Fifth Third Bank, Southwest, F.S.B., Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$34,691,0001,026
Total interest expense$20,934,000851
Net interest income$13,757,0001,269
Provision for loan and lease losses$1,121,000971
Total noninterest income$10,038,000584
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$10,038,000420
Total noninterest expense$15,807,000897
Salaries and employee benefits$10,205,000695
Premises and equipment expense$2,749,000744
Additional noninterest expense$2,853,0001,570
Pre-tax net operating income$6,867,0001,105
Securities gains (losses)$194,000416
Applicable income taxes$2,811,000875
Income before extraordinary items$4,250,0001,237
Extraordinary gains, net$038
Net income$4,250,0001,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,454
Cash dividends$5,740,000559
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,125,8401,262
1999-12-31 (YTD Data)Rank
Total interest income$44,049,000771
Total interest expense$23,516,000693
Net interest income$20,533,000863
Provision for loan and lease losses$2,316,000501
Total noninterest income$5,218,000919
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$5,218,000633
Total noninterest expense$15,813,000908
Salaries and employee benefits$9,125,000766
Premises and equipment expense$2,427,000828
Additional noninterest expense$4,261,0001,099
Pre-tax net operating income$7,622,0001,020
Securities gains (losses)$3,331,00091
Applicable income taxes$4,571,000637
Income before extraordinary items$6,382,000885
Extraordinary gains, net$035
Net income$6,382,000885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,321
Cash dividends$1,786,0001,491
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,250,1601,251
1998-12-31 (YTD Data)Rank
Total interest income$41,174,000807
Total interest expense$23,188,000707
Net interest income$17,986,000940
Provision for loan and lease losses$3,695,000399
Total noninterest income$3,018,0001,339
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$3,018,000896
Total noninterest expense$12,829,0001,036
Salaries and employee benefits$7,504,000875
Premises and equipment expense$1,973,000985
Additional noninterest expense$3,352,0001,316
Pre-tax net operating income$4,480,0001,650
Securities gains (losses)$5,481,000117
Applicable income taxes$4,201,000657
Income before extraordinary items$5,760,000938
Extraordinary gains, net$032
Net income$5,760,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,674
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,252,1602,221
1997-12-31 (YTD Data)Rank
Total interest income$38,360,000892
Total interest expense$22,284,000735
Net interest income$16,076,0001,100
Provision for loan and lease losses$250,0002,930
Total noninterest income$2,273,0001,590
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$2,273,0001,005
Total noninterest expense$10,809,0001,230
Salaries and employee benefits$6,593,0001,006
Premises and equipment expense$1,895,0001,044
Additional noninterest expense$2,321,0001,830
Pre-tax net operating income$7,290,0001,102
Securities gains (losses)$2,766,000141
Applicable income taxes$4,374,000672
Income before extraordinary items$5,682,000981
Extraordinary gains, net$044
Net income$5,682,000982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,835
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,911,7601,359
1996-12-31 (YTD Data)Rank
Total interest income$31,967,0001,087
Total interest expense$17,831,000943
Net interest income$14,136,0001,266
Provision for loan and lease losses$283,0002,703
Total noninterest income$1,890,0001,927
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,890,0001,199
Total noninterest expense$11,267,0001,273
Salaries and employee benefits$5,999,0001,121
Premises and equipment expense$1,602,0001,276
Additional noninterest expense$3,666,0001,452
Pre-tax net operating income$4,476,0001,618
Securities gains (losses)$3,069,000116
Applicable income taxes$3,170,000834
Income before extraordinary items$4,375,0001,163
Extraordinary gains, net$053
Net income$4,375,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,410,8402,020
1995-12-31 (YTD Data)Rank
Total interest income$24,455,0001,403
Total interest expense$14,165,0001,175
Net interest income$10,290,0001,740
Provision for loan and lease losses$827,0001,099
Total noninterest income$1,724,0002,066
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,724,0001,251
Total noninterest expense$7,796,0001,797
Salaries and employee benefits$5,666,0001,183
Premises and equipment expense$1,409,0001,458
Additional noninterest expense$721,0005,712
Pre-tax net operating income$3,391,0002,172
Securities gains (losses)$1,678,000155
Applicable income taxes$2,178,0001,189
Income before extraordinary items$2,891,0001,747
Extraordinary gains, net$065
Net income$2,891,0001,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,817,0802,683
1994-12-31 (YTD Data)Rank
Total interest income$11,814,0002,565
Total interest expense$5,855,0002,136
Net interest income$5,959,0003,014
Provision for loan and lease losses$150,0003,586
Total noninterest income$1,371,0002,469
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,371,0001,481
Total noninterest expense$7,074,0002,020
Salaries and employee benefits$5,439,0001,236
Premises and equipment expense$1,227,0001,687
Additional noninterest expense$408,0008,753
Pre-tax net operating income$106,00011,591
Securities gains (losses)$3,390,00057
Applicable income taxes$1,479,0001,575
Income before extraordinary items$2,017,0002,412
Extraordinary gains, net$0249
Net income$2,017,0002,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-152,60012,220
1993-12-31 (YTD Data)Rank
Total interest income$8,985,0003,425
Total interest expense$4,423,0002,893
Net interest income$4,562,0003,881
Provision for loan and lease losses$625,0001,794
Total noninterest income$848,0003,806
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$848,0002,300
Total noninterest expense$8,793,0001,720
Salaries and employee benefits$6,550,0001,049
Premises and equipment expense$797,0002,562
Additional noninterest expense$1,447,0003,615
Pre-tax net operating income$-4,008,00013,160
Securities gains (losses)$9,232,00089
Applicable income taxes$2,582,000976
Income before extraordinary items$2,642,0001,886
Extraordinary gains, net$03,149
Net income$2,642,0001,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-3,266,48013,114
1992-12-31 (YTD Data)Rank
Total interest income$3,453,0008,256
Total interest expense$2,619,0005,764
Net interest income$834,00011,771
Provision for loan and lease losses$275,0004,347
Total noninterest income$358,0007,002
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$358,0003,975
Total noninterest expense$2,477,0005,353
Salaries and employee benefits$155,00013,520
Premises and equipment expense$219,0007,420
Additional noninterest expense$2,103,0002,679
Pre-tax net operating income$-1,560,00013,583
Securities gains (losses)$3,491,000269
Applicable income taxes$807,0002,596
Income before extraordinary items$1,124,0004,045
Extraordinary gains, net$01,422
Net income$1,124,0004,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$10,601,00084
Net operating income$-1,110,24013,504

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.