Home > Financial Federal Savings Bank > Assets and Liabilities
Financial Federal Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 58 | 3,057 |
| Assets and Liabilities | ||
| Total Assets: | $311,285,000 | 1,470 |
| Cash and due from depository institutions | $2,980,000 | 3,057 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $87,122,000 | 1,342 |
| Federal funds sold & reverse repurchase agreements | $22,825,000 | 699 |
| Net loans & leases | $189,885,000 | 1,483 |
| Loan loss allowance | $1,151,000 | 2,951 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,505,000 | 3,218 |
| Other real estate owned | $302,000 | 3,057 |
| Goodwill and other intangibles | $105,000 | 2,657 |
| All other assets | $5,561,000 | 1,418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $311,285,000 | 1,470 |
| Total liabilities | $284,291,000 | 1,454 |
| Total deposits | $233,633,000 | 1,602 |
| Interest-bearing deposits | $216,837,000 | 1,464 |
| Deposits held in domestic offices | $233,633,000 | 1,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,036 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $33,831,000 | 763 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,827,000 | 804 |
| Total equity capital | $26,994,000 | 1,656 |
| Total bank equity capital | $26,994,000 | 1,656 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $10,688,000 | 1,464 |
| Undivided profits | $16,305,000 | 1,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,673,000 | 1,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $933,000 | 2,412 |
| Earning assets | $299,832,000 | 1,395 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $317,387,000 | 1,360 |
| Average Assets, quarterly | $314,180,000 | 1,431 |
| Volatile liabilities | $66,773,000 | 1,112 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $32,000,000 | 237 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,309,000 | 4,774 |
| Tier 1 (core) risk-based capital | $27,007,000 | 1,558 |
| Tier 2 risk-based capital | $1,266,000 | 2,457 |
| Total risk weighted assets | $136,322,000 | 2,080 |
| Total unused commitments | $6,309,000 | 4,779 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 56 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $308,369,000 | 1,488 |
| Cash and due from depository institutions | $2,546,000 | 3,222 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $123,759,000 | 936 |
| Federal funds sold & reverse repurchase agreements | $13,250,000 | 995 |
| Net loans & leases | $156,700,000 | 1,809 |
| Loan loss allowance | $1,301,000 | 2,656 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,373,000 | 3,309 |
| Other real estate owned | $3,975,000 | 3,222 |
| Goodwill and other intangibles | $122,000 | 2,511 |
| All other assets | $5,644,000 | 1,362 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,369,000 | 1,488 |
| Total liabilities | $284,712,000 | 1,461 |
| Total deposits | $223,824,000 | 1,671 |
| Interest-bearing deposits | $209,299,000 | 1,538 |
| Deposits held in domestic offices | $223,824,000 | 1,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,000,000 | 595 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,315,000 | 1,538 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $20,573,000 | 401 |
| Total equity capital | $23,657,000 | 1,883 |
| Total bank equity capital | $23,657,000 | 1,883 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $10,358,000 | 1,495 |
| Undivided profits | $13,298,000 | 1,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,008,000 | 1,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $683,000 | 3,444 |
| Earning assets | $293,709,000 | 1,439 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $282,210,200 | 1,525 |
| Average Assets, quarterly | $302,473,000 | 1,489 |
| Volatile liabilities | $60,330,000 | 1,224 |
| Insider loans | $142,000 | 7,978 |
| FHLB advances | $7,344,000 | 477 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,380,000 | 4,588 |
| Tier 1 (core) risk-based capital | $20,064,000 | 2,122 |
| Tier 2 risk-based capital | $1,301,000 | 2,293 |
| Total risk weighted assets | $119,127,000 | 2,338 |
| Total unused commitments | $6,380,000 | 4,591 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 57 | 3,314 |
| Assets and Liabilities | ||
| Total Assets: | $256,910,000 | 1,820 |
| Cash and due from depository institutions | $1,604,000 | 3,314 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $100,771,000 | 1,182 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $143,163,000 | 2,008 |
| Loan loss allowance | $1,524,000 | 2,408 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,490,000 | 3,100 |
| Other real estate owned | $3,502,000 | 3,314 |
| Goodwill and other intangibles | $139,000 | 2,331 |
| All other assets | $5,241,000 | 1,528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,910,000 | 1,820 |
| Total liabilities | $234,531,000 | 1,795 |
| Total deposits | $204,985,000 | 1,898 |
| Interest-bearing deposits | $196,166,000 | 1,701 |
| Deposits held in domestic offices | $204,985,000 | 1,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,587 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $13,429,000 | 1,134 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $11,117,000 | 591 |
| Total equity capital | $22,379,000 | 2,001 |
| Total bank equity capital | $22,379,000 | 2,001 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $10,202,000 | 1,567 |
| Undivided profits | $12,176,000 | 2,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,692,000 | 1,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $630,000 | 3,666 |
| Earning assets | $243,934,000 | 1,750 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $253,231,600 | 1,764 |
| Average Assets, quarterly | $260,447,500 | 1,772 |
| Volatile liabilities | $32,861,000 | 1,931 |
| Insider loans | $139,000 | 8,335 |
| FHLB advances | $12,296,000 | 413 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,893,000 | 5,720 |
| Tier 1 (core) risk-based capital | $18,922,000 | 2,291 |
| Tier 2 risk-based capital | $1,120,000 | 2,662 |
| Total risk weighted assets | $107,059,000 | 2,611 |
| Total unused commitments | $8,925,000 | 3,645 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 54 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $238,076,000 | 1,971 |
| Cash and due from depository institutions | $2,174,000 | 3,595 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $106,955,000 | 1,171 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 8,274 |
| Net loans & leases | $117,879,000 | 2,354 |
| Loan loss allowance | $1,297,000 | 2,797 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,515,000 | 3,014 |
| Other real estate owned | $560,000 | 3,595 |
| Goodwill and other intangibles | $156,000 | 2,150 |
| All other assets | $7,337,000 | 1,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,076,000 | 1,971 |
| Total liabilities | $217,393,000 | 1,935 |
| Total deposits | $192,199,000 | 2,050 |
| Interest-bearing deposits | $186,027,000 | 1,807 |
| Deposits held in domestic offices | $192,199,000 | 2,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,064,000 | 1,100 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $14,495,000 | 996 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $635,000 | 5,238 |
| Total equity capital | $20,683,000 | 2,151 |
| Total bank equity capital | $20,683,000 | 2,151 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $10,143,000 | 1,571 |
| Undivided profits | $10,539,000 | 2,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,998,000 | 1,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $460,000 | 5,134 |
| Earning assets | $225,334,000 | 1,901 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $213,692,600 | 2,122 |
| Average Assets, quarterly | $230,690,000 | 2,016 |
| Volatile liabilities | $37,214,000 | 1,579 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $13,200,000 | 369 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,566,000 | 3,147 |
| Tier 1 (core) risk-based capital | $17,558,000 | 2,443 |
| Tier 2 risk-based capital | $578,000 | 4,700 |
| Total risk weighted assets | $88,889,000 | 3,019 |
| Total unused commitments | $10,566,000 | 3,160 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 60 | 3,366 |
| Assets and Liabilities | ||
| Total Assets: | $180,050,000 | 2,547 |
| Cash and due from depository institutions | $1,685,000 | 3,366 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $86,071,000 | 1,495 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $84,048,000 | 3,085 |
| Loan loss allowance | $1,136,000 | 3,189 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,532,000 | 4,537 |
| Other real estate owned | $351,000 | 3,366 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,363,000 | 1,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,050,000 | 2,547 |
| Total liabilities | $160,399,000 | 2,599 |
| Total deposits | $155,503,000 | 2,472 |
| Interest-bearing deposits | $144,557,000 | 2,315 |
| Deposits held in domestic offices | $155,503,000 | 2,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,179,000 | 1,877 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $717,000 | 3,948 |
| Total equity capital | $19,651,000 | 2,087 |
| Total bank equity capital | $19,651,000 | 2,087 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $8,653,000 | 1,737 |
| Undivided profits | $10,997,000 | 2,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,601,000 | 1,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $220,000 | 8,051 |
| Earning assets | $170,119,000 | 2,476 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $167,276,400 | 2,655 |
| Average Assets, quarterly | $176,334,500 | 2,573 |
| Volatile liabilities | $19,697,000 | 2,562 |
| Insider loans | $349,000 | 6,747 |
| FHLB advances | $2,100,000 | 760 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,985,000 | 5,554 |
| Tier 1 (core) risk-based capital | $17,748,000 | 2,303 |
| Tier 2 risk-based capital | $397,000 | 6,272 |
| Total risk weighted assets | $62,852,000 | 4,070 |
| Total unused commitments | $3,985,000 | 5,560 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 53 | 3,910 |
| Assets and Liabilities | ||
| Total Assets: | $151,097,000 | 3,026 |
| Cash and due from depository institutions | $2,005,000 | 3,910 |
| Interest-bearing balances | $264,000 | 5,290 |
| Securities | $55,804,000 | 2,481 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 2,238 |
| Net loans & leases | $79,376,000 | 3,183 |
| Loan loss allowance | $1,026,000 | 3,599 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,636,000 | 4,333 |
| Other real estate owned | $758,000 | 3,910 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,318,000 | 1,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,097,000 | 3,026 |
| Total liabilities | $141,439,000 | 2,955 |
| Total deposits | $141,154,000 | 2,804 |
| Interest-bearing deposits | $139,341,000 | 2,470 |
| Deposits held in domestic offices | $141,154,000 | 2,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $285,000 | 7,786 |
| Total equity capital | $9,658,000 | 4,224 |
| Total bank equity capital | $9,658,000 | 4,224 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $9,658,000 | 2,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,010,000 | 1,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $201,000 | 8,097 |
| Earning assets | $141,644,000 | 2,971 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $152,095,200 | 2,930 |
| Average Assets, quarterly | $149,714,000 | 3,030 |
| Volatile liabilities | $6,043,000 | 5,854 |
| Insider loans | $297,000 | 7,315 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,858,000 | 6,533 |
| Tier 1 (core) risk-based capital | $7,946,000 | 4,948 |
| Tier 2 risk-based capital | $287,000 | 7,789 |
| Total risk weighted assets | $59,477,000 | 4,204 |
| Total unused commitments | $2,858,000 | 6,554 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $156,285,000 | 2,998 |
| Cash and due from depository institutions | $1,729,000 | 4,383 |
| Interest-bearing balances | $633,000 | 4,533 |
| Securities | $56,480,000 | 2,404 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 9,812 |
| Net loans & leases | $88,933,000 | 2,959 |
| Loan loss allowance | $282,000 | 9,101 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,255,000 | 3,231 |
| Other real estate owned | $489,000 | 4,383 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,799,000 | 1,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,285,000 | 2,998 |
| Total liabilities | $148,261,000 | 2,909 |
| Total deposits | $147,467,000 | 2,793 |
| Interest-bearing deposits | $144,426,000 | 2,501 |
| Deposits held in domestic offices | $147,467,000 | 2,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $438,000 | 3,295 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $356,000 | 7,378 |
| Total equity capital | $8,024,000 | 4,772 |
| Total bank equity capital | $8,024,000 | 4,772 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $8,024,000 | 2,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,187,000 | 1,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $280,000 | 6,901 |
| Earning assets | $146,646,000 | 2,936 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $155,648,800 | 2,954 |
| Average Assets, quarterly | $156,363,500 | 2,990 |
| Volatile liabilities | $6,805,000 | 5,393 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,154,000 | 8,799 |
| Tier 1 (core) risk-based capital | $6,501,000 | 5,664 |
| Tier 2 risk-based capital | $253,000 | 8,376 |
| Total risk weighted assets | $65,268,000 | 3,939 |
| Total unused commitments | $1,154,000 | 8,827 |
| Derivatives | $0 | 651 |