Home > Finance Factors, Ltd. > Net charge- offs to loans
Finance Factors, Ltd., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 3,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,239 |
| Percentage Net Loans Charged-off:Construction & development | -0.0977% | 4,456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1402% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 3,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 4,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 4,172 |
| Percentage Net Loans Charged-off:Construction & development | -0.0991% | 4,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 3,993 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0234% | 4,366 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 3,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0177% | 4,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 4,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.1047% | 4,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,057 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0270% | 4,402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 3,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0176% | 4,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 4,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.1064% | 4,622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 4,138 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0181% | 4,470 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 4,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0957% | 4,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0954% | 4,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.1424% | 4,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1562% | 4,595 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6714% | 4,688 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 4,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1224% | 4,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1220% | 4,607 |
| Percentage Net Loans Charged-off:Construction & development | -0.1471% | 4,641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2024% | 4,643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8864% | 4,733 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 4,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1688% | 4,565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1683% | 4,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.1487% | 4,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2868% | 4,571 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3334% | 3,563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 3,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0199% | 3,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 4,137 |
| Percentage Net Loans Charged-off:Construction & development | -0.1314% | 4,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 4,043 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0189% | 3,312 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 4,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0378% | 4,203 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0382% | 4,302 |
| Percentage Net Loans Charged-off:Construction & development | -0.8326% | 4,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3226% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0478% | 4,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0236% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0239% | 4,165 |
| Percentage Net Loans Charged-off:Construction & development | -1.0504% | 4,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4356% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 4,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 480 |
| Percentage Net Loans Charged-off:Construction & development | -0.2580% | 4,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6458% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0253% | 4,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0256% | 4,346 |
| Percentage Net Loans Charged-off:Construction & development | -0.2109% | 4,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 4,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0320% | 3,468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0988% | 4,809 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1000% | 4,792 |
| Percentage Net Loans Charged-off:Construction & development | -0.3788% | 4,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1279% | 4,734 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2899% | 3,690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0746% | 4,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0832% | 4,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0841% | 4,788 |
| Percentage Net Loans Charged-off:Construction & development | -0.3956% | 4,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0975% | 4,717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0677% | 3,576 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1077% | 4,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1148% | 4,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1161% | 4,861 |
| Percentage Net Loans Charged-off:Construction & development | -0.4970% | 4,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1396% | 4,806 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0788% | 3,612 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1612% | 4,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2079% | 4,944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2102% | 4,950 |
| Percentage Net Loans Charged-off:Construction & development | -0.8973% | 4,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2540% | 4,913 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0777% | 3,631 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3177% | 4,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0432% | 4,799 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0437% | 4,741 |
| Percentage Net Loans Charged-off:Construction & development | -1.1182% | 4,712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0813% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1032% | 3,714 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1434% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1382% | 5,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1396% | 5,028 |
| Percentage Net Loans Charged-off:Construction & development | -1.3613% | 4,784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 4,677 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1116% | 3,765 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1844% | 5,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1863% | 5,113 |
| Percentage Net Loans Charged-off:Construction & development | -1.7829% | 4,809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0409% | 4,724 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1267% | 3,808 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1806% | 5,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1825% | 5,183 |
| Percentage Net Loans Charged-off:Construction & development | -1.8052% | 4,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 4,740 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0996% | 3,834 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 4,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3480% | 5,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3515% | 5,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.4985% | 4,857 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7971% | 5,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0673% | 4,988 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0691% | 3,791 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0668% | 4,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0718% | 5,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0725% | 5,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.5377% | 4,901 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0694% | 5,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 4,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0024% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 4,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1370% | 5,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1384% | 5,257 |
| Percentage Net Loans Charged-off:Construction & development | -0.6102% | 4,953 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0726% | 5,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1078% | 5,175 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3852% | 4,028 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 4,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0979% | 5,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0988% | 5,257 |
| Percentage Net Loans Charged-off:Construction & development | -0.5918% | 5,002 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0618% | 5,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0461% | 4,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1024% | 3,964 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 4,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1480% | 5,465 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1491% | 5,421 |
| Percentage Net Loans Charged-off:Construction & development | -0.6782% | 5,094 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0803% | 5,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0975% | 5,301 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2118% | 4,114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0642% | 5,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0177% | 4,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0177% | 4,787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1120% | 5,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1131% | 5,396 |
| Percentage Net Loans Charged-off:Construction & development | -0.6398% | 5,116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0866% | 5,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0482% | 5,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0045% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0633% | 5,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1313% | 5,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1326% | 5,479 |
| Percentage Net Loans Charged-off:Construction & development | -0.7006% | 5,154 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0853% | 5,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0677% | 5,269 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0544% | 3,976 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0715% | 5,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1495% | 5,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1508% | 5,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.7457% | 5,213 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0863% | 5,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0897% | 5,422 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0693% | 4,086 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0953% | 5,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2997% | 5,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3028% | 5,765 |
| Percentage Net Loans Charged-off:Construction & development | -1.2377% | 5,355 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1516% | 5,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2292% | 5,661 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0350% | 4,049 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2806% | 5,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2920% | 5,834 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2951% | 5,804 |
| Percentage Net Loans Charged-off:Construction & development | -1.4509% | 5,418 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1739% | 5,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1828% | 5,673 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0772% | 4,186 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2106% | 5,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3747% | 5,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3788% | 5,889 |
| Percentage Net Loans Charged-off:Construction & development | -1.7743% | 5,463 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2195% | 5,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2515% | 5,794 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0728% | 4,202 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2992% | 5,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2426% | 5,889 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2453% | 5,883 |
| Percentage Net Loans Charged-off:Construction & development | -1.5013% | 5,471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3608% | 5,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0683% | 5,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0903% | 4,251 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0624% | 5,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3386% | 6,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3429% | 5,985 |
| Percentage Net Loans Charged-off:Construction & development | -1.8090% | 5,570 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0268% | 5,332 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2144% | 4,856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1698% | 5,879 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3250% | 4,496 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1251% | 5,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3819% | 6,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3870% | 6,082 |
| Percentage Net Loans Charged-off:Construction & development | -2.1025% | 5,641 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 5,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2084% | 5,979 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4154% | 4,551 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1480% | 5,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4774% | 6,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4840% | 6,166 |
| Percentage Net Loans Charged-off:Construction & development | -2.4941% | 5,688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 1,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2817% | 6,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5867% | 4,602 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1896% | 6,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6279% | 6,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6369% | 6,237 |
| Percentage Net Loans Charged-off:Construction & development | -3.8627% | 5,740 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0819% | 5,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2014% | 6,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4736% | 4,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1174% | 5,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1980% | 2,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2009% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0148% | 1,104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0784% | 5,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3543% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6326% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2675% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5121% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5199% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 1.2156% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0779% | 6,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6103% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3281% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3869% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1037% | 6,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1053% | 6,201 |
| Percentage Net Loans Charged-off:Construction & development | -1.0700% | 5,815 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0754% | 6,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 2,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0942% | 736 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0976% | 1,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0971% | 6,104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0985% | 6,241 |
| Percentage Net Loans Charged-off:Construction & development | -0.8020% | 5,826 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0743% | 6,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4004% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0590% | 6,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2097% | 2,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2105% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.9412% | 849 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2340% | 6,462 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3622% | 5,337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2547% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8183% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 3,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0515% | 5,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0515% | 5,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3610% | 1,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3605% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 1.6018% | 619 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2833% | 6,546 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4734% | 5,388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3918% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1117% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1456% | 2,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7343% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7334% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 2.8051% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0612% | 6,377 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0630% | 5,291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6162% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6352% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2585% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8026% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8017% | 660 |
| Percentage Net Loans Charged-off:Construction & development | 1.7950% | 455 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0611% | 6,475 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1217% | 5,355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0086% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9461% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3160% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0656% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0647% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 5.3860% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1378% | 2,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3535% | 2,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7088% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2156% | 2,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2598% | 756 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2588% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 6.1511% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2001% | 2,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4612% | 1,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9475% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2698% | 2,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4986% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4983% | 1,846 |
| Percentage Net Loans Charged-off:Construction & development | 1.2176% | 1,198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3345% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4620% | 1,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5087% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4433% | 1,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5314% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5311% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | -0.2536% | 6,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6536% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9048% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0418% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8490% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9196% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9201% | 1,741 |
| Percentage Net Loans Charged-off:Construction & development | 1.9910% | 1,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0003% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2914% | 830 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5963% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3024% | 1,477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7340% | 1,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0909% | 6,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0909% | 6,567 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2123% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2131% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 3.3729% | 1,171 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1028% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3747% | 667 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5454% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4063% | 1,186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6122% | 1,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1203% | 6,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1203% | 6,570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2653% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2665% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | 3.7718% | 998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7580% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5475% | 504 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6267% | 1,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6291% | 896 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6255% | 1,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1805% | 6,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1805% | 6,644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5470% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5485% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | 1.2519% | 1,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 1,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6768% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2810% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3849% | 1,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3742% | 6,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3742% | 6,871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9164% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9171% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 9.3985% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5654% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4453% | 310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1694% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1207% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1931% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2053% | 7,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7470% | 196 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7474% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 11.7184% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9507% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7812% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3116% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3211% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3070% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2828% | 7,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6496% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6493% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 8.8995% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3283% | 244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2951% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6462% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1226% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2224% | 7,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1129% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1119% | 449 |
| Percentage Net Loans Charged-off:Construction & development | 7.8487% | 561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6906% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8071% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6330% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1548% | 1,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1529% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 4.6335% | 1,322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3672% | 513 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8990% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1935% | 1,622 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2434% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2788% | 7,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5069% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5056% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 3.1691% | 1,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8097% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1583% | 1,400 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1283% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3881% | 7,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2866% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2853% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 3.1279% | 1,157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1382% | 2,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2411% | 1,053 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 2,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3069% | 7,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0343% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0335% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 2.3811% | 886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4369% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5020% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4051% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6557% | 7,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4872% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4874% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.9303% | 1,622 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 7,777 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 6,218 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3916% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0432% | 5,978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5885% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8673% | 8,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4107% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4112% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 1.0248% | 1,080 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 7,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 2,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0503% | 5,988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1693% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9642% | 8,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1640% | 3,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1655% | 1,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.4063% | 1,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 2,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0676% | 5,995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0944% | 1,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5008% | 8,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 2,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2089% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.5896% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 7,990 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1102% | 5,977 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 7,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3756% | 8,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1133% | 8,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,977 |
| Percentage Net Loans Charged-off:Construction & development | -0.0300% | 7,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 2,299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 6,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1069% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3501% | 8,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 6,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 3,357 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 7,581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1078% | 8,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0895% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 5,989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1561% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2995% | 7,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 4,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 2,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 7,600 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1021% | 8,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1489% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0301% | 5,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2588% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2125% | 7,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0317% | 7,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0316% | 8,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.0143% | 7,626 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1032% | 8,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 7,885 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0266% | 5,973 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 7,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0431% | 8,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0395% | 8,218 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 7,686 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1034% | 8,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0392% | 8,160 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0279% | 6,037 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0462% | 8,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3936% | 8,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0472% | 8,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0441% | 8,208 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 7,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1104% | 8,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0446% | 8,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0282% | 6,027 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0549% | 8,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1733% | 8,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0334% | 7,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0298% | 8,106 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 7,684 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0416% | 8,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0583% | 8,250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 6,001 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0765% | 8,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3570% | 8,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0229% | 7,257 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 8,067 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 7,650 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0401% | 8,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 8,152 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0306% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0309% | 8,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7763% | 8,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0819% | 8,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0746% | 8,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.0878% | 7,852 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0518% | 8,220 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0161% | 6,334 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1218% | 8,489 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1351% | 6,091 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1154% | 8,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6356% | 8,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0873% | 8,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0800% | 8,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.1144% | 7,851 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0564% | 8,239 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0237% | 6,311 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1058% | 8,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1769% | 6,057 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0736% | 8,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4823% | 8,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0710% | 8,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0637% | 8,356 |
| Percentage Net Loans Charged-off:Construction & development | -0.0188% | 7,724 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0559% | 8,259 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0407% | 6,260 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1384% | 8,483 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2574% | 5,996 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0887% | 8,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5239% | 8,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0905% | 8,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0835% | 8,476 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 7,746 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0551% | 8,362 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0963% | 6,241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1962% | 8,583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5022% | 6,001 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0816% | 8,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2124% | 8,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8900% | 8,887 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8735% | 8,829 |
| Percentage Net Loans Charged-off:Construction & development | -3.0440% | 8,036 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5486% | 8,637 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6232% | 6,452 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1477% | 8,654 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2452% | 6,084 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1225% | 8,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -3.6870% | 8,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1651% | 8,931 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1446% | 8,874 |
| Percentage Net Loans Charged-off:Construction & development | -4.1415% | 8,036 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7320% | 8,683 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7900% | 6,402 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1712% | 8,687 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3110% | 6,057 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1380% | 8,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4591% | 8,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.4392% | 8,981 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.4147% | 8,925 |
| Percentage Net Loans Charged-off:Construction & development | -6.3089% | 8,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1662% | 6,371 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1595% | 8,704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1225% | 6,005 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1677% | 8,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -5.3687% | 8,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0239% | 7,588 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,866 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 7,842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0591% | 6,277 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2335% | 8,772 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1453% | 5,959 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2510% | 8,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -6.9717% | 8,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 5,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 2,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0274% | 7,999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8476% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9589% | 6,550 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 8,460 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7602% | 6,093 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0983% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7725% | 9,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1860% | 3,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1968% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0246% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2882% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5211% | 6,524 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9500% | 6,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2561% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.8529% | 9,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3862% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3945% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0517% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9314% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7866% | 6,468 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3038% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4909% | 6,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4320% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3077% | 9,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1567% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1556% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 0.1253% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9388% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1055% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7730% | 5,948 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4142% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8837% | 8,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4075% | 9,226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4054% | 9,155 |
| Percentage Net Loans Charged-off:Construction & development | -0.2212% | 8,176 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.3404% | 9,037 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4489% | 6,599 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0957% | 1,717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1510% | 6,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1384% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1714% | 8,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2423% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2492% | 787 |
| Percentage Net Loans Charged-off:Construction & development | -0.0288% | 8,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1239% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0506% | 6,631 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3557% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1703% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3913% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7925% | 9,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2311% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2336% | 14 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9113% | 11 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3090% | 6 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1327% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8539% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8641% | 6 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7923% | 5 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3303% | 2 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1567% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6573% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5818% | 3 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8117% | 2 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4975% | 3 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8948% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5679% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4772% | 8 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1151% | 5 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4364% | 6 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8365% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2667% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1679% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0550% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2258% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3340% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2122% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2392% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6885% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6337% | 115 |
| Percentage Net Loans Charged-off:Construction & development | 0.4549% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8017% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6499% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8204% | 37 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1168% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2577% | 3,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3655% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4616% | 114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5128% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4550% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -4.8715% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 8,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0112% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3455% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1495% | 8,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1081% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1258% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2018% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |