterest income | $1,213,000 | 2,883 |
| Gross Fiduciary activities income | $381,000 | 856 |
| Service charges on deposit accounts | $393,000 | 3,498 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $439,000 | 3,546 |
| Total noninterest expense | $4,970,000 | 2,872 |
| Salaries and employee benefits | $2,537,000 | 2,600 |
| Premises and equipment expense | $504,000 | 3,838 |
| Additional noninterest expense | $1,929,000 | 2,815 |
| Pre-tax net operating income | $3,129,000 | 2,178 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $739,000 | 2,953 |
| Income before extraordinary items | $2,406,000 | 2,079 |
| Extraordinary gains, net | $6,000 | 3,038 |
| Net income | $2,412,000 | 2,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 12,848 |
| Cash dividends | $936,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,393,680 | 1,960 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,899,000 | 2,727 |
| Total interest expense | $6,066,000 | 2,745 |
| Net interest income | $6,833,000 | 2,661 |
| Provision for loan and lease losses | $450,000 | 3,212 |
| Total noninterest income | $1,015,000 | 3,277 |
| Gross Fiduciary activities income | $331,000 | 909 |
| Service charges on deposit accounts | $376,000 | 3,691 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $308,000 | 4,349 |
| Total noninterest expense | $4,874,000 | 2,937 |
| Salaries and employee benefits | $2,587,000 | 2,494 |
| Premises and equipment expense | $432,000 | 4,510 |
| Additional noninterest expense | $1,855,000 | 2,991 |
| Pre-tax net operating income | $2,524,000 | 2,457 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $342,000 | 5,442 |
| Income before extraordinary items | $2,223,000 | 2,067 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,223,000 | 2,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 4,732 |
| Cash dividends | $873,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,187,330 | 1,923 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.