Fifth Third Savings Bank of Northern Kentucky, F.S.B., Assets and Liabilities

1996-12-31Rank
# of Employees:411,246
Assets and Liabilities
Total Assets:$170,536,0002,716
Cash and due from depository institutions$339,00011,246
Interest-bearing balances$34,0005,635
Securities$161,851,000774
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$2,00011,446
Loan loss allowance$011,391
Trading account assets$0240
Bank premises and fixed assets$155,00010,220
Other real estate owned$011,246
Goodwill and other intangibles$03,437
All other assets$8,189,0001,065
Life insurance assets$01
Total liabilities and capital$170,536,0002,716
Total liabilities$142,656,0002,900
Total deposits$7,610,00011,217
Interest-bearing deposits$7,610,00011,059
Deposits held in domestic offices$7,610,00011,217
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$125,320,000339
Subordinated debt$0298
All other liabilities$9,726,000633
Total equity capital$27,880,0001,623
Total bank equity capital$27,880,0001,623
Perpetual preferred stock$0250
Common stock$1,00010,221
Surplus$15,446,0001,118
Undivided profits$12,433,0002,076
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$010,601
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$011,352
Earning assets$161,887,0002,619
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$214,038,8002,104
Average Assets, quarterly$185,895,5002,469
Volatile liabilities$125,806,000755
Insider loans$010,271
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$010,924
Tier 1 (core) risk-based capital$26,641,0001,611
Tier 2 risk-based capital$011,353
Total risk weighted assets$29,489,0007,168
Total unused commitments$010,925
Derivatives$0549
1995-12-31Rank
# of Employees:752,581
Assets and Liabilities
Total Assets:$264,046,0001,779
Cash and due from depository institutions$9,798,0002,581
Interest-bearing balances$7,975,000591
Securities$78,760,0001,598
Federal funds sold & reverse repurchase agreements$13,988,0001,023
Net loans & leases$154,003,0001,850
Loan loss allowance$500,0006,052
Trading account assets$0261
Bank premises and fixed assets$1,985,0003,727
Other real estate owned$02,581
Goodwill and other intangibles$03,181
All other assets$5,512,0001,501
Life insurance assets$01
Total liabilities and capital$264,046,0001,779
Total liabilities$226,042,0001,868
Total deposits$223,981,0001,733
Interest-bearing deposits$223,981,0001,526
Deposits held in domestic offices$223,981,0001,719
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$297,0003,803
Subordinated debt$0337
All other liabilities$1,764,0002,333
Total equity capital$38,004,0001,204
Total bank equity capital$38,004,0001,204
Perpetual preferred stock$0288
Common stock$1,00010,688
Surplus$14,453,0001,177
Undivided profits$23,550,0001,106
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$366,0005,087
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$852,0002,744
Earning assets$254,726,0001,696
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$267,719,4001,693
Average Assets, quarterly$266,719,0001,752
Volatile liabilities$9,230,0004,810
Insider loans$290,0007,133
FHLB advances$297,000826
Loans and leases held for sale$01,606
Unused loan commitments$6,050,0004,481
Tier 1 (core) risk-based capital$37,682,0001,151
Tier 2 risk-based capital$500,0005,271
Total risk weighted assets$101,980,0002,687
Total unused commitments$6,050,0004,493
Derivatives$0628
1994-12-31Rank
# of Employees:792,541
Assets and Liabilities
Total Assets:$269,233,0001,703
Cash and due from depository institutions$5,353,0002,541
Interest-bearing balances$3,467,0001,034
Securities$113,492,0001,150
Federal funds sold & reverse repurchase agreements$1,500,0004,474
Net loans & leases$141,270,0001,973
Loan loss allowance$470,0006,456
Trading account assets$0286
Bank premises and fixed assets$2,137,0003,439
Other real estate owned$02,541
Goodwill and other intangibles$03,133
All other assets$5,481,0001,563
Life insurance assets$01
Total liabilities and capital$269,233,0001,703
Total liabilities$233,165,0001,802
Total deposits$231,254,0001,640
Interest-bearing deposits$231,254,0001,421
Deposits held in domestic offices$231,254,0001,630
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$324,0004,085
Subordinated debt$0372
All other liabilities$1,587,0002,145
Total equity capital$36,068,0001,148
Total bank equity capital$36,068,0001,148
Perpetual preferred stock$0310
Common stock$1,00011,259
Surplus$13,375,0001,188
Undivided profits$22,692,0001,034
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$412,0004,808
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$702,0002,912
Earning assets$259,729,0001,625
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$274,098,8001,634
Average Assets, quarterly$271,659,0001,682
Volatile liabilities$8,370,0004,931
Insider loans$291,0007,237
FHLB advances$324,000953
Loans and leases held for sale$01,430
Unused loan commitments$7,695,0003,749
Tier 1 (core) risk-based capital$36,068,0001,140
Tier 2 risk-based capital$470,0005,552
Total risk weighted assets$96,612,0002,732
Total unused commitments$7,695,0003,756
Derivatives$0687
1993-12-31Rank
# of Employees:812,575
Assets and Liabilities
Total Assets:$278,908,0001,673
Cash and due from depository institutions$5,626,0002,575
Interest-bearing balances$3,817,0001,554
Securities$146,320,000946
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$119,304,0002,235
Loan loss allowance$443,0006,926
Trading account assets$0330
Bank premises and fixed assets$2,267,0003,222
Other real estate owned$74,0002,575
Goodwill and other intangibles$03,091
All other assets$5,317,0001,514
Life insurance assets$01
Total liabilities and capital$278,908,0001,673
Total liabilities$246,200,0001,731
Total deposits$242,530,0001,636
Interest-bearing deposits$242,530,0001,419
Deposits held in domestic offices$242,530,0001,621
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$2,165,0002,089
Subordinated debt$0413
All other liabilities$1,505,0002,298
Total equity capital$32,708,0001,259
Total bank equity capital$32,708,0001,259
Perpetual preferred stock$0343
Common stock$1,00011,788
Surplus$10,442,0001,398
Undivided profits$22,265,0001,056
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$602,0004,403
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$535,0003,449
Earning assets$269,441,0001,597
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$277,052,4001,644
Average Assets, quarterly$276,771,0001,673
Volatile liabilities$12,950,0003,366
Insider loans$11,00011,441
FHLB advances$351,000777
Loans and leases held for sale$01,681
Unused loan commitments$8,959,0003,342
Tier 1 (core) risk-based capital$32,708,0001,215
Tier 2 risk-based capital$443,0005,814
Total risk weighted assets$88,439,0002,919
Total unused commitments$8,959,0003,361
Derivatives$0714
1992-12-31Rank
# of Employees:882,460
Assets and Liabilities
Total Assets:$282,147,0001,708
Cash and due from depository institutions$10,786,0002,460
Interest-bearing balances$9,054,000830
Securities$123,926,0001,098
Federal funds sold & reverse repurchase agreements$2,000,0006,440
Net loans & leases$137,941,0002,024
Loan loss allowance$163,00011,255
Trading account assets$0344
Bank premises and fixed assets$2,487,0002,940
Other real estate owned$63,0002,460
Goodwill and other intangibles$03,106
All other assets$4,944,0001,669
Life insurance assets$01
Total liabilities and capital$282,147,0001,708
Total liabilities$260,928,0001,703
Total deposits$259,022,0001,612
Interest-bearing deposits$258,271,0001,414
Deposits held in domestic offices$259,022,0001,600
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$378,0003,410
Subordinated debt$0482
All other liabilities$1,528,0002,325
Total equity capital$21,219,0001,834
Total bank equity capital$21,219,0001,834
Perpetual preferred stock$0346
Common stock$012,472
Surplus$012,588
Undivided profits$21,219,0001,014
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$773,0004,380
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$594,0003,420
Earning assets$272,921,0001,618
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$284,179,6001,653
Average Assets, quarterly$282,477,5001,686
Volatile liabilities$9,997,0004,119
Insider loans$09,493
FHLB advances$378,000786
Loans and leases held for sale$01,207
Unused loan commitments$8,547,0003,255
Tier 1 (core) risk-based capital$21,219,0001,784
Tier 2 risk-based capital$163,00010,318
Total risk weighted assets$103,788,0002,591
Total unused commitments$8,547,0003,277
Derivatives$0651