Home > Fifth Third Bank > Income and Expense

Fifth Third Bank, Income and Expense

2009-06-30 (YTD Data)		Rank
Total interest income	$967,411,000	40
Total interest expense	$294,762,000	37
Net interest income	$672,649,000	41
Provision for loan and lease losses	$952,466,000	22
Total noninterest income	$351,712,000	44
Gross Fiduciary activities income	$36,089,000	36
Service charges on deposit accounts	$157,089,000	18
Trading account gains and fees	$4,757,000	55
Additional Noninterest Income	$153,777,000	53
Total noninterest expense	$757,916,000	36
Salaries and employee benefits	$192,370,000	36
Premises and equipment expense	$112,219,000	22
Additional noninterest expense	$453,327,000	31
Pre-tax net operating income	$-686,021,000	8,195
Securities gains (losses)	$178,000	1,085
Applicable income taxes	$-302,527,000	8,191
Income before extraordinary items	$-383,316,000	8,183
Extraordinary gains, net	$0	21
Net income	$-392,774,000	8,182
Minority interest net income	$9,458,000	13
Net income of bank and minority interests.	$-383,316,000	8,182
Net charge-offs	$625,933,000	26
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$378,000	383
Net operating income	$-383,429,920	8,183
2009-03-31 (YTD Data)		Rank
Total interest income	$488,621,000	41
Total interest expense	$150,530,000	40
Net interest income	$338,091,000	40
Provision for loan and lease losses	$385,355,000	28
Total noninterest income	$163,623,000	45
Gross Fiduciary activities income	$18,572,000	35
Service charges on deposit accounts	$73,614,000	19
Trading account gains and fees	$2,997,000	49
Additional Noninterest Income	$68,440,000	54
Total noninterest expense	$379,891,000	37
Salaries and employee benefits	$108,749,000	35
Premises and equipment expense	$56,915,000	21
Additional noninterest expense	$214,227,000	30
Pre-tax net operating income	$-263,532,000	8,245
Securities gains (losses)	$-473,000	8,103
Applicable income taxes	$-150,575,000	8,243
Income before extraordinary items	$-113,430,000	8,226
Extraordinary gains, net	$0	15
Net income	$-122,888,000	8,226
Minority interest net income	$9,458,000	9
Net income of bank and minority interests.	$-113,430,000	8,226
Net charge-offs	$286,421,000	26
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$-1,824,000	8,236
Net operating income	$-113,127,280	8,223
2008-12-31 (YTD Data)		Rank
Total interest income	$2,662,803,000	36
Total interest expense	$826,134,000	41
Net interest income	$1,836,669,000	27
Provision for loan and lease losses	$2,857,850,000	9
Total noninterest income	$643,751,000	39
Gross Fiduciary activities income	$79,197,000	35
Service charges on deposit accounts	$333,268,000	16
Trading account gains and fees	$21,616,000	25
Additional Noninterest Income	$209,670,000	60
Total noninterest expense	$1,997,416,000	29
Salaries and employee benefits	$492,829,000	32
Premises and equipment expense	$217,919,000	20
Additional noninterest expense	$1,286,668,000	26
Pre-tax net operating income	$-2,374,846,000	8,310
Securities gains (losses)	$-17,637,000	8,221
Applicable income taxes	$-702,748,000	8,302
Income before extraordinary items	$-1,689,735,000	8,299
Extraordinary gains, net	$0	39
Net income	$-1,689,735,000	8,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,949,112,000	8
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$16,405,000	105
Net operating income	$-1,677,212,730	8,301
2008-09-30 (YTD Data)		Rank
Total interest income	$2,069,730,000	35
Total interest expense	$640,928,000	45
Net interest income	$1,428,802,000	28
Provision for loan and lease losses	$1,275,601,000	16
Total noninterest income	$481,182,000	42
Gross Fiduciary activities income	$61,096,000	38
Service charges on deposit accounts	$250,412,000	18
Trading account gains and fees	$17,556,000	23
Additional Noninterest Income	$152,118,000	67
Total noninterest expense	$1,094,701,000	37
Salaries and employee benefits	$369,943,000	36
Premises and equipment expense	$161,258,000	22
Additional noninterest expense	$563,500,000	35
Pre-tax net operating income	$-460,318,000	8,376
Securities gains (losses)	$-7,808,000	8,260
Applicable income taxes	$-152,274,000	8,370
Income before extraordinary items	$-315,852,000	8,365
Extraordinary gains, net	$0	31
Net income	$-315,852,000	8,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$676,181,000	23
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$10,942,000	96
Net operating income	$-310,620,640	8,365
2008-06-30 (YTD Data)		Rank
Total interest income	$1,420,149,000	38
Total interest expense	$455,170,000	47
Net interest income	$964,979,000	29
Provision for loan and lease losses	$726,947,000	22
Total noninterest income	$307,546,000	46
Gross Fiduciary activities income	$42,001,000	39
Service charges on deposit accounts	$162,648,000	17
Trading account gains and fees	$15,189,000	26
Additional Noninterest Income	$87,708,000	79
Total noninterest expense	$732,829,000	41
Salaries and employee benefits	$249,355,000	40
Premises and equipment expense	$105,974,000	25
Additional noninterest expense	$377,500,000	34
Pre-tax net operating income	$-187,251,000	8,444
Securities gains (losses)	$15,563,000	31
Applicable income taxes	$-46,888,000	8,433
Income before extraordinary items	$-124,800,000	8,430
Extraordinary gains, net	$0	21
Net income	$-124,800,000	8,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$376,548,000	25
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$5,363,000	105
Net operating income	$-136,160,990	8,430
2008-03-31 (YTD Data)		Rank
Total interest income	$758,885,000	35
Total interest expense	$266,798,000	46
Net interest income	$492,087,000	27
Provision for loan and lease losses	$336,386,000	18
Total noninterest income	$123,903,000	54
Gross Fiduciary activities income	$21,526,000	38
Service charges on deposit accounts	$78,942,000	16
Trading account gains and fees	$9,262,000	25
Additional Noninterest Income	$14,173,000	146
Total noninterest expense	$357,095,000	40
Salaries and employee benefits	$128,277,000	41
Premises and equipment expense	$52,862,000	27
Additional noninterest expense	$175,956,000	37
Pre-tax net operating income	$-77,491,000	8,486
Securities gains (losses)	$25,410,000	20
Applicable income taxes	$-10,254,000	8,470
Income before extraordinary items	$-41,827,000	8,475
Extraordinary gains, net	$0	15
Net income	$-41,827,000	8,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,593,000	22
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$2,618,000	72
Net operating income	$-62,155,000	8,476
2007-12-31 (YTD Data)		Rank
Total interest income	$3,201,810,000	32
Total interest expense	$1,253,695,000	40
Net interest income	$1,948,115,000	26
Provision for loan and lease losses	$371,960,000	30
Total noninterest income	$683,325,000	38
Gross Fiduciary activities income	$84,292,000	38
Service charges on deposit accounts	$309,849,000	16
Trading account gains and fees	$23,631,000	28
Additional Noninterest Income	$265,553,000	53
Total noninterest expense	$1,419,234,000	39
Salaries and employee benefits	$549,169,000	34
Premises and equipment expense	$195,087,000	26
Additional noninterest expense	$674,978,000	37
Pre-tax net operating income	$840,246,000	30
Securities gains (losses)	$14,264,000	24
Applicable income taxes	$310,878,000	31
Income before extraordinary items	$543,632,000	31
Extraordinary gains, net	$0	39
Net income	$543,632,000	31
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$261,149,000	27
Cash dividends	$450,000,000	32
Sale, conversion, retirement of capital stock, net	$23,779,000	61
Net operating income	$534,503,040	31
2007-09-30 (YTD Data)		Rank
Total interest income	$2,391,970,000	31
Total interest expense	$937,162,000	41
Net interest income	$1,454,808,000	28
Provision for loan and lease losses	$209,051,000	26
Total noninterest income	$565,644,000	39
Gross Fiduciary activities income	$63,598,000	38
Service charges on deposit accounts	$223,184,000	17
Trading account gains and fees	$17,171,000	28
Additional Noninterest Income	$261,691,000	48
Total noninterest expense	$1,033,912,000	38
Salaries and employee benefits	$411,068,000	38
Premises and equipment expense	$143,867,000	27
Additional noninterest expense	$478,977,000	35
Pre-tax net operating income	$777,489,000	34
Securities gains (losses)	$10,838,000	28
Applicable income taxes	$264,586,000	34
Income before extraordinary items	$523,741,000	35
Extraordinary gains, net	$0	33
Net income	$523,741,000	34
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,242,000	24
Cash dividends	$450,000,000	32
Sale, conversion, retirement of capital stock, net	$17,953,000	73
Net operating income	$516,587,920	34
2007-06-30 (YTD Data)		Rank
Total interest income	$1,584,279,000	30
Total interest expense	$620,844,000	39
Net interest income	$963,435,000	24
Provision for loan and lease losses	$122,729,000	21
Total noninterest income	$367,512,000	40
Gross Fiduciary activities income	$42,882,000	38
Service charges on deposit accounts	$141,405,000	16
Trading account gains and fees	$10,894,000	32
Additional Noninterest Income	$172,331,000	50
Total noninterest expense	$700,245,000	36
Salaries and employee benefits	$280,107,000	37
Premises and equipment expense	$96,599,000	27
Additional noninterest expense	$323,539,000	33
Pre-tax net operating income	$507,973,000	33
Securities gains (losses)	$289,000	261
Applicable income taxes	$168,059,000	35
Income before extraordinary items	$340,203,000	35
Extraordinary gains, net	$0	29
Net income	$340,203,000	35
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,215,000	25
Cash dividends	$350,000,000	28
Sale, conversion, retirement of capital stock, net	$12,734,000	73
Net operating income	$340,009,370	33
2007-03-31 (YTD Data)		Rank
Total interest income	$784,845,000	29
Total interest expense	$309,313,000	38
Net interest income	$475,532,000	24
Provision for loan and lease losses	$47,737,000	23
Total noninterest income	$177,318,000	41
Gross Fiduciary activities income	$22,183,000	36
Service charges on deposit accounts	$65,736,000	16
Trading account gains and fees	$5,641,000	34
Additional Noninterest Income	$83,758,000	47
Total noninterest expense	$351,868,000	36
Salaries and employee benefits	$142,574,000	36
Premises and equipment expense	$46,766,000	27
Additional noninterest expense	$162,528,000	32
Pre-tax net operating income	$253,245,000	34
Securities gains (losses)	$210,000	196
Applicable income taxes	$83,735,000	33
Income before extraordinary items	$169,720,000	34
Extraordinary gains, net	$0	22
Net income	$169,720,000	34
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,676,000	28
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$3,853,000	81
Net operating income	$169,579,300	33
2006-12-31 (YTD Data)		Rank
Total interest income	$3,062,368,000	26
Total interest expense	$1,184,731,000	35
Net interest income	$1,877,637,000	22
Provision for loan and lease losses	$189,545,000	23
Total noninterest income	$711,088,000	42
Gross Fiduciary activities income	$81,479,000	37
Service charges on deposit accounts	$268,898,000	17
Trading account gains and fees	$152,000	95
Additional Noninterest Income	$360,559,000	47
Total noninterest expense	$1,383,581,000	36
Salaries and employee benefits	$570,586,000	31
Premises and equipment expense	$175,480,000	28
Additional noninterest expense	$637,515,000	32
Pre-tax net operating income	$1,015,599,000	32
Securities gains (losses)	$-118,460,000	8,674
Applicable income taxes	$288,400,000	34
Income before extraordinary items	$608,739,000	35
Extraordinary gains, net	$1,062,000	15
Net income	$609,801,000	35
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,864,000	26
Cash dividends	$263,000,000	47
Sale, conversion, retirement of capital stock, net	$28,400,000	45
Net operating income	$689,291,800	33
2006-09-30 (YTD Data)		Rank
Total interest income	$2,255,467,000	30
Total interest expense	$860,355,000	39
Net interest income	$1,395,112,000	26
Provision for loan and lease losses	$126,664,000	24
Total noninterest income	$537,539,000	47
Gross Fiduciary activities income	$61,836,000	38
Service charges on deposit accounts	$204,561,000	18
Trading account gains and fees	$0	126
Additional Noninterest Income	$271,142,000	54
Total noninterest expense	$1,014,657,000	39
Salaries and employee benefits	$435,663,000	32
Premises and equipment expense	$129,364,000	31
Additional noninterest expense	$449,630,000	39
Pre-tax net operating income	$791,330,000	38
Securities gains (losses)	$-8,581,000	8,726
Applicable income taxes	$256,590,000	40
Income before extraordinary items	$526,159,000	38
Extraordinary gains, net	$1,062,000	13
Net income	$527,221,000	38
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,647,000	26
Cash dividends	$263,000,000	42
Sale, conversion, retirement of capital stock, net	$22,532,000	43
Net operating income	$531,908,270	38
2006-06-30 (YTD Data)		Rank
Total interest income	$1,461,527,000	30
Total interest expense	$545,373,000	39
Net interest income	$916,154,000	27
Provision for loan and lease losses	$71,292,000	25
Total noninterest income	$353,737,000	46
Gross Fiduciary activities income	$42,145,000	40
Service charges on deposit accounts	$134,701,000	18
Trading account gains and fees	$0	126
Additional Noninterest Income	$176,891,000	59
Total noninterest expense	$674,167,000	38
Salaries and employee benefits	$293,978,000	32
Premises and equipment expense	$84,624,000	35
Additional noninterest expense	$295,565,000	39
Pre-tax net operating income	$524,432,000	39
Securities gains (losses)	$-598,000	8,708
Applicable income taxes	$171,996,000	37
Income before extraordinary items	$351,838,000	39
Extraordinary gains, net	$1,062,000	11
Net income	$352,900,000	38
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,529,000	28
Cash dividends	$173,000,000	40
Sale, conversion, retirement of capital stock, net	$15,768,000	53
Net operating income	$352,238,660	39
2006-03-31 (YTD Data)		Rank
Total interest income	$706,016,000	32
Total interest expense	$259,598,000	39
Net interest income	$446,418,000	27
Provision for loan and lease losses	$42,203,000	20
Total noninterest income	$167,970,000	47
Gross Fiduciary activities income	$20,083,000	39
Service charges on deposit accounts	$64,507,000	18
Trading account gains and fees	$0	115
Additional Noninterest Income	$83,380,000	61
Total noninterest expense	$334,948,000	40
Salaries and employee benefits	$147,134,000	33
Premises and equipment expense	$42,106,000	31
Additional noninterest expense	$145,708,000	39
Pre-tax net operating income	$237,237,000	39
Securities gains (losses)	$58,000	328
Applicable income taxes	$76,114,000	41
Income before extraordinary items	$161,181,000	41
Extraordinary gains, net	$1,062,000	6
Net income	$162,243,000	41
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,943,000	28
Cash dividends	$83,000,000	33
Sale, conversion, retirement of capital stock, net	$3,279,000	88
Net operating income	$161,141,560	41
2005-12-31 (YTD Data)		Rank
Total interest income	$2,454,356,000	33
Total interest expense	$759,497,000	39
Net interest income	$1,694,859,000	27
Provision for loan and lease losses	$160,953,000	26
Total noninterest income	$673,012,000	47
Gross Fiduciary activities income	$79,647,000	41
Service charges on deposit accounts	$270,682,000	19
Trading account gains and fees	$316,000	86
Additional Noninterest Income	$322,367,000	62
Total noninterest expense	$1,308,490,000	38
Salaries and employee benefits	$584,052,000	30
Premises and equipment expense	$153,795,000	34
Additional noninterest expense	$570,643,000	37
Pre-tax net operating income	$898,428,000	38
Securities gains (losses)	$24,077,000	24
Applicable income taxes	$296,788,000	39
Income before extraordinary items	$625,717,000	37
Extraordinary gains, net	$0	46
Net income	$625,717,000	37
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,750,000	31
Cash dividends	$300,000,000	39
Sale, conversion, retirement of capital stock, net	$33,032,000	38
Net operating income	$609,344,640	37
2005-09-30 (YTD Data)		Rank
Total interest income	$1,772,949,000	34
Total interest expense	$526,864,000	39
Net interest income	$1,246,085,000	29
Provision for loan and lease losses	$83,340,000	31
Total noninterest income	$498,421,000	47
Gross Fiduciary activities income	$60,886,000	41
Service charges on deposit accounts	$202,139,000	18
Trading account gains and fees	$316,000	77
Additional Noninterest Income	$235,080,000	64
Total noninterest expense	$971,381,000	38
Salaries and employee benefits	$437,607,000	30
Premises and equipment expense	$111,566,000	36
Additional noninterest expense	$422,208,000	38
Pre-tax net operating income	$689,785,000	40
Securities gains (losses)	$24,110,000	24
Applicable income taxes	$233,300,000	40
Income before extraordinary items	$480,595,000	38
Extraordinary gains, net	$0	35
Net income	$480,595,000	38
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,099,000	36
Cash dividends	$150,000,000	53
Sale, conversion, retirement of capital stock, net	$26,834,000	32
Net operating income	$464,441,300	40
2005-06-30 (YTD Data)		Rank
Total interest income	$1,141,763,000	35
Total interest expense	$325,083,000	39
Net interest income	$816,680,000	29
Provision for loan and lease losses	$55,233,000	30
Total noninterest income	$325,560,000	46
Gross Fiduciary activities income	$40,799,000	40
Service charges on deposit accounts	$131,189,000	18
Trading account gains and fees	$316,000	71
Additional Noninterest Income	$153,256,000	61
Total noninterest expense	$648,308,000	38
Salaries and employee benefits	$290,463,000	30
Premises and equipment expense	$74,420,000	37
Additional noninterest expense	$283,425,000	37
Pre-tax net operating income	$438,699,000	42
Securities gains (losses)	$17,386,000	27
Applicable income taxes	$148,689,000	41
Income before extraordinary items	$307,396,000	42
Extraordinary gains, net	$0	30
Net income	$307,396,000	42
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,464,000	37
Cash dividends	$75,000,000	55
Sale, conversion, retirement of capital stock, net	$20,143,000	34
Net operating income	$295,747,380	41
2005-03-31 (YTD Data)		Rank
Total interest income	$547,380,000	36
Total interest expense	$149,021,000	40
Net interest income	$398,359,000	31
Provision for loan and lease losses	$30,854,000	29
Total noninterest income	$151,692,000	52
Gross Fiduciary activities income	$19,113,000	41
Service charges on deposit accounts	$62,346,000	18
Trading account gains and fees	$0	115
Additional Noninterest Income	$70,233,000	62
Total noninterest expense	$314,537,000	41
Salaries and employee benefits	$141,788,000	31
Premises and equipment expense	$37,544,000	35
Additional noninterest expense	$135,205,000	39
Pre-tax net operating income	$204,660,000	40
Securities gains (losses)	$3,976,000	43
Applicable income taxes	$67,590,000	40
Income before extraordinary items	$141,046,000	39
Extraordinary gains, net	$0	24
Net income	$141,046,000	39
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,181,000	37
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$10,514,000	40
Net operating income	$138,342,320	39
2004-12-31 (YTD Data)		Rank
Total interest income	$1,685,352,000	39
Total interest expense	$399,396,000	47
Net interest income	$1,285,956,000	36
Provision for loan and lease losses	$103,751,000	39
Total noninterest income	$608,787,000	48
Gross Fiduciary activities income	$88,962,000	37
Service charges on deposit accounts	$257,275,000	21
Trading account gains and fees	$154,000	101
Additional Noninterest Income	$262,396,000	65
Total noninterest expense	$1,194,694,000	39
Salaries and employee benefits	$479,619,000	35
Premises and equipment expense	$124,636,000	42
Additional noninterest expense	$590,439,000	35
Pre-tax net operating income	$596,298,000	54
Securities gains (losses)	$-2,279,000	8,925
Applicable income taxes	$188,890,000	55
Income before extraordinary items	$405,129,000	50
Extraordinary gains, net	$0	34
Net income	$405,129,000	50
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,626,000	42
Cash dividends	$92,700,000	89
Sale, conversion, retirement of capital stock, net	$33,581,000	19
Net operating income	$406,678,720	50
2004-09-30 (YTD Data)		Rank
Total interest income	$1,220,603,000	40
Total interest expense	$279,076,000	50
Net interest income	$941,527,000	38
Provision for loan and lease losses	$62,896,000	52
Total noninterest income	$464,273,000	50
Gross Fiduciary activities income	$70,610,000	35
Service charges on deposit accounts	$194,104,000	22
Trading account gains and fees	$84,000	103
Additional Noninterest Income	$199,475,000	70
Total noninterest expense	$811,931,000	42
Salaries and employee benefits	$357,626,000	37
Premises and equipment expense	$93,156,000	40
Additional noninterest expense	$361,149,000	41
Pre-tax net operating income	$530,973,000	44
Securities gains (losses)	$4,160,000	118
Applicable income taxes	$172,958,000	48
Income before extraordinary items	$362,175,000	44
Extraordinary gains, net	$0	26
Net income	$362,175,000	44
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,954,000	46
Cash dividends	$92,700,000	72
Sale, conversion, retirement of capital stock, net	$23,093,000	22
Net operating income	$359,346,200	43
2004-06-30 (YTD Data)		Rank
Total interest income	$796,050,000	41
Total interest expense	$175,083,000	55
Net interest income	$620,967,000	38
Provision for loan and lease losses	$57,595,000	39
Total noninterest income	$314,511,000	52
Gross Fiduciary activities income	$50,228,000	35
Service charges on deposit accounts	$127,197,000	23
Trading account gains and fees	$0	130
Additional Noninterest Income	$137,086,000	71
Total noninterest expense	$535,842,000	45
Salaries and employee benefits	$230,844,000	40
Premises and equipment expense	$63,471,000	41
Additional noninterest expense	$241,527,000	43
Pre-tax net operating income	$342,041,000	46
Securities gains (losses)	$-437,000	9,034
Applicable income taxes	$110,260,000	50
Income before extraordinary items	$231,344,000	48
Extraordinary gains, net	$0	21
Net income	$231,344,000	48
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,034,000	49
Cash dividends	$92,700,000	61
Sale, conversion, retirement of capital stock, net	$17,669,000	25
Net operating income	$231,641,160	46
2004-03-31 (YTD Data)		Rank
Total interest income	$400,722,000	41
Total interest expense	$88,452,000	55
Net interest income	$312,270,000	37
Provision for loan and lease losses	$33,737,000	33
Total noninterest income	$151,947,000	50
Gross Fiduciary activities income	$23,652,000	36
Service charges on deposit accounts	$61,421,000	24
Trading account gains and fees	$0	121
Additional Noninterest Income	$66,874,000	66
Total noninterest expense	$265,911,000	46
Salaries and employee benefits	$116,104,000	40
Premises and equipment expense	$31,556,000	41
Additional noninterest expense	$118,251,000	41
Pre-tax net operating income	$164,569,000	46
Securities gains (losses)	$-941,000	9,105
Applicable income taxes	$52,493,000	54
Income before extraordinary items	$111,135,000	48
Extraordinary gains, net	$0	16
Net income	$111,135,000	49
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,409,000	47
Cash dividends	$42,700,000	52
Sale, conversion, retirement of capital stock, net	$10,055,000	29
Net operating income	$111,774,880	45
2003-12-31 (YTD Data)		Rank
Total interest income	$1,738,025,000	41
Total interest expense	$458,950,000	45
Net interest income	$1,279,075,000	37
Provision for loan and lease losses	$172,429,000	36
Total noninterest income	$672,970,000	51
Gross Fiduciary activities income	$90,491,000	36
Service charges on deposit accounts	$244,669,000	22
Trading account gains and fees	$0	160
Additional Noninterest Income	$337,810,000	64
Total noninterest expense	$997,470,000	46
Salaries and employee benefits	$446,942,000	40
Premises and equipment expense	$109,127,000	49
Additional noninterest expense	$441,401,000	46
Pre-tax net operating income	$782,146,000	41
Securities gains (losses)	$37,129,000	45
Applicable income taxes	$271,054,000	42
Income before extraordinary items	$548,221,000	43
Extraordinary gains, net	$16,357,000	5
Net income	$564,578,000	42
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,525,000	48
Cash dividends	$587,108,000	29
Sale, conversion, retirement of capital stock, net	$-23,427,000	9,179
Net operating income	$523,344,570	42
2003-09-30 (YTD Data)		Rank
Total interest income	$887,612,000	51
Total interest expense	$212,692,000	67
Net interest income	$674,920,000	46
Provision for loan and lease losses	$50,073,000	73
Total noninterest income	$326,331,000	66
Gross Fiduciary activities income	$50,365,000	43
Service charges on deposit accounts	$107,604,000	38
Trading account gains and fees	$0	153
Additional Noninterest Income	$168,362,000	75
Total noninterest expense	$457,855,000	66
Salaries and employee benefits	$216,777,000	57
Premises and equipment expense	$48,726,000	72
Additional noninterest expense	$192,352,000	70
Pre-tax net operating income	$493,323,000	48
Securities gains (losses)	$16,448,000	76
Applicable income taxes	$166,687,000	49
Income before extraordinary items	$343,084,000	49
Extraordinary gains, net	$0	40
Net income	$343,084,000	49
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,700,000	64
Cash dividends	$169,708,000	51
Sale, conversion, retirement of capital stock, net	$3,000	702
Net operating income	$332,063,840	48
2003-06-30 (YTD Data)		Rank
Total interest income	$603,237,000	51
Total interest expense	$149,509,000	66
Net interest income	$453,728,000	46
Provision for loan and lease losses	$38,880,000	64
Total noninterest income	$204,875,000	70
Gross Fiduciary activities income	$33,124,000	43
Service charges on deposit accounts	$69,435,000	39
Trading account gains and fees	$0	150
Additional Noninterest Income	$102,316,000	81
Total noninterest expense	$308,144,000	66
Salaries and employee benefits	$149,617,000	57
Premises and equipment expense	$33,705,000	70
Additional noninterest expense	$124,822,000	71
Pre-tax net operating income	$311,579,000	47
Securities gains (losses)	$9,278,000	89
Applicable income taxes	$104,378,000	52
Income before extraordinary items	$216,479,000	51
Extraordinary gains, net	$0	30
Net income	$216,479,000	51
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,600,000	67
Cash dividends	$73,008,000	54
Sale, conversion, retirement of capital stock, net	$3,000	569
Net operating income	$210,262,740	48
2003-03-31 (YTD Data)		Rank
Total interest income	$304,426,000	51
Total interest expense	$80,576,000	63
Net interest income	$223,850,000	46
Provision for loan and lease losses	$17,058,000	76
Total noninterest income	$101,045,000	66
Gross Fiduciary activities income	$16,795,000	41
Service charges on deposit accounts	$33,367,000	38
Trading account gains and fees	$0	134
Additional Noninterest Income	$50,883,000	79
Total noninterest expense	$150,664,000	62
Salaries and employee benefits	$72,053,000	59
Premises and equipment expense	$17,176,000	69
Additional noninterest expense	$61,435,000	67
Pre-tax net operating income	$157,173,000	48
Securities gains (losses)	$4,256,000	92
Applicable income taxes	$52,503,000	51
Income before extraordinary items	$108,926,000	50
Extraordinary gains, net	$0	21
Net income	$108,926,000	50
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,567,000	70
Cash dividends	$40,009,000	50
Sale, conversion, retirement of capital stock, net	$4,000	385
Net operating income	$106,074,480	46
2002-12-31 (YTD Data)		Rank
Total interest income	$1,309,409,000	48
Total interest expense	$496,443,000	51
Net interest income	$812,966,000	51
Provision for loan and lease losses	$64,189,000	86
Total noninterest income	$345,753,000	73
Gross Fiduciary activities income	$69,467,000	41
Service charges on deposit accounts	$127,654,000	40
Trading account gains and fees	$0	153
Additional Noninterest Income	$148,632,000	91
Total noninterest expense	$555,512,000	67
Salaries and employee benefits	$273,141,000	55
Premises and equipment expense	$64,348,000	69
Additional noninterest expense	$218,023,000	76
Pre-tax net operating income	$539,018,000	51
Securities gains (losses)	$12,793,000	87
Applicable income taxes	$175,231,000	57
Income before extraordinary items	$376,580,000	51
Extraordinary gains, net	$0	70
Net income	$376,580,000	51
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,895,000	87
Cash dividends	$259,909,000	44
Sale, conversion, retirement of capital stock, net	$3,690,000	200
Net operating income	$367,880,760	48
2001-12-31 (YTD Data)		Rank
Total interest income	$1,645,855,000	49
Total interest expense	$836,804,000	45
Net interest income	$809,051,000	52
Provision for loan and lease losses	$66,779,000	87
Total noninterest income	$237,314,000	99
Gross Fiduciary activities income	$77,344,000	39
Service charges on deposit accounts	$111,336,000	42
Trading account gains and fees	$475,000	87
Additional Noninterest Income	$48,159,000	182
Total noninterest expense	$785,665,000	51
Salaries and employee benefits	$316,761,000	45
Premises and equipment expense	$87,958,000	50
Additional noninterest expense	$380,946,000	56
Pre-tax net operating income	$193,921,000	91
Securities gains (losses)	$32,350,000	41
Applicable income taxes	$61,128,000	103
Income before extraordinary items	$165,143,000	76
Extraordinary gains, net	$-6,781,000	9,601
Net income	$158,362,000	77
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,871,000	78
Cash dividends	$65,009,000	117
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$141,527,500	84
2000-12-31 (YTD Data)		Rank
Total interest income	$1,670,436,000	51
Total interest expense	$887,273,000	52
Net interest income	$783,163,000	52
Provision for loan and lease losses	$47,549,000	93
Total noninterest income	$481,862,000	63
Gross Fiduciary activities income	$86,846,000	37
Service charges on deposit accounts	$80,771,000	51
Trading account gains and fees	$726,000	83
Additional Noninterest Income	$313,519,000	62
Total noninterest expense	$776,297,000	53
Salaries and employee benefits	$323,358,000	44
Premises and equipment expense	$100,996,000	47
Additional noninterest expense	$351,943,000	59
Pre-tax net operating income	$441,179,000	49
Securities gains (losses)	$-8,608,000	9,856
Applicable income taxes	$136,198,000	54
Income before extraordinary items	$296,373,000	47
Extraordinary gains, net	$0	38
Net income	$296,373,000	47
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,891,000	109
Cash dividends	$236,008,000	45
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$302,312,520	48
1999-12-31 (YTD Data)		Rank
Total interest income	$1,269,926,000	58
Total interest expense	$592,503,000	61
Net interest income	$677,423,000	58
Provision for loan and lease losses	$26,037,000	123
Total noninterest income	$470,383,000	56
Gross Fiduciary activities income	$73,839,000	44
Service charges on deposit accounts	$69,110,000	53
Trading account gains and fees	$686,000	90
Additional Noninterest Income	$326,748,000	55
Total noninterest expense	$707,763,000	53
Salaries and employee benefits	$299,389,000	44
Premises and equipment expense	$86,991,000	52
Additional noninterest expense	$321,383,000	54
Pre-tax net operating income	$414,006,000	57
Securities gains (losses)	$1,081,000	204
Applicable income taxes	$150,851,000	59
Income before extraordinary items	$264,236,000	57
Extraordinary gains, net	$0	35
Net income	$264,236,000	57
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,320,000	127
Cash dividends	$242,422,000	45
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$263,544,160	58
1998-12-31 (YTD Data)		Rank
Total interest income	$1,143,409,000	63
Total interest expense	$552,999,000	63
Net interest income	$590,410,000	60
Provision for loan and lease losses	$46,388,000	78
Total noninterest income	$406,345,000	62
Gross Fiduciary activities income	$63,351,000	46
Service charges on deposit accounts	$56,136,000	55
Trading account gains and fees	$699,000	105
Additional Noninterest Income	$286,159,000	57
Total noninterest expense	$605,336,000	58
Salaries and employee benefits	$251,551,000	53
Premises and equipment expense	$69,679,000	60
Additional noninterest expense	$284,106,000	60
Pre-tax net operating income	$345,031,000	61
Securities gains (losses)	$4,102,000	141
Applicable income taxes	$124,044,000	61
Income before extraordinary items	$225,089,000	62
Extraordinary gains, net	$0	32
Net income	$225,089,000	62
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,891,000	87
Cash dividends	$225,000,000	44
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$222,463,720	59
1997-12-31 (YTD Data)		Rank
Total interest income	$1,009,941,000	66
Total interest expense	$483,896,000	68
Net interest income	$526,045,000	58
Provision for loan and lease losses	$45,402,000	87
Total noninterest income	$361,511,000	52
Gross Fiduciary activities income	$53,434,000	49
Service charges on deposit accounts	$48,734,000	59
Trading account gains and fees	$2,072,000	70
Additional Noninterest Income	$257,271,000	48
Total noninterest expense	$527,706,000	54
Salaries and employee benefits	$239,697,000	48
Premises and equipment expense	$55,020,000	67
Additional noninterest expense	$232,989,000	60
Pre-tax net operating income	$314,448,000	58
Securities gains (losses)	$743,000	333
Applicable income taxes	$111,869,000	57
Income before extraordinary items	$203,322,000	57
Extraordinary gains, net	$0	44
Net income	$203,322,000	57
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,336,000	74
Cash dividends	$154,000,000	55
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$202,839,050	57
1996-12-31 (YTD Data)		Rank
Total interest income	$794,983,000	82
Total interest expense	$378,569,000	86
Net interest income	$416,414,000	77
Provision for loan and lease losses	$32,811,000	104
Total noninterest income	$254,610,000	73
Gross Fiduciary activities income	$37,070,000	64
Service charges on deposit accounts	$38,795,000	80
Trading account gains and fees	$170,000	159
Additional Noninterest Income	$178,575,000	60
Total noninterest expense	$401,481,000	73
Salaries and employee benefits	$163,604,000	65
Premises and equipment expense	$37,661,000	94
Additional noninterest expense	$200,216,000	72
Pre-tax net operating income	$236,732,000	65
Securities gains (losses)	$310,000	537
Applicable income taxes	$81,129,000	66
Income before extraordinary items	$155,913,000	66
Extraordinary gains, net	$0	53
Net income	$155,913,000	66
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,471,000	87
Cash dividends	$75,000,000	106
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$155,708,400	65
1995-12-31 (YTD Data)		Rank
Total interest income	$755,984,000	85
Total interest expense	$357,367,000	89
Net interest income	$398,617,000	74
Provision for loan and lease losses	$19,741,000	116
Total noninterest income	$171,400,000	90
Gross Fiduciary activities income	$34,795,000	69
Service charges on deposit accounts	$34,596,000	88
Trading account gains and fees	$112,000	274
Additional Noninterest Income	$101,897,000	98
Total noninterest expense	$332,980,000	82
Salaries and employee benefits	$124,843,000	87
Premises and equipment expense	$30,496,000	115
Additional noninterest expense	$177,641,000	78
Pre-tax net operating income	$217,296,000	63
Securities gains (losses)	$-872,000	11,859
Applicable income taxes	$72,362,000	70
Income before extraordinary items	$144,062,000	65
Extraordinary gains, net	$0	65
Net income	$144,062,000	65
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,016,000	178
Cash dividends	$94,500,000	75
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$144,646,240	63
1994-12-31 (YTD Data)		Rank
Total interest income	$290,535,000	191
Total interest expense	$126,216,000	191
Net interest income	$164,319,000	187
Provision for loan and lease losses	$14,122,000	152
Total noninterest income	$106,071,000	130
Gross Fiduciary activities income	$33,545,000	69
Service charges on deposit accounts	$12,792,000	180
Trading account gains and fees	$34,000	302
Additional Noninterest Income	$59,700,000	127
Total noninterest expense	$156,890,000	172
Salaries and employee benefits	$56,237,000	178
Premises and equipment expense	$12,976,000	234
Additional noninterest expense	$87,677,000	151
Pre-tax net operating income	$99,378,000	140
Securities gains (losses)	$199,000	501
Applicable income taxes	$34,202,000	140
Income before extraordinary items	$65,375,000	150
Extraordinary gains, net	$0	249
Net income	$65,375,000	150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,401,000	240
Cash dividends	$42,000,000	134
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$65,243,660	149
1993-12-31 (YTD Data)		Rank
Total interest income	$259,638,000	182
Total interest expense	$101,496,000	195
Net interest income	$158,142,000	180
Provision for loan and lease losses	$20,894,000	153
Total noninterest income	$102,200,000	127
Gross Fiduciary activities income	$32,198,000	69
Service charges on deposit accounts	$11,931,000	191
Trading account gains and fees	$50,000	325
Additional Noninterest Income	$58,021,000	121
Total noninterest expense	$137,766,000	190
Salaries and employee benefits	$47,465,000	194
Premises and equipment expense	$10,240,000	288
Additional noninterest expense	$80,061,000	158
Pre-tax net operating income	$101,682,000	117
Securities gains (losses)	$807,000	625
Applicable income taxes	$34,331,000	115
Income before extraordinary items	$68,158,000	129
Extraordinary gains, net	$276,000	769
Net income	$68,434,000	129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,500,000	313
Cash dividends	$52,000,000	85
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$67,617,310	127
1992-12-31 (YTD Data)		Rank
Total interest income	$266,016,000	195
Total interest expense	$117,153,000	213
Net interest income	$148,863,000	177
Provision for loan and lease losses	$29,867,000	163
Total noninterest income	$84,891,000	137
Gross Fiduciary activities income	$30,476,000	70
Service charges on deposit accounts	$10,329,000	203
Trading account gains and fees	$-39,000	5,238
Additional Noninterest Income	$44,125,000	139
Total noninterest expense	$117,196,000	212
Salaries and employee benefits	$41,097,000	213
Premises and equipment expense	$7,913,000	360
Additional noninterest expense	$68,186,000	178
Pre-tax net operating income	$86,691,000	104
Securities gains (losses)	$3,091,000	301
Applicable income taxes	$29,130,000	102
Income before extraordinary items	$60,652,000	110
Extraordinary gains, net	$0	1,422
Net income	$60,652,000	110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,013,000	267
Cash dividends	$45,000,000	59
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$58,550,120	104

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.