Home > Fifth Third Bank > Income and Expense
Fifth Third Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $183,320,000 | 139 |
| Total interest expense | $52,603,000 | 146 |
| Net interest income | $130,717,000 | 121 |
| Provision for loan and lease losses | $164,753,000 | 70 |
| Total noninterest income | $17,405,000 | 264 |
| Gross Fiduciary activities income | $1,152,000 | 226 |
| Service charges on deposit accounts | $18,685,000 | 68 |
| Trading account gains and fees | $429,000 | 100 |
| Additional Noninterest Income | $-2,861,000 | 8,169 |
| Total noninterest expense | $102,508,000 | 144 |
| Salaries and employee benefits | $28,609,000 | 174 |
| Premises and equipment expense | $14,830,000 | 110 |
| Additional noninterest expense | $59,069,000 | 128 |
| Pre-tax net operating income | $-119,139,000 | 8,149 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-46,237,000 | 8,163 |
| Income before extraordinary items | $-72,902,000 | 8,128 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-72,902,000 | 8,127 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-72,902,000 | 8,127 |
| Net charge-offs | $74,029,000 | 96 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 460 |
| Net operating income | $-72,902,000 | 8,130 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $97,355,000 | 129 |
| Total interest expense | $26,772,000 | 148 |
| Net interest income | $70,583,000 | 114 |
| Provision for loan and lease losses | $82,551,000 | 72 |
| Total noninterest income | $14,492,000 | 175 |
| Gross Fiduciary activities income | $668,000 | 211 |
| Service charges on deposit accounts | $8,883,000 | 71 |
| Trading account gains and fees | $324,000 | 85 |
| Additional Noninterest Income | $4,617,000 | 273 |
| Total noninterest expense | $51,333,000 | 143 |
| Salaries and employee benefits | $14,864,000 | 171 |
| Premises and equipment expense | $7,172,000 | 115 |
| Additional noninterest expense | $29,297,000 | 123 |
| Pre-tax net operating income | $-48,809,000 | 8,194 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-17,220,000 | 8,204 |
| Income before extraordinary items | $-31,589,000 | 8,181 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-31,589,000 | 8,181 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-31,589,000 | 8,181 |
| Net charge-offs | $28,623,000 | 103 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 994 |
| Net operating income | $-31,589,000 | 8,180 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $540,869,000 | 107 |
| Total interest expense | $74,565,000 | 230 |
| Net interest income | $466,304,000 | 73 |
| Provision for loan and lease losses | $144,803,000 | 94 |
| Total noninterest income | $66,993,000 | 149 |
| Gross Fiduciary activities income | $6,692,000 | 127 |
| Service charges on deposit accounts | $31,230,000 | 74 |
| Trading account gains and fees | $1,395,000 | 64 |
| Additional Noninterest Income | $27,676,000 | 194 |
| Total noninterest expense | $502,823,000 | 68 |
| Salaries and employee benefits | $50,147,000 | 194 |
| Premises and equipment expense | $21,376,000 | 138 |
| Additional noninterest expense | $431,300,000 | 52 |
| Pre-tax net operating income | $-114,329,000 | 8,245 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $91,871,000 | 43 |
| Income before extraordinary items | $-206,200,000 | 8,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-206,200,000 | 8,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,639,000 | 123 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-6,256,000 | 8,300 |
| Net operating income | $-206,200,000 | 8,266 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $394,013,000 | 116 |
| Total interest expense | $46,665,000 | 285 |
| Net interest income | $347,348,000 | 79 |
| Provision for loan and lease losses | $51,344,000 | 133 |
| Total noninterest income | $48,201,000 | 162 |
| Gross Fiduciary activities income | $4,533,000 | 141 |
| Service charges on deposit accounts | $21,158,000 | 79 |
| Trading account gains and fees | $1,208,000 | 66 |
| Additional Noninterest Income | $21,302,000 | 200 |
| Total noninterest expense | $110,972,000 | 172 |
| Salaries and employee benefits | $34,374,000 | 222 |
| Premises and equipment expense | $13,602,000 | 168 |
| Additional noninterest expense | $62,996,000 | 143 |
| Pre-tax net operating income | $233,233,000 | 43 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $87,253,000 | 42 |
| Income before extraordinary items | $145,980,000 | 46 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $145,980,000 | 46 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,175,000 | 158 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-6,612,000 | 8,380 |
| Net operating income | $145,980,000 | 48 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $102,135,000 | 227 |
| Total interest expense | $24,759,000 | 357 |
| Net interest income | $77,376,000 | 182 |
| Provision for loan and lease losses | $30,337,000 | 133 |
| Total noninterest income | $18,089,000 | 251 |
| Gross Fiduciary activities income | $1,051,000 | 270 |
| Service charges on deposit accounts | $9,401,000 | 116 |
| Trading account gains and fees | $829,000 | 69 |
| Additional Noninterest Income | $6,808,000 | 347 |
| Total noninterest expense | $62,379,000 | 195 |
| Salaries and employee benefits | $16,613,000 | 308 |
| Premises and equipment expense | $6,820,000 | 215 |
| Additional noninterest expense | $38,946,000 | 149 |
| Pre-tax net operating income | $2,749,000 | 1,282 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,693,000 | 592 |
| Income before extraordinary items | $1,056,000 | 2,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,056,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,574,000 | 148 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $546,000 | 255 |
| Net operating income | $1,056,000 | 2,412 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $30,658,000 | 360 |
| Total interest expense | $11,918,000 | 398 |
| Net interest income | $18,740,000 | 333 |
| Provision for loan and lease losses | $8,183,000 | 174 |
| Total noninterest income | $6,506,000 | 331 |
| Gross Fiduciary activities income | $173,000 | 521 |
| Service charges on deposit accounts | $2,826,000 | 168 |
| Trading account gains and fees | $183,000 | 88 |
| Additional Noninterest Income | $3,324,000 | 363 |
| Total noninterest expense | $23,851,000 | 242 |
| Salaries and employee benefits | $6,041,000 | 423 |
| Premises and equipment expense | $2,610,000 | 282 |
| Additional noninterest expense | $15,200,000 | 159 |
| Pre-tax net operating income | $-6,788,000 | 8,439 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-2,947,000 | 8,441 |
| Income before extraordinary items | $-3,841,000 | 8,423 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,841,000 | 8,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,838,000 | 239 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $366,000 | 152 |
| Net operating income | $-3,841,000 | 8,421 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $121,192,000 | 378 |
| Total interest expense | $58,895,000 | 359 |
| Net interest income | $62,297,000 | 393 |
| Provision for loan and lease losses | $11,542,000 | 223 |
| Total noninterest income | $21,539,000 | 359 |
| Gross Fiduciary activities income | $669,000 | 526 |
| Service charges on deposit accounts | $10,128,000 | 191 |
| Trading account gains and fees | $567,000 | 80 |
| Additional Noninterest Income | $10,175,000 | 406 |
| Total noninterest expense | $59,618,000 | 337 |
| Salaries and employee benefits | $22,685,000 | 429 |
| Premises and equipment expense | $8,572,000 | 328 |
| Additional noninterest expense | $28,361,000 | 268 |
| Pre-tax net operating income | $12,676,000 | 677 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,653,000 | 581 |
| Income before extraordinary items | $8,023,000 | 811 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,023,000 | 809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,186,000 | 206 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $818,000 | 461 |
| Net operating income | $8,023,000 | 802 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $88,381,000 | 387 |
| Total interest expense | $43,484,000 | 368 |
| Net interest income | $44,897,000 | 404 |
| Provision for loan and lease losses | $6,376,000 | 215 |
| Total noninterest income | $15,297,000 | 376 |
| Gross Fiduciary activities income | $475,000 | 538 |
| Service charges on deposit accounts | $7,022,000 | 204 |
| Trading account gains and fees | $469,000 | 85 |
| Additional Noninterest Income | $7,331,000 | 421 |
| Total noninterest expense | $42,513,000 | 347 |
| Salaries and employee benefits | $16,268,000 | 452 |
| Premises and equipment expense | $6,220,000 | 338 |
| Additional noninterest expense | $20,025,000 | 268 |
| Pre-tax net operating income | $11,305,000 | 634 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,260,000 | 532 |
| Income before extraordinary items | $7,045,000 | 742 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,045,000 | 740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,286,000 | 225 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $627,000 | 371 |
| Net operating income | $7,045,000 | 732 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $58,389,000 | 401 |
| Total interest expense | $28,850,000 | 377 |
| Net interest income | $29,539,000 | 418 |
| Provision for loan and lease losses | $4,343,000 | 189 |
| Total noninterest income | $10,570,000 | 379 |
| Gross Fiduciary activities income | $301,000 | 556 |
| Service charges on deposit accounts | $4,968,000 | 194 |
| Trading account gains and fees | $379,000 | 86 |
| Additional Noninterest Income | $4,922,000 | 441 |
| Total noninterest expense | $28,375,000 | 359 |
| Salaries and employee benefits | $10,904,000 | 464 |
| Premises and equipment expense | $4,179,000 | 346 |
| Additional noninterest expense | $13,292,000 | 276 |
| Pre-tax net operating income | $7,391,000 | 667 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,797,000 | 555 |
| Income before extraordinary items | $4,594,000 | 791 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,594,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,185,000 | 257 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $480,000 | 302 |
| Net operating income | $4,594,000 | 780 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $28,026,000 | 411 |
| Total interest expense | $13,965,000 | 385 |
| Net interest income | $14,061,000 | 427 |
| Provision for loan and lease losses | $2,066,000 | 181 |
| Total noninterest income | $5,242,000 | 375 |
| Gross Fiduciary activities income | $145,000 | 573 |
| Service charges on deposit accounts | $2,398,000 | 190 |
| Trading account gains and fees | $374,000 | 80 |
| Additional Noninterest Income | $2,325,000 | 449 |
| Total noninterest expense | $14,116,000 | 356 |
| Salaries and employee benefits | $5,598,000 | 454 |
| Premises and equipment expense | $2,043,000 | 351 |
| Additional noninterest expense | $6,475,000 | 272 |
| Pre-tax net operating income | $3,121,000 | 774 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,179,000 | 638 |
| Income before extraordinary items | $1,942,000 | 909 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,942,000 | 908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,283,000 | 202 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $209,000 | 240 |
| Net operating income | $1,942,000 | 897 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $103,146,000 | 408 |
| Total interest expense | $52,691,000 | 351 |
| Net interest income | $50,455,000 | 457 |
| Provision for loan and lease losses | $5,140,000 | 239 |
| Total noninterest income | $16,304,000 | 441 |
| Gross Fiduciary activities income | $446,000 | 608 |
| Service charges on deposit accounts | $7,972,000 | 220 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,886,000 | 485 |
| Total noninterest expense | $48,617,000 | 399 |
| Salaries and employee benefits | $20,080,000 | 471 |
| Premises and equipment expense | $7,536,000 | 352 |
| Additional noninterest expense | $21,001,000 | 311 |
| Pre-tax net operating income | $13,002,000 | 771 |
| Securities gains (losses) | $-2,734,000 | 8,623 |
| Applicable income taxes | $4,696,000 | 671 |
| Income before extraordinary items | $5,572,000 | 1,308 |
| Extraordinary gains, net | $29,000 | 40 |
| Net income | $5,601,000 | 1,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,918,000 | 283 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $935,000 | 509 |
| Net operating income | $7,321,760 | 1,007 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $74,656,000 | 429 |
| Total interest expense | $37,651,000 | 363 |
| Net interest income | $37,005,000 | 483 |
| Provision for loan and lease losses | $2,826,000 | 300 |
| Total noninterest income | $11,992,000 | 463 |
| Gross Fiduciary activities income | $310,000 | 622 |
| Service charges on deposit accounts | $5,956,000 | 224 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,726,000 | 512 |
| Total noninterest expense | $35,651,000 | 413 |
| Salaries and employee benefits | $14,902,000 | 496 |
| Premises and equipment expense | $5,234,000 | 383 |
| Additional noninterest expense | $15,515,000 | 329 |
| Pre-tax net operating income | $10,520,000 | 762 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,292,000 | 602 |
| Income before extraordinary items | $6,228,000 | 936 |
| Extraordinary gains, net | $29,000 | 35 |
| Net income | $6,257,000 | 931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,006,000 | 277 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $681,000 | 420 |
| Net operating income | $6,228,000 | 925 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $46,738,000 | 440 |
| Total interest expense | $22,970,000 | 380 |
| Net interest income | $23,768,000 | 499 |
| Provision for loan and lease losses | $1,034,000 | 500 |
| Total noninterest income | $7,530,000 | 485 |
| Gross Fiduciary activities income | $191,000 | 647 |
| Service charges on deposit accounts | $3,634,000 | 241 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,705,000 | 521 |
| Total noninterest expense | $23,494,000 | 420 |
| Salaries and employee benefits | $9,987,000 | 499 |
| Premises and equipment expense | $2,970,000 | 448 |
| Additional noninterest expense | $10,537,000 | 327 |
| Pre-tax net operating income | $6,770,000 | 785 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,766,000 | 631 |
| Income before extraordinary items | $4,004,000 | 959 |
| Extraordinary gains, net | $29,000 | 30 |
| Net income | $4,033,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,104,000 | 316 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $482,000 | 336 |
| Net operating income | $4,004,000 | 941 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $21,969,000 | 453 |
| Total interest expense | $10,338,000 | 398 |
| Net interest income | $11,631,000 | 505 |
| Provision for loan and lease losses | $2,208,000 | 153 |
| Total noninterest income | $3,567,000 | 496 |
| Gross Fiduciary activities income | $86,000 | 679 |
| Service charges on deposit accounts | $1,764,000 | 240 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,717,000 | 548 |
| Total noninterest expense | $11,459,000 | 438 |
| Salaries and employee benefits | $4,993,000 | 495 |
| Premises and equipment expense | $1,358,000 | 490 |
| Additional noninterest expense | $5,108,000 | 329 |
| Pre-tax net operating income | $1,531,000 | 1,599 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $559,000 | 1,267 |
| Income before extraordinary items | $972,000 | 1,844 |
| Extraordinary gains, net | $29,000 | 18 |
| Net income | $1,001,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 314 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 319 |
| Net operating income | $972,000 | 1,825 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $70,447,000 | 492 |
| Total interest expense | $28,050,000 | 436 |
| Net interest income | $42,397,000 | 522 |
| Provision for loan and lease losses | $4,727,000 | 254 |
| Total noninterest income | $12,099,000 | 544 |
| Gross Fiduciary activities income | $313,000 | 691 |
| Service charges on deposit accounts | $5,767,000 | 294 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,019,000 | 602 |
| Total noninterest expense | $42,389,000 | 451 |
| Salaries and employee benefits | $19,458,000 | 484 |
| Premises and equipment expense | $5,285,000 | 464 |
| Additional noninterest expense | $17,646,000 | 374 |
| Pre-tax net operating income | $7,380,000 | 1,297 |
| Securities gains (losses) | $-331,000 | 8,671 |
| Applicable income taxes | $2,812,000 | 1,005 |
| Income before extraordinary items | $4,237,000 | 1,662 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,237,000 | 1,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,901,000 | 418 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $4,320,000 | 322 |
| Net operating income | $4,448,840 | 1,554 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $49,952,000 | 500 |
| Total interest expense | $18,794,000 | 447 |
| Net interest income | $31,158,000 | 527 |
| Provision for loan and lease losses | $2,834,000 | 279 |
| Total noninterest income | $8,412,000 | 578 |
| Gross Fiduciary activities income | $237,000 | 673 |
| Service charges on deposit accounts | $4,028,000 | 310 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,147,000 | 630 |
| Total noninterest expense | $31,430,000 | 450 |
| Salaries and employee benefits | $14,597,000 | 477 |
| Premises and equipment expense | $3,730,000 | 491 |
| Additional noninterest expense | $13,103,000 | 369 |
| Pre-tax net operating income | $5,306,000 | 1,356 |
| Securities gains (losses) | $-331,000 | 8,768 |
| Applicable income taxes | $1,749,000 | 1,214 |
| Income before extraordinary items | $3,226,000 | 1,629 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,226,000 | 1,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $749,000 | 614 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,562,000 | 274 |
| Net operating income | $3,441,150 | 1,505 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $31,030,000 | 527 |
| Total interest expense | $11,195,000 | 468 |
| Net interest income | $19,835,000 | 547 |
| Provision for loan and lease losses | $2,468,000 | 230 |
| Total noninterest income | $5,713,000 | 570 |
| Gross Fiduciary activities income | $153,000 | 693 |
| Service charges on deposit accounts | $2,491,000 | 322 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,069,000 | 586 |
| Total noninterest expense | $20,581,000 | 450 |
| Salaries and employee benefits | $9,585,000 | 482 |
| Premises and equipment expense | $2,422,000 | 498 |
| Additional noninterest expense | $8,574,000 | 370 |
| Pre-tax net operating income | $2,499,000 | 1,845 |
| Securities gains (losses) | $-323,000 | 8,803 |
| Applicable income taxes | $775,000 | 1,659 |
| Income before extraordinary items | $1,401,000 | 2,341 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,401,000 | 2,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 773 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,323,000 | 186 |
| Net operating income | $1,607,720 | 2,074 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $14,497,000 | 542 |
| Total interest expense | $5,089,000 | 489 |
| Net interest income | $9,408,000 | 559 |
| Provision for loan and lease losses | $261,000 | 892 |
| Total noninterest income | $2,905,000 | 546 |
| Gross Fiduciary activities income | $58,000 | 773 |
| Service charges on deposit accounts | $1,132,000 | 350 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,715,000 | 525 |
| Total noninterest expense | $9,581,000 | 465 |
| Salaries and employee benefits | $4,810,000 | 472 |
| Premises and equipment expense | $1,159,000 | 515 |
| Additional noninterest expense | $3,612,000 | 405 |
| Pre-tax net operating income | $2,471,000 | 949 |
| Securities gains (losses) | $100,000 | 366 |
| Applicable income taxes | $904,000 | 824 |
| Income before extraordinary items | $1,667,000 | 1,046 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,667,000 | 1,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 569 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $440,000 | 170 |
| Net operating income | $1,602,000 | 1,050 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $29,319,000 | 962 |
| Total interest expense | $7,902,000 | 1,024 |
| Net interest income | $21,417,000 | 923 |
| Provision for loan and lease losses | $10,834,000 | 139 |
| Total noninterest income | $6,060,000 | 902 |
| Gross Fiduciary activities income | $87,000 | 964 |
| Service charges on deposit accounts | $2,531,000 | 694 |
| Trading account gains and fees | $660,000 | 78 |
| Additional Noninterest Income | $2,782,000 | 1,041 |
| Total noninterest expense | $19,907,000 | 806 |
| Salaries and employee benefits | $9,728,000 | 883 |
| Premises and equipment expense | $2,340,000 | 979 |
| Additional noninterest expense | $7,839,000 | 670 |
| Pre-tax net operating income | $-3,264,000 | 8,930 |
| Securities gains (losses) | $33,000 | 2,039 |
| Applicable income taxes | $-1,192,000 | 8,941 |
| Income before extraordinary items | $-2,039,000 | 8,915 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,039,000 | 8,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,781,000 | 366 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,191,000 | 386 |
| Net operating income | $-2,060,120 | 8,901 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,017,000 | 1,414 |
| Total interest expense | $4,092,000 | 1,483 |
| Net interest income | $10,925,000 | 1,371 |
| Provision for loan and lease losses | $6,078,000 | 179 |
| Total noninterest income | $3,658,000 | 1,115 |
| Gross Fiduciary activities income | $46,000 | 1,029 |
| Service charges on deposit accounts | $1,436,000 | 909 |
| Trading account gains and fees | $660,000 | 71 |
| Additional Noninterest Income | $1,516,000 | 1,316 |
| Total noninterest expense | $10,858,000 | 1,119 |
| Salaries and employee benefits | $5,226,000 | 1,260 |
| Premises and equipment expense | $1,271,000 | 1,361 |
| Additional noninterest expense | $4,361,000 | 850 |
| Pre-tax net operating income | $-2,353,000 | 8,983 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-809,000 | 8,988 |
| Income before extraordinary items | $-1,544,000 | 8,964 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,544,000 | 8,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $1,166,000 | 292 |
| Net operating income | $-1,544,000 | 8,952 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 5,054 |
| Total interest expense | $717,000 | 4,611 |
| Net interest income | $1,624,000 | 5,150 |
| Provision for loan and lease losses | $5,047,000 | 155 |
| Total noninterest income | $1,322,000 | 1,774 |
| Gross Fiduciary activities income | $11,000 | 1,171 |
| Service charges on deposit accounts | $217,000 | 3,458 |
| Trading account gains and fees | $580,000 | 72 |
| Additional Noninterest Income | $514,000 | 2,152 |
| Total noninterest expense | $2,477,000 | 3,128 |
| Salaries and employee benefits | $1,119,000 | 3,649 |
| Premises and equipment expense | $242,000 | 4,170 |
| Additional noninterest expense | $1,116,000 | 2,163 |
| Pre-tax net operating income | $-4,578,000 | 9,072 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-1,491,000 | 9,062 |
| Income before extraordinary items | $-3,087,000 | 9,062 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,087,000 | 9,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,756 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $694,000 | 239 |
| Net operating income | $-3,087,000 | 9,054 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,844,000 | 604 |
| Total interest expense | $3,414,000 | 598 |
| Net interest income | $8,430,000 | 589 |
| Provision for loan and lease losses | $202,000 | 1,140 |
| Total noninterest income | $905,000 | 1,363 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $815,000 | 526 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $90,000 | 3,932 |
| Total noninterest expense | $4,405,000 | 927 |
| Salaries and employee benefits | $2,604,000 | 846 |
| Premises and equipment expense | $852,000 | 694 |
| Additional noninterest expense | $949,000 | 1,264 |
| Pre-tax net operating income | $4,728,000 | 506 |
| Securities gains (losses) | $584,000 | 236 |
| Applicable income taxes | $1,782,000 | 470 |
| Income before extraordinary items | $3,530,000 | 507 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,530,000 | 506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,612 |
| Cash dividends | $520,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,144,560 | 525 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $46,674,000 | 596 |
| Total interest expense | $14,484,000 | 613 |
| Net interest income | $32,190,000 | 592 |
| Provision for loan and lease losses | $3,122,000 | 459 |
| Total noninterest income | $4,809,000 | 1,170 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,951,000 | 580 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,858,000 | 1,552 |
| Total noninterest expense | $19,889,000 | 815 |
| Salaries and employee benefits | $11,187,000 | 763 |
| Premises and equipment expense | $3,604,000 | 633 |
| Additional noninterest expense | $5,098,000 | 1,002 |
| Pre-tax net operating income | $13,988,000 | 639 |
| Securities gains (losses) | $2,115,000 | 289 |
| Applicable income taxes | $5,504,000 | 575 |
| Income before extraordinary items | $10,599,000 | 628 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,599,000 | 630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,056,000 | 400 |
| Cash dividends | $1,940,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,203,100 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $35,025,000 | 610 |
| Total interest expense | $11,115,000 | 629 |
| Net interest income | $23,910,000 | 609 |
| Provision for loan and lease losses | $1,875,000 | 547 |
| Total noninterest income | $3,780,000 | 1,145 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,134,000 | 607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,646,000 | 1,435 |
| Total noninterest expense | $14,948,000 | 822 |
| Salaries and employee benefits | $8,475,000 | 771 |
| Premises and equipment expense | $2,693,000 | 642 |
| Additional noninterest expense | $3,780,000 | 1,017 |
| Pre-tax net operating income | $10,867,000 | 639 |
| Securities gains (losses) | $1,348,000 | 366 |
| Applicable income taxes | $4,234,000 | 589 |
| Income before extraordinary items | $7,981,000 | 646 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,981,000 | 647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,175,000 | 415 |
| Cash dividends | $1,420,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,104,800 | 674 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $23,678,000 | 612 |
| Total interest expense | $7,617,000 | 634 |
| Net interest income | $16,061,000 | 603 |
| Provision for loan and lease losses | $1,405,000 | 506 |
| Total noninterest income | $1,076,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,358,000 | 629 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-282,000 | 9,273 |
| Total noninterest expense | $10,088,000 | 807 |
| Salaries and employee benefits | $5,715,000 | 758 |
| Premises and equipment expense | $1,804,000 | 640 |
| Additional noninterest expense | $2,569,000 | 984 |
| Pre-tax net operating income | $5,644,000 | 792 |
| Securities gains (losses) | $1,009,000 | 355 |
| Applicable income taxes | $2,292,000 | 694 |
| Income before extraordinary items | $4,361,000 | 779 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,361,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,061,000 | 508 |
| Cash dividends | $940,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,695,060 | 844 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,910,000 | 616 |
| Total interest expense | $3,867,000 | 638 |
| Net interest income | $8,043,000 | 605 |
| Provision for loan and lease losses | $920,000 | 399 |
| Total noninterest income | $2,263,000 | 722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $648,000 | 638 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,615,000 | 628 |
| Total noninterest expense | $4,992,000 | 812 |
| Salaries and employee benefits | $2,897,000 | 754 |
| Premises and equipment expense | $900,000 | 645 |
| Additional noninterest expense | $1,195,000 | 1,032 |
| Pre-tax net operating income | $4,394,000 | 543 |
| Securities gains (losses) | $377,000 | 435 |
| Applicable income taxes | $1,697,000 | 517 |
| Income before extraordinary items | $3,074,000 | 572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,074,000 | 570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $746,000 | 375 |
| Cash dividends | $460,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,832,720 | 574 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $50,789,000 | 611 |
| Total interest expense | $17,177,000 | 663 |
| Net interest income | $33,612,000 | 571 |
| Provision for loan and lease losses | $2,665,000 | 603 |
| Total noninterest income | $7,300,000 | 775 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,835,000 | 574 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,465,000 | 748 |
| Total noninterest expense | $19,950,000 | 797 |
| Salaries and employee benefits | $11,389,000 | 715 |
| Premises and equipment expense | $3,742,000 | 597 |
| Additional noninterest expense | $4,819,000 | 1,022 |
| Pre-tax net operating income | $18,297,000 | 505 |
| Securities gains (losses) | $1,227,000 | 372 |
| Applicable income taxes | $6,858,000 | 466 |
| Income before extraordinary items | $12,666,000 | 529 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $12,666,000 | 532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,173,000 | 831 |
| Cash dividends | $1,745,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $11,868,450 | 532 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $50,346,000 | 696 |
| Total interest expense | $25,882,000 | 649 |
| Net interest income | $24,464,000 | 723 |
| Provision for loan and lease losses | $1,575,000 | 866 |
| Total noninterest income | $6,089,000 | 852 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,492,000 | 608 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,597,000 | 834 |
| Total noninterest expense | $17,895,000 | 846 |
| Salaries and employee benefits | $9,704,000 | 763 |
| Premises and equipment expense | $3,779,000 | 587 |
| Additional noninterest expense | $4,412,000 | 1,078 |
| Pre-tax net operating income | $11,083,000 | 700 |
| Securities gains (losses) | $1,283,000 | 349 |
| Applicable income taxes | $4,447,000 | 593 |
| Income before extraordinary items | $7,919,000 | 713 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,919,000 | 714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 2,093 |
| Cash dividends | $2,180,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,097,880 | 752 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $43,386,000 | 820 |
| Total interest expense | $24,886,000 | 728 |
| Net interest income | $18,500,000 | 935 |
| Provision for loan and lease losses | $700,000 | 1,410 |
| Total noninterest income | $4,593,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,971,000 | 683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,622,000 | 936 |
| Total noninterest expense | $14,370,000 | 981 |
| Salaries and employee benefits | $7,619,000 | 923 |
| Premises and equipment expense | $3,009,000 | 693 |
| Additional noninterest expense | $3,742,000 | 1,220 |
| Pre-tax net operating income | $8,023,000 | 965 |
| Securities gains (losses) | $189,000 | 422 |
| Applicable income taxes | $2,748,000 | 888 |
| Income before extraordinary items | $5,464,000 | 983 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,464,000 | 983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,977 |
| Cash dividends | $1,515,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 207 |
| Net operating income | $5,337,370 | 998 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $30,757,000 | 1,062 |
| Total interest expense | $14,994,000 | 1,025 |
| Net interest income | $15,763,000 | 1,113 |
| Provision for loan and lease losses | $370,000 | 2,232 |
| Total noninterest income | $4,547,000 | 1,005 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,716,000 | 775 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,831,000 | 925 |
| Total noninterest expense | $12,842,000 | 1,087 |
| Salaries and employee benefits | $6,562,000 | 1,051 |
| Premises and equipment expense | $2,290,000 | 876 |
| Additional noninterest expense | $3,990,000 | 1,172 |
| Pre-tax net operating income | $7,098,000 | 1,093 |
| Securities gains (losses) | $104,000 | 727 |
| Applicable income taxes | $2,496,000 | 1,016 |
| Income before extraordinary items | $4,706,000 | 1,165 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,706,000 | 1,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,369 |
| Cash dividends | $1,150,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $5,200,000 | 235 |
| Net operating income | $4,638,400 | 1,166 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $26,445,000 | 1,226 |
| Total interest expense | $12,919,000 | 1,204 |
| Net interest income | $13,526,000 | 1,253 |
| Provision for loan and lease losses | $515,000 | 1,683 |
| Total noninterest income | $4,925,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,392,000 | 886 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,533,000 | 818 |
| Total noninterest expense | $10,234,000 | 1,296 |
| Salaries and employee benefits | $5,588,000 | 1,174 |
| Premises and equipment expense | $2,014,000 | 959 |
| Additional noninterest expense | $2,632,000 | 1,635 |
| Pre-tax net operating income | $7,702,000 | 995 |
| Securities gains (losses) | $302,000 | 741 |
| Applicable income taxes | $2,886,000 | 902 |
| Income before extraordinary items | $5,118,000 | 1,055 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,118,000 | 1,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,932 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,924,720 | 1,055 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,552,000 | 1,454 |
| Total interest expense | $10,711,000 | 1,455 |
| Net interest income | $11,841,000 | 1,464 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $2,655,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,096,000 | 1,151 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,559,000 | 1,294 |
| Total noninterest expense | $7,835,000 | 1,667 |
| Salaries and employee benefits | $4,378,000 | 1,487 |
| Premises and equipment expense | $1,643,000 | 1,209 |
| Additional noninterest expense | $1,814,000 | 2,297 |
| Pre-tax net operating income | $6,241,000 | 1,253 |
| Securities gains (losses) | $121,000 | 906 |
| Applicable income taxes | $2,327,000 | 1,165 |
| Income before extraordinary items | $4,035,000 | 1,355 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,035,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,696 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 446 |
| Net operating income | $3,957,560 | 1,342 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,709,000 | 2,025 |
| Total interest expense | $7,704,000 | 2,040 |
| Net interest income | $9,005,000 | 1,996 |
| Provision for loan and lease losses | $420,000 | 2,004 |
| Total noninterest income | $1,712,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $901,000 | 1,491 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $811,000 | 2,090 |
| Total noninterest expense | $6,312,000 | 2,176 |
| Salaries and employee benefits | $3,483,000 | 1,894 |
| Premises and equipment expense | $1,371,000 | 1,478 |
| Additional noninterest expense | $1,458,000 | 3,197 |
| Pre-tax net operating income | $3,985,000 | 1,804 |
| Securities gains (losses) | $89,000 | 1,012 |
| Applicable income taxes | $1,461,000 | 1,639 |
| Income before extraordinary items | $2,613,000 | 1,888 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,613,000 | 1,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,400,000 | 342 |
| Net operating income | $2,556,040 | 1,897 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,979,000 | 2,790 |
| Total interest expense | $6,035,000 | 2,540 |
| Net interest income | $5,944,000 | 2,997 |
| Provision for loan and lease losses | $320,000 | 2,185 |
| Total noninterest income | $1,287,000 | 2,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $674,000 | 2,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $613,000 | 2,498 |
| Total noninterest expense | $5,251,000 | 2,587 |
| Salaries and employee benefits | $2,766,000 | 2,408 |
| Premises and equipment expense | $1,145,000 | 1,763 |
| Additional noninterest expense | $1,340,000 | 3,398 |
| Pre-tax net operating income | $1,660,000 | 4,098 |
| Securities gains (losses) | $39,000 | 1,464 |
| Applicable income taxes | $567,000 | 3,807 |
| Income before extraordinary items | $1,132,000 | 4,144 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,132,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 561 |
| Net operating income | $1,105,870 | 4,214 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,321,000 | 4,060 |
| Total interest expense | $3,075,000 | 3,874 |
| Net interest income | $4,246,000 | 4,147 |
| Provision for loan and lease losses | $174,000 | 3,323 |
| Total noninterest income | $1,006,000 | 3,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $465,000 | 2,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $541,000 | 2,805 |
| Total noninterest expense | $4,067,000 | 3,380 |
| Salaries and employee benefits | $2,106,000 | 3,127 |
| Premises and equipment expense | $796,000 | 2,538 |
| Additional noninterest expense | $1,165,000 | 4,161 |
| Pre-tax net operating income | $1,011,000 | 5,906 |
| Securities gains (losses) | $82,000 | 865 |
| Applicable income taxes | $330,000 | 5,513 |
| Income before extraordinary items | $763,000 | 5,537 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $763,000 | 5,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 238 |
| Net operating income | $705,600 | 5,937 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 5,644 |
| Total interest expense | $2,062,000 | 5,692 |
| Net interest income | $3,073,000 | 5,557 |
| Provision for loan and lease losses | $213,000 | 3,773 |
| Total noninterest income | $1,401,000 | 2,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 4,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,070,000 | 1,947 |
| Total noninterest expense | $3,258,000 | 4,188 |
| Salaries and employee benefits | $1,873,000 | 3,482 |
| Premises and equipment expense | $539,000 | 3,642 |
| Additional noninterest expense | $846,000 | 5,650 |
| Pre-tax net operating income | $1,003,000 | 5,881 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $126,000 | 9,172 |
| Income before extraordinary items | $895,000 | 5,122 |
| Extraordinary gains, net | $289,000 | 748 |
| Net income | $1,184,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $879,160 | 4,964 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 7,620 |
| Total interest expense | $1,854,000 | 7,467 |
| Net interest income | $2,063,000 | 7,589 |
| Provision for loan and lease losses | $225,000 | 4,908 |
| Total noninterest income | $875,000 | 3,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 5,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $621,000 | 2,762 |
| Total noninterest expense | $2,502,000 | 5,309 |
| Salaries and employee benefits | $1,273,000 | 4,910 |
| Premises and equipment expense | $453,000 | 4,319 |
| Additional noninterest expense | $776,000 | 6,242 |
| Pre-tax net operating income | $211,000 | 10,964 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $96,000 | 10,025 |
| Income before extraordinary items | $159,000 | 11,147 |
| Extraordinary gains, net | $96,000 | 767 |
| Net income | $255,000 | 9,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 5,577 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $130,840 | 11,211 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.