Home > Fifth Third Bank > Net charge- offs to loans
Fifth Third Bank, Net charge- offs to loans
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3471% | 475 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9818% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 6.5292% | 675 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5888% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5684% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7247% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5550% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0930% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9976% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0726% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0283% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6373% | 590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0336% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4950% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 6.7084% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5391% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3696% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2861% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1125% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6593% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8559% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8130% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1714% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3900% | 414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7644% | 111 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.5798% | 35 |
| Percentage Net Loans Charged-off:Construction & development | 16.2021% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1682% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.1564% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6292% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4765% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9071% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8224% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4727% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8959% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5956% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1660% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7802% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 6.0553% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6902% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4620% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2090% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2642% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1120% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3380% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9686% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4268% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1504% | 1,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8056% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0813% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 3.4573% | 332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8222% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0368% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0328% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1673% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8038% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4394% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8751% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1361% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1615% | 1,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7802% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2622% | 144 |
| Percentage Net Loans Charged-off:Construction & development | 4.0499% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2093% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3278% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8264% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9921% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5565% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9781% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9095% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1771% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0718% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6773% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6698% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 0.3992% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3538% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6241% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1448% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2611% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8853% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6477% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8823% | 1,858 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4480% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1183% | 1,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5630% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5962% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.3299% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3288% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4474% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0409% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1513% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7674% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4353% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7414% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2552% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1220% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5088% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5873% | 243 |
| Percentage Net Loans Charged-off:Construction & development | 0.4110% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3758% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2882% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9284% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9599% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8492% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3954% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4833% | 2,457 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2063% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1318% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4162% | 759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4559% | 283 |
| Percentage Net Loans Charged-off:Construction & development | 0.3137% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1890% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1284% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8168% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8922% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6284% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3710% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3880% | 2,450 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0326% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1880% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4216% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3845% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 0.2013% | 365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1871% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0068% | 195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6880% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6494% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7863% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4609% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5257% | 2,763 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1045% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2462% | 1,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3973% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4025% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 0.1761% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2520% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0082% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6874% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6354% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8222% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3954% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4330% | 2,798 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8453% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1546% | 1,026 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3521% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4051% | 259 |
| Percentage Net Loans Charged-off:Construction & development | 0.2314% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1751% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0126% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7151% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6459% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8921% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3176% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2898% | 3,212 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4347% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0548% | 1,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3745% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4303% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 0.1379% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1609% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0270% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8090% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7817% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8776% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4362% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1511% | 3,312 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3231% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0113% | 6,932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3962% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2754% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0768% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1451% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4423% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2873% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7801% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3355% | 2,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7940% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3860% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6909% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3168% | 1,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2742% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0318% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1613% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4462% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2841% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7903% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2797% | 2,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6342% | 2,589 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5748% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0356% | 1,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3072% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2088% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0082% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3851% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2230% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7211% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2887% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7583% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9648% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0445% | 1,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3377% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1791% | 560 |
| Percentage Net Loans Charged-off:Construction & development | -0.0948% | 7,806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0574% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3569% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1130% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8623% | 175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3489% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9127% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9810% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0445% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3988% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2900% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.1016% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1023% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4833% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2233% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9952% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4519% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6662% | 3,111 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4975% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0923% | 1,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3904% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2774% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0431% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0439% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5154% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2309% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0541% | 137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4649% | 1,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6290% | 2,899 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6071% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0731% | 1,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3877% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3302% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0373% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1324% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5742% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2357% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1869% | 120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4036% | 1,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6038% | 2,862 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6854% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0712% | 1,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3974% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3710% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0136% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1939% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6300% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2451% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2945% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3584% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6195% | 2,613 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2836% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0861% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5281% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2524% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 0.1303% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1719% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3624% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1930% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6199% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8776% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7573% | 3,135 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0670% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0885% | 1,571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4627% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2874% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0745% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2275% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4004% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1926% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7210% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6828% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8051% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3911% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0469% | 1,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4421% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2037% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0265% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0605% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3447% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1247% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6877% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7165% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8841% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9555% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1090% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4318% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2090% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0349% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3790% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1551% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7174% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6070% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9924% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2222% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2165% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3689% | 2,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3471% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 0.1165% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4978% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3652% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1212% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5993% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2432% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7745% | 3,089 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4205% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0219% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4429% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2893% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.2830% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4129% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2681% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4600% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7605% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6007% | 3,684 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3665% | 1,125 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7938% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1989% | 3,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 0.1434% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 1,309 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 1,352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1127% | 224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0610% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2911% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4577% | 820 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3228% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8334% | 106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1828% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0731% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0334% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0444% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0857% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0320% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3203% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6028% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8178% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3105% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3694% | 2,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0355% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 1,241 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 1,269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0838% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8562% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9199% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4052% | 919 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8905% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5229% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.2005% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1595% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0451% | 1,311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0068% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4108% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0042% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3981% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8397% | 85 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5604% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0743% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | -0.4952% | 1,413 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0557% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1253% | 1,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0190% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9235% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5024% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5671% | 31 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1725% | 4,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1129% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | -0.2213% | 1,386 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2559% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8123% | 1,420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0045% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1443% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7526% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4276% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3400% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2828% | 3,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3061% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 1.5971% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2020% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6098% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0390% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1204% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4835% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4513% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3555% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3378% | 3,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 0.2025% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0486% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5354% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4892% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6734% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6103% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8829% | 103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6823% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4498% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 0.6593% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8584% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3170% | 338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0165% | 1,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0012% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8571% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1383% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4391% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |