Home > Finance and Thrift Company > Income and Expense
Finance and Thrift Company, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,956,000 | 1,571 |
| Total interest expense | $453,000 | 2,638 |
| Net interest income | $7,503,000 | 1,485 |
| Provision for loan and lease losses | $2,509,000 | 207 |
| Total noninterest income | $1,237,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $0 | 6,182 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,237,000 | 1,347 |
| Total noninterest expense | $6,195,000 | 1,573 |
| Salaries and employee benefits | $2,365,000 | 2,176 |
| Premises and equipment expense | $339,000 | 2,920 |
| Additional noninterest expense | $3,491,000 | 936 |
| Pre-tax net operating income | $36,000 | 5,863 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $148,000 | 2,727 |
| Income before extraordinary items | $-112,000 | 6,153 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-112,000 | 6,153 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-112,000 | 6,153 |
| Net charge-offs | $2,075,000 | 211 |
| Cash dividends | $175,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-112,000 | 6,134 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 1,582 |
| Total interest expense | $230,000 | 2,636 |
| Net interest income | $3,691,000 | 1,506 |
| Provision for loan and lease losses | $1,235,000 | 195 |
| Total noninterest income | $732,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $732,000 | 1,164 |
| Total noninterest expense | $3,028,000 | 1,603 |
| Salaries and employee benefits | $1,178,000 | 2,187 |
| Premises and equipment expense | $168,000 | 2,968 |
| Additional noninterest expense | $1,682,000 | 954 |
| Pre-tax net operating income | $160,000 | 4,750 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $25,000 | 3,429 |
| Income before extraordinary items | $135,000 | 4,792 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $135,000 | 4,794 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $135,000 | 4,796 |
| Net charge-offs | $1,223,000 | 183 |
| Cash dividends | $100,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $135,000 | 4,725 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,941,000 | 1,555 |
| Total interest expense | $991,000 | 2,587 |
| Net interest income | $14,950,000 | 1,477 |
| Provision for loan and lease losses | $5,130,000 | 213 |
| Total noninterest income | $2,560,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,560,000 | 1,231 |
| Total noninterest expense | $10,507,000 | 1,806 |
| Salaries and employee benefits | $4,283,000 | 2,346 |
| Premises and equipment expense | $741,000 | 2,803 |
| Additional noninterest expense | $5,483,000 | 1,200 |
| Pre-tax net operating income | $1,873,000 | 3,090 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $678,000 | 1,926 |
| Income before extraordinary items | $1,195,000 | 3,645 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,195,000 | 3,646 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,195,000 | 3,647 |
| Net charge-offs | $5,052,000 | 235 |
| Cash dividends | $290,000 | 3,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,195,000 | 3,584 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,916,000 | 1,566 |
| Total interest expense | $748,000 | 2,612 |
| Net interest income | $11,168,000 | 1,487 |
| Provision for loan and lease losses | $3,692,000 | 212 |
| Total noninterest income | $2,047,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,047,000 | 1,183 |
| Total noninterest expense | $8,360,000 | 1,715 |
| Salaries and employee benefits | $3,251,000 | 2,328 |
| Premises and equipment expense | $560,000 | 2,818 |
| Additional noninterest expense | $4,549,000 | 1,090 |
| Pre-tax net operating income | $1,163,000 | 3,495 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $393,000 | 2,213 |
| Income before extraordinary items | $770,000 | 3,972 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $770,000 | 3,975 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $770,000 | 3,975 |
| Net charge-offs | $3,774,000 | 233 |
| Cash dividends | $290,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $770,000 | 3,919 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,899,000 | 1,572 |
| Total interest expense | $509,000 | 2,605 |
| Net interest income | $7,390,000 | 1,490 |
| Provision for loan and lease losses | $2,347,000 | 223 |
| Total noninterest income | $1,450,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,450,000 | 1,124 |
| Total noninterest expense | $5,754,000 | 1,661 |
| Salaries and employee benefits | $2,305,000 | 2,209 |
| Premises and equipment expense | $370,000 | 2,861 |
| Additional noninterest expense | $3,079,000 | 1,056 |
| Pre-tax net operating income | $739,000 | 3,520 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $224,000 | 2,306 |
| Income before extraordinary items | $515,000 | 3,898 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $515,000 | 3,904 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $515,000 | 3,904 |
| Net charge-offs | $2,171,000 | 264 |
| Cash dividends | $190,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $515,000 | 3,845 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 1,588 |
| Total interest expense | $259,000 | 2,605 |
| Net interest income | $3,648,000 | 1,497 |
| Provision for loan and lease losses | $1,171,000 | 226 |
| Total noninterest income | $808,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $808,000 | 999 |
| Total noninterest expense | $2,979,000 | 1,615 |
| Salaries and employee benefits | $1,169,000 | 2,204 |
| Premises and equipment expense | $186,000 | 2,896 |
| Additional noninterest expense | $1,624,000 | 992 |
| Pre-tax net operating income | $306,000 | 3,788 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $76,000 | 2,599 |
| Income before extraordinary items | $230,000 | 4,016 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $230,000 | 4,018 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $230,000 | 4,018 |
| Net charge-offs | $1,238,000 | 252 |
| Cash dividends | $115,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $230,000 | 3,976 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,972,000 | 1,564 |
| Total interest expense | $1,151,000 | 2,652 |
| Net interest income | $14,821,000 | 1,469 |
| Provision for loan and lease losses | $5,111,000 | 262 |
| Total noninterest income | $2,333,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,333,000 | 1,365 |
| Total noninterest expense | $10,559,000 | 1,810 |
| Salaries and employee benefits | $4,589,000 | 2,218 |
| Premises and equipment expense | $821,000 | 2,651 |
| Additional noninterest expense | $5,149,000 | 1,305 |
| Pre-tax net operating income | $1,484,000 | 3,431 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $313,000 | 2,587 |
| Income before extraordinary items | $1,171,000 | 3,605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,171,000 | 3,607 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,171,000 | 3,609 |
| Net charge-offs | $4,587,000 | 364 |
| Cash dividends | $328,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,171,000 | 3,563 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,014,000 | 1,571 |
| Total interest expense | $877,000 | 2,698 |
| Net interest income | $11,137,000 | 1,465 |
| Provision for loan and lease losses | $3,328,000 | 302 |
| Total noninterest income | $1,773,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,773,000 | 1,381 |
| Total noninterest expense | $8,207,000 | 1,756 |
| Salaries and employee benefits | $3,574,000 | 2,140 |
| Premises and equipment expense | $623,000 | 2,646 |
| Additional noninterest expense | $4,010,000 | 1,250 |
| Pre-tax net operating income | $1,375,000 | 3,091 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $433,000 | 2,056 |
| Income before extraordinary items | $942,000 | 3,531 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $942,000 | 3,533 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $942,000 | 3,535 |
| Net charge-offs | $2,944,000 | 435 |
| Cash dividends | $219,000 | 2,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $942,000 | 3,451 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,009,000 | 1,567 |
| Total interest expense | $589,000 | 2,743 |
| Net interest income | $7,420,000 | 1,449 |
| Provision for loan and lease losses | $2,142,000 | 331 |
| Total noninterest income | $1,147,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,147,000 | 1,447 |
| Total noninterest expense | $5,571,000 | 1,727 |
| Salaries and employee benefits | $2,475,000 | 2,070 |
| Premises and equipment expense | $426,000 | 2,612 |
| Additional noninterest expense | $2,670,000 | 1,246 |
| Pre-tax net operating income | $854,000 | 3,205 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $270,000 | 2,130 |
| Income before extraordinary items | $584,000 | 3,662 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $584,000 | 3,665 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $584,000 | 3,665 |
| Net charge-offs | $1,900,000 | 475 |
| Cash dividends | $145,000 | 2,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $584,000 | 3,554 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 1,543 |
| Total interest expense | $294,000 | 2,824 |
| Net interest income | $3,808,000 | 1,412 |
| Provision for loan and lease losses | $1,071,000 | 363 |
| Total noninterest income | $564,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $564,000 | 1,444 |
| Total noninterest expense | $2,882,000 | 1,680 |
| Salaries and employee benefits | $1,287,000 | 2,014 |
| Premises and equipment expense | $211,000 | 2,660 |
| Additional noninterest expense | $1,384,000 | 1,188 |
| Pre-tax net operating income | $419,000 | 3,213 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $136,000 | 2,097 |
| Income before extraordinary items | $283,000 | 3,679 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $283,000 | 3,679 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $283,000 | 3,681 |
| Net charge-offs | $1,191,000 | 405 |
| Cash dividends | $71,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $283,000 | 3,578 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,927,000 | 1,568 |
| Total interest expense | $1,260,000 | 3,101 |
| Net interest income | $15,667,000 | 1,400 |
| Provision for loan and lease losses | $4,230,000 | 585 |
| Total noninterest income | $1,390,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,000 | 6,869 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,388,000 | 1,943 |
| Total noninterest expense | $9,600,000 | 1,996 |
| Salaries and employee benefits | $4,836,000 | 2,073 |
| Premises and equipment expense | $891,000 | 2,512 |
| Additional noninterest expense | $3,873,000 | 1,719 |
| Pre-tax net operating income | $3,227,000 | 1,963 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,051,000 | 1,430 |
| Income before extraordinary items | $2,176,000 | 2,434 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,176,000 | 2,434 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,176,000 | 2,435 |
| Net charge-offs | $4,283,000 | 648 |
| Cash dividends | $428,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,176,000 | 2,305 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,876,000 | 1,578 |
| Total interest expense | $957,000 | 3,177 |
| Net interest income | $11,919,000 | 1,388 |
| Provision for loan and lease losses | $3,060,000 | 613 |
| Total noninterest income | $1,085,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,000 | 6,970 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,084,000 | 1,888 |
| Total noninterest expense | $7,401,000 | 1,934 |
| Salaries and employee benefits | $3,826,000 | 1,977 |
| Premises and equipment expense | $677,000 | 2,505 |
| Additional noninterest expense | $2,898,000 | 1,723 |
| Pre-tax net operating income | $2,543,000 | 1,947 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,009,000 | 1,218 |
| Income before extraordinary items | $1,534,000 | 2,599 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,534,000 | 2,600 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,534,000 | 2,600 |
| Net charge-offs | $2,922,000 | 681 |
| Cash dividends | $205,000 | 2,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,534,000 | 2,475 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,648,000 | 1,579 |
| Total interest expense | $656,000 | 3,200 |
| Net interest income | $7,992,000 | 1,382 |
| Provision for loan and lease losses | $2,040,000 | 628 |
| Total noninterest income | $751,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,000 | 7,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $750,000 | 1,831 |
| Total noninterest expense | $4,787,000 | 1,999 |
| Salaries and employee benefits | $2,456,000 | 2,042 |
| Premises and equipment expense | $460,000 | 2,477 |
| Additional noninterest expense | $1,871,000 | 1,785 |
| Pre-tax net operating income | $1,916,000 | 1,742 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $771,000 | 1,094 |
| Income before extraordinary items | $1,145,000 | 2,357 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,145,000 | 2,357 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,145,000 | 2,357 |
| Net charge-offs | $1,713,000 | 772 |
| Cash dividends | $137,000 | 2,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,145,000 | 2,219 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 1,578 |
| Total interest expense | $336,000 | 3,254 |
| Net interest income | $4,032,000 | 1,374 |
| Provision for loan and lease losses | $870,000 | 696 |
| Total noninterest income | $396,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $396,000 | 1,766 |
| Total noninterest expense | $2,364,000 | 2,022 |
| Salaries and employee benefits | $1,228,000 | 2,046 |
| Premises and equipment expense | $230,000 | 2,493 |
| Additional noninterest expense | $906,000 | 1,828 |
| Pre-tax net operating income | $1,194,000 | 1,452 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $490,000 | 904 |
| Income before extraordinary items | $704,000 | 2,001 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $704,000 | 2,002 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $704,000 | 2,003 |
| Net charge-offs | $1,085,000 | 635 |
| Cash dividends | $65,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $704,000 | 1,900 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,638,000 | 1,609 |
| Total interest expense | $1,416,000 | 3,582 |
| Net interest income | $16,222,000 | 1,372 |
| Provision for loan and lease losses | $4,014,000 | 944 |
| Total noninterest income | $1,554,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,000 | 6,938 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,551,000 | 1,615 |
| Total noninterest expense | $10,487,000 | 1,837 |
| Salaries and employee benefits | $5,094,000 | 1,906 |
| Premises and equipment expense | $1,191,000 | 2,079 |
| Additional noninterest expense | $4,202,000 | 1,626 |
| Pre-tax net operating income | $3,275,000 | 1,694 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,180,000 | 1,199 |
| Income before extraordinary items | $2,095,000 | 2,168 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,095,000 | 2,168 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,095,000 | 2,168 |
| Net charge-offs | $3,351,000 | 1,106 |
| Cash dividends | $269,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,095,000 | 2,097 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,157,000 | 1,632 |
| Total interest expense | $1,066,000 | 3,676 |
| Net interest income | $12,091,000 | 1,382 |
| Provision for loan and lease losses | $3,144,000 | 904 |
| Total noninterest income | $1,095,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,000 | 6,992 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,093,000 | 1,662 |
| Total noninterest expense | $8,048,000 | 1,801 |
| Salaries and employee benefits | $3,865,000 | 1,893 |
| Premises and equipment expense | $886,000 | 2,105 |
| Additional noninterest expense | $3,297,000 | 1,547 |
| Pre-tax net operating income | $1,994,000 | 2,092 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $764,000 | 1,338 |
| Income before extraordinary items | $1,230,000 | 2,679 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,230,000 | 2,681 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,230,000 | 2,681 |
| Net charge-offs | $2,007,000 | 1,220 |
| Cash dividends | $200,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,230,000 | 2,582 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,572,000 | 1,688 |
| Total interest expense | $714,000 | 3,761 |
| Net interest income | $7,858,000 | 1,428 |
| Provision for loan and lease losses | $2,274,000 | 844 |
| Total noninterest income | $854,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,000 | 7,043 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $853,000 | 1,499 |
| Total noninterest expense | $5,517,000 | 1,768 |
| Salaries and employee benefits | $2,694,000 | 1,822 |
| Premises and equipment expense | $602,000 | 2,103 |
| Additional noninterest expense | $2,221,000 | 1,558 |
| Pre-tax net operating income | $921,000 | 2,679 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $342,000 | 1,668 |
| Income before extraordinary items | $579,000 | 3,258 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $579,000 | 3,259 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $579,000 | 3,259 |
| Net charge-offs | $1,097,000 | 1,396 |
| Cash dividends | $131,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $579,000 | 3,173 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,206,000 | 1,732 |
| Total interest expense | $362,000 | 3,832 |
| Net interest income | $3,844,000 | 1,453 |
| Provision for loan and lease losses | $1,404,000 | 679 |
| Total noninterest income | $433,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,000 | 7,020 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $432,000 | 1,488 |
| Total noninterest expense | $2,747,000 | 1,792 |
| Salaries and employee benefits | $1,359,000 | 1,825 |
| Premises and equipment expense | $309,000 | 2,069 |
| Additional noninterest expense | $1,079,000 | 1,608 |
| Pre-tax net operating income | $126,000 | 4,862 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $33,000 | 3,121 |
| Income before extraordinary items | $93,000 | 5,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $93,000 | 5,112 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $93,000 | 5,114 |
| Net charge-offs | $457,000 | 1,411 |
| Cash dividends | $57,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $93,000 | 5,051 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,884,000 | 1,789 |
| Total interest expense | $1,599,000 | 4,114 |
| Net interest income | $15,285,000 | 1,471 |
| Provision for loan and lease losses | $3,800,000 | 1,382 |
| Total noninterest income | $1,276,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 6,780 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,274,000 | 1,883 |
| Total noninterest expense | $10,047,000 | 1,944 |
| Salaries and employee benefits | $5,081,000 | 1,910 |
| Premises and equipment expense | $1,341,000 | 1,911 |
| Additional noninterest expense | $3,625,000 | 1,955 |
| Pre-tax net operating income | $2,714,000 | 1,768 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $923,000 | 1,306 |
| Income before extraordinary items | $1,791,000 | 2,208 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,791,000 | 2,210 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,791,000 | 2,211 |
| Net charge-offs | $4,709,000 | 1,079 |
| Cash dividends | $680,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,791,000 | 2,127 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,729,000 | 1,816 |
| Total interest expense | $1,216,000 | 4,220 |
| Net interest income | $11,513,000 | 1,482 |
| Provision for loan and lease losses | $2,610,000 | 1,395 |
| Total noninterest income | $917,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,000 | 6,877 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $916,000 | 1,904 |
| Total noninterest expense | $7,604,000 | 1,921 |
| Salaries and employee benefits | $4,085,000 | 1,799 |
| Premises and equipment expense | $1,005,000 | 1,932 |
| Additional noninterest expense | $2,514,000 | 2,052 |
| Pre-tax net operating income | $2,216,000 | 1,769 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $907,000 | 1,080 |
| Income before extraordinary items | $1,309,000 | 2,390 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,309,000 | 2,388 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,309,000 | 2,392 |
| Net charge-offs | $3,914,000 | 927 |
| Cash dividends | $104,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,309,000 | 2,274 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,493,000 | 1,843 |
| Total interest expense | $822,000 | 4,272 |
| Net interest income | $7,671,000 | 1,484 |
| Provision for loan and lease losses | $1,740,000 | 1,387 |
| Total noninterest income | $567,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,000 | 6,923 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $566,000 | 1,940 |
| Total noninterest expense | $5,022,000 | 1,957 |
| Salaries and employee benefits | $2,773,000 | 1,770 |
| Premises and equipment expense | $649,000 | 2,000 |
| Additional noninterest expense | $1,600,000 | 2,135 |
| Pre-tax net operating income | $1,476,000 | 1,742 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $604,000 | 1,053 |
| Income before extraordinary items | $872,000 | 2,353 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $872,000 | 2,349 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $872,000 | 2,352 |
| Net charge-offs | $1,158,000 | 1,587 |
| Cash dividends | $59,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $872,000 | 2,258 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 1,904 |
| Total interest expense | $415,000 | 4,378 |
| Net interest income | $3,803,000 | 1,513 |
| Provision for loan and lease losses | $870,000 | 1,293 |
| Total noninterest income | $291,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,000 | 6,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $290,000 | 1,879 |
| Total noninterest expense | $2,532,000 | 1,954 |
| Salaries and employee benefits | $1,449,000 | 1,730 |
| Premises and equipment expense | $331,000 | 2,034 |
| Additional noninterest expense | $752,000 | 2,249 |
| Pre-tax net operating income | $692,000 | 1,845 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $283,000 | 1,097 |
| Income before extraordinary items | $409,000 | 2,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $409,000 | 2,517 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $409,000 | 2,519 |
| Net charge-offs | $931,000 | 1,090 |
| Cash dividends | $14,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $409,000 | 2,419 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,791,000 | 2,141 |
| Total interest expense | $2,282,000 | 4,118 |
| Net interest income | $13,509,000 | 1,666 |
| Provision for loan and lease losses | $3,328,000 | 1,846 |
| Total noninterest income | $686,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $72,000 | 6,138 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $614,000 | 2,865 |
| Total noninterest expense | $9,779,000 | 2,065 |
| Salaries and employee benefits | $5,372,000 | 1,841 |
| Premises and equipment expense | $1,369,000 | 1,965 |
| Additional noninterest expense | $3,038,000 | 2,319 |
| Pre-tax net operating income | $1,088,000 | 2,858 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $449,000 | 1,644 |
| Income before extraordinary items | $639,000 | 3,510 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $639,000 | 3,509 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $639,000 | 3,509 |
| Net charge-offs | $3,847,000 | 1,376 |
| Cash dividends | $34,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $639,000 | 3,444 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,904,000 | 2,168 |
| Total interest expense | $1,805,000 | 4,122 |
| Net interest income | $10,099,000 | 1,668 |
| Provision for loan and lease losses | $2,709,000 | 1,574 |
| Total noninterest income | $443,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $60,000 | 6,072 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $383,000 | 3,257 |
| Total noninterest expense | $7,515,000 | 2,006 |
| Salaries and employee benefits | $4,252,000 | 1,768 |
| Premises and equipment expense | $1,024,000 | 1,981 |
| Additional noninterest expense | $2,239,000 | 2,329 |
| Pre-tax net operating income | $318,000 | 4,468 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $131,000 | 2,675 |
| Income before extraordinary items | $187,000 | 4,912 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $187,000 | 4,910 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $187,000 | 4,911 |
| Net charge-offs | $3,228,000 | 1,129 |
| Cash dividends | $20,000 | 4,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $187,000 | 4,856 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,133,000 | 2,160 |
| Total interest expense | $1,275,000 | 4,086 |
| Net interest income | $6,858,000 | 1,650 |
| Provision for loan and lease losses | $1,730,000 | 1,537 |
| Total noninterest income | $315,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $40,000 | 6,076 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $275,000 | 3,135 |
| Total noninterest expense | $5,034,000 | 2,021 |
| Salaries and employee benefits | $2,952,000 | 1,730 |
| Premises and equipment expense | $663,000 | 2,060 |
| Additional noninterest expense | $1,419,000 | 2,457 |
| Pre-tax net operating income | $409,000 | 3,641 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $169,000 | 2,141 |
| Income before extraordinary items | $240,000 | 4,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $240,000 | 4,305 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $240,000 | 4,305 |
| Net charge-offs | $2,304,000 | 1,035 |
| Cash dividends | $11,000 | 3,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $240,000 | 4,195 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,183,000 | 2,125 |
| Total interest expense | $670,000 | 4,069 |
| Net interest income | $3,513,000 | 1,591 |
| Provision for loan and lease losses | $1,001,000 | 1,177 |
| Total noninterest income | $185,000 | 3,977 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $185,000 | 2,623 |
| Total noninterest expense | $2,488,000 | 2,001 |
| Salaries and employee benefits | $1,506,000 | 1,720 |
| Premises and equipment expense | $336,000 | 2,075 |
| Additional noninterest expense | $646,000 | 2,400 |
| Pre-tax net operating income | $209,000 | 3,967 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $86,000 | 2,332 |
| Income before extraordinary items | $123,000 | 4,654 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $123,000 | 4,658 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $123,000 | 4,657 |
| Net charge-offs | $1,350,000 | 793 |
| Cash dividends | $6,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $123,000 | 4,486 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,791,000 | 2,026 |
| Total interest expense | $3,434,000 | 3,891 |
| Net interest income | $15,357,000 | 1,452 |
| Provision for loan and lease losses | $6,635,000 | 818 |
| Total noninterest income | $1,467,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,467,000 | 1,620 |
| Total noninterest expense | $9,409,000 | 2,050 |
| Salaries and employee benefits | $4,969,000 | 2,048 |
| Premises and equipment expense | $1,373,000 | 1,988 |
| Additional noninterest expense | $3,067,000 | 1,972 |
| Pre-tax net operating income | $780,000 | 4,217 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $326,000 | 2,294 |
| Income before extraordinary items | $454,000 | 4,599 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $454,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,129,000 | 581 |
| Cash dividends | $157,000 | 4,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $454,000 | 4,758 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,285,000 | 2,045 |
| Total interest expense | $2,696,000 | 3,886 |
| Net interest income | $11,589,000 | 1,465 |
| Provision for loan and lease losses | $5,369,000 | 629 |
| Total noninterest income | $1,234,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,234,000 | 1,568 |
| Total noninterest expense | $7,408,000 | 1,935 |
| Salaries and employee benefits | $4,146,000 | 1,865 |
| Premises and equipment expense | $1,029,000 | 1,985 |
| Additional noninterest expense | $2,233,000 | 1,955 |
| Pre-tax net operating income | $46,000 | 6,599 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $19,000 | 4,622 |
| Income before extraordinary items | $27,000 | 6,505 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $27,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,383,000 | 486 |
| Cash dividends | $152,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $27,000 | 6,666 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,551,000 | 2,074 |
| Total interest expense | $1,927,000 | 3,836 |
| Net interest income | $7,624,000 | 1,466 |
| Provision for loan and lease losses | $2,942,000 | 615 |
| Total noninterest income | $934,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $934,000 | 1,472 |
| Total noninterest expense | $4,915,000 | 1,949 |
| Salaries and employee benefits | $2,751,000 | 1,898 |
| Premises and equipment expense | $667,000 | 2,037 |
| Additional noninterest expense | $1,497,000 | 1,923 |
| Pre-tax net operating income | $701,000 | 3,692 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $289,000 | 2,261 |
| Income before extraordinary items | $412,000 | 4,413 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $412,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,708,000 | 461 |
| Cash dividends | $142,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $412,000 | 4,356 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 2,115 |
| Total interest expense | $1,031,000 | 3,828 |
| Net interest income | $3,763,000 | 1,472 |
| Provision for loan and lease losses | $1,616,000 | 448 |
| Total noninterest income | $563,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $563,000 | 1,295 |
| Total noninterest expense | $2,410,000 | 1,990 |
| Salaries and employee benefits | $1,389,000 | 1,902 |
| Premises and equipment expense | $328,000 | 2,065 |
| Additional noninterest expense | $693,000 | 2,028 |
| Pre-tax net operating income | $300,000 | 4,160 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $124,000 | 2,551 |
| Income before extraordinary items | $176,000 | 4,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $176,000 | 4,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,339,000 | 371 |
| Cash dividends | $89,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $176,000 | 4,825 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,920,000 | 2,099 |
| Total interest expense | $4,256,000 | 3,854 |
| Net interest income | $15,664,000 | 1,424 |
| Provision for loan and lease losses | $3,905,000 | 507 |
| Total noninterest income | $1,336,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,336,000 | 1,824 |
| Total noninterest expense | $10,071,000 | 1,836 |
| Salaries and employee benefits | $5,600,000 | 1,801 |
| Premises and equipment expense | $1,312,000 | 1,995 |
| Additional noninterest expense | $3,159,000 | 1,749 |
| Pre-tax net operating income | $3,024,000 | 2,456 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,248,000 | 1,608 |
| Income before extraordinary items | $1,776,000 | 3,069 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,776,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,553,000 | 520 |
| Cash dividends | $290,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,776,000 | 3,059 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,840,000 | 2,120 |
| Total interest expense | $3,191,000 | 3,860 |
| Net interest income | $11,649,000 | 1,457 |
| Provision for loan and lease losses | $2,609,000 | 416 |
| Total noninterest income | $962,000 | 3,002 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $962,000 | 1,878 |
| Total noninterest expense | $7,745,000 | 1,775 |
| Salaries and employee benefits | $4,438,000 | 1,697 |
| Premises and equipment expense | $978,000 | 1,980 |
| Additional noninterest expense | $2,329,000 | 1,741 |
| Pre-tax net operating income | $2,257,000 | 2,614 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $931,000 | 1,726 |
| Income before extraordinary items | $1,326,000 | 3,235 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,326,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,047,000 | 398 |
| Cash dividends | $201,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,326,000 | 3,222 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,842,000 | 2,138 |
| Total interest expense | $2,116,000 | 3,888 |
| Net interest income | $7,726,000 | 1,479 |
| Provision for loan and lease losses | $1,482,000 | 430 |
| Total noninterest income | $635,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $635,000 | 1,903 |
| Total noninterest expense | $5,122,000 | 1,802 |
| Salaries and employee benefits | $2,950,000 | 1,741 |
| Premises and equipment expense | $658,000 | 1,977 |
| Additional noninterest expense | $1,514,000 | 1,794 |
| Pre-tax net operating income | $1,757,000 | 2,386 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $725,000 | 1,614 |
| Income before extraordinary items | $1,032,000 | 2,972 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,032,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,334,000 | 370 |
| Cash dividends | $115,000 | 4,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,032,000 | 2,957 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,882,000 | 2,152 |
| Total interest expense | $1,045,000 | 3,893 |
| Net interest income | $3,837,000 | 1,491 |
| Provision for loan and lease losses | $715,000 | 384 |
| Total noninterest income | $311,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $311,000 | 1,905 |
| Total noninterest expense | $2,650,000 | 1,751 |
| Salaries and employee benefits | $1,522,000 | 1,711 |
| Premises and equipment expense | $355,000 | 1,865 |
| Additional noninterest expense | $773,000 | 1,737 |
| Pre-tax net operating income | $783,000 | 2,597 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $323,000 | 1,770 |
| Income before extraordinary items | $460,000 | 3,195 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $460,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $591,000 | 371 |
| Cash dividends | $70,000 | 3,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $460,000 | 3,168 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,806,000 | 2,097 |
| Total interest expense | $3,542,000 | 3,881 |
| Net interest income | $15,264,000 | 1,494 |
| Provision for loan and lease losses | $2,638,000 | 434 |
| Total noninterest income | $1,067,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,067,000 | 2,125 |
| Total noninterest expense | $10,385,000 | 1,715 |
| Salaries and employee benefits | $5,862,000 | 1,668 |
| Premises and equipment expense | $1,310,000 | 1,922 |
| Additional noninterest expense | $3,213,000 | 1,632 |
| Pre-tax net operating income | $3,308,000 | 2,603 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,365,000 | 1,801 |
| Income before extraordinary items | $1,943,000 | 3,164 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,943,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,109,000 | 373 |
| Cash dividends | $578,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,943,000 | 3,147 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,780,000 | 2,129 |
| Total interest expense | $2,525,000 | 3,928 |
| Net interest income | $11,255,000 | 1,537 |
| Provision for loan and lease losses | $1,890,000 | 418 |
| Total noninterest income | $538,000 | 4,311 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $538,000 | 2,750 |
| Total noninterest expense | $7,690,000 | 1,736 |
| Salaries and employee benefits | $4,347,000 | 1,691 |
| Premises and equipment expense | $963,000 | 1,968 |
| Additional noninterest expense | $2,380,000 | 1,657 |
| Pre-tax net operating income | $2,213,000 | 2,911 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $913,000 | 2,001 |
| Income before extraordinary items | $1,300,000 | 3,539 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,300,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,389,000 | 357 |
| Cash dividends | $367,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,300,000 | 3,524 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,951,000 | 2,144 |
| Total interest expense | $1,563,000 | 3,999 |
| Net interest income | $7,388,000 | 1,560 |
| Provision for loan and lease losses | $1,136,000 | 455 |
| Total noninterest income | $332,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $332,000 | 2,833 |
| Total noninterest expense | $5,239,000 | 1,710 |
| Salaries and employee benefits | $3,063,000 | 1,615 |
| Premises and equipment expense | $610,000 | 2,057 |
| Additional noninterest expense | $1,566,000 | 1,690 |
| Pre-tax net operating income | $1,345,000 | 3,103 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $555,000 | 2,158 |
| Income before extraordinary items | $790,000 | 3,781 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $790,000 | 3,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $829,000 | 390 |
| Cash dividends | $262,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $790,000 | 3,773 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 2,133 |
| Total interest expense | $729,000 | 4,070 |
| Net interest income | $3,668,000 | 1,559 |
| Provision for loan and lease losses | $409,000 | 601 |
| Total noninterest income | $176,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $176,000 | 2,710 |
| Total noninterest expense | $2,574,000 | 1,735 |
| Salaries and employee benefits | $1,526,000 | 1,624 |
| Premises and equipment expense | $301,000 | 2,096 |
| Additional noninterest expense | $747,000 | 1,750 |
| Pre-tax net operating income | $861,000 | 2,562 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $355,000 | 1,802 |
| Income before extraordinary items | $506,000 | 3,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 442 |
| Cash dividends | $156,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $506,000 | 3,104 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,596,000 | 1,912 |
| Total interest expense | $2,554,000 | 3,756 |
| Net interest income | $15,042,000 | 1,461 |
| Provision for loan and lease losses | $852,000 | 1,195 |
| Total noninterest income | $693,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $693,000 | 2,795 |
| Total noninterest expense | $9,839,000 | 1,730 |
| Salaries and employee benefits | $5,938,000 | 1,574 |
| Premises and equipment expense | $1,138,000 | 2,107 |
| Additional noninterest expense | $2,763,000 | 1,828 |
| Pre-tax net operating income | $5,044,000 | 1,854 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,081,000 | 1,317 |
| Income before extraordinary items | $2,963,000 | 2,271 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,963,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,434,000 | 518 |
| Cash dividends | $1,036,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,963,000 | 2,233 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,224,000 | 1,859 |
| Total interest expense | $1,833,000 | 3,737 |
| Net interest income | $11,391,000 | 1,412 |
| Provision for loan and lease losses | $674,000 | 1,112 |
| Total noninterest income | $434,000 | 4,915 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $434,000 | 3,133 |
| Total noninterest expense | $7,636,000 | 1,659 |
| Salaries and employee benefits | $4,745,000 | 1,462 |
| Premises and equipment expense | $851,000 | 2,096 |
| Additional noninterest expense | $2,040,000 | 1,830 |
| Pre-tax net operating income | $3,515,000 | 1,975 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,450,000 | 1,420 |
| Income before extraordinary items | $2,065,000 | 2,424 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,065,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,015,000 | 487 |
| Cash dividends | $443,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,065,000 | 2,395 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,858,000 | 1,793 |
| Total interest expense | $1,160,000 | 3,718 |
| Net interest income | $7,698,000 | 1,387 |
| Provision for loan and lease losses | $341,000 | 1,369 |
| Total noninterest income | $293,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $293,000 | 3,100 |
| Total noninterest expense | $5,069,000 | 1,657 |
| Salaries and employee benefits | $3,163,000 | 1,462 |
| Premises and equipment expense | $552,000 | 2,145 |
| Additional noninterest expense | $1,354,000 | 1,831 |
| Pre-tax net operating income | $2,581,000 | 1,787 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,065,000 | 1,301 |
| Income before extraordinary items | $1,516,000 | 2,210 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,516,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $716,000 | 465 |
| Cash dividends | $237,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,516,000 | 2,170 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,432,000 | 1,759 |
| Total interest expense | $556,000 | 3,725 |
| Net interest income | $3,876,000 | 1,371 |
| Provision for loan and lease losses | $-66,000 | 8,816 |
| Total noninterest income | $151,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $151,000 | 2,964 |
| Total noninterest expense | $2,538,000 | 1,662 |
| Salaries and employee benefits | $1,600,000 | 1,443 |
| Premises and equipment expense | $271,000 | 2,196 |
| Additional noninterest expense | $667,000 | 1,844 |
| Pre-tax net operating income | $1,555,000 | 1,465 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $642,000 | 1,083 |
| Income before extraordinary items | $913,000 | 1,855 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $913,000 | 1,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 476 |
| Cash dividends | $106,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $913,000 | 1,813 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,536,000 | 1,554 |
| Total interest expense | $2,042,000 | 3,585 |
| Net interest income | $16,494,000 | 1,223 |
| Provision for loan and lease losses | $1,794,000 | 602 |
| Total noninterest income | $705,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $705,000 | 2,698 |
| Total noninterest expense | $10,032,000 | 1,613 |
| Salaries and employee benefits | $6,050,000 | 1,465 |
| Premises and equipment expense | $961,000 | 2,376 |
| Additional noninterest expense | $3,021,000 | 1,616 |
| Pre-tax net operating income | $5,373,000 | 1,584 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,217,000 | 1,161 |
| Income before extraordinary items | $3,156,000 | 1,984 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,156,000 | 1,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,649,000 | 535 |
| Cash dividends | $1,151,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,156,000 | 1,939 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,908,000 | 1,543 |
| Total interest expense | $1,503,000 | 3,597 |
| Net interest income | $12,405,000 | 1,204 |
| Provision for loan and lease losses | $1,223,000 | 635 |
| Total noninterest income | $477,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $477,000 | 2,879 |
| Total noninterest expense | $7,786,000 | 1,566 |
| Salaries and employee benefits | $4,823,000 | 1,367 |
| Premises and equipment expense | $702,000 | 2,414 |
| Additional noninterest expense | $2,261,000 | 1,597 |
| Pre-tax net operating income | $3,873,000 | 1,664 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,598,000 | 1,220 |
| Income before extraordinary items | $2,275,000 | 2,063 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,275,000 | 2,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,153,000 | 517 |
| Cash dividends | $623,000 | 2,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,275,000 | 2,009 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,446,000 | 1,502 |
| Total interest expense | $987,000 | 3,641 |
| Net interest income | $8,459,000 | 1,174 |
| Provision for loan and lease losses | $599,000 | 860 |
| Total noninterest income | $373,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $373,000 | 2,623 |
| Total noninterest expense | $5,175,000 | 1,567 |
| Salaries and employee benefits | $3,229,000 | 1,355 |
| Premises and equipment expense | $426,000 | 2,638 |
| Additional noninterest expense | $1,520,000 | 1,587 |
| Pre-tax net operating income | $3,058,000 | 1,393 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,262,000 | 1,068 |
| Income before extraordinary items | $1,796,000 | 1,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,796,000 | 1,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 757 |
| Cash dividends | $532,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,796,000 | 1,713 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 1,580 |
| Total interest expense | $495,000 | 3,678 |
| Net interest income | $3,967,000 | 1,252 |
| Provision for loan and lease losses | $93,000 | 2,229 |
| Total noninterest income | $208,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $208,000 | 2,413 |
| Total noninterest expense | $2,527,000 | 1,611 |
| Salaries and employee benefits | $1,576,000 | 1,404 |
| Premises and equipment expense | $361,000 | 1,627 |
| Additional noninterest expense | $590,000 | 2,002 |
| Pre-tax net operating income | $1,555,000 | 1,353 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $642,000 | 1,057 |
| Income before extraordinary items | $913,000 | 1,717 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $913,000 | 1,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 714 |
| Cash dividends | $441,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $913,000 | 1,636 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,188,000 | 1,584 |
| Total interest expense | $2,261,000 | 3,619 |
| Net interest income | $15,927,000 | 1,213 |
| Provision for loan and lease losses | $1,643,000 | 756 |
| Total noninterest income | $603,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $603,000 | 3,239 |
| Total noninterest expense | $9,213,000 | 1,732 |
| Salaries and employee benefits | $5,653,000 | 1,520 |
| Premises and equipment expense | $1,248,000 | 1,830 |
| Additional noninterest expense | $2,312,000 | 2,086 |
| Pre-tax net operating income | $5,674,000 | 1,453 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,341,000 | 1,127 |
| Income before extraordinary items | $3,333,000 | 1,859 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,333,000 | 1,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,185,000 | 809 |
| Cash dividends | $792,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,333,000 | 1,772 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,581,000 | 1,616 |
| Total interest expense | $1,747,000 | 3,649 |
| Net interest income | $11,834,000 | 1,235 |
| Provision for loan and lease losses | $1,077,000 | 837 |
| Total noninterest income | $413,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $413,000 | 3,473 |
| Total noninterest expense | $6,914,000 | 1,739 |
| Salaries and employee benefits | $4,292,000 | 1,506 |
| Premises and equipment expense | $921,000 | 1,866 |
| Additional noninterest expense | $1,701,000 | 2,111 |
| Pre-tax net operating income | $4,256,000 | 1,495 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,756,000 | 1,171 |
| Income before extraordinary items | $2,500,000 | 1,925 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,500,000 | 1,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $768,000 | 827 |
| Cash dividends | $274,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,500,000 | 1,818 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,977,000 | 1,636 |
| Total interest expense | $1,197,000 | 3,670 |
| Net interest income | $7,780,000 | 1,255 |
| Provision for loan and lease losses | $506,000 | 1,131 |
| Total noninterest income | $219,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $219,000 | 3,875 |
| Total noninterest expense | $4,584,000 | 1,739 |
| Salaries and employee benefits | $2,847,000 | 1,515 |
| Premises and equipment expense | $595,000 | 1,917 |
| Additional noninterest expense | $1,142,000 | 2,093 |
| Pre-tax net operating income | $2,909,000 | 1,457 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,200,000 | 1,179 |
| Income before extraordinary items | $1,709,000 | 1,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,709,000 | 1,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 944 |
| Cash dividends | $183,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,709,000 | 1,764 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 1,664 |
| Total interest expense | $616,000 | 3,666 |
| Net interest income | $3,837,000 | 1,274 |
| Provision for loan and lease losses | $271,000 | 1,037 |
| Total noninterest income | $121,000 | 5,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 3,587 |
| Total noninterest expense | $2,245,000 | 1,757 |
| Salaries and employee benefits | $1,375,000 | 1,554 |
| Premises and equipment expense | $291,000 | 1,954 |
| Additional noninterest expense | $579,000 | 2,034 |
| Pre-tax net operating income | $1,442,000 | 1,474 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $595,000 | 1,193 |
| Income before extraordinary items | $847,000 | 1,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $847,000 | 1,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 927 |
| Cash dividends | $91,000 | 3,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $847,000 | 1,758 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,359,000 | 1,782 |
| Total interest expense | $2,883,000 | 3,641 |
| Net interest income | $14,476,000 | 1,335 |
| Provision for loan and lease losses | $1,019,000 | 1,329 |
| Total noninterest income | $391,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $391,000 | 3,746 |
| Total noninterest expense | $8,657,000 | 1,746 |
| Salaries and employee benefits | $5,418,000 | 1,497 |
| Premises and equipment expense | $1,069,000 | 2,049 |
| Additional noninterest expense | $2,170,000 | 2,141 |
| Pre-tax net operating income | $5,191,000 | 1,577 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,142,000 | 1,213 |
| Income before extraordinary items | $3,049,000 | 1,967 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,049,000 | 1,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $961,000 | 1,002 |
| Cash dividends | $6,389,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,049,000 | 1,908 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,953,000 | 2,164 |
| Total interest expense | $3,877,000 | 3,901 |
| Net interest income | $12,076,000 | 1,475 |
| Provision for loan and lease losses | $736,000 | 1,601 |
| Total noninterest income | $480,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $480,000 | 3,202 |
| Total noninterest expense | $7,516,000 | 1,919 |
| Salaries and employee benefits | $4,763,000 | 1,585 |
| Premises and equipment expense | $685,000 | 3,004 |
| Additional noninterest expense | $2,068,000 | 2,176 |
| Pre-tax net operating income | $4,304,000 | 1,651 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,776,000 | 1,300 |
| Income before extraordinary items | $2,528,000 | 2,068 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,528,000 | 2,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $781,000 | 1,120 |
| Cash dividends | $610,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $-535,000 | 9,555 |
| Net operating income | $2,528,000 | 1,992 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,696,000 | 2,545 |
| Total interest expense | $3,317,000 | 4,561 |
| Net interest income | $10,379,000 | 1,696 |
| Provision for loan and lease losses | $1,244,000 | 889 |
| Total noninterest income | $759,000 | 3,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $759,000 | 2,220 |
| Total noninterest expense | $6,643,000 | 2,075 |
| Salaries and employee benefits | $4,258,000 | 1,676 |
| Premises and equipment expense | $542,000 | 3,559 |
| Additional noninterest expense | $1,843,000 | 2,332 |
| Pre-tax net operating income | $3,251,000 | 2,215 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,349,000 | 1,650 |
| Income before extraordinary items | $1,902,000 | 2,685 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,902,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $683,000 | 991 |
| Cash dividends | $575,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $-227,000 | 9,804 |
| Net operating income | $1,902,000 | 2,678 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,623,000 | 2,789 |
| Total interest expense | $2,460,000 | 5,241 |
| Net interest income | $9,163,000 | 1,924 |
| Provision for loan and lease losses | $809,000 | 1,179 |
| Total noninterest income | $413,000 | 5,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 3,344 |
| Total noninterest expense | $5,839,000 | 2,333 |
| Salaries and employee benefits | $3,749,000 | 1,861 |
| Premises and equipment expense | $523,000 | 3,630 |
| Additional noninterest expense | $1,567,000 | 2,763 |
| Pre-tax net operating income | $2,928,000 | 2,468 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,190,000 | 1,939 |
| Income before extraordinary items | $1,738,000 | 2,889 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,738,000 | 2,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $595,000 | 1,057 |
| Cash dividends | $576,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,738,000 | 2,863 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,443,000 | 3,096 |
| Total interest expense | $2,383,000 | 5,546 |
| Net interest income | $8,060,000 | 2,113 |
| Provision for loan and lease losses | $513,000 | 1,685 |
| Total noninterest income | $572,000 | 4,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $572,000 | 2,726 |
| Total noninterest expense | $5,497,000 | 2,380 |
| Salaries and employee benefits | $3,542,000 | 1,878 |
| Premises and equipment expense | $539,000 | 3,487 |
| Additional noninterest expense | $1,416,000 | 2,920 |
| Pre-tax net operating income | $2,622,000 | 2,664 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,067,000 | 2,187 |
| Income before extraordinary items | $1,555,000 | 3,164 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,555,000 | 3,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 920 |
| Cash dividends | $538,000 | 3,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,555,000 | 3,077 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,474,000 | 3,090 |
| Total interest expense | $2,404,000 | 5,558 |
| Net interest income | $8,070,000 | 2,175 |
| Provision for loan and lease losses | $1,424,000 | 757 |
| Total noninterest income | $647,000 | 4,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $647,000 | 2,355 |
| Total noninterest expense | $5,218,000 | 2,469 |
| Salaries and employee benefits | $3,270,000 | 2,013 |
| Premises and equipment expense | $562,000 | 3,344 |
| Additional noninterest expense | $1,386,000 | 2,941 |
| Pre-tax net operating income | $2,075,000 | 3,410 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $858,000 | 2,776 |
| Income before extraordinary items | $1,217,000 | 4,003 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,217,000 | 4,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,457,000 | 617 |
| Cash dividends | $512,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,217,000 | 3,932 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,464,000 | 3,145 |
| Total interest expense | $2,279,000 | 5,885 |
| Net interest income | $8,185,000 | 2,198 |
| Provision for loan and lease losses | $1,045,000 | 988 |
| Total noninterest income | $455,000 | 5,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $452,000 | 3,131 |
| Total noninterest expense | $4,980,000 | 2,752 |
| Salaries and employee benefits | $3,166,000 | 2,111 |
| Premises and equipment expense | $560,000 | 3,429 |
| Additional noninterest expense | $1,254,000 | 3,643 |
| Pre-tax net operating income | $2,615,000 | 2,671 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,072,000 | 2,200 |
| Income before extraordinary items | $1,543,000 | 3,111 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,543,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $767,000 | 1,047 |
| Cash dividends | $512,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,543,000 | 3,072 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,642,000 | 3,391 |
| Total interest expense | $2,151,000 | 6,171 |
| Net interest income | $7,491,000 | 2,401 |
| Provision for loan and lease losses | $637,000 | 1,287 |
| Total noninterest income | $525,000 | 5,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,860 |
| Total noninterest expense | $4,551,000 | 2,958 |
| Salaries and employee benefits | $2,736,000 | 2,431 |
| Premises and equipment expense | $583,000 | 3,286 |
| Additional noninterest expense | $1,232,000 | 3,661 |
| Pre-tax net operating income | $2,828,000 | 2,551 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,173,000 | 2,067 |
| Income before extraordinary items | $1,655,000 | 2,969 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,655,000 | 2,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,359 |
| Cash dividends | $499,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,655,000 | 2,935 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,371,000 | 3,225 |
| Total interest expense | $1,740,000 | 6,234 |
| Net interest income | $7,631,000 | 2,367 |
| Provision for loan and lease losses | $365,000 | 1,949 |
| Total noninterest income | $369,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 10,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 3,648 |
| Total noninterest expense | $4,853,000 | 2,853 |
| Salaries and employee benefits | $2,959,000 | 2,254 |
| Premises and equipment expense | $619,000 | 3,176 |
| Additional noninterest expense | $1,275,000 | 3,843 |
| Pre-tax net operating income | $2,782,000 | 2,548 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,153,000 | 1,959 |
| Income before extraordinary items | $1,629,000 | 2,954 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,629,000 | 2,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,607 |
| Cash dividends | $480,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,629,000 | 2,978 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,906,000 | 3,451 |
| Total interest expense | $1,689,000 | 6,659 |
| Net interest income | $7,217,000 | 2,484 |
| Provision for loan and lease losses | $461,000 | 2,218 |
| Total noninterest income | $373,000 | 6,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 11,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,943 |
| Total noninterest expense | $4,548,000 | 3,089 |
| Salaries and employee benefits | $2,801,000 | 2,379 |
| Premises and equipment expense | $565,000 | 3,505 |
| Additional noninterest expense | $1,182,000 | 4,241 |
| Pre-tax net operating income | $2,581,000 | 2,638 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,082,000 | 2,094 |
| Income before extraordinary items | $1,499,000 | 3,254 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,499,000 | 3,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 2,169 |
| Cash dividends | $448,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,499,000 | 3,079 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,644,000 | 4,000 |
| Total interest expense | $2,038,000 | 7,033 |
| Net interest income | $6,606,000 | 2,775 |
| Provision for loan and lease losses | $361,000 | 3,680 |
| Total noninterest income | $392,000 | 6,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $392,000 | 3,758 |
| Total noninterest expense | $4,262,000 | 3,305 |
| Salaries and employee benefits | $2,686,000 | 2,407 |
| Premises and equipment expense | $480,000 | 4,121 |
| Additional noninterest expense | $1,096,000 | 4,700 |
| Pre-tax net operating income | $2,375,000 | 2,627 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $982,000 | 2,144 |
| Income before extraordinary items | $1,393,000 | 3,294 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,393,000 | 3,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 3,001 |
| Cash dividends | $430,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,393,000 | 3,056 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.