Home > Fifth Third Savings Bank of Northern Ohio > Income and Expense
Fifth Third Savings Bank of Northern Ohio, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,270,000 | 2,080 |
| Total interest expense | $11,934,000 | 1,352 |
| Net interest income | $4,336,000 | 4,006 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $446,000 | 5,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $446,000 | 3,161 |
| Total noninterest expense | $4,589,000 | 2,960 |
| Salaries and employee benefits | $121,000 | 11,314 |
| Premises and equipment expense | $111,000 | 8,998 |
| Additional noninterest expense | $4,357,000 | 1,273 |
| Pre-tax net operating income | $193,000 | 9,831 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $56,000 | 9,587 |
| Income before extraordinary items | $137,000 | 9,916 |
| Extraordinary gains, net | $15,000 | 42 |
| Net income | $152,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $137,000 | 9,862 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $33,125,000 | 1,069 |
| Total interest expense | $20,681,000 | 857 |
| Net interest income | $12,444,000 | 1,442 |
| Provision for loan and lease losses | $2,668,000 | 484 |
| Total noninterest income | $1,192,000 | 2,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,192,000 | 1,607 |
| Total noninterest expense | $9,603,000 | 1,480 |
| Salaries and employee benefits | $3,931,000 | 1,684 |
| Premises and equipment expense | $1,591,000 | 1,308 |
| Additional noninterest expense | $4,081,000 | 1,314 |
| Pre-tax net operating income | $1,365,000 | 4,791 |
| Securities gains (losses) | $-3,751,000 | 11,931 |
| Applicable income taxes | $-447,000 | 11,863 |
| Income before extraordinary items | $-1,939,000 | 11,902 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,939,000 | 11,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $14,000,000 | 325 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,099,310 | 4,239 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $40,492,000 | 824 |
| Total interest expense | $21,104,000 | 685 |
| Net interest income | $19,388,000 | 952 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $1,234,000 | 2,683 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,234,000 | 1,598 |
| Total noninterest expense | $11,654,000 | 1,271 |
| Salaries and employee benefits | $5,444,000 | 1,233 |
| Premises and equipment expense | $2,157,000 | 994 |
| Additional noninterest expense | $4,053,000 | 1,399 |
| Pre-tax net operating income | $8,718,000 | 893 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $2,964,000 | 883 |
| Income before extraordinary items | $5,741,000 | 906 |
| Extraordinary gains, net | $-421,000 | 12,571 |
| Net income | $5,320,000 | 961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 12,106 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,749,580 | 910 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $38,759,000 | 851 |
| Total interest expense | $19,850,000 | 722 |
| Net interest income | $18,909,000 | 969 |
| Provision for loan and lease losses | $400,000 | 2,455 |
| Total noninterest income | $847,000 | 3,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $847,000 | 2,303 |
| Total noninterest expense | $10,050,000 | 1,521 |
| Salaries and employee benefits | $5,097,000 | 1,312 |
| Premises and equipment expense | $1,720,000 | 1,247 |
| Additional noninterest expense | $3,233,000 | 1,799 |
| Pre-tax net operating income | $9,306,000 | 793 |
| Securities gains (losses) | $302,000 | 1,298 |
| Applicable income taxes | $3,307,000 | 780 |
| Income before extraordinary items | $6,301,000 | 834 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,301,000 | 866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,396 |
| Cash dividends | $1,313,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,101,680 | 809 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $35,898,000 | 1,029 |
| Total interest expense | $19,965,000 | 904 |
| Net interest income | $15,933,000 | 1,177 |
| Provision for loan and lease losses | $380,000 | 3,569 |
| Total noninterest income | $626,000 | 4,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $626,000 | 2,754 |
| Total noninterest expense | $7,553,000 | 1,959 |
| Salaries and employee benefits | $3,762,000 | 1,772 |
| Premises and equipment expense | $1,222,000 | 1,731 |
| Additional noninterest expense | $2,569,000 | 2,271 |
| Pre-tax net operating income | $8,626,000 | 748 |
| Securities gains (losses) | $106,000 | 2,913 |
| Applicable income taxes | $2,934,000 | 797 |
| Income before extraordinary items | $5,798,000 | 824 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,798,000 | 826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-180,000 | 13,832 |
| Cash dividends | $3,000,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,728,040 | 757 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.