Home > Fifth Third Savings Bank of Northern Kentucky, F.S.B. > Income and Expense
Fifth Third Savings Bank of Northern Kentucky, F.S.B., Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,038,000 | 2,569 |
| Total interest expense | $10,202,000 | 1,557 |
| Net interest income | $2,836,000 | 5,683 |
| Provision for loan and lease losses | $1,964,000 | 630 |
| Total noninterest income | $356,000 | 6,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $356,000 | 3,653 |
| Total noninterest expense | $6,062,000 | 2,263 |
| Salaries and employee benefits | $2,551,000 | 2,632 |
| Premises and equipment expense | $312,000 | 5,425 |
| Additional noninterest expense | $3,199,000 | 1,626 |
| Pre-tax net operating income | $-4,834,000 | 11,444 |
| Securities gains (losses) | $238,000 | 630 |
| Applicable income taxes | $-698,000 | 11,374 |
| Income before extraordinary items | $-3,898,000 | 11,425 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-3,898,000 | 11,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $5,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-4,100,300 | 11,424 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,018,000 | 1,884 |
| Total interest expense | $10,271,000 | 1,558 |
| Net interest income | $7,747,000 | 2,322 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $625,000 | 4,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $625,000 | 2,470 |
| Total noninterest expense | $6,975,000 | 1,978 |
| Salaries and employee benefits | $4,776,000 | 1,388 |
| Premises and equipment expense | $805,000 | 2,461 |
| Additional noninterest expense | $1,394,000 | 3,280 |
| Pre-tax net operating income | $1,367,000 | 4,786 |
| Securities gains (losses) | $-509,000 | 11,805 |
| Applicable income taxes | $322,000 | 5,754 |
| Income before extraordinary items | $536,000 | 6,992 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $536,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $861,760 | 5,149 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,282,000 | 1,892 |
| Total interest expense | $9,396,000 | 1,386 |
| Net interest income | $6,886,000 | 2,618 |
| Provision for loan and lease losses | $-2,000 | 11,685 |
| Total noninterest income | $655,000 | 4,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $655,000 | 2,445 |
| Total noninterest expense | $6,324,000 | 2,228 |
| Salaries and employee benefits | $3,895,000 | 1,720 |
| Premises and equipment expense | $874,000 | 2,307 |
| Additional noninterest expense | $1,555,000 | 3,196 |
| Pre-tax net operating income | $1,219,000 | 5,185 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $425,000 | 4,559 |
| Income before extraordinary items | $794,000 | 5,395 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $794,000 | 5,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $2,933,000 | 245 |
| Net operating income | $794,000 | 5,456 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,419,000 | 1,796 |
| Total interest expense | $10,326,000 | 1,300 |
| Net interest income | $7,093,000 | 2,532 |
| Provision for loan and lease losses | $262,000 | 3,284 |
| Total noninterest income | $756,000 | 4,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $756,000 | 2,470 |
| Total noninterest expense | $5,964,000 | 2,408 |
| Salaries and employee benefits | $3,474,000 | 1,924 |
| Premises and equipment expense | $901,000 | 2,274 |
| Additional noninterest expense | $1,589,000 | 3,335 |
| Pre-tax net operating income | $1,623,000 | 4,038 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $577,000 | 3,716 |
| Income before extraordinary items | $1,046,000 | 4,528 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,046,000 | 4,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $10,443,000 | 119 |
| Net operating income | $1,046,000 | 4,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,359,000 | 1,744 |
| Total interest expense | $13,201,000 | 1,346 |
| Net interest income | $7,158,000 | 2,538 |
| Provision for loan and lease losses | $135,000 | 6,388 |
| Total noninterest income | $711,000 | 4,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $711,000 | 2,509 |
| Total noninterest expense | $5,431,000 | 2,656 |
| Salaries and employee benefits | $2,847,000 | 2,286 |
| Premises and equipment expense | $926,000 | 2,243 |
| Additional noninterest expense | $1,658,000 | 3,291 |
| Pre-tax net operating income | $2,303,000 | 2,712 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $794,000 | 2,638 |
| Income before extraordinary items | $1,509,000 | 3,064 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,509,000 | 3,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,509,000 | 2,832 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.