Home > Financial Trust Company > Income and Expense
Financial Trust Company, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $48,193,000 | 756 |
| Total interest expense | $19,704,000 | 853 |
| Net interest income | $28,489,000 | 683 |
| Provision for loan and lease losses | $490,000 | 1,759 |
| Total noninterest income | $3,009,000 | 1,352 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,489,000 | 892 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,520,000 | 1,378 |
| Total noninterest expense | $16,432,000 | 929 |
| Salaries and employee benefits | $7,545,000 | 906 |
| Premises and equipment expense | $1,888,000 | 1,107 |
| Additional noninterest expense | $6,999,000 | 896 |
| Pre-tax net operating income | $14,576,000 | 579 |
| Securities gains (losses) | $365,000 | 507 |
| Applicable income taxes | $3,872,000 | 719 |
| Income before extraordinary items | $11,069,000 | 530 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,069,000 | 532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,170 |
| Cash dividends | $4,810,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $10,798,900 | 532 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $45,055,000 | 828 |
| Total interest expense | $18,933,000 | 921 |
| Net interest income | $26,122,000 | 750 |
| Provision for loan and lease losses | $575,000 | 1,411 |
| Total noninterest income | $3,534,000 | 1,214 |
| Gross Fiduciary activities income | $945,000 | 545 |
| Service charges on deposit accounts | $1,300,000 | 1,027 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,289,000 | 1,516 |
| Total noninterest expense | $15,793,000 | 966 |
| Salaries and employee benefits | $7,451,000 | 919 |
| Premises and equipment expense | $1,679,000 | 1,238 |
| Additional noninterest expense | $6,663,000 | 894 |
| Pre-tax net operating income | $13,288,000 | 656 |
| Securities gains (losses) | $473,000 | 372 |
| Applicable income taxes | $3,583,000 | 787 |
| Income before extraordinary items | $10,178,000 | 594 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,178,000 | 594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,527 |
| Cash dividends | $5,542,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $9,827,980 | 599 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $32,273,000 | 988 |
| Total interest expense | $12,081,000 | 1,089 |
| Net interest income | $20,192,000 | 920 |
| Provision for loan and lease losses | $450,000 | 1,666 |
| Total noninterest income | $3,308,000 | 1,267 |
| Gross Fiduciary activities income | $1,163,000 | 487 |
| Service charges on deposit accounts | $1,099,000 | 1,213 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,046,000 | 1,784 |
| Total noninterest expense | $11,793,000 | 1,258 |
| Salaries and employee benefits | $5,516,000 | 1,217 |
| Premises and equipment expense | $1,265,000 | 1,635 |
| Additional noninterest expense | $5,012,000 | 1,177 |
| Pre-tax net operating income | $11,257,000 | 726 |
| Securities gains (losses) | $193,000 | 509 |
| Applicable income taxes | $2,915,000 | 902 |
| Income before extraordinary items | $8,535,000 | 651 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,535,000 | 650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,355 |
| Cash dividends | $3,569,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,390,250 | 662 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $28,996,000 | 1,093 |
| Total interest expense | $10,344,000 | 1,297 |
| Net interest income | $18,652,000 | 984 |
| Provision for loan and lease losses | $810,000 | 1,504 |
| Total noninterest income | $2,772,000 | 1,551 |
| Gross Fiduciary activities income | $1,050,000 | 533 |
| Service charges on deposit accounts | $976,000 | 1,374 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $746,000 | 2,489 |
| Total noninterest expense | $9,706,000 | 1,565 |
| Salaries and employee benefits | $4,802,000 | 1,403 |
| Premises and equipment expense | $949,000 | 2,166 |
| Additional noninterest expense | $3,955,000 | 1,537 |
| Pre-tax net operating income | $10,908,000 | 663 |
| Securities gains (losses) | $109,000 | 2,375 |
| Applicable income taxes | $2,847,000 | 897 |
| Income before extraordinary items | $8,170,000 | 639 |
| Extraordinary gains, net | $244,000 | 856 |
| Net income | $8,414,000 | 641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 6,126 |
| Cash dividends | $3,320,000 | 655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,089,340 | 603 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,344,000 | 1,169 |
| Total interest expense | $13,202,000 | 1,345 |
| Net interest income | $18,142,000 | 1,024 |
| Provision for loan and lease losses | $1,265,000 | 1,580 |
| Total noninterest income | $2,620,000 | 1,598 |
| Gross Fiduciary activities income | $957,000 | 565 |
| Service charges on deposit accounts | $736,000 | 1,837 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $927,000 | 2,111 |
| Total noninterest expense | $9,322,000 | 1,637 |
| Salaries and employee benefits | $4,696,000 | 1,409 |
| Premises and equipment expense | $632,000 | 3,196 |
| Additional noninterest expense | $3,994,000 | 1,586 |
| Pre-tax net operating income | $10,175,000 | 627 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $2,643,000 | 873 |
| Income before extraordinary items | $7,557,000 | 633 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,557,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 2,294 |
| Cash dividends | $2,867,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,538,500 | 571 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.